{
 "documentInfo": {
  "documentType": "https://xbrl.org/2021/xbrl-json",
  "features": {
   "xbrl:canonicalValues": true
  },
  "namespaces": {
   "ROG": "http://rogalandsparebank.no/2025-12-31",
   "ifrs-full": "https://xbrl.ifrs.org/taxonomy/2024-03-27/ifrs-full",
   "iso4217": "http://www.xbrl.org/2003/iso4217",
   "scheme": "http://standards.iso.org/iso/17442",
   "xbrl": "https://xbrl.org/2021",
   "xbrli": "http://www.xbrl.org/2003/instance"
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  "taxonomy": [
   "http://rogalandsparebank.no/2025-12-31/549300G2EWXR3BRFKQ37-2025-12-31.xsd"
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 },
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   "value": "Rogaland Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "f0__s7__6__7": {
   "value": "Banken tilbyr et bredt spekter av bank- og investe-ringsprodukter til person- og n\u00e6ringslivsmarkedet",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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   "value": "Rogaland Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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   "value": "<span style=\"display:inherit;clear:left;\">Styret anser bankens soliditets- og likviditetsniv\u00e5 som ti<span class=\"_ _0\"></span>lfr<span class=\"_ _0\"></span>eds<span class=\"_ _0\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sti<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>. I samsvar med regnskapsloven \u00a72-2, 8.ledd bekreftes </span><span style=\"display:inherit;clear:left;\">det at forutsetningene for fortsatt drift er til stede, og dette <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er lagt til grunn ved avleggingen av regnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "f0__s7__6__10": {
   "value": "<span style=\"display:inherit;clear:left;\">Organisering, ansatte og milj\u00f8</span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig antall \u00e5rsverk fast ansatte for konsernet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025 var 166. Konsernet hadde ved \u00e5rsskiftet 164,5 \u00e5rsverk, </span><span style=\"display:inherit;clear:left;\">en reduksjon p\u00e5 16,5 \u00e5rsverk fra desember 2024. <span class=\"_ _0\"></span>Aktiv hadde </span><span style=\"display:inherit;clear:left;\">ved \u00e5rsskiftet 15 \u00e5rsverk. Banken isolert hadde ved \u00e5rsskiftet </span><span style=\"display:inherit;clear:left;\">149,5 \u00e5rsverk i faste stillinger<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har som et av sine strategiske fokusomr\u00e5der <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 utvikle kompetente, engasjerte og prestasjonsorienterte </span><span style=\"display:inherit;clear:left;\">medarbeidere. For \u00e5 n\u00e5 disse m\u00e5lene har banken lagt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til rette for \u00e5 utvikle en kultur som fremmer prestasjoner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og som utnytter ressurser optimalt. En effektiv m\u00e5te \u00e5 bygge </span><span style=\"display:inherit;clear:left;\">en god prestasjonskultur p\u00e5 har v\u00e6rt \u00e5 tydeliggj\u00f8re hva den </span><span style=\"display:inherit;clear:left;\">enkelte enhet skal bidra med for \u00e5 n\u00e5 m\u00e5lene, f\u00f8lge dette <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">opp via synliggj\u00f8ring og deling av resultater - og ved <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 verdsette og fremheve gode prestasjoner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittsalderen i Rogaland Sparebank er 44 \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har fokus p\u00e5 mangfold og likestilling. Dette arbeidet </span><span style=\"display:inherit;clear:left;\">inng\u00e5r ogs\u00e5 som en viktig del i bankens forpliktelser knyttet </span><span style=\"display:inherit;clear:left;\">til b\u00e6rekraft og b\u00e6rekraftsrapportering. </span><span style=\"display:inherit;clear:left;\">Vi har m\u00e5l om kj\u00f8nnsn\u00f8ytrale rekrutteringsprosesser med </span><span style=\"display:inherit;clear:left;\">vekt p\u00e5 en balansert andel kvinnelige ledere, vi har likel\u00f8nns-</span><span style=\"display:inherit;clear:left;\">per<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>kti<span class=\"_ _2\"></span>v i \u00e5rlige l\u00f8nnsforhandlinger og vi har likel\u00f8nn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som en definert m\u00e5lsetting. </span><span style=\"display:inherit;clear:left;\">Bankens \u00f8verste ledergruppe er representert med en kvinne-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>l p\u00e5 3 av 7. <span class=\"_ _0\"></span>A<span class=\"_ _2\"></span>v mellomledere med personalansvar <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken er 44% kvinner<span class=\"_ _0\"></span>. I bankens styre er 4 medlemmer </span><span style=\"display:inherit;clear:left;\">kvinner og 4 menn. Kvinnelige mellomledere i banken tjener </span><span style=\"display:inherit;clear:left;\">samlet sett 86 % i forhold til de mannlige lederne. For \u00f8vrige </span><span style=\"display:inherit;clear:left;\">ansatte i banken tjener kvinner 93 % av sine mannlige kolleger<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Bankens beregning er justert for stillingsbr\u00f8k, men ulikheter  </span><span style=\"display:inherit;clear:left;\">i stillingsniv\u00e5, ansiennitet og andre forhold er ikke tatt med. </span><span style=\"display:inherit;clear:left;\">Banken har er en overvekt av kvinner i de lavere l\u00f8nnede </span><span style=\"display:inherit;clear:left;\">stillingsniv\u00e5ene. </span><span style=\"display:inherit;clear:left;\">Det er et grunnleggende prinsipp i bankens personalpolitikk </span><span style=\"display:inherit;clear:left;\">at kvinner og menn skal ha like muligheter for \u00e5 kvalifisere </span><span style=\"display:inherit;clear:left;\">seg til alle typer oppgaver<span class=\"_ _0\"></span>, og at karrieremulighetene skal </span><span style=\"display:inherit;clear:left;\">v\u00e6re de samme. Videre skal alle ha like muligheter uavhengig </span><span style=\"display:inherit;clear:left;\">av etnisitet, nasjonal opprinnelse, avstamning, hudfarge, </span><span style=\"display:inherit;clear:left;\">spr\u00e5k, religion, livssyn eller funksjonsevne. </span><span style=\"display:inherit;clear:left;\">Arbeidsmilj\u00f8unders\u00f8kelser i banken viser at de ansatte <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er godt forn\u00f8yde med arbeidsplassen sin og at arbeids-</span><span style=\"display:inherit;clear:left;\">milj\u00f8et er godt. L\u00f8nn reflekterer i st\u00f8rst mulig grad markeds-</span><span style=\"display:inherit;clear:left;\">l\u00f8nn og den enkeltes kvalifikasjoner og ansvar<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har bedret kj\u00f8nnsbalansen p\u00e5 ulike </span><span style=\"display:inherit;clear:left;\">stillingskategorier fra rapporteringen for 2024, spesielt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kundeservice og dagligbank.</span><span style=\"display:inherit;clear:left;\">For organisasjonen som helhet har vi en kj\u00f8nnsfordeling </span><span style=\"display:inherit;clear:left;\">tilsvarende 60 % kvinner og 40 % menn som er p\u00e5 linje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tidligere \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Banken er tilfreds med rammene og kulturen som er p\u00e5 </span><span style=\"display:inherit;clear:left;\">plass for et mer inkluderende arbeidsmilj\u00f8. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har omtrent samme kj\u00f8nnsbalanse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ulike stillingskategorier som i 2024. Samlet sett er banken </span><span style=\"display:inherit;clear:left;\">tilfreds med rammene som er p\u00e5 plass for et mer inkluderende </span><span style=\"display:inherit;clear:left;\">arbeidsmilj\u00f8. Banken har ogs\u00e5 tilpasset seg nye krav i like-</span><span style=\"display:inherit;clear:left;\">stilli<span class=\"_ _2\"></span>ngs- og diskrimineringsloven og of<span class=\"_ _0\"></span>fentliggj\u00f8r status for </span><span style=\"display:inherit;clear:left;\">dette arbeidet i en egen rapport (ARP-rapport) i tr\u00e5d med </span><span style=\"display:inherit;clear:left;\">aktivitets- og redegj\u00f8relsesplikten som publiseres p\u00e5 bankens </span><span style=\"display:inherit;clear:left;\">hjemmesider<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Bankens r\u00e5dgivere p\u00e5 privatmarkedet er autoriserte etter </span><span style=\"display:inherit;clear:left;\">autorisasjonsordningene for finansielle r\u00e5dgivere (AFR), </span><span style=\"display:inherit;clear:left;\">skadeforsikring, personforsikring og kreditt. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har et h\u00f8yt kompetent r\u00e5dgiverkorps </span><span style=\"display:inherit;clear:left;\">b\u00e5de i personmarkedet og bedriftsmarkedet som ivaretar </span><span style=\"display:inherit;clear:left;\">gode kundeopplevelser og kvalitet i kundeprosessene. </span><span style=\"display:inherit;clear:left;\">Banken forurenser lite det ytre milj\u00f8et. Det har ikke fore<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">kommet eller blitt rapportert alvorlige hendelser eller ulykker <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i l\u00f8pet av \u00e5ret. </span><span style=\"display:inherit;clear:left;\">Sykefrav\u00e6ret i banken var p\u00e5 gjennomsnittlig 4,9 % i 2025, </span><span style=\"display:inherit;clear:left;\">som er 0,9 % poeng h\u00f8yere enn det var i 2024. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har sammen med de andre selskapene </span><span style=\"display:inherit;clear:left;\">i Eika <span class=\"_ _0\"></span>Alliansen tegnet forsikring for styrets medlemmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og daglig leder for deres mulige ansvar overfor foretaket <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og tredjepersoner<span class=\"_ _0\"></span>. Forsikringsdekningen for styreansvar <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er 300 millioner kroner per skade og samlet per \u00e5r<span class=\"_ _0\"></span>, mens </span><span style=\"display:inherit;clear:left;\">forsikringsdekningen for profesjonsansvars- og kri<span class=\"_ _0\"></span>min<span class=\"_ _2\"></span>ali<span class=\"_ _0\"></span>tet<span class=\"_ _2\"></span>s-</span><span style=\"display:inherit;clear:left;\">forsikringen er 400 millioner kroner per skade og samlet per \u00e5r<span class=\"_ _0\"></span>.</span>",
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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   "value": "2079267000.0",
   "decimals": -3,
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    "concept": "ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  },
  "f0__s1__4__5": {
   "value": "1919656000.0",
   "decimals": -3,
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  },
  "f0__s1__3__6": {
   "value": "297275000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:OtherInterestIncome",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  },
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   "value": "275773000.0",
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   "value": "1592503000.0",
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  },
  "f0__s1__4__7": {
   "value": "1476595000.0",
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  "f0__s1__3__9": {
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  },
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   "decimals": -3,
   "dimensions": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__28": {
   "value": "218000000.0",
   "decimals": -3,
   "dimensions": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:NOK"
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   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
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  "f0__s4__3__29": {
   "value": "128817000.0",
   "decimals": -3,
   "dimensions": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:NOK"
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  },
  "f0__s4__4__29": {
   "value": "85885000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:GiftsAndCustomerDividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
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  },
  "f0__s4__3__30": {
   "value": "-7957000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsToAcquireOrRedeemEntitysShares",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsToAcquireOrRedeemEntitysShares",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
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  },
  "f0__s4__3__31": {
   "value": "19762000.0",
   "decimals": -3,
   "dimensions": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "unit": "iso4217:NOK"
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  },
  "f0__s4__4__31": {
   "value": "19384000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
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  },
  "f0__s4__3__32": {
   "value": "882501000.0",
   "decimals": -3,
   "dimensions": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "unit": "iso4217:NOK"
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   "value": "837849000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:InterestPaidOnBondsNotesAndDebenturesClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
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  "f0__s4__3__33": {
   "value": "31520000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:InterestPaidOnSubordinatedLoansClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__33": {
   "value": "32060000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:InterestPaidOnSubordinatedLoansClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__34": {
   "value": "16462000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:InterestPaidOnAdditionalTier1CapitalClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__34": {
   "value": "12337000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:InterestPaidOnAdditionalTier1CapitalClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__35": {
   "value": "1362326000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__35": {
   "value": "331772000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
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  "f0__s4__3__38": {
   "value": "-234656000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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   "value": "127694000.0",
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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   "value": "590248000.0",
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    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
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    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
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    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "unit": "iso4217:NOK"
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   "value": "590248000.0",
   "decimals": -3,
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    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "unit": "iso4217:NOK"
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  "f0__s7__6__18-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Rogaland Sparebank er utarbeidet i samsvar </span><span style=\"display:inherit;clear:left;\">med International Financial Reporting Standards (IFRS) som er godkjent </span><span style=\"display:inherit;clear:left;\">av EU. Det samme gjelder morbankens regnskap. Regnskapene er avlagt </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 IFRS-standarder og fortolkninger obligatoriske for \u00e5rsregnskap </span><span style=\"display:inherit;clear:left;\">som avlegges per 31.12.2025. Videre er kravene til tilleggsinformasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i gjeldende lover og forskrifter for banker ivaretatt.</span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _0\"></span>. Regnskapet er presentert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _0\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">Erkl\u00e6ring i henhold til verdipapirhandellovens \u00a7 5-5</span><span style=\"display:inherit;clear:left;\">Vi bekrefter at \u00e5rsregnskapet for perioden 1. januar til 31. desember 2025 etter v\u00e5r beste overbevisning</span><span style=\"display:inherit;clear:left;\">er utarbeidet i samsvar med IFRS og at opplysningene i regnskapet gir et rettvisende bilde av foretakets</span><span style=\"display:inherit;clear:left;\">og konsernets eiendeler<span class=\"_ _0\"></span>, gjeld, finansielle stilling og resultat som helhet, og at opplysningene i \u00e5rsberetningen</span><span style=\"display:inherit;clear:left;\">gir en rettvisende oversikt over utviklingen, resultatet og stillingen til foretaket og konsernet, sammen med</span><span style=\"display:inherit;clear:left;\">en beskrivelse av de mest sentrale risiko- og usikkerhetsfaktorer foretakene st\u00e5r ovenfor<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__17": {
   "value": "<span style=\"display:inherit;clear:left;\">Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Rogaland Sparebank er utarbeidet i samsvar </span><span style=\"display:inherit;clear:left;\">med International Financial Reporting Standards (IFRS) som er godkjent </span><span style=\"display:inherit;clear:left;\">av EU. Det samme gjelder morbankens regnskap. Regnskapene er avlagt </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 IFRS-standarder og fortolkninger obligatoriske for \u00e5rsregnskap </span><span style=\"display:inherit;clear:left;\">som avlegges per 31.12.2025. Videre er kravene til tilleggsinformasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i gjeldende lover og forskrifter for banker ivaretatt.</span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _0\"></span>. Regnskapet er presentert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _0\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__19": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets datterselskaper </span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ls3\">note 29</span>.  Et foretak vurderes \u00e5 v\u00e6re kontrollert av konsernet </span><span style=\"display:inherit;clear:left;\">n\u00e5r konsernet er eksponert for eller har rettigheter til variabel avkastning </span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i vedkommende foretak, og har mulighet til \u00e5 p\u00e5virke </span><span style=\"display:inherit;clear:left;\">denne avkastningen gjennom sin makt over foretaket. Konsernet kontrol<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">lerer derfor et foretak som det er investert i, dersom og bare dersom, </span><span style=\"display:inherit;clear:left;\">konsernet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>har makt over foretaket</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span> <span class=\"_ _43\"></span>er eksponert for eller har rettigheter til variabel avkastning <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i foretaket</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span> <span class=\"_ _43\"></span>har mulighet til \u00e5 bruke sin makt over foretaket, til \u00e5 p\u00e5virke <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">sin avkastning.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _2\"></span>urderingene gj\u00f8res for hver investering.</span><span style=\"display:inherit;clear:left;\">Konsernet foretar en revurdering om det kontrollerer eller ikke kontrol<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lerer et foretak n\u00e5r fakta og omstendigheter indikerer at det foreligger </span><span style=\"display:inherit;clear:left;\">endringer i et eller flere av kontrollelementene.  </span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>r og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Rogaland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har kontroll direkte eller indirekte, eierinteresser eller andre forhold. </span><span style=\"display:inherit;clear:left;\">Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinteressene i et annet </span><span style=\"display:inherit;clear:left;\">selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overtakelse av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anskaffede eiendeler og forpliktelser<span class=\"_ _0\"></span>, blir innregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontrollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell differanse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen av </span><span style=\"display:inherit;clear:left;\">kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, og </span><span style=\"display:inherit;clear:left;\">netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom differansen er negativ blir den resultatf\u00f8rt over ordin\u00e6rt resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__20": {
   "value": "<span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Rogaland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har kontroll direkte eller indirekte, eierinteresser eller andre forhold. </span><span style=\"display:inherit;clear:left;\">Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinteressene i et annet </span><span style=\"display:inherit;clear:left;\">selskap utgj\u00f8r mer enn 50 %.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__21": {
   "value": "<span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overtakelse av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anskaffede eiendeler og forpliktelser<span class=\"_ _0\"></span>, blir innregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontrollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell differanse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen av </span><span style=\"display:inherit;clear:left;\">kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, og </span><span style=\"display:inherit;clear:left;\">netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom differansen er negativ blir den resultatf\u00f8rt over ordin\u00e6rt resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__22": {
   "value": "<span style=\"display:inherit;clear:left;\">Presentasjonsvaluta og transaksjoner i utenlandsk valuta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _0\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. V<span class=\"_ _0\"></span>alutatap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _0\"></span>, samt p\u00e5 omregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__12": {
   "value": "Rogaland Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__13": {
   "value": "egenkapitalbevisbank",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__14": {
   "value": "Sandnes Kommune",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__15": {
   "value": "R\u00e5dhusgata 3, 4306 Sandnes",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__11": {
   "value": "<span style=\"display:inherit;clear:left;\">Generell informasjon</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank er en egenkapitalbevisbank notert p\u00e5 Oslo B\u00f8rs. </span><span style=\"display:inherit;clear:left;\">Banken har hovedkontor i Sandnes Kommune, med bes\u00f8ksadresse </span><span style=\"display:inherit;clear:left;\">R\u00e5dhusgata 3, 4306 Sandnes.</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet og morbankregnskapet for 2025 ble godkjent <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av styret 10. mars 2026, og av forstanderskapet den 25. mars 2026.</span><span style=\"display:inherit;clear:left;\">Presentasjonsvalutaen er norske kroner (NOK), som ogs\u00e5 er funksjonell </span><span style=\"display:inherit;clear:left;\">valuta i alle enhetene i konsernet. <span class=\"_ _0\"></span>Alle bel\u00f8p er angitt i tusen kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med mindre noe annet er angitt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__16-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Regnskapsprinsipper<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Rogaland Sparebank er utarbeidet i samsvar </span><span style=\"display:inherit;clear:left;\">med International Financial Reporting Standards (IFRS) som er godkjent </span><span style=\"display:inherit;clear:left;\">av EU. Det samme gjelder morbankens regnskap. Regnskapene er avlagt </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 IFRS-standarder og fortolkninger obligatoriske for \u00e5rsregnskap </span><span style=\"display:inherit;clear:left;\">som avlegges per 31.12.2025. Videre er kravene til tilleggsinformasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i gjeldende lover og forskrifter for banker ivaretatt.</span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _0\"></span>. Regnskapet er presentert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _0\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets datterselskaper </span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ls3\">note 29</span>.  Et foretak vurderes \u00e5 v\u00e6re kontrollert av konsernet </span><span style=\"display:inherit;clear:left;\">n\u00e5r konsernet er eksponert for eller har rettigheter til variabel avkastning </span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i vedkommende foretak, og har mulighet til \u00e5 p\u00e5virke </span><span style=\"display:inherit;clear:left;\">denne avkastningen gjennom sin makt over foretaket. Konsernet kontrol<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">lerer derfor et foretak som det er investert i, dersom og bare dersom, </span><span style=\"display:inherit;clear:left;\">konsernet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>har makt over foretaket</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span> <span class=\"_ _43\"></span>er eksponert for eller har rettigheter til variabel avkastning <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i foretaket</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span> <span class=\"_ _43\"></span>har mulighet til \u00e5 bruke sin makt over foretaket, til \u00e5 p\u00e5virke <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">sin avkastning.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _2\"></span>urderingene gj\u00f8res for hver investering.</span><span style=\"display:inherit;clear:left;\">Konsernet foretar en revurdering om det kontrollerer eller ikke kontrol<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lerer et foretak n\u00e5r fakta og omstendigheter indikerer at det foreligger </span><span style=\"display:inherit;clear:left;\">endringer i et eller flere av kontrollelementene.  </span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>r og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Rogaland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har kontroll direkte eller indirekte, eierinteresser eller andre forhold. </span><span style=\"display:inherit;clear:left;\">Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinteressene i et annet </span><span style=\"display:inherit;clear:left;\">selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overtakelse av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anskaffede eiendeler og forpliktelser<span class=\"_ _0\"></span>, blir innregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontrollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell differanse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen av </span><span style=\"display:inherit;clear:left;\">kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, og </span><span style=\"display:inherit;clear:left;\">netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom differansen er negativ blir den resultatf\u00f8rt over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta og transaksjoner i utenlandsk valuta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _0\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. V<span class=\"_ _0\"></span>alutatap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _0\"></span>, samt p\u00e5 omregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsipper </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>esentlige regnskapsprinsipper er oppsummert i listen nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Regnskapsprinsipper vedr\u00f8rende finansielle instrumenter beskrives </span><span style=\"display:inherit;clear:left;\">nedenfor<span class=\"_ _0\"></span>, \u00f8vrige regnskapsprinsipper er inkorporert i de enkelte notene. </span><span style=\"display:inherit;clear:left;\">Endring av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Nye standarder og fortolkninger som er tatt i bruk  </span><span style=\"display:inherit;clear:left;\">fra og med regnskaps\u00e5ret 2025</span><span style=\"display:inherit;clear:left;\">Det er ingen nye standarder eller fortolkninger som er tatt i bruk fra og med </span><span style=\"display:inherit;clear:left;\">regnskaps\u00e5ret 2025 som anses \u00e5 ha en vesentlig p\u00e5virkning p\u00e5 konsernets </span><span style=\"display:inherit;clear:left;\">regnskap. <span class=\"_ _0\"></span>Anvendte regnskapsprinsipper er konsistente med prinsippene </span><span style=\"display:inherit;clear:left;\">anvendt i \u00e5rsrapporten for 2024.</span><span style=\"display:inherit;clear:left;position:relative;height:275.044921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 210.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlige regnskapsprinsipper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 299.391px; top: 6.54297px; width: 419.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Note</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 308.279px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeldene IFRS/IAS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.7578px; width: 707.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter (eiendeler og forpliktelser)</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Beskrives nedenfor</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 232.365px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9, IFRS 7</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 64.7266px; width: 318.838px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 273.768px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10. </span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: -3.5505px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.719px; top: 64.7266px; width: 204.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 630.328px; top: 64.7266px; width: 77.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 7, IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 81.3438px; width: 14.3613px; white-space: pre; word-spacing: 0.5625px; letter-spacing: -0.5625px; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.5625px; letter-spacing: -0.5625px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.719px; top: 81.2266px; width: 125.631px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.7891px; width: 666.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 153.475px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17.</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 8.6367px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 206.42px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.195px; width: 672.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 180.873px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 15</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 140.602px; width: 664.846px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 249.152px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 254.924px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 19</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 161.008px; width: 664.535px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 274.389px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 279.873px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 12</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.414px; width: 712.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Investeringer i datterseslskaper og tilknyttede foretak</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Eierinteresser i datterselskaper og tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 10, IAS 28</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.836px; width: 705.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill og andre immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 194.185px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IAS 38, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 222.242px; width: 300.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arige driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 209.467px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.404px; top: 222.242px; width: 330.17px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 233.836px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 630.574px; top: 222.242px; width: 74.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 16, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.648px; width: 672.398px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 244.588px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 250.518px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 16</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.055px; width: 383.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital og utstedte fondsobligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.46679px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span></span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtatte standarder og fortolkninger med fremtidig </span><span style=\"display:inherit;clear:left;\">ikrafttredelsestidspunkt</span><span style=\"display:inherit;clear:left;\">IFRS 18 - Presentasjon og noteopplysninger i finansregnskap</span><span style=\"display:inherit;clear:left;\">IASB publiserte i april 2024 en ny regnskapsstandard, IFRS 18 Presentasjon </span><span style=\"display:inherit;clear:left;\">og opplysninger i finansregnskapet, som vil erstatte dagens IAS 1. </span><span style=\"display:inherit;clear:left;\">Standardens ikrafttredelse er satt til 1. januar 2027, og den skal </span><span style=\"display:inherit;clear:left;\">anvendes retrospektivt med sammenligningstall fra 2026.</span><span style=\"display:inherit;clear:left;\">IFRS 18 inneb\u00e6rer ingen endringer i innregning eller m\u00e5ling, men </span><span style=\"display:inherit;clear:left;\">representerer en endring i m\u00e5ten regnskapsposter struktureres, presenteres </span><span style=\"display:inherit;clear:left;\">og forklares. Hensikten er \u00f8kt sammenlignbarhet, transparens og bruker-</span><span style=\"display:inherit;clear:left;\">ve<span class=\"_ _0\"></span>nnl<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>et<span class=\"_ _2\"></span>, spesielt knyttet til resultatoppstilling og noteinformasjon.</span><span style=\"display:inherit;clear:left;\">Hovedendringer i IFRS 18</span><span style=\"display:inherit;clear:left;\">1. Ny struktur for resultatoppstillingen </span><span style=\"display:inherit;clear:left;\">Resultatoppstillingen skal n\u00e5 inndeles i fem kategorier: drift, investering, </span><span style=\"display:inherit;clear:left;\">finansiering, inntektsskatt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avviklet virksomhet. Dette medf\u00f8rer ogs\u00e5 krav om nye delsummer<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">blant annet driftsresultat og resultat f\u00f8r finansiering og inntektsskatt.</span><span style=\"display:inherit;clear:left;\">2. \u00d8kte krav til aggregering og disaggregering<span class=\"ff1 fs35 ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Standarden innf\u00f8rer strengere krav til \u00e5 gruppere homogene poster og </span><span style=\"display:inherit;clear:left;\">splitte opp poster som inneholder ulike forhold. Dette vil s\u00e6rlig p\u00e5virke </span><span style=\"display:inherit;clear:left;\">noteinformasjon.</span><span style=\"display:inherit;clear:left;\">3. Ledelsesdefinerte resultatm\u00e5l (Management Performance <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Measures \u2013 MPMs)</span><span style=\"display:inherit;clear:left;\">IFRS 18 krever tydeligere opplysninger<span class=\"_ _0\"></span>, forklaringer og avstemminger </span><span style=\"display:inherit;clear:left;\">for resultatm\u00e5l som benyttes i ekstern rapportering.</span><span style=\"display:inherit;clear:left;\">Forel\u00f8pig vurdering av effekter for Rogaland Sparebank</span><span style=\"display:inherit;clear:left;\">Basert p\u00e5 bankens forel\u00f8pige vurderinger forventes ingen vesentlige </span><span style=\"display:inherit;clear:left;\">effekter p\u00e5 resultat, balanse eller egenkapital. Standarden p\u00e5virker </span><span style=\"display:inherit;clear:left;\">presentasjon og opplysninger<span class=\"_ _0\"></span>, ikke m\u00e5ling. </span><span style=\"display:inherit;clear:left;\">Det kan likevel oppst\u00e5 enkelte mindre effekter:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>endringer i klassifisering i resul<span class=\"_ _1\"></span>tatopps<span class=\"_ _1\"></span>tilling<span class=\"_ _1\"></span>en,</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>tilpasninger i interne rapporteringsprosesser og <span class=\"_ _2\"></span>syst<span class=\"_ _0\"></span>emer<span class=\"_ _0\"></span>,</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>vurdering av ledelsesdefinerte resultatm\u00e5l,</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>mer detal<span class=\"_ _2\"></span>jerte noteopplysninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For banken blir dermed f\u00f8lgende fokusomr\u00e5der prioritert i tiden frem <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot endelig implementering;</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>gjennomf\u00f8re full kartlegging av klassifiseringer og noteomr\u00e5der<span class=\"_ _0\"></span>,</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>foreta n\u00f8dvendige systemtilpasninger<span class=\"_ _0\"></span>, herunder endring i kontooppsett</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>utarbeide sammenligningstall for 2026 i samsvar med IFRS 18,</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _111\"> </span>sikre involvering av styret og relevante lederfunksjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u00c5rlige forbedringsprosjekter</span><span style=\"display:inherit;clear:left;\">IASB har i forbindelse med \u00e5rlige forbedringsprosjekter gjort mindre </span><span style=\"display:inherit;clear:left;\">endringer i flere standarder<span class=\"_ _0\"></span>. Endringene er vurdert til \u00e5 ikke ha vesentlig </span><span style=\"display:inherit;clear:left;\">betydning for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anskaffelsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Finansielle instrumenter vurdert til amortisert kost (AC).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI).</span></span> </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Andre finansielle forpliktelser m\u00e5lt til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed fastsettelse av m\u00e5lekategori skiller IFRS 9 mellom ordin\u00e6re gjel<span class=\"_ _0\"></span>ds-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>stru<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. Med ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldinstrumenter menes det renteinstrumenter der avkastning utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">kompensasjon for tidsverdi av penger<span class=\"_ _0\"></span>, kredittrisiko og andre relevante </span><span style=\"display:inherit;clear:left;\">risikoer som f\u00f8lger av ordin\u00e6re gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _2\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes bankens </span><span style=\"display:inherit;clear:left;\">egen kredittrisiko innregnes i utvidet resultat (OCI), med mindre innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misforhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og effekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _0\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et prissettings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">byr<span class=\"_ _0\"></span>\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt marked </span><span style=\"display:inherit;clear:left;\">verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _0\"></span>, som til dels er gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av profesjonelle byr\u00e5er<span class=\"_ _0\"></span>.  <span class=\"_ _0\"></span>Alle endringer i virkelig verdi innregnes direkte <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet med mindre eiendelen er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi med verdiendring over utvidet resultat (FVOCI).<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med flytende rente til \u00e5 samsvare </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes til </span><span style=\"display:inherit;clear:left;\">amortisert kost og inntektene/kostnadene beregnes etter effektiv rentes </span><span style=\"display:inherit;clear:left;\">metode. Den effektive renten fastsettes ved diskontering av kontrakts<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. <span class=\"_ _0\"></span>Amortisert kost er </span><span style=\"display:inherit;clear:left;\">n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den effektive renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene  </span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomiske utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringseffektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Ul\u00e5n og fordringer - se tabell ovenfor</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da disse anses som </span><span style=\"display:inherit;clear:left;\">strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den forretningsmodellen som styrer forvaltningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av likviditetsportef\u00f8ljen i samsvar med IFRS 9. Forretningsmodellen  </span><span style=\"display:inherit;clear:left;\">gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra et m\u00e5l om maksimal fortjeneste. Banken har ogs\u00e5 en \u00abholdt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forfall\u00bb portef\u00f8lje av obligasjoner som vurderes til amortisert kost <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da banken har til hensikt \u00e5 holde disse rentepapirene til forfall. Denne </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen holdes atskilt fra bankens \u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virkelig verdi med verdi<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med flytende rente m\u00e5les til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av effektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-</span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8res som rentekostnader<span class=\"_ _0\"></span>. Eventuell kj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">prem<span class=\"_ _0\"></span>ie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatregnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Segmenter<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som brukes for utarbeidelse av segmentin<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">formasjon er de samme som benyttes for konsernregnskapet </span><span style=\"display:inherit;clear:left;\">for\u00f8vrig.  Konsernet fordeler ikke skatt eller ikke-gjentagende </span><span style=\"display:inherit;clear:left;\">gevinster og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer </span><span style=\"display:inherit;clear:left;\">selskapsinterne transaksjoner etter prinsippet om armlengdes </span><span style=\"display:inherit;clear:left;\">avstand. Fundingkostnader er fordelt i henhold til kapitalbehov <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for henholdsvis PM og BM. Netto provisjonsinntekter er fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">etter salgsvolum og felleskostnader etter en fordelingsn\u00f8kler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kostnader<span class=\"_ _0\"></span>. Konsernet har kun virksomhet i Norge.</span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter; Personmarked (PM), Bedrift<span class=\"_ _2\"></span>s<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">marked (BM) og Eiendom. PM og BM er bankvirksomhet fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 to hovedkundegrupper<span class=\"_ _0\"></span>.  Her inng\u00e5r ogs\u00e5 generell investerings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">r\u00e5<span class=\"_ _0\"></span>dgiv<span class=\"_ _0\"></span>nin<span class=\"_ _0\"></span>g for bankens kunder<span class=\"_ _0\"></span>. Eiendomssegmentet har </span><span style=\"display:inherit;clear:left;\">eiendomsmegling som virksomhet. Segmentet best\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av <span class=\"_ _1\"></span>datterselskapet Aktiv <span class=\"_ _3a\"></span>Rogaland AS.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 misligholde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer i steg-</span><span style=\"display:inherit;clear:left;\">ti<span class=\"_ _0\"></span>lh<span class=\"_ _0\"></span>\u00f8r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span> gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er bankens </span><span style=\"display:inherit;clear:left;\">oppfatning at bruk av dette unntaket ikke gir vesentlig utslag i fordeling </span><span style=\"display:inherit;clear:left;\">av engasjementer mellom stegene eller for de totale tapsavsetningene, </span><span style=\"display:inherit;clear:left;\">men heller gir et mer korrekt stabilt inntrykk av risikoutviklingen. Den isolerte </span><span style=\"display:inherit;clear:left;\">effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer i PD, uavhengig av st\u00f8rrelsen, </span><span style=\"display:inherit;clear:left;\">skulle medf\u00f8re stegvandring, ville v\u00e6rt en \u00f8kning p\u00e5 16,4 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling </span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det </span><span style=\"display:inherit;clear:left;\">mulig for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.416015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 0.0039062px; width: 23.5957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.719px; top: 0.0039062px; width: 24.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.3438px; top: 12.8945px; width: 49.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.8945px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 417.75px; top: 12.8945px; width: 33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.8945px; width: 66.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.8008px; width: 31.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.141px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8008px; width: 42.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.422px; top: 25.8008px; width: 40.7168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 25.8008px; width: 40.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 11.0039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.859px; top: 38.707px; width: 45.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.125px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 24.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.156px; top: 38.707px; width: 47.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 38.707px; width: 134.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.2637px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 66.4844px; width: 639.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.6543px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 89.875px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.029px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 113.266px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.42px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 136.641px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5 og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Banken har i l\u00f8pet av fjerde kvartal 2025 oppdatert prognosene som </span><span style=\"display:inherit;clear:left;\">ligger til grunn for makrofaktorene som brukes ved beregning av ECL. </span><span style=\"display:inherit;clear:left;\">Banken har ikke foretatt andre justeringer i tapsberegningene som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av den geopolitiske situasjonen. Bankens portef\u00f8lje er f\u00f8rst og fremst </span><span style=\"display:inherit;clear:left;\">lokal, og p\u00e5virkes av geopolitiske endringer indirekte gjennom effekter </span><span style=\"display:inherit;clear:left;\">de har p\u00e5 den makro\u00f8konomiske situasjonen. Lokalisert i Rogaland er </span><span style=\"display:inherit;clear:left;\">man i stor grad p\u00e5virket av utviklingen innenfor oljen\u00e6ringen, og dette </span><span style=\"display:inherit;clear:left;\">fanges opp i bankens makromodell gjennom endring i forventning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til oljeinvestering. De fleste prognosene hentes fra SSB.</span><span style=\"display:inherit;clear:left;\">Arbeidsledighet i Norge forventes \u00e5 \u00f8ke noe fremover<span class=\"_ _0\"></span>, sammenlignet </span><span style=\"display:inherit;clear:left;\">med prognosene som l\u00e5 til grunn ved forrige justering av makrofaktorer </span><span style=\"display:inherit;clear:left;\">som ble gjort i andre kvartal 2025. Denne endringen gir noe \u00f8kte makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>ktor<span class=\"_ _0\"></span>er for PM-kunder utenfor Rogaland. Makrofaktorene beregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som en sammenligning mellom siste 3 \u00e5rs historiske tall og prognoser </span><span style=\"display:inherit;clear:left;\">for fremtiden. Forventet fremtidig boligprisvekst i Rogaland er i liten grad </span><span style=\"display:inherit;clear:left;\">endret, men historisk prisvekst er n\u00e5 h\u00f8yere, slik at den relative endringen </span><span style=\"display:inherit;clear:left;\">f\u00f8rer til en negativ effekt p\u00e5 makrofaktorberegningen. Dette gj\u00f8r at makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>kt<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span> for PM-kunder i Rogaland blir noe lavere. Endringen for PM <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">totalt er beregnet \u00e5 \u00f8ke tapsavsetningene med 1 MNOK.</span><span style=\"display:inherit;clear:left;\">For BM medf\u00f8rer oppdateringen sm\u00e5 endringer<span class=\"_ _0\"></span>. Beregnet \u00f8kning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tapsavsetninger som f\u00f8lge av endringer i makrofaktorene er 0,7 MNOK. </span><span style=\"display:inherit;clear:left;\">Makrofaktorene for bygg og anlegg \u00f8ker noe, mens det for n\u00e6rings-</span><span style=\"display:inherit;clear:left;\">eiendom er stabilt.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">inklusiv p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201dnetto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _3b\"></span>kreditts<span class=\"_ _1\"></span>elskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 9 skal tapsavsetninger baseres p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger gjelder </span><span style=\"display:inherit;clear:left;\">for finansielle eiendeler som m\u00e5les til amortisert kost eller til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendringer over utvidet resultat. Dette inkluderer </span><span style=\"display:inherit;clear:left;\">ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi over resultatet, samt fordringer p\u00e5 leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Avsetningen for forventet tap i den generelle modellen avhenger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av om kredittrisikoen har \u00f8kt betydelig siden f\u00f8rste gangs balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring. Kredittforverring vurderes ut fra endringer i misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed f\u00f8rste gangs balansef\u00f8ring, og dersom kredittrisikoen ikke har </span><span style=\"display:inherit;clear:left;\">\u00f8kt vesentlig etter dette tidspunkt, innregnes tap som 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. Dette refererer til tap som er forventet \u00e5 oppst\u00e5 over </span><span style=\"display:inherit;clear:left;\">instrumentets levetid, men som kan knyttes til misligholdshendelser </span><span style=\"display:inherit;clear:left;\">som inntreffer i l\u00f8pet av de f\u00f8rste 12 m\u00e5nedene. Hvis kredit<span class=\"_ _2\"></span>tri<span class=\"_ _0\"></span>sikoe<span class=\"_ _0\"></span>n </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig etter f\u00f8rste gangs innregning, beregnes avsetningen </span><span style=\"display:inherit;clear:left;\">som forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. <span class=\"_ _0\"></span>Alle eiendeler som ikke har vesentlig </span><span style=\"display:inherit;clear:left;\">h\u00f8yere kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en tapskostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 2: </span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00f8kning i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">ikke er inntruffet kredittap p\u00e5 balansedato. For disse eiendelene  </span><span style=\"display:inherit;clear:left;\">blir det beregnet en avsetning lik forventet tap over levetiden. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I denne gruppen inng\u00e5r kontoer med vesentlig grad av kreditt-</span><span style=\"display:inherit;clear:left;\">forverring, men som p\u00e5 balansedato tilh\u00f8rer kunder hvor det ikke </span><span style=\"display:inherit;clear:left;\">foreligger en objektiv tapshendelse. N\u00e5r det gjelder avgrensning </span><span style=\"display:inherit;clear:left;\">mot steg 1, definerer banken vesentlig grad av kredittforverring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig, at kunden <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har hatt restanse over 30 dager eller at det er gitt betalingslettelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av tapsmodell henvises det til note 8.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 3: </span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato. For disse eiendelene foretar banken en individuell </span><span style=\"display:inherit;clear:left;\">tapsavsetning. P\u00e5 hver balansedag vurderes det om det eksisterer </span><span style=\"display:inherit;clear:left;\">objektive bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er redusert. V<span class=\"_ _0\"></span>erdifallet m\u00e5 v\u00e6re et resultat av en eller flere </span><span style=\"display:inherit;clear:left;\">hendelser inntruffet etter f\u00f8rstegangs balansef\u00f8ring (en taps-</span><span style=\"display:inherit;clear:left;\">he<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>lse<span class=\"_ _0\"></span>) og resultatet av tapshendelsen (eller hendelsene) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike hendelser </span><span style=\"display:inherit;clear:left;\">er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalingsm<span class=\"_ _2\"></span>islig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">hold eller andre kontraktsbrudd. Dersom det foreligger objektive </span><span style=\"display:inherit;clear:left;\">bevis p\u00e5 at en verdireduksjon har inntruffet, beregnes st\u00f8rrelsen </span><span style=\"display:inherit;clear:left;\">p\u00e5 tapet. For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes </span><span style=\"display:inherit;clear:left;\">tapet som forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av estimerte fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets </span><span style=\"display:inherit;clear:left;\">opprinnelige effektive rentesats. Periodens endringer i vurdert </span><span style=\"display:inherit;clear:left;\">verdi for utl\u00e5n resultatf\u00f8res under \u00abnedskrivninger og <span><span style=\"display:inherit;clear:left;\">tap <span class=\"ls3\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 utl\u00e5n og garantier\u00bb.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er </span><span style=\"display:inherit;clear:left;\">betalingsmislighold eller mislighold p\u00e5 grunn av manuell </span><span style=\"display:inherit;clear:left;\">misligholdsmerking (\u00abunlikeliness to pay\u00bb). Engasjementer som </span><span style=\"display:inherit;clear:left;\">er misligholdte, inng\u00e5r i steg 3.Betalingsmislighold er definert </span><span style=\"display:inherit;clear:left;\">som vesentlig overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _43\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken  </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller  </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span><span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg  </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">T<span class=\"_ _2\"></span>ransaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Pensjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _0\"></span>. Pensjons-</span><span style=\"display:inherit;clear:left;\">ordningene er i hovedsak finansiert gjennom innbetalinger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forsikringsselskaper<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innskuddspensjon for nyansatte. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med omleggingen gikk ogs\u00e5 en del personer ansatt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r 1.1.07 over fra ytelsesordningen til den nye innskuddsordningen. </span><span style=\"display:inherit;clear:left;\">I slutten av 2013 gikk resterende ansatte over til innskuddsordning. </span><span style=\"display:inherit;clear:left;\">De ber\u00f8rte f\u00e5r en l\u00f8pende kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">En innskuddsplan er en pensjonsordning hvor konsernet betaler </span><span style=\"display:inherit;clear:left;\">faste bidrag til en juridisk enhet som investerer midlene p\u00e5 vegne </span><span style=\"display:inherit;clear:left;\">av medlemmene i ordningen. Innskuddene regnskapsf\u00f8res som </span><span style=\"display:inherit;clear:left;\">l\u00f8nnskostnader n\u00e5r de forfaller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _2\"></span>vtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">AFP-ordningen er en ytelsesbasert flerforetakspensjons <span class=\"_ _3b\"></span>ordning,<span class=\"_ _2\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og finansieres gjennom premier som fastsettes som en prosent <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig m\u00e5ling og allokering </span><span style=\"display:inherit;clear:left;\">av forpliktelse og midler i ordningen. Regnskaps <span class=\"_ _3b\"></span>messig blir ordningen </span><span style=\"display:inherit;clear:left;\">s\u00e5ledes behandlet som en innskuddsbasert pensjonsordning hvor </span><span style=\"display:inherit;clear:left;\">premiebetalinger kostnadsf\u00f8res l\u00f8pende, og ingen avsetninger </span><span style=\"display:inherit;clear:left;\">foretas i regnskapet. Det ble ikke betalt premie i den nye ordningen </span><span style=\"display:inherit;clear:left;\">f\u00f8r i 201<span class=\"_ _0\"></span>1, og da var premien fastsatt til 1,4 % av samlede utbeta<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ling<span class=\"_ _0\"></span>er mellom 1 G og 7,1 G til bedriftens arbeidstakere. Premie <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for Privat <span class=\"_ _0\"></span>AFP faktureres i prosent av den enkelte ansattes </span><span style=\"display:inherit;clear:left;\">l\u00f8nnsutbetaling mellom 1 og 7,1G. For 2025 er satsen 2,7%.</span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjons-</span><span style=\"display:inherit;clear:left;\">ut<span class=\"_ _0\"></span>bet<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>ng<span class=\"_ _2\"></span> som en ansatt vil motta ved pensjonering. Pensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">utbetalingen er normalt avhengig av en eller flere faktorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">slik som alder<span class=\"_ _0\"></span>, antall \u00e5r i selskapet og l\u00f8nn. Den balanse <span class=\"_ _3b\"></span>f\u00f8rte </span><span style=\"display:inherit;clear:left;\">forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien av de definerte </span><span style=\"display:inherit;clear:left;\">ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig </span><span style=\"display:inherit;clear:left;\">aktuar ved bruk av en line\u00e6r opptjeningsmetode. Diskonterings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">renten er en beregnet markedsrente p\u00e5 obligasjoner med<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fortrinnsrett (OMF). <span class=\"_ _0\"></span>Andre parametere, som eksempelvis <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00f8nnsreguleringer<span class=\"_ _0\"></span>, inflasjon og pensjons\u00f8kninger<span class=\"_ _2\"></span>, fastsettes  </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resultat (OCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sosiale kostnader og best\u00e5r av periodens pensjonsopptjening, </span><span style=\"display:inherit;clear:left;\">rentekostnad p\u00e5 den beregnede pensjonsforpliktelsen samt </span><span style=\"display:inherit;clear:left;\">periodisert arbeidsgiveravgift. Pensjonskostnaden er basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forutsetninger fastsatt ved periodens begynnelse. </span><span style=\"display:inherit;clear:left;\">Morbanken har to driftspensjoner for to tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rer<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pensjonsforpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _0\"></span>. F\u00f8lgende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske og aktuarmessige forutsetninger er lagt til grunn:</span><span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _1\"></span>er <span class=\"_ _1\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.25 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastnings <span class=\"_ _3b\"></span>m\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper  </span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Tilknyttet foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. T<span class=\"_ _0\"></span>ilknyttet foretak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig innflytelse, men ikke kontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig innflytelse n\u00e5r banken har en </span><span style=\"display:inherit;clear:left;\">eierandel p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godt <span class=\"_ _3b\"></span>gj\u00f8res </span><span style=\"display:inherit;clear:left;\">at dette ikke er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">fra det tidspunkt betydelig innflytelse etableres og til det opph\u00f8rer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Investeringen f\u00f8rstegangsinnregnes til anskaffelseskost og justeres </span><span style=\"display:inherit;clear:left;\">deretter for endringen i bankens andel av nettoeiendelene til det </span><span style=\"display:inherit;clear:left;\">tilknyttede foretaket. T<span class=\"_ _0\"></span>ilknyttede foretak regnskapsf\u00f8res etter </span><span style=\"display:inherit;clear:left;\">egenkapitalmetoden b\u00e5de i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anskaf<span class=\"_ _0\"></span>felses-</span><span style=\"display:inherit;clear:left;\">kost redusert for nedskrivninger i samsvar med IAS 36. Behovet </span><span style=\"display:inherit;clear:left;\">for nedskrivninger vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige </span><span style=\"display:inherit;clear:left;\">langsiktige eiendeler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span><span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span><span style=\"display:inherit;clear:left;\">Leieavtaler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontrollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning </span><span style=\"display:inherit;clear:left;\">for leieavtaler knyttet til kontorlokaler<span class=\"_ _0\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksrett eiendel og rentekostnad </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bankens IT<span class=\"_ _0\"></span>-avtaler </span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p </span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8rt<span class=\"_ _0\"></span>. Leieavtalene som faller inn under disse unntakene innregnes </span><span style=\"display:inherit;clear:left;\">l\u00f8pende som andre driftskostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som </span><span style=\"display:inherit;clear:left;\">fast leie justert for indeksreguleringer i leiekontraktene. Eventuelle </span><span style=\"display:inherit;clear:left;\">opsjoner i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler </span><span style=\"display:inherit;clear:left;\">f\u00f8r endelig kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med </span><span style=\"display:inherit;clear:left;\">mindre det er rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. </span><span style=\"display:inherit;clear:left;\">Felleskostnader og andre variable leiebetalinger vil ikke bli innregnet </span><span style=\"display:inherit;clear:left;\">i leieforpliktelsen for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietaker </span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, </span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler </span><span style=\"display:inherit;clear:left;\">som er n\u00f8dvendige for en eiendel av lignende verdi som </span><span style=\"display:inherit;clear:left;\">bruks <span class=\"_ _43\"></span>retteien<span class=\"_ _2\"></span>delen. Renten hensyntar b\u00e5de risikofri rente,<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">kredittrisiko og leiespesifikt p\u00e5slag, herunder sikkerhet/pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i leieavtalen. Renten vil tilpasses den faktiske leiekontraktens </span><span style=\"display:inherit;clear:left;\">varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">gjenv\u00e6rende leiebetalingene diskontert med marginal l\u00e5nerente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tidspunktet for f\u00f8rstegangsanvendelse, samt innregnet </span><span style=\"display:inherit;clear:left;\">tilh\u00f8rende bruksrettighet til et bel\u00f8p som reflekterer verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av eiendelen som om standarden var gjeldende fra tidspunkt </span><span style=\"display:inherit;clear:left;\">for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">heter leieavtaler\u00bb, mens leieforpliktelsene presenteres som </span><span style=\"display:inherit;clear:left;\">\u00abLeieforpliktelser\u00bb. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en ned <span class=\"_ _3b\"></span>skrivnings-</span><span style=\"display:inherit;clear:left;\">tes<span class=\"_ _0\"></span>t i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det. </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og annen fast eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y<span class=\"_ _0\"></span>. Konsernets </span><span style=\"display:inherit;clear:left;\">bruksretteiendeler er kategorisert og presentert i tabellen under:</span><span style=\"display:inherit;clear:left;\">Egenkapital</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av eg<span class=\"_ _0\"></span>en-</span><span style=\"display:inherit;clear:left;\">kap<span class=\"_ _0\"></span>ital<span class=\"_ _2\"></span>bev<span class=\"_ _0\"></span>iskap<span class=\"_ _0\"></span>ital<span class=\"_ _2\"></span>, overkurs, annen innskutt egenkapital og utjevnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>nd.  Utjevningsfondet er akkumulert overskudd som kan benyttes </span><span style=\"display:inherit;clear:left;\">til fremtidig kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon </span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner </span><span style=\"display:inherit;clear:left;\">med egne egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt </span><span style=\"display:inherit;clear:left;\">egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/kunde-</span><span style=\"display:inherit;clear:left;\">utb<span class=\"_ _0\"></span>ytte<span class=\"_ _2\"></span>, fond for urealiserte gevinster<span class=\"_ _0\"></span>, fond for vurderingsforskjeller<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">annen egenkapital og minoritetsinteresser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Annen egenkapital </span><span style=\"display:inherit;clear:left;\">inkluderer avsatt utbytte.    </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og </span><span style=\"display:inherit;clear:left;\">grunnfondskapitalen i samme forhold som deres respektive </span><span style=\"display:inherit;clear:left;\">andel av bankens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, </span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor </span><span style=\"display:inherit;clear:left;\">det ikke utbetales utbytte, og investor har heller ikke senere krav </span><span style=\"display:inherit;clear:left;\">p\u00e5 renter som ikke er utbetalt, dvs. rentene akkumuleres ikke. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjoner tilfredsstiller ikke definisjonen av finansiell </span><span style=\"display:inherit;clear:left;\">forpliktelse i henhold til IAS 32 og klassifiseres f\u00f8lgelig som </span><span style=\"display:inherit;clear:left;\">egenkapital/hybridkapital i bankens balanse. Fondsobligasjonene </span><span style=\"display:inherit;clear:left;\">er evigvarende og banken har en ensidig rett til ikke \u00e5 betale </span><span style=\"display:inherit;clear:left;\">renter til investorene under gitte vilk\u00e5r<span class=\"_ _0\"></span>. Renter presenteres </span><span style=\"display:inherit;clear:left;\">dermed ikke som en rentekostnad i resultatet, men som en </span><span style=\"display:inherit;clear:left;\">reduksjon i annen egenkapital. Se for\u00f8vrig <span class=\"ls3\">note 40</span> for mer </span><span style=\"display:inherit;clear:left;\">informasjon vedr\u00f8rende konsernets fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__23": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anskaffelsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Finansielle instrumenter vurdert til amortisert kost (AC).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI).</span></span> </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Andre finansielle forpliktelser m\u00e5lt til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed fastsettelse av m\u00e5lekategori skiller IFRS 9 mellom ordin\u00e6re gjel<span class=\"_ _0\"></span>ds-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>stru<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. Med ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldinstrumenter menes det renteinstrumenter der avkastning utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">kompensasjon for tidsverdi av penger<span class=\"_ _0\"></span>, kredittrisiko og andre relevante </span><span style=\"display:inherit;clear:left;\">risikoer som f\u00f8lger av ordin\u00e6re gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _2\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes bankens </span><span style=\"display:inherit;clear:left;\">egen kredittrisiko innregnes i utvidet resultat (OCI), med mindre innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misforhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og effekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _0\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et prissettings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">byr<span class=\"_ _0\"></span>\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt marked </span><span style=\"display:inherit;clear:left;\">verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _0\"></span>, som til dels er gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av profesjonelle byr\u00e5er<span class=\"_ _0\"></span>.  <span class=\"_ _0\"></span>Alle endringer i virkelig verdi innregnes direkte <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet med mindre eiendelen er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi med verdiendring over utvidet resultat (FVOCI).<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med flytende rente til \u00e5 samsvare </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes til </span><span style=\"display:inherit;clear:left;\">amortisert kost og inntektene/kostnadene beregnes etter effektiv rentes </span><span style=\"display:inherit;clear:left;\">metode. Den effektive renten fastsettes ved diskontering av kontrakts<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. <span class=\"_ _0\"></span>Amortisert kost er </span><span style=\"display:inherit;clear:left;\">n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den effektive renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene  </span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomiske utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringseffektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Ul\u00e5n og fordringer - se tabell ovenfor</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da disse anses som </span><span style=\"display:inherit;clear:left;\">strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den forretningsmodellen som styrer forvaltningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av likviditetsportef\u00f8ljen i samsvar med IFRS 9. Forretningsmodellen  </span><span style=\"display:inherit;clear:left;\">gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra et m\u00e5l om maksimal fortjeneste. Banken har ogs\u00e5 en \u00abholdt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forfall\u00bb portef\u00f8lje av obligasjoner som vurderes til amortisert kost <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da banken har til hensikt \u00e5 holde disse rentepapirene til forfall. Denne </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen holdes atskilt fra bankens \u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virkelig verdi med verdi<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med flytende rente m\u00e5les til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av effektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-</span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8res som rentekostnader<span class=\"_ _0\"></span>. Eventuell kj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">prem<span class=\"_ _0\"></span>ie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatregnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__24-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Finansielle instrumenter vurdert til amortisert kost (AC).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI).</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _2\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Ul\u00e5n og fordringer - se tabell ovenfor</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da disse anses som </span><span style=\"display:inherit;clear:left;\">strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den forretningsmodellen som styrer forvaltningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av likviditetsportef\u00f8ljen i samsvar med IFRS 9. Forretningsmodellen  </span><span style=\"display:inherit;clear:left;\">gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra et m\u00e5l om maksimal fortjeneste. Banken har ogs\u00e5 en \u00abholdt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forfall\u00bb portef\u00f8lje av obligasjoner som vurderes til amortisert kost <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da banken har til hensikt \u00e5 holde disse rentepapirene til forfall. Denne </span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen holdes atskilt fra bankens \u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">inklusiv p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201dnetto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _3b\"></span>kreditts<span class=\"_ _1\"></span>elskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastnings <span class=\"_ _3b\"></span>m\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__25-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Andre finansielle forpliktelser m\u00e5lt til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed fastsettelse av m\u00e5lekategori skiller IFRS 9 mellom ordin\u00e6re gjel<span class=\"_ _0\"></span>ds-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>stru<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. Med ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldinstrumenter menes det renteinstrumenter der avkastning utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">kompensasjon for tidsverdi av penger<span class=\"_ _0\"></span>, kredittrisiko og andre relevante </span><span style=\"display:inherit;clear:left;\">risikoer som f\u00f8lger av ordin\u00e6re gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes bankens </span><span style=\"display:inherit;clear:left;\">egen kredittrisiko innregnes i utvidet resultat (OCI), med mindre innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misforhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og effekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virkelig verdi med verdi<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med flytende rente m\u00e5les til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av effektiv rentes metode.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__27": {
   "value": "<span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__28": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _2\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__32-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__31-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene  </span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomiske utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringseffektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__33-1": {
   "value": "<span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _0\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et prissettings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">byr<span class=\"_ _0\"></span>\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt marked </span><span style=\"display:inherit;clear:left;\">verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _0\"></span>, som til dels er gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av profesjonelle byr\u00e5er<span class=\"_ _0\"></span>.  <span class=\"_ _0\"></span>Alle endringer i virkelig verdi innregnes direkte <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet med mindre eiendelen er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi med verdiendring over utvidet resultat (FVOCI).<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med flytende rente til \u00e5 samsvare </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes til </span><span style=\"display:inherit;clear:left;\">amortisert kost og inntektene/kostnadene beregnes etter effektiv rentes </span><span style=\"display:inherit;clear:left;\">metode. Den effektive renten fastsettes ved diskontering av kontrakts<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. <span class=\"_ _0\"></span>Amortisert kost er </span><span style=\"display:inherit;clear:left;\">n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den effektive renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene  </span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomiske utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringseffektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__41-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da disse anses som </span><span style=\"display:inherit;clear:left;\">strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den forretningsmodellen som styrer forvaltningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av likviditetsportef\u00f8ljen i samsvar med IFRS 9. Forretningsmodellen  </span><span style=\"display:inherit;clear:left;\">gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra et m\u00e5l om maksimal fortjeneste. Banken har ogs\u00e5 en \u00abholdt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forfall\u00bb portef\u00f8lje av obligasjoner som vurderes til amortisert kost <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da banken har til hensikt \u00e5 holde disse rentepapirene til forfall. Denne </span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen holdes atskilt fra bankens \u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__40-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da disse anses som </span><span style=\"display:inherit;clear:left;\">strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den forretningsmodellen som styrer forvaltningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av likviditetsportef\u00f8ljen i samsvar med IFRS 9. Forretningsmodellen  </span><span style=\"display:inherit;clear:left;\">gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra et m\u00e5l om maksimal fortjeneste. Banken har ogs\u00e5 en \u00abholdt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forfall\u00bb portef\u00f8lje av obligasjoner som vurderes til amortisert kost <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da banken har til hensikt \u00e5 holde disse rentepapirene til forfall. Denne </span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen holdes atskilt fra bankens \u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastnings <span class=\"_ _3b\"></span>m\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHeldtomaturityInvestmentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__46-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-</span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8res som rentekostnader<span class=\"_ _0\"></span>. Eventuell kj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">prem<span class=\"_ _0\"></span>ie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatregnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__48": {
   "value": "<span style=\"display:inherit;clear:left;\">Kritiske estimater og vurderinger vedr\u00f8rende <span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">bruk av regnskapsprinsipper </span><span style=\"display:inherit;clear:left;\">Kritiske estimater</span><span style=\"display:inherit;clear:left;\">Utarbeidelse av regnskap i overensstemmelse med generelt aksepterte </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipper krever at ledelsen i en del tilfeller tar forutsetninger </span><span style=\"display:inherit;clear:left;\">og m\u00e5 anvende estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _0\"></span>. Estimater <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og skj\u00f8nnsmessige vurderinger evalueres l\u00f8pende, og er basert p\u00e5 historiske </span><span style=\"display:inherit;clear:left;\">erfaringer og forutsetninger om fremtidige hendelser som anses sannsyn<span class=\"ws2\">-</span></span><span style=\"display:inherit;clear:left;\">lige p\u00e5 balansetidspunktet.  Det er knyttet usikkerhet til de forutsetninger </span><span style=\"display:inherit;clear:left;\">og forventninger som ligger til grunn for anvendte estimater og skj\u00f8nns-</span><span style=\"display:inherit;clear:left;\">messige<span class=\"_ _2\"></span> vurderinger<span class=\"_ _0\"></span>. Faktiske resultater kan avvike fra estimatene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og forutsetningene.</span><span style=\"display:inherit;clear:left;\">Nedskrivning p\u00e5 utl\u00e5n og garantier </span><span style=\"display:inherit;clear:left;\">For individuelt vurderte utl\u00e5n og for grupper av utl\u00e5n som er identifisert </span><span style=\"display:inherit;clear:left;\">som usikre, foretas det en beregning for \u00e5 fastsl\u00e5 en verdi p\u00e5 utl\u00e5net </span><span style=\"display:inherit;clear:left;\">eller p\u00e5 grupper av utl\u00e5n. Beregningen forutsetter at det benyttes </span><span style=\"display:inherit;clear:left;\">st\u00f8rrelser som er basert p\u00e5 vurderinger<span class=\"_ _0\"></span>, og disse p\u00e5virker godheten <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den beregnede verdi. Nedskrivningsvurderinger gjennomf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">hvert kvartal.</span><span style=\"display:inherit;clear:left;\">Steg 3 nedskrivninger (individuelle nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Dersom det foreligger objektive bevis p\u00e5 at en verdireduksjon har </span><span style=\"display:inherit;clear:left;\">inntruffet for utl\u00e5n vurdert til amortisert kost beregnes tapet som </span><span style=\"display:inherit;clear:left;\">forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte </span><span style=\"display:inherit;clear:left;\">fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets opprinnelige </span><span style=\"display:inherit;clear:left;\">effektive rentesats. Estimering av fremtidig kontantstr\u00f8m gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av erfaringsdata og skj\u00f8nn relatert til sannsynlige utfall <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for blant annet markedsutvikling og konkrete forhold for det enkelte </span><span style=\"display:inherit;clear:left;\">engasjement, herunder erfaringsdata for debitors evne til \u00e5 h\u00e5ndtere <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en presset \u00f8konomisk situasjon. V<span class=\"_ _0\"></span>ed verdivurderingen av nedskrivning </span><span style=\"display:inherit;clear:left;\">p\u00e5 utl\u00e5n hefter det usikkerhet ved identifiseringen av utl\u00e5n som skal </span><span style=\"display:inherit;clear:left;\">nedskrives, estimering av tidspunkt og bel\u00f8p for fremtidige kontant<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer<span class=\"_ _0\"></span>, samt verdivurdering av sikkerheter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Steg 1 og 2 nedskrivninger (statistiske nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Engasjementer som ikke er individuelt nedskrevet inng\u00e5r i beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av statistiske nedskrivninger (IFRS 9 nedskrivninger) p\u00e5 utl\u00e5n og garantier<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Nedskrivning beregnes p\u00e5 grunnlag av utviklingen i kundenes risiko-</span><span style=\"display:inherit;clear:left;\">klassifisering (som beskrevet i <span class=\"ls3\">note 8</span>), tapserfaring for de respektive </span><span style=\"display:inherit;clear:left;\">kundegrupper (PD og LGD), samt konjunktur- og markedsutvikling </span><span style=\"display:inherit;clear:left;\">(makroforhold). Se ytterligere beskrivelser i <span class=\"ls3\">note 8.</span></span><span style=\"display:inherit;clear:left;\">Den statistiske modellen for beregning av \u201dExpected credit losses\u201d (ECL) </span><span style=\"display:inherit;clear:left;\">p\u00e5 engasjementene bygger p\u00e5 flere kritiske forutsetninger<span class=\"_ _0\"></span>, herunder </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet, tap ved mislighold, forventet levetid p\u00e5 </span><span style=\"display:inherit;clear:left;\">engasjementene og makroutvikling. P\u00e5 grunn av betydelig estimat-</span><span style=\"display:inherit;clear:left;\">usikkerhet er det krav til \u00e5 vise sensitivitetsanalyser gitt endring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i ulike parametere, dette fremg\u00e5r av <span class=\"ls3\">note 1<span class=\"_ _0\"></span>1.</span></span><span style=\"display:inherit;clear:left;\">Virkelig verdi for finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle instrumenter som ikke handles i et aktivt </span><span style=\"display:inherit;clear:left;\">marked, fastsettes ved \u00e5 bruke ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. I disse </span><span style=\"display:inherit;clear:left;\">vurderingene s\u00f8ker konsernet i st\u00f8rst mulig grad \u00e5 basere seg p\u00e5 </span><span style=\"display:inherit;clear:left;\">markedsforholdene p\u00e5 balansedagen. Dersom det ikke er observerbare </span><span style=\"display:inherit;clear:left;\">markedsdata gj\u00f8res antagelser om hvordan markedet vil prise instru-</span><span style=\"display:inherit;clear:left;\">mentet, for eksempel basert p\u00e5 prising av tilsvarende instrumenter<span class=\"_ _0\"></span>. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I verdsettelsene kreves det utstrakt bruk av skj\u00f8nn, blant annet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved vurdering av kredittrisiko, likviditetsrisiko og volatilitet. En endring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i en eller flere av disse faktorene kan p\u00e5virke fastsatt verdi for instru<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mentet. Virkelig verdi for finansielle instrumenter fremg\u00e5r av <span class=\"ls3\">note 26. </span></span><span style=\"display:inherit;clear:left;\">Fastrenteutl\u00e5n:</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS skal verdsettelsen v\u00e6re basert p\u00e5 en vurdering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av hva en ekstern investor ville lagt til grunn ved investering i tilsvarende </span><span style=\"display:inherit;clear:left;\">utl\u00e5n. Det eksisterer ikke et velfungerende marked for kj\u00f8p og salg <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av fastrentel\u00e5n mellom markedsakt\u00f8rer<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>erdien av fastrenteutl\u00e5nene<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">estimeres ved \u00e5 diskontere kontantstr\u00f8mmene med en risikojustert </span><span style=\"display:inherit;clear:left;\">diskonteringsfaktor som skal hensynta markedsakt\u00f8renes preferanser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Diskonteringsfaktoren beregnes basert p\u00e5 en observerbar swaprente </span><span style=\"display:inherit;clear:left;\">tillagt et marginkrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed estimering av marginkravet tas det hensyn til observerbare markeds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ren<span class=\"_ _0\"></span>ter p\u00e5 tilsvarende utl\u00e5n. Marginkravet til markedsakt\u00f8rene er ikke<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">direkte observer <span class=\"_ _43\"></span>bart og m\u00e5 estimeres basert p\u00e5 differansen mellom <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de observerbare markedsrentene og swaprenten over en tidsperiode. </span><span style=\"display:inherit;clear:left;\">Da marginkravet ikke er direkte observerbart er det knyttet usikkerhet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til beregning av virkelig verdi for fastrenteutl\u00e5n.</span><span style=\"display:inherit;clear:left;\">Bruk av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Kundeutbytte</span><span style=\"display:inherit;clear:left;\">Det er bankens forstanderskap som hvert \u00e5r tar stilling til om og hvor mye </span><span style=\"display:inherit;clear:left;\">som skal deles ut i kundeutbytte. V<span class=\"_ _0\"></span>edtak ble gjort i bankens for<span class=\"_ _0\"></span>stan<span class=\"_ _0\"></span>der<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">skapsm\u00f8<span class=\"_ _2\"></span>te 31. mars 2025, og banken utbetalte i 2025 totalt 1<span class=\"_ _0\"></span>10,0 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte til bankens l\u00e5ne- og innskuddskunder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Kundene vil motta et bel\u00f8p basert p\u00e5 bankens \u00e5rlige overskudd <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og hvor mye kunden selv har i innskudd og l\u00e5n i banken.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Utbytte gis til privatpersoner og bedrifter.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i l\u00e5n i banken.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Samskyldnere (personer med felles l\u00e5n) kan f\u00e5 kundeutbytte <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for inntil 4 mill. kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i innskudd <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Kundeutbyttet gjelder fra f\u00f8rste krone og opp til 2 mill. kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Opptjening av kundeutbytte baseres p\u00e5 daglig saldo.</span><span style=\"display:inherit;clear:left;\">Finansdepartementet har gitt tillatelse til \u00e5 benytte grunnfondskapital <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kundeutbytte. Utdelingen av kundeutbytte er regulert av Finansfore<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">taksloven \u00a710-17 fjerde ledd, som klassifiserer kundeutbytte som en </span><span style=\"display:inherit;clear:left;\">disponering av \u00e5rsresultatet. Denne klassifiseringen har banken lagt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til grunn regnskapsmessig, og har s\u00e5ledes behandlet utbetalingen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som en egenkapitaltransaksjon. Utbetalingen av kundeutbytte gav et </span><span style=\"display:inherit;clear:left;\">skattefradrag p\u00e5 27,5 millioner kroner for inntekts\u00e5ret 2025. Skatte-</span><span style=\"display:inherit;clear:left;\">fradraget resultatf\u00f8res som en reduksjon av skattekostnad for 2025. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det presiseres at det er knyttet noe usikkerhet rundt fordelingen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av skattefradraget fra kundeutbyttet mellom de ulike eierklassene. </span><span style=\"display:inherit;clear:left;\">I november 2024 publiserte Sparebankutvalget en utredning der det </span><span style=\"display:inherit;clear:left;\">foresl\u00e5s \u00e5 fjerne sparebankers adgang til \u00e5 betale ut kundeutbytte. </span><span style=\"display:inherit;clear:left;\">Forslaget har skapt mye debatt i bankbransjen og det er forventet at <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en f\u00e5r en endelig avklaring rundt kundeutbytteadgang i l\u00f8pet av 2026.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__49-1": {
   "value": "<span style=\"display:inherit;clear:left;\">I 2025 er det gjennomf\u00f8rt en omstrukturering av bankens eiendomsmeg<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lingsvirksomhet i <span class=\"_ _0\"></span>Aktiv selskapene, hvor driften i bankens prim\u00e6romr\u00e5de </span><span style=\"display:inherit;clear:left;\">ble utfisjonert fra <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS og overf\u00f8rt til Aktiv<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Rogaland <span class=\"_ _0\"></span>AS. Banken er f\u00f8lgelig ikke lenger aksjon\u00e6r i <span class=\"_ _0\"></span>Aktiv Eiendoms-</span><span style=\"display:inherit;clear:left;\">megling J\u00e6ren <span class=\"_ _0\"></span>AS og har n\u00e5 all sin eiendomsmeglervirksomhet gjennom </span><span style=\"display:inherit;clear:left;\">det heleide datterselskapet <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS, som dekker markedsom<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">r\u00e5dene Sandnes, Stavanger<span class=\"_ _0\"></span>, Sola og Ryfylke. Selskapet sysselsetter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">15 \u00e5rsverk per 31.12.25.  </span><span style=\"display:inherit;clear:left;\">Det foreligger ellers ingen vesentlige endringer i konsernstruktur <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.desember 2025.</span><span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:150.591796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.375px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 21.6035px; width: 135.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 75.2969px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 491 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 928 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 75.0762px; width: 100.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 75.2969px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 223 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 501 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 96.3262px; width: 80.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.812px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 443.328px; top: 117.42px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.4062px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 117.701px; width: 243.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 672.344px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 117.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 047 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 139.117px; width: 102.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 139.344px; width: 117.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 845 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 621 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__54": {
   "value": "Norge",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__53": {
   "value": "Norge",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__52": {
   "value": "<span style=\"display:inherit;clear:left;\">Segmenter<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som brukes for utarbeidelse av segmentin<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">formasjon er de samme som benyttes for konsernregnskapet </span><span style=\"display:inherit;clear:left;\">for\u00f8vrig.  Konsernet fordeler ikke skatt eller ikke-gjentagende </span><span style=\"display:inherit;clear:left;\">gevinster og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer </span><span style=\"display:inherit;clear:left;\">selskapsinterne transaksjoner etter prinsippet om armlengdes </span><span style=\"display:inherit;clear:left;\">avstand. Fundingkostnader er fordelt i henhold til kapitalbehov <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for henholdsvis PM og BM. Netto provisjonsinntekter er fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">etter salgsvolum og felleskostnader etter en fordelingsn\u00f8kler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kostnader<span class=\"_ _0\"></span>. Konsernet har kun virksomhet i Norge.</span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter; Personmarked (PM), Bedrift<span class=\"_ _2\"></span>s<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">marked (BM) og Eiendom. PM og BM er bankvirksomhet fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 to hovedkundegrupper<span class=\"_ _0\"></span>.  Her inng\u00e5r ogs\u00e5 generell investerings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">r\u00e5<span class=\"_ _0\"></span>dgiv<span class=\"_ _0\"></span>nin<span class=\"_ _0\"></span>g for bankens kunder<span class=\"_ _0\"></span>. Eiendomssegmentet har </span><span style=\"display:inherit;clear:left;\">eiendomsmegling som virksomhet. Segmentet best\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">av <span class=\"_ _1\"></span>datterselskapet Aktiv <span class=\"_ _3a\"></span>Rogaland AS.</span></span> </span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs55 ls3 ws2\">31.12.2025</span></span><span style=\"display:inherit;clear:left;position:relative;height:446.59765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 756.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.467px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.1699px; width: 146.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 35.4062px; width: 453.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 629 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 305 214 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.344px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 784 842 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.1543px; width: 138.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 629.078px; top: 55.3906px; width: 127.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.1387px; width: 103.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 308.828px; top: 75.375px; width: 447.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">479 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">305 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.701px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">784 040</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.123px; width: 125.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 95.3594px; width: 444.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 48 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 267 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.5116px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 867</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.107px; width: 97.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 314.562px; top: 115.344px; width: 442.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 593</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.531px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 142 086 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">137 493</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 135.092px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 135.328px; width: 228.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -732</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 845 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 155.076px; width: 127.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 155.312px; width: 444.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 624 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 144 198 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 473</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.061px; width: 95.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 175.297px; width: 450.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 149 672 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 73 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 685</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.045px; width: 108.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 195.281px; width: 450.422px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 101 842 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 765 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 922 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 529</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 215.029px; width: 125.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 215.266px; width: 444.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 972 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 496 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 334</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 235.014px; width: 81.0762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 235.25px; width: 450.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 257 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 219 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 143 395 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">617 964</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.998px; width: 208.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 255.234px; width: 447.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 390 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.924px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 308 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.258px; width: 155.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.094px; top: 275.484px; width: 146.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 237 848 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 799 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.5px; top: 275.594px; width: 33.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-</span></span><span style=\"display: inline-block;\">2 385</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.188px; top: 275.484px; width: 143.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 143 395 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">552 656</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.951px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 315.188px; width: 462.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 417 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 959 297</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.461px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 376 951</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.936px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.5px; top: 335.172px; width: 237.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 755 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 768 852</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 355.195px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.422px; top: 355.422px; width: 461.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 417 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 959 297</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6446px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 755 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 145 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.889px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 395.125px; width: 462.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 305 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 457 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 104 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 866 872</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 414.873px; width: 95.0039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 525.344px; top: 415.109px; width: 231.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 474</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 718 262</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 725 736</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 435.133px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.422px; top: 435.359px; width: 461.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 305 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 457 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 474</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 822 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 592 608</span></span></span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs55 ls3 ws2\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:426.26953125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 756.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.467px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 44.998px; width: 146.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 45.2344px; width: 453.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 418 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 300 900 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.344px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 979 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5137px; width: 138.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 629.078px; top: 63.7344px; width: 127.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -146</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 82.0137px; width: 103.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 308.828px; top: 82.2344px; width: 447.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">418 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 900</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 100.514px; width: 125.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 100.75px; width: 444.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 41 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 119.014px; width: 97.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 314.562px; top: 119.25px; width: 442.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 869</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.76px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 277</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.529px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.188px; top: 137.75px; width: 138.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.029px; width: 127.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 156.25px; width: 444.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 135 898 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 239</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 174.529px; width: 95.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 174.766px; width: 450.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 120 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">224 503</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 109.281px; top: 193.369px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 108.328px; top: 193.029px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.029px; width: 108.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.094px; top: 193.266px; width: 450.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 971</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 211.545px; width: 125.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 211.766px; width: 444.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 077 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.59px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 230.045px; width: 81.0762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 230.266px; width: 450.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 207 306 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 214 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">559 095</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 248.545px; width: 208.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 248.781px; width: 441.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.924px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 267.211px; width: 155.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.094px; top: 267.438px; width: 449.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 199 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 198 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6446px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.842px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 304.062px; width: 462.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 931 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 080 752</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.275px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 322.342px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.5px; top: 322.578px; width: 237.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">39 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 651 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 690 363</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 341.008px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.422px; top: 341.234px; width: 461.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 931 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 080 752</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6446px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 651 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 377.639px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 377.859px; width: 462.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 287 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 468 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 578 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 396.139px; width: 95.0039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.5px; top: 396.375px; width: 237.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 072 219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 088 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 414.805px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.422px; top: 415.031px; width: 461.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 287 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 468 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6446px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 650 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 423 800</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Andre driftskostnader inkluderer andel direkte fusjonskostnader allokert til segmentene. I 2024 var det belastet 25,2 millioner kroner  </span></span><span style=\"display:inherit;clear:left;\">for PM og 8,8 millioner kroner for BM segmentet. Inntektsf\u00f8rt badwill er presentert som ufordelt inntekt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__51": {
   "value": "<span style=\"display:inherit;clear:left;\">Segmenter<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som brukes for utarbeidelse av segmentin<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">formasjon er de samme som benyttes for konsernregnskapet </span><span style=\"display:inherit;clear:left;\">for\u00f8vrig.  Konsernet fordeler ikke skatt eller ikke-gjentagende </span><span style=\"display:inherit;clear:left;\">gevinster og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer </span><span style=\"display:inherit;clear:left;\">selskapsinterne transaksjoner etter prinsippet om armlengdes </span><span style=\"display:inherit;clear:left;\">avstand. Fundingkostnader er fordelt i henhold til kapitalbehov <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for henholdsvis PM og BM. Netto provisjonsinntekter er fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">etter salgsvolum og felleskostnader etter en fordelingsn\u00f8kler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kostnader<span class=\"_ _0\"></span>. Konsernet har kun virksomhet i Norge.</span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter; Personmarked (PM), Bedrift<span class=\"_ _2\"></span>s<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">marked (BM) og Eiendom. PM og BM er bankvirksomhet fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 to hovedkundegrupper<span class=\"_ _0\"></span>.  Her inng\u00e5r ogs\u00e5 generell investerings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">r\u00e5<span class=\"_ _0\"></span>dgiv<span class=\"_ _0\"></span>nin<span class=\"_ _0\"></span>g for bankens kunder<span class=\"_ _0\"></span>. Eiendomssegmentet har </span><span style=\"display:inherit;clear:left;\">eiendomsmegling som virksomhet. Segmentet best\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av <span class=\"_ _1\"></span>datterselskapet Aktiv <span class=\"_ _3a\"></span>Rogaland AS.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__55": {
   "value": "<span style=\"display:inherit;clear:left;\">Kapitalstyring og kapitaldekning</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank benytter standardmetoden for kredittrisiko <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og operasjonell risiko. Beregningen knyttet til operasjonell risiko </span><span style=\"display:inherit;clear:left;\">beregnes ut fra standardmetoden i CRR3 fra og med 2025, mens </span><span style=\"display:inherit;clear:left;\">sammenligningstall er beregnet etter basismetoden. CV<span class=\"_ _0\"></span>A-tillegget </span><span style=\"display:inherit;clear:left;\">beregnes etter basismetoden (Reduced BA-CV<span class=\"_ _0\"></span>A) fra og med 2025, </span><span style=\"display:inherit;clear:left;\">sammenligningstall er beregnet etter standardmetoden.</span><span style=\"display:inherit;clear:left;\">I oktober 2025 mottok banken endelig vedtak om nytt pilar 2-krav <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og kapitalkravsmargin fra Finanstilsynet. Finanstilsynets vurdering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">var at Rogaland Sparebank har et samlet kapitalbehov i pilar 2 som </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r 1,6 % av beregningsgrunnlaget for pilar 1, sammenlignet med </span><span style=\"display:inherit;clear:left;\">tidligere krav p\u00e5 2,3 %. I tillegg er forventningen til kapitalkravsmargin </span><span style=\"display:inherit;clear:left;\">redusert fra 1,50 til 1,25 %. V<span class=\"_ _0\"></span>edtaket tr\u00e5dde i kraft fra 31. oktober 2025.</span><span style=\"display:inherit;clear:left;\">Per 31.desember 2025 er kravet til bevaringsbuffer 2,5 %, systemrisiko<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">buffer 4,5 % og motsyklisk kapitalbuf<span class=\"_ _2\"></span>fer 2,5 %. Disse kravene er i tillegg </span><span style=\"display:inherit;clear:left;\">til kravet om ren kjernekapital p\u00e5 4,5 %, slik at samlet minstekrav til ren </span><span style=\"display:inherit;clear:left;\">kjernekapital er 14,0 %. Dette i tillegg til fastsatt pilar 2-krav for Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank p\u00e5 1,6 %, hvorav 56,25 % av det fastsatte pilar 2-kravet m\u00e5 </span><span style=\"display:inherit;clear:left;\">dekkes med ren kjernekapital. Regulatorisk minstekrav til ren kjerne-</span><span style=\"display:inherit;clear:left;\">kapital per 31.12.25, inklusive pilar 2-kravet, er dermed 14,9 %. </span><span style=\"display:inherit;clear:left;\">Konsernets m\u00e5l om ren kjernekapitaldekning er p\u00e5 minimum 16,15 % </span><span style=\"display:inherit;clear:left;\">per 31.12.25, som inkluderer fastsatt kapitalkravsmargin p\u00e5 1,25 % <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av gjeldene risikovektet beregningsgrunnlag. </span><span style=\"display:inherit;clear:left;\">Den vedtatte kapitaliseringspolicyen skal bidra til at konsernet har en </span><span style=\"display:inherit;clear:left;\">st\u00f8rrelse p\u00e5 egenkapitalen som medf\u00f8rer en effektiv egenkapitalbruk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til virksomhetens omfang og risikoprofil. Banken skal ha en </span><span style=\"display:inherit;clear:left;\">egenkapital som gj\u00f8r at den kan oppn\u00e5 en konkurransedyktig egen-</span><span style=\"display:inherit;clear:left;\">kapitalavkastning, samt konkurransedyktige vilk\u00e5r i de ulike kreditt-</span><span style=\"display:inherit;clear:left;\">markedene. Hensynet til tilstrekkelig likviditetstilgang skal dominere </span><span style=\"display:inherit;clear:left;\">m\u00e5let om konkurransedyktig egenkapitalavkastning. Egenkapitalen  </span><span style=\"display:inherit;clear:left;\">skal ogs\u00e5 sikre at konsernet har tilstrekkelig kapitalbuffer til \u00e5 st\u00e5 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">imot perioder med negativt resultat. </span><span style=\"display:inherit;clear:left;\">Konsernet forvalter kapitalen med tanke p\u00e5 svingninger i \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold. Dette inneb\u00e6rer at banken gjennomf\u00f8rer jevnlige balanse-</span><span style=\"display:inherit;clear:left;\">styringsm\u00f8ter hvor kapitalsituasjonen gjennomg\u00e5s. Her blir ferske </span><span style=\"display:inherit;clear:left;\">volumtall og prognoser vurdert i forhold til utviklingen i ber<span class=\"_ _0\"></span>egni<span class=\"_ _2\"></span>ngs<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">grunnlaget og hvordan banken ligger an i forhold til kapitalm\u00e5lsetningene. <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg blir det gitt en status p\u00e5 de tiltak som er besluttet gjennomf\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og eventuelle behov for nye tiltak.  </span><span style=\"display:inherit;clear:left;\">Konsernets forvaltningskapital var 44,1 (39,7) milliarder kroner ved </span><span style=\"display:inherit;clear:left;\">utgangen av 2025. Dette tilsvarer en \u00f8kning p\u00e5 1<span class=\"_ _0\"></span>1,2 % sammenlignet </span><span style=\"display:inherit;clear:left;\">med utgangen av 2024 og skyldes prim\u00e6rt utl\u00e5nsvekst i perioden. </span><span style=\"display:inherit;clear:left;\">Konsolidert beregningsgrunnlag er redusert fra 20,8 milliarder kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.2024 til 19,9 milliarder kroner per 31.12.2025, reduksjon </span><span style=\"display:inherit;clear:left;\">skyldes i stor grad innf\u00f8ring av nytt kapitaldekningsregelverk/CRR3 </span><span style=\"display:inherit;clear:left;\">delvis motvirket av utl\u00e5nsvekst i perioden. Ren kjernekapital har i samme </span><span style=\"display:inherit;clear:left;\">periode \u00f8kt fra 3,6 milliarder kroner per 31.12.2024 til 3,7 milliar<span class=\"_ _1\"></span>der kro<span class=\"_ _1\"></span>ner </span><span style=\"display:inherit;clear:left;\">per 31.12.2025, som prim\u00e6rt utgj\u00f8r ren kjerne <span class=\"_ _43\"></span>kapital tilbakeholdt </span><span style=\"display:inherit;clear:left;\">overskudd og verdi\u00f8kning av investering i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS. </span><span style=\"display:inherit;clear:left;\">Konsernet har per 31.12.2025 en ren kjernekapitaldekning (inklusiv </span><span style=\"display:inherit;clear:left;\">innkonsolidert andel i samarbeidende gruppe) p\u00e5 18,8 %, sammenlignet </span><span style=\"display:inherit;clear:left;\">med 17,1 % per 31.12.2024. </span><span style=\"display:inherit;clear:left;\">Uvektet kjernekapital (Leverage ratio) for konsernet utgjorde 8,6 % <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.25, uendret sammenlignet med forrige \u00e5r<span class=\"_ _0\"></span>. Uvektet kjerne-</span><span style=\"display:inherit;clear:left;\">kapital er betydlig over myndighetenes minstekrav p\u00e5 5 %.</span><span style=\"display:inherit;clear:left;\">Innf\u00f8ring nytt kapitaldekningsregelverk/CRR3 </span><span style=\"display:inherit;clear:left;\">Nytt regelverk (CRR3) tr\u00e5dte i kraft i Norge 1. april 2025. Endringene </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer en mer risikosensitiv standardmetode enn tidligere regelverk </span><span style=\"display:inherit;clear:left;\">(CRR2), s\u00e6rlig for engasjementer med pant i eiendom. Bel\u00e5ningsgrad <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og verdsettelsesprinsipp f\u00e5r n\u00e5 st\u00f8rre betydning for beregning av risiko-</span><span style=\"display:inherit;clear:left;\">ve<span class=\"_ _0\"></span>kter<span class=\"_ _3\"></span>, noe som p\u00e5virker b\u00e5de kapitalkrav og beregnet kapitaldekning. </span><span style=\"display:inherit;clear:left;\">Under oppsummeres hovedpunktene som har st\u00f8rst effekt p\u00e5 bankens </span><span style=\"display:inherit;clear:left;\">kapitaldekningsberegning:</span><span style=\"display:inherit;clear:left;\">Boligeiendom:</span><span style=\"display:inherit;clear:left;\">For engasjementer med pant i boligeiendom benyttes n\u00e5 den s\u00e5kalte </span><span style=\"display:inherit;clear:left;\">\u00abl\u00e5nesplitt-metoden\u00bb.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>For deler av l\u00e5n med bel\u00e5ningsgrad under 55 prosent benyttes </span><span style=\"display:inherit;clear:left;\">risikovekt 20 prosent.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>For deler over 55 prosent benyttes risikovekt 75 prosent.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>idligere ble hele engasjementet med L<span class=\"_ _0\"></span>TV inntil 80 prosent risikovektet </span><span style=\"display:inherit;clear:left;\">med 35 prosent. Endringen medf\u00f8rer at l\u00e5n med lav bel\u00e5ningsgrad (under </span><span style=\"display:inherit;clear:left;\">om lag 77 prosent) n\u00e5 f\u00e5r lavere risikovekt og dermed lavere kapitalkrav<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">mens l\u00e5n med h\u00f8yere bel\u00e5ningsgrad f\u00e5r h\u00f8yere kapitalkrav enn tidligere.</span><span style=\"display:inherit;clear:left;\">N\u00e6ringseiendom:</span><span style=\"display:inherit;clear:left;\">CRR3 introduserer risikovekter basert p\u00e5 bel\u00e5ningsgrad, ogs\u00e5 for </span><span style=\"display:inherit;clear:left;\">n\u00e6ringseiendom. Dette er en endring fra tidligere praksis, hvor slike <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00e5n i Norge normalt ble risikovektet med 100 prosent. Den nye <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00abhele l\u00e5net-metoden\u00bb inneb\u00e6rer f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">\ue603<span class=\"_ _c2\"> </span>\ue603<span class=\"_ _3b\"></span>Bel\u00e5ningsgrad\ue603\u2264\ue60360\ue603prosent\ue603gir\ue603risikovekt\ue60370\ue603prosent.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Bel\u00e5ningsgrad mellom 60\u201380 prosent gir risikovekt 90 prosent.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span> <span class=\"_ _3b\"></span>Bel\u00e5ningsgrad &gt; 80 prosent gir risikovekt 1<span class=\"_ _0\"></span>10 prosent.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _2\"></span>erdsettelse av eiendom:</span><span style=\"display:inherit;clear:left;\">Banken bruker som f\u00f8r markedsverdi fra Eiendomsverdi, eller salgspris </span><span style=\"display:inherit;clear:left;\">som initiell verdivurdering av pant i bolig, og i hovedsak takst for n\u00e6rings-</span><span style=\"display:inherit;clear:left;\">eiendom<span class=\"_ _2\"></span>. For \u00e5 justere eiendomsverdi over tid til bruk i risikovekting skal </span><span style=\"display:inherit;clear:left;\">det etter de nye reglene i utgangspunktet benyttes et konservativt anslag </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 gjennomsnittlig verdi over en periode p\u00e5 6\u20138 \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko:</span><span style=\"display:inherit;clear:left;\">CRR3 innf\u00f8rer en ny metode for beregning av kapitalbehov for operasjonell </span><span style=\"display:inherit;clear:left;\">risiko. Den nye metoden beregner kapitalbehov basert p\u00e5 gjennomsnittet </span><span style=\"display:inherit;clear:left;\">av inntekts- og kostnadsposter i regnskapet over siste tre \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Kapitaleffekter av overgangen fra CRR2 til CRR3</span><span style=\"display:inherit;clear:left;\">De nye kapitalreglene gir banken lavere kapitalkrav og styrker bankens </span><span style=\"display:inherit;clear:left;\">kapitaldekning. Banken har tidligere estimert at endringene ville medf\u00f8re </span><span style=\"display:inherit;clear:left;\">en reduksjon i beregningsgrunnlaget slik at ren kjernekapitaldekningen ville </span><span style=\"display:inherit;clear:left;\">\u00f8ke med om lag 3 prosentpoeng. Effekten ble 3,1 prosentpoeng \u00f8kning.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overgang til nytt kapitalregelverk var gjennomsnittlig risikovekt p\u00e5 </span><span style=\"display:inherit;clear:left;\">ordin\u00e6re boligl\u00e5n til PM-kunder 28,5 prosent. De samme kundene ville </span><span style=\"display:inherit;clear:left;\">p\u00e5 samme tidspunkt hatt en gjennomsnittlig risikovekt p\u00e5 39,5 prosent </span><span style=\"display:inherit;clear:left;\">med CRR2-regler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For BM-kundene er gjennomsnittlig risikovekt 58,6 prosent. T<span class=\"_ _0\"></span>ilsvarende </span><span style=\"display:inherit;clear:left;\">portef\u00f8lje hadde p\u00e5 samme tidspunkt hatt en snittvekt p\u00e5 67 prosent </span><span style=\"display:inherit;clear:left;\">med CRR2-regler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For konsernet totalt ble beregningsgrunnlaget for kredittrisiko redusert </span><span style=\"display:inherit;clear:left;\">med ca. 3,1 milliarder kroner som f\u00f8lge av endringen fra CRR2 til CRR3.</span><span style=\"display:inherit;clear:left;\">Beregningsgrunnlag for operasjonell risiko ble tilsvarende redusert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med ca. 0,5 milliarder kroner<span class=\"_ _0\"></span>. T<span class=\"_ _3\"></span>otal reduksjon i beregningsgrunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ble derfor rett i underkant av 3,7 milliarder kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rapportering kapital for eierforetak i samarbeidende gruppe  </span><span style=\"display:inherit;clear:left;\">pr 31.12.2025:</span><span style=\"display:inherit;clear:left;\">Foretak som deltar i samarbeidende gruppe skal foreta forholdsmessig </span><span style=\"display:inherit;clear:left;\">konsolidering av eierandeler i finansforetak som forest\u00e5r den virksomhet </span><span style=\"display:inherit;clear:left;\">som samarbeidet omfatter<span class=\"_ _0\"></span>, jf. Finansforetaksloven \u00a7 17-13 (2) og utfyllende </span><span style=\"display:inherit;clear:left;\">bestemmelser i CRR/CRD-forskriftens \u00a7 16 (3) og \u00a732 (4). </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank deltar i samarbeidende gruppe med EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">hvor banken eier 9,64 % av aksjene per 31.12.2025. I tillegg eier banken </span><span style=\"display:inherit;clear:left;\">0,42 % av aksjene i EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS. Bankens eierandel i Brage </span><span style=\"display:inherit;clear:left;\">Finans <span class=\"_ _0\"></span>AS (3,88 %) og Kredittbanken (0,5 %) er ogs\u00e5 omfattet av konsoli<span class=\"ws2\">-</span></span><span style=\"display:inherit;clear:left;\">derings<span class=\"_ _2\"></span>kravene. F\u00f8lgelig innkonsolideres forholdsvise andeler i EIKA<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Gruppen <span class=\"_ _0\"></span>AS, Eika Boligkreditt <span class=\"_ _0\"></span>AS, Kredittbanken og Brage Finans <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i konsolidert kapitaldekning. </span><span style=\"display:inherit;clear:left;position:relative;height:202.06640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 200.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forholdsmessig konsolidering</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 578.844px; top: 6.54297px; width: 178.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.4336px; width: 108.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSV</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 54.4512px; width: 88.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 54.6719px; width: 182.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 741 008 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 551 167 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.1855px; width: 65.8887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 70.4062px; width: 182.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 970 914 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 782 647 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.9043px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig kapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 86.1406px; width: 182.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 478 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 289 297 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.404px; width: 102.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregningsgrunnlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 571.438px; top: 114.625px; width: 188.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 946 461 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 794 091 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.605px; width: 93.2637px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KAPIT</span><span style=\"word-spacing: -0.204px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ALDEKNING</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 158.623px; width: 127.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 158.844px; width: 161.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17,1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 174.357px; width: 105.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 174.578px; width: 161.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.076px; width: 74.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 190.312px; width: 161.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,6 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:968.888671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 0.0019531px; width: 659.42px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsolidert</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 509.873px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 4.40625px; top: 37.6367px; width: 727.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 83.2969px; width: 113.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSV</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 106.125px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 289</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 105.889px; width: 119.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 106.125px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 289</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 126.953px; width: 130.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 815</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 126.732px; width: 170.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenbeholdning egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.031px; top: 126.953px; width: 130.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 815</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 147.797px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 090 071</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 089 328</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 147.561px; width: 98.8477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 147.797px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 090 071</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 089 328</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 168.625px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 186 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 971 451</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 168.404px; width: 88.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 168.625px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 303 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 081 686</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 189.469px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">269 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">218 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 189.232px; width: 69.0469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsatt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 189.469px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">269 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">218 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 210.297px; width: 132.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 210.061px; width: 100.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsatt kundeutbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 210.297px; width: 132.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 231.125px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 895 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 618 776</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 230.904px; width: 183.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital (eksklusiv hybridkapital)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 231.125px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 012 417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 729 010</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 251.969px; width: 130.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-85 864</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66 834</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 251.732px; width: 333.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i ikke vesentlige eierandeler i finansiell sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.031px; top: 251.969px; width: 130.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-83 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66 834</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 272.797px; width: 136.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-152 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-133 427</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 272.576px; width: 310.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i vesentlige eierandeler i finansiell sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 293.641px; width: 124.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-7 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 293.404px; width: 215.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag forsiktighetsbasert verdiansettelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 293.641px; width: 124.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 263</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.953px; top: 314.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 910</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 314.248px; width: 174.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fradrag etter s\u00e6rskilt vedtak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.5312px; top: 335.297px; width: 115.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-366</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 335.076px; width: 316.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag manglende dekning misligholdte eksponeringer (MLC)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 709.609px; top: 335.297px; width: 21.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-366</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 356.141px; width: 136.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-269 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-218 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 355.904px; width: 127.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for avsatt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.859px; top: 356.141px; width: 136.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-269 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-218 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 376.969px; width: 135.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 376.748px; width: 158.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for avsatt kundeutbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.094px; top: 376.969px; width: 135.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.5312px; top: 397.812px; width: 21.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-702</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 397.576px; width: 139.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for resultat hittil i \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 418.641px; width: 136.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-518 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-532 350</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 418.42px; width: 263.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for goodwill og andre immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.031px; top: 418.641px; width: 130.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-35 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-38 924</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 439.484px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 741 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 551 167</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 439.248px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 439.484px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 494 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 285 100</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 460.312px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">229 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">231 480</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 460.076px; width: 165.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fondsobligasjon og hybridkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 460.312px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 481.141px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 970 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 782 647</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 480.92px; width: 90.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 481.141px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 694 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 485 100</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 501.984px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">507 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">506 650</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 501.748px; width: 210.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital (eks. p\u00e5l\u00f8pte renter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 501.984px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">470 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 522.592px; width: 333.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i ikke vesentlige eierandeler i finansiell sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 543.656px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 478 075</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 289 297</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 543.42px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig kapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 543.656px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 164 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 955 100</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 592.266px; width: 131.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOVEKTET KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 614.857px; width: 165.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsrisiko \u2013 standardmetode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 635.922px; width: 148.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 437 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 008 161</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 635.686px; width: 154.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittrisiko \u2013 standardmetode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.172px; top: 635.922px; width: 148.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 242 034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 452 633</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 656.75px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 460 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 739 485</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 656.529px; width: 93.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Operasjonell risiko</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 656.75px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 181 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 454 536</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.4375px; top: 677.594px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 035</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 677.357px; width: 170.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ille</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ggsberegning faste kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.4375px; top: 698.422px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 410</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 698.201px; width: 53.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Cva-tillegg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605px; top: 698.422px; width: 126.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 630</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 719.25px; width: 148.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 946 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 794 091</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 719.029px; width: 102.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregningsgrunnlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.172px; top: 719.25px; width: 148.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 435 774</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 919 799</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 740.359px; width: 114.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,6</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 740.133px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 740.359px; width: 114.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28,9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26,5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 761.188px; width: 114.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19,9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 760.961px; width: 104.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 761.188px; width: 114.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25,6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23,4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 782.031px; width: 114.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17,1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 781.805px; width: 85.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 782.031px; width: 114.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24,2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,0</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 830.375px; width: 74.6836px; white-space: pre; word-spacing: -0.213px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BUFFERKRA</span><span style=\"word-spacing: -0.213px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 853.188px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">498 662</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">519 852</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 852.967px; width: 126.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bevaringsbuffer (2,50 %)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 853.188px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">360 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">372 995</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 874.031px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">498 662</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">519 852</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 873.795px; width: 127.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Motsyklisk buffer (2,50%)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 874.031px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">360 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">372 995</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 894.859px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">897 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">935 734</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 894.639px; width: 136.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Systemrisikobuffer (4,50%)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 894.859px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">649 610</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">671 391</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 915.703px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 894 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 975 439</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 915.467px; width: 160.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum buffere til ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 915.703px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 371 398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 417 381</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 936.531px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">897 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">935 734</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 936.311px; width: 184.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Minimumskrav til ren kjerne (4,50 %)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 936.531px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">649 610</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">671 391</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 957.641px; width: 132.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">948 503</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">639 994</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 957.414px; width: 322.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgjengelig ren kjernekapital utover minimumskrav og bufferkrav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 590.562px; top: 957.641px; width: 141.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 473 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 196 328</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:690.388671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 34.1562px; top: 0.0019531px; width: 659.42px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsolidert</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 509.873px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 6.125px; top: 37.543px; width: 727.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 82.1562px; width: 248.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> SPESIFIKASJON </span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V BEREGNINGSGRUNNLAG</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 105.023px; width: 93.7207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Standardmetoden </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 125.592px; width: 76.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Markedsrisiko </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 129.406px; top: 167.484px; width: 24.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 167.264px; width: 121.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stater og sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.1562px; top: 188.328px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">80 671</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 109</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 188.092px; width: 287.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lokale og regionale myndigheter og offentlig eide foretak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 188.328px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 56 271 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.1562px; top: 209.156px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 327</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 831</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 208.92px; width: 67.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Institusjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.812px; top: 209.156px; width: 136.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 386 163 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">235 304</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5156px; top: 229.984px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">993 498</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">919 034</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 229.764px; width: 41.8066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretak </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.812px; top: 229.984px; width: 136.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 604 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">527 350</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 250.828px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 386 625</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 181 541</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 250.592px; width: 74.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Massemarked </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.453px; top: 250.828px; width: 144.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 764 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 521 152</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.891px; top: 271.775px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 96.7344px; top: 271.656px; width: 54.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 609 852</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 271.436px; width: 314.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Engasjementer med pantesikkerhet i eiendom (gammel CRR) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 684.5px; top: 271.656px; width: 48.6973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 931 692</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501.734px; top: 292.604px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 292.5px; width: 48.6973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 331 829</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 292.264px; width: 300.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Engasjementer med pantesikkerhet i boligeiendom (CRR3) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.453px; top: 292.5px; width: 54.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 841 431 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.984px; top: 313.447px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 313.328px; width: 48.6973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 709 345</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 313.107px; width: 317.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Engasjementer med pantesikkerhet i n\u00e6ringseiendom (CRR3) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.453px; top: 313.328px; width: 54.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 703 585 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 445.609px; top: 334.275px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5156px; top: 334.156px; width: 39.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">955 588</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 333.936px; width: 245.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ADC Oppkj\u00f8p, utvikling og konstruksjon (CRR3) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.812px; top: 334.156px; width: 45.6504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 955 569 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5156px; top: 355px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">422 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">614 627</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 354.764px; width: 112.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfallte engasjement </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.812px; top: 355px; width: 136.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 382 839 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">577 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.438px; top: 375.947px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 111.766px; top: 375.828px; width: 39.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">367 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 375.607px; width: 119.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8yrisiko-engasjement </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 692.906px; top: 375.828px; width: 39.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">367 473</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5156px; top: 396.672px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">286 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">260 145</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 396.436px; width: 153.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjoner med fortrinnsrett </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.812px; top: 396.672px; width: 136.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 257 315 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">229 480</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 416.107px; width: 267.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0.057px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer p\u00e5 institusjoner/selskaper med kortsiktig </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.1562px; top: 423.172px; width: 33.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 258</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 320.703px; top: 430.135px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 429.795px; width: 121.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0.057px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kredittvurdering (CRR3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.047px; top: 420.045px; width: 0px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span class=\"pp-font-color-override-2\" style=\"word-spacing: 10.875px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.1562px; top: 449.688px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 766</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79 886</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 449.451px; width: 123.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andeler i verdipapirfond </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 449.688px; width: 130.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 890 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 380</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5156px; top: 470.516px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">935 051</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">740 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 470.295px; width: 114.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalposisjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.453px; top: 470.516px; width: 144.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 141 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 910 675</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5156px; top: 491.359px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">134 260</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 670</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 491.123px; width: 36.7383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 491.359px; width: 130.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 89 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 605</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 512.188px; width: 154.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 437 390 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 008 161 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 511.967px; width: 62.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittrisiko </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.469px; top: 512.188px; width: 154.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 242 034 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 452 633 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.125px; top: 553.859px; width: 148.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 460 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 739 485 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 553.623px; width: 94.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Operasjonell risko </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.453px; top: 553.859px; width: 148.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 181 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 454 536 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.5625px; top: 595.531px; width: 133.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 130 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 595.295px; width: 170.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ille</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ggsberegning faste kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.1562px; top: 637.203px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 410</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 636.967px; width: 59.3848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">CV</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A-tillegg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.719px; top: 637.203px; width: 126.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 630</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 679.141px; width: 152.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 946 461 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 794 091 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.422px; top: 678.914px; width: 125.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum beregningsgrunnlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.469px; top: 679.141px; width: 152.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 435 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 919 799 </span></span></span><span style=\"display:inherit;clear:left;\">Nye <span class=\"_ _131\"></span>kategorier <span class=\"_ _131\"></span>CRR3 <span class=\"_ _0\"></span>      </span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Innf\u00f8ring av CRR3 (fra 2.kvartal 2025) medf\u00f8rer en del nye kategorier i spesifikasjon av beregningsgrunnlaget. T<span class=\"_ _0\"></span>idligere \u201dEngasjementer med pantesikkerhet i eiendom\u201d <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">rapporteres n\u00e5 som engasjementer med pantesikkerhet i hhv<span class=\"_ _0\"></span>. boligeiendom og n\u00e6ringseiendom samt oppkj\u00f8p, utvikling og konstruksjon (ADC). </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Kategorien \u201dH\u00f8yrisiko engasjementer\u201d rapporteres i CRR3 regelverket under kategorien \u201dADC (oppkj\u00f8p, utvikling og konstruksjon)\u201d. Sammenlignstall er ikke endret i tr\u00e5d med nytt regelverk. </span></span><span style=\"display:inherit;clear:left;\">Likviditetsforpliktelse EBK</span><span style=\"display:inherit;clear:left;\">I henhold til ny avtale om kj\u00f8p av OMF mellom banken og Eika </span><span style=\"display:inherit;clear:left;\">Boligkreditt <span class=\"_ _0\"></span>AS, har banken p\u00e5tatt seg en likviditetsforpliktelse overfor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Eika Boligkreditt <span class=\"_ _0\"></span>AS. Per 31.12.2025 er denne forpliktelsen p\u00e5 inntil <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">95,5 millioner kroner<span class=\"_ _0\"></span>. I morbankens kapitaldekning har bankens <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">netto likviditetsforpliktelse 50 % konverteringsfaktor som igjen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">vektes som OMF med 10 % risikovekt.<span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I morbankens beregningsgrunnlag for kapitaldekning inng\u00e5r dermed </span><span style=\"display:inherit;clear:left;\">forpliktelsen med 95,5 millioner kroner<span class=\"_ _0\"></span>. Likviditetsforpliktelsen elimineres </span><span style=\"display:inherit;clear:left;\">i konsolidert kapitaldekning i og med at EBK forholdsmessig innkonsolideres.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__56": {
   "value": "<span style=\"display:inherit;clear:left;\">Risikostyring<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank er gjennom sin forretningsut\u00f8velse eksponert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for ulike typer risiko. Dermed er det sentralt i konsernets forretnings-</span><span style=\"display:inherit;clear:left;\">modell \u00e5 styre risikoene en er eksponert mot p\u00e5 en helhetlig m\u00e5te. </span><span style=\"display:inherit;clear:left;\">Risiko representerer ikke bare potensielle kostnader<span class=\"_ _0\"></span>, men byr og <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 muligheter<span class=\"_ _0\"></span>. Dermed m\u00e5 og risikoen vurderes, m\u00e5les og ikke <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">minst prises riktig hvor det er mulig. </span><span style=\"display:inherit;clear:left;\">Risiko p\u00e5virker alt banken foretar seg, og s\u00e5ledes er en kritisk faktor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i risikostyringen at banken har en risikokultur som bygger opp under <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de m\u00e5l og planer som ligger for \u00f8nskede risikom\u00e5l. Risikostyringen </span><span style=\"display:inherit;clear:left;\">starter med den enkelte ansatte, og de vurderingene som blir gjort <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i f\u00f8rste- og andrelinje i banken. Felles retningslinjer og styringsm\u00e5l <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">sikrer enhetlig og felles forst\u00e5else og vurderingsgrunnlag for risiko. </span><span style=\"display:inherit;clear:left;\">F\u00f8lgende prinsipper gjelder for konsernets risikostyring:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Risiko tas innenfor en definert risikoappetitt.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Hver risiko som tas m\u00e5 v\u00e6re godkjent innenfor risikostyrings-</span></span><span style=\"display:inherit;clear:left;\">rammeverket. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Risiko m\u00e5 kompenseres tilstrekkelig over tid.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Risiko overv\u00e5kes og h\u00e5ndteres kontinuerlig.</span></span><span style=\"display:inherit;clear:left;\">Organisering og fullmaktsstruktur</span><span style=\"display:inherit;clear:left;\">Styret</span><span style=\"display:inherit;clear:left;\">Styret har ansvar for \u00e5 fastsette konsernets risikoprofil. I tillegg fastsetter </span><span style=\"display:inherit;clear:left;\">styret de overordnede rammer og fullmakter innen de ulike risikoomr\u00e5dene. </span><span style=\"display:inherit;clear:left;\">Retningslinjer for risikostyring i konsernet, samt alle vesentlige aspekter </span><span style=\"display:inherit;clear:left;\">ved risikostyringsmodellene og beslutningsprosessene er styrets ansvar<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Videre skal styret p\u00e5se at banken har tilstrekkelig kapital ut fra risiko-</span><span style=\"display:inherit;clear:left;\">toleran<span class=\"_ _2\"></span>se og virksomhet og i forhold til regulatoriske krav<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Risikoutvalg</span><span style=\"display:inherit;clear:left;\">Risikoutvalget, er et underutvalg av styret, og har som form\u00e5l \u00e5 p\u00e5se <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at styring og kontroll av risiko er av tilfredsstillende h\u00f8y kvalitet. Dette </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer blant annet at risikoutvalget skal f\u00f8lge opp konsernets </span><span style=\"display:inherit;clear:left;\">implementering av risikostrategi, gi styret r\u00e5d omkring eksisterende </span><span style=\"display:inherit;clear:left;\">risikostrategi og risikotoleranse, samt forberede styrebehandling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av risikoomr\u00e5det.</span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r<span class=\"_ _0\"></span>, leder for risikostyring og ledergruppen </span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r har det daglige ansvaret for risikostyring, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">et ansvar som operativt er delegert til direkt\u00f8r risk og regulatorisk. </span><span style=\"display:inherit;clear:left;\">Direkt\u00f8r risk og regulatorisk er ansvarlig for overv\u00e5king, analyse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og rapportering av risiko og rapporterer uavhengig til administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8r og styret for kreditt-, markeds-, likviditets- og operasjonell risiko. </span><span style=\"display:inherit;clear:left;\">Det er direkt\u00f8r risk og regulatorisk som har ansvar for utvikling av konsernets </span><span style=\"display:inherit;clear:left;\">strategi for helhetlig risikostyring, strategiene for kredittrisiko- og policy<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">finansiell risiko, likviditetsrisiko og operasjonell risiko. I tillegg har banken </span><span style=\"display:inherit;clear:left;\">egne ansvarlige for utvalgte risikoomr\u00e5der<span class=\"_ _0\"></span>. Dette gjelder blant annet en </span><span style=\"display:inherit;clear:left;\">egen b\u00e6rekraftsansvarlig som har ansvar for koordinering av arbeidet </span><span style=\"display:inherit;clear:left;\">med ESG relatert risiko. Det er et eget personvernombud som koordinerer </span><span style=\"display:inherit;clear:left;\">og overv\u00e5ker personvernrelaterte tema. Direkt\u00f8r risk og regulatorisk er og </span><span style=\"display:inherit;clear:left;\">bankens ansvarlige for <span class=\"_ _0\"></span>AHV<span class=\"_ _0\"></span>-omr\u00e5det. Etterlevelse av interne og eksterne </span><span style=\"display:inherit;clear:left;\">retningslinjer og f\u00f8ringer kontrolleres av egen complianceansvarlig, som </span><span style=\"display:inherit;clear:left;\">rapporterer direkte til bankens styre og administrerende direkt\u00f8r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">I forhold til den daglige risikostyringen skal den enkelte leder i konsernet </span><span style=\"display:inherit;clear:left;\">s\u00f8rge for \u00e5 ha kunnskap om vesentlig risiko, av alle typer<span class=\"_ _0\"></span>, innenfor eget </span><span style=\"display:inherit;clear:left;\">ansvarsomr\u00e5de. Dermed er m\u00e5let at denne kan forvaltes p\u00e5 en \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">og administrativt forsvarlig m\u00e5te. <span class=\"_ _0\"></span>Administrerende direkt\u00f8r har gitt n\u00e6rmere </span><span style=\"display:inherit;clear:left;\">retningslinjer for gjennomf\u00f8ringen av overordnet kredittpolitikk og kreditt-</span><span style=\"display:inherit;clear:left;\">st<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>eg<span class=\"_ _2\"></span>ie<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>. Hvert enkelt forretningsomr\u00e5de styrer sine egne kreditt-</span><span style=\"display:inherit;clear:left;\">prosesser etter gitte retningslinjer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rapportering skjer p\u00e5 avdelingsniv\u00e5 og danner grunnlaget for samlede </span><span style=\"display:inherit;clear:left;\">rapporter for forretningsomr\u00e5der og st\u00f8tteomr\u00e5der som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i administrerende direkt\u00f8rs rapportering til styret.</span><span style=\"display:inherit;clear:left;\">Revisjon</span><span style=\"display:inherit;clear:left;\">B\u00e5de ekstern- og intern revisjon er to viktige elementer innen risi<span class=\"_ _0\"></span>ko-</span><span style=\"display:inherit;clear:left;\">styring. Uavhengig og effektiv revisjon bidrar til hensiktsmessig intern-</span><span style=\"display:inherit;clear:left;\">kont<span class=\"_ _0\"></span>roll og p\u00e5litelighet i den finansielle rapporteringen.</span><span style=\"display:inherit;clear:left;\">Bankens internrevisor er KPMG, mens eksternrevisor er Deloitte. </span><span style=\"display:inherit;clear:left;\">Internrevisjon har instruks fra styret, og det er ogs\u00e5 styret som godkjenner </span><span style=\"display:inherit;clear:left;\">revisjonens \u00e5rlige planer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Risikostyring og kapitalplanlegging</span><span style=\"display:inherit;clear:left;\">En sentral del i bankens risikostyring er konsernets interne vurdering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av kapitalbehov (ICAAP \u2013 Internal Capital <span class=\"_ _0\"></span>Adequacy <span class=\"_ _0\"></span>Assessment Process).<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">I denne prosessen foretas det vurderinger av alle vesentlige risikoer </span><span style=\"display:inherit;clear:left;\">banken er eksponert mot med tilh\u00f8rende vurdering av internt kapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">behov for de ulike risikoene.</span><span style=\"display:inherit;clear:left;\">Styret gjennomg\u00e5r i forbindelse med ICAAP konsernets viktigste risiko-</span><span style=\"display:inherit;clear:left;\">om<span class=\"_ _0\"></span>r\u00e5de<span class=\"_ _0\"></span>r og intern kontroll. Gjennomgangen tar sikte p\u00e5 \u00e5 f\u00e5 dokumentert </span><span style=\"display:inherit;clear:left;\">kvaliteten p\u00e5 arbeidet innen de vesentligste risikoomr\u00e5dene. Gjen<span class=\"_ _0\"></span>nom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">gangen skal sikre at endringer i risikobildet identifiseres slik at n\u00f8dvendige </span><span style=\"display:inherit;clear:left;\">forbedringstiltak kan iverksettes.</span><span style=\"display:inherit;clear:left;\">Risikokategorier</span><span style=\"display:inherit;clear:left;\">Hovedrisikokategoriene for Rogaland Sparebank-konsernet er:</span><span style=\"display:inherit;clear:left;\">Kredittrisiko</span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r fra alle transaksjoner hvor faktiske, avtalte eller mulige </span><span style=\"display:inherit;clear:left;\">krav overfor motparter<span class=\"_ _0\"></span>, l\u00e5ntakere, utstedere eller andre debitorer finnes. </span><span style=\"display:inherit;clear:left;\">Risikoen ligger i manglende evne eller vilje til tilbakebetaling fra bankens </span><span style=\"display:inherit;clear:left;\">l\u00e5ntakere, kombinert med manglende sikkerhet for bankens engasjement. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko representerer bankens st\u00f8rste risiko, og er og den risikoen </span><span style=\"display:inherit;clear:left;\">som setter st\u00f8rst krav til bankens kapital. </span><span style=\"display:inherit;clear:left;\">Banken styrer kredittrisikoen prim\u00e6rt gjennom kredittstrategi- og policyen. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko som oppst\u00e5r gjennom konsernets finansiering- og plasserings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">akt<span class=\"_ _0\"></span>ivit<span class=\"_ _2\"></span>et styres i tillegg i bankens finansstrategi. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 8-<span class=\"ls46 ws32\">11<span class=\"_ _3a\"></span></span><span class=\"ls5e\"> for en vurdering av kredittrisiko.</span></span></span><span style=\"display:inherit;clear:left;\">Markedsrisiko</span><span style=\"display:inherit;clear:left;\">Markedsrisiko er muligheten for uheldig markedsverdiutvikling p\u00e5 handels- </span><span style=\"display:inherit;clear:left;\">eller investeringsposisjonene til banken. Markedsrisiko kan oppst\u00e5 fra </span><span style=\"display:inherit;clear:left;\">endringer i renteniv\u00e5er<span class=\"_ _0\"></span>, kredittspreader og valutakurser<span class=\"_ _0\"></span>. Styret har fastsatt<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">m\u00e5lsetninger for markedsrisiko i bankens finansstrategi, og denne f\u00f8lgens </span><span style=\"display:inherit;clear:left;\">opp l\u00f8pende av bankens treasuryavdeling og rapporteres til styret.  </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 12-15<span class=\"ls5e\"> for en vurdering av markedsrisiko.</span></span></span><span style=\"display:inherit;clear:left;\">Likviditets- og oppgj\u00f8rsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er tap som f\u00f8lge av at banken ikke klarer \u00e5 innfri alle </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res til ekstra </span><span style=\"display:inherit;clear:left;\">kostnader<span class=\"_ _0\"></span>. I dette inng\u00e5r og evnen til \u00e5 finansiere bankens utl\u00e5nsvekst. </span><span style=\"display:inherit;clear:left;\">Bankens m\u00e5lsetning for likviditetsrisiko er \u00e5 sikre at konsernet kan </span><span style=\"display:inherit;clear:left;\">oppfylle betalingsforpliktelser og kan styre likviditets- og finansierings-</span><span style=\"display:inherit;clear:left;\">risiko innen bankens risikoappetitt. Dette er konkretisert gjennom <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">satte rammer for ulike m\u00e5leparametere i likviditetsstrategien. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 16<span class=\"ls5e\"> for en vurdering av likviditetsrisiko.</span></span></span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko er risiko for at eksisterende, betingete- eller mulige </span><span style=\"display:inherit;clear:left;\">fremtidige positive eksponeringer ikke blir oppfylt av bankens motparter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko betyr risiko for tap som f\u00f8lge av feil- eller utilstrekkelige </span><span style=\"display:inherit;clear:left;\">interne prosesser<span class=\"_ _0\"></span>, systemer<span class=\"_ _0\"></span>, menneskelige feil eller tap som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">eksterne hendelser utenfor bankens kontroll, inklusivt juridisk risiko.</span><span style=\"display:inherit;clear:left;\">Det er knyttet operasjonell risiko til bankens IT<span class=\"_ _0\"></span>-systemer<span class=\"_ _0\"></span>, hvilket i stor </span><span style=\"display:inherit;clear:left;\">grad utf\u00f8res av eksterne tjenesteleverand\u00f8rer i henhold til skriftlige </span><span style=\"display:inherit;clear:left;\">kontrakter<span class=\"_ _0\"></span>. Med unntak av kjernebankl\u00f8sning er Eika bankens hoved-</span><span style=\"display:inherit;clear:left;\">leverand\u00f8rer av teknologitjenester<span class=\"_ _0\"></span>. God styring og kontroll med </span><span style=\"display:inherit;clear:left;\">IT<span class=\"_ _0\"></span>-systemene b\u00e5de i banken og hos tjenesteleverand\u00f8rene er av </span><span style=\"display:inherit;clear:left;\">vesentlig betydning for \u00e5 sikre n\u00f8yaktig, fullstendig og p\u00e5litelig finansielle </span><span style=\"display:inherit;clear:left;\">rapportering. Banken har etablert en overordnet styringsmodell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og internkontrollaktiviteter knyttet til IT<span class=\"_ _0\"></span>-systemene. Sentrale systemer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er standardiserte, og erfaringsmessig har det v\u00e6rt f\u00e5 operasjonelle <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">feil knyttet til IT<span class=\"_ _0\"></span>-systemene.</span><span style=\"display:inherit;clear:left;\">Et viktig element i forbindelse med operasjonell risiko er oppf\u00f8lging <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av u\u00f8nskede hendelser<span class=\"_ _0\"></span>. Banken har etablert verkt\u00f8y for rapportering, </span><span style=\"display:inherit;clear:left;\">klassifisering og oppf\u00f8lging av u\u00f8nskede hendelser<span class=\"_ _0\"></span>. P\u00e5 denne m\u00e5ten  </span><span style=\"display:inherit;clear:left;\">kan interne prosesser justeres slik at sannsynlighet for gjentakelse </span><span style=\"display:inherit;clear:left;\">reduseres.</span><span style=\"display:inherit;clear:left;\">ESG risiko</span><span style=\"display:inherit;clear:left;\">ESG-risiko, som inkluderer milj\u00f8, samfunnsansvar og selskapsstyring, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er en viktig del av bankens risikovurderinger<span class=\"_ _0\"></span>. Blant disse er ogs\u00e5 klima-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span>, som omfatter faren for \u00f8kt kredittrisiko og \u00f8konomiske tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">grunn av klimaendringer<span class=\"_ _0\"></span>. Banken gjennomf\u00f8rer en \u00e5rlig vurdering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av risiko, der ESG og klimarisiko er sentrale elementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Det er spesielt i bedriftsmarkedet at banken identifiserer klimarisiko, </span><span style=\"display:inherit;clear:left;\">b\u00e5de i form av fysisk risiko og overgangsrisiko ved overgangen til et </span><span style=\"display:inherit;clear:left;\">lavutslippssamfunn. Derfor er vurderinger av b\u00e6rekraft og klimarisiko </span><span style=\"display:inherit;clear:left;\">innarbeidet i bankens kredittprosess. Siden banken har lite direkte </span><span style=\"display:inherit;clear:left;\">eksponering mot olje- og gassindustrien, regnes n\u00e6ringseiendom, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">bygg og anlegg, samt landbruk som sektorer med h\u00f8yest klimarisiko  </span><span style=\"display:inherit;clear:left;\">i bankens portef\u00f8lje. Samtidig representerer disse sektorene store </span><span style=\"display:inherit;clear:left;\">muligheter for positiv p\u00e5virkning. Dette er grunnen til at banken har </span><span style=\"display:inherit;clear:left;\">startet utvikling av gr\u00f8nne produkter<span class=\"_ _0\"></span>, spesielt rettet mot de nevnte </span><span style=\"display:inherit;clear:left;\">bransjene, og tilbyr gr\u00f8nt landbruksl\u00e5n, gr\u00f8nt n\u00e6ringsl\u00e5n og gr\u00f8nt </span><span style=\"display:inherit;clear:left;\">boligl\u00e5n. Se ogs\u00e5 kapittelet om b\u00e6rekraft og samfunnsansvar for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mer informasjon.</span><span style=\"display:inherit;clear:left;\">Annen risiko</span><span style=\"display:inherit;clear:left;\">Annen risiko inkluderer strategisk risiko, eierrisiko og risiko i omgivelsene. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko er risiko for tap p\u00e5 grunn av at inntjeningen blir lavere </span><span style=\"display:inherit;clear:left;\">enn forventet, men at dette ikke er kompensert gjennom lavere kostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko kan oppst\u00e5 fra endringer i konkurransebildet, regulatoriske </span><span style=\"display:inherit;clear:left;\">endringer eller ineffektiv posisjonering i forhold til makromilj\u00f8et som </span><span style=\"display:inherit;clear:left;\">p\u00e5 <span class=\"_ _3b\"></span>virker driften v\u00e5r<span class=\"_ _0\"></span>. Strategisk risiko kan ogs\u00e5 oppst\u00e5 hvis man ikke evner </span><span style=\"display:inherit;clear:left;\">\u00e5 leve opp til m\u00e5lsatte strategier og/eller ikke klarer \u00e5 effektivt gj\u00f8re grep </span><span style=\"display:inherit;clear:left;\">for \u00e5 justere avkastning lavere enn m\u00e5lsatt. Eierrisiko er risiko som oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av \u00e5 v\u00e6re eier i et selskap, for eksempel gjennom drift eller </span><span style=\"display:inherit;clear:left;\">risiko for at ny kapital m\u00e5 tilf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__57": {
   "value": "<span style=\"display:inherit;clear:left;\">Kredittrisiko<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">Kredittrisiko er risikoen for tap dersom bankens kunder ikke oppfyller </span><span style=\"display:inherit;clear:left;\">sine forpliktelser overfor konsernet. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r i hovedsak i bankens utl\u00e5nsportef\u00f8lje, men det <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 slik risiko i konsernets beholdning av obligasjoner<span class=\"_ _0\"></span>, sertifikater  </span><span style=\"display:inherit;clear:left;\">og finansielle derivater<span class=\"_ _0\"></span>. Kredittrisiko er konsernets st\u00f8rste risiko <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og best\u00e5r<span class=\"ws2\"> i hovedsak av netto utl\u00e5n til kunder<span class=\"_ _0\"></span>, kontanter og fordringer <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sentralbanker samt finansielle instrumenter<span class=\"_ _0\"></span>. Kredittrisiko for utl\u00e5n, </span><span style=\"display:inherit;clear:left;\">garantier og trekkfasiliteter er viktigst b\u00e5de ut fra volum og risikoniv\u00e5 </span><span style=\"display:inherit;clear:left;\">generelt. Denne risikoen omtales s\u00e5ledes detaljert nedenfor<span class=\"_ _0\"></span>. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det er begrenset kredittrisiko i forbindelse med \u00f8vrig eksponering.</span><span style=\"display:inherit;clear:left;position:relative;height:304.263671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 42.7031px; top: 0.0019531px; width: 648.615px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 520.676px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 4.40625px; top: 37.5273px; width: 726.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maksimum eksponering til kredittrisiko</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.238px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 72.9375px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 72.7012px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 72.9375px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 92.9062px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 92.6855px; width: 216.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 92.9062px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 828</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.891px; width: 148.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 112.67px; width: 165.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.172px; top: 112.891px; width: 148.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 101 780</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 173 436</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 132.875px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 503 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629 964</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 132.654px; width: 153.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 132.875px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 375 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 717 381</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 152.859px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 786 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 688 444</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 152.639px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 152.859px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 354 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 291 647</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.4375px; top: 172.844px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 172.623px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 172.844px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">108 495</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 858</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.4375px; top: 192.828px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 141</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 306</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 192.607px; width: 80.4668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 192.828px; width: 142.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 531 836</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">867 715</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.4375px; top: 212.812px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 212.592px; width: 253.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forskuddsbetalte kostnader og opptjente inntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 212.812px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 233.062px; width: 146.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 635 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 416 566</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 232.836px; width: 219.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum kredittrisikoeksponering balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.172px; top: 233.062px; width: 146.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 843 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 782 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 252.781px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">309 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 252.561px; width: 95.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 252.781px; width: 133.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">309 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 272.766px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 605 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 142 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 272.545px; width: 205.254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter og l\u00e5netilsagn</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.141px; top: 272.766px; width: 142.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 461 412</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 100 781</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 293.016px; width: 146.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">46 550 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 858 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.703px; top: 292.789px; width: 147.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal kredittrisikoeksponering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.172px; top: 293.016px; width: 146.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 614 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 182 382</span></span></span><span style=\"display:inherit;clear:left;\">M\u00e5ling av kredittrisiko for utl\u00e5nsportef\u00f8ljen</span><span style=\"display:inherit;clear:left;\">Misligholdssannsynlighet</span><span style=\"display:inherit;clear:left;\">Konsernet bruker samme modeller for \u00e5 estimere misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">som resten av Eika bankene. Dette er scorekort som er utviklet p\u00e5 hele </span><span style=\"display:inherit;clear:left;\">Eika portef\u00f8ljen, inkludert Rogaland Sparebank sine kunder<span class=\"_ _0\"></span>. Med den </span><span style=\"display:inherit;clear:left;\">store poolen av data som ligger til grunn for utviklingen er det lettere <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 lage treffsikre modeller<span class=\"_ _0\"></span>, og ikke minst validere og vedlikeholde disse. </span><span style=\"display:inherit;clear:left;\">B\u00e5de PM og BM kunder scores m\u00e5nedlig i ulike kredittmodeller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Modellene varierer utfra hvor mye og hva slags informasjon som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er tilgjengelig p\u00e5 den enkelte kunde. Det betyr at for nye kunder <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">s\u00e5 tar modellene utgangspunkt i offentlig tilgjengelig informasjon,<span class=\"_ _2\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mens for eksisterende kunder benyttes ogs\u00e5 intern adferdshistorikk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken. Den offentlige tilgjengelige informasjonen er fra eksternt<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">kredittinformasjonsbyr\u00e5. Scorekort for helt nye kunder<span class=\"_ _0\"></span>, uten intern </span><span style=\"display:inherit;clear:left;\">historikk, er og basert p\u00e5 data fra og metodikk til eksternt kreditt-</span><span style=\"display:inherit;clear:left;\">informasjonsbyr\u00e5. Etter hvert som banken f\u00e5r mer intern informasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om kundene vektes mer og mer intern data inn i modellene i l\u00f8pet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av inntil 4 trinn hvor man til slutt har hovedsakelig intern data. </span><span style=\"display:inherit;clear:left;\">Modellene beregner en score som kan kalkuleres om til en misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet og s\u00e5 tilordnes en risikoklasse. Banken benytter i dag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en oppdeling fra 1 til 12, hvor 1 er best og 1<span class=\"_ _0\"></span>1 og 12 er kunder som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i mislighold eller har engasjement med individuell nedskrivning.</span><span style=\"display:inherit;clear:left;\">Modellene testes \u00e5rlig, b\u00e5de av Eika og av banken selv<span class=\"_ _0\"></span>. Eika sin validering </span><span style=\"display:inherit;clear:left;\">er basert p\u00e5 data fra alle Eika bankene, mens bankens egen validering </span><span style=\"display:inherit;clear:left;\">tester kun mot bankens kunder og bankens erfarte mislighold. Begge </span><span style=\"display:inherit;clear:left;\">testene viser at modellene som helhet differensierer bra mellom kunder </span><span style=\"display:inherit;clear:left;\">som misligholder og kunder som ikke misligholder<span class=\"_ _0\"></span>. Og b\u00e5de for BM <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og PM ligger estimert niv\u00e5 p\u00e5 misligholdet noe over faktisk mislighold </span><span style=\"display:inherit;clear:left;\">men innenfor forventet avviksomr\u00e5de. </span><span style=\"display:inherit;clear:left;\">De ulike risikoklassene og tilh\u00f8rende \u00f8vre grense for misligholdssannsynlighet fremkommer av tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:159.041015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 237.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.701px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.953px; top: 0.0039062px; width: 237.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.701px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.1719px; top: 36.498px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 427.094px; top: 36.498px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.1719px; top: 58.6074px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 427.094px; top: 58.6074px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.1719px; top: 80.7168px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 427.094px; top: 80.7168px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.1719px; top: 102.826px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,75 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423.734px; top: 102.826px; width: 205.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.306px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99,99 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.1719px; top: 124.936px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.703px; top: 124.936px; width: 224.631px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 og 12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.897px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.1719px; top: 147.045px; width: 199.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,00 %</span></span></span><span style=\"display:inherit;clear:left;\">Banken har i l\u00f8pet av fjerde kvartal 2025 tatt i bruk den oppdaterte </span><span style=\"display:inherit;clear:left;\">PD-modellen fra Eika for BM. Noen Eika-banker har opplevd unde<span class=\"_ _2\"></span>rest<span class=\"_ _0\"></span>i-</span><span style=\"display:inherit;clear:left;\">mering med de gamle modellene. Dette har ikke v\u00e6rt tilfelle for Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank. P\u00e5 portef\u00f8ljeniv\u00e5 har modellene hele tiden hatt en svak </span><span style=\"display:inherit;clear:left;\">overestimering av mislighold. En utfordring med de tidligere modellene </span><span style=\"display:inherit;clear:left;\">har imidlertid v\u00e6rt ustabilitet i PD-estimatene etter hvert som ny intern </span><span style=\"display:inherit;clear:left;\">informasjon er blitt tatt inn. Det har medf\u00f8rt at enkelte kunder har endret </span><span style=\"display:inherit;clear:left;\">risikoklasse uten at underliggende forhold i realiteten har endret seg. </span><span style=\"display:inherit;clear:left;\">Den oppdaterte modellen gir mer stabile estimater<span class=\"_ _0\"></span>. Samtidig er forklarings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">kr<span class=\"_ _0\"></span>afte<span class=\"_ _0\"></span>n i den nye modellen noe bedre enn i den gamle.</span><span style=\"display:inherit;clear:left;\">Effekten for banken er likevel at PD-estimatene \u00f8ker for en del kunder<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og dermed \u00f8ker tapsavsetningene noe, uten at det er underliggende </span><span style=\"display:inherit;clear:left;\">endringer i portef\u00f8ljens risiko. En del av \u00f8kningen skyldes at h\u00f8yere PD </span><span style=\"display:inherit;clear:left;\">gj\u00f8r at flere kunder flyttes til steg 2. Dette vil v\u00e6re en midlertidig effekt </span><span style=\"display:inherit;clear:left;\">som vil avta over tid. T<span class=\"_ _3\"></span>otalt sett er det estimert at effekten per 31.12 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av endringen er om lag 6 MNOK i \u00f8kte tapsavsetninger</span><span style=\"display:inherit;clear:left;\">Fordeling av henholdsvis BM og PM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) kan sees i figuren under<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">som viser at det er en god konsentrasjon av engasjement i de lavere risikoklassene:</span><span style=\"display:inherit;clear:left;position:relative;height:262.740234375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.438px; top: 0.0058593px; width: 65.4551px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff2; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 240.547px; top: 3.74609px; width: 162.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOKLASSE PER 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.438px; top: 20.209px; width: 67.7637px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff2; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.7344px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.8594px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 37.6875px; top: 65.7891px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41,4 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.9688px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.0781px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 89.5156px; top: 112.133px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 118.188px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.297px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 157.969px; top: 150.398px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.406px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 207.125px; top: 155.18px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 257.906px; top: 165.289px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 307.25px; top: 166.883px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 110.5px; top: 171.664px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.516px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 136.656px; top: 182.742px; width: 25.3359px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.625px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 359.922px; top: 198.914px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 190.594px; top: 205.289px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 240.547px; top: 210.461px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 291px; top: 212.586px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 411.219px; top: 209.93px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 513.688px; top: 208.336px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 5.48438px; top: 213.734px; width: 17.0156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 60.7188px; top: 217.586px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 339.234px; top: 216.836px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 390.094px; top: 218.961px; width: 71.4609px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,2 %</span><span style=\"word-spacing: -1.2825px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 461.469px; top: 216.836px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 489.969px; top: 213.789px; width: 20.5781px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 538.953px; top: 219.492px; width: 21.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 612.766px; top: 219.711px; width: 21.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 562.531px; top: 222.148px; width: 21.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,4 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 588.219px; top: 223.117px; width: 21.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff2; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 5.48438px; top: 232.844px; width: 17.0156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 58.8125px; top: 248.871px; width: 510.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-4\" style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; width: 84.744px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: -64.2735px; width: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-4\" style=\"word-spacing: 0.5643px; letter-spacing: -0.5643px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span></span></span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av mislighold</span><span style=\"display:inherit;clear:left;\">Bankens definisjon p\u00e5 mislighold er i tr\u00e5d med retningslinjene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra European Banking <span class=\"_ _0\"></span>Authority<span class=\"_ _0\"></span>, hvor mislighold anses inntruffet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om ett av f\u00f8lgende kriterier er oppfylt:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ws2\">Kunden har et overtrekk som b\u00e5de overstiger en relativ- og absolutt </span></span><span style=\"display:inherit;clear:left;\">grense i mer enn 90 sammenhengende dager<span class=\"_ _0\"></span>. For b\u00e5de PM- og </span><span style=\"display:inherit;clear:left;\">BM-kunder er den relative grensen lik 1 % av kundens samlede </span><span style=\"display:inherit;clear:left;\">eksponeringer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _8a\"> </span>- For PM-kunder er den absolutte grensen lik 1.000 kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _8a\"> </span>- For BM-kunder er den absolutte grensen lik 2.000 kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Det er vurdert som sannsynlig at kunden ikke vil kunne innfri <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">sine kredittforpliktelser overfor banken (unlikely to pay \u2013 UTP).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Kunden er smittet av en annen kunde som er i mislighold i henhold <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">til de to f\u00f8rste kriteriene nevnt over<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I tillegg har misligholdte kunder en karensperiode som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karensperioden er tre m\u00e5neder etter friskmelding med unntak </span><span style=\"display:inherit;clear:left;\">av engasjementer med forbearance-markering hvor tilh\u00f8rende karens-</span><span style=\"display:inherit;clear:left;\">periode<span class=\"_ _2\"></span>n er tolv m\u00e5neder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikkerheter som kan v\u00e6re pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _0\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _0\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurdering av sikkerhetenes verdi p\u00e5 BM legges til </span><span style=\"display:inherit;clear:left;\">grunn en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktorer for ulike sikkerhetstyper<span class=\"_ _0\"></span>. Sikkerhet p\u00e5 BM er i hovedsak </span><span style=\"display:inherit;clear:left;\">eiendom og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktor 80 % og n\u00e6ringseiendom 20 %. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er treffsikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet i de </span><span style=\"display:inherit;clear:left;\">statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re i omr\u00e5der </span><span style=\"display:inherit;clear:left;\">med lav omsetningshastighet og dermed likviditet i boligportef\u00f8ljen og </span><span style=\"display:inherit;clear:left;\">derigjennom mindre sikre estimater<span class=\"_ _0\"></span>. Banken monitorerer l\u00f8pende andel </span><span style=\"display:inherit;clear:left;\">utl\u00e5n til boliger i omr\u00e5der hvor boligmarkedet er d\u00e5rlig. T<span class=\"_ _0\"></span>il dette brukes </span><span style=\"display:inherit;clear:left;\">Eiendomsverdi sin omr\u00e5descore, som gir en score fra 0 til 20 basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">prisniv\u00e5 og antall omsetninger i et omr\u00e5de. Bankens andel av boligl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med score under 10 er mindre enn 3,7 % og mindre enn 0,7 % </span><span style=\"display:inherit;clear:left;\">av engasjementene er i omr\u00e5der med score under 4. </span><span style=\"display:inherit;clear:left;\">Engasjementene klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _0\"></span>, basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bel\u00e5ningsgrad for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For hver sikkerhetsklasse er det s\u00e5 beregnet en verdi for forventet tap  </span><span style=\"display:inherit;clear:left;\">gitt mislighold (LGD). Disse er forskjellig for PM og BM, og kan sees <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:190.830078125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 128.266px; top: 0.0117187px; width: 79.9043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 0.0117187px; width: 83.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 31.7852px; width: 288.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7909px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.406px; top: 31.7852px; width: 288.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 68.2949px; width: 262.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 68.2949px; width: 262.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.887px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 90.4043px; width: 262.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 90.4043px; width: 262.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.49px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.887px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 112.514px; width: 262.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 112.514px; width: 262.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 134.623px; width: 262.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.49px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 134.623px; width: 262.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 156.732px; width: 262.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.441px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 156.732px; width: 262.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 178.842px; width: 262.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 178.842px; width: 262.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.508px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulike sikkerhetsklassene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2025 som f\u00f8lgende;</span><span style=\"display:inherit;clear:left;position:relative;height:284.677734375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 0.0058593px; width: 65.4551px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff2; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 189.984px; top: 3.76172px; width: 267.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 20.209px; width: 67.7637px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff2; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.3281px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 60.8438px; top: 48.0605px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">55 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.7969px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.266px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 93.8594px; top: 115.561px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 162.391px; top: 125.764px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.75px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 194.531px; top: 157.654px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 183.219px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 295.953px; top: 195.92px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 602.234px; top: 192.936px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 263.469px; top: 203.139px; width: 19.9688px; white-space: pre; word-spacing: -0.260091px; letter-spacing: -0.740258px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: -0.260091px; letter-spacing: -0.740258px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 400.578px; top: 209.951px; width: 16.2246px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.703px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 502.734px; top: 231.201px; width: 16.2246px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 367.422px; top: 243.967px; width: 219.779px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: -1.00035px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.2832px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: -1.00035px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.8221px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 254.172px; width: 17.0156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 83.2031px; top: 270.809px; width: 414.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 595.953px; top: 267.902px; width: 7.13086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>otal risiko</span><span style=\"display:inherit;clear:left;\">Det forventede tapet for hvert engasjement beregnes p\u00e5 grunnlag av </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet og tapsgrad gitt mislighold. T<span class=\"_ _0\"></span>re risikogrupper </span><span style=\"display:inherit;clear:left;\">er definert for ikke nedskrevne/misligholdte engasjementer p\u00e5 grunnlag </span><span style=\"display:inherit;clear:left;\">av forventet tap. T<span class=\"_ _3\"></span>abellen er lik for PM og BM.</span><span style=\"display:inherit;clear:left;position:relative;height:100.291015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 146.172px; top: 0.0039062px; width: 65.4375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 0.121094px; width: 67.4121px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 12.8945px; width: 63.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 146.172px; top: 12.8945px; width: 62.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedre grense</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 268.984px; top: 13.0117px; width: 57.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8vre grense</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.3281px; top: 48.3262px; width: 182.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.965px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 48.5625px; width: 34.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.3281px; top: 68.3105px; width: 182.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.064px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 68.5469px; width: 34.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.3281px; top: 88.2949px; width: 182.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.5px; top: 88.5312px; width: 46.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100,00 %</span></span></span><span style=\"display:inherit;clear:left;\">Risikoklassifiseringen har betydning for oppf\u00f8lgingsniv\u00e5et til kunden, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og inng\u00e5r som et kriterium ved kredittvurdering og kredittbeslutning. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg til risikoklassifisering kommer skj\u00f8nnsmessige forhold som </span><span style=\"display:inherit;clear:left;\">ledelse, marked, l\u00e5nehistorikk, l\u00f8nnsomhet med mer<span class=\"_ _0\"></span>. Utover bruk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av scoring-modeller har konsernet retningslinjer for hvordan sammen<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">setningen av de ulike portef\u00f8ljene skal v\u00e6re.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 misligholde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer i steg-</span><span style=\"display:inherit;clear:left;\">ti<span class=\"_ _0\"></span>lh<span class=\"_ _0\"></span>\u00f8r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span> gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er bankens </span><span style=\"display:inherit;clear:left;\">oppfatning at bruk av dette unntaket ikke gir vesentlig utslag i fordeling </span><span style=\"display:inherit;clear:left;\">av engasjementer mellom stegene eller for de totale tapsavsetningene, </span><span style=\"display:inherit;clear:left;\">men heller gir et mer korrekt stabilt inntrykk av risikoutviklingen. Den isolerte </span><span style=\"display:inherit;clear:left;\">effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer i PD, uavhengig av st\u00f8rrelsen, </span><span style=\"display:inherit;clear:left;\">skulle medf\u00f8re stegvandring, ville v\u00e6rt en \u00f8kning p\u00e5 16,4 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling </span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det </span><span style=\"display:inherit;clear:left;\">mulig for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.416015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 0.0039062px; width: 23.5957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.719px; top: 0.0039062px; width: 24.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.3438px; top: 12.8945px; width: 49.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.8945px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 417.75px; top: 12.8945px; width: 33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.8945px; width: 66.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.8008px; width: 31.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.141px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8008px; width: 42.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.422px; top: 25.8008px; width: 40.7168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 25.8008px; width: 40.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 11.0039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.859px; top: 38.707px; width: 45.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.125px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 24.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.156px; top: 38.707px; width: 47.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 38.707px; width: 134.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.2637px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 66.4844px; width: 639.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.6543px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 89.875px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.029px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 113.266px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.42px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 136.641px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5 og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Banken har i l\u00f8pet av fjerde kvartal 2025 oppdatert prognosene som </span><span style=\"display:inherit;clear:left;\">ligger til grunn for makrofaktorene som brukes ved beregning av ECL. </span><span style=\"display:inherit;clear:left;\">Banken har ikke foretatt andre justeringer i tapsberegningene som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av den geopolitiske situasjonen. Bankens portef\u00f8lje er f\u00f8rst og fremst </span><span style=\"display:inherit;clear:left;\">lokal, og p\u00e5virkes av geopolitiske endringer indirekte gjennom effekter </span><span style=\"display:inherit;clear:left;\">de har p\u00e5 den makro\u00f8konomiske situasjonen. Lokalisert i Rogaland er </span><span style=\"display:inherit;clear:left;\">man i stor grad p\u00e5virket av utviklingen innenfor oljen\u00e6ringen, og dette </span><span style=\"display:inherit;clear:left;\">fanges opp i bankens makromodell gjennom endring i forventning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til oljeinvestering. De fleste prognosene hentes fra SSB.</span><span style=\"display:inherit;clear:left;\">Arbeidsledighet i Norge forventes \u00e5 \u00f8ke noe fremover<span class=\"_ _0\"></span>, sammenlignet </span><span style=\"display:inherit;clear:left;\">med prognosene som l\u00e5 til grunn ved forrige justering av makrofaktorer </span><span style=\"display:inherit;clear:left;\">som ble gjort i andre kvartal 2025. Denne endringen gir noe \u00f8kte makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>ktor<span class=\"_ _0\"></span>er for PM-kunder utenfor Rogaland. Makrofaktorene beregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som en sammenligning mellom siste 3 \u00e5rs historiske tall og prognoser </span><span style=\"display:inherit;clear:left;\">for fremtiden. Forventet fremtidig boligprisvekst i Rogaland er i liten grad </span><span style=\"display:inherit;clear:left;\">endret, men historisk prisvekst er n\u00e5 h\u00f8yere, slik at den relative endringen </span><span style=\"display:inherit;clear:left;\">f\u00f8rer til en negativ effekt p\u00e5 makrofaktorberegningen. Dette gj\u00f8r at makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>kt<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span> for PM-kunder i Rogaland blir noe lavere. Endringen for PM <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">totalt er beregnet \u00e5 \u00f8ke tapsavsetningene med 1 MNOK.</span><span style=\"display:inherit;clear:left;\">For BM medf\u00f8rer oppdateringen sm\u00e5 endringer<span class=\"_ _0\"></span>. Beregnet \u00f8kning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tapsavsetninger som f\u00f8lge av endringer i makrofaktorene er 0,7 MNOK. </span><span style=\"display:inherit;clear:left;\">Makrofaktorene for bygg og anlegg \u00f8ker noe, mens det for n\u00e6rings-</span><span style=\"display:inherit;clear:left;\">eiendom er stabilt.</span><span style=\"display:inherit;clear:left;\">L\u00e5n med betalingslettelser</span><span style=\"display:inherit;clear:left;\">Andelen l\u00e5n med betalingslettelser har gjennom \u00e5ret holdt seg p\u00e5 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">et relativt lavt niv\u00e5 for banken. Etter en periode med \u00f8kt ettersp\u00f8rsel </span><span style=\"display:inherit;clear:left;\">etter avdragsfrihet har trenden snudd og andelen avdragsfrihet i privat-</span><span style=\"display:inherit;clear:left;\">mar<span class=\"_ _0\"></span>kede<span class=\"_ _2\"></span>t har falt jevnt gjennom \u00e5ret. I bedriftsmarkedet har andel <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">utl\u00e5n med avdragsfrihet \u00f8kt noe, men her er variasjonen stor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Generelt sett er avdragsfrihet den formen for betalingslettelser som </span><span style=\"display:inherit;clear:left;\">banken tilbyr<span class=\"_ _0\"></span>. Men ikke all avdragsfrihet blir klassifisert som betalings-</span><span style=\"display:inherit;clear:left;\">lettelse. Flertallet av kundene som har avdragsfrihet, er i stand til <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 betjene gjelden sin, men har en s\u00e5 lav bel\u00e5ningsgrad at det ikke <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendig \u00e5 merke som betalingslettelse. I tillegg er det noen som </span><span style=\"display:inherit;clear:left;\">innvilges midlertidig avdragsfrihet opptil seks m\u00e5neder som heller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ikke merkes som betalingslettelse. Det har ikke v\u00e6rt noen endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i retningslinjene for merking i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otalt sett er det per \u00e5rsslutt 1<span class=\"_ _0\"></span>12 kunder som er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelser<span class=\"_ _0\"></span>, en reduksjon fra 141 \u00e5ret f\u00f8r<span class=\"_ _0\"></span>. Og total sett utgj\u00f8r dette n\u00e5 614 </span><span style=\"display:inherit;clear:left;\">MNOK \u2013 en \u00f8kning p\u00e5 5 MNOK. Hovedvekten av disse er l\u00e5n som ligger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i steg 2, som indikerer at banken forventer at l\u00e5nene vil bli betjent som </span><span style=\"display:inherit;clear:left;\">normalt etter hvert, mens en mindre andel ansees \u00e5 v\u00e6re s\u00e5 kreditt-</span><span style=\"display:inherit;clear:left;\">forringet at det er foretatt individuelle nedskrivninger og engasjementet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er flyttet til steg 3. </span><span style=\"display:inherit;clear:left;\">Fordeling av andeler l\u00e5n med betalingslettelser p\u00e5 de ulike stegene:</span><span style=\"display:inherit;clear:left;position:relative;height:101.111328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 79.25px; top: 0.0117187px; width: 251.742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2021</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.0918px; width: 216.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 254.625px; top: 38.3281px; width: 76.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.6074px; width: 217.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.359px; top: 63.8438px; width: 82.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.123px; width: 217.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.359px; top: 89.3438px; width: 82.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span></span><span style=\"display:inherit;clear:left;\">Eksponering (EAD)</span><span style=\"display:inherit;clear:left;\">EAD for avtaler i steg 1 best\u00e5r av utest\u00e5ende fordring eller forpliktelse </span><span style=\"display:inherit;clear:left;\">justert for kontantstr\u00f8mmer de neste 12 m\u00e5nedene og for avtaler i steg 2 </span><span style=\"display:inherit;clear:left;\">de neddiskonterte kontantstr\u00f8mmene for den forventede levetiden til avtalen. </span><span style=\"display:inherit;clear:left;\">For garantier er EAD lik den utest\u00e5ende forpliktelse p\u00e5 rapporteringsdatoen </span><span style=\"display:inherit;clear:left;\">multiplisert med en konverteringsfaktor p\u00e5 mellom 0,2 og 1 avhengig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av type garanti. Ubenyttede kreditter har EAD lik utest\u00e5ende ubenyttet </span><span style=\"display:inherit;clear:left;\">kreditt p\u00e5 rapporteringstidspunktet.</span><span style=\"display:inherit;clear:left;\">Sum n\u00e6ringslivsengasjement fordelt p\u00e5 risikogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:182.46484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 85.6582px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 139.094px; top: 18.2617px; width: 599.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.1386px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.9023px; width: 764.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.0117px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 73.7793px; width: 18.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 112.078px; top: 74px; width: 652.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 550 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 550 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">691 156</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">691 156</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 392 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 392 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">82,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">82,8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.0137px; width: 39.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 98.2344px; width: 643.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">952 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">952 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 178 279</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 178 279</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.248px; width: 20.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 122.484px; width: 643.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">356 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">356 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 766</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 766</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">426 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">426 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.482px; width: 82.3418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 146.719px; width: 643.389px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">134 172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134 172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">780</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">780</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">142 467</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">142 467</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 170.992px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 171.219px; width: 651.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 994 260</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 994 260</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">243 625</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">243 625</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">902 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">902 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 139 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.8418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 139 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7363px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:183.29296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 85.6582px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 139.094px; top: 19.1055px; width: 599.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.1386px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.7461px; width: 764.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.0117px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.6074px; width: 18.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 112.078px; top: 74.8438px; width: 652.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 358 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 358 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">239 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">239 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">616 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">616 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 214 733</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 214 733</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.8574px; width: 39.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 112.078px; top: 99.0781px; width: 652.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 086 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 086 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 205 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 205 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.092px; width: 20.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 123.312px; width: 643.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">449 067</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">449 067</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">516 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">516 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.326px; width: 85.5117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 147.547px; width: 643.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">252 334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 177</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 177</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.82px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 172.047px; width: 650.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 146 181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 146 181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">747 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">747 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 192 288</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 192 288</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7363px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Sum privatmarkedsengasjement fordelt p\u00e5 risikogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:183.30859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 85.6582px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 139.094px; top: 19.1211px; width: 599.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.1386px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.7461px; width: 764.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.0117px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.623px; width: 18.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 112.078px; top: 74.8438px; width: 652.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 570 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 390 150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 026 698</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 164 124</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 598 516</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 555 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96,4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.8574px; width: 39.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 99.0938px; width: 643.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">578 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">659 372</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 722</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">582 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">669 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.092px; width: 20.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 123.328px; width: 643.389px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">104 408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 200.648px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.326px; width: 82.3418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 147.562px; width: 643.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">342 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">342 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.764px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">342 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">342 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.836px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 172.062px; width: 650.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 596 798</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 496 719</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 030 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 174 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 628 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.8418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 671 990</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7363px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:183.30859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 85.6582px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 139.094px; top: 19.1055px; width: 599.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.1386px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.7461px; width: 764.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.0117px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.623px; width: 18.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 112.078px; top: 74.8438px; width: 652.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 657 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 635 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 340 766</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 377 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 000 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 015 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.8574px; width: 39.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 99.0781px; width: 642.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">659 673</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">809 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 636</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">669 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">824 060</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.092px; width: 20.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 123.312px; width: 643.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">197 274</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 738</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">207 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.326px; width: 85.5117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 147.547px; width: 643.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.836px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 108.266px; top: 172.062px; width: 656.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 847 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 982 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 441</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 441</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 353 059</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 395 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 202 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.8418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 380 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7363px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Andel av eksponering fordelt per risikogruppe og steg</span><span style=\"display:inherit;clear:left;position:relative;height:123.59765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 0.0117187px; width: 65.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 27.5352px; width: 21.4512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 27.6523px; width: 328.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 27.6523px; width: 22.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.1445px; width: 68.4199px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.0586px; width: 79.5645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.2385px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 53.1855px; width: 6.33984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 53.4062px; width: 471.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 72.748px; width: 6.33984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 72.9688px; width: 465.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.312px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 92.3105px; width: 6.33984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 92.5312px; width: 465.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.312px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 112.133px; width: 22.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 112.359px; width: 470.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">93 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:123.58203125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 0.0117187px; width: 65.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 27.6523px; width: 607.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.289px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.885px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.1289px; width: 68.4199px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.043px; width: 79.5645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.2385px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 53.1855px; width: 6.33984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 53.4062px; width: 471.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">87 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 72.7324px; width: 6.33984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 72.9688px; width: 465.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.312px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 92.2949px; width: 6.33984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 92.5312px; width: 465.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.312px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 112.117px; width: 22.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 112.344px; width: 470.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko er n\u00e5r betydelige konsentrasjoner av risiko kommer </span><span style=\"display:inherit;clear:left;\">fra at man har eksponering mot debitorer eller verdipapirer med liknende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske egenskaper eller som er involvert i sammenliknbare aktiviteter </span><span style=\"display:inherit;clear:left;\">der disse likhetene kan gj\u00f8re at de samtidig f\u00e5r problemer med \u00e5 holde </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelsene sine eller at verdiene svinger i takt slik at hvis <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en f\u00e5r problemer vil mange f\u00e5 problemer pga. likheten. </span><span style=\"display:inherit;clear:left;\">For \u00e5 vurdere og styre konsentrasjonsrisiko vurderer konsernet grad <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av skjevfordeling av utl\u00e5nsportef\u00f8ljen ut fra f\u00f8lgende forhold:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span></span><span style=\"display:inherit;clear:left;\">Store enkeltkunder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Enkelte bransjer (n\u00e6ringsgrupper med spesifikke utfordringer <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller sykliske n\u00e6ringer).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span></span><span style=\"display:inherit;clear:left;\">Geografiske omr\u00e5der<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Sikkerhet med samme risikoegenskaper (f.eks. avhengig <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">av eiendomspriser).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls7b\">Motparter i interbankoperasjoner eller handel med finansielle derivater<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Konsernet benytter samme metode som Finanstilsynet for beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av konsentrasjonsrisiko for individuell- og bransje risiko. Banken har en </span><span style=\"display:inherit;clear:left;\">konsentrasjon omkring engasjement til finansiering av eiendomsinves<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">teringer<span class=\"_ _0\"></span>. Konsentrasjonen har blitt redusert de siste \u00e5rene og banken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har fokus p\u00e5 \u00e5 f\u00f8lge opp denne konsentrasjonsrisikoen.</span><span style=\"display:inherit;clear:left;\">I tillegg vurderer banken konsentrasjonsrisiko knyttet til store enkeltenga<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sje<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter<span class=\"_ _3\"></span>. Banken definerer store engasjementer som engasjementer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som overstiger 10 % av bankens kjernekapital. Per utgangen av 2025 </span><span style=\"display:inherit;clear:left;\">var det ingen utl\u00e5nsengasjement som ble regnet som stort i henhold <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til definisjonen. I tillegg har banken satt et m\u00e5l p\u00e5 at maksimalt 1/3 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av bankens bedriftsl\u00e5nsportef\u00f8lje skal v\u00e6re til engasjement over 150 </span><span style=\"display:inherit;clear:left;\">millioner kroner<span class=\"_ _0\"></span>. Denne andelen utgjorde 23,6 % per \u00e5rsslutt, og var </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 13 engasjement. T<span class=\"_ _0\"></span>il sammenligning var andelen 15,9 % <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024, og ogs\u00e5 da fordelt p\u00e5 8 engasjement.  </span><span style=\"display:inherit;clear:left;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>abellen viser forfalte bel\u00f8p p\u00e5 utl\u00e5n og overtrekk p\u00e5 kreditt fordelt p\u00e5 antall dager etter forfall. </span><span style=\"display:inherit;clear:left;\">Aldersfordeling 1-30 dager er ikke justert for forsinkelse i betalingsformidlingen og st\u00f8rrelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forfalte bel\u00f8p vil derfor kunne variere per rapporteringstidspunkt.</span><span style=\"display:inherit;clear:left;position:relative;height:203.12109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 85.6582px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 108.266px; top: 25.5645px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 25.5645px; width: 65.3496px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 51.9062px; top: 60.9648px; width: 704.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6446px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7909px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.625px; top: 98.0625px; width: 220.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 409</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">202 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 286</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 97.8418px; width: 58.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-30 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 98.0625px; width: 220.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 786</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">202 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 664</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.625px; top: 121.453px; width: 220.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.475px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 544</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 121.217px; width: 64.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31-60 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 121.453px; width: 220.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.475px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 544</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.625px; top: 144.828px; width: 220.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 913</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.2404px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 144.607px; width: 64.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61-90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 144.828px; width: 220.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 913</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.2404px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 28.4375px; top: 168.219px; width: 226.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">261 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">302 178</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 167.998px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Over 90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 168.219px; width: 226.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">261 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">302 178</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.7344px; top: 191.875px; width: 225.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">399 128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">243 796</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">642 923</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 191.648px; width: 25.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 191.875px; width: 225.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">395 505</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">243 796</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">639 301</span></span></span><span style=\"display:inherit;clear:left;\">31.12.2024</span><span style=\"display:inherit;clear:left;position:relative;height:177.998046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 79.8281px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.625px; top: 0.0019531px; width: 65.3496px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.4688px; top: 35.4023px; width: 704.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6446px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7909px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.1875px; top: 72.9375px; width: 219.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 091</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.656px; top: 72.7168px; width: 58.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-30 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 72.9375px; width: 220.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 578</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.1875px; top: 96.3281px; width: 220.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.475px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 307</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.656px; top: 96.0918px; width: 64.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31-60 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 96.3281px; width: 220.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.475px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 129</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.1875px; top: 119.719px; width: 220.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 984</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.656px; top: 119.482px; width: 64.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61-90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 119.719px; width: 220.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 878</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.094px; width: 226.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 615</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.656px; top: 142.873px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Over 90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.031px; top: 143.094px; width: 226.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 615</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.29688px; top: 166.75px; width: 225.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">335 665</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 998</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.656px; top: 166.523px; width: 25.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.031px; top: 166.75px; width: 225.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">333 868</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 201</span></span></span><span style=\"display:inherit;clear:left;\">Banken har per 31.12.25 ingen engasjementer som er misligholdt over 90 dager eller UTP markert, hvor det ikke er foretatt tapsavsetninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunn av god sikkerhetsdekning. Disse engasjementene er individuelt vurdert i steg 3.</span><span style=\"display:inherit;clear:left;\">ESG</span><span style=\"display:inherit;clear:left;\">Banken gjennomf\u00f8rer vurdering av ESG-forhold generelt og klima-</span><span style=\"display:inherit;clear:left;\">ris<span class=\"_ _1\"></span>ik<span class=\"_ _1\"></span>o spesielt ved kredittinnvilgelse i bedriftsmarked. Alle motparter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">blir i forbindelse med kredittvurdering ogs\u00e5 gitt en ESG kategori. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Denne baserer seg p\u00e5 en enkel scoringsmodell utviklet i samarbeid  </span><span style=\"display:inherit;clear:left;\">i Eika alliansen. </span><span style=\"display:inherit;clear:left;\">Denne scoren g\u00e5r ikke direkte inn i bankens ECL<span class=\"_ _2\"></span> modell, men flagges <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hver enkelt kredittsak p\u00e5 lik linje med kredittscoren. Den er s\u00e5ledes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med og kan p\u00e5virke bankens beslutning. </span><span style=\"display:inherit;clear:left;\">Obligasjoner og sertifikater</span><span style=\"display:inherit;clear:left;\">For \u00e5 styre kredittrisikoen i forbindelse med investeringer i obligasjoner </span><span style=\"display:inherit;clear:left;\">og sertifikater har konsernet retningslinjer for kvaliteten p\u00e5 investeringene </span><span style=\"display:inherit;clear:left;\">som gjennomf\u00f8res, i tillegg til krav om bransjesammensetning og krav  </span><span style=\"display:inherit;clear:left;\">til forfallsstruktur<span class=\"_ _0\"></span>. Investeringer i obligasjoner og sertifikater foretas  </span><span style=\"display:inherit;clear:left;\">i all hovedsak som likviditetsplasseringer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater</span><span style=\"display:inherit;clear:left;\">Derivater brukes i all hovedsak til styring av konsernets rente- og valu<span class=\"_ _0\"></span>ta-</span><span style=\"display:inherit;clear:left;\">ris<span class=\"_ _0\"></span>iko i form av rentebytte- og valutabytteavtaler der en fremtidig valutakurs </span><span style=\"display:inherit;clear:left;\">eller en fremtidig rente avtales p\u00e5 inng\u00e5elsestidspunktene for derivatene </span><span style=\"display:inherit;clear:left;\">slik at banken ikke har risiko for svingning av disse i derivatets l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Konsernets motpartseksponering m\u00e5les som en kombinasjon av markeds-</span><span style=\"display:inherit;clear:left;\">ver<span class=\"_ _0\"></span>di p\u00e5 inng\u00e5tte kontrakter og hovedstol. </span><span style=\"display:inherit;clear:left;\">Oppf\u00f8lging av risikorammer og risikobegrensende tiltak</span><span style=\"display:inherit;clear:left;\">Konsernet har etablert eksponeringsrammer innenfor ulike segmenter  </span><span style=\"display:inherit;clear:left;\">i de ulike portef\u00f8ljene. Utnyttelse av disse rammene rapporteres jevnlig  </span><span style=\"display:inherit;clear:left;\">til styret og konsernets ledergruppe. Individuelle engasjementer f\u00f8lges </span><span style=\"display:inherit;clear:left;\">opp av de ulike kredittmilj\u00f8ene i konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__58": {
   "value": "<span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikkerheter som kan v\u00e6re pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _0\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _0\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurdering av sikkerhetenes verdi p\u00e5 BM legges til </span><span style=\"display:inherit;clear:left;\">grunn en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktorer for ulike sikkerhetstyper<span class=\"_ _0\"></span>. Sikkerhet p\u00e5 BM er i hovedsak </span><span style=\"display:inherit;clear:left;\">eiendom og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktor 80 % og n\u00e6ringseiendom 20 %. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er treffsikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet i de </span><span style=\"display:inherit;clear:left;\">statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re i omr\u00e5der </span><span style=\"display:inherit;clear:left;\">med lav omsetningshastighet og dermed likviditet i boligportef\u00f8ljen og </span><span style=\"display:inherit;clear:left;\">derigjennom mindre sikre estimater<span class=\"_ _0\"></span>. Banken monitorerer l\u00f8pende andel </span><span style=\"display:inherit;clear:left;\">utl\u00e5n til boliger i omr\u00e5der hvor boligmarkedet er d\u00e5rlig. T<span class=\"_ _0\"></span>il dette brukes </span><span style=\"display:inherit;clear:left;\">Eiendomsverdi sin omr\u00e5descore, som gir en score fra 0 til 20 basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">prisniv\u00e5 og antall omsetninger i et omr\u00e5de. Bankens andel av boligl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med score under 10 er mindre enn 3,7 % og mindre enn 0,7 % </span><span style=\"display:inherit;clear:left;\">av engasjementene er i omr\u00e5der med score under 4. </span><span style=\"display:inherit;clear:left;\">Engasjementene klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _0\"></span>, basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bel\u00e5ningsgrad for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For hver sikkerhetsklasse er det s\u00e5 beregnet en verdi for forventet tap  </span><span style=\"display:inherit;clear:left;\">gitt mislighold (LGD). Disse er forskjellig for PM og BM, og kan sees <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:190.830078125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 128.266px; top: 0.0117187px; width: 79.9043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 0.0117187px; width: 83.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 31.7852px; width: 288.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7909px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.406px; top: 31.7852px; width: 288.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 68.2949px; width: 262.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 68.2949px; width: 262.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.887px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 90.4043px; width: 262.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 90.4043px; width: 262.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.49px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.887px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 112.514px; width: 262.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 112.514px; width: 262.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 134.623px; width: 262.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.49px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 134.623px; width: 262.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 156.732px; width: 262.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.441px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 156.732px; width: 262.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.4375px; top: 178.842px; width: 262.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 434.984px; top: 178.842px; width: 262.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.508px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulike sikkerhetsklassene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2025 som f\u00f8lgende;</span><span style=\"display:inherit;clear:left;position:relative;height:284.677734375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 0.0058593px; width: 65.4551px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff2; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 189.984px; top: 3.76172px; width: 267.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 20.209px; width: 67.7637px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff2; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.3281px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 60.8438px; top: 48.0605px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">55 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.7969px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.266px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 93.8594px; top: 115.561px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 162.391px; top: 125.764px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.75px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 194.531px; top: 157.654px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 183.219px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 295.953px; top: 195.92px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 602.234px; top: 192.936px; width: 21.7852px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 263.469px; top: 203.139px; width: 19.9688px; white-space: pre; word-spacing: -0.260091px; letter-spacing: -0.740258px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: -0.260091px; letter-spacing: -0.740258px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 400.578px; top: 209.951px; width: 16.2246px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.703px; width: 22.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 502.734px; top: 231.201px; width: 16.2246px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 367.422px; top: 243.967px; width: 219.779px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: -1.00035px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.2832px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: -1.00035px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.8221px; font-size: 10.0035px; font-family: ff2; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 254.172px; width: 17.0156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff2; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 83.2031px; top: 270.809px; width: 414.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 595.953px; top: 267.902px; width: 7.13086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff2; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__61-1": {
   "value": "<span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 misligholde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer i steg-</span><span style=\"display:inherit;clear:left;\">ti<span class=\"_ _0\"></span>lh<span class=\"_ _0\"></span>\u00f8r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span> gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er bankens </span><span style=\"display:inherit;clear:left;\">oppfatning at bruk av dette unntaket ikke gir vesentlig utslag i fordeling </span><span style=\"display:inherit;clear:left;\">av engasjementer mellom stegene eller for de totale tapsavsetningene, </span><span style=\"display:inherit;clear:left;\">men heller gir et mer korrekt stabilt inntrykk av risikoutviklingen. Den isolerte </span><span style=\"display:inherit;clear:left;\">effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer i PD, uavhengig av st\u00f8rrelsen, </span><span style=\"display:inherit;clear:left;\">skulle medf\u00f8re stegvandring, ville v\u00e6rt en \u00f8kning p\u00e5 16,4 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling </span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det </span><span style=\"display:inherit;clear:left;\">mulig for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.416015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 0.0039062px; width: 23.5957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.719px; top: 0.0039062px; width: 24.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.3438px; top: 12.8945px; width: 49.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.8945px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 417.75px; top: 12.8945px; width: 33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.8945px; width: 66.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.8008px; width: 31.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.141px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8008px; width: 42.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.422px; top: 25.8008px; width: 40.7168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 25.8008px; width: 40.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 11.0039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.859px; top: 38.707px; width: 45.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.125px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 24.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.156px; top: 38.707px; width: 47.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 38.707px; width: 134.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.2637px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 66.4844px; width: 639.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.6543px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 89.875px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.029px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 113.266px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.42px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 136.641px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5 og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Banken har i l\u00f8pet av fjerde kvartal 2025 oppdatert prognosene som </span><span style=\"display:inherit;clear:left;\">ligger til grunn for makrofaktorene som brukes ved beregning av ECL. </span><span style=\"display:inherit;clear:left;\">Banken har ikke foretatt andre justeringer i tapsberegningene som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av den geopolitiske situasjonen. Bankens portef\u00f8lje er f\u00f8rst og fremst </span><span style=\"display:inherit;clear:left;\">lokal, og p\u00e5virkes av geopolitiske endringer indirekte gjennom effekter </span><span style=\"display:inherit;clear:left;\">de har p\u00e5 den makro\u00f8konomiske situasjonen. Lokalisert i Rogaland er </span><span style=\"display:inherit;clear:left;\">man i stor grad p\u00e5virket av utviklingen innenfor oljen\u00e6ringen, og dette </span><span style=\"display:inherit;clear:left;\">fanges opp i bankens makromodell gjennom endring i forventning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til oljeinvestering. De fleste prognosene hentes fra SSB.</span><span style=\"display:inherit;clear:left;\">Arbeidsledighet i Norge forventes \u00e5 \u00f8ke noe fremover<span class=\"_ _0\"></span>, sammenlignet </span><span style=\"display:inherit;clear:left;\">med prognosene som l\u00e5 til grunn ved forrige justering av makrofaktorer </span><span style=\"display:inherit;clear:left;\">som ble gjort i andre kvartal 2025. Denne endringen gir noe \u00f8kte makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>ktor<span class=\"_ _0\"></span>er for PM-kunder utenfor Rogaland. Makrofaktorene beregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som en sammenligning mellom siste 3 \u00e5rs historiske tall og prognoser </span><span style=\"display:inherit;clear:left;\">for fremtiden. Forventet fremtidig boligprisvekst i Rogaland er i liten grad </span><span style=\"display:inherit;clear:left;\">endret, men historisk prisvekst er n\u00e5 h\u00f8yere, slik at den relative endringen </span><span style=\"display:inherit;clear:left;\">f\u00f8rer til en negativ effekt p\u00e5 makrofaktorberegningen. Dette gj\u00f8r at makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>kt<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span> for PM-kunder i Rogaland blir noe lavere. Endringen for PM <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">totalt er beregnet \u00e5 \u00f8ke tapsavsetningene med 1 MNOK.</span><span style=\"display:inherit;clear:left;\">For BM medf\u00f8rer oppdateringen sm\u00e5 endringer<span class=\"_ _0\"></span>. Beregnet \u00f8kning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tapsavsetninger som f\u00f8lge av endringer i makrofaktorene er 0,7 MNOK. </span><span style=\"display:inherit;clear:left;\">Makrofaktorene for bygg og anlegg \u00f8ker noe, mens det for n\u00e6rings-</span><span style=\"display:inherit;clear:left;\">eiendom er stabilt.</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 9 skal tapsavsetninger baseres p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger gjelder </span><span style=\"display:inherit;clear:left;\">for finansielle eiendeler som m\u00e5les til amortisert kost eller til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendringer over utvidet resultat. Dette inkluderer </span><span style=\"display:inherit;clear:left;\">ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi over resultatet, samt fordringer p\u00e5 leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Avsetningen for forventet tap i den generelle modellen avhenger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av om kredittrisikoen har \u00f8kt betydelig siden f\u00f8rste gangs balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring. Kredittforverring vurderes ut fra endringer i misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed f\u00f8rste gangs balansef\u00f8ring, og dersom kredittrisikoen ikke har </span><span style=\"display:inherit;clear:left;\">\u00f8kt vesentlig etter dette tidspunkt, innregnes tap som 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. Dette refererer til tap som er forventet \u00e5 oppst\u00e5 over </span><span style=\"display:inherit;clear:left;\">instrumentets levetid, men som kan knyttes til misligholdshendelser </span><span style=\"display:inherit;clear:left;\">som inntreffer i l\u00f8pet av de f\u00f8rste 12 m\u00e5nedene. Hvis kredit<span class=\"_ _2\"></span>tri<span class=\"_ _0\"></span>sikoe<span class=\"_ _0\"></span>n </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig etter f\u00f8rste gangs innregning, beregnes avsetningen </span><span style=\"display:inherit;clear:left;\">som forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. <span class=\"_ _0\"></span>Alle eiendeler som ikke har vesentlig </span><span style=\"display:inherit;clear:left;\">h\u00f8yere kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en tapskostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 2: </span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00f8kning i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">ikke er inntruffet kredittap p\u00e5 balansedato. For disse eiendelene  </span><span style=\"display:inherit;clear:left;\">blir det beregnet en avsetning lik forventet tap over levetiden. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I denne gruppen inng\u00e5r kontoer med vesentlig grad av kreditt-</span><span style=\"display:inherit;clear:left;\">forverring, men som p\u00e5 balansedato tilh\u00f8rer kunder hvor det ikke </span><span style=\"display:inherit;clear:left;\">foreligger en objektiv tapshendelse. N\u00e5r det gjelder avgrensning </span><span style=\"display:inherit;clear:left;\">mot steg 1, definerer banken vesentlig grad av kredittforverring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig, at kunden <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har hatt restanse over 30 dager eller at det er gitt betalingslettelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av tapsmodell henvises det til note 8.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 3: </span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato. For disse eiendelene foretar banken en individuell </span><span style=\"display:inherit;clear:left;\">tapsavsetning. P\u00e5 hver balansedag vurderes det om det eksisterer </span><span style=\"display:inherit;clear:left;\">objektive bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er redusert. V<span class=\"_ _0\"></span>erdifallet m\u00e5 v\u00e6re et resultat av en eller flere </span><span style=\"display:inherit;clear:left;\">hendelser inntruffet etter f\u00f8rstegangs balansef\u00f8ring (en taps-</span><span style=\"display:inherit;clear:left;\">he<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>lse<span class=\"_ _0\"></span>) og resultatet av tapshendelsen (eller hendelsene) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike hendelser </span><span style=\"display:inherit;clear:left;\">er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalingsm<span class=\"_ _2\"></span>islig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">hold eller andre kontraktsbrudd. Dersom det foreligger objektive </span><span style=\"display:inherit;clear:left;\">bevis p\u00e5 at en verdireduksjon har inntruffet, beregnes st\u00f8rrelsen </span><span style=\"display:inherit;clear:left;\">p\u00e5 tapet. For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes </span><span style=\"display:inherit;clear:left;\">tapet som forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av estimerte fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets </span><span style=\"display:inherit;clear:left;\">opprinnelige effektive rentesats. Periodens endringer i vurdert </span><span style=\"display:inherit;clear:left;\">verdi for utl\u00e5n resultatf\u00f8res under \u00abnedskrivninger og <span><span style=\"display:inherit;clear:left;\">tap <span class=\"ls3\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 utl\u00e5n og garantier\u00bb.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er </span><span style=\"display:inherit;clear:left;\">betalingsmislighold eller mislighold p\u00e5 grunn av manuell </span><span style=\"display:inherit;clear:left;\">misligholdsmerking (\u00abunlikeliness to pay\u00bb). Engasjementer som </span><span style=\"display:inherit;clear:left;\">er misligholdte, inng\u00e5r i steg 3.Betalingsmislighold er definert </span><span style=\"display:inherit;clear:left;\">som vesentlig overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _43\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken  </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller  </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__60-1": {
   "value": "<span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 misligholde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer i steg-</span><span style=\"display:inherit;clear:left;\">ti<span class=\"_ _0\"></span>lh<span class=\"_ _0\"></span>\u00f8r<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>et<span class=\"_ _0\"></span> gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er bankens </span><span style=\"display:inherit;clear:left;\">oppfatning at bruk av dette unntaket ikke gir vesentlig utslag i fordeling </span><span style=\"display:inherit;clear:left;\">av engasjementer mellom stegene eller for de totale tapsavsetningene, </span><span style=\"display:inherit;clear:left;\">men heller gir et mer korrekt stabilt inntrykk av risikoutviklingen. Den isolerte </span><span style=\"display:inherit;clear:left;\">effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer i PD, uavhengig av st\u00f8rrelsen, </span><span style=\"display:inherit;clear:left;\">skulle medf\u00f8re stegvandring, ville v\u00e6rt en \u00f8kning p\u00e5 16,4 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling </span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det </span><span style=\"display:inherit;clear:left;\">mulig for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.416015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.844px; top: 0.0039062px; width: 23.5957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.719px; top: 0.0039062px; width: 24.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.3438px; top: 12.8945px; width: 49.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 12.8945px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.8945px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 417.75px; top: 12.8945px; width: 33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 12.8945px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.8945px; width: 66.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.8008px; width: 31.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.141px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 25.8008px; width: 37.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8008px; width: 42.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.422px; top: 25.8008px; width: 40.7168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 25.8008px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 25.8008px; width: 40.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 11.0039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.859px; top: 38.707px; width: 45.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.125px; top: 38.707px; width: 66.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 24.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 38.707px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.156px; top: 38.707px; width: 47.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 38.707px; width: 134.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.2637px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 66.4844px; width: 639.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.6543px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 89.875px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.029px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 113.266px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.42px; width: 25.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.375px; top: 136.641px; width: 640.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,5 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5 og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Banken har i l\u00f8pet av fjerde kvartal 2025 oppdatert prognosene som </span><span style=\"display:inherit;clear:left;\">ligger til grunn for makrofaktorene som brukes ved beregning av ECL. </span><span style=\"display:inherit;clear:left;\">Banken har ikke foretatt andre justeringer i tapsberegningene som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av den geopolitiske situasjonen. Bankens portef\u00f8lje er f\u00f8rst og fremst </span><span style=\"display:inherit;clear:left;\">lokal, og p\u00e5virkes av geopolitiske endringer indirekte gjennom effekter </span><span style=\"display:inherit;clear:left;\">de har p\u00e5 den makro\u00f8konomiske situasjonen. Lokalisert i Rogaland er </span><span style=\"display:inherit;clear:left;\">man i stor grad p\u00e5virket av utviklingen innenfor oljen\u00e6ringen, og dette </span><span style=\"display:inherit;clear:left;\">fanges opp i bankens makromodell gjennom endring i forventning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til oljeinvestering. De fleste prognosene hentes fra SSB.</span><span style=\"display:inherit;clear:left;\">Arbeidsledighet i Norge forventes \u00e5 \u00f8ke noe fremover<span class=\"_ _0\"></span>, sammenlignet </span><span style=\"display:inherit;clear:left;\">med prognosene som l\u00e5 til grunn ved forrige justering av makrofaktorer </span><span style=\"display:inherit;clear:left;\">som ble gjort i andre kvartal 2025. Denne endringen gir noe \u00f8kte makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>ktor<span class=\"_ _0\"></span>er for PM-kunder utenfor Rogaland. Makrofaktorene beregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som en sammenligning mellom siste 3 \u00e5rs historiske tall og prognoser </span><span style=\"display:inherit;clear:left;\">for fremtiden. Forventet fremtidig boligprisvekst i Rogaland er i liten grad </span><span style=\"display:inherit;clear:left;\">endret, men historisk prisvekst er n\u00e5 h\u00f8yere, slik at den relative endringen </span><span style=\"display:inherit;clear:left;\">f\u00f8rer til en negativ effekt p\u00e5 makrofaktorberegningen. Dette gj\u00f8r at makro-</span><span style=\"display:inherit;clear:left;\">fa<span class=\"_ _0\"></span>kt<span class=\"_ _0\"></span>or<span class=\"_ _0\"></span> for PM-kunder i Rogaland blir noe lavere. Endringen for PM <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">totalt er beregnet \u00e5 \u00f8ke tapsavsetningene med 1 MNOK.</span><span style=\"display:inherit;clear:left;\">For BM medf\u00f8rer oppdateringen sm\u00e5 endringer<span class=\"_ _0\"></span>. Beregnet \u00f8kning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tapsavsetninger som f\u00f8lge av endringer i makrofaktorene er 0,7 MNOK. </span><span style=\"display:inherit;clear:left;\">Makrofaktorene for bygg og anlegg \u00f8ker noe, mens det for n\u00e6rings-</span><span style=\"display:inherit;clear:left;\">eiendom er stabilt.</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 9 skal tapsavsetninger baseres p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger gjelder </span><span style=\"display:inherit;clear:left;\">for finansielle eiendeler som m\u00e5les til amortisert kost eller til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendringer over utvidet resultat. Dette inkluderer </span><span style=\"display:inherit;clear:left;\">ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi over resultatet, samt fordringer p\u00e5 leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Avsetningen for forventet tap i den generelle modellen avhenger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av om kredittrisikoen har \u00f8kt betydelig siden f\u00f8rste gangs balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring. Kredittforverring vurderes ut fra endringer i misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed f\u00f8rste gangs balansef\u00f8ring, og dersom kredittrisikoen ikke har </span><span style=\"display:inherit;clear:left;\">\u00f8kt vesentlig etter dette tidspunkt, innregnes tap som 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. Dette refererer til tap som er forventet \u00e5 oppst\u00e5 over </span><span style=\"display:inherit;clear:left;\">instrumentets levetid, men som kan knyttes til misligholdshendelser </span><span style=\"display:inherit;clear:left;\">som inntreffer i l\u00f8pet av de f\u00f8rste 12 m\u00e5nedene. Hvis kredit<span class=\"_ _2\"></span>tri<span class=\"_ _0\"></span>sikoe<span class=\"_ _0\"></span>n </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig etter f\u00f8rste gangs innregning, beregnes avsetningen </span><span style=\"display:inherit;clear:left;\">som forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. <span class=\"_ _0\"></span>Alle eiendeler som ikke har vesentlig </span><span style=\"display:inherit;clear:left;\">h\u00f8yere kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en tapskostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 2: </span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00f8kning i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">ikke er inntruffet kredittap p\u00e5 balansedato. For disse eiendelene  </span><span style=\"display:inherit;clear:left;\">blir det beregnet en avsetning lik forventet tap over levetiden. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I denne gruppen inng\u00e5r kontoer med vesentlig grad av kreditt-</span><span style=\"display:inherit;clear:left;\">forverring, men som p\u00e5 balansedato tilh\u00f8rer kunder hvor det ikke </span><span style=\"display:inherit;clear:left;\">foreligger en objektiv tapshendelse. N\u00e5r det gjelder avgrensning </span><span style=\"display:inherit;clear:left;\">mot steg 1, definerer banken vesentlig grad av kredittforverring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig, at kunden <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har hatt restanse over 30 dager eller at det er gitt betalingslettelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av tapsmodell henvises det til note 8.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _15a\"> </span>STEG 3: </span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato. For disse eiendelene foretar banken en individuell </span><span style=\"display:inherit;clear:left;\">tapsavsetning. P\u00e5 hver balansedag vurderes det om det eksisterer </span><span style=\"display:inherit;clear:left;\">objektive bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er redusert. V<span class=\"_ _0\"></span>erdifallet m\u00e5 v\u00e6re et resultat av en eller flere </span><span style=\"display:inherit;clear:left;\">hendelser inntruffet etter f\u00f8rstegangs balansef\u00f8ring (en taps-</span><span style=\"display:inherit;clear:left;\">he<span class=\"_ _0\"></span>nde<span class=\"_ _0\"></span>lse<span class=\"_ _0\"></span>) og resultatet av tapshendelsen (eller hendelsene) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike hendelser </span><span style=\"display:inherit;clear:left;\">er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalingsm<span class=\"_ _2\"></span>islig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">hold eller andre kontraktsbrudd. Dersom det foreligger objektive </span><span style=\"display:inherit;clear:left;\">bevis p\u00e5 at en verdireduksjon har inntruffet, beregnes st\u00f8rrelsen </span><span style=\"display:inherit;clear:left;\">p\u00e5 tapet. For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes </span><span style=\"display:inherit;clear:left;\">tapet som forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av estimerte fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets </span><span style=\"display:inherit;clear:left;\">opprinnelige effektive rentesats. Periodens endringer i vurdert </span><span style=\"display:inherit;clear:left;\">verdi for utl\u00e5n resultatf\u00f8res under \u00abnedskrivninger og <span><span style=\"display:inherit;clear:left;\">tap <span class=\"ls3\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 utl\u00e5n og garantier\u00bb.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er </span><span style=\"display:inherit;clear:left;\">betalingsmislighold eller mislighold p\u00e5 grunn av manuell </span><span style=\"display:inherit;clear:left;\">misligholdsmerking (\u00abunlikeliness to pay\u00bb). Engasjementer som </span><span style=\"display:inherit;clear:left;\">er misligholdte, inng\u00e5r i steg 3.Betalingsmislighold er definert </span><span style=\"display:inherit;clear:left;\">som vesentlig overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _43\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken  </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller  </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__62-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Engasjement fordelt p\u00e5 kunde- </span><span style=\"display:inherit;clear:left;\">grupper og geografisk</span><span style=\"display:inherit;clear:left;\">Fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:354.89453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 0.0117187px; width: 450.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.306px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 3.87891px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.109px; top: 27.6523px; width: 518.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.7793px; width: 91.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 67.0156px; width: 516.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 063 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 207 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">72 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 549</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.0449px; width: 77.2852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 449.453px; top: 88.2812px; width: 307.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 588</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.311px; width: 150.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.156px; top: 109.531px; width: 507.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">714 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 718</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">235 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 169</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.561px; width: 37.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.156px; top: 130.797px; width: 506.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">171 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 686</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 220</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">57 991</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 692</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.826px; width: 57.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.156px; top: 152.047px; width: 507.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">291 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 797</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">121 651</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 173.092px; width: 122.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.156px; top: 173.312px; width: 506.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149 598</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 738</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 753</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 776</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.342px; width: 101.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 256.438px; top: 194.578px; width: 500.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 218</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 956</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 302</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 215.607px; width: 156.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 215.828px; width: 516.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 228 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">478 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">142 383</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 236.857px; width: 69.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 237.094px; width: 516.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 328 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 91</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">212 547</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 483</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 258.123px; width: 103.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 343.047px; top: 258.359px; width: 226.652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 279.389px; width: 74.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.406px; top: 279.609px; width: 522.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 504 765</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 988 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 292</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 708 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 393 757</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 300.914px; width: 132.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 235.828px; top: 301.141px; width: 521.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 495 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">312 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 488</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 145 962</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 321.904px; width: 69.6738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 247.25px; top: 322.141px; width: 510.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 995</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 400</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 063</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.43px; width: 127.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 235.828px; top: 343.656px; width: 521.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 376 951</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 605 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 142 899</span></span></span><span style=\"display:inherit;clear:left;\">Geografisk fordeling</span><span style=\"display:inherit;clear:left;position:relative;height:163.56640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 0.0117187px; width: 450.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.306px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 3.87891px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.109px; top: 27.6523px; width: 518.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.7949px; width: 48.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.406px; top: 67.0156px; width: 522.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31 005 344</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 778 226</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">262 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">256 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 385 230</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 941 080</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.0449px; width: 74.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oslo/Akershus</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 88.2812px; width: 516.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 493 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 148 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 895</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 171</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.311px; width: 60.8086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fylker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 109.547px; width: 516.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 954 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 162 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 755</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.576px; width: 42.4512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utlandet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 256.438px; top: 130.797px; width: 501.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 262.307px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 955</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 152.102px; width: 132.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 235.828px; top: 152.328px; width: 521.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 495 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">312 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 488</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 145 962</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:173.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 32.9062px; top: 0.0019531px; width: 633.732px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 505.793px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 37.1992px; width: 144.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 561.625px; top: 37.1992px; width: 144.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 230px; top: 30.666px; width: 63.2051px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5px; top: 76.5625px; width: 132.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 289</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 230px; top: 76.3418px; width: 91.8633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsgarantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 573.766px; top: 76.5625px; width: 132.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 289</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5px; top: 97.8281px; width: 132.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 820</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 629</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 230px; top: 97.5918px; width: 93.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsgarantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 573.766px; top: 97.8281px; width: 132.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 820</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 629</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 119.094px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 756</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 391</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 230px; top: 118.857px; width: 78.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 579.297px; top: 119.094px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 756</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 391</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 140.344px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">67 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 609</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 230px; top: 140.123px; width: 122.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ubenyttet garantiramme</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 579.297px; top: 140.344px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">67 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 609</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5px; top: 161.875px; width: 131.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">312 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 230px; top: 161.648px; width: 69.5801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 573.766px; top: 161.875px; width: 131.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">312 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 918</span></span></span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">inklusiv p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201dnetto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _3b\"></span>kreditts<span class=\"_ _1\"></span>elskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:249.00390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 0.0117187px; width: 115.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 85.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 31.7383px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 322.312px; top: 39.4648px; width: 33.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 64.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 730.672px; top: 39.4648px; width: 28.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.516px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 363.906px; top: 52.3711px; width: 298.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 91.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 81.9219px; width: 452.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 063 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 057 848</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 153.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 98.7188px; width: 443.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">714 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">714 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21 871</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">689 191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 40.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 115.531px; width: 443.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">171 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 863</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 377</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 60.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 132.328px; width: 443.297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">291 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 153</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 044</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">289 303</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 125.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 149.125px; width: 443.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149 598</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 598</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">148 760</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 104.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 165.938px; width: 437.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 124</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 157.922px; top: 182.854px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 182.734px; width: 452.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 228 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 225 425</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 483</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 215 589</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 72.8438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 452.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 328 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 958 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 316 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 71.9844px; top: 216.463px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 70.957px; top: 216.123px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 70.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 297.203px; top: 216.344px; width: 458.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 504 765</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 504 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 454 934</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 238.186px; width: 3.35742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ff1; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.539px; width: 242.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.391px; top: 237.766px; width: 457.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 495 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 991 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 810</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-32 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 376 951</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:265.81640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 0.0117187px; width: 115.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 85.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 32.8633px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 322.312px; top: 39.4648px; width: 33.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 64.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 730.672px; top: 39.4648px; width: 28.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.516px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 363.906px; top: 52.3711px; width: 298.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 91.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 81.9219px; width: 452.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 207 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 073 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 195 814</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 153.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 98.7188px; width: 443.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 335</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">792 554</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 40.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 115.531px; width: 443.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-868</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 60.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 132.328px; width: 443.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 429</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">329 325</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 125.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 314.562px; top: 149.125px; width: 442.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-36</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.002px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 765</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 104.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 165.938px; width: 437.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 658</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 182.734px; width: 443.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">478 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">474 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">473 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 72.8438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 451.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 91</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 546 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 304</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 640</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 013</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 900 657</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 107.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 216.344px; width: 443.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-95</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.685px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 432</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 71.9844px; top: 233.26px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 70.957px; top: 232.92px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.92px; width: 70.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 297.203px; top: 233.156px; width: 458.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 988 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 860 543</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 506</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 938 020</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 254.982px; width: 3.35742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ff1; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.352px; width: 242.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.391px; top: 254.578px; width: 456.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 494 870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-25 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-64 873</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Offentlig og privat tjenesteyting inkluderer borettslag fra og med 2025.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken avdeling/segment kunden er knyttet til. <span class=\"_ _63\"> </span> <span class=\"_ _bb\"> </span> <span class=\"_ _bb\"> </span> </span></span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\"> <span class=\"_\"> </span>T<span class=\"_ _0\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter (off balance eksponering).</span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:348.248046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 103.969px; top: 0.0097656px; width: 56.3965px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 603.188px; top: 0.0097656px; width: 58.8867px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 227.047px; top: 43.3086px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 723.625px; top: 43.3086px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 211.703px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 55.252px; width: 155.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.719px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.6406px; top: 69.1211px; width: 162.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.094px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 68.752px; width: 408.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 727.719px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 105.914px; width: 161.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.016px; width: 256.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 29 543 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 484 453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 583 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.20705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 071 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.656px; top: 114.016px; width: 250.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 182 661 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 709 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 583 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.3008px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 476 065 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 121.664px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 137.92px; width: 67.1309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 155.156px; width: 115.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -828 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 828 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 154.92px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 155.156px; width: 112.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -628 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 628 374 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.9375px; top: 172.156px; width: 174.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -84 465 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 465 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 171.936px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.031px; top: 172.156px; width: 170.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -84 465 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 465 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.7031px; top: 189.172px; width: 111.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 579 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -579 205 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 188.936px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.672px; top: 189.172px; width: 109.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 372 664 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -372 664 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 75.8906px; top: 206.172px; width: 115.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -137 756 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 137 756 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 205.951px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.703px; top: 206.172px; width: 112.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -137 756 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 137 756 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 85.7031px; top: 223.188px; width: 105.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -40 568 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 222.951px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 586.859px; top: 223.188px; width: 103.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -40 568 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.6406px; top: 240.188px; width: 165.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 322 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 239.967px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 528.953px; top: 240.188px; width: 161.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 322 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.03125px; top: 274.203px; width: 252.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 470 092 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -89 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 381 057 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 273.982px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.672px; top: 274.203px; width: 236.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 331 318 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -58 092 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 273 227 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 290.889px; width: 200.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 297.953px; width: 246.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -658 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 362 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -218 153 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -879 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 297.953px; width: 240.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -324 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 053 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -218 153 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -540 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 304.561px; width: 171.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 321.258px; width: 167.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 329.359px; width: 257.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 025 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 543 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 542 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.20705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 112 460 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.656px; top: 329.359px; width: 250.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 853 431 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 812 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 542 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.3008px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 208 496 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 351.672px; top: 337.639px; width: 3.35742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ff1; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 337.008px; width: 73.6465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2025 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>T<span class=\"_ _0\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder  </span></span><span style=\"display:inherit;clear:left;\">og fordringer mot kredittinstitusjoner<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:382.263671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 659.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 91.0156px; top: 51.0254px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 51.0254px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 232.359px; top: 94.3398px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.938px; top: 94.3398px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 217.016px; top: 107.23px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 106.268px; width: 155.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 715.031px; top: 107.23px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 31.9531px; top: 120.137px; width: 162.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 234.406px; top: 120.137px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 119.768px; width: 408.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 120.137px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 156.93px; width: 180.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.375px; top: 165.031px; width: 250.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 706 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 689 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 252 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 648 691 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.734px; top: 165.031px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 706 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 689 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 252 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 648 691 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 172.68px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 188.936px; width: 67.1309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.4844px; top: 206.172px; width: 115.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -348 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 348 346 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 205.951px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.5px; top: 206.172px; width: 112.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -348 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 348 346 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.25px; top: 223.188px; width: 174.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -45 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 472 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 222.951px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 525.344px; top: 223.188px; width: 170.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -45 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 472 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.0156px; top: 240.188px; width: 111.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 280 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -280 631 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 239.967px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 522.984px; top: 240.188px; width: 109.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 280 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -280 631 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 87.375px; top: 257.203px; width: 109.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -41 826 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 41 826 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 256.967px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 257.203px; width: 106.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -41 826 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 41 826 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.9531px; top: 274.203px; width: 165.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 287 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 287 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 273.982px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 534.266px; top: 274.203px; width: 161.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 287 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 287 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.34375px; top: 308.219px; width: 252.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 052 904 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 143 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 196 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 307.998px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 513.609px; top: 308.219px; width: 245.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 052 904 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 143 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 196 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 324.904px; width: 200.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.4844px; top: 331.969px; width: 247.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -220 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 39 675 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -138 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -319 184 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.5px; top: 331.969px; width: 240.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -220 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 39 675 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -138 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -319 184 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 338.576px; width: 171.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 355.273px; width: 186.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.375px; top: 363.375px; width: 250.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 427 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 899 285 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 199 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 526 133 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.734px; top: 363.375px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 427 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 899 285 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 199 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 526 133 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 284.188px; top: 371.023px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2025</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:362.341796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 85.7031px; top: 0.0097656px; width: 594.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 404.936px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 227.047px; top: 43.3086px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 723.625px; top: 43.3086px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 211.703px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 55.252px; width: 155.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.719px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.6406px; top: 69.1211px; width: 162.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.094px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 68.752px; width: 408.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 727.719px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 106.758px; width: 179.965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 256.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 761 027 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 764 864 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 331 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.75585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 856 962 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.422px; top: 114.859px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 400 477 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 990 408 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 331 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 721 956 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 122.508px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 140.357px; width: 67.1309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 159.094px; width: 115.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -479 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 479 958 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 158.873px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 159.094px; width: 112.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -280 027 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 280 027 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.9375px; top: 177.594px; width: 174.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -38 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 993 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 177.373px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.031px; top: 177.594px; width: 170.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -38 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 993 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.7031px; top: 196.109px; width: 111.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 298 574 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -298 574 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 195.873px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 523.781px; top: 196.109px; width: 103.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 92 034 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -92 034 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.0625px; top: 214.609px; width: 109.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -95 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 930 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 214.373px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.844px; top: 214.609px; width: 106.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -95 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 930 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 85.7031px; top: 233.109px; width: 105.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -40 568 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 232.889px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 586.859px; top: 233.109px; width: 103.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -40 568 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.6406px; top: 251.625px; width: 165.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 251.389px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 528.953px; top: 251.625px; width: 161.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.03125px; top: 285px; width: 252.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 416 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -232 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 183 781 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 284.779px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 285px; width: 240.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -722 235 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -201 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -924 049 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 303.279px; width: 200.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 310.344px; width: 246.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -464 960 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -32 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -79 598 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -577 266 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 310.344px; width: 240.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -131 505 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -27 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -79 598 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -238 395 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 316.967px; width: 171.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 335.352px; width: 185.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.453px; width: 256.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 495 263 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 625 422 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 342 792 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.75585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 463 477 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.422px; top: 343.453px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 322 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 893 934 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 342 792 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 559 512 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 351.102px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2025</span></span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:394.529296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 103.969px; top: 0.0097656px; width: 557.256px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 441.971px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 227.047px; top: 43.3242px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 723.625px; top: 43.3242px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 211.703px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 55.252px; width: 155.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.719px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.6406px; top: 69.1211px; width: 162.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.094px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 68.752px; width: 408.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 727.719px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 106.758px; width: 161.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 256.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 153 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 685 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.75585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 262 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.656px; top: 114.859px; width: 249.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 947 208 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 884 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.75196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 255 881 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 122.508px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 140.373px; width: 67.1309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 159.094px; width: 115.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -771 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 771 908 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 158.873px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 159.094px; width: 112.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -571 256 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 571 256 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 177.609px; width: 180.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -153 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 153 374 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 177.373px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 177.609px; width: 176.801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -153 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 153 374 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.7031px; top: 196.109px; width: 111.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 898 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -898 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 195.873px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.672px; top: 196.109px; width: 109.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 635 962 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -635 962 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.0625px; top: 214.609px; width: 109.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -75 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 926 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 214.389px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.844px; top: 214.609px; width: 106.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -75 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 926 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 91.7969px; top: 233.109px; width: 99.4922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 232.889px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.203px; top: 233.109px; width: 96.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.0156px; top: 251.625px; width: 171.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -13 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 251.389px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 523.781px; top: 251.625px; width: 167.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -13 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.03125px; top: 285px; width: 252.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 651 260 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -122 099 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 529 160 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 284.779px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.297px; top: 285px; width: 245.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -175 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 943 939 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 303.279px; width: 200.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 310.344px; width: 247.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -832 550 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 025 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.01562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 055 344 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 310.344px; width: 240.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -393 481 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -93 878 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 025 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -598 383 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 316.967px; width: 171.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 335.467px; width: 172.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.03125px; top: 342.531px; width: 252.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 584 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.2441px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 874 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.297px; top: 342.531px; width: 245.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 584 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.0117px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 874 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 349.139px; width: 76.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 367.539px; width: 167.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 375.641px; width: 256.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 29 543 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 484 453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 583 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.20705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 071 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.656px; top: 375.641px; width: 250.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 182 661 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 709 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 583 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.3008px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 476 065 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 351.672px; top: 383.92px; width: 3.35742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ff1; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 383.289px; width: 73.6465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2024 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>T<span class=\"_ _0\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder  </span></span><span style=\"display:inherit;clear:left;\">og fordringer mot kredittinstitusjoner<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:401.685546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 80.6406px; top: 0.0097656px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 579.484px; top: 0.0097656px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 221.984px; top: 43.3086px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.562px; top: 43.3086px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 206.641px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 55.252px; width: 155.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.656px; top: 56.2148px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.5781px; top: 69.1211px; width: 162.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 224.031px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 68.752px; width: 408.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 722.656px; top: 69.1211px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 106.758px; width: 180.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 250.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.359px; top: 114.859px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 122.508px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 141.748px; width: 67.1309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 163.234px; width: 114.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 162.998px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.125px; top: 163.234px; width: 112.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.875px; top: 184.484px; width: 174.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -96 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 409 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 184.264px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.969px; top: 184.484px; width: 170.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -96 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 409 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.64062px; top: 205.75px; width: 111.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 390 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -390 289 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 205.514px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 205.75px; width: 109.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 390 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -390 289 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 83.9688px; top: 227.016px; width: 103.254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 226.779px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 585.234px; top: 227.016px; width: 100.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.5781px; top: 248.266px; width: 165.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 248.045px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 523.891px; top: 248.266px; width: 161.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.64062px; top: 290.797px; width: 243.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 656 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 539 621 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 290.561px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 290.797px; width: 236.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 656 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2988px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 539 621 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 310.436px; width: 200.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.10938px; top: 317.516px; width: 246.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -268 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -34 943 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -319 182 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.125px; top: 317.516px; width: 240.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -268 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -34 943 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -319 182 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 324.123px; width: 171.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 342.623px; width: 172.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.64062px; top: 349.703px; width: 243.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 004 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 306 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 349.703px; width: 236.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 004 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 306 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 356.311px; width: 76.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 374.695px; width: 186.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 382.797px; width: 250.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 706 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 689 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 252 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 648 691 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.359px; top: 382.797px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 706 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 689 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 252 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 648 691 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 273.812px; top: 390.445px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2024</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:444.216796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 85.7031px; top: 0.0097656px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 584.547px; top: 0.0097656px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 227.047px; top: 64.5742px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 723.625px; top: 64.5742px; width: 29.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 211.703px; top: 77.4805px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 76.5176px; width: 155.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.719px; top: 77.4805px; width: 44.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.6406px; top: 90.3867px; width: 162.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.094px; top: 90.3867px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 90.0176px; width: 408.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.1602px; font-size: 10.5px; font-family: ff2; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 727.719px; top: 90.3867px; width: 24.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 128.023px; width: 179.965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.125px; width: 256.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 107 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 727 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.75585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 108 571 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.422px; top: 136.125px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 900 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 926 806 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 101 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 143.773px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 163.014px; width: 67.1309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.17188px; top: 184.5px; width: 115.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -460 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 460 253 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 184.264px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 184.5px; width: 112.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -259 601 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 259 601 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.9375px; top: 205.75px; width: 174.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 965 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 205.529px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.031px; top: 205.75px; width: 170.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 965 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.7031px; top: 227.016px; width: 111.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 507 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -507 766 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 226.779px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.672px; top: 227.016px; width: 109.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 245 674 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -245 674 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.0625px; top: 248.281px; width: 108.322px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 248.045px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.547px; top: 248.281px; width: 106.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 91.7969px; top: 269.531px; width: 99.4922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 269.311px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.203px; top: 269.531px; width: 96.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.0156px; top: 290.797px; width: 171.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 249 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 249 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 290.561px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 523.781px; top: 290.797px; width: 167.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 249 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 249 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.03125px; top: 333.312px; width: 252.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 283 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 278 882 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 333.092px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.672px; top: 333.312px; width: 236.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 751 829 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -58 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 693 661 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 352.967px; width: 200.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2188px; top: 360.031px; width: 246.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 361 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -30 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -742 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.188px; top: 360.031px; width: 240.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -172 291 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 408 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -285 157 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 366.654px; width: 171.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 385.154px; width: 172.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.03125px; top: 392.219px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 978 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 447 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 627 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.297px; top: 392.219px; width: 246.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 978 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 447 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.95509px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 627 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 398.826px; width: 76.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 417.227px; width: 185.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 425.328px; width: 256.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 761 027 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 764 864 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 331 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.75585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 856 962 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.422px; top: 425.328px; width: 244.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 400 477 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 990 408 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 331 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 721 956 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.875px; top: 432.977px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2024</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement </span><span style=\"display:inherit;clear:left;\">migrere til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsatte </span><span style=\"display:inherit;clear:left;\">engasjement, det vil i all vesentlighet si engasjement med individuell </span><span style=\"display:inherit;clear:left;\">nedskrivning. Steg 2 er for engasjement med vesentlig \u00f8kning i risiko <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra innvilgelse. Oversikt over \u00e5rsaker og hvilke som har p\u00e5virket </span><span style=\"display:inherit;clear:left;\">endringer mellom steg 1 og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:183.61328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 239.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.185px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 758.842px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.471px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5918px; width: 121.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 65.8125px; width: 337.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 105.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig \u00f8kning PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 87.0781px; width: 344.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">85 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 118.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 108.328px; width: 344.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.373px; width: 167.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 122.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 150.859px; width: 235.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.148px; width: 27.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 172.375px; width: 247.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.703px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble flyttet fra steg 1 til steg 2 kun p\u00e5 grunn av den korresponderende faktoren <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">isolert sett, mens \u00abAndel totalt\u00bb viser hvor mange prosent av migrasjonen som den korresponderende faktoren var med enten alene, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller flere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra steg 2 til steg 1 i 2025 (tilfriskning i perioden);</span><span style=\"display:inherit;clear:left;position:relative;height:183.61328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 239.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.185px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 758.842px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.471px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5762px; width: 219.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lengre</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 65.8125px; width: 337.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 190.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 126.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig reduksjon i PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 108.328px; width: 344.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">98 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.357px; width: 170.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 129.594px; width: 337.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 147.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 150.844px; width: 235.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.148px; width: 27.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 172.375px; width: 247.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.703px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2025 er det totalt 253 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 355 engasjement som migrerte. For 2024 var tilsvarende tall 400 og 351.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__65-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor<span class=\"ff6\"> </span></span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">inklusiv p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201dnetto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _3b\"></span>kreditts<span class=\"_ _1\"></span>elskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:249.00390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 0.0117187px; width: 115.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 85.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 31.7383px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 322.312px; top: 39.4648px; width: 33.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 64.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 730.672px; top: 39.4648px; width: 28.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.516px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 363.906px; top: 52.3711px; width: 298.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 91.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 81.9219px; width: 452.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 063 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 057 848</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 153.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 98.7188px; width: 443.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">714 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">714 762</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21 871</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">689 191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 40.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 115.531px; width: 443.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">171 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 863</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 377</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 60.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 132.328px; width: 443.297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">291 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 153</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 044</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">289 303</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 125.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 149.125px; width: 443.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149 598</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 598</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">148 760</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 104.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 165.938px; width: 437.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 124</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 157.922px; top: 182.854px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 182.734px; width: 452.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 228 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 225 425</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 483</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 215 589</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 72.8438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 452.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 328 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 958 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 316 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 71.9844px; top: 216.463px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 70.957px; top: 216.123px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 70.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 297.203px; top: 216.344px; width: 458.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 504 765</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 504 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 454 934</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 238.186px; width: 3.35742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ff1; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.539px; width: 242.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.391px; top: 237.766px; width: 457.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 495 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 991 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 810</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-32 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 376 951</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:265.81640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 0.0117187px; width: 115.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 85.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 32.8633px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 322.312px; top: 39.4648px; width: 33.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 64.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 730.672px; top: 39.4648px; width: 28.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.516px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 363.906px; top: 52.3711px; width: 298.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 24.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 91.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 81.9219px; width: 452.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 207 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 073 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 195 814</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 153.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 98.7188px; width: 443.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 335</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">792 554</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 40.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 115.531px; width: 443.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-868</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 60.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 132.328px; width: 443.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 429</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">329 325</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 125.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 314.562px; top: 149.125px; width: 442.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-36</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.002px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 765</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 104.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 165.938px; width: 437.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 658</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 182.734px; width: 443.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">478 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">474 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">473 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 72.8438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 451.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 91</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 546 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 304</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 640</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 013</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 900 657</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 107.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.391px; top: 216.344px; width: 443.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-95</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.685px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 432</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 71.9844px; top: 233.26px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 70.957px; top: 232.92px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.92px; width: 70.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 297.203px; top: 233.156px; width: 458.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 988 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 860 543</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 506</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 938 020</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 254.982px; width: 3.35742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ff1; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.352px; width: 242.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.391px; top: 254.578px; width: 456.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 494 870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-25 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-64 873</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Offentlig og privat tjenesteyting inkluderer borettslag fra og med 2025.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken avdeling/segment kunden er knyttet til. <span class=\"_ _63\"> </span> <span class=\"_ _bb\"> </span> <span class=\"_ _bb\"> </span> </span></span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\"> <span class=\"_\"> </span>T<span class=\"_ _0\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter (off balance eksponering).</span></span><span style=\"display:inherit;clear:left;\">tap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 utl\u00e5n og garantier\u00bb.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er </span><span style=\"display:inherit;clear:left;\">betalingsmislighold eller mislighold p\u00e5 grunn av manuell </span><span style=\"display:inherit;clear:left;\">misligholdsmerking (\u00abunlikeliness to pay\u00bb). Engasjementer som </span><span style=\"display:inherit;clear:left;\">er misligholdte, inng\u00e5r i steg 3.Betalingsmislighold er definert </span><span style=\"display:inherit;clear:left;\">som vesentlig overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _43\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken  </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller  </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span><span style=\"display:inherit;clear:left;position:relative;height:201.138671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20.0156px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 12.5px; top: 34.8691px; width: 239.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.336px; top: 30.3691px; width: 463.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: -2.32545px; width: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier </span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 184.166px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 69.7188px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 344</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 69.498px; width: 226.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger trinn 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.156px; top: 69.7188px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 552</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 323</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.07812px; top: 89.7031px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 507</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 231</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 89.4824px; width: 226.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger trinn 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 89.7031px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 420</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.688px; width: 118.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 109.467px; width: 226.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger trinn 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.188px; top: 109.688px; width: 118.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.672px; width: 118.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 129.451px; width: 240.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstateringer mot tidligere steg 3 nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.188px; top: 129.672px; width: 118.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 101.156px; top: 149.656px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">923</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 149.436px; width: 243.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstateringer uten tidligere steg 3 nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 696.453px; top: 149.656px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">923</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 424.438px; top: 169.76px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423.549px; top: 169.42px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 169.641px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 169.42px; width: 172.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inng\u00e5tt p\u00e5 tidligere konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.156px; top: 169.641px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.03125px; top: 189.891px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 308</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 626</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.219px; top: 189.664px; width: 122.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.188px; top: 189.891px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 458</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Konsernet har per 31.12.25 totalt utest\u00e5ende bel\u00f8p p\u00e5 70 millioner kroner som er konstatert / fraregnet i balansen som er sendt videre til inkassoselskaper<span class=\"_ _0\"></span>. <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">Tilsvarende utest\u00e5ende bel\u00f8p var 69 millioner kroner per 31.12.24.  Eventuelle tilbakebetalinger fra inkassoselskapene regnskapsf\u00f8res som redusert tapskostnad  </span><span style=\"display:inherit;clear:left;\">under linjen \u201dinng\u00e5tt p\u00e5 tidligere konstaterte tap\u201d. </span><span style=\"display:inherit;clear:left;position:relative;height:535.279296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 89.7969px; top: 0.0019531px; width: 580.582px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 452.644px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 39.6523px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 71.0312px; top: 39.6523px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.734px; top: 39.6523px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 39.6523px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 521.516px; top: 39.6523px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 586.766px; top: 39.6523px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649.438px; top: 39.6523px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.453px; top: 39.6523px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 52.5586px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.4531px; top: 52.5586px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.422px; top: 52.5586px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.312px; top: 52.5586px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 515.047px; top: 52.5586px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 52.5586px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.172px; top: 52.5586px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.469px; top: 52.5586px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 56.9316px; width: 184.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 65.4648px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.0938px; top: 65.4648px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 150.234px; top: 65.4648px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 65.4648px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 536.906px; top: 65.4648px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 600.438px; top: 65.4648px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.812px; top: 65.4648px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 65.4648px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 101.562px; width: 229.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 207 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 101.336px; width: 155.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.344px; top: 101.562px; width: 229.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 306 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 521 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 516 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 133.592px; width: 126.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 153.375px; width: 228.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 714 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 029 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 153.154px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.719px; top: 153.375px; width: 228.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 661 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 951 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 290 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 172.938px; width: 219.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -437 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 561 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 124 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 172.717px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 172.938px; width: 219.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -437 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 561 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 124 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 192.5px; width: 224.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 028 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 702 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 192.264px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 192.5px; width: 215.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 105 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.1602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 66.9844px; top: 212.062px; width: 164.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 500 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 211.826px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 212.062px; width: 164.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 500 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.5938px; top: 231.609px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 507 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 075 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 231.389px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.75px; top: 231.609px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 507 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 075 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 251.172px; width: 215.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 250.951px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 251.172px; width: 215.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 290.297px; width: 224.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 128 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 660 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 290.061px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 521.516px; top: 290.297px; width: 224.631px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 678 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 309.859px; width: 228.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 587 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 315 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 902 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 309.623px; width: 185.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.719px; top: 309.859px; width: 228.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 053 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 328.654px; width: 183.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 335.719px; width: 228.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 209 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 392 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 701 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.719px; top: 335.719px; width: 228.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 738 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 392 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 033 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 342.342px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 125.078px; top: 361.594px; width: 106.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -42 646 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -42 646 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 361.373px; width: 77.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.141px; top: 361.594px; width: 106.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -42 646 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -42 646 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 380.92px; width: 86.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 536.906px; top: 381.156px; width: 209.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 98 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 98 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 400.984px; width: 229.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 473 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 400.758px; width: 155.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.344px; top: 400.984px; width: 229.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 852 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 350 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 122 902 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 439.076px; width: 211.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordinger  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 452.748px; width: 106.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 472.016px; width: 44.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 140 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 471.795px; width: 206.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 702.281px; top: 472.016px; width: 44.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 680 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 490.826px; width: 190.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 497.891px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 333 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 497.891px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 223 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 504.498px; width: 201.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 524.031px; width: 44.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 127 473 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 523.805px; width: 155.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 702.281px; top: 524.031px; width: 44.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 122 902 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:383.287109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 69.5312px; top: 0.0097656px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 590px; top: 0.0097656px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 71.0312px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.734px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 586.766px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649.438px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.453px; top: 43.3086px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.4531px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.422px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.312px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.172px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.469px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 60.5723px; width: 209.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.0938px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 150.234px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 600.438px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.812px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 69.1055px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 107.094px; width: 229.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 088 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 262 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 106.867px; width: 174.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 107.094px; width: 217.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 088 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 262 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 139.717px; width: 126.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 158.438px; width: 228.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 489 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 914 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 158.217px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 158.438px; width: 215.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 489 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 914 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 176.953px; width: 218.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 350 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 176.717px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 541.875px; top: 176.953px; width: 205.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 350 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 195.453px; width: 215.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 195.217px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 195.453px; width: 202.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 213.953px; width: 155.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 642 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 876 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 213.732px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 213.953px; width: 155.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 642 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 876 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 232.232px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 250.969px; width: 215.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 128 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -481 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 250.732px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 250.969px; width: 202.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 128 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -481 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 284.344px; width: 224.631px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 513 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 284.123px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 284.344px; width: 212.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 513 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 302.859px; width: 228.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 222 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 960 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 302.623px; width: 185.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 302.859px; width: 215.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 222 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 960 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 321.139px; width: 183.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 328.203px; width: 228.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 849 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 328.203px; width: 215.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 849 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 334.811px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 125.078px; top: 353.547px; width: 106.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -32 548 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -32 548 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 353.311px; width: 77.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.141px; top: 353.547px; width: 106.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -32 548 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -32 548 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 372.047px; width: 229.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 955 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 298 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 371.82px; width: 174.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 372.047px; width: 217.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 955 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 298 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 054 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:401.787109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 69.5312px; top: 0.0097656px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 590px; top: 0.0097656px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 71.0312px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.734px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 586.766px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649.438px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.453px; top: 43.3086px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.4531px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.422px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.312px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.172px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.469px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 60.5723px; width: 209.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.0938px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 150.234px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 600.438px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.812px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 69.1055px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.5px; top: 107.094px; width: 223.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 944 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 106.867px; width: 173.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 107.094px; width: 211.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 524 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 46 254 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 139.717px; width: 126.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 158.438px; width: 219.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -225 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 340 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 158.217px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 158.438px; width: 206.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 548 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 376 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 176.953px; width: 218.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -319 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 094 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 775 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 176.717px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 176.953px; width: 206.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -319 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 094 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 775 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 195.453px; width: 209.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 71 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 090 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 019 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 195.217px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 195.453px; width: 196.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -457 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 213.953px; width: 155.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 624 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 213.732px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 213.953px; width: 155.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 624 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.5938px; top: 232.453px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 507 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 075 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 232.232px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.75px; top: 232.453px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 507 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 075 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.375px; top: 250.969px; width: 203.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -97 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 250.732px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556.375px; top: 250.969px; width: 190.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -97 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 284.344px; width: 224.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 019 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 340 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 284.123px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 284.344px; width: 211.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 176 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 358 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 302.859px; width: 228.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 848 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 302.623px; width: 185.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 302.859px; width: 215.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 093 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 321.123px; width: 183.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 328.203px; width: 219.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -670 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 852 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 328.203px; width: 206.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -557 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 389 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 183 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 334.811px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 125.078px; top: 353.547px; width: 106.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -10 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -10 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 353.311px; width: 77.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.141px; top: 353.547px; width: 106.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -10 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -10 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 371.826px; width: 86.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 372.047px; width: 196.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 98 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.312px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 98 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.5px; top: 390.547px; width: 223.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 771 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 245 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 418 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 390.32px; width: 173.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 390.547px; width: 211.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 394 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 848 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:605.302734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 88.7656px; top: 0.0097656px; width: 578.514px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 463.23px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 43.3242px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 71.0312px; top: 43.3242px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.734px; top: 43.3242px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3242px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 43.3242px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 586.766px; top: 43.3242px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649.438px; top: 43.3242px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.453px; top: 43.3242px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.4531px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.422px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.312px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.172px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.469px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 60.5879px; width: 182.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1211px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.0938px; top: 69.1211px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 150.234px; top: 69.1211px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1211px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1211px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 600.438px; top: 69.1211px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.812px; top: 69.1211px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 69.1211px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 108.75px; width: 229.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 098 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 108.523px; width: 155.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 108.75px; width: 217.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 721 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 683 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 142.279px; width: 126.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 163.766px; width: 228.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 963 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 028 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 163.529px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 163.766px; width: 215.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 216 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 185.016px; width: 218.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -754 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 942 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 189 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 184.795px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 185.016px; width: 206.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -754 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 942 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 189 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 206.281px; width: 215.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 612 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 416 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 804 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 206.045px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 206.281px; width: 202.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 562 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 227 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 66.9844px; top: 227.547px; width: 164.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 339 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 227.311px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 227.547px; width: 164.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 339 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 248.797px; width: 155.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 248.576px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 248.797px; width: 155.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 270.062px; width: 209.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 331 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 269.826px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 270.062px; width: 196.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 331 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.73438px; top: 304.078px; width: 230.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 764 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 641 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 303.842px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 528.844px; top: 304.078px; width: 218.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 247 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.377px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 187 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 325.328px; width: 228.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 833 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 920 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.744px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 325.107px; width: 185.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 325.328px; width: 215.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 429 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 824 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 253 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 344.982px; width: 183.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 352.062px; width: 228.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 980 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 352.062px; width: 215.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 057 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 358.67px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 377.17px; width: 172.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 384.234px; width: 224.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 714 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 003 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 157 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 875 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 384.234px; width: 211.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 714 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 003 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 157 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 875 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 390.857px; width: 70.3418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 126.344px; top: 410.969px; width: 106.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 410.732px; width: 77.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.141px; top: 410.969px; width: 106.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 431.998px; width: 86.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 432.219px; width: 202.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.225px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 453.75px; width: 229.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 207 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 453.523px; width: 155.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 453.75px; width: 216.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 306 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 521 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 516 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 497.436px; width: 215.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 511.123px; width: 103.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 534.266px; width: 44.8594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 995 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 534.045px; width: 206.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 702.281px; top: 534.266px; width: 45.6504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 108 384 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 556.967px; width: 186.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 564.031px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 212 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 564.031px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 132 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 570.639px; width: 201.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 594.062px; width: 43.6172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 207 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 593.836px; width: 155.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 702.281px; top: 594.062px; width: 43.6172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 516 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:413.115234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 69.5312px; top: 0.0097656px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 590px; top: 0.0097656px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 71.0312px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.734px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 586.766px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649.438px; top: 43.3086px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.453px; top: 43.3086px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.4531px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.422px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.312px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 56.2148px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.172px; top: 56.2148px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.469px; top: 56.2148px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 60.5723px; width: 209.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.0938px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 150.234px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 600.438px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.812px; top: 69.1055px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 69.1055px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 108.75px; width: 229.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 108.523px; width: 174.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 108.75px; width: 217.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 141.42px; width: 126.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 161.203px; width: 228.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 592 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 160.967px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 161.203px; width: 215.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 592 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.2031px; top: 180.766px; width: 213.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -42 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 180.529px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 545.75px; top: 180.766px; width: 200.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -42 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 200.312px; width: 215.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 255 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 343 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 089 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 200.092px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 200.312px; width: 202.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 255 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 343 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 089 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 219.875px; width: 155.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 55 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 219.654px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 219.875px; width: 155.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 55 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.375px; top: 239.438px; width: 203.162px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -86 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -78 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 239.217px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556.375px; top: 239.438px; width: 190.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -86 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -78 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 278.562px; width: 224.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 731 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 524 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 278.326px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 278.562px; width: 211.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 731 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 524 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 298.109px; width: 228.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 457 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 547 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 297.889px; width: 185.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 298.109px; width: 215.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 457 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 547 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 316.92px; width: 183.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 323.984px; width: 228.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 323.984px; width: 215.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 330.592px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 349.107px; width: 172.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 356.172px; width: 224.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 260 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 598 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 277 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 356.172px; width: 211.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 260 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 598 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 277 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 362.779px; width: 76.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.625px; top: 382.047px; width: 100.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 618 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 618 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 381.811px; width: 77.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 646.219px; top: 382.047px; width: 100.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 618 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 618 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 401.875px; width: 229.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 088 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 262 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 401.648px; width: 174.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 401.875px; width: 217.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 088 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 262 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:494.974609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 69.5312px; top: 0.0097656px; width: 93.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 590px; top: 0.0097656px; width: 95.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 86.0586px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 71.0312px; top: 86.0586px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.734px; top: 86.0586px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 86.0586px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 86.0586px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 586.766px; top: 86.0586px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649.438px; top: 86.0586px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.453px; top: 86.0586px; width: 32.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.9648px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.4531px; top: 98.9648px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.422px; top: 98.9648px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.312px; top: 98.9648px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 98.9648px; width: 41.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 98.9648px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.172px; top: 98.9648px; width: 35.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.469px; top: 98.9648px; width: 45.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 103.322px; width: 209.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 111.871px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.0938px; top: 111.871px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 150.234px; top: 111.871px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 111.871px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 111.871px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 600.438px; top: 111.871px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.812px; top: 111.871px; width: 15.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.406px; top: 111.871px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.5px; top: 151.5px; width: 223.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 846 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 141 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 151.273px; width: 173.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 151.5px; width: 211.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 863 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 453 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 184.17px; width: 126.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 203.953px; width: 219.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 944 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 435 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 203.732px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 203.953px; width: 206.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 223.516px; width: 218.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 354 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 223.279px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 223.516px; width: 206.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 354 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 243.078px; width: 215.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 357 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 073 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 716 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 242.842px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 243.078px; width: 202.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 138 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 262.625px; width: 155.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -978 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 605 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 262.404px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 262.625px; width: 155.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -978 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 605 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 282.188px; width: 155.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 281.967px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 282.188px; width: 155.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 301.75px; width: 209.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 301.529px; width: 164.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 301.75px; width: 196.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.46875px; top: 340.875px; width: 224.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 340.639px; width: 189.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 340.875px; width: 211.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 209 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 663 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.25px; top: 360.422px; width: 228.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 742 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 464 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 205 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 360.201px; width: 185.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 360.422px; width: 215.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 706 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 379.232px; width: 183.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 386.297px; width: 219.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 659 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 386.297px; width: 206.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -569 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 392.904px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 411.42px; width: 172.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.9844px; top: 418.484px; width: 215.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 295 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 559</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 598 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 418.484px; width: 202.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 295 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 598 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 425.092px; width: 76.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.625px; top: 444.359px; width: 100.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 632 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 632 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 444.123px; width: 77.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 646.219px; top: 444.359px; width: 100.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 632 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 632 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 463.686px; width: 86.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.406px; top: 463.922px; width: 202.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.225px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.5px; top: 483.734px; width: 223.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 945 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.594px; top: 483.508px; width: 173.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.234px; top: 483.734px; width: 208.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 524 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 46 254</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement </span><span style=\"display:inherit;clear:left;\">migrere til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsatte </span><span style=\"display:inherit;clear:left;\">engasjement, det vil i all vesentlighet si engasjement med individuell </span><span style=\"display:inherit;clear:left;\">nedskrivning. Steg 2 er for engasjement med vesentlig \u00f8kning i risiko <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra innvilgelse. Oversikt over \u00e5rsaker og hvilke som har p\u00e5virket </span><span style=\"display:inherit;clear:left;\">endringer mellom steg 1 og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:183.61328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 239.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.185px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 758.842px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.471px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5918px; width: 121.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 65.8125px; width: 337.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 105.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig \u00f8kning PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 87.0781px; width: 344.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">85 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 118.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 108.328px; width: 344.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.373px; width: 167.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 122.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 150.859px; width: 235.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.148px; width: 27.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 172.375px; width: 247.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.703px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble flyttet fra steg 1 til steg 2 kun p\u00e5 grunn av den korresponderende faktoren <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">isolert sett, mens \u00abAndel totalt\u00bb viser hvor mange prosent av migrasjonen som den korresponderende faktoren var med enten alene, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller flere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra steg 2 til steg 1 i 2025 (tilfriskning i perioden);</span><span style=\"display:inherit;clear:left;position:relative;height:183.61328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 239.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.185px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 758.842px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.471px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5762px; width: 219.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lengre</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 65.8125px; width: 337.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 190.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 126.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig reduksjon i PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 108.328px; width: 344.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">98 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.357px; width: 170.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 129.594px; width: 337.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 147.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 150.844px; width: 235.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.148px; width: 27.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 172.375px; width: 247.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.703px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2025 er det totalt 253 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 355 engasjement som migrerte. For 2024 var tilsvarende tall 400 og 351.</span><span style=\"display:inherit;clear:left;\">Sensitivitetsanalyser</span><span style=\"display:inherit;clear:left;\">Nedskrivningsmodellen for beregning av ECL<span class=\"_ _2\"></span> p\u00e5 engasjementene </span><span style=\"display:inherit;clear:left;\">bygger p\u00e5 flere kritiske forutsetninger<span class=\"_ _0\"></span>, herunder blant annet misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet, tap ved mislighold og generell makroutvikling. Modellen </span><span style=\"display:inherit;clear:left;\">og taps <span class=\"_ _43\"></span>estimatene er s\u00e5ledes s\u00e5rbare for endringer i forutsetningene </span><span style=\"display:inherit;clear:left;\">som er satt.</span><span style=\"display:inherit;clear:left;\">For bedre \u00e5 forst\u00e5 hvordan portef\u00f8ljen kan ventes \u00e5 utvikle seg ved </span><span style=\"display:inherit;clear:left;\">endringer i ulike makro\u00f8konomiske scenarier har banken valg \u00e5 foreta </span><span style=\"display:inherit;clear:left;\">sensitivitetsanalyser for f\u00f8lgende faktorer og scenarier;</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Fremtiden blir som i dag (uendret forventning).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Fremtiden blir som i det negative makro\u00f8konomiske scenariet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Fremtiden blir som i det positive makro\u00f8konomiske scenariet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Misligholdssannsynlighet (PD) opp 10 %. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Misligholdssannsynlighet (PD) ned 10 %. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Boligprisene faller 20 %.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Boligprisene faller 30 %.</span><span style=\"display:inherit;clear:left;\">I de to justeringene av misligholdssannsynlighet antas det at misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsyn<span class=\"_ _2\"></span>ligheten<span class=\"_ _2\"></span> for alle kunder unntatt de som er i mislighold, \u00f8ker </span><span style=\"display:inherit;clear:left;\">hen <span class=\"_ _43\"></span>holdsvis minker 10 %. </span><span style=\"display:inherit;clear:left;\">Forventningene til fremtiden som er benyttet reflekterer en forventning </span><span style=\"display:inherit;clear:left;\">om \u00f8kt mislighold og tap. I scenariet om at \u00abFremtiden blir som i dag\u00bb <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er forventningen = 1. Selv om dette i teorien er et n\u00f8ytralt scenario, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er det samtidig et relativt positivt scenario i og med at situasjonen i dag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for de fleste banker er at man har lave tap og misligholdstall, noe som </span><span style=\"display:inherit;clear:left;\">og reflekteres i f\u00e5 antall konkurser blant bedrifter og relativt lave inkasso<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tall for privatpersoner<span class=\"_ _0\"></span>. Det er s\u00e5ledes mer optimistisk enn hva som er </span><span style=\"display:inherit;clear:left;\">bankens hovedforventning. Mens i det negative scenariet vektes det </span><span style=\"display:inherit;clear:left;\">negative scenariet fullt ut i beregningen av fremtiden. Effektene m\u00e5les </span><span style=\"display:inherit;clear:left;\">hele tiden opp mot hovedforventningen. </span><span style=\"display:inherit;clear:left;\">De to siste scenariene g\u00e5r p\u00e5 endring i boligprisene. Her testes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">forventet tap mot henholdsvis 20 og 30 prosent prisfall.</span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen for tap i steg 1 og 2 er som f\u00f8lger<span class=\"_ _0\"></span>, fordelt p\u00e5 konsern samt segmentene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">personmarked (PM) og bedriftsmarked (BM);</span><span style=\"display:inherit;clear:left;position:relative;height:238.955078125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 417.75px; top: 0.0117187px; width: 162.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer sentrale forutsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 26.2383px; width: 40.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uendret </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 336.062px; top: 26.2383px; width: 41.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 414.797px; top: 26.2383px; width: 38.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positivt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 513.609px; top: 26.2383px; width: 16.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 26.2383px; width: 16.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 651.734px; top: 26.2383px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.938px; top: 26.2383px; width: 28.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 243.188px; top: 39.1445px; width: 57.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forventning </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 344.312px; top: 39.1445px; width: 32.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 39.1445px; width: 32.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 478.391px; top: 39.1445px; width: 51.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.156px; top: 39.1445px; width: 50.5371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 652.891px; top: 39.1445px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.938px; top: 39.1445px; width: 30.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.8691px; width: 135.592px; white-space: pre; word-spacing: 0.075px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konse</span><span style=\"word-spacing: 0.075px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rn 31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 52.0352px; width: 56.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til fremtiden</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 333.031px; top: 52.0352px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.422px; top: 52.0352px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 52.0352px; width: 22.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 581.797px; top: 52.0352px; width: 22.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 637.156px; top: 52.0352px; width: 42.9023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 20 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 713.922px; top: 52.0352px; width: 42.9023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 30 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 82.6855px; width: 181.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 82.9219px; width: 496.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.514px; width: 181.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 101.734px; width: 490.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-43,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158,1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.639px; width: 207.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 260.609px; top: 120.875px; width: 496.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-17,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-48,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-13,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45,8 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.197px; width: 135.592px; white-space: pre; word-spacing: 0.075px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konse</span><span style=\"word-spacing: 0.075px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rn 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 189.014px; width: 181.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 189.234px; width: 490.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-44,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.826px; width: 181.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 208.047px; width: 490.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-48,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">190,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 226.967px; width: 207.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 227.188px; width: 490.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-6,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-45,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,3 %</span></span></span><span style=\"display:inherit;clear:left;\">Misligholdte og tapsutsatte engasjement (steg 3)</span><span style=\"display:inherit;clear:left;\">Sum av misligholdte engasjement over 90 dager og \u00f8vrige tapsutsatte engasjementer i steg 3;</span><span style=\"display:inherit;clear:left;position:relative;height:448.251953125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 0.0117187px; width: 261.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.691px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 8.11328px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 27.6367px; width: 366.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.3457px; width: 219.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.1185px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement f\u00f8r individuelle </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.0957px; width: 147.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (brutto):</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.357px; width: 195.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 101.594px; width: 390.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">261 262</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">302 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.623px; width: 171.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 122.844px; width: 384.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 747</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">253 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">148 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 484</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 144.148px; width: 312.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer f\u00f8r individuelle tapsnedskrivninger (brutto)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 367.562px; top: 144.375px; width: 389.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">342 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">212 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">555 456</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 099</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 186.236px; width: 185.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Individuelle tapsnedskrivninger p\u00e5:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.779px; width: 195.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 208.016px; width: 384.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 816</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 062</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 229.045px; width: 171.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 378.141px; top: 229.266px; width: 378.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 819</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 627</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 250.57px; width: 220.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum individuelle tapsnedskrivninger (steg 3)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 250.797px; width: 383.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 298</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 701</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 178</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 690</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 292.658px; width: 232.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.1185px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement etter individuelle </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 308.408px; width: 143.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (netto):</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 329.951px; width: 195.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 330.188px; width: 390.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">237 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">227 553</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 351.217px; width: 171.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 351.453px; width: 384.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">72 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 067</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 571</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158 286</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">294 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 372.742px; width: 316.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer etter individuelle tapsnedskrivninger (netto)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 367.562px; top: 372.969px; width: 389.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">309 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">176 366</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">485 756</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">299 258</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">223 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">522 410</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 414.998px; width: 277.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 386.797px; top: 415.219px; width: 369.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 436.264px; width: 250.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad \u00f8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 381.906px; top: 436.484px; width: 69.0469px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 450.953px; top: 436.484px; width: 24.9492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 475.902px; top: 436.484px; width: 45.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 521.383px; top: 436.484px; width: 24.9492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 546.332px; top: 436.484px; width: 50.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.256px; top: 436.484px; width: 18.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.117px; top: 436.484px; width: 51.6855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 667.803px; top: 436.484px; width: 18.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 686.664px; top: 436.484px; width: 50.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 737.588px; top: 436.484px; width: 18.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 %</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__75-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Renterisiko</span><span style=\"display:inherit;clear:left;\">Renterisiko er risikoen for tap som oppst\u00e5r ved endringer i renteniv\u00e5et. </span><span style=\"display:inherit;clear:left;\">Banken m\u00e5ler renterisiko etter IRRBB i to dimensjoner: EVE, som viser </span><span style=\"display:inherit;clear:left;\">langsiktig verdiendring i \u00f8konomisk egenkapital ved rentesjokk, og NII, </span><span style=\"display:inherit;clear:left;\">som viser kortsiktig endring i rentenetto (resultat) over 12 m\u00e5neder <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved rentesjokk. Hovedprinsippet i bankens styring av renterisiko <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er \u00e5 n\u00f8ytralisere risikoen ved \u00e5 matche aktiva- og passivasiden, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og banken har l\u00f8pende oversikt over renteeksponeringen. </span><span style=\"display:inherit;clear:left;\">Renterisiko etter EVE-metoden m\u00e5les ved f\u00f8lgende seks scenarier:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Parallellforskyvning opp.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Parallellforskyvning ned.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Brattere (korte renter ned, lange renter opp).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Flatere (korte renter opp, lange renter ned).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Korte renter opp.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span>Korte renter ned.</span><span style=\"display:inherit;clear:left;\">Risikoen m\u00e5les som det scenariet som til enhver tid gir h\u00f8yest tap. </span><span style=\"display:inherit;clear:left;\">Rammen for renterisiko er satt til 30 millioner kroner<span class=\"_ _0\"></span>, m\u00e5lt som daglig </span><span style=\"display:inherit;clear:left;\">gjennomsnitt per kvartal ved EVE-metoden. V<span class=\"_ _0\"></span>ed \u00e5rsslutt var rente-</span><span style=\"display:inherit;clear:left;\">risikoen 13 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ls3\">note 15</span> vedr\u00f8rende bankens bruk av derivater for sikring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av sin renteeksponering.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>idspunkt frem til avtalt endring av rentebetingelser</span><span style=\"display:inherit;clear:left;position:relative;height:413.10546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 628.031px; top: 1.43359px; width: 56.6484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 103.787px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 14.3398px; width: 354.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 14.3398px; width: 135.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 49.2949px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 49.5312px; width: 486.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234 850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 68.8574px; width: 216.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 69.0781px; width: 486.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 742</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.4199px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 88.6406px; width: 479.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 880</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 881 954</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79 351</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 082 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">251 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 376 951</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 107.967px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 108.203px; width: 485.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">887 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 647 203</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 066</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">202 479</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.885px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 786 984</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.529px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 127.766px; width: 485.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">513 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">689 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 371</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-855 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-223 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 099</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.092px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.719px; top: 147.312px; width: 123.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 536 176</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 536 176</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.914px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 167.141px; width: 493.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 837 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 218 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">428 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 536 176</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 145 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 205.764px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 206px; width: 479.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 225.326px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 225.562px; width: 485.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">143 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 281 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">436 298</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.205px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 866 872</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 244.889px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 245.109px; width: 494.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 807 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 880 661</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 126 844</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.205px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 815 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 264.451px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 264.672px; width: 495.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 204 949</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">618 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-50 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 705 771</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78 052</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 283.998px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.984px; top: 284.234px; width: 114.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">290 920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 920</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.561px; width: 65.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.312px; top: 303.797px; width: 411.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.473px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 788</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 323.123px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.312px; top: 323.344px; width: 411.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.152px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 353 195</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 553 195</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.945px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 343.172px; width: 493.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 225 372</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 453 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">386 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">426 061</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 644 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 145 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 362.232px; width: 213.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 362.469px; width: 498.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 695 714</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 694 075</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-306 882</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-847 274</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">251 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 107 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 381.795px; width: 124.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 267.859px; top: 382.031px; width: 489.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-691 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">70 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 740</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">850 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-233 482</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 401.633px; width: 105.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.469px; top: 401.859px; width: 423.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 387 543</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 764 503</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-290 142</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 107 938</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:413.10546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 628.031px; top: 1.44922px; width: 56.6484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 103.787px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 14.3398px; width: 354.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 14.3398px; width: 135.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 49.2949px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 49.5312px; width: 486.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 68.8574px; width: 216.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 69.0938px; width: 486.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.4199px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.875px; top: 88.6406px; width: 473.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 378 801</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">185 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">975 817</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">463 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 107.982px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 108.203px; width: 485.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">643 501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 560 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">207 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.469px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 688 444</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.529px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 127.766px; width: 486.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">489 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 181 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-78 870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-381 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.092px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.719px; top: 147.328px; width: 123.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 318 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 318 464</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.93px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 167.156px; width: 493.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 731 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 120 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">82 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 318 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 205.779px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 206px; width: 479.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 225.326px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.812px; top: 225.562px; width: 485.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 639 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.205px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 244.889px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 245.125px; width: 495.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 085 675</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 917 790</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">399 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 386 372</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 264.451px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 264.672px; width: 495.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 066 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 862 991</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-348 848</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 180 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-271 052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 284.014px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.984px; top: 284.234px; width: 114.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">307 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307 827</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.576px; width: 65.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.312px; top: 303.797px; width: 411.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.473px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 323.123px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.312px; top: 323.359px; width: 411.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.152px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 078 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 278 401</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.961px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 343.188px; width: 493.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 457 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 093 051</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">522 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">213 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 386 228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 362.248px; width: 213.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 362.469px; width: 498.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 149 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 708 854</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-478 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 140 797</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 067 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 302</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 381.811px; width: 124.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 267.859px; top: 382.031px; width: 489.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-576 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-681 631</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 062 896</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.0801px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.668px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-35 302</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 401.633px; width: 105.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.469px; top: 401.859px; width: 422.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 726 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 027 223</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-208 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-77 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 258</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 067 764</span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _3c\"></span>alutarisiko</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>alutarisiko er risikoen for tap som oppst\u00e5r ved endringer i valutakursene, </span><span style=\"display:inherit;clear:left;\">og bankens nettoverdier m\u00e5lt i norske kroner synker som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">endringene. Styret har fastsatt rammer som definerer risikotoleransen </span><span style=\"display:inherit;clear:left;\">relatert til valutaeksponering. Maksimal tillatt valutaeksponering er <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">2 millioner kroner per valuta og maksimal aggregert brutto valuta-</span><span style=\"display:inherit;clear:left;\">eksponering er 6 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rammene gjelder utelukkende for kunderelatert transaksjonsformidling. </span><span style=\"display:inherit;clear:left;\">Banken har ikke rammer for egenhandel i valuta. Det er ogs\u00e5 utarbeidet </span><span style=\"display:inherit;clear:left;\">retningslinjer omkring hvilke valutaer banken kan v\u00e6re eksponert mot. </span><span style=\"display:inherit;clear:left;\">Det er ikke utarbeidet sensitivitetsanalyser for valutarisiko i forhold til </span><span style=\"display:inherit;clear:left;\">endring i valutakurs da denne effekten er liten p\u00e5 grunn av bankens <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">lave netto valutaeksponering.</span><span style=\"display:inherit;clear:left;\">For \u00e5 sikre konsernets valuta utl\u00e5n/innl\u00e5n brukes valutaterminer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og valutabytteavtaler<span class=\"_ _0\"></span>. Siden det er en \u00f8kt kredittrisiko som f\u00f8lge <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av valutakurssvingninger for kunder med l\u00e5n i utenlandsk valuta, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">brukes sperrede innskudd som ekstra sikkerhet. Og dersom utviklingen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i valutakursene medf\u00f8rer at kundens l\u00e5n m\u00e5lt i NOK overstiger et <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forh\u00e5nd definert avvik fra hovedstol, blir kunden bedt om \u00e5 etablere </span><span style=\"display:inherit;clear:left;\">ekstra sikkerhet. <span class=\"_ _0\"></span>Alternativt blir hele engasjementet konvertert til NOK  </span><span style=\"display:inherit;clear:left;\">n\u00e5r den avtalte grensen brytes.</span><span style=\"display:inherit;clear:left;\">B\u00e5de eiendeler<span class=\"_ _0\"></span>, gjeld og valutasikringer i utenlandsk valuta er verdi-</span><span style=\"display:inherit;clear:left;\">vurdert til dagskurs per 31.12.</span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs55 ls3\">31.12.2025</span></span><span style=\"display:inherit;clear:left;position:relative;height:456.33203125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 0.0117187px; width: 57.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 78.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaposisjoner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 210.016px; top: 12.9023px; width: 546.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3418px; width: 174.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 61.0137px; width: 34.8516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.748px; width: 136.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.594px; top: 81.9844px; width: 550.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">58 682</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 694</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 926</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 080</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 038</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.717px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 104.938px; width: 441.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">168 006</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">491</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 972</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-14</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.67px; width: 124.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.594px; top: 127.906px; width: 435.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">79 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 368.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79 681</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.639px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.406px; top: 150.859px; width: 63.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 173.867px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 174.094px; width: 554.912px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">306 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 231</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.6523px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 080</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 937</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 038</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.514px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 213.078px; top: 219.734px; width: 371.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.2404px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 992</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 217.594px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.467px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.594px; top: 242.703px; width: 434.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">56 652</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.201px; width: 139.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.889px; width: 75.3809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 297.623px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 320.576px; width: 65.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.545px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 366.773px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 367px; width: 433.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3066px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 110</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.58575px; letter-spacing: -0.58575px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 387.232px; width: 129.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 394.297px; width: 555.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">243 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-97</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 109</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 513</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 038</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 400.92px; width: 87.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 421.639px; width: 64.4648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutasikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.062px; top: 421.875px; width: 444.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-240 867</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-302</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-300</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-101 067</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-54 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.0977px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-79 982</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 444.867px; width: 123.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 213.078px; top: 445.094px; width: 543.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">202</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-203</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">778</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 038</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs55 ls3\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:456.33203125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 0.0117187px; width: 57.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 78.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaposisjoner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 210.016px; top: 12.9023px; width: 546.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3418px; width: 174.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 61.0137px; width: 34.8516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.748px; width: 136.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.594px; top: 81.9844px; width: 550.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">423</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.701px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 104.938px; width: 268.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 063</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.2404px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 960</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 339</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.67px; width: 124.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 127.891px; width: 441.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">354 383</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152 145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 195.897px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 733</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.406px; top: 150.859px; width: 63.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 173.852px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 174.078px; width: 555.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">513 394</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 422</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.514px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 221.734px; top: 219.734px; width: 420.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">505</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 383.543px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">505</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.467px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.594px; top: 242.703px; width: 549.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 562</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.201px; width: 139.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.889px; width: 75.3809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 297.623px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 320.576px; width: 65.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.545px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 366.773px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 367px; width: 548.326px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">49 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 562</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 387.232px; width: 129.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 394.297px; width: 556.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">464 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 178</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-327</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 832</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 365</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 198</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 400.904px; width: 87.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 421.639px; width: 64.4648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutasikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.062px; top: 421.875px; width: 559.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-457 956</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-150 272</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 343</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-100 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-67 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-133 751</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 444.867px; width: 123.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 213.078px; top: 445.094px; width: 543.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">564</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-327</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 227</span></span></span><span style=\"display:inherit;clear:left;\">Kursrisiko</span><span style=\"display:inherit;clear:left;\">Kursrisiko p\u00e5 verdipapirer er risikoen for tap som oppst\u00e5r ved endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i verdien p\u00e5 obligasjoner<span class=\"_ _0\"></span>, sertifikater og egenkapitalpapirer som konsernet </span><span style=\"display:inherit;clear:left;\">har investert i. Banken har etablert rammer for investeringer<span class=\"_ _0\"></span>. Rammene </span><span style=\"display:inherit;clear:left;\">for investeringer i verdipapirer utover likviditetsplassering er begrenset <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til maksimalt 250 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal eksponering per utsteder beregnes ut fra Finanstilsynets modell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for markedsrisiko og best\u00e5r av spreadendring per risikoklasse multiplisert </span><span style=\"display:inherit;clear:left;\">med l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Rammene for investeringer settes i konsernets finansstrategi, som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er gjenstand for \u00e5rlig gjennomgang og godkjenning i bankens styre.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__79-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko.  V<span class=\"_ _0\"></span>aluta- og renterelaterte instrumenter </span><span style=\"display:inherit;clear:left;\">benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bankens utl\u00e5n til kunder </span><span style=\"display:inherit;clear:left;\">og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Alle rentebytteavtaler er i norske<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta. </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets </span><span style=\"display:inherit;clear:left;\">risikostyringsstrategi, en entydig identifikasjon av sikringsobjekt og </span><span style=\"display:inherit;clear:left;\">sikringsinstrument, en entydig beskrivelse av den sikrede risikoen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en beskrivelse av hvorfor sikringen er forventet \u00e5 v\u00e6re effektiv og en </span><span style=\"display:inherit;clear:left;\">beskrivelse av n\u00e5r og hvordan konsernet skal dokumentere at sikringen </span><span style=\"display:inherit;clear:left;\">har v\u00e6rt effektiv i regnskapsperioden og forventes \u00e5 v\u00e6re ef<span class=\"_ _2\"></span>fektiv i neste </span><span style=\"display:inherit;clear:left;\">regnskapsperiode. Konsernet har definert den sikrede risikoen som </span><span style=\"display:inherit;clear:left;\">verdiendringer knyttet til NIBOR-komponenten av innl\u00e5nene. Si<span class=\"_ _0\"></span>kri<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">effektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rstegangs klassifisering </span><span style=\"display:inherit;clear:left;\">og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring blir sikr<span class=\"_ _0\"></span>ings-</span><span style=\"display:inherit;clear:left;\">instrumentet regnskapsf\u00f8rt til virkelig verdi, og verdien p\u00e5 sikringsobjektet </span><span style=\"display:inherit;clear:left;\">blir justert for verdiendringen knyttet til sikret risiko. Endringer i disse </span><span style=\"display:inherit;clear:left;\">verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt som ineffektivitet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i sikringsfoholdet. P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for </span><span style=\"display:inherit;clear:left;\">disse instrumentene i samsvar med konsernets rentestyring og reelle </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske utvikling. Eventuell ineffektivitet i bankens sikringsforhold </span><span style=\"display:inherit;clear:left;\">kan oppst\u00e5 p\u00e5 grunn av virkelig verdijusteringer av det flytende benet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i sikringsinstrumentet. Se <span class=\"ls3\">note 19</span> for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">ytterligere opplysninger om bankens sikringsbokf\u00f8ring nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av finansielle instrumenter<span class=\"_ _0\"></span>. Banken skal benytte solide og etablerte </span><span style=\"display:inherit;clear:left;\">motparter med en minimumsrating p\u00e5 <span class=\"_ _0\"></span>A<span class=\"_ _0\"></span> fra et anerkjent ratingbyr\u00e5. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det skal etableres CSA<span class=\"_ _0\"></span> (Credit Support <span class=\"_ _0\"></span>Annex) med alle motparter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for \u00e5 sikre lavest mulig netto eksponering ved en eventuell konkurs <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA<span class=\"_ _0\"></span> avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikke </span><span style=\"display:inherit;clear:left;\">oppfyller kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt benytter ogs\u00e5 ISDA<span class=\"_ _0\"></span> avtaler mot mot <span class=\"_ _3b\"></span>parter</span><span style=\"display:inherit;clear:left;\">i forbindelse med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank sikrer </span><span style=\"display:inherit;clear:left;\">avtalene motregningsrett dersom motpartene misligholder sine forpliktelser</span><span style=\"display:inherit;clear:left;\">og det er ogs\u00e5 inng\u00e5tt CSA<span class=\"_ _0\"></span> tillegg i ISDA<span class=\"_ _0\"></span> avtalene med de finansielle </span><span style=\"display:inherit;clear:left;\">motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.447265625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.109px; top: 0.824219px; width: 518.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.109px; top: 27.3867px; width: 50.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 27.3867px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 437.891px; top: 27.3867px; width: 36.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 521.234px; top: 27.3867px; width: 50.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 636.109px; top: 27.3867px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 27.3867px; width: 36.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 383.281px; top: 40.1621px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 40.1621px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.391px; top: 40.1621px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.672px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.672px; top: 40.293px; width: 27.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 682.219px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 40.293px; width: 27.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 66.6562px; top: 71.1191px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.7793px; width: 67.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 71px; width: 516.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 536 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">88 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 717</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 245 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 914</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.9043px; width: 65.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.359px; top: 90.1406px; width: 506.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 336</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">197 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">593</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.045px; width: 167.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 128.186px; width: 164.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.586px; width: 122.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 147.812px; width: 514.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 720 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78 052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.791px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.6875px; top: 166.451px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 166.672px; width: 516.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 985 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.5116px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 776 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span></span></span><span style=\"display:inherit;clear:left;\">1  Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastnings <span class=\"_ _3b\"></span>m\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;position:relative;height:362.76171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9023px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 596.094px; top: 38.9023px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 32.3691px; width: 179.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 74.6094px; width: 133.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 255 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 099 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 74.3887px; width: 212.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 74.6094px; width: 133.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 823 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 702 730</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 95.6387px; width: 143.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 117.406px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 255 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 099 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 117.18px; width: 236.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 117.406px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 823 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 702 730</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 138.391px; width: 133.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 044 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 062 137</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 138.24px; width: 229.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 138.391px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">951 166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">949 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 180.922px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 180.686px; width: 224.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 180.922px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 202.438px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 202.211px; width: 247.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 202.438px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 244.953px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 786 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 688 444</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 244.727px; width: 158.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 244.953px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 354 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 291 647</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 287.219px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,45 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,77 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 286.982px; width: 303.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 287.219px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,41 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,67 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 308.469px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,33</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 308.248px; width: 339.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.25px; top: 308.469px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,24</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,27</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 329.734px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,04 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,48 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 329.498px; width: 314.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 329.734px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,04 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,48 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 351px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,96</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 350.764px; width: 350.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.25px; top: 351px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,96</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer</span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:307.80078125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.828px; top: 0.0117187px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.312px; top: 0.0117187px; width: 66.3105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.36914px; width: 96.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.9023px; width: 33.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 433.688px; top: 12.9023px; width: 196.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.9023px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 85.3066px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brage </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Finans AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 47.5469px; width: 437.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">995610760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,88 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 486</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4512px; width: 81.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 66.6875px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 560</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 69.3164px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 85.8125px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 95.6719px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittbanken ASA</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 104.953px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">975966453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,63 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 246</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 179.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 124.094px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 680</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 171.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittforeningen for Sparebanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 143.219px; width: 437.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">986918930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.123px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kvinesdal Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 162.359px; width: 437.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937894805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 146.309px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 181.484px; width: 437.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,05 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.967px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.389px; width: 194.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 200.625px; width: 437.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 954 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 204</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.529px; width: 78.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 738.578px; top: 219.75px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.93px; width: 208.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 239.156px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">383 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.795px; width: 90.9961px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 258.031px; width: 437.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,03 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 942</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.936px; width: 87.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt C</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 277.156px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">437 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,82 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 296.336px; width: 96.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 296.562px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">441 982</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:288.66015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.828px; top: 0.0117187px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.312px; top: 0.0117187px; width: 66.3105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.38477px; width: 96.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.918px; width: 33.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 433.688px; top: 12.918px; width: 196.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.918px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 85.3066px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brage </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Finans AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 47.5625px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">995610760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 467 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4668px; width: 81.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 66.6875px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 560</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 69.3164px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 85.8281px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 834</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 179.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 104.953px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 880</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 171.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittforeningen for Sparebanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 124.094px; width: 437.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">986918930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kvinesdal Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 143.234px; width: 437.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937894805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.139px; width: 146.309px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 162.359px; width: 437.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">144</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 194.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 181.5px; width: 437.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 954 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 035</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.404px; width: 78.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 738.578px; top: 200.625px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.805px; width: 208.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 220.031px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.67px; width: 90.9961px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 238.891px; width: 437.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 617</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.795px; width: 86.7832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt B</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 258.031px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,56 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 764</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 277.211px; width: 96.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 277.422px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">379 920</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet.  For netto verdiendring av investeringene, se <span class=\"ls3\">note 19. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r 278,2 (263,9) millioner kroner. Kostpris <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for rentefondene utgj\u00f8r 56,6 (48,4) millioner kroner<span class=\"_ _0\"></span>. Banken har ikke </span><span style=\"display:inherit;clear:left;\">vese<span class=\"_ _0\"></span>ntlig innflytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS <span class=\"_ _0\"></span>AS gjennom EIKA<span class=\"_ _0\"></span> VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer som felles holdingsselskap for EIKA<span class=\"_ _0\"></span> bankene. <span class=\"_ _0\"></span>Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept <span class=\"_ _0\"></span>AS og Vipps <span class=\"_ _0\"></span>AS tilbake i 2018.</span><span style=\"display:inherit;clear:left;\">For investeringer i Brage Finans <span class=\"_ _0\"></span>AS, Eiendomskreditt <span class=\"_ _0\"></span>AS, Kredittbanken AS </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> VBB <span class=\"_ _0\"></span>AS (st\u00f8rste niv\u00e5 3 investeringene) er det benyttet siste </span><span style=\"display:inherit;clear:left;\">tilgjenglige emisjonskurs som grunnlag for verdsettelsen av aksjene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.25.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__78": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle derivater og sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko.  V<span class=\"_ _0\"></span>aluta- og renterelaterte instrumenter </span><span style=\"display:inherit;clear:left;\">benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bankens utl\u00e5n til kunder </span><span style=\"display:inherit;clear:left;\">og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Alle rentebytteavtaler er i norske<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta. </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets </span><span style=\"display:inherit;clear:left;\">risikostyringsstrategi, en entydig identifikasjon av sikringsobjekt og </span><span style=\"display:inherit;clear:left;\">sikringsinstrument, en entydig beskrivelse av den sikrede risikoen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en beskrivelse av hvorfor sikringen er forventet \u00e5 v\u00e6re effektiv og en </span><span style=\"display:inherit;clear:left;\">beskrivelse av n\u00e5r og hvordan konsernet skal dokumentere at sikringen </span><span style=\"display:inherit;clear:left;\">har v\u00e6rt effektiv i regnskapsperioden og forventes \u00e5 v\u00e6re ef<span class=\"_ _2\"></span>fektiv i neste </span><span style=\"display:inherit;clear:left;\">regnskapsperiode. Konsernet har definert den sikrede risikoen som </span><span style=\"display:inherit;clear:left;\">verdiendringer knyttet til NIBOR-komponenten av innl\u00e5nene. Si<span class=\"_ _0\"></span>kri<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">effektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rstegangs klassifisering </span><span style=\"display:inherit;clear:left;\">og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring blir sikr<span class=\"_ _0\"></span>ings-</span><span style=\"display:inherit;clear:left;\">instrumentet regnskapsf\u00f8rt til virkelig verdi, og verdien p\u00e5 sikringsobjektet </span><span style=\"display:inherit;clear:left;\">blir justert for verdiendringen knyttet til sikret risiko. Endringer i disse </span><span style=\"display:inherit;clear:left;\">verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt som ineffektivitet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i sikringsfoholdet. P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for </span><span style=\"display:inherit;clear:left;\">disse instrumentene i samsvar med konsernets rentestyring og reelle </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske utvikling. Eventuell ineffektivitet i bankens sikringsforhold </span><span style=\"display:inherit;clear:left;\">kan oppst\u00e5 p\u00e5 grunn av virkelig verdijusteringer av det flytende benet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i sikringsinstrumentet. Se <span class=\"ls3\">note 19</span> for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">ytterligere opplysninger om bankens sikringsbokf\u00f8ring nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av finansielle instrumenter<span class=\"_ _0\"></span>. Banken skal benytte solide og etablerte </span><span style=\"display:inherit;clear:left;\">motparter med en minimumsrating p\u00e5 <span class=\"_ _0\"></span>A<span class=\"_ _0\"></span> fra et anerkjent ratingbyr\u00e5. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det skal etableres CSA<span class=\"_ _0\"></span> (Credit Support <span class=\"_ _0\"></span>Annex) med alle motparter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for \u00e5 sikre lavest mulig netto eksponering ved en eventuell konkurs <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA<span class=\"_ _0\"></span> avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikke </span><span style=\"display:inherit;clear:left;\">oppfyller kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt benytter ogs\u00e5 ISDA<span class=\"_ _0\"></span> avtaler mot mot <span class=\"_ _3b\"></span>parter</span><span style=\"display:inherit;clear:left;\">i forbindelse med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank sikrer </span><span style=\"display:inherit;clear:left;\">avtalene motregningsrett dersom motpartene misligholder sine forpliktelser</span><span style=\"display:inherit;clear:left;\">og det er ogs\u00e5 inng\u00e5tt CSA<span class=\"_ _0\"></span> tillegg i ISDA<span class=\"_ _0\"></span> avtalene med de finansielle </span><span style=\"display:inherit;clear:left;\">motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.447265625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.109px; top: 0.824219px; width: 518.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.109px; top: 27.3867px; width: 50.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 27.3867px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 437.891px; top: 27.3867px; width: 36.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 521.234px; top: 27.3867px; width: 50.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 636.109px; top: 27.3867px; width: 33.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 27.3867px; width: 36.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 383.281px; top: 40.1621px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 40.1621px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.391px; top: 40.1621px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.672px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.672px; top: 40.293px; width: 27.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 682.219px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 40.293px; width: 27.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 311.188px; top: 40.293px; width: 71.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 66.6562px; top: 71.1191px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.7793px; width: 67.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 71px; width: 516.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 536 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">88 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 717</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 245 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 914</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.9043px; width: 65.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.359px; top: 90.1406px; width: 506.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 336</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">197 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">593</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.045px; width: 167.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 128.186px; width: 164.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.586px; width: 122.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 147.812px; width: 514.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 720 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78 052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.791px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.6875px; top: 166.451px; width: 175.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 166.672px; width: 516.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 985 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.5116px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 776 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span></span></span><span style=\"display:inherit;clear:left;\">1  Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om bankens sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Banken benytter virkelig verdisikring, hvor verdipapirutstedelsene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">inng\u00e5r i et sikringsforhold med individuelt tilpassede sikringsderivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">I alle bankens sikringsforhold per 31.12.2025 har sikringsobjektet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sikringsinstrumentet samme hovedstol samt lik durasjon og kupong </span><span style=\"display:inherit;clear:left;\">p\u00e5 det faste benet (1:1 sikring). Den faste renten byttes til flytende <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">rente p\u00e5 tre m\u00e5neders basis.</span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs55 ls3\">31.12.2025</span></span><span style=\"display:inherit;clear:left;position:relative;height:358.037109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 254.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 16.7461px; width: 204.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 21.9023px; width: 95.2148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 173.234px; top: 34.8086px; width: 76.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 689.844px; top: 34.8086px; width: 69.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.582px; width: 69.0586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 189.359px; top: 47.6992px; width: 60.0586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 47.6992px; width: 77.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.219px; top: 47.6992px; width: 67.4531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.4883px; width: 51.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 60.6055px; width: 280.236px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.188px; top: 60.6055px; width: 49.8633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 60.6055px; width: 60.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.0293px; width: 64.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197.891px; top: 95.25px; width: 282.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 985 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 776 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 782</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 95.0293px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 723.344px; top: 95.25px; width: 33.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 725</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.43px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.234px; top: 114.656px; width: 557.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 985 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 776 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 725</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.072px; width: 224.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 162.168px; width: 89.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 162.168px; width: 95.2148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 314.562px; top: 175.074px; width: 56.0918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 175.074px; width: 97.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 689.844px; top: 175.074px; width: 69.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 173.234px; top: 187.965px; width: 76.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 187.965px; width: 90.0762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 187.965px; width: 107.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 187.965px; width: 77.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.219px; top: 187.965px; width: 67.4531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 200.74px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 365.297px; top: 200.871px; width: 2.83594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.754px; width: 92.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 162.984px; top: 200.871px; width: 83.8535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 200.871px; width: 39.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 200.871px; width: 99.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.188px; top: 200.871px; width: 49.8633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 200.871px; width: 60.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.779px; width: 164.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 255.748px; width: 108.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld i NOK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197.891px; top: 255.969px; width: 285.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 905 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 971 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -67 151 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 255.748px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 255.969px; width: 37.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-56 341</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.148px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.234px; top: 275.375px; width: 557.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 905 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 971 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.3926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-67 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 240.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56 341</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.65px; width: 275.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 346.57px; width: 390.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 723.344px; top: 346.797px; width: 33.1465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 616</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs55 ls3\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:380.365234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 254.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 16.7461px; width: 204.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 21.9023px; width: 95.2148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 173.234px; top: 34.8086px; width: 76.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 689.844px; top: 34.8086px; width: 69.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.582px; width: 69.0586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 189.359px; top: 47.6992px; width: 60.0586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 47.6992px; width: 77.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.219px; top: 47.6992px; width: 67.4531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.4883px; width: 51.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 60.6055px; width: 52.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 324.719px; top: 60.6055px; width: 149.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.3926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.188px; top: 60.6055px; width: 49.8633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 60.6055px; width: 60.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.1543px; width: 64.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197.891px; top: 97.375px; width: 282.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.185px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 97.1543px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 726.156px; top: 97.375px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 615</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.805px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.234px; top: 121.031px; width: 557.596px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 195.363px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 615</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.822px; width: 224.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 419.625px; top: 170.668px; width: 89.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 170.668px; width: 95.2148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 314.562px; top: 183.574px; width: 56.0918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 183.574px; width: 97.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 689.844px; top: 183.574px; width: 69.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 173.234px; top: 196.48px; width: 76.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 196.48px; width: 90.0762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 196.48px; width: 107.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 196.48px; width: 77.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.219px; top: 196.48px; width: 67.4531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 209.256px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 365.297px; top: 209.371px; width: 2.83594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 209.254px; width: 92.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 162.984px; top: 209.371px; width: 83.8535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 209.371px; width: 39.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 209.371px; width: 99.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.188px; top: 209.371px; width: 49.8633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 209.371px; width: 60.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 243.404px; width: 164.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 264.873px; width: 108.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld i NOK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197.891px; top: 265.109px; width: 285.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 060 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 492 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 264.873px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 728.938px; top: 265.109px; width: 27.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 316</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 288.539px; width: 22.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.234px; top: 288.766px; width: 557.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 060 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-123 492</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.803px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 316</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 331.65px; width: 275.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 368.898px; width: 390.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 369.125px; width: 24.2695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -299</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__80": {
   "value": "<span style=\"display:inherit;clear:left;\">Likviditetsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er risikoen for tap som f\u00f8lge av at banken ikke klarer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 innfri alle betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res  </span><span style=\"display:inherit;clear:left;\">til ekstra kostnader<span class=\"_ _0\"></span>, eller at banken ikke klarer \u00e5 finansiere planlagt </span><span style=\"display:inherit;clear:left;\">utl\u00e5nsvekst.</span><span style=\"display:inherit;clear:left;\">Bankens styre har fastsatt rammer som likviditetsrisikoen m\u00e5les <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og styres mot. Det er etablert rammer innen f\u00f8lgende omr\u00e5der:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Liquidity Coverage Ratio. </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Net Stable Funding Ratio.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Likviditetsrammer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Stresstest</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Fremmedfinansiering </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Konsentrasjonsrisiko </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Innskudd (m\u00e5lsetning omkring innskuddsdekning).</span></span><span style=\"display:inherit;clear:left;\">Liquidity Coverage Ratio (LCR)</span><span style=\"display:inherit;clear:left;\">LCR adresserer viktigheten av \u00e5 ha en beholdning av likvide eiendeler  </span><span style=\"display:inherit;clear:left;\">av h\u00f8y kvalitet for \u00e5 overleve en likviditetsutgang i en stressperiode <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 30 dager<span class=\"_ _0\"></span>. Konsernets m\u00e5lsetting til LCR er satt til minimum 1<span class=\"_ _0\"></span>10% <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for alle valutaer samlet. Det vil si at banken skal ha umiddelbart likvide </span><span style=\"display:inherit;clear:left;\">midler som m\u00f8ter og overg\u00e5r den nevnte stressete likviditetsutgangen.</span><span style=\"display:inherit;clear:left;\">Net Stable Funding Ratio (NSFR)</span><span style=\"display:inherit;clear:left;\">NSFR tar for seg viktigheten av \u00e5 ha stabile langsiktige fundingkilder </span><span style=\"display:inherit;clear:left;\">over ett \u00e5r<span class=\"_ _0\"></span>. Konsernet har en m\u00e5lsetning om \u00e5 til enhver tid ha en NSFR </span><span style=\"display:inherit;clear:left;\">p\u00e5 over 105 %.</span><span style=\"display:inherit;clear:left;\">Likviditetsrammer</span><span style=\"display:inherit;clear:left;\">Banken har definerte likviditetsrammer for minimum beholdning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av likviditet hvis man tar hensyn til forfall av fremmedfinansiering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">samt kjente inn- og utbetalinger<span class=\"_ _0\"></span>. Likvider skal minimum utgj\u00f8re forfall <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av fremmedfinansiering samt kjente inn- og utbetalinger innenfor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">3 m\u00e5neder<span class=\"_ _0\"></span>. Strategisk likviditet skal minimum utgj\u00f8re forfall av fremmed-</span><span style=\"display:inherit;clear:left;\">fina<span class=\"_ _0\"></span>nsierin<span class=\"_ _0\"></span>g samt kjente inn- og utbetalinger innenfor 6 m\u00e5neder.</span><span style=\"display:inherit;clear:left;\">Stresstest</span><span style=\"display:inherit;clear:left;\">Det utf\u00f8res stresstester som viser konsernets behov for likviditetsreserve </span><span style=\"display:inherit;clear:left;\">med utgangspunkt i fremtidsscenarioer knyttet til lavkonjunktur<span class=\"_ _0\"></span>. Konsernet </span><span style=\"display:inherit;clear:left;\">har definert rammer for hvor lang tid banken skal kunne driftes uten </span><span style=\"display:inherit;clear:left;\">tilf\u00f8rsel av kapital gitt definerte stressituasjoner og med en definert </span><span style=\"display:inherit;clear:left;\">minimumsbeholdning av likviditet.</span><span style=\"display:inherit;clear:left;\">Likviditet stresses ut fra tre typer kriser<span class=\"_ _0\"></span>, med ulike scenarier:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Bankkrise (utfordrende og meget utfordrende scenario).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Markedskrise (utfordrende og meget utfordrende scenario).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Kombinert krise (Ekstremt scenario).</span></span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering og konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering via ulike innl\u00e5nsinstrumenter i kapitalmarkedet </span><span style=\"display:inherit;clear:left;\">benyttes som et supplement til innskuddsfinansiering. Banken har som </span><span style=\"display:inherit;clear:left;\">styringsm\u00e5l \u00e5 holde en balansert forfallsstruktur p\u00e5 sin innl\u00e5nsportef\u00f8lje </span><span style=\"display:inherit;clear:left;\">fra kapitalmarkedet. Forfall p\u00e5 innl\u00e5n varieres, og banken refinansierer </span><span style=\"display:inherit;clear:left;\">disse i god tid f\u00f8r forfall for \u00e5 redusere likviditetsrisikoen.</span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisikoen styres ogs\u00e5 gjennom spredning av innl\u00e5nene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ulike markeder<span class=\"_ _0\"></span>, innl\u00e5nskilder<span class=\"_ _0\"></span>, instrumenter og l\u00f8petider.</span><span style=\"display:inherit;clear:left;\">Innskudd</span><span style=\"display:inherit;clear:left;\">For \u00e5 v\u00e6re mindre avhengig av fremmedfinansiering er det satt m\u00e5ltall </span><span style=\"display:inherit;clear:left;\">for innskuddsdekning i Rogaland Sparebank konsernet p\u00e5 50 %. Samtidig </span><span style=\"display:inherit;clear:left;\">er det fastsatt rammer for omfang av store innskudd. Blant annet er det </span><span style=\"display:inherit;clear:left;\">satt krav om at det ved st\u00f8rre innskudd skal avtales regler for balansert </span><span style=\"display:inherit;clear:left;\">nedkvittering av slike innskudd, og krav om binding p\u00e5 det som ikke <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er del av den daglige driften. I tillegg er det laget egen ramme p\u00e5 total  </span><span style=\"display:inherit;clear:left;\">og enkeltinnskudd gjennom innskuddsplattformer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Andre forhold</span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko, som oppst\u00e5r blant annet i forbindelse med betalings-</span><span style=\"display:inherit;clear:left;\">formidling som et resultat av at ikke alle transaksjoner skjer i samtid <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og i forbindelse med derivathandler<span class=\"_ _0\"></span>, medf\u00f8rer ogs\u00e5 motpartsrisiko. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har gjennom International Swap Dealer <span class=\"_ _0\"></span>Association </span><span style=\"display:inherit;clear:left;\">(ISDA) avtaler med sine st\u00f8rste motparter i derivathandler<span class=\"_ _0\"></span>. Slike avtaler </span><span style=\"display:inherit;clear:left;\">gir reduksjon av oppgj\u00f8rsrisikoen i forbindelse med derivathandler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en egen beredskapsplan som skal sikre konkret </span><span style=\"display:inherit;clear:left;\">handling i eventuelle likviditetskriser<span class=\"_ _0\"></span>. Beredskapsplanen er godkjent <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av bankens styre. Likviditetskrise inneb\u00e6rer at banken kommer i en </span><span style=\"display:inherit;clear:left;\">situasjon hvor det ikke er tilgjengelig likviditet for \u00e5 m\u00f8te bankens l\u00f8pende </span><span style=\"display:inherit;clear:left;\">forpliktelser eller tilfredsstillende likviditet for \u00e5 gjennomf\u00f8re betalings-</span><span style=\"display:inherit;clear:left;\">tra<span class=\"_ _0\"></span>nsak<span class=\"_ _2\"></span>sjo<span class=\"_ _0\"></span>ner for sine kunder<span class=\"_ _0\"></span>. Beredskapsplanen skal blant annet sikre </span><span style=\"display:inherit;clear:left;\">informasjonsflyt til bankens ledergruppe og styre, samt gi klare ansvars-</span><span style=\"display:inherit;clear:left;\">omr\u00e5der<span class=\"_ _2\"></span> til de enkelte omr\u00e5dene i banken. Informasjonsflyt og plassering </span><span style=\"display:inherit;clear:left;\">av ansvar skal hjelpe banken til \u00e5 ta beslutninger for \u00e5 fors\u00f8ke \u00e5 erstatte </span><span style=\"display:inherit;clear:left;\">tapte kontantstr\u00f8mmer p\u00e5 et korrekt og tilstrekkelig informasjonsgrunnlag.</span><span style=\"display:inherit;clear:left;\">Likviditetsstyringsprosess</span><span style=\"display:inherit;clear:left;\">Ansvaret for konsernets daglige likviditetsstyring er lagt i treasury-</span><span style=\"display:inherit;clear:left;\">avdelingen. <span class=\"_ _0\"></span>Avdelingen f\u00f8lger daglig opp konsernets kontantstr\u00f8m <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for \u00e5 p\u00e5se at daglige utbetalinger kan gjennomf\u00f8res. En slik oppf\u00f8lging </span><span style=\"display:inherit;clear:left;\">inkluderer tett dialog med bankens kredittavdelinger<span class=\"_ _0\"></span>, samt daglig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">kontakt med innl\u00e5nsmarkedet.</span><span style=\"display:inherit;clear:left;\">Som et ledd i likviditetsstyringen forvalter ogs\u00e5 treasuryavdelingen bankens </span><span style=\"display:inherit;clear:left;\">portef\u00f8lje av strategisk likviditet. Inkludert i denne portef\u00f8ljen er likvide </span><span style=\"display:inherit;clear:left;\">verdipapirer som raskt kan tas i bruk som likviditet ved eventuelle uventede </span><span style=\"display:inherit;clear:left;\">negative hendelser som p\u00e5virker bankens kontantstr\u00f8m.</span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">Restl\u00f8petid p\u00e5 hovedposter</span><span style=\"display:inherit;clear:left;position:relative;height:186.95703125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 634.828px; top: 0.0117187px; width: 50.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 2.31641px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 12.918px; width: 354.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649px; top: 12.918px; width: 107.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.2324px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 47.4688px; width: 479.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5137px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 256.438px; top: 65.75px; width: 501.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 878 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">376 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.662px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 866 872</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7949px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.312px; top: 84.0312px; width: 411.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">942 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 364 041</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 508 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.662px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 815 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.092px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.984px; top: 102.312px; width: 114.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">290 920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 920</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.373px; width: 65.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.047px; top: 120.594px; width: 262.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.65px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 788</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.654px; width: 176.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 138.875px; width: 480.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 931</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">294 489</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.936px; width: 174.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 157.156px; width: 479.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">57 586</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">148 141</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.65px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">446 761</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.492px; width: 84.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 256.438px; top: 175.719px; width: 499.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 029 878</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 715 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 933 410</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 273 400</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 255 806</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:186.94140625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 634.828px; top: 0.0117187px; width: 50.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 2.30078px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 12.918px; width: 354.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 649px; top: 12.918px; width: 107.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.2324px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 47.4531px; width: 479.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5137px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 256.438px; top: 65.7344px; width: 501.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 604 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 270 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">453 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.662px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7949px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 350.578px; top: 84.0312px; width: 405.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">57 462</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 986 017</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 945 287</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 100 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.076px; width: 54.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.984px; top: 102.312px; width: 114.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">307 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307 827</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.357px; width: 65.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.047px; top: 120.594px; width: 262.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.65px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.654px; width: 176.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 138.875px; width: 480.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 213</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">362 350</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.936px; width: 174.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 157.156px; width: 479.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 491</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">198 647</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.191px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.477px; width: 84.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 256.438px; top: 175.703px; width: 499.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 789 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 475 995</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 656 900</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 805 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.1348px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 133 505</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.0352px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 169 150</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Kontantstr\u00f8mmer knyttet til forpliktelser med avtalt l\u00f8petid er basert p\u00e5 nominelle kontraktsst\u00f8rrelser inklusiv estimerte rentebetalinger frem til forfall.  </span></span><span style=\"display:inherit;clear:left;\">Utbetalinger inkluderer ikke ubenyttede trekkrettigheter og l\u00e5netilsagn.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__87-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:671.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 21.6035px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 87.5156px; width: 225.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 107.438px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 785 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 107.217px; width: 223.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 107.438px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">71 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 127.859px; width: 136.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 032 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 865 779 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 127.623px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 127.859px; width: 132.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 048 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 148.266px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 133 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 148.029px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 148.266px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 133</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.436px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 189.344px; width: 135.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 079 267</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 919 656 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.117px; width: 207.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.344px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 208 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 140 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 235.484px; width: 126.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANDRE RENTEINNTEKTER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 255.406px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 255.186px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 255.406px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 275.828px; width: 127.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 181 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.592px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 275.828px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">152 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 293</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 296.234px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 45 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 569 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 295.998px; width: 335.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 296.234px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 585</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 569</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 316.641px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 316.404px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 316.641px; width: 112.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">296</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">297 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 773</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 337.086px; width: 125.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 624</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 376 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 195 428</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 377.914px; width: 94.3066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 476 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 386 772</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 424.281px; width: 97.1074px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 443.014px; width: 264.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 722 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 654 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 456.701px; width: 148.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 553 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 484 902 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.154px; width: 352.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 577 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 500 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 496.561px; width: 303.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 516.967px; width: 356.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 873 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 803 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 537.389px; width: 312.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 254 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 454.188px; top: 558.135px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 64 700 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 565 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 557.795px; width: 268.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 889 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 578.201px; width: 212.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 483 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 598.607px; width: 109.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 786 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 138.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 592 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 476 595 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 619.289px; width: 100.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605px; top: 619.516px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 842 382 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 797 118 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">784 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 660.102px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">634 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">589 654</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg  </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">T<span class=\"_ _2\"></span>ransaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:353.623046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1406px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 21.6191px; width: 166.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 15.625px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 74.2344px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 928</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 082</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 73.998px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiprovisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.875px; top: 74.2344px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 928</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 082</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 93.3594px; width: 117.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 93.1387px; width: 172.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirformidling og forvaltning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 93.3594px; width: 117.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 112.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 525</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 856</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 112.279px; width: 96.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsformidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 112.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 131.641px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 278</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 131.404px; width: 50.0273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forsikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 131.641px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 278</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 150.766px; width: 103.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 150.545px; width: 39.9258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leasing</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.891px; top: 150.766px; width: 103.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 169.906px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 471</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 169.67px; width: 53.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.875px; top: 169.906px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 471</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 188.811px; width: 168.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekt konsernselskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.031px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 800</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 374</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 208.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 099</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 207.936px; width: 247.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.281px; top: 208.172px; width: 123.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 443</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1px; top: 227.297px; width: 121.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 227.076px; width: 259.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.828px; top: 227.297px; width: 121.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 246.703px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">82 862</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 760</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 246.477px; width: 273.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 246.703px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 105</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 284.703px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 179</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 284.482px; width: 84.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 303.844px; width: 112.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 537</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 976</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 303.607px; width: 221.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 323.234px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 323.008px; width: 232.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.375px; width: 122.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 867</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 342.148px; width: 156.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 342.375px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 105</span></span></span><span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:150.591796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.375px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 21.6035px; width: 135.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 75.2969px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 491 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 928 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 75.0762px; width: 100.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 75.2969px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 223 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 501 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 96.3262px; width: 80.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.812px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 443.328px; top: 117.42px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.4062px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 117.701px; width: 243.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 672.344px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 117.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 047 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 139.117px; width: 102.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 139.344px; width: 117.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 845 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 621 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__86": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:671.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 21.6035px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 87.5156px; width: 225.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 107.438px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 785 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 107.217px; width: 223.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 107.438px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">71 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 127.859px; width: 136.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 032 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 865 779 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 127.623px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 127.859px; width: 132.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 048 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 148.266px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 133 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 148.029px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 148.266px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 133</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.436px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 189.344px; width: 135.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 079 267</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 919 656 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.117px; width: 207.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.344px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 208 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 140 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 235.484px; width: 126.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANDRE RENTEINNTEKTER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 255.406px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 255.186px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 255.406px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 275.828px; width: 127.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 181 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.592px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 275.828px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">152 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 293</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 296.234px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 45 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 569 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 295.998px; width: 335.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 296.234px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 585</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 569</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 316.641px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 316.404px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 316.641px; width: 112.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">296</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">297 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 773</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 337.086px; width: 125.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 624</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 376 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 195 428</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 377.914px; width: 94.3066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 476 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 386 772</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 424.281px; width: 97.1074px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 443.014px; width: 264.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 722 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 654 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 456.701px; width: 148.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 553 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 484 902 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.154px; width: 352.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 577 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 500 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 496.561px; width: 303.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 516.967px; width: 356.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 873 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 803 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 537.389px; width: 312.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 254 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 454.188px; top: 558.135px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 64 700 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 565 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 557.795px; width: 268.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 889 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 578.201px; width: 212.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 483 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 598.607px; width: 109.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 786 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 138.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 592 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 476 595 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 619.289px; width: 100.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605px; top: 619.516px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 842 382 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 797 118 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">784 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 660.102px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">634 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">589 654</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__85": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:671.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 21.6035px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 87.5156px; width: 225.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 107.438px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 785 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 107.217px; width: 223.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 107.438px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">71 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 127.859px; width: 136.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 032 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 865 779 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 127.623px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 127.859px; width: 132.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 048 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 148.266px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 133 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 148.029px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 148.266px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 133</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.436px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 189.344px; width: 135.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 079 267</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 919 656 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.117px; width: 207.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.344px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 208 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 140 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 235.484px; width: 126.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANDRE RENTEINNTEKTER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 255.406px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 255.186px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 255.406px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 275.828px; width: 127.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 181 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.592px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 275.828px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">152 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 293</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 296.234px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 45 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 569 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 295.998px; width: 335.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 296.234px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 585</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 569</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 316.641px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 316.404px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 316.641px; width: 112.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">296</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">297 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 773</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 337.086px; width: 125.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 624</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 376 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 195 428</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 377.914px; width: 94.3066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 476 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 386 772</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 424.281px; width: 97.1074px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 443.014px; width: 264.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 722 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 654 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 456.701px; width: 148.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 553 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 484 902 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.154px; width: 352.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 577 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 500 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 496.561px; width: 303.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 516.967px; width: 356.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 873 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 803 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 537.389px; width: 312.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 254 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 454.188px; top: 558.135px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 64 700 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 565 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 557.795px; width: 268.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 889 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 578.201px; width: 212.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 483 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 598.607px; width: 109.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 786 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 138.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 592 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 476 595 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 619.289px; width: 100.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605px; top: 619.516px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 842 382 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 797 118 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">784 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 660.102px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">634 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">589 654</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__84": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:671.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 21.6035px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 87.5156px; width: 225.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 107.438px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 785 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 107.217px; width: 223.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 107.438px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">71 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 127.859px; width: 136.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 032 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 865 779 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 127.623px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 127.859px; width: 132.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 048 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 148.266px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 133 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 148.029px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 148.266px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 133</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.436px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 168.672px; width: 103.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 189.344px; width: 135.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 079 267</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 919 656 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.117px; width: 207.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.344px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 208 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 140 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 235.484px; width: 126.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANDRE RENTEINNTEKTER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 255.406px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 255.186px; width: 166.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 255.406px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 275.828px; width: 127.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 181 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.592px; width: 152.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 275.828px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">152 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 293</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 296.234px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 45 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 569 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 295.998px; width: 335.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 296.234px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 585</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 569</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 316.641px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 316.404px; width: 103.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 316.641px; width: 112.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">296</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">297 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 773</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 337.086px; width: 125.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 337.312px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 624</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 376 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 195 428</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 377.914px; width: 94.3066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 378.141px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 476 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 386 772</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 424.281px; width: 97.1074px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 443.014px; width: 264.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 722 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 450.094px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 654 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 456.701px; width: 148.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 553 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 484 902 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.154px; width: 352.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 476.391px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 577 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 500 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 496.561px; width: 303.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 496.797px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 42 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 170 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 516.967px; width: 356.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 517.203px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 31 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.29688px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 873 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 803 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 537.389px; width: 312.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 537.609px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 254 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 454.188px; top: 558.135px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 64 700 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 565 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 557.795px; width: 268.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 558.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 889 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 578.201px; width: 212.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 578.438px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6719px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 483 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 598.607px; width: 109.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 598.844px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 786 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 138.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 592 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.6875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 476 595 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 619.289px; width: 100.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605px; top: 619.516px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 842 382 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 797 118 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">784 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 660.102px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 660.328px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">634 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">589 654</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__83": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__82-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _2\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">tering <span class=\"_ _1\"></span>av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _0\"></span>. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">instrumenter inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8re<span class=\"_ _0\"></span>s tilsvarende. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost som ikke inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg  </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">T<span class=\"_ _2\"></span>ransaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__93": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg  </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">T<span class=\"_ _2\"></span>ransaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:353.623046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1406px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 21.6191px; width: 166.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 15.625px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 74.2344px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 928</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 082</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 73.998px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiprovisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.875px; top: 74.2344px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 928</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 082</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 93.3594px; width: 117.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 93.1387px; width: 172.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirformidling og forvaltning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 93.3594px; width: 117.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 112.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 525</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 856</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 112.279px; width: 96.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsformidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 112.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 131.641px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 278</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 131.404px; width: 50.0273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forsikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 131.641px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 278</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 150.766px; width: 103.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 150.545px; width: 39.9258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leasing</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.891px; top: 150.766px; width: 103.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 169.906px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 471</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 169.67px; width: 53.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.875px; top: 169.906px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 471</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 188.811px; width: 168.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekt konsernselskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.031px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 800</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 374</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 208.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 099</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 207.936px; width: 247.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.281px; top: 208.172px; width: 123.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 443</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1px; top: 227.297px; width: 121.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 227.076px; width: 259.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.828px; top: 227.297px; width: 121.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 246.703px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">82 862</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 760</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 246.477px; width: 273.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 246.703px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 105</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 284.703px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 179</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 284.482px; width: 84.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 303.844px; width: 112.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 537</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 976</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 303.607px; width: 221.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 323.234px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 323.008px; width: 232.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.375px; width: 122.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 867</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 342.148px; width: 156.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 342.375px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 105</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__91": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg  </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">T<span class=\"_ _2\"></span>ransaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:353.623046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1406px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 21.6191px; width: 166.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 15.625px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 74.2344px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 928</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 082</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 73.998px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiprovisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.875px; top: 74.2344px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 928</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 082</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 93.3594px; width: 117.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 93.1387px; width: 172.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirformidling og forvaltning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 93.3594px; width: 117.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 112.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 525</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 856</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 112.279px; width: 96.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsformidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 112.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 131.641px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 278</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 131.404px; width: 50.0273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forsikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 131.641px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 278</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 150.766px; width: 103.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 150.545px; width: 39.9258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leasing</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.891px; top: 150.766px; width: 103.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 169.906px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 471</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 169.67px; width: 53.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.875px; top: 169.906px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 471</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 188.811px; width: 168.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekt konsernselskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 189.031px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 800</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 374</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 208.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 099</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 207.936px; width: 247.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.281px; top: 208.172px; width: 123.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 443</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1px; top: 227.297px; width: 121.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 227.076px; width: 259.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.828px; top: 227.297px; width: 121.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 246.703px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">82 862</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 760</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 246.477px; width: 273.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 246.703px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 105</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.125px; top: 284.703px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 468</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 179</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 284.482px; width: 84.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.2031px; top: 303.844px; width: 112.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 537</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 976</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 303.607px; width: 221.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.15625px; top: 323.234px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 323.008px; width: 232.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.375px; width: 122.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 867</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 172.812px; top: 342.148px; width: 156.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 342.375px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 105</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__90": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg  </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">T<span class=\"_ _2\"></span>ransaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e ws41\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__96": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle instrumenter  </span><span style=\"display:inherit;clear:left;\">og utbytte/inntekt av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.388671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.2812px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 21.6035px; width: 295.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 78.3711px; width: 327.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.6094px; width: 128.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 97.3887px; width: 252.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.422px; top: 97.6094px; width: 128.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 116.75px; width: 124.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 116.514px; width: 136.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 116.75px; width: 124.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.39062px; top: 135.875px; width: 118.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 135.654px; width: 214.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.125px; top: 135.875px; width: 118.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 073 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -242 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 155.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 154.779px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 155.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.9219px; top: 174.156px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 173.92px; width: 186.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.688px; top: 174.156px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.29688px; top: 193.547px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 193.32px; width: 297.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.453px; top: 193.547px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 513</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 713</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 233.574px; width: 182.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 252.812px; width: 124.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 615 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 252.576px; width: 248.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 252.812px; width: 124.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 271.938px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 316 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 271.717px; width: 214.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.422px; top: 271.938px; width: 127.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -10 994 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 342.281px; top: 290.67px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.4688px; top: 291.344px; width: 114.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-299</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 291.617px; width: 165.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.719px; top: 291.344px; width: 106.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">421</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 329.246px; width: 221.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.578px; top: 348.076px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.26562px; top: 348.484px; width: 121.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 872 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 348.357px; width: 380.76px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.688px; top: 348.484px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.4688px; top: 367.875px; width: 115.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 623</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 367.648px; width: 200.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.719px; top: 367.875px; width: 106.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-108</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">353</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.29688px; top: 406.141px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 618</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 405.914px; width: 221.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.453px; top: 406.141px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 487</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se note 15.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\">ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.</span><span style=\"display:inherit;clear:left;position:relative;height:283.466796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.1406px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 21.6191px; width: 247.975px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.625px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 78.3867px; width: 39.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 97.3887px; width: 203.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.078px; top: 97.625px; width: 130.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 116.529px; width: 214.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.828px; top: 116.75px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.15625px; top: 136.156px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 135.93px; width: 94.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.719px; top: 136.156px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">183 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 176.168px; width: 264.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.25px; top: 195.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 195.186px; width: 242.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.984px; top: 195.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 214.326px; width: 203.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.20312px; top: 233.953px; width: 111.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 419</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 233.727px; width: 239.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.875px; top: 233.953px; width: 111.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 419</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.15625px; top: 272.219px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 659</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 271.992px; width: 293.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.719px; top: 272.219px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">189 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 659</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__95": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle instrumenter  </span><span style=\"display:inherit;clear:left;\">og utbytte/inntekt av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.388671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.2812px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 21.6035px; width: 295.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 78.3711px; width: 327.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.6094px; width: 128.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 97.3887px; width: 252.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.422px; top: 97.6094px; width: 128.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 116.75px; width: 124.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 116.514px; width: 136.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 116.75px; width: 124.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.39062px; top: 135.875px; width: 118.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 135.654px; width: 214.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.125px; top: 135.875px; width: 118.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 073 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -242 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 155.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 154.779px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 155.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.9219px; top: 174.156px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 173.92px; width: 186.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.688px; top: 174.156px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.29688px; top: 193.547px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 193.32px; width: 297.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.453px; top: 193.547px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 513</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 713</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 233.574px; width: 182.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 252.812px; width: 124.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 615 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 252.576px; width: 248.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 252.812px; width: 124.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 271.938px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 316 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 271.717px; width: 214.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.422px; top: 271.938px; width: 127.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -10 994 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 342.281px; top: 290.67px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.4688px; top: 291.344px; width: 114.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-299</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 291.617px; width: 165.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.719px; top: 291.344px; width: 106.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">421</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 329.246px; width: 221.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.578px; top: 348.076px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.26562px; top: 348.484px; width: 121.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 872 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 348.357px; width: 380.76px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.688px; top: 348.484px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.4688px; top: 367.875px; width: 115.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 623</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 367.648px; width: 200.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.719px; top: 367.875px; width: 106.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-108</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">353</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.29688px; top: 406.141px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 618</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 405.914px; width: 221.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.453px; top: 406.141px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 487</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se note 15.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\">ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.</span><span style=\"display:inherit;clear:left;position:relative;height:283.466796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.1406px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 21.6191px; width: 247.975px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.625px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 78.3867px; width: 39.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 97.3887px; width: 203.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.078px; top: 97.625px; width: 130.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 116.529px; width: 214.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.828px; top: 116.75px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.15625px; top: 136.156px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 135.93px; width: 94.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.719px; top: 136.156px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">183 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 176.168px; width: 264.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.25px; top: 195.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 195.186px; width: 242.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.984px; top: 195.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 214.326px; width: 203.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.20312px; top: 233.953px; width: 111.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 419</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 233.727px; width: 239.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.875px; top: 233.953px; width: 111.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 419</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.15625px; top: 272.219px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 659</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 271.992px; width: 293.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.719px; top: 272.219px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">189 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 659</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__94": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle instrumenter  </span><span style=\"display:inherit;clear:left;\">og utbytte/inntekt av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.388671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 26.2812px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 21.6035px; width: 295.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 78.3711px; width: 327.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.6094px; width: 128.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 97.3887px; width: 252.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.422px; top: 97.6094px; width: 128.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 116.75px; width: 124.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 116.514px; width: 136.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 116.75px; width: 124.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.39062px; top: 135.875px; width: 118.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 135.654px; width: 214.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.125px; top: 135.875px; width: 118.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 073 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -242 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 155.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 154.779px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 155.016px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.9219px; top: 174.156px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 173.92px; width: 186.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.688px; top: 174.156px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.29688px; top: 193.547px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 193.32px; width: 297.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.453px; top: 193.547px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 513</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 713</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 233.574px; width: 182.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.14062px; top: 252.812px; width: 124.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 615 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 252.576px; width: 248.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.969px; top: 252.812px; width: 124.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 271.938px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 316 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 271.717px; width: 214.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.422px; top: 271.938px; width: 127.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -25 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -10 994 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 342.281px; top: 290.67px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.4688px; top: 291.344px; width: 114.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-299</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 291.617px; width: 165.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.719px; top: 291.344px; width: 106.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">421</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 329.246px; width: 221.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.578px; top: 348.076px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.26562px; top: 348.484px; width: 121.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 872 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 348.357px; width: 380.76px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.688px; top: 348.484px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.4688px; top: 367.875px; width: 115.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 623</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 367.648px; width: 200.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.719px; top: 367.875px; width: 106.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-108</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">353</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.29688px; top: 406.141px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 618</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 175.953px; top: 405.914px; width: 221.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.453px; top: 406.141px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 487</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se note 15.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\">ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.</span><span style=\"display:inherit;clear:left;position:relative;height:283.466796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.1406px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 21.6191px; width: 247.975px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.625px; top: 43.8398px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 78.3867px; width: 39.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 97.3887px; width: 203.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.078px; top: 97.625px; width: 130.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 116.529px; width: 214.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.828px; top: 116.75px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.15625px; top: 136.156px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 135.93px; width: 94.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.719px; top: 136.156px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">183 329</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 176.168px; width: 264.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.25px; top: 195.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 195.186px; width: 242.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.984px; top: 195.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 214.326px; width: 203.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.20312px; top: 233.953px; width: 111.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 419</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 233.727px; width: 239.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.875px; top: 233.953px; width: 111.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 419</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.15625px; top: 272.219px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 659</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.812px; top: 271.992px; width: 293.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.719px; top: 272.219px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">189 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 659</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__99": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:150.591796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.375px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 21.6035px; width: 135.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 75.2969px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 491 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 928 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 75.0762px; width: 100.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 75.2969px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 223 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 501 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 96.3262px; width: 80.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.812px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 443.328px; top: 117.42px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.4062px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 117.701px; width: 243.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 672.344px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 117.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 047 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 139.117px; width: 102.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 139.344px; width: 117.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 845 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 621 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__97": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:150.591796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.375px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 21.6035px; width: 135.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 75.2969px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 491 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 928 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 75.0762px; width: 100.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 75.2969px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 223 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 501 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.85938px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 96.3262px; width: 80.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.812px; top: 96.5625px; width: 109.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 622 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 443.328px; top: 117.42px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.4062px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 117.701px; width: 243.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 672.344px; top: 117.812px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 117.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 047 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.484px; top: 139.117px; width: 102.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.219px; top: 139.344px; width: 117.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 845 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 77 621 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__105": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:490.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.5156px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 21.6035px; width: 101.994px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 184 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 75.0605px; width: 29.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.453px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 166 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 717 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.578px; top: 96.1543px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 96.4355px; width: 51.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 891 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 117.592px; width: 93.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 244 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 224 503 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 139.117px; width: 96.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 222 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 160.107px; width: 198.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 363 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.562px; top: 181.186px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 181.594px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 916 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 181.482px; width: 38.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.953px; top: 181.594px; width: 109.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 139 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 371.672px; top: 202.451px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 202.859px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 676 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 202.732px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 202.859px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 514 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.766px; top: 223.717px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 892 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 223.998px; width: 66.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 424 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 245.154px; width: 153.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 734 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 266.641px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 922 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 266.404px; width: 169.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 266.641px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 321 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 064 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 287.67px; width: 93.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.906px; top: 308.748px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 90.5469px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 309.029px; width: 179.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 685.484px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 330.186px; width: 72.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 640 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 351.672px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 456 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 351.451px; width: 110.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap ved salg av bygg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 370 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 372.701px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 153 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 172 971 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 394.227px; width: 134.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 142 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 300 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 415.453px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 415.232px; width: 71.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 415.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.375px; top: 436.984px; width: 120.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 436.758px; width: 139.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.484px; top: 436.984px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 416 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 414 977 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 479.273px; width: 103.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 383 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 363 761 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\">   <span class=\"_ _39\"></span>Se spesifisering av pensjonskostnad nedenfor<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\">   <span class=\"_ _39\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.     </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\">   <span class=\"_ _39\"></span>Av fusjonsrelaterte kostnader belastet i 2024 er fortsatt  <span class=\"_ _3c\"></span>24,7 millioner kroner f\u00f8rt som kostnadsavsetning per 31.12.25. Dette gjelder kostnader  </span></span><span style=\"display:inherit;clear:left;\">knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r<span class=\"_ _0\"></span>. Det forventes at endelig sluttregning fra systemleverand\u00f8r blir avgjort ila 2026.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.166.799 kroner </span><span style=\"display:inherit;clear:left;\">(2.076.460 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (298.840 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5  14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.739.936 kroner </span><span style=\"display:inherit;clear:left;\">(1.689.259 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (268.724 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:140.826171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.1406px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.828px; top: 20.541px; width: 4.86328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: ff2; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 431.285px; top: 20.1035px; width: 4.24805px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 20.1035px; width: 225.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 39.5742px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.125px; top: 73.9062px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 276</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 73.6855px; width: 149.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.312px; top: 73.9062px; width: 117.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 518</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.78125px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 92.1855px; width: 192.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.031px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.20312px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 110.686px; width: 192.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.875px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 129.352px; width: 110.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.109px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.19921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.51562px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 20.1191px; width: 154.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 73.7012px; width: 120.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 92.2012px; width: 120.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 110.701px; width: 152.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 129.201px; width: 149.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__104": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:490.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.5156px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 21.6035px; width: 101.994px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 184 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 75.0605px; width: 29.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.453px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 166 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 717 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.578px; top: 96.1543px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 96.4355px; width: 51.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 891 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 117.592px; width: 93.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 244 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 224 503 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 139.117px; width: 96.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 222 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 160.107px; width: 198.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 363 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.562px; top: 181.186px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 181.594px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 916 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 181.482px; width: 38.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.953px; top: 181.594px; width: 109.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 139 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 371.672px; top: 202.451px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 202.859px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 676 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 202.732px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 202.859px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 514 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.766px; top: 223.717px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 892 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 223.998px; width: 66.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 424 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 245.154px; width: 153.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 734 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 266.641px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 922 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 266.404px; width: 169.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 266.641px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 321 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 064 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 287.67px; width: 93.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.906px; top: 308.748px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 90.5469px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 309.029px; width: 179.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 685.484px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 330.186px; width: 72.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 640 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 351.672px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 456 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 351.451px; width: 110.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap ved salg av bygg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 370 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 372.701px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 153 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 172 971 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 394.227px; width: 134.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 142 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 300 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 415.453px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 415.232px; width: 71.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 415.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.375px; top: 436.984px; width: 120.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 436.758px; width: 139.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.484px; top: 436.984px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 416 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 414 977 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 479.273px; width: 103.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 383 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 363 761 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\">   <span class=\"_ _39\"></span>Se spesifisering av pensjonskostnad nedenfor<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\">   <span class=\"_ _39\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.     </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\">   <span class=\"_ _39\"></span>Av fusjonsrelaterte kostnader belastet i 2024 er fortsatt  <span class=\"_ _3c\"></span>24,7 millioner kroner f\u00f8rt som kostnadsavsetning per 31.12.25. Dette gjelder kostnader  </span></span><span style=\"display:inherit;clear:left;\">knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r<span class=\"_ _0\"></span>. Det forventes at endelig sluttregning fra systemleverand\u00f8r blir avgjort ila 2026.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.166.799 kroner </span><span style=\"display:inherit;clear:left;\">(2.076.460 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (298.840 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5  14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.739.936 kroner </span><span style=\"display:inherit;clear:left;\">(1.689.259 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (268.724 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:140.826171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.1406px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.828px; top: 20.541px; width: 4.86328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: ff2; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 431.285px; top: 20.1035px; width: 4.24805px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 20.1035px; width: 225.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 39.5742px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.125px; top: 73.9062px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 276</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 73.6855px; width: 149.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.312px; top: 73.9062px; width: 117.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 518</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.78125px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 92.1855px; width: 192.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.031px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.20312px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 110.686px; width: 192.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.875px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 129.352px; width: 110.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.109px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.19921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.51562px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 20.1191px; width: 154.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 73.7012px; width: 120.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 92.2012px; width: 120.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 110.701px; width: 152.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 129.201px; width: 149.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__103": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:490.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.5156px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 21.6035px; width: 101.994px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 184 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 75.0605px; width: 29.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.453px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 166 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 717 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.578px; top: 96.1543px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 96.4355px; width: 51.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 891 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 117.592px; width: 93.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 244 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 224 503 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 139.117px; width: 96.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 222 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 160.107px; width: 198.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 363 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.562px; top: 181.186px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 181.594px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 916 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 181.482px; width: 38.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.953px; top: 181.594px; width: 109.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 139 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 371.672px; top: 202.451px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 202.859px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 676 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 202.732px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 202.859px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 514 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.766px; top: 223.717px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 892 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 223.998px; width: 66.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 424 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 245.154px; width: 153.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 734 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 266.641px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 922 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 266.404px; width: 169.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 266.641px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 321 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 064 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 287.67px; width: 93.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.906px; top: 308.748px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 90.5469px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 309.029px; width: 179.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 685.484px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 330.186px; width: 72.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 640 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 351.672px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 456 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 351.451px; width: 110.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap ved salg av bygg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 370 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 372.701px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 153 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 172 971 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 394.227px; width: 134.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 142 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 300 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 415.453px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 415.232px; width: 71.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 415.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.375px; top: 436.984px; width: 120.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 436.758px; width: 139.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.484px; top: 436.984px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 416 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 414 977 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 479.273px; width: 103.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 383 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 363 761 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\">   <span class=\"_ _39\"></span>Se spesifisering av pensjonskostnad nedenfor<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\">   <span class=\"_ _39\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.     </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\">   <span class=\"_ _39\"></span>Av fusjonsrelaterte kostnader belastet i 2024 er fortsatt  <span class=\"_ _3c\"></span>24,7 millioner kroner f\u00f8rt som kostnadsavsetning per 31.12.25. Dette gjelder kostnader  </span></span><span style=\"display:inherit;clear:left;\">knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r<span class=\"_ _0\"></span>. Det forventes at endelig sluttregning fra systemleverand\u00f8r blir avgjort ila 2026.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.166.799 kroner </span><span style=\"display:inherit;clear:left;\">(2.076.460 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (298.840 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5  14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.739.936 kroner </span><span style=\"display:inherit;clear:left;\">(1.689.259 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (268.724 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:140.826171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.1406px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.828px; top: 20.541px; width: 4.86328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: ff2; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 431.285px; top: 20.1035px; width: 4.24805px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 20.1035px; width: 225.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 39.5742px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.125px; top: 73.9062px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 276</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 73.6855px; width: 149.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.312px; top: 73.9062px; width: 117.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 518</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.78125px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 92.1855px; width: 192.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.031px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.20312px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 110.686px; width: 192.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.875px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 129.352px; width: 110.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.109px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.19921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.51562px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 20.1191px; width: 154.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 73.7012px; width: 120.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 92.2012px; width: 120.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 110.701px; width: 152.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 129.201px; width: 149.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__102": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:490.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.5156px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 21.6035px; width: 101.994px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 184 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 75.0605px; width: 29.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.453px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 166 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 717 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.578px; top: 96.1543px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 96.4355px; width: 51.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 891 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 117.592px; width: 93.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 244 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 224 503 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 139.117px; width: 96.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 222 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 160.107px; width: 198.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 363 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.562px; top: 181.186px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 181.594px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 916 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 181.482px; width: 38.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.953px; top: 181.594px; width: 109.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 139 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 371.672px; top: 202.451px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 202.859px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 676 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 202.732px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 202.859px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 514 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.766px; top: 223.717px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 892 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 223.998px; width: 66.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 424 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 245.154px; width: 153.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 734 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 266.641px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 922 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 266.404px; width: 169.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 266.641px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 321 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 064 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 287.67px; width: 93.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.906px; top: 308.748px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 90.5469px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 309.029px; width: 179.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 685.484px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 330.186px; width: 72.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 640 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 351.672px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 456 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 351.451px; width: 110.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap ved salg av bygg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 370 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 372.701px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 153 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 172 971 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 394.227px; width: 134.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 142 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 300 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 415.453px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 415.232px; width: 71.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 415.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.375px; top: 436.984px; width: 120.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 436.758px; width: 139.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.484px; top: 436.984px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 416 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 414 977 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 479.273px; width: 103.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 383 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 363 761 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\">   <span class=\"_ _39\"></span>Se spesifisering av pensjonskostnad nedenfor<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\">   <span class=\"_ _39\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.     </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\">   <span class=\"_ _39\"></span>Av fusjonsrelaterte kostnader belastet i 2024 er fortsatt  <span class=\"_ _3c\"></span>24,7 millioner kroner f\u00f8rt som kostnadsavsetning per 31.12.25. Dette gjelder kostnader  </span></span><span style=\"display:inherit;clear:left;\">knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r<span class=\"_ _0\"></span>. Det forventes at endelig sluttregning fra systemleverand\u00f8r blir avgjort ila 2026.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.166.799 kroner </span><span style=\"display:inherit;clear:left;\">(2.076.460 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (298.840 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5  14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.739.936 kroner </span><span style=\"display:inherit;clear:left;\">(1.689.259 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (268.724 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:140.826171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.1406px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.828px; top: 20.541px; width: 4.86328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: ff2; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 431.285px; top: 20.1035px; width: 4.24805px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 20.1035px; width: 225.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 39.5742px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.125px; top: 73.9062px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 276</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 73.6855px; width: 149.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.312px; top: 73.9062px; width: 117.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 518</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.78125px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 92.1855px; width: 192.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.031px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.20312px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 110.686px; width: 192.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.875px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 129.352px; width: 110.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.109px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.19921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.51562px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 20.1191px; width: 154.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 73.7012px; width: 120.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 92.2012px; width: 120.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 110.701px; width: 152.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 129.201px; width: 149.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__101": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:490.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.5156px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 21.6035px; width: 101.994px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 184 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 75.0605px; width: 29.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.453px; top: 75.2969px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 166 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 717 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.578px; top: 96.1543px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 96.4355px; width: 51.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 96.5625px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 891 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 117.592px; width: 93.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 117.812px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 415 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 244 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 224 503 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 139.117px; width: 96.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 139.344px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 222 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 035 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 160.107px; width: 198.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 160.344px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 363 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 391 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 249.562px; top: 181.186px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 181.594px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 916 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 181.482px; width: 38.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.953px; top: 181.594px; width: 109.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 139 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 371.672px; top: 202.451px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 202.859px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 676 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 202.732px; width: 159.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 202.859px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 514 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.766px; top: 223.717px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 892 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 223.998px; width: 66.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 224.109px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 424 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 245.154px; width: 153.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 245.375px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 734 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 266.641px; width: 124.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 922 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 266.404px; width: 169.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 266.641px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 321 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 064 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 287.67px; width: 93.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 287.891px; width: 118.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.906px; top: 308.748px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 90.5469px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 309.029px; width: 179.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 685.484px; top: 309.156px; width: 39.5625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 330.186px; width: 72.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.359px; top: 330.422px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 640 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.625px; top: 351.672px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 456 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 351.451px; width: 110.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap ved salg av bygg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 370 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 372.701px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 372.938px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 26 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 097 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 153 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 172 971 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 394.227px; width: 134.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 394.453px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 142 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 300 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.375px; top: 415.453px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 415.232px; width: 71.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.203px; top: 415.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.375px; top: 436.984px; width: 120.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 436.758px; width: 139.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.484px; top: 436.984px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 416 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 414 977 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.625px; top: 479.273px; width: 103.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.703px; top: 479.5px; width: 129.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 383 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 363 761 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\">   <span class=\"_ _39\"></span>Se spesifisering av pensjonskostnad nedenfor<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\">   <span class=\"_ _39\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _1\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.     </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\">   <span class=\"_ _39\"></span>Av fusjonsrelaterte kostnader belastet i 2024 er fortsatt  <span class=\"_ _3c\"></span>24,7 millioner kroner f\u00f8rt som kostnadsavsetning per 31.12.25. Dette gjelder kostnader  </span></span><span style=\"display:inherit;clear:left;\">knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r<span class=\"_ _0\"></span>. Det forventes at endelig sluttregning fra systemleverand\u00f8r blir avgjort ila 2026.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.166.799 kroner </span><span style=\"display:inherit;clear:left;\">(2.076.460 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (298.840 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5  14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.739.936 kroner </span><span style=\"display:inherit;clear:left;\">(1.689.259 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (268.724 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:140.826171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.1406px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.828px; top: 20.541px; width: 4.86328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: ff2; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 431.285px; top: 20.1035px; width: 4.24805px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 20.1035px; width: 225.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 39.5742px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.125px; top: 73.9062px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 276</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 73.6855px; width: 149.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.312px; top: 73.9062px; width: 117.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 518</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.78125px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 92.1855px; width: 192.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.031px; top: 92.4062px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.20312px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 110.686px; width: 192.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.875px; top: 110.922px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 975</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 651 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 859 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.25px; top: 129.352px; width: 110.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.109px; top: 129.578px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 903 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.19921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.51562px; top: 0.0019531px; width: 663.492px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 20.1191px; width: 154.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 702.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.789px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">191</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 73.7012px; width: 120.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 73.9219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 92.2012px; width: 120.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 92.4219px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 110.701px; width: 152.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 110.938px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.14062px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.625px; top: 129.201px; width: 149.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.266px; top: 129.438px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__106": {
   "value": "<span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.166.799 kroner </span><span style=\"display:inherit;clear:left;\">(2.076.460 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (298.840 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5  14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.739.936 kroner </span><span style=\"display:inherit;clear:left;\">(1.689.259 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 325.563 kroner (268.724 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025. I tillegg var det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 14.935 (494.568) kroner i 2025.   </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__108-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis </span><span style=\"display:inherit;clear:left;\">lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:273.650390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 1.43359px; width: 54.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 170.121px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 14.3398px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.812px; top: 14.3398px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 14.3398px; width: 50.4258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 27.2305px; width: 30.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 27.2305px; width: 39.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 27.2305px; width: 30.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 666.562px; top: 27.2305px; width: 18.7031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 27.2305px; width: 40.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0059px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 40.1367px; width: 30.5801px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 40.1367px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.578px; top: 40.1367px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.562px; top: 40.0059px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 40.1367px; width: 24.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 40.1367px; width: 30.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.219px; top: 40.1367px; width: 47.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.2637px; width: 248.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.5px; width: 405.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 850 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 702 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 574 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.1543px; width: 302.965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Siri Aaen </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Styles </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.08.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 99.2188px; width: 322.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 750 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 107 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.795px; width: 305.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.171px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Erik Kvia Hansen </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.135px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 28.02.</span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 122.016px; width: 396.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 886 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 688 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.045px; width: 338.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.171px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lene Nevland Sivertsen </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.135px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.03.</span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 143.281px; width: 405.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 819 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 016 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 164.311px; width: 251.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 164.531px; width: 405.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 500 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.576px; width: 238.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kunde og marked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 185.797px; width: 405.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.273px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 041 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 168 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 206.826px; width: 289.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r risk og regulatorisk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ingve Lerang </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.03.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 207.062px; width: 405.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 851 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 937 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 226.469px; top: 227.92px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 228.092px; width: 37.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-sjef</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 228.201px; width: 56.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 228.312px; width: 405.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 045 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 122 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 247.967px; width: 93.7207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r strategi /  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 254.811px; width: 82.8398px; white-space: pre; word-spacing: -0.2052px; letter-spacing: 0.057px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rn Tjensvold </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 355.906px; top: 255.047px; width: 404.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 81 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 979 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 261.654px; width: 87.8379px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Daglig </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">leder Aktiv</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:251.009765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 1.43359px; width: 54.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 170.121px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 14.3398px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.812px; top: 14.3398px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 14.3398px; width: 50.4258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 27.2461px; width: 30.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 27.2461px; width: 39.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 27.2461px; width: 30.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 666.562px; top: 27.2461px; width: 18.7031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 27.2461px; width: 40.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0215px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 40.1367px; width: 30.5801px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 40.1367px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.578px; top: 40.1367px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.562px; top: 40.0215px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 40.1367px; width: 24.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 40.1367px; width: 30.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.219px; top: 40.1367px; width: 47.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.2793px; width: 289.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Trine Karin Stangeland </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.5px; width: 405.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 694 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.1543px; width: 120.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) /  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 105.998px; width: 77.6777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 106.219px; width: 405.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 848 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 921 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 976 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.842px; width: 120.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Adm.direkt\u00f8r konstituert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.717px; width: 257.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 132.953px; width: 405.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 153.795px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.982px; width: 125.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 154.092px; width: 110.355px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O. Fure Sch\u00f8pp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 154.092px; width: 52.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.09px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 29.02.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 154.203px; width: 247.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.232px; width: 251.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 175.469px; width: 405.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 430 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 196.498px; width: 238.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kunde og marked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 196.734px; width: 405.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 414 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 383 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 226.469px; top: 217.576px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 217.764px; width: 58.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-direkt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 217.873px; width: 56.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 232.359px; top: 217.873px; width: 53.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 31.07.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 217.984px; width: 405.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 013 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.014px; width: 301.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r strategi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rn Tjensvold </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.08.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 239.25px; width: 396.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 050 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__107-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Godtgj\u00f8relser</span><span style=\"display:inherit;clear:left;\">Krav til godtgj\u00f8relse er regulert i Finansforetaksloven Kapittel 15 \u00a7\u00a7 15-1 </span><span style=\"display:inherit;clear:left;\">til 15-6. </span><span style=\"display:inherit;clear:left;\">Bestemmelsene ivaretar EUs kapitalkravs- direktivs (CRD IV) bestem-</span><span style=\"display:inherit;clear:left;\">melser om gode godtgj\u00f8relsesordninger for \u00e5 redusere overdreven </span><span style=\"display:inherit;clear:left;\">risikotaking og fremme en sunn og effektiv risikoh\u00e5ndtering i finansielle </span><span style=\"display:inherit;clear:left;\">foretak. </span><span style=\"display:inherit;clear:left;\">Med bakgrunn i dette regelverket etablerte banken et eget godtgj\u00f8relses- </span><span style=\"display:inherit;clear:left;\">utvalg 15. desember 2010. Utvalget best\u00e5r av 4 styremedlemmer<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">hvorav 1 er ansattrepresentant. </span><span style=\"display:inherit;clear:left;\">Bestemmelsene p\u00e5legger styret et direkte ansvar for \u00e5 s\u00f8rge for at: </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Banken utformer en godtgj\u00f8relsesordning for alle bankens ansatte </span></span><span style=\"display:inherit;clear:left;\">som er egnet til \u00e5 fremme form\u00e5let med forskriften, og at bankens  </span><span style=\"display:inherit;clear:left;\">l\u00f8nns- og bonussystemer praktiseres i henhold til denne godt-</span><span style=\"display:inherit;clear:left;\">gj\u00f8relsesordningen. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Godtgj\u00f8relsesordningen er i samsvar med bankens overordnede <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">m\u00e5l, risikotoleranse og langsiktige interesser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Godtgj\u00f8relsesordningen inneholder s\u00e6rskilte regler for ledende </span></span><span style=\"display:inherit;clear:left;\">ansatte, tillitsvalgte og ansatte med oppgaver innen internkontroll <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og risikostyring. Styret skal ogs\u00e5 s\u00f8rge for at sammensetningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av fast og variabel l\u00f8nn for slike ansatte er balansert, og at minst </span><span style=\"display:inherit;clear:left;\">halvparten av eventuelle bonusutbetalinger skjer i form av egen-kapi<span class=\"_ _0\"></span>tal<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevi<span class=\"_ _0\"></span>s dersom bonus overstiger 12,5 % av grunnl\u00f8nn. Bonusutbetalinger </span><span style=\"display:inherit;clear:left;\">i form av egenkapitalbevis kan ikke disponeres fritt av den enkelte </span><span style=\"display:inherit;clear:left;\">tidligere enn jevnt fordelt over en periode p\u00e5 minst tre \u00e5r<span class=\"_ _0\"></span>. Grunnlaget </span><span style=\"display:inherit;clear:left;\">for variabel godtgj\u00f8relse skal v\u00e6re en periode p\u00e5 minst to \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls13 ws2\">Banken har et godtgj\u00f8relsesutvalg som er ansvarlig for saksforberedelse </span></span><span style=\"display:inherit;clear:left;\">i alle saker om godtgj\u00f8relsesordningen som skal avgj\u00f8res av  <span class=\"_ _2\"></span>styret. </span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en kompensasjonspolicy<span class=\"_ _0\"></span>. Gjennom 2025 er det </span><span style=\"display:inherit;clear:left;\">ikke foretatt vesentlige endringer i bankens kompensasjonspolicy<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Form\u00e5let med Rogaland Sparebank sin kompensasjonspolicy er <span class=\"_ _0\"></span>\u00e5 trekk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">til seg medarbeidere med den kompetansen banken trenger<span class=\"_ _0\"></span>, videreutvikle </span><span style=\"display:inherit;clear:left;\">og beholde n\u00f8kkelkompetanse, samt motivere til langsiktighet og kontinu-</span><span style=\"display:inherit;clear:left;\">erlig utvikling for \u00e5 n\u00e5 bankens sine forretningsmessige m\u00e5l.</span><span style=\"display:inherit;clear:left;\">Kompensasjonen kan best\u00e5 av f\u00f8lgende elementer: </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span><span class=\"ff1 fc2 ls5e ws85\"> Fast <span class=\"_ _41\"> </span>grunnl\u00f8nn;</span><span class=\"fc2 ls83\"> Det er bankens siktem\u00e5l \u00e5 tilby markedsl\u00f8nn. <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">Fast grunnl\u00f8nn justeres p\u00e5 denne bakgrunn \u00e5rlig basert p\u00e5 resultat- </span><span style=\"display:inherit;clear:left;\">oppn\u00e5else innen den enkelte leders arbeids- og ansvarsomr\u00e5de. </span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r fastsetter endring i grunnl\u00f8nn for medlem-</span><span style=\"display:inherit;clear:left;\">mene i bankens ledergruppe. Godtgj\u00f8relsesutvalget innstiller </span><span style=\"display:inherit;clear:left;\">administrerende direkt\u00f8rs l\u00f8nn, og denne vedtas av styret.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c2\"> </span><span class=\"ff1 fc2 ls5e ws85\"> Naturalytelser<span class=\"ff2 ws2\"> som omfatter telefon/mobiltelefon, avis/tidsskrift, </span></span></span><span style=\"display:inherit;clear:left;\">hjemmekontorordning og unntaksvis bilordning. For \u00f8vrig ytes l\u00e5n  </span><span style=\"display:inherit;clear:left;\">og banktjenester til egne betingelser etter samme regelverk som </span><span style=\"display:inherit;clear:left;\">\u00f8vrige ansatte.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"ff1 fc2 ws86\"> Bonuser;</span><span class=\"fc2\"> Bankens ansatte inng\u00e5r i bankens til enhver tid gjeldende </span></span><span style=\"display:inherit;clear:left;\">bonusordning. <span class=\"_ _0\"></span>Alle faste ansatte i morbanken er omfattet av en  </span><span style=\"display:inherit;clear:left;\">konsernbonusmodell. Beregningen er basert p\u00e5 faktisk egenkapital-</span><span style=\"display:inherit;clear:left;\">avkastning og kundetilfredshet. Modellen gav en utbetaling p\u00e5 7,2 % </span><span style=\"display:inherit;clear:left;\">av grunnl\u00f8nn for alle ansatte for opptjenings\u00e5ret 2024 med utbetaling  </span><span style=\"display:inherit;clear:left;\">i 2025. Styret har anledning til \u00e5 avkorte bonusen dersom spesielle  </span><span style=\"display:inherit;clear:left;\">hensyn tilsier dette. Utover dette har ogs\u00e5 r\u00e5dgivere med direkte </span><span style=\"display:inherit;clear:left;\">salgsansvar mulighet for bonus basert p\u00e5 egne KPI-er<span class=\"_ _0\"></span>, med et tak  </span><span style=\"display:inherit;clear:left;\">p\u00e5 NOK 55 000 per ansatt per \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"ff1 fc2\"> <span class=\"_ _3b\"></span><span class=\"ff2 ls5e\">Ansatte i banken har mulighet for \u00e5 kj\u00f8pe rabatterte EK-bevis <span class=\"ls3\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">i Rogaland Sparebank en gang i \u00e5ret. EK-bevisene kj\u00f8pes med en </span><span style=\"display:inherit;clear:left;\">rabatt p\u00e5 33 %, med sparebel\u00f8p p\u00e5 inntil 7,5 % av fast grunnl\u00f8nn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller inntil 5000,- pr m\u00e5ned. Kj\u00f8p medf\u00f8rer ett \u00e5rs opptjeningstid <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og deretter ett \u00e5rs  <span class=\"_ _0\"></span>bindingstid, totalt to \u00e5r<span class=\"_ _0\"></span>. For spare\u00e5ret 2026 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har 1<span class=\"_ _0\"></span>16 ansatte tegnet seg i ordningen.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"ff1 fc2 ws86\"> Pensjonsordning;</span><span class=\"fc2 ls5e\"> Ledende ansatte har innskuddsbasert pensjon <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">for inntekt opp til 12G etter de til enhver tid gjeldende ordninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for bankens ansatte. Pensjonsalder for bankens ansatte er 70 \u00e5r<span class=\"_ _0\"></span>, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med mulighet for <span class=\"_ _0\"></span>AFP-ordning fra 62 \u00e5r etter de til enhver tid </span><span style=\"display:inherit;clear:left;\">gjeldende ordninger i finanssektoren.</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">lederen er ansatt i l\u00f8pet av \u00e5ret.</span></span>:</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:273.650390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 1.43359px; width: 54.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 170.121px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 14.3398px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.812px; top: 14.3398px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 14.3398px; width: 50.4258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 27.2305px; width: 30.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 27.2305px; width: 39.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 27.2305px; width: 30.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 666.562px; top: 27.2305px; width: 18.7031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 27.2305px; width: 40.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0059px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 40.1367px; width: 30.5801px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 40.1367px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.578px; top: 40.1367px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.562px; top: 40.0059px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 40.1367px; width: 24.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 40.1367px; width: 30.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.219px; top: 40.1367px; width: 47.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.2637px; width: 248.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.5px; width: 405.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 850 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 702 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 574 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.1543px; width: 302.965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Siri Aaen </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Styles </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.08.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 99.2188px; width: 322.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 750 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 107 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.795px; width: 305.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.171px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Erik Kvia Hansen </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.135px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 28.02.</span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 122.016px; width: 396.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 886 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 688 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.045px; width: 338.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.171px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lene Nevland Sivertsen </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.135px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.03.</span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 143.281px; width: 405.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 819 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 016 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 164.311px; width: 251.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 164.531px; width: 405.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 500 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.576px; width: 238.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kunde og marked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 185.797px; width: 405.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.273px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 041 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 168 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 206.826px; width: 289.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r risk og regulatorisk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ingve Lerang </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.03.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 207.062px; width: 405.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 851 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 937 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 226.469px; top: 227.92px; width: 6.0293px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.23828px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 228.092px; width: 37.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-sjef</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 228.201px; width: 56.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 228.312px; width: 405.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 045 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 122 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 247.967px; width: 93.7207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r strategi /  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 254.811px; width: 82.8398px; white-space: pre; word-spacing: -0.2052px; letter-spacing: 0.057px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rn Tjensvold </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 355.906px; top: 255.047px; width: 404.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 81 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 979 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 261.654px; width: 87.8379px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Daglig </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">leder Aktiv</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:251.009765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 1.43359px; width: 54.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 170.121px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 14.3398px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 14.3398px; width: 34.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.812px; top: 14.3398px; width: 31.1543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 14.3398px; width: 50.4258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.766px; top: 27.2461px; width: 30.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 27.2461px; width: 39.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 27.2461px; width: 30.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 666.562px; top: 27.2461px; width: 18.7031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 27.2461px; width: 40.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0215px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.141px; top: 40.1367px; width: 30.5801px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 40.1367px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.578px; top: 40.1367px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.562px; top: 40.0215px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 40.1367px; width: 24.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.531px; top: 40.1367px; width: 30.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.219px; top: 40.1367px; width: 47.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.2793px; width: 289.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Trine Karin Stangeland </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.5px; width: 405.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 694 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.1543px; width: 120.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) /  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 105.998px; width: 77.6777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 106.219px; width: 405.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 848 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 921 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 976 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.842px; width: 120.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Adm.direkt\u00f8r konstituert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.717px; width: 257.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 132.953px; width: 405.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 153.795px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.982px; width: 125.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 154.092px; width: 110.355px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O. Fure Sch\u00f8pp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 154.092px; width: 52.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: -0.09px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 29.02.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 154.203px; width: 247.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.232px; width: 251.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 175.469px; width: 405.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 430 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 196.498px; width: 238.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kunde og marked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0096px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 196.734px; width: 405.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 414 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 383 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 226.469px; top: 217.576px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 217.764px; width: 58.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-direkt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 217.873px; width: 56.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 232.359px; top: 217.873px; width: 53.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 31.07.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 217.984px; width: 405.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 013 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.014px; width: 301.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r strategi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rn Tjensvold </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f.o.m. 01.08.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.672px; top: 239.25px; width: 396.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 050 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;position:relative;height:222.533203125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 669.422px; top: 0.0117187px; width: 57.2344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 363.906px; top: 12.9023px; width: 212.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Honorarer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n per 31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 640.281px; top: 12.9023px; width: 113.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapitalbevis 31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 24.3926px; width: 45.9609px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styret</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 355.906px; top: 42.668px; width: 401.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.498px; width: 175.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styreleder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Harald Espedal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 76.7188px; width: 402.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 365 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.703px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.75px; top: 95.4512px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.623px; width: 51.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nestleder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 95.7324px; width: 71.5898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Frode Svaboe</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 95.8594px; width: 402.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 279 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.685px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.8203px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.764px; width: 97.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.4414px; top: 114.764px; width: 63.5977px; white-space: pre; word-spacing: -0.2052px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rg T</span><span style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omlin</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 115px; width: 87.8555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 178 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 133.904px; width: 220.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Astrid Rebekka Norheim</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 134.125px; width: 402.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 827 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.359px; top: 152.857px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.029px; width: 67.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 153.139px; width: 152.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenche Dr\u00f8nen Christenssen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 153.266px; width: 402.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 171.982px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.17px; width: 67.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 172.279px; width: 88.0664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8yvind Lundbakk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 172.391px; width: 88.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 162.984px; top: 191.123px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 191.295px; width: 67.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 191.404px; width: 65.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingunn Ruud</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 191.531px; width: 402.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 657 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 756 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 221.734px; top: 210.248px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 228.578px; top: 210.545px; width: 6.16406px; white-space: pre; word-spacing: -0.171px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> /</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 210.436px; width: 67.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 210.545px; width: 124.881px; white-space: pre; word-spacing: -0.2052px; letter-spacing: -0.171px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8ystein Berg\u00f8y Tungland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 210.656px; width: 402.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 226 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 970 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 587 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 419 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:559.74609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 136.77px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forstanderskapet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 266.438px; top: 16.4492px; width: 69.3398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 686.469px; top: 16.4492px; width: 69.3398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 50.2793px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8rjan Gjerde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 267.859px; top: 50.5px; width: 70.7695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 49.2168px; width: 150.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Geir Mikalsen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 49.4375px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.4043px; width: 168.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jan </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Erik Anfinsen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 69.6406px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 68.3574px; width: 175.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Hanne Brit Nordb\u00f8</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 68.5781px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.281px; top: 87.3105px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.5449px; width: 156.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Svein Anfinsen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 88.7656px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 87.4824px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 87.5918px; width: 138.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lisbeth Lindsay Nordhagen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 87.7188px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 107.67px; width: 195.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jo </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Michael Asbj\u00f8rnsen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 107.906px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 106.623px; width: 194.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eli Halvorsen Norheim</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 106.844px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 126.811px; width: 146.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Apeland</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 127.031px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 125.748px; width: 156.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Magnar Oanes</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 125.984px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.922px; top: 144.701px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 145.951px; width: 172.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garmann Auklend</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 146.172px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 144.889px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 144.998px; width: 95.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Elisabeth Rosbach</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 145.109px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.076px; width: 170.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Per \u00d8yvind Berge</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 165.312px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 164.014px; width: 128.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">om Risa</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 164.25px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 162.984px; top: 184.029px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 183.154px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 183.264px; width: 101.771px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mona Aadn\u00f8y </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Riska</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 182.982px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 183.375px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 184.217px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.2031px; top: 184.326px; width: 81.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anders Bj\u00f8rndal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 184.438px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.516px; top: 202.107px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 203.342px; width: 173.912px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Solveig Borgersen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 203.578px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 202.279px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 202.389px; width: 98.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inger-Lise Slagstad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 202.516px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 222.482px; width: 168.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Morten Borgli</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 222.703px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 221.42px; width: 182.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Guttorm Stangeland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 221.656px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 241.607px; width: 157.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rygve Brandal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 241.844px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 240.561px; width: 160.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Elisabeth Stene</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 240.781px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.748px; width: 157.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bj\u00f8rn B\u00e6rheim</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 260.969px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 259.686px; width: 185.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jan Olav Steensland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 259.922px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 279.873px; width: 157.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Oddvar Dalane</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 280.109px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 278.826px; width: 142.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bodil Sunde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 279.047px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 153.016px; top: 298.842px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 297.951px; width: 148.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Martin Sunde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 298.188px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 299.014px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.2031px; top: 299.123px; width: 72.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anne Lise Elle</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 299.25px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 318.154px; width: 182.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Olav Kristian Falnes</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 318.375px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 317.092px; width: 143.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ine Svanes</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 317.312px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.279px; width: 156.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Dag Halvorsen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 337.516px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 336.217px; width: 168.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Reidar S\u00f8ndervik</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 336.453px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 356.42px; width: 208.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Dagfinn Svadberg Hatl\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 356.641px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 355.357px; width: 80.7832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501.799px; top: 355.357px; width: 112.846px; white-space: pre; word-spacing: -0.2052px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Johan Ove T</span><span style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">olleshaug</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 355.594px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.094px; top: 375.373px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 374.498px; width: 159.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olav T\u00f8rressen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 374.719px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 375.545px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.2031px; top: 375.654px; width: 110.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristine Nebdal Haver</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 375.781px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 232.359px; top: 394.514px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 393.623px; width: 175.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aslaug W</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arland Ur</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 393.859px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.686px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.2031px; top: 394.795px; width: 152.256px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erese Albuquerque </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Helleland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 394.906px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 159.672px; top: 413.639px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 412.764px; width: 176.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5sta V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">aaland V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">een</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 412.984px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 413.811px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.2031px; top: 413.92px; width: 79.8281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Malene Hetland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 414.047px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.016px; top: 431.717px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 432.951px; width: 139.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Hetland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 433.188px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 431.889px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 431.998px; width: 72.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kenneth V\u00e5ge</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 432.125px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 452.092px; width: 173.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ragnhild Hildonen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 452.312px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 451.029px; width: 176.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Johan Wigerstrand</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 451.25px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 144.375px; top: 471.045px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 470.154px; width: 150.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rond Wikst\u00f8l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 470.391px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 471.217px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.2031px; top: 471.326px; width: 63.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nj\u00e5l Kollbotn</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 471.453px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 490.357px; width: 175.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gunn Jane H\u00e5land</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 490.578px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 489.295px; width: 189.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger Lomeland Wold</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 489.531px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 509.482px; width: 206.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Cecilia Lindb\u00e5ge Karlsen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 509.719px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 508.436px; width: 133.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ove Wold</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.172px; top: 508.656px; width: 58.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.516px; top: 527.389px; width: 5.95898px; white-space: pre; word-spacing: 0.272844px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.16797px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 528.623px; width: 154.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bente L\u00f8yning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 528.844px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 527.561px; width: 40.5352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 527.67px; width: 96.7207px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jan </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Inge Aarreberg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 527.797px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 547.748px; width: 190.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.248px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Per V\u00e5land Mauritzen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 547.984px; width: 12.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 ws8d\"> Ansattrepresentant</span></span><span style=\"display:inherit;clear:left;\">4<span class=\"ff2 ls9f\"> <span class=\"_ _41\"> </span>Rentesubsidiering ansattel\u00e5n; Rentesats p\u00e5 l\u00e5n <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">For egenkapitalbeviseierne som er listet ovenfor<span class=\"_ _0\"></span>, er ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">til ansatte er den til hver tid gjeldene normrente minus </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis eiet av ektefelle, mindre\u00e5rige barn eller </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_ _41\"> </span>Inkludert \u00e5rlig honorar p\u00e5 NOK 78.000, NOK 52.000, NOK </span></span><span style=\"display:inherit;clear:left;\">0,75%. L\u00e5n til styremedlemmer og medlemmer  </span><span style=\"display:inherit;clear:left;\">selskap hvor vedkommende har bestemmende innflytelse </span><span style=\"display:inherit;clear:left;\">44.200 og NOK 33.800 for risikoutvalg og revisjonsutvalg.</span><span style=\"display:inherit;clear:left;\">av forstanderskapet er gitt p\u00e5 ordin\u00e6re vilk\u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">som nevnt i aksjelovens \u00a7 1-3 nr 2 medregnet.</span><span style=\"display:inherit;clear:left;\">3<span class=\"ff2\"> <span class=\"_ _41\"> </span>I 2012 endret banken pensjonsordningen for ledende </span></span><span style=\"display:inherit;clear:left;\">ansatte. Banken gikk fra en pensjonsordning for l\u00f8nn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over 12 G til en direkte l\u00f8nnskompensasjon. Bel\u00f8pene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i kolonnen l\u00f8nnskompensasjon best\u00e5r av m\u00e5nedlige </span><span style=\"display:inherit;clear:left;\">utbetalinger for 2024.</span><span style=\"display:inherit;clear:left;\">Pensjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _0\"></span>. Pensjons-</span><span style=\"display:inherit;clear:left;\">ordningene er i hovedsak finansiert gjennom innbetalinger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forsikringsselskaper<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innskuddspensjon for nyansatte. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med omleggingen gikk ogs\u00e5 en del personer ansatt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r 1.1.07 over fra ytelsesordningen til den nye innskuddsordningen. </span><span style=\"display:inherit;clear:left;\">I slutten av 2013 gikk resterende ansatte over til innskuddsordning. </span><span style=\"display:inherit;clear:left;\">De ber\u00f8rte f\u00e5r en l\u00f8pende kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">En innskuddsplan er en pensjonsordning hvor konsernet betaler </span><span style=\"display:inherit;clear:left;\">faste bidrag til en juridisk enhet som investerer midlene p\u00e5 vegne </span><span style=\"display:inherit;clear:left;\">av medlemmene i ordningen. Innskuddene regnskapsf\u00f8res som </span><span style=\"display:inherit;clear:left;\">l\u00f8nnskostnader n\u00e5r de forfaller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _2\"></span>vtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">AFP-ordningen er en ytelsesbasert flerforetakspensjons <span class=\"_ _3b\"></span>ordning,<span class=\"_ _2\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og finansieres gjennom premier som fastsettes som en prosent <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig m\u00e5ling og allokering </span><span style=\"display:inherit;clear:left;\">av forpliktelse og midler i ordningen. Regnskaps <span class=\"_ _3b\"></span>messig blir ordningen </span><span style=\"display:inherit;clear:left;\">s\u00e5ledes behandlet som en innskuddsbasert pensjonsordning hvor </span><span style=\"display:inherit;clear:left;\">premiebetalinger kostnadsf\u00f8res l\u00f8pende, og ingen avsetninger </span><span style=\"display:inherit;clear:left;\">foretas i regnskapet. Det ble ikke betalt premie i den nye ordningen </span><span style=\"display:inherit;clear:left;\">f\u00f8r i 201<span class=\"_ _0\"></span>1, og da var premien fastsatt til 1,4 % av samlede utbeta<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ling<span class=\"_ _0\"></span>er mellom 1 G og 7,1 G til bedriftens arbeidstakere. Premie <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for Privat <span class=\"_ _0\"></span>AFP faktureres i prosent av den enkelte ansattes </span><span style=\"display:inherit;clear:left;\">l\u00f8nnsutbetaling mellom 1 og 7,1G. For 2025 er satsen 2,7%.</span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjons-</span><span style=\"display:inherit;clear:left;\">ut<span class=\"_ _0\"></span>bet<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>ng<span class=\"_ _2\"></span> som en ansatt vil motta ved pensjonering. Pensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">utbetalingen er normalt avhengig av en eller flere faktorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">slik som alder<span class=\"_ _0\"></span>, antall \u00e5r i selskapet og l\u00f8nn. Den balanse <span class=\"_ _3b\"></span>f\u00f8rte </span><span style=\"display:inherit;clear:left;\">forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien av de definerte </span><span style=\"display:inherit;clear:left;\">ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig </span><span style=\"display:inherit;clear:left;\">aktuar ved bruk av en line\u00e6r opptjeningsmetode. Diskonterings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">renten er en beregnet markedsrente p\u00e5 obligasjoner med<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fortrinnsrett (OMF). <span class=\"_ _0\"></span>Andre parametere, som eksempelvis <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00f8nnsreguleringer<span class=\"_ _0\"></span>, inflasjon og pensjons\u00f8kninger<span class=\"_ _2\"></span>, fastsettes  </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resultat (OCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sosiale kostnader og best\u00e5r av periodens pensjonsopptjening, </span><span style=\"display:inherit;clear:left;\">rentekostnad p\u00e5 den beregnede pensjonsforpliktelsen samt </span><span style=\"display:inherit;clear:left;\">periodisert arbeidsgiveravgift. Pensjonskostnaden er basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forutsetninger fastsatt ved periodens begynnelse. </span><span style=\"display:inherit;clear:left;\">Morbanken har to driftspensjoner for to tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rer<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pensjonsforpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _0\"></span>. F\u00f8lgende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske og aktuarmessige forutsetninger er lagt til grunn:</span><span style=\"display:inherit;clear:left;position:relative;height:213.03515625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 97.7695px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forutsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 619.188px; top: 17.793px; width: 137.297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 53.6074px; width: 95.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Diskonteringsrente</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 53.8281px; width: 148.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,90 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,90 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.8574px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rlig forventet l\u00f8nnsvekst</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 75.0938px; width: 148.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.123px; width: 63.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">G-regulering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 96.3594px; width: 148.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,75 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,75 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.389px; width: 157.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulering av l\u00f8pende pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 117.609px; width: 148.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.639px; width: 88.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">D\u00f8delighetstabell</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 138.875px; width: 161.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">K2013BE</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">K2013BE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.904px; width: 50.6719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AFP-uttak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 160.141px; width: 148.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.17px; width: 217.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet frivillig avgang f\u00f8r pensjonsalder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 181.391px; width: 148.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.045px; width: 70.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uf\u00f8rhetstabell</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 626.359px; top: 201.281px; width: 130.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KU</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KU</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:176.232421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 11.3594px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 196.469px; top: 20.1191px; width: 261.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonskostnader ytelsesplaner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.84375px; top: 39.668px; width: 702.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.029px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.9335px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.98438px; top: 79.0312px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">786</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.469px; top: 78.7949px; width: 184.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">N\u00e5verdi av \u00e5rets pensjonsopptjening</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 572.312px; top: 79.0312px; width: 133.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">786</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.5332px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.98438px; top: 100.297px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">231</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.469px; top: 100.061px; width: 227.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnad av p\u00e5l\u00f8pt pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 572.312px; top: 100.297px; width: 133.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.5332px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">231</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.547px; width: 111.018px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.469px; top: 121.326px; width: 126.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 565.109px; top: 121.547px; width: 140.566px; white-space: pre; word-spacing: 0.8103px; letter-spacing: -0.8103px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 97.1074px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.04102px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.469px; top: 141.201px; width: 90.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 164.984px; width: 110.631px; white-space: pre; word-spacing: 0.58575px; letter-spacing: -0.58575px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.58575px; letter-spacing: -0.58575px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.95898px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.58575px; letter-spacing: -0.58575px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.95898px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.469px; top: 164.758px; width: 130.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale pensjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 565.109px; top: 164.984px; width: 140.021px; white-space: pre; word-spacing: 0.58575px; letter-spacing: -0.58575px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.58575px; letter-spacing: -0.58575px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.95898px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.58575px; letter-spacing: -0.58575px; display: inline-block; margin-left: 0px; width: 97.5469px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.95898px; display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span></span></span></span><span style=\"display:inherit;clear:left;\">Kostnader knyttet til innskuddsordninger utgj\u00f8r henholdsvis 1<span class=\"_ _0\"></span>1,9 millioner </span><span style=\"display:inherit;clear:left;\">kroner for konsern og 1<span class=\"_ _0\"></span>1,5 millioner kroner for morbank for 2025. T<span class=\"_ _0\"></span>ilsvarende </span><span style=\"display:inherit;clear:left;\">for 2024 var 13,3 millioner kroner for konsern kr 1<span class=\"_ _0\"></span>1,3 millioner kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for morbank. </span><span style=\"display:inherit;clear:left;\">Kostnader til den nye <span class=\"_ _0\"></span>AFP-ordningen, som er behandlet som en inns<span class=\"_ _0\"></span>kudds<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">ba<span class=\"_ _0\"></span>sert<span class=\"_ _0\"></span> pensjonsordning, utgj\u00f8r 3,0 millioner kroner for konsern og morbank </span><span style=\"display:inherit;clear:left;\">for 2025 og 2,3 millioner kroner for 2024.</span><span style=\"display:inherit;clear:left;\">Netto pensjonsforpliktelse</span><span style=\"display:inherit;clear:left;position:relative;height:164.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 0.0117187px; width: 318.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 26.3457px; width: 70.2422px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 281.5px; top: 31.9023px; width: 474.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.7168px; width: 149.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente pensjonsrettigheter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 67.9375px; width: 384.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.306px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.5116px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.9668px; width: 77.9121px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 110.232px; width: 149.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregnet pensjonsforpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 110.453px; width: 384.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.306px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.5116px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 131.498px; width: 191.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.023px; width: 129.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonsforpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 153.25px; width: 383.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span></span><span style=\"display:inherit;clear:left;\">Konsernets forsikrede ordninger er underfinansierte. Netto pensjons-</span><span style=\"display:inherit;clear:left;\">forpliktelse er f\u00f8rt opp som langsiktig gjeld i balansen.</span><span style=\"display:inherit;clear:left;\">Aktuarielle gevinster og tap f\u00f8res mot andre inntekter og kostnader (<span class=\"_ _0\"></span>OCI) </span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r<span class=\"_ _0\"></span>. Dette medf\u00f8rte for 2025 en total inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">over andre inntekter og kostnader (OCI) p\u00e5 0,4 millioner kroner etter skatt </span><span style=\"display:inherit;clear:left;\">for konsern og morbank. T<span class=\"_ _0\"></span>ilsvarende tall for 2024 var en inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">p\u00e5 0,0 millioner kroner etter skatt for konsern og morbank.</span><span style=\"display:inherit;clear:left;position:relative;height:203.716796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.2969px; top: 0.0019531px; width: 629.479px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 501.54px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 21.6191px; width: 268.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming brutto pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.668px; width: 726.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.6406px; top: 74.8438px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 74.623px; width: 96.9609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inng\u00e5ende balanse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.359px; top: 74.8438px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4062px; top: 94.4062px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">786</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 94.1855px; width: 82.3652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets opptjening</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.547px; top: 94.4062px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">786</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4062px; top: 113.969px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">231</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 113.732px; width: 95.6602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets rentekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.547px; top: 113.969px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">231</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.125px; top: 133.531px; width: 127.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-490</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 133.295px; width: 127.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbetaling til pensjonister</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.344px; top: 133.531px; width: 127.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-490</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 129.938px; top: 153.078px; width: 27.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 648</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 152.857px; width: 184.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsforpliktelse tilf\u00f8rt ved fusjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 699.203px; top: 153.078px; width: 27.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 648</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.125px; top: 172.641px; width: 128.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-407</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 172.42px; width: 257.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Estimatavvik f\u00f8rt over andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.297px; top: 172.641px; width: 128.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-407</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.6406px; top: 192.469px; width: 132.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.516px; top: 192.242px; width: 88.5586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utg\u00e5ende balanse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.359px; top: 192.469px; width: 132.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:159.029296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 296.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Historisk utvikling  (Konsern/Morbank)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.0664px; width: 756.527px; white-space: pre; word-spacing: -0.0525px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0525px; letter-spacing: 0.0525px; display: inline-block; margin-left: 0px; width: 237.463px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.5137px; width: 137.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 83.7344px; width: 452.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.779px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto pensjonsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 126.029px; width: 191.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.555px; width: 198.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto balansef\u00f8rte pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 147.781px; width: 451.986px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span></span></span><span style=\"display:inherit;clear:left;\">Gjenv\u00e6rende netto pensjonsforpliktelse per 31.12.2025 er relatert til driftspensjon for to tidligere administrerende direkt\u00f8rer<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__111": {
   "value": "<span style=\"display:inherit;clear:left;\">Pensjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _0\"></span>. Pensjons-</span><span style=\"display:inherit;clear:left;\">ordningene er i hovedsak finansiert gjennom innbetalinger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forsikringsselskaper<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innskuddspensjon for nyansatte. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med omleggingen gikk ogs\u00e5 en del personer ansatt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r 1.1.07 over fra ytelsesordningen til den nye innskuddsordningen. </span><span style=\"display:inherit;clear:left;\">I slutten av 2013 gikk resterende ansatte over til innskuddsordning. </span><span style=\"display:inherit;clear:left;\">De ber\u00f8rte f\u00e5r en l\u00f8pende kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">En innskuddsplan er en pensjonsordning hvor konsernet betaler </span><span style=\"display:inherit;clear:left;\">faste bidrag til en juridisk enhet som investerer midlene p\u00e5 vegne </span><span style=\"display:inherit;clear:left;\">av medlemmene i ordningen. Innskuddene regnskapsf\u00f8res som </span><span style=\"display:inherit;clear:left;\">l\u00f8nnskostnader n\u00e5r de forfaller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _2\"></span>vtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">AFP-ordningen er en ytelsesbasert flerforetakspensjons <span class=\"_ _3b\"></span>ordning,<span class=\"_ _2\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og finansieres gjennom premier som fastsettes som en prosent <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig m\u00e5ling og allokering </span><span style=\"display:inherit;clear:left;\">av forpliktelse og midler i ordningen. Regnskaps <span class=\"_ _3b\"></span>messig blir ordningen </span><span style=\"display:inherit;clear:left;\">s\u00e5ledes behandlet som en innskuddsbasert pensjonsordning hvor </span><span style=\"display:inherit;clear:left;\">premiebetalinger kostnadsf\u00f8res l\u00f8pende, og ingen avsetninger </span><span style=\"display:inherit;clear:left;\">foretas i regnskapet. Det ble ikke betalt premie i den nye ordningen </span><span style=\"display:inherit;clear:left;\">f\u00f8r i 201<span class=\"_ _0\"></span>1, og da var premien fastsatt til 1,4 % av samlede utbeta<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ling<span class=\"_ _0\"></span>er mellom 1 G og 7,1 G til bedriftens arbeidstakere. Premie <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for Privat <span class=\"_ _0\"></span>AFP faktureres i prosent av den enkelte ansattes </span><span style=\"display:inherit;clear:left;\">l\u00f8nnsutbetaling mellom 1 og 7,1G. For 2025 er satsen 2,7%.</span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjons-</span><span style=\"display:inherit;clear:left;\">ut<span class=\"_ _0\"></span>bet<span class=\"_ _0\"></span>ali<span class=\"_ _0\"></span>ng<span class=\"_ _2\"></span> som en ansatt vil motta ved pensjonering. Pensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">utbetalingen er normalt avhengig av en eller flere faktorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">slik som alder<span class=\"_ _0\"></span>, antall \u00e5r i selskapet og l\u00f8nn. Den balanse <span class=\"_ _3b\"></span>f\u00f8rte </span><span style=\"display:inherit;clear:left;\">forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien av de definerte </span><span style=\"display:inherit;clear:left;\">ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig </span><span style=\"display:inherit;clear:left;\">aktuar ved bruk av en line\u00e6r opptjeningsmetode. Diskonterings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">renten er en beregnet markedsrente p\u00e5 obligasjoner med<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fortrinnsrett (OMF). <span class=\"_ _0\"></span>Andre parametere, som eksempelvis <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00f8nnsreguleringer<span class=\"_ _0\"></span>, inflasjon og pensjons\u00f8kninger<span class=\"_ _2\"></span>, fastsettes  </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resultat (OCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sosiale kostnader og best\u00e5r av periodens pensjonsopptjening, </span><span style=\"display:inherit;clear:left;\">rentekostnad p\u00e5 den beregnede pensjonsforpliktelsen samt </span><span style=\"display:inherit;clear:left;\">periodisert arbeidsgiveravgift. Pensjonskostnaden er basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forutsetninger fastsatt ved periodens begynnelse. </span><span style=\"display:inherit;clear:left;\">Morbanken har to driftspensjoner for to tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rer<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pensjonsforpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _0\"></span>. F\u00f8lgende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske og aktuarmessige forutsetninger er lagt til grunn:</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__118": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _1\"></span>er <span class=\"_ _1\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.25 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:521.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.0469px; top: 46.4258px; width: 158.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.443px; top: 46.0508px; width: 544.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.586px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 75.8086px; width: 75.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 92.7188px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 92.4824px; width: 100.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 92.7188px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 221</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 109.516px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 109.295px; width: 187.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 631.531px; top: 109.516px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 126.215px; width: 62.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 143.125px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 142.889px; width: 158.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 143.125px; width: 112.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-866</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 105.188px; top: 159.922px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 159.701px; width: 222.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatteeffekt av endring i MF f\u00f8rt rett mot EK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.828px; top: 159.922px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 176.719px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">73 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 874</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 176.492px; width: 150.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 176.719px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">44 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 821</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.0469px; top: 212.566px; width: 158.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.443px; top: 212.191px; width: 544.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 242.375px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">552 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 359</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 242.154px; width: 269.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skattekostnad (ekskl. inntektsf\u00f8rt badwill)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 242.375px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">526 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">436 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 331.656px; top: 258.889px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 259.297px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 352</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 259.17px; width: 145.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 259.297px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 131</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 276.203px; width: 122.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-86 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 270</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.982px; width: 114.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Permanente forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 276.203px; width: 122.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-86 913</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 280</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 293px; width: 103.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-180</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 292.779px; width: 222.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i Ikke balansef\u00f8rt utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 309.812px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 309.576px; width: 154.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 631.531px; top: 309.812px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 326.609px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">73 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 874</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 326.383px; width: 150.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 326.609px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">44 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 821</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.4531px; top: 342.875px; width: 110.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 342.639px; width: 91.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Effektiv skattesats</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 342.875px; width: 103.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.254px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 378.879px; width: 544.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 409.062px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 370</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 408.842px; width: 217.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 409.062px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-10 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 425.875px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 425.639px; width: 131.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 425.875px; width: 112.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-866</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 442.672px; width: 103.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 442.436px; width: 189.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 442.672px; width: 103.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 105.188px; top: 459.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 459.248px; width: 220.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innfusjonert utsatt skattefordel i inntekts\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.828px; top: 459.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.6719px; top: 476.281px; width: 97.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.045px; width: 65.2559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 44.8281px; top: 493.078px; width: 91.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 492.857px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">For lite avsatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.062px; top: 493.078px; width: 91.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21px; top: 509.875px; width: 114.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 509.648px; width: 207.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel (-) / utsatt skatt (+)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 509.875px; width: 115.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-7 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 680</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % skattesats. </span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:470.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.582px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 43.207px; width: 544.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.418px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 83.2031px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 997</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 82.9668px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anlegg og driftsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 83.2031px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 104.469px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 458</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 104.232px; width: 135.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 104.469px; width: 118.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -9 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 953</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 125.719px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 125.498px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 125.719px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 724</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 146.984px; width: 107.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 146.748px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gevinst og tapskonto</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.703px; top: 146.984px; width: 110.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.953px; top: 168.234px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.014px; width: 52.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 713.25px; top: 168.234px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 189.5px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 232</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.279px; width: 41.1855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 189.5px; width: 115.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 232</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 210.766px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 210.529px; width: 145.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 210.766px; width: 115.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21px; top: 232.016px; width: 115.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 231.795px; width: 120.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 232.016px; width: 118.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 253.281px; width: 103.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 253.045px; width: 70.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 274.812px; width: 111.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 274.586px; width: 115.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 274.812px; width: 111.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 680</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.566px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 348.191px; width: 544.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 325.031px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 389.25px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">376</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 389.029px; width: 135.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 412.641px; width: 21.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-387</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 412.404px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 436.031px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 435.795px; width: 120.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.5312px; top: 459.672px; width: 103.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 459.445px; width: 80.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfatter fremf\u00f8rbart underskudd i datterselskapet i <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 0,4 millioner kroner per 31.12.2025 (1,7 millioner kroner per 31.12.24), i tillegg til \u00f8vrige skattereduserende <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">forskjeller som ikke kan utlignes p\u00e5 3,2 millioner kroner per 31.12.2025</span><span style=\"display:inherit;clear:left;\">Formueskatten for 2025 er kostnadsf\u00f8rt med 4,6 millioner kroner (4,5 millioner kroner i 2024) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og klassifisert som andre driftskostnader<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__117": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _1\"></span>er <span class=\"_ _1\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.25 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:521.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.0469px; top: 46.4258px; width: 158.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.443px; top: 46.0508px; width: 544.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.586px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 75.8086px; width: 75.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 92.7188px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 92.4824px; width: 100.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 92.7188px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 221</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 109.516px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 109.295px; width: 187.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 631.531px; top: 109.516px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 126.215px; width: 62.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 143.125px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 142.889px; width: 158.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 143.125px; width: 112.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-866</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 105.188px; top: 159.922px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 159.701px; width: 222.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatteeffekt av endring i MF f\u00f8rt rett mot EK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.828px; top: 159.922px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 176.719px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">73 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 874</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 176.492px; width: 150.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 176.719px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">44 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 821</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.0469px; top: 212.566px; width: 158.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.443px; top: 212.191px; width: 544.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 242.375px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">552 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 359</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 242.154px; width: 269.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skattekostnad (ekskl. inntektsf\u00f8rt badwill)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 242.375px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">526 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">436 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 331.656px; top: 258.889px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 259.297px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 352</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 259.17px; width: 145.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 259.297px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 131</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 276.203px; width: 122.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-86 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 270</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.982px; width: 114.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Permanente forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 276.203px; width: 122.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-86 913</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 280</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 293px; width: 103.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-180</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 292.779px; width: 222.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i Ikke balansef\u00f8rt utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 309.812px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 309.576px; width: 154.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 631.531px; top: 309.812px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 326.609px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">73 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 874</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 326.383px; width: 150.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 326.609px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">44 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 821</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.4531px; top: 342.875px; width: 110.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 342.639px; width: 91.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Effektiv skattesats</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 342.875px; width: 103.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.254px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 378.879px; width: 544.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 409.062px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 370</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 408.842px; width: 217.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 409.062px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-10 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 425.875px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 425.639px; width: 131.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 425.875px; width: 112.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-866</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 442.672px; width: 103.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 442.436px; width: 189.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 442.672px; width: 103.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 105.188px; top: 459.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 459.248px; width: 220.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innfusjonert utsatt skattefordel i inntekts\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.828px; top: 459.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.6719px; top: 476.281px; width: 97.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.045px; width: 65.2559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 44.8281px; top: 493.078px; width: 91.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 492.857px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">For lite avsatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.062px; top: 493.078px; width: 91.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21px; top: 509.875px; width: 114.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 509.648px; width: 207.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel (-) / utsatt skatt (+)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 509.875px; width: 115.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-7 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 680</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % skattesats. </span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:470.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.582px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 43.207px; width: 544.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.418px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 83.2031px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 997</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 82.9668px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anlegg og driftsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 83.2031px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 104.469px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 458</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 104.232px; width: 135.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 104.469px; width: 118.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -9 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 953</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 125.719px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 125.498px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 125.719px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 724</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 146.984px; width: 107.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 146.748px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gevinst og tapskonto</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.703px; top: 146.984px; width: 110.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.953px; top: 168.234px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.014px; width: 52.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 713.25px; top: 168.234px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 189.5px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 232</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.279px; width: 41.1855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 189.5px; width: 115.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 232</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 210.766px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 210.529px; width: 145.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 210.766px; width: 115.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21px; top: 232.016px; width: 115.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 231.795px; width: 120.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 232.016px; width: 118.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 253.281px; width: 103.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 253.045px; width: 70.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 274.812px; width: 111.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 274.586px; width: 115.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 274.812px; width: 111.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 680</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.566px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 348.191px; width: 544.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 325.031px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 389.25px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">376</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 389.029px; width: 135.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 412.641px; width: 21.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-387</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 412.404px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 436.031px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 435.795px; width: 120.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.5312px; top: 459.672px; width: 103.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 459.445px; width: 80.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfatter fremf\u00f8rbart underskudd i datterselskapet i <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 0,4 millioner kroner per 31.12.2025 (1,7 millioner kroner per 31.12.24), i tillegg til \u00f8vrige skattereduserende <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">forskjeller som ikke kan utlignes p\u00e5 3,2 millioner kroner per 31.12.2025</span><span style=\"display:inherit;clear:left;\">Formueskatten for 2025 er kostnadsf\u00f8rt med 4,6 millioner kroner (4,5 millioner kroner i 2024) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og klassifisert som andre driftskostnader<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__116": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _1\"></span>er <span class=\"_ _1\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.25 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:521.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.0469px; top: 46.4258px; width: 158.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.443px; top: 46.0508px; width: 544.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.586px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 75.8086px; width: 75.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 92.7188px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 92.4824px; width: 100.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 92.7188px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 221</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 109.516px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 109.295px; width: 187.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 631.531px; top: 109.516px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 126.215px; width: 62.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 143.125px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 142.889px; width: 158.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 143.125px; width: 112.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-866</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 105.188px; top: 159.922px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 159.701px; width: 222.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatteeffekt av endring i MF f\u00f8rt rett mot EK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.828px; top: 159.922px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 176.719px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">73 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 874</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 176.492px; width: 150.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 176.719px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">44 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 821</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.0469px; top: 212.566px; width: 158.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.443px; top: 212.191px; width: 544.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 242.375px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">552 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 359</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 242.154px; width: 269.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skattekostnad (ekskl. inntektsf\u00f8rt badwill)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 242.375px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">526 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">436 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 331.656px; top: 258.889px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 259.297px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 352</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 259.17px; width: 145.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 259.297px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 131</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 276.203px; width: 122.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-86 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 270</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 275.982px; width: 114.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Permanente forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 276.203px; width: 122.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-86 913</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 280</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 293px; width: 103.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-180</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 292.779px; width: 222.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i Ikke balansef\u00f8rt utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.5625px; top: 309.812px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 309.576px; width: 154.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 631.531px; top: 309.812px; width: 100.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-30</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 326.609px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">73 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 874</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 326.383px; width: 150.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 326.609px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">44 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 821</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.4531px; top: 342.875px; width: 110.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 342.639px; width: 91.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Effektiv skattesats</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 342.875px; width: 103.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.254px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 378.879px; width: 544.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 409.062px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-12 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 370</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 408.842px; width: 217.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 409.062px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-10 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 425.875px; width: 112.312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 425.639px; width: 131.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 425.875px; width: 112.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-866</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 442.672px; width: 103.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 442.436px; width: 189.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 442.672px; width: 103.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 105.188px; top: 459.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 459.248px; width: 220.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innfusjonert utsatt skattefordel i inntekts\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 700.828px; top: 459.469px; width: 31.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 616</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.6719px; top: 476.281px; width: 97.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 476.045px; width: 65.2559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 44.8281px; top: 493.078px; width: 91.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 492.857px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">For lite avsatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.062px; top: 493.078px; width: 91.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21px; top: 509.875px; width: 114.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 509.648px; width: 207.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel (-) / utsatt skatt (+)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 509.875px; width: 115.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-7 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 680</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % skattesats. </span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:470.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.582px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 43.207px; width: 544.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.418px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 83.2031px; width: 115.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 997</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 82.9668px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anlegg og driftsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 83.2031px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.9219px; top: 104.469px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 458</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 104.232px; width: 135.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 104.469px; width: 118.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -9 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 953</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 125.719px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 125.498px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 125.719px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 724</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 146.984px; width: 107.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 146.748px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gevinst og tapskonto</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.703px; top: 146.984px; width: 110.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 117.953px; top: 168.234px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 168.014px; width: 52.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 713.25px; top: 168.234px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 189.5px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 232</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 189.279px; width: 41.1855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 189.5px; width: 115.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 232</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 210.766px; width: 112.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 210.529px; width: 145.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.656px; top: 210.766px; width: 115.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21px; top: 232.016px; width: 115.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 231.795px; width: 120.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 232.016px; width: 118.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 802</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 253.281px; width: 103.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 253.045px; width: 70.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.875px; top: 274.812px; width: 111.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 274.586px; width: 115.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.547px; top: 274.812px; width: 111.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 680</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.566px; width: 187.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.002px; top: 348.191px; width: 544.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 325.031px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 389.25px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">376</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 389.029px; width: 135.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 412.641px; width: 21.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-387</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 412.404px; width: 82.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.4375px; top: 436.031px; width: 103.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 435.795px; width: 120.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.5312px; top: 459.672px; width: 103.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 459.445px; width: 80.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfatter fremf\u00f8rbart underskudd i datterselskapet i <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 0,4 millioner kroner per 31.12.2025 (1,7 millioner kroner per 31.12.24), i tillegg til \u00f8vrige skattereduserende <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">forskjeller som ikke kan utlignes p\u00e5 3,2 millioner kroner per 31.12.2025</span><span style=\"display:inherit;clear:left;\">Formueskatten for 2025 er kostnadsf\u00f8rt med 4,6 millioner kroner (4,5 millioner kroner i 2024) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og klassifisert som andre driftskostnader<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__115": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _1\"></span>er <span class=\"_ _1\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.25 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__114": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _1\"></span>er <span class=\"_ _1\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.25 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__119-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">F\u00f8lgende tabeller presenterer klassifisering av finansielle eiendeler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og forpliktelser pr<span class=\"_ _0\"></span>. balansedato ihht IFRS 9. <span class=\"_ _86\"> </span> <span class=\"_ _6d\"> </span> </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av klassifisering av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">se <span class=\"ls3 ws2\">note 2.</span></span><span style=\"display:inherit;clear:left;position:relative;height:482.83203125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 0.0117187px; width: 22.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.469px; top: 12.9023px; width: 66.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 331.547px; top: 12.9023px; width: 66.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 476.109px; top: 12.9023px; width: 66.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.016px; top: 12.9023px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 633.719px; top: 12.9023px; width: 52.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 21.7227px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.234px; top: 25.8086px; width: 54.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 25.8086px; width: 64.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 334.203px; top: 25.8086px; width: 64.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.469px; top: 25.8086px; width: 43.0664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 481.344px; top: 25.8086px; width: 60.6211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 25.8086px; width: 38.5312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 25.8086px; width: 62.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 38.584px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.891px; top: 38.7148px; width: 23.8008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 285.391px; top: 38.7148px; width: 36.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 355.906px; top: 38.7148px; width: 40.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 38.7148px; width: 47.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 476.109px; top: 38.7148px; width: 64.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 570.344px; top: 38.7148px; width: 39.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 626.359px; top: 38.7148px; width: 130.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5312px; width: 55.7637px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.4668px; width: 123.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 88.5312px; width: 551.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 234 850 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 234 850 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.1387px; width: 84.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 111.951px; width: 112.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 119.016px; width: 551.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 120 742 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 742 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 125.623px; width: 107.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 79.7344px; top: 142.775px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.436px; width: 79.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.062px; top: 142.656px; width: 57.1948px; white-space: pre; word-spacing: 0px; letter-spacing: -0.0520125px; margin-left: 0px; font-size: 10.4025px; font-family: ff2; -webkit-text-stroke: 0.156037px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 873 591 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 343.047px; top: 142.656px; width: 416.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 503 360 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 376 951 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.232px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 159.469px; width: 551.596px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 531 390 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 255 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.178px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 786 984 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 176.045px; width: 31.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 176.266px; width: 479.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 441 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 388.039px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 441 982 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 192.842px; width: 162.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 193.062px; width: 184.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 368 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 368 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 209.639px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 209.875px; width: 473.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 776 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.803px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 099 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 226.451px; width: 96.2988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 226.672px; width: 111.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 098 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 098 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 243.248px; width: 177.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 497.578px; top: 250.312px; width: 262.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 955 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 955 916 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 256.936px; width: 140.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 273.732px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 273.969px; width: 111.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 812 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 812 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 290.539px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 194.484px; top: 290.766px; width: 564.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 760 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 763 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 503 360 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 776 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 955 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 368 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 910 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 145 802 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 319.734px; width: 81.1699px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.748px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 214.625px; top: 334.984px; width: 545.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 597 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.406px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 597 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 350.482px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 350.703px; width: 59.6498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.731px; font-family: ff2; -webkit-text-stroke: 0.160965px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 956 978 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 350.703px; width: 407.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 909 894 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 866 872 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 364.623px; width: 139.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 196.062px; top: 371.688px; width: 57.8239px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.4025px; font-family: ff2; -webkit-text-stroke: 0.156037px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 844 914 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 416.578px; top: 371.688px; width: 343.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 970 465 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 815 379 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 378.295px; width: 75.3809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 392.451px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 392.672px; width: 473.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 271 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 782 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.803px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 052 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 408.17px; width: 95.6602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 408.406px; width: 111.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 710 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 710 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.904px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 424.141px; width: 551.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 472 788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 472 788 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 439.639px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 644.875px; top: 439.875px; width: 111.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187 757</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">187 757</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.373px; width: 60.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 219.531px; top: 455.609px; width: 539.385px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 333 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.211px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 120 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 453 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 471.367px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 194.484px; top: 471.594px; width: 561.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 352 609 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 271 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 909 894 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 034 247 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.342px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">281 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 592 608</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span><span class=\"ff2\">  <span class=\"_ _39\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikke av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;position:relative;height:467.39453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 0.0117187px; width: 22.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.469px; top: 12.918px; width: 66.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 331.547px; top: 12.918px; width: 66.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 476.109px; top: 12.918px; width: 66.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.016px; top: 12.918px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 633.719px; top: 12.918px; width: 52.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 21.7227px; width: 147.984px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.234px; top: 25.8086px; width: 54.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.672px; top: 25.8086px; width: 64.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 334.203px; top: 25.8086px; width: 64.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.469px; top: 25.8086px; width: 43.0664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 481.344px; top: 25.8086px; width: 60.6211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 576.609px; top: 25.8086px; width: 38.5312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 25.8086px; width: 62.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 38.584px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.891px; top: 38.7148px; width: 23.8008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 285.391px; top: 38.7148px; width: 36.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 355.906px; top: 38.7148px; width: 40.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 421.016px; top: 38.7148px; width: 47.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 476.109px; top: 38.7148px; width: 64.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 570.344px; top: 38.7148px; width: 39.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 626.359px; top: 38.7148px; width: 130.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 73.6719px; width: 55.7637px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 87.9512px; width: 123.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 95.0156px; width: 551.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 482 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 482 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.623px; width: 88.0664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.889px; width: 162.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 122.953px; width: 551.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 803 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.561px; width: 60.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 144.561px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 144.781px; width: 59.6498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.731px; font-family: ff2; -webkit-text-stroke: 0.160965px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 381 875 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 343.047px; top: 144.781px; width: 416.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 629 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 301.342px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.295px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 160.516px; width: 551.596px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 588 917 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 099 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.178px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 688 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 176.014px; width: 31.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 176.25px; width: 479.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 379 920 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 388.039px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 920 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 191.748px; width: 162.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 191.984px; width: 184.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.482px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 207.719px; width: 473.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 93 206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 394.125px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 206 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 223.217px; width: 96.2988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 223.438px; width: 111.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 523 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.201px; width: 177.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 497.578px; top: 245.281px; width: 262.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 766 857 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.363px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 766 857 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 251.889px; width: 140.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 266.889px; width: 83.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.984px; top: 267.109px; width: 117.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 120 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 282.883px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 194.484px; top: 283.109px; width: 564.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 561 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 572 654 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 629 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 766 857 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 858 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 39 702 201 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.797px; width: 81.1699px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 329.811px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 214.625px; top: 330.031px; width: 545.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 90 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.406px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 100.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 345.766px; width: 565.764px; white-space: pre; word-spacing: 0px; letter-spacing: -0.1095px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 294 475 </span><span style=\"word-spacing: 0px; letter-spacing: -0.1095px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 040 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 334 944 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 361.279px; width: 75.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.312px; top: 361.5px; width: 566.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 028 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.053px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 060 155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 088 918 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 377.014px; width: 101.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 286.734px; top: 377.234px; width: 472.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 361 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 242.9px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 507 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 392.732px; width: 95.6602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 647.547px; top: 392.969px; width: 111.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 75 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 408.467px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 408.703px; width: 551.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 472 909 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 472 909 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 424.201px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.984px; top: 424.438px; width: 117.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 218 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 525 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 439.936px; width: 60.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 219.531px; top: 440.172px; width: 539.385px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.211px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 927 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 140 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.93px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 194.484px; top: 456.156px; width: 564.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 892 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.2012px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 040 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 167 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.635px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 302 615 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 423 800 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span><span class=\"ff2\">  <span class=\"_ _39\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikke av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastnings <span class=\"_ _3b\"></span>m\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">om maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2 ls5e\"> <span class=\"_\"> </span> <span class=\"_ _3b\"></span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;position:relative;height:362.76171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9023px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 596.094px; top: 38.9023px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 32.3691px; width: 179.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 74.6094px; width: 133.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 255 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 099 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 74.3887px; width: 212.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 74.6094px; width: 133.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 823 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 702 730</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 95.6387px; width: 143.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 117.406px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 255 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 099 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 117.18px; width: 236.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 117.406px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 823 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 702 730</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.65625px; top: 138.391px; width: 133.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 044 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 062 137</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 138.24px; width: 229.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 138.391px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">951 166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">949 061</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.625px; top: 180.922px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 180.686px; width: 224.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.953px; top: 180.922px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 202.438px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 202.211px; width: 247.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 202.438px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.10938px; top: 244.953px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 786 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 688 444</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 244.727px; width: 158.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 244.953px; width: 132.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 354 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 291 647</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 287.219px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,45 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,77 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 286.982px; width: 303.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 287.219px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,41 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,67 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 308.469px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,33</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 308.248px; width: 339.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.25px; top: 308.469px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,24</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,27</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 329.734px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,04 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,48 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 329.498px; width: 314.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.828px; top: 329.734px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,04 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,48 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.2969px; top: 351px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,96</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 350.764px; width: 350.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.25px; top: 351px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,96</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer</span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:307.80078125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.828px; top: 0.0117187px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.312px; top: 0.0117187px; width: 66.3105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.36914px; width: 96.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.9023px; width: 33.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 433.688px; top: 12.9023px; width: 196.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.9023px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 85.3066px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brage </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Finans AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 47.5469px; width: 437.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">995610760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,88 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 486</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4512px; width: 81.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 66.6875px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 560</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 69.3164px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 85.8125px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 95.6719px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittbanken ASA</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 104.953px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">975966453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,63 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 246</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 179.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 124.094px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 680</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 171.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittforeningen for Sparebanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 143.219px; width: 437.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">986918930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.123px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kvinesdal Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 162.359px; width: 437.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937894805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 146.309px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 181.484px; width: 437.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,05 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.967px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.389px; width: 194.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 200.625px; width: 437.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 954 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 204</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.529px; width: 78.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 738.578px; top: 219.75px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.93px; width: 208.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 239.156px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">383 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.795px; width: 90.9961px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 258.031px; width: 437.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,03 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 942</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.936px; width: 87.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt C</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 277.156px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">437 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,82 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 296.336px; width: 96.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 296.562px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">441 982</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:288.66015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.828px; top: 0.0117187px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.312px; top: 0.0117187px; width: 66.3105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.38477px; width: 96.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.918px; width: 33.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 433.688px; top: 12.918px; width: 196.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.918px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 85.3066px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brage </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Finans AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 47.5625px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">995610760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 467 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4668px; width: 81.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 66.6875px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 560</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 69.3164px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 85.8281px; width: 437.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 834</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 179.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 104.953px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 880</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 171.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittforeningen for Sparebanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 124.094px; width: 437.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">986918930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kvinesdal Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 143.234px; width: 437.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937894805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.139px; width: 146.309px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 162.359px; width: 437.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">144</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 194.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 181.5px; width: 437.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 954 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 035</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.404px; width: 78.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 738.578px; top: 200.625px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.805px; width: 208.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 220.031px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.67px; width: 90.9961px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 238.891px; width: 437.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.424px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 617</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.795px; width: 86.7832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt B</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.422px; top: 258.031px; width: 437.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,56 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 764</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 277.211px; width: 96.0234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 277.422px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">379 920</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet.  For netto verdiendring av investeringene, se <span class=\"ls3\">note 19. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r 278,2 (263,9) millioner kroner. Kostpris <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for rentefondene utgj\u00f8r 56,6 (48,4) millioner kroner<span class=\"_ _0\"></span>. Banken har ikke </span><span style=\"display:inherit;clear:left;\">vese<span class=\"_ _0\"></span>ntlig innflytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS <span class=\"_ _0\"></span>AS gjennom EIKA<span class=\"_ _0\"></span> VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer som felles holdingsselskap for EIKA<span class=\"_ _0\"></span> bankene. <span class=\"_ _0\"></span>Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept <span class=\"_ _0\"></span>AS og Vipps <span class=\"_ _0\"></span>AS tilbake i 2018.</span><span style=\"display:inherit;clear:left;\">For investeringer i Brage Finans <span class=\"_ _0\"></span>AS, Eiendomskreditt <span class=\"_ _0\"></span>AS, Kredittbanken AS </span><span style=\"display:inherit;clear:left;\">og EIKA<span class=\"_ _0\"></span> VBB <span class=\"_ _0\"></span>AS (st\u00f8rste niv\u00e5 3 investeringene) er det benyttet siste </span><span style=\"display:inherit;clear:left;\">tilgjenglige emisjonskurs som grunnlag for verdsettelsen av aksjene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.25.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter med verdiendring  </span><span style=\"display:inherit;clear:left;\">over utvidet resultat</span><span style=\"display:inherit;clear:left;position:relative;height:160.693359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.8906px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 13.1035px; width: 203.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 34.1035px; width: 224.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdiendring over utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.8398px; width: 701.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.906px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 80.2969px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 479</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 274</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 80.0605px; width: 209.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Boligkreditt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (org. nr. 885621252)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 80.2969px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 479</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 274</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.0312px; top: 105.812px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">930 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">727 583</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 105.576px; width: 197.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Gruppen </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (org. nr. 979319568)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556.344px; top: 105.812px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">930 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">727 583</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 133.695px; width: 237.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle instrumenter med verdiendring  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4062px; top: 141.797px; width: 144.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">955 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.438px; top: 141.797px; width: 144.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">955 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 149.445px; width: 127.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet resultat (OCI)</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er som hovedregel under IFRS 9 vurdert til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendring over resultat (FVTPL), med unntak av bankens </span><span style=\"display:inherit;clear:left;\">investering i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS og EIKA Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert </span><span style=\"display:inherit;clear:left;\">som finansielle instrumenter med verdiendring over utvidet resultat </span><span style=\"display:inherit;clear:left;\">(FVOCI). For aksjer som klassifiseres til virkelig verdi med verdiendring </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat henvises det til <span class=\"ls3\">note 30.</span></span><span style=\"display:inherit;clear:left;\">Basert p\u00e5 oppdatert selskapsverdsettelse av aksjene i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">er investeringen priset til kr<span class=\"_ _0\"></span>. 361,3 per aksje per 31.12.2025, opp fra kr<span class=\"_ _0\"></span>. 299<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">per aksje per 31.12.2024, verdi\u00f8kningen i EIKA<span class=\"_ _0\"></span> Gruppen skyldes prim\u00e6rt </span><span style=\"display:inherit;clear:left;\">\u00f8kte underliggende verdier i Fremtind Forsikring. Justert for tilganger av </span><span style=\"display:inherit;clear:left;\">nye aksjer i perioden er verdien av aksjene i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS dermed </span><span style=\"display:inherit;clear:left;\">opp <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>justert med ca 157 milloner kroner i 2025 og verdiendringen er f\u00f8rt over </span><span style=\"display:inherit;clear:left;\">utvidet resultat.  I 2024 var verdiendringen negativ med ca 14 millioner kroner<span class=\"_ _0\"></span>.<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Tilleggskommentarer og sensitivitet rundt verdsettelse av aksjer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA<span class=\"_ _2\"></span> Gruppen per 31.12.25;</span><span style=\"display:inherit;clear:left;\">Eika Gruppen <span class=\"_ _0\"></span>AS er verdsatt basert p\u00e5 en verdivurdering gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av Eika i 4. kvartal 2025. Denne er foretatt med basis i regnskapstall </span><span style=\"display:inherit;clear:left;\">per 30. september 2025. Eika Gruppen er verdsatt ved hjelp av en </span><span style=\"display:inherit;clear:left;\">\u00absum-of-the-parts\u00bb-tiln\u00e6rming (SOTP), det vil si at alle datterselskaper </span><span style=\"display:inherit;clear:left;\">er verdsatt hver for seg. SOTP er valgt fordi dette gir en mer finmasket </span><span style=\"display:inherit;clear:left;\">verdivurdering med avkastningskrav tilpasset risikoforhold i det enkelte </span><span style=\"display:inherit;clear:left;\">datterselskap. De enkelte datterselskapene og tilknyttet selskap </span><span style=\"display:inherit;clear:left;\">(Fremtind Forsikring)  verdsettes under forutsetning om fortsatt drift </span><span style=\"display:inherit;clear:left;\">med anerkjente verdsettelsesmetoder<span class=\"_ _0\"></span>, herunder utbyttemodell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og diskontert kontantstr\u00f8manalyse. Det er benyttet samme metodikk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og de samme prinsipper som ved tidligere verdivurderinger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdien av Fremtind Forsikring (tilknyttet selskap) utgj\u00f8r den absolutt </span><span style=\"display:inherit;clear:left;\">st\u00f8rste delen av samlede verdi i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS. I denne verdi-</span><span style=\"display:inherit;clear:left;\">vurderingen er et justert \u00abbusiness case\u00bb fra fusjonen mellom EIKA<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Forsikring og Fremtind lagt til grunn, justert med faktiske tall i etterkant </span><span style=\"display:inherit;clear:left;\">av fusjonstidspunkt og estimerte synergieffekter fra fusjonen.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdsettelsen er ogs\u00e5 sammenlignet mot kursutvikling i sammen-</span><span style=\"display:inherit;clear:left;\">lignbare b\u00f8rsnoterte selskaper innen forsikring.  </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdien av Eika aksjen er<span class=\"_ _0\"></span>, hensyntatt relevante risikoforhold, beregnet <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til 366,9 kr<span class=\"_ _0\"></span>. per aksje. T<span class=\"_ _0\"></span>illeggsutbytte p\u00e5 5,6 kr. per aksje som ble vedtatt </span><span style=\"display:inherit;clear:left;\">og utbetalt i november 2025 inng\u00e5r i verdien p\u00e5 366,9 kr<span class=\"_ _0\"></span>. Justert for </span><span style=\"display:inherit;clear:left;\">tilleggs <span class=\"_ _3b\"></span> <span class=\"_ _43\"></span>utbytte er dermed verdien av Eika Gruppen p\u00e5 361,3 kr<span class=\"_ _0\"></span>. per  </span><span style=\"display:inherit;clear:left;\">aksje ultimo 2025. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdivurderingen er forbundet med usikkerhet, idet disse er basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forventninger om fremtidig inntjening og fastsettelse av relevante </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I forbindelse med verdivurderingen av Eika Gruppen vurderes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8lgend<span class=\"_ _2\"></span>e forhold \u00e5 v\u00e6re blant de mest sentrale:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls47 ws2\">Niv\u00e5et p\u00e5 avkastningskravene.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls47 ws2\">Langsiktig vekstrate (g) i terminalverdi-leddet.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls47 ws2\">Fremtind Forsikring \u2013 vekst i premieinntekter<span class=\"_ _0\"></span>, combined ratio (CR), </span></span><span style=\"display:inherit;clear:left;\">finansavkastning og utbytteniv\u00e5.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls84 ws2\">St\u00f8rrelsen p\u00e5 minoritetsrabatten p\u00e5 eierposten i Fremtind Forsikring.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls83 ws2\">Eika Kapitalforvaltning \u2013 forvaltningshonorarer<span class=\"_ _0\"></span>, avkastning i fondene, </span></span><span style=\"display:inherit;clear:left;\">netto nytegning og provisjoner til distribut\u00f8rene.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>abellen nedenfor viser sensitivitet ved endring i avkastningskravet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og i langsiktig vekstrate (g) i terminalverdi leddet p\u00e5 verdien Eika aksjen, </span><span style=\"display:inherit;clear:left;\">samt effekt p\u00e5 utvidet resultat (OCI) for banken;</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdi per Eika aksje</span><span style=\"display:inherit;clear:left;position:relative;height:124.875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 144.969px; top: 0.0117187px; width: 147.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i avkastningskrav - / +</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.5273px; width: 354.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ekstrate (g)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 46.7305px; width: 318.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">310,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">325,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">341,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">359,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379,4</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 63.7461px; width: 318.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318,0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">333,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">350,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">370,2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">392,2</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 80.7461px; width: 318.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">325,9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">342,6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">361,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">382,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">406,7</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 97.7617px; width: 318.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">334,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">352,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">373,2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">396,6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">423,4</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 114.762px; width: 318.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">344,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">364,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">386,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">412,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">442,8</span></span></span></span><span style=\"display:inherit;clear:left;\">Effekt p\u00e5 utvidet resultat (OCI) i banken i NOK mill.</span><span style=\"display:inherit;clear:left;position:relative;height:124.875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 144.969px; top: 0.0117187px; width: 147.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i avkastningskrav - / +</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.5273px; width: 354.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ekstrate (g)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 46.7305px; width: 318.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-130,0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51,4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46,5</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 63.7461px; width: 318.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-71,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-27,2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,4</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 80.7461px; width: 318.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-91,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-48,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54,6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3066px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16,8</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 97.7617px; width: 318.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-68,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159,9</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 36.2344px; top: 114.762px; width: 318.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 9.75px; font-family: ff1; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-43,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65,7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 9.75px; font-family: ff2; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209,8</span></span></span></span><span style=\"display:inherit;clear:left;\">Banken eier totalt 2.575.249 aksjer i selskapet som utgj\u00f8r 9,64 % av totale </span><span style=\"display:inherit;clear:left;\">utest\u00e5ende aksjer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS. T<span class=\"_ _0\"></span>otal kostpris for aksjene utgj\u00f8r<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">431,2 millioner kroner per 31.12.25, sammenlignet med 382,4 millioner </span><span style=\"display:inherit;clear:left;\">kroner fra 31.12.24. </span><span style=\"display:inherit;clear:left;\">Utbetalt utbytte fra Eika Gruppen utgjorde 75,3 millioner kroner i 2025, </span><span style=\"display:inherit;clear:left;\">sammenlignet med 28,4 millioner kroner i 2024. Mottatt utbytte er regn-</span><span style=\"display:inherit;clear:left;\">sk<span class=\"_ _0\"></span>aps<span class=\"_ _0\"></span>f\u00f8<span class=\"_ _2\"></span>rt<span class=\"_ _0\"></span> over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">I tillegg eier banken 6.270.991 (0,42 %) av aksjene i EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS.<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Kostpris for aksjene er 26,0 (39,8) millioner kroner<span class=\"_ _0\"></span>, mot bokf\u00f8rt verdi </span><span style=\"display:inherit;clear:left;\">25,5 (39,3) millioner kroner per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__121": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>irkelig verdi p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:320.73828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.297px; top: 0.0117187px; width: 284.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.701px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 16.6289px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.516px; top: 31.9023px; width: 427.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.6759px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.6759px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.3594px; width: 55.7637px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.7793px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 86.0156px; width: 384.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.92px; width: 216.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 105.141px; width: 384.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.045px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 124.281px; width: 398.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.186px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 143.406px; width: 383.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">530 060</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">586 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.586px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 162.812px; width: 397.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 760 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 759 243</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 558 236</span></span><span class=\"pp-font-color-override-5\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.922px; width: 81.1699px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 213.342px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 378.141px; top: 213.562px; width: 377.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.467px; width: 155.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 232.703px; width: 398.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 956 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 956 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 251.947px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 251.607px; width: 78.4043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 251.844px; width: 398.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 815 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 756 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 996 906</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 270.748px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 270.969px; width: 384.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">480 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">478 777</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 289.873px; width: 60.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 384.641px; top: 290.109px; width: 371.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 309.273px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 309.5px; width: 397.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 323 075</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 271 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 866 065</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virkelig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og innskudd med flytende rente. Utl\u00e5n og innskudd med flytende rente <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">blir justert ved renteendringer i markedet samt ved endring av kredittrisiko. </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig verdi p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"ff2\"> \u2013 <span class=\"_ _15a\"></span> <span class=\"_ _43\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse.</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"ff2\"> \u2013 <span class=\"_ _15a\"></span> <span class=\"_ _43\"></span>Noterte priser i et aktivt marked for lignende eiendeler <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata.</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"ff2\"> \u2013 <span class=\"_ _15a\"></span> <span class=\"_ _43\"></span>V<span class=\"_ _0\"></span>erdsettelsesteknikker som i hovedsak ikke er basert <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata.</span><span style=\"display:inherit;clear:left;position:relative;height:364.888671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 181.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7676px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.123px; width: 85.5176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 103.344px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 503 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 503 360</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.264px; width: 144.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 495.125px; top: 122.484px; width: 261.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 255 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.893px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 255 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.389px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.875px; top: 141.625px; width: 352.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">441 982</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.529px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 160.75px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 323</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 179.654px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 179.891px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 776</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.795px; width: 301.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 217.92px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 218.156px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">955 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">955 916</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.32px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 404.953px; top: 237.547px; width: 351.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 404 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 760 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 246 951</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.377px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 110.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 295.969px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">909 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">909 894</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.873px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 315.094px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 271</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 333.998px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 334.234px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 782</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 353.414px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 505.75px; top: 353.641px; width: 251.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">987 946</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.469px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 946</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:345.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 195.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7676px; width: 201.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.123px; width: 214.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 103.344px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234 850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.248px; width: 222.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 122.484px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 742</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.389px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 141.609px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 873 591</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.529px; width: 141.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 160.75px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531 390</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 179.93px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 180.156px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 760 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 760 573</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.971px; width: 213.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.326px; width: 139.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 238.562px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.467px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 257.703px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 956 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 956 978</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 83.7812px; top: 276.42px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.717px; width: 84.7383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 276.828px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 815 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 815 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 110.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 295.969px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 788</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.873px; width: 65.6719px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 315.094px; width: 239.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 333</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.273px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 334.5px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 323 075</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 323 075</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:391.310546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 181.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 85.5176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.516px; top: 106.562px; width: 160.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 629 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 629 964 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 144.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 492.484px; top: 127.609px; width: 267.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 099 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 099 528 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.451px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 148.672px; width: 358.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 524 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 920 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.984px; top: 169.734px; width: 252.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 93 206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 206 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.561px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 211.607px; width: 301.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.67px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 232.891px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 766 857 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 766 857 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.711px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 253.938px; width: 357.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 246 257 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 654 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 969 475 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.221px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 110.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 492.484px; top: 316.891px; width: 267.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 040 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 040 469 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.717px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.984px; top: 337.953px; width: 252.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 146 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 358.779px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 359.016px; width: 258.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 361 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.934px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 361 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.836px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.047px; top: 380.062px; width: 265.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 168 976 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 168 976 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:370.248046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 195.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 201.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 211.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 106.562px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 222.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 127.609px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.436px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 148.672px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 141.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 169.719px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.539px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 190.766px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 561 040</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.049px; width: 213.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.498px; width: 139.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 253.734px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.561px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 274.781px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 83.7812px; top: 295.947px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.607px; width: 84.7383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 295.844px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 110.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 316.891px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.717px; width: 65.6719px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 337.953px; width: 239.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 358.773px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 359px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 952 209</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:226.013671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 35.418px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 35.418px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6191px; width: 252.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 48.3086px; width: 90.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 48.3086px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.5469px; width: 139.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2024 til 31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 61.2148px; width: 75.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 61.2148px; width: 64.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 73.9902px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 74.1211px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 74.1211px; width: 40.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 74.1211px; width: 145.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.82px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 110.047px; width: 366.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.326px; width: 191.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.875px; top: 130.562px; width: 352.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 372</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 896</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.389px; width: 231.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 151.609px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">156 596</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">156 596</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.436px; width: 84.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse / kj\u00f8p</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.875px; top: 172.672px; width: 352.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 256</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145 313</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.498px; width: 98.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 193.719px; width: 361.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-229 981</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-251 537</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 214.539px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 214.766px; width: 366.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 503 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">955 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 760 606</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:268.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 35.4023px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 35.4023px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6191px; width: 252.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 48.293px; width: 90.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 48.293px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.5312px; width: 139.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2023 til 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 61.1992px; width: 75.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 61.1992px; width: 64.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 73.9746px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 74.1055px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 74.1055px; width: 40.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 74.1055px; width: 145.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.805px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 110.031px; width: 366.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.311px; width: 191.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 130.547px; width: 354.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.828px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 054</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.373px; width: 231.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.984px; top: 151.594px; width: 249.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 415</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.342px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-14 415</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.42px; width: 201.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilf\u00f8rt ved fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 172.656px; width: 355.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 53 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 059</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.482px; width: 84.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse / kj\u00f8p</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 193.703px; width: 358.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">503 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 213</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 214.529px; width: 98.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 214.766px; width: 362.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-243 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 229</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.178px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-250 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 235.592px; width: 97.5469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.938px; top: 235.812px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 557</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 256.648px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 256.875px; width: 366.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 lsa0\"> Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen AS og EIKA<span class=\"_ _0\"></span> Boligkreditt AS som er klassifisert </span><span style=\"display:inherit;clear:left;\">som finansielle instrumenter med verdiendring over utvidet resultat (FVOCI) da disse anses  </span><span style=\"display:inherit;clear:left;\">som strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er beregnet for de finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens likviditetsportef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og s<span class=\"_ _0\"></span>ertif<span class=\"_ _0\"></span>ikat<span class=\"_ _2\"></span>er </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetningskurs </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig verdi </span><span style=\"display:inherit;clear:left;\">av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til boligkredittselskap er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til boligkredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig verdi p\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5nene antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med flytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA<span class=\"_ _0\"></span> V<span class=\"_ _0\"></span>aluation Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _0\"></span>. I kategorien inng\u00e5r rente-</span><span style=\"display:inherit;clear:left;\">swa<span class=\"_ _0\"></span>pper<span class=\"_ _0\"></span>, valutaswapper og terminkontrakter der observerbare markeds-</span><span style=\"display:inherit;clear:left;\">verdier er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _2\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontantstr\u00f8m </span><span style=\"display:inherit;clear:left;\">for l\u00e5nene neddiskontert med effektiv rente. Ef<span class=\"_ _2\"></span>fektiv rente er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _0\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 4,6 millioner kroner<span class=\"_ _0\"></span>. Snitt durasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3,1 \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med utgangs<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">pu<span class=\"_ _0\"></span>nkt<span class=\"_ _0\"></span> i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med effektiv </span><span style=\"display:inherit;clear:left;\">rente justert for markedsvilk\u00e5r for tilsvarende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>. En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene. For mer informasjon knyttet til verdsettelsen av aksjene </span><span style=\"display:inherit;clear:left;\">henvises det til <span class=\"ls3\">note 34.</span></span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _2\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _0\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__120": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>irkelig verdi p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:320.73828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.297px; top: 0.0117187px; width: 284.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.701px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 16.6289px; width: 63.709px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff2; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.516px; top: 31.9023px; width: 427.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.6759px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.6759px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.3594px; width: 55.7637px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.7793px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 86.0156px; width: 384.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.92px; width: 216.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 105.141px; width: 384.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.045px; width: 76.0195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 124.281px; width: 398.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.186px; width: 134.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 143.406px; width: 383.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">530 060</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">586 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.586px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 162.812px; width: 397.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 760 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 759 243</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 558 236</span></span><span class=\"pp-font-color-override-5\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.922px; width: 81.1699px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ff1; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 213.342px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 378.141px; top: 213.562px; width: 377.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.467px; width: 155.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 232.703px; width: 398.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 956 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 956 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 251.947px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 251.607px; width: 78.4043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.984px; top: 251.844px; width: 398.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 815 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 756 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 996 906</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 270.748px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.891px; top: 270.969px; width: 384.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">480 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.6426px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.0625px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">478 777</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 289.873px; width: 60.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 384.641px; top: 290.109px; width: 371.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9591px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 309.273px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 309.5px; width: 397.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 323 075</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 271 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 866 065</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virkelig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og innskudd med flytende rente. Utl\u00e5n og innskudd med flytende rente <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">blir justert ved renteendringer i markedet samt ved endring av kredittrisiko. </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig verdi p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"ff2\"> \u2013 <span class=\"_ _15a\"></span> <span class=\"_ _43\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse.</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"ff2\"> \u2013 <span class=\"_ _15a\"></span> <span class=\"_ _43\"></span>Noterte priser i et aktivt marked for lignende eiendeler <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata.</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"ff2\"> \u2013 <span class=\"_ _15a\"></span> <span class=\"_ _43\"></span>V<span class=\"_ _0\"></span>erdsettelsesteknikker som i hovedsak ikke er basert <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata.</span><span style=\"display:inherit;clear:left;position:relative;height:364.888671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 181.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7676px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.123px; width: 85.5176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 103.344px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 503 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 503 360</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.264px; width: 144.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 495.125px; top: 122.484px; width: 261.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 255 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.893px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 255 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.389px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.875px; top: 141.625px; width: 352.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">441 982</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.529px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 160.75px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 323</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 179.654px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 179.891px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 776</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.795px; width: 301.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 217.92px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 218.156px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">955 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">955 916</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.32px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 404.953px; top: 237.547px; width: 351.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 404 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 760 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 246 951</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.377px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 110.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 295.969px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">909 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">909 894</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.873px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 315.094px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 271</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 333.998px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 334.234px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 782</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 353.414px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 505.75px; top: 353.641px; width: 251.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">987 946</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.469px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 946</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:345.748046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 195.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7676px; width: 201.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.123px; width: 214.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 103.344px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">234 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234 850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.248px; width: 222.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 122.484px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 742</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.389px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 141.609px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 873 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 873 591</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.529px; width: 141.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 160.75px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">531 390</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531 390</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 179.93px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 180.156px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 760 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 760 573</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.971px; width: 213.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.326px; width: 139.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 238.562px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.467px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 257.703px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 956 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 956 978</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 83.7812px; top: 276.42px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.717px; width: 84.7383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 276.828px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 815 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 815 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 110.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 295.969px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 788</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.873px; width: 65.6719px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 315.094px; width: 239.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 333</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.273px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 334.5px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 323 075</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 323 075</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:391.310546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 181.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 85.5176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.516px; top: 106.562px; width: 160.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 629 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 629 964 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 144.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 492.484px; top: 127.609px; width: 267.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 099 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 099 528 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.451px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 148.672px; width: 358.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 524 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 920 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.984px; top: 169.734px; width: 252.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 93 206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 206 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.561px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 211.607px; width: 301.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.67px; width: 40.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 232.891px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 766 857 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 766 857 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.711px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 253.938px; width: 357.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 246 257 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 654 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 969 475 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.221px; width: 285.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 110.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 492.484px; top: 316.891px; width: 267.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 040 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 040 469 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.717px; width: 111.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.984px; top: 337.953px; width: 252.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 146 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 358.779px; width: 208.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501px; top: 359.016px; width: 258.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 361 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.934px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 361 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.836px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.047px; top: 380.062px; width: 265.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 168 976 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 168 976 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:370.248046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 195.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 264.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.125px; top: 36.3398px; width: 48.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 242.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 49.2461px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 201.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 211.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 106.562px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 222.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 127.609px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.436px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 148.672px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 141.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 169.719px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.539px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 190.766px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 561 040</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.049px; width: 213.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: ff2; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.498px; width: 139.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 253.734px; width: 245.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.561px; width: 107.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 274.781px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 83.7812px; top: 295.947px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff2; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.607px; width: 84.7383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 295.844px; width: 267.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 110.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 316.891px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.717px; width: 65.6719px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 337.953px; width: 239.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 358.773px; width: 84.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.094px; top: 359px; width: 265.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.304px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 952 209</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:226.013671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 35.418px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 35.418px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6191px; width: 252.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 48.3086px; width: 90.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 48.3086px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.5469px; width: 139.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2024 til 31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 61.2148px; width: 75.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 61.2148px; width: 64.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 73.9902px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 74.1211px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 74.1211px; width: 40.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 74.1211px; width: 145.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.82px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 110.047px; width: 366.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.326px; width: 191.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.875px; top: 130.562px; width: 352.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 372</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.01px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 896</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.389px; width: 231.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.703px; top: 151.609px; width: 252.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">156 596</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">156 596</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.436px; width: 84.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse / kj\u00f8p</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.875px; top: 172.672px; width: 352.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 256</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145 313</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.498px; width: 98.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 193.719px; width: 361.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-229 981</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0233px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-251 537</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 214.539px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 214.766px; width: 366.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 503 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">955 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 760 606</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:268.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 35.4023px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 35.4023px; width: 45.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6191px; width: 252.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 48.293px; width: 90.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.156px; top: 48.293px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.5312px; width: 139.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2023 til 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 61.1992px; width: 75.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 61.1992px; width: 64.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 73.9746px; width: 3.30469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.812px; top: 74.1055px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501px; top: 74.1055px; width: 40.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 74.1055px; width: 145.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.805px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 110.031px; width: 366.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.311px; width: 191.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 130.547px; width: 354.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.828px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 054</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.373px; width: 231.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.984px; top: 151.594px; width: 249.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 415</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.342px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-14 415</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.42px; width: 201.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilf\u00f8rt ved fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 401.656px; top: 172.656px; width: 355.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 53 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 059</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.482px; width: 84.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse / kj\u00f8p</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 193.703px; width: 358.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">503 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 213</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 214.529px; width: 98.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 214.766px; width: 362.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-243 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 229</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.178px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-250 522</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 235.592px; width: 97.5469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.938px; top: 235.812px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 557</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 256.648px; width: 113.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 256.875px; width: 366.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2 lsa0\"> Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen AS og EIKA<span class=\"_ _0\"></span> Boligkreditt AS som er klassifisert </span><span style=\"display:inherit;clear:left;\">som finansielle instrumenter med verdiendring over utvidet resultat (FVOCI) da disse anses  </span><span style=\"display:inherit;clear:left;\">som strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er beregnet for de finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens likviditetsportef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og s<span class=\"_ _0\"></span>ertif<span class=\"_ _0\"></span>ikat<span class=\"_ _2\"></span>er </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetningskurs </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig verdi </span><span style=\"display:inherit;clear:left;\">av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til boligkredittselskap er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til boligkredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig verdi p\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5nene antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med flytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA<span class=\"_ _0\"></span> V<span class=\"_ _0\"></span>aluation Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _0\"></span>. I kategorien inng\u00e5r rente-</span><span style=\"display:inherit;clear:left;\">swa<span class=\"_ _0\"></span>pper<span class=\"_ _0\"></span>, valutaswapper og terminkontrakter der observerbare markeds-</span><span style=\"display:inherit;clear:left;\">verdier er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _2\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontantstr\u00f8m </span><span style=\"display:inherit;clear:left;\">for l\u00e5nene neddiskontert med effektiv rente. Ef<span class=\"_ _2\"></span>fektiv rente er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _0\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 4,6 millioner kroner<span class=\"_ _0\"></span>. Snitt durasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3,1 \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med utgangs<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">pu<span class=\"_ _0\"></span>nkt<span class=\"_ _0\"></span> i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med effektiv </span><span style=\"display:inherit;clear:left;\">rente justert for markedsvilk\u00e5r for tilsvarende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>. En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene. For mer informasjon knyttet til verdsettelsen av aksjene </span><span style=\"display:inherit;clear:left;\">henvises det til <span class=\"ls3\">note 34.</span></span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _2\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _0\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__122": {
   "value": "<span style=\"display:inherit;clear:left;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner </span><span style=\"display:inherit;clear:left;position:relative;height:128.654296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9023px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 596.094px; top: 38.9023px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 32.3691px; width: 292.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 74.6094px; width: 118.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">92 077</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 303</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 74.3887px; width: 269.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer uten avtalt l\u00f8petid eller oppsigelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 74.6094px; width: 118.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">92 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">102 328</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 95.875px; width: 118.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 665</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 95.6543px; width: 269.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer med avtalt l\u00f8petid eller oppsigelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.984px; top: 95.875px; width: 118.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 665</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.6719px; top: 117.406px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 117.18px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 117.406px; width: 123.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 828</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__132": {
   "value": "<span style=\"display:inherit;clear:left;\">Minoritetsinteresser i konsernet</span><span style=\"display:inherit;clear:left;\">I 2025 var det en omstrukturering av bankens eiendomsmeglingsvirksomhet </span><span style=\"display:inherit;clear:left;\">i <span class=\"_ _0\"></span>Aktiv selskapene, hvor driften i bankens prim\u00e6romr\u00e5de ble utfisjonert </span><span style=\"display:inherit;clear:left;\">fra <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og overf\u00f8rt til <span class=\"_ _0\"></span>Aktiv Rogaland AS.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Banken er f\u00f8lgelig ikke aksjon\u00e6r i <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">lenger og har n\u00e5 all sin eiendomsmeglervirksomhet gjennom det heleide </span><span style=\"display:inherit;clear:left;\">datterselskapet <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS. Dermed er det ikke minoritetsinteresser<span class=\"_ _1\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i konsernet per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__133-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Utbytte mellom konsernselskaper</span><span style=\"display:inherit;clear:left;\">For 2025 ble det utbetalt utbytte fra datterselskaper til morbanken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 100,0 millioner kroner<span class=\"_ _0\"></span>. For 2024 ble det utbetalt utbytte p\u00e5 totalt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">85,0 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ransaksjoner med n\u00e6rst\u00e5ende parter</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ransaksjoner mellom mor og datterselskap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ransaksjoner mellom mor og datterselskap er prim\u00e6rt kun relatert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til ordin\u00e6re banktjenester<span class=\"_ _0\"></span>. Tjenestene er gitt til forretningsmessige <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">vilk\u00e5r og er eliminert i konsernregnskapet. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt</span><span style=\"display:inherit;clear:left;\">I oktober 2008 besluttet Stortinget \u00e5 iverksette en ordning der staten <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og banken bytter statskasseveksler mot obligasjoner med fortrinnsrett, </span><span style=\"display:inherit;clear:left;\">OMF<span class=\"_ _3\"></span>. For \u00e5 kunne benytte denne ordningen etablerte banken i februar </span><span style=\"display:inherit;clear:left;\">2009 et eget kredittforetak, kalt SSB Boligkreditt (n\u00e5 Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt <span class=\"_ _0\"></span>AS). Rogaland Sparebank Boligkreditt <span class=\"_ _2\"></span>AS er et heleid selskap </span><span style=\"display:inherit;clear:left;\">som forvalter boligl\u00e5n som er finansiert ved utstedelse av obligasjoner med </span><span style=\"display:inherit;clear:left;\">fortrinnsrett. Morbanken selger utl\u00e5n til selskapet som igjen finansierer </span><span style=\"display:inherit;clear:left;\">seg gjennom utstedelse av obligasjoner med fortrinnsrett. I tillegg har </span><span style=\"display:inherit;clear:left;\">datterselskapet b\u00e5de innskudd og gjeld mot morselskapet som </span><span style=\"display:inherit;clear:left;\">renteberegnes etter armlengdes prinsipper<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Det er i perioden frem til 31.12.2025 overf\u00f8rt 18,9 (15,1) milliarder kroner </span><span style=\"display:inherit;clear:left;\">i utl\u00e5n. Sikkerhetsmassen utgj\u00f8r totalt 19,5 (15,7) milliarder kroner<span class=\"_ _0\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">16,7 (13,6) milliarder kroner er finansiert ved utstedelse av OMF-er<span class=\"_ _0\"></span>, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og<span class=\"_ _1\"></span> 1,5 (0,9) milliarder kroner er finansiert med kortsiktig kreditt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Pe<span class=\"_ _0\"></span>r 31<span class=\"_ _0\"></span>.12<span class=\"_ _0\"></span>.202<span class=\"_ _0\"></span>5 har Rogaland Sparebank Boligkreditt 0,2 (0,2) milliarder </span><span style=\"display:inherit;clear:left;\">kroner i bank <span class=\"_ _3b\"></span>innskudd i morbank.<span class=\"_ _0\"></span> <span class=\"_ _1\"></span>  </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt betaler forvaltningshonorar for overf\u00f8rte </span><span style=\"display:inherit;clear:left;\">l\u00e5n samt betaling for kj\u00f8p av administrative tjenester fra morbanken. </span><span style=\"display:inherit;clear:left;\">Forvaltningshonorar er belastet Rogaland Sparebank Boligkreditt med </span><span style=\"display:inherit;clear:left;\">14,8 millioner kroner i 2025, sammenlignet med 12,4 millioner kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tilsvarende periode i 2024. Morbank har i 2025 belastet renter/kreditt-</span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>visj<span class=\"_ _2\"></span>one<span class=\"_ _0\"></span>r p\u00e5 kortsiktig kreditt med 46,9 millioner kroner<span class=\"_ _0\"></span>, sammenlignet<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">med 37,7 millioner kroner i tilsvarende periode i 2024. I tillegg har </span><span style=\"display:inherit;clear:left;\">mor <span class=\"_ _43\"></span>banken betalt totalt 24,0 millioner kroner i innskuddsrenter til </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt, sammenlignet med 15,3 millioner </span><span style=\"display:inherit;clear:left;\">kroner i samme periode 2024.</span><span style=\"display:inherit;clear:left;\">Det er i 2025 utbetalt et tilleggsutbytte til morbank p\u00e5 100,0 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>, i 2024 var utbyttebel\u00f8pet 85,0 millioner kroner<span class=\"_ _0\"></span>.     </span><span style=\"display:inherit;clear:left;\">Forholdet mellom morbanken og Rogaland Sparebank Boligkreditt </span><span style=\"display:inherit;clear:left;\">Overtakelse av boligl\u00e5n med gjenkj\u00f8p</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har avtale om overf\u00f8ring av utl\u00e5n med h\u00f8y sikkerhet </span><span style=\"display:inherit;clear:left;\">og pant i eiendom til Rogaland Sparebank Boligkreditt <span class=\"_ _0\"></span>AS. I henhold <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til inng\u00e5tt forvaltningsavtale forest\u00e5r banken forvalting av utl\u00e5nene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og opprettholder kundekontakten. Banken mottar et vederlag for de </span><span style=\"display:inherit;clear:left;\">plikter som f\u00f8lger med forvaltningen av l\u00e5nene.  Banken har vurdert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de regnskapsmessige implikasjonene dithen at det vesentligste av risiko </span><span style=\"display:inherit;clear:left;\">og fordeler ved eierskap knyttet til de solgte utl\u00e5nene er overf\u00f8rt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Dette inneb\u00e6rer full fraregning i bankens balanse. Det foreligger ingen </span><span style=\"display:inherit;clear:left;\">plikt til \u00e5 kj\u00f8pe tilbake l\u00e5n og i tilfelle krise skal Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt og sikkerhetsmassen st\u00e5 p\u00e5 egne ben, noe ogs\u00e5 ratingen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av foretakets obligasjoner hensyntar med hensyn til overpantsettelse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">skravet p\u00e5 5 % og myndighetskravet p\u00e5 5 %. Risiko p\u00e5 overf\u00f8rte l\u00e5n </span><span style=\"display:inherit;clear:left;\">overf\u00f8res til Rogaland Sparebank Boligkreditt, som p\u00e5 selvstendig </span><span style=\"display:inherit;clear:left;\">grunnlag har alle l\u00e5n fullt innregnet i beregningsgrunnlaget som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den regulatoriske kapitalkravsberegningen.</span><span style=\"display:inherit;clear:left;\">Mottatt vederlag for l\u00e5n som er overf\u00f8rt til Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt tilsvarer bokf\u00f8rt verdi og vurderes \u00e5 samsvare med l\u00e5nenes </span><span style=\"display:inherit;clear:left;\">virkelige verdi p\u00e5 overf\u00f8ringstidspunktet. Banken innregner alle rettig <span class=\"_ _3b\"></span>heter </span><span style=\"display:inherit;clear:left;\">og plikter som skapes eller beholdes ved overf\u00f8ringen separat som </span><span style=\"display:inherit;clear:left;\">eiendeler eller forpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Morbanken er hovedbank/oppgj\u00f8rsbank for Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt og alle betalinger gj\u00f8res via Rogaland Sparebank Boligkreditts </span><span style=\"display:inherit;clear:left;\">konti i Rogaland Sparebank. N\u00e5r boligkredittselskapet kj\u00f8per boligl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra morbanken s\u00e5 avregnes kj\u00f8pet mot boligkredittens sin oppgj\u00f8rskonto </span><span style=\"display:inherit;clear:left;\">i Rogaland Sparebank. Dersom Rogaland Boligkreditt ikke har kontanter<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">det vil si i de tilfeller hvor Rogaland Sparebank Boligkreditt kj\u00f8per l\u00e5n f\u00f8r </span><span style=\"display:inherit;clear:left;\">det utstedes ny OMF<span class=\"_ _3\"></span>, s\u00e5 vil banken midlertidig finansiere boligl\u00e5nskj\u00f8pet </span><span style=\"display:inherit;clear:left;\">med usikret finansiering. </span><span style=\"display:inherit;clear:left;\">I henhold til avtale mellom morbanken og Rogaland Sparebank Boligkreditt </span><span style=\"display:inherit;clear:left;\">er morbanken forpliktet til \u00e5 overf\u00f8re sikkerhet til Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt som tilsvarer et eventuelt krav til etterfylling av sikkerhet </span><span style=\"display:inherit;clear:left;\">(overpantsettelse) som f\u00f8lge av negativ verdiutvikling i boligl\u00e5nsporte-</span><span style=\"display:inherit;clear:left;\">f\u00f8ljens bel\u00e5ningsgrad.</span><span style=\"display:inherit;clear:left;\">Avtalen g\u00e5r i korte trekk ut p\u00e5 f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _132\"> </span><span class=\"fc2 ls5e\">L\u00e5n verdsettes f\u00f8r overf\u00f8ring. </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls7b ws2\">N\u00e5r et l\u00e5n overf\u00f8res i fra banken til Rogaland Sparebank Boligkreditt </span></span><span style=\"display:inherit;clear:left;\">sendes det notifikasjonsbrev til kunden. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ws2\">V<span class=\"_ _0\"></span>ed refinansiering tilbakef\u00f8res l\u00e5n til banken for s\u00e5 \u00e5 sjekkes p\u00e5 ny  </span></span><span style=\"display:inherit;clear:left;\">om de kvalifiserer til overf\u00f8ring til Rogaland Boligkreditt. </span><span style=\"display:inherit;clear:left;\">Aktiv Rogaland</span><span style=\"display:inherit;clear:left;\">Banken har per 31.12.2025 samlede utl\u00e5n og kreditter til <span class=\"_ _0\"></span>Aktiv Rogland <span class=\"_ _0\"></span>AS<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5 1,1 (9,4) millioner kroner<span class=\"_ _0\"></span>. L\u00e5nene er gitt p\u00e5 forretningsmessige vilk\u00e5r </span><span style=\"display:inherit;clear:left;\">og l\u00e5nene er eliminert i konsernregnskapet. Reduksjon i mellomv\u00e6rende </span><span style=\"display:inherit;clear:left;\">skyldes salg av eiendom og tilh\u00f8rende nedkvittering av gjeld innev\u00e6rende </span><span style=\"display:inherit;clear:left;\">\u00e5r<span class=\"_ _0\"></span>. Utover dette er det ingen vesentlige transaksjoner mellom banken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og Aktiv <span class=\"_ _1\"></span>Rogaland AS.</span><span style=\"display:inherit;clear:left;\">Forholdet mellom morbanken og Eika Boligkreditt (EBK)</span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av fusjonen har Rogaland Sparebank overtatt distribusjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">avtalen med EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS og opptrer som agent. Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank har en portef\u00f8lje ved utgangen av 2025 p\u00e5 449,7 (587,5) </span><span style=\"display:inherit;clear:left;\">millioner kroner<span class=\"_ _0\"></span>. T<span class=\"_ _3\"></span>otalt garantiansvar er p\u00e5 5,0 (5,9) millioner kroner<span class=\"_ _2\"></span>. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har i henhold til avtale med EBK forpliktet seg <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5 ha f\u00f8lgende garantiforpliktelser: </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls5e ws2\">Saksgaranti for hele l\u00e5nebel\u00f8pet fra bankens anmodning <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">om utbetaling til rettsvern er oppn\u00e5dd. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _133\"></span><span class=\"fc2 ls84 ws2\">T<span class=\"_ _0\"></span>apsgaranti begrenset til 1,0 % av utl\u00e5nsportef\u00f8ljen i EBK<span class=\"_ _0\"></span> <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">i en l\u00f8pende 12 m\u00e5neders periode, minimum 5,0 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank kan formidle l\u00e5n mellom EBK og bankens kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har etter fusjon ikke formidlet/overf\u00f8rt l\u00e5n (utover minimums-</span><span style=\"display:inherit;clear:left;\">tilf\u00f8rsel) til EBK da banken prim\u00e6rt benytter eget boligkredittforetak </span><span style=\"display:inherit;clear:left;\">(Rogaland Sparebank Boligkreditt). </span><span style=\"display:inherit;clear:left;\">For eksisterende portef\u00f8lje har banken likevel p\u00e5tatt seg en garanti-</span><span style=\"display:inherit;clear:left;\">forpliktelse som nevnt over og mottar formidlingsprovisjon knyttet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til disse l\u00e5nene. Garantien Rogaland Sparebank har avgitt til EBK <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er gitt i forbindelse med boligl\u00e5n som er innenfor regelverket for </span><span style=\"display:inherit;clear:left;\">obligasjoner med fortrinnsrett, og vil medf\u00f8re utbetaling fra banken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i de tilfeller der l\u00e5nebel\u00f8pet ikke kan dekkes hos den enkelte kunde. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I og med at garantien er gitt for en rekke godt sikrede l\u00e5n anser </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank risikoen knyttet til garantien som lav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Som en av eierbankene i EBK er ogs\u00e5 banken forpliktet til \u00e5 tilf\u00f8re kapital </span><span style=\"display:inherit;clear:left;\">i EBK, i den grad det er n\u00f8dvendig for \u00e5 opprettholde selskapets kapitalm\u00e5l. </span><span style=\"display:inherit;clear:left;\">Kapitalm\u00e5l kan endres etter anbefaling eller p\u00e5legg fra Finanstilsynet. </span><span style=\"display:inherit;clear:left;\">Eierbankenes ansvar for tilf\u00f8rsel av kapital er proratarisk, og fordeles <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den enkelte eierbanks andel av EBK sin utl\u00e5nsportef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 emisjonstidspunktet. Den enkelte eierbanks forpliktelse kan \u00f8kes inntil </span><span style=\"display:inherit;clear:left;\">to ganger deres opprinnelige pro rata andel dersom det er eierbanker </span><span style=\"display:inherit;clear:left;\">som misligholder forpliktelsene om innbetaling av kapital.</span><span style=\"display:inherit;clear:left;position:relative;height:150.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 33.2031px; top: 0.0019531px; width: 650.736px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 522.795px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.078px; top: 25.8691px; width: 110.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og garantier</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 16.4219px; top: 39.5898px; width: 702.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 462.375px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.7656px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 75.625px; width: 130.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 627</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.078px; top: 75.3887px; width: 264.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier til styret inklusiv n\u00e6rst\u00e5ende</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.406px; top: 75.625px; width: 130.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.4415px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 627</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.17188px; top: 96.8906px; width: 131.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 959</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 729</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.078px; top: 96.6543px; width: 205.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier forstanderskapet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 587.688px; top: 96.8906px; width: 131.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 959</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 729</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 118.141px; width: 137.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">606 175</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">579 633</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.078px; top: 117.92px; width: 267.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlet l\u00e5n (inkludert trekk p\u00e5 kassekreditt) til ansatte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.234px; top: 118.141px; width: 137.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">584 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549 273</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.04688px; top: 139.672px; width: 136.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">659 344</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">650 989</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.078px; top: 139.445px; width: 226.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum l\u00e5n og garantier til ansatte og tillitsvalgte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.469px; top: 139.672px; width: 136.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">637 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.2091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">620 629</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__135": {
   "value": "<span style=\"display:inherit;clear:left;position:relative;height:133.169921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.4336px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 596.094px; top: 43.4336px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 36.9004px; width: 284.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 79.1406px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 141</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 306 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 78.9043px; width: 80.4668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 79.1406px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 806 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 100.17px; width: 245.162px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende Rogland Sparebank Boligkreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 100.406px; width: 136.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 531 269</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 866 909 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 121.922px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 141</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 306</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 121.695px; width: 101.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 121.922px; width: 132.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 531 836</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">867 715</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__134": {
   "value": "<span style=\"display:inherit;clear:left;position:relative;height:133.169921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 36.8125px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.4336px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 596.094px; top: 43.4336px; width: 136.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 36.9004px; width: 284.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.7969px; top: 79.1406px; width: 121.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 141</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 306 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 78.9043px; width: 80.4668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 79.1406px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 806 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 100.17px; width: 245.162px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende Rogland Sparebank Boligkreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.766px; top: 100.406px; width: 136.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 531 269</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 866 909 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.8281px; top: 121.922px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 141</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 306</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.484px; top: 121.695px; width: 101.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.312px; top: 121.922px; width: 132.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 531 836</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.2949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">867 715</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__131": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i datterselskap</span><span style=\"display:inherit;clear:left;position:relative;height:232.34765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.188px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 12.7852px; width: 44.5488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 50.4434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 48.7324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 30.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.062px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 64.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Datterselskap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.6914px; width: 199.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.562px; top: 25.8086px; width: 32.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.656px; top: 25.8086px; width: 18.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.578px; top: 25.8086px; width: 29.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 25.8086px; width: 81.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.25</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 716.516px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5605px; width: 82.3359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendoms-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 756.545px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">megling </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">J\u00e6ren AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">934 001 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jernbanegata 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bryne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.29px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 185</span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.1543px; width: 31.0312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.826px; width: 114.791px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 114.791px; top: 112.826px; width: 641.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">987 031 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">J\u00f8rpeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 500 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.7246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 200</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.732px; width: 110.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland Sparebank </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.42px; width: 114.996px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Boligkreditt AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.875px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 114.996px; top: 148.42px; width: 641.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">993 153 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.3398px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 427 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.209px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 276 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1523px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 130</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.436px; width: 114.65px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leirfivel AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 114.65px; top: 182.436px; width: 642.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">920 538 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.5332px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.9179px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 220.883px; width: 143.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi datterselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 221.109px; width: 153.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">879 641</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">879 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">877 528</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__130": {
   "value": "<span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper  </span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Tilknyttet foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. T<span class=\"_ _0\"></span>ilknyttet foretak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig innflytelse, men ikke kontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig innflytelse n\u00e5r banken har en </span><span style=\"display:inherit;clear:left;\">eierandel p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godt <span class=\"_ _3b\"></span>gj\u00f8res </span><span style=\"display:inherit;clear:left;\">at dette ikke er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">fra det tidspunkt betydelig innflytelse etableres og til det opph\u00f8rer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Investeringen f\u00f8rstegangsinnregnes til anskaffelseskost og justeres </span><span style=\"display:inherit;clear:left;\">deretter for endringen i bankens andel av nettoeiendelene til det </span><span style=\"display:inherit;clear:left;\">tilknyttede foretaket. T<span class=\"_ _0\"></span>ilknyttede foretak regnskapsf\u00f8res etter </span><span style=\"display:inherit;clear:left;\">egenkapitalmetoden b\u00e5de i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anskaf<span class=\"_ _0\"></span>felses-</span><span style=\"display:inherit;clear:left;\">kost redusert for nedskrivninger i samsvar med IAS 36. Behovet </span><span style=\"display:inherit;clear:left;\">for nedskrivninger vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige </span><span style=\"display:inherit;clear:left;\">langsiktige eiendeler<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__129": {
   "value": "<span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper  </span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Tilknyttet foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. T<span class=\"_ _0\"></span>ilknyttet foretak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig innflytelse, men ikke kontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig innflytelse n\u00e5r banken har en </span><span style=\"display:inherit;clear:left;\">eierandel p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godt <span class=\"_ _3b\"></span>gj\u00f8res </span><span style=\"display:inherit;clear:left;\">at dette ikke er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">fra det tidspunkt betydelig innflytelse etableres og til det opph\u00f8rer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Investeringen f\u00f8rstegangsinnregnes til anskaffelseskost og justeres </span><span style=\"display:inherit;clear:left;\">deretter for endringen i bankens andel av nettoeiendelene til det </span><span style=\"display:inherit;clear:left;\">tilknyttede foretaket. T<span class=\"_ _0\"></span>ilknyttede foretak regnskapsf\u00f8res etter </span><span style=\"display:inherit;clear:left;\">egenkapitalmetoden b\u00e5de i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anskaf<span class=\"_ _0\"></span>felses-</span><span style=\"display:inherit;clear:left;\">kost redusert for nedskrivninger i samsvar med IAS 36. Behovet </span><span style=\"display:inherit;clear:left;\">for nedskrivninger vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige </span><span style=\"display:inherit;clear:left;\">langsiktige eiendeler<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__138": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:127.16015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.188px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 52.2422px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 12.7852px; width: 44.5488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 50.4434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 48.7324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 30.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.062px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 45.6738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.6914px; width: 199.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.562px; top: 25.8086px; width: 32.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.656px; top: 25.8086px; width: 18.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.578px; top: 25.8086px; width: 29.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 25.8086px; width: 81.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.25</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 716.516px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5762px; width: 89.3086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver Regn-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 114.504px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">skapsservice AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 114.504px; top: 77.248px; width: 642.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.711px; width: 320.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 115.922px; width: 147.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:145.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.74414px; width: 302.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.9023px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 217.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9375px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 36.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 91.4688px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 112.719px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 984 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.023px; width: 176.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 134.25px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 368 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 368 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:145.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.75977px; width: 302.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.918px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 217.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9531px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9824px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.248px; width: 36.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 91.4688px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 112.734px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.023px; width: 176.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 134.25px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:434.82421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 5.60352px; width: 177.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.9023px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 166.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9375px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 586 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 586 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 105.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 70.2031px; width: 147.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 72.2168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 91.4531px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 069 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 069 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.758px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 112.984px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 367 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 133.748px; width: 168.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 133.984px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 492 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.607px; width: 119.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.467px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 175.703px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 876 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 197.008px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 197.234px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 367 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.248px; width: 70.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 239.484px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 052 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.514px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.938px; top: 260.734px; width: 142.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -533 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 281.764px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 282px; width: 158.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -51 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -51 441 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.029px; width: 74.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 303.266px; width: 139.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 431 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 431 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 324.295px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 629.078px; top: 324.516px; width: 130.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 72.2285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 345.781px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.086px; width: 113.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 367.312px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 090 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 090 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 407.836px; width: 197.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 415.938px; width: 147.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.586px; width: 139.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Rogaland Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice <span class=\"_ _0\"></span>AS er et lokalt Sandnes selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Selskapet har 34 ansatte per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__137-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:127.16015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.188px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 52.2422px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 12.7852px; width: 44.5488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 50.4434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 48.7324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 30.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.062px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 45.6738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.6914px; width: 199.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.562px; top: 25.8086px; width: 32.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.656px; top: 25.8086px; width: 18.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.578px; top: 25.8086px; width: 29.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 25.8086px; width: 81.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.25</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 716.516px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5762px; width: 89.3086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver Regn-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 114.504px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">skapsservice AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 114.504px; top: 77.248px; width: 642.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.711px; width: 320.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 115.922px; width: 147.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:145.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.74414px; width: 302.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.9023px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 217.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9375px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 36.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 91.4688px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 112.719px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 984 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.023px; width: 176.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 134.25px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 368 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 368 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:145.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.75977px; width: 302.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.918px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 217.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9531px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9824px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.248px; width: 36.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 91.4688px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 112.734px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.023px; width: 176.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 134.25px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:434.82421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 5.60352px; width: 177.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.9023px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 166.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9375px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 586 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 586 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 105.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 70.2031px; width: 147.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 72.2168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 91.4531px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 069 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 069 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.758px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 112.984px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 367 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 133.748px; width: 168.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 133.984px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 492 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.607px; width: 119.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.467px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 175.703px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 876 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 197.008px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 197.234px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 367 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.248px; width: 70.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 239.484px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 052 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.514px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.938px; top: 260.734px; width: 142.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -533 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 281.764px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 282px; width: 158.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -51 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -51 441 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.029px; width: 74.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 303.266px; width: 139.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 431 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 431 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 324.295px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 629.078px; top: 324.516px; width: 130.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 72.2285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 345.781px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.086px; width: 113.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 367.312px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 090 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 090 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 407.836px; width: 197.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 415.938px; width: 147.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.586px; width: 139.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Rogaland Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice <span class=\"_ _0\"></span>AS er et lokalt Sandnes selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Selskapet har 34 ansatte per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__136": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:127.16015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.188px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0117187px; width: 39.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 52.2422px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 12.7852px; width: 44.5488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 50.4434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 48.7324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 30.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.062px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9023px; width: 24.3691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 45.6738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.469px; top: 25.6914px; width: 199.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.562px; top: 25.8086px; width: 32.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.656px; top: 25.8086px; width: 18.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.578px; top: 25.8086px; width: 29.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 561.594px; top: 25.8086px; width: 81.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.25</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 716.516px; top: 25.8086px; width: 39.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5762px; width: 89.3086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver Regn-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 114.504px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">skapsservice AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 114.504px; top: 77.248px; width: 642.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5547px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.711px; width: 320.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 115.922px; width: 147.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3691px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:145.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.74414px; width: 302.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.9023px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 217.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9375px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 36.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 91.4688px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 112.719px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 984 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 984 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.023px; width: 176.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 134.25px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 368 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 368 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:145.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.75977px; width: 302.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.918px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 217.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9531px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9824px; width: 115.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.248px; width: 36.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 91.4688px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 112.734px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.023px; width: 176.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 134.25px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:434.82421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 0.0117187px; width: 55.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 5.60352px; width: 177.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.328px; top: 12.9023px; width: 220.775px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5136px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 166.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 48.9375px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 586 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 586 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 105.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 70.2031px; width: 147.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 72.2168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 91.4531px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 069 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 069 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.758px; width: 70.7402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 112.984px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 367 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 133.748px; width: 168.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 133.984px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 492 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 492 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.607px; width: 119.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.467px; width: 59.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 175.703px; width: 148.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 876 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 197.008px; width: 124.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 197.234px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 367 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.248px; width: 70.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 239.484px; width: 154.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.4511px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 052 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.514px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.938px; top: 260.734px; width: 142.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -533 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 281.764px; width: 111.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 282px; width: 158.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -51 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -51 441 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.029px; width: 74.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.422px; top: 303.266px; width: 139.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 431 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 431 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 324.295px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 629.078px; top: 324.516px; width: 130.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 72.2285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 345.781px; width: 151.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6779px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.086px; width: 113.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.078px; top: 367.312px; width: 153.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 090 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 090 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 407.836px; width: 197.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 415.938px; width: 147.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.5938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.586px; width: 139.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Rogaland Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice <span class=\"_ _0\"></span>AS er et lokalt Sandnes selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Selskapet har 34 ansatte per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__148": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span><span style=\"display:inherit;clear:left;position:relative;height:459.685546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 67.2656px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.359px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.938px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 155.062px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 656.312px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 169.016px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.5px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 670.125px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 58.9316px; width: 149.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 108.719px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 108.492px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 128.438px; width: 194.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 128.201px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 148.186px; width: 63.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 168.17px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 188.154px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 208.641px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 208.414px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 228.359px; width: 200.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.453px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 228.123px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 228.359px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.9844px; top: 248.344px; width: 182.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 248.107px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 248.344px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 268.594px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 268.367px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 99.5469px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 288.076px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.203px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 308.061px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 328.266px; width: 203.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553</span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 328.045px; width: 93.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser/fisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 348.029px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 368.014px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 388.484px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 388.258px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 408.203px; width: 200.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 407.982px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 408.203px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.6562px; top: 428.188px; width: 197.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 570</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">192 743</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 427.967px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 428.188px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 448.438px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 448.211px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:138.544921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 73.6406px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 221.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 36.6191px; width: 136.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.469px; top: 80.25px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 80.0293px; width: 153.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.0312px; top: 103.641px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-8\" style=\"position: absolute; display: inline-block; left: 113.859px; top: 103.492px; width: 24.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 103.42px; width: 239.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Rogaland (tidl. Ryfylke Eiendomsmegling)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.375px; top: 127.297px; width: 193.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 127.07px; width: 67.2598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__147": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span><span style=\"display:inherit;clear:left;position:relative;height:459.685546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 67.2656px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.359px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.938px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 155.062px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 656.312px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 169.016px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.5px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 670.125px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 58.9316px; width: 149.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 108.719px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 108.492px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 128.438px; width: 194.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 128.201px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 148.186px; width: 63.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 168.17px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 188.154px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 208.641px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 208.414px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 228.359px; width: 200.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.453px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 228.123px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 228.359px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.9844px; top: 248.344px; width: 182.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 248.107px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 248.344px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 268.594px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 268.367px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 99.5469px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 288.076px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.203px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 308.061px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 328.266px; width: 203.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553</span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 328.045px; width: 93.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser/fisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 348.029px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 368.014px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 388.484px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 388.258px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 408.203px; width: 200.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 407.982px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 408.203px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.6562px; top: 428.188px; width: 197.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 570</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">192 743</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 427.967px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 428.188px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 448.438px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 448.211px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:138.544921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 73.6406px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 221.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 36.6191px; width: 136.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.469px; top: 80.25px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 80.0293px; width: 153.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.0312px; top: 103.641px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-8\" style=\"position: absolute; display: inline-block; left: 113.859px; top: 103.492px; width: 24.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 103.42px; width: 239.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Rogaland (tidl. Ryfylke Eiendomsmegling)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.375px; top: 127.297px; width: 193.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 127.07px; width: 67.2598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__146": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span><span style=\"display:inherit;clear:left;position:relative;height:459.685546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 67.2656px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.359px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.938px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 155.062px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 656.312px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 169.016px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.5px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 670.125px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 58.9316px; width: 149.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 108.719px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 108.492px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 128.438px; width: 194.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 128.201px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 148.186px; width: 63.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 168.17px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 188.154px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 208.641px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 208.414px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 228.359px; width: 200.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.453px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 228.123px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 228.359px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.9844px; top: 248.344px; width: 182.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 248.107px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 248.344px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 268.594px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 268.367px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 99.5469px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 288.076px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.203px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 308.061px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 328.266px; width: 203.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553</span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 328.045px; width: 93.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser/fisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 348.029px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 368.014px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 388.484px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 388.258px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 408.203px; width: 200.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 407.982px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 408.203px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.6562px; top: 428.188px; width: 197.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 570</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">192 743</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 427.967px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 428.188px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 448.438px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 448.211px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:138.544921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 73.6406px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 221.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 36.6191px; width: 136.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.469px; top: 80.25px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 80.0293px; width: 153.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.0312px; top: 103.641px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-8\" style=\"position: absolute; display: inline-block; left: 113.859px; top: 103.492px; width: 24.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 103.42px; width: 239.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Rogaland (tidl. Ryfylke Eiendomsmegling)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.375px; top: 127.297px; width: 193.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 127.07px; width: 67.2598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__145": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span><span style=\"display:inherit;clear:left;position:relative;height:459.685546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 67.2656px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.359px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 693.938px; top: 39.668px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 155.062px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 656.312px; top: 52.5586px; width: 62.3379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 169.016px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.5px; top: 65.4648px; width: 127.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 670.125px; top: 65.4648px; width: 44.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 58.9316px; width: 149.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 108.719px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 108.492px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 128.438px; width: 194.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 128.201px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 148.186px; width: 63.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 168.17px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 188.154px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 208.641px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 208.414px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 228.359px; width: 200.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.453px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 228.123px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 228.359px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.9844px; top: 248.344px; width: 182.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.535px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 248.107px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 248.344px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 268.594px; width: 202.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.361px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 268.367px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 99.5469px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 288.076px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.203px; top: 288.312px; width: 28.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 308.061px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 328.266px; width: 203.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553</span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 328.045px; width: 93.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser/fisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 348.029px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 368.014px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 388.484px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 388.258px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.625px; top: 408.203px; width: 200.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.5156px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 407.982px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 408.203px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.6562px; top: 428.188px; width: 197.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 570</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">192 743</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 427.967px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.078px; top: 428.188px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23px; top: 448.438px; width: 193.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.408px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 264.5px; top: 448.211px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:138.544921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 73.6406px; top: 0.0019531px; width: 62.5898px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 221.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 36.6191px; width: 136.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.469px; top: 80.25px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 80.0293px; width: 153.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.0312px; top: 103.641px; width: 18.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-8\" style=\"position: absolute; display: inline-block; left: 113.859px; top: 103.492px; width: 24.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 103.42px; width: 239.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Rogaland (tidl. Ryfylke Eiendomsmegling)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.375px; top: 127.297px; width: 193.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 270.875px; top: 127.07px; width: 67.2598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__144": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__143": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS (eiendoms<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">segment, goodwill oppstod som f\u00f8lge av utkj\u00f8p av minoritetsaksjo<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">n\u00e6rer i 2024.  Nedskrivningstesting av balansef\u00f8rte verdier foretas </span><span style=\"display:inherit;clear:left;\">ved en neddiskontering av forventet fremtidig kontantstr\u00f8m fra </span><span style=\"display:inherit;clear:left;\">virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 godkjente budsjetter </span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser er beheftet </span><span style=\"display:inherit;clear:left;\">med stor grad av usikkerhet. Dersom de faktiske \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i budsjetter og planer vil nedskrivningstestene kunne gi et annet </span><span style=\"display:inherit;clear:left;\">resultat. Videre avhenger nedskrivningstestene av det benyttede </span><span style=\"display:inherit;clear:left;\">avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er skj\u00f8nnsmessig fastsatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av tilgjengelig informasjon p\u00e5 balansedagen. </span><span style=\"display:inherit;clear:left;\">Nedskrivningstest gjennomf\u00f8res \u00e5rlig, og gir ikke grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for nedskrivning for 2025. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget  </span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sa<span class=\"_ _0\"></span>mm<span class=\"_ _0\"></span>en<span class=\"_ _2\"></span>-</span><span style=\"display:inherit;clear:left;\">sl\u00e5inge<span class=\"_ _2\"></span>n og deres andel av netto egenkapital i henhold til opp<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span> <span class=\"_ _3b\"></span>kj\u00f8ps<span class=\"_ _0\"></span> <span class=\"_ _3b\"></span>-</span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge </span><span style=\"display:inherit;clear:left;\">av at netto verdi av de identifiserte eiendelene og forpliktelsene </span><span style=\"display:inherit;clear:left;\">oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill </span><span style=\"display:inherit;clear:left;\">er inntektsf\u00f8rt i 2024 over ordin\u00e6rt resultat etter reglene i IFRS 3.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__153": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span><span style=\"display:inherit;clear:left;position:relative;height:526.90234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 81.2812px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.375px; top: 39.6523px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 707.953px; top: 39.6523px; width: 24.9551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 12.0156px; top: 52.5586px; width: 49.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 82.2969px; top: 52.5586px; width: 63.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 52.5586px; width: 44.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 513.562px; top: 52.5586px; width: 49.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.984px; top: 52.5586px; width: 63.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 686.938px; top: 52.5586px; width: 44.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4492px; width: 57.2344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 101.141px; top: 65.4492px; width: 41.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 198.047px; top: 65.4492px; width: 30.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.109px; top: 65.4492px; width: 57.2344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.094px; top: 65.4492px; width: 41.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 699.172px; top: 65.4492px; width: 30.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 58.916px; width: 96.0234px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7812px; top: 110.609px; width: 196.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 110.383px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 110.609px; width: 196.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6406px; top: 134.156px; width: 200.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.635px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 133.936px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 537.844px; top: 134.156px; width: 194.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.4px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 982 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 157.748px; width: 140.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser/nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 106.672px; top: 181.781px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 545 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 181.561px; width: 91.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang ved fusjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.844px; top: 181.781px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6406px; top: 205.594px; width: 203.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 431 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 650 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 205.357px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.172px; top: 205.594px; width: 203.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 573 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7812px; top: 229.672px; width: 196.354px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 282</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 229.445px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 229.672px; width: 196.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 227</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.2656px; top: 253.219px; width: 209.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">103 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 545</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 584</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 252.982px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 253.219px; width: 203.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 073</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.2656px; top: 277.031px; width: 209.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">431</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 301</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 276.795px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 277.031px; width: 203.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">94 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 846</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7812px; top: 301.109px; width: 196.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 114</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 282</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 300.883px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 301.109px; width: 196.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 227</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6406px; top: 324.641px; width: 203.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 703 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 169 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 324.42px; width: 36.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.172px; top: 324.641px; width: 203.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 500 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 966 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.0156px; top: 348.453px; width: 194.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 615 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 055 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 348.232px; width: 63.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 372.045px; width: 76.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6406px; top: 396.078px; width: 203.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 502 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 395.857px; width: 68.4023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.172px; top: 396.078px; width: 203.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 247 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6855px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 429 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.875px; top: 420.156px; width: 195.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 783 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 895</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 419.93px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 420.156px; width: 196.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 981</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 783</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.2656px; top: 443.703px; width: 209.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 752</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 443.467px; width: 145.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 443.703px; width: 203.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">98 673</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 039</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.2656px; top: 467.516px; width: 209.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 858</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 467.279px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 467.516px; width: 203.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 692</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 275</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.875px; top: 491.594px; width: 195.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 783</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 895</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 491.367px; width: 138.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 491.594px; width: 196.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 981</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 783</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.6719px; top: 515.141px; width: 113.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 514.904px; width: 82.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.375px; top: 515.141px; width: 113.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.1114px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;\">Aktiverte investeringer knyttet til leide lokaler avskrives over resterende </span><span style=\"display:inherit;clear:left;\">leieperiode.  </span><span style=\"display:inherit;clear:left;\">Forretningsbygg p\u00e5 J\u00f8rpeland tidligere eid via <span class=\"_ _0\"></span>Aktiv Rogaland <span class=\"_ _0\"></span>AS <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i l\u00f8pet av \u00e5ret solgt. Salget ga et regnskapsmessig tap for konsernet </span><span style=\"display:inherit;clear:left;\">p\u00e5 ca. 3,5 millioner kroner<span class=\"_ _0\"></span>.  </span><span style=\"display:inherit;clear:left;\">Forretningsbygg tilh\u00f8rende morbanken gjelder to eiendommer i Hjelmeland </span><span style=\"display:inherit;clear:left;\">Kommune og ble tilf\u00f8rt via fusjonen i 2024. Utnyttbar levetid for eien-</span><span style=\"display:inherit;clear:left;\">dom<span class=\"_ _0\"></span>mene<span class=\"_ _2\"></span> er satt til 20 \u00e5r<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__152": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__151": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__150": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__156": {
   "value": "<span style=\"display:inherit;clear:left;\">Leieavtaler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontrollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning </span><span style=\"display:inherit;clear:left;\">for leieavtaler knyttet til kontorlokaler<span class=\"_ _0\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksrett eiendel og rentekostnad </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bankens IT<span class=\"_ _0\"></span>-avtaler </span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p </span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8rt<span class=\"_ _0\"></span>. Leieavtalene som faller inn under disse unntakene innregnes </span><span style=\"display:inherit;clear:left;\">l\u00f8pende som andre driftskostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som </span><span style=\"display:inherit;clear:left;\">fast leie justert for indeksreguleringer i leiekontraktene. Eventuelle </span><span style=\"display:inherit;clear:left;\">opsjoner i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler </span><span style=\"display:inherit;clear:left;\">f\u00f8r endelig kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med </span><span style=\"display:inherit;clear:left;\">mindre det er rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. </span><span style=\"display:inherit;clear:left;\">Felleskostnader og andre variable leiebetalinger vil ikke bli innregnet </span><span style=\"display:inherit;clear:left;\">i leieforpliktelsen for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietaker </span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, </span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler </span><span style=\"display:inherit;clear:left;\">som er n\u00f8dvendige for en eiendel av lignende verdi som </span><span style=\"display:inherit;clear:left;\">bruks <span class=\"_ _43\"></span>retteien<span class=\"_ _2\"></span>delen. Renten hensyntar b\u00e5de risikofri rente,<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">kredittrisiko og leiespesifikt p\u00e5slag, herunder sikkerhet/pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i leieavtalen. Renten vil tilpasses den faktiske leiekontraktens </span><span style=\"display:inherit;clear:left;\">varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">gjenv\u00e6rende leiebetalingene diskontert med marginal l\u00e5nerente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tidspunktet for f\u00f8rstegangsanvendelse, samt innregnet </span><span style=\"display:inherit;clear:left;\">tilh\u00f8rende bruksrettighet til et bel\u00f8p som reflekterer verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av eiendelen som om standarden var gjeldende fra tidspunkt </span><span style=\"display:inherit;clear:left;\">for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">heter leieavtaler\u00bb, mens leieforpliktelsene presenteres som </span><span style=\"display:inherit;clear:left;\">\u00abLeieforpliktelser\u00bb. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en ned <span class=\"_ _3b\"></span>skrivnings-</span><span style=\"display:inherit;clear:left;\">tes<span class=\"_ _0\"></span>t i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det. </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og annen fast eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y<span class=\"_ _0\"></span>. Konsernets </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">bruksretteiendeler er kategorisert og presentert i tabellen under:</span></span> </span><span style=\"display:inherit;clear:left;\">Bruksretteiendeler</span><span style=\"display:inherit;clear:left;position:relative;height:706.87109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 100.625px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.641px; top: 47.543px; width: 44.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 568.969px; top: 47.543px; width: 44.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 15.9688px; top: 60.4336px; width: 94.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.641px; top: 60.4336px; width: 111.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 494.5px; top: 60.4336px; width: 50.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 568.969px; top: 60.4336px; width: 179.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 53.9004px; width: 123.082px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksretteiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.062px; width: 249.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 127 760 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 184 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 103.949px; width: 153.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.109px; top: 104.062px; width: 248.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 122 721 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 125.312px; width: 237.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 188 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 125.092px; width: 146.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang av bruksretteiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 515.344px; top: 125.312px; width: 237.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 969 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 665 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.0938px; top: 146.578px; width: 228.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 365 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 365 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 146.342px; width: 91.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang ved fusjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 522.828px; top: 146.578px; width: 228.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 365 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 365 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 166.232px; width: 193.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.35938px; top: 173.297px; width: 238.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.967px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 993</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 173.297px; width: 238.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 993</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.6759px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 179.904px; width: 19.6406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.70312px; top: 200.281px; width: 248.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 124 379 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 200.055px; width: 139.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.156px; top: 200.281px; width: 247.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3965px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 084 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 238.934px; width: 190.635px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.84375px; top: 246.906px; width: 243.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 907 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.453px; top: 246.906px; width: 243.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 076 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 254.684px; width: 57.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.84375px; top: 274.672px; width: 243.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 076 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 274.436px; width: 121.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.453px; top: 274.672px; width: 243.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 294.449px; width: 193.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 302.688px; width: 242.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 302.688px; width: 242.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 74 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 79 272 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 310.199px; width: 57.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 347.602px; width: 194.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 355.703px; width: 242.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 107 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 396 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 355.703px; width: 242.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 464 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 811 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 363.352px; width: 51.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 382.812px; width: 249.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 133 977 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 124 379 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 382.699px; width: 153.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.109px; top: 382.812px; width: 249.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8164px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 084 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 404.062px; width: 237.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 998 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 403.842px; width: 146.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang av bruksretteiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 522.828px; top: 404.062px; width: 228.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 998 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 533 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 425.092px; width: 63.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 444.982px; width: 193.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5781px; top: 452.047px; width: 237.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 929 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.287px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -64</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.506px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 993 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 515.344px; top: 452.047px; width: 237.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 767 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.879px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -64</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 702 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 458.654px; width: 19.6406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.70312px; top: 479.031px; width: 248.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 140 439 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 360 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 907 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 478.805px; width: 139.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.109px; top: 479.031px; width: 248.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 121 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 360 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.9766px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 320 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 517.684px; width: 193.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.84375px; top: 525.656px; width: 243.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.453px; top: 525.656px; width: 243.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 74 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 79 272 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 533.434px; width: 57.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.84375px; top: 553.422px; width: 243.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 268 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 553.186px; width: 121.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.453px; top: 553.422px; width: 243.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 422 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 268 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 039 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 572.961px; width: 175.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.70312px; top: 581.062px; width: 248.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 755 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 953 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 887 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 581.062px; width: 242.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 88 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 953 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 312 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 588.711px; width: 51.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 606.445px; width: 194.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 614.547px; width: 242.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 39 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 020 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 614.547px; width: 242.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 344 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 008 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 622.195px; width: 51.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 661.311px; width: 185.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Laveste av gjenst\u00e5ende leieperiode  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.2031px; top: 668.375px; width: 164.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-10 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 668.375px; width: 170.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-10 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 674.982px; width: 115.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eller \u00f8konomisk levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.3906px; top: 695.094px; width: 169.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.062px; top: 694.873px; width: 101.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivningsmetode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.484px; top: 695.094px; width: 169.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span></span></span><span style=\"display:inherit;clear:left;\">Leieforpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:632.185546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 97.8906px; top: 0.0019531px; width: 565.857px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.918px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 132.906px; top: 39.6523px; width: 44.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 39.5352px; width: 141.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Udiskonterte leieforpliktelser  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 566.234px; top: 39.6523px; width: 44.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 13.2344px; top: 52.5586px; width: 94.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 132.906px; top: 52.5586px; width: 111.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8418px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 52.5586px; width: 263.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og forfall av betalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 566.234px; top: 52.5586px; width: 179.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.496px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.10938px; top: 89.3281px; width: 243.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 352 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 139 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 89.2148px; width: 84.2285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mindre enn 1 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 505.719px; top: 89.3281px; width: 243.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 658 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.10938px; top: 113.125px; width: 243.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 852 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 995 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 736 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 112.904px; width: 29.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-2 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 505.719px; top: 113.125px; width: 243.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 250 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 995 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 365 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.84375px; top: 136.938px; width: 237.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.668px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 742 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 844 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 136.717px; width: 29.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2-3 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 136.938px; width: 237.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 844 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 742 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 585 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.84375px; top: 160.75px; width: 237.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.885px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 152 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 160.529px; width: 29.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-4 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 160.75px; width: 237.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 212 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 184.342px; width: 29.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 208.154px; width: 64.6172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mer enn 5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 229.195px; width: 176.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale udiskonterte leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 237.297px; width: 242.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 871 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.75px; top: 237.297px; width: 242.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 47 691 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 820 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 244.945px; width: 51.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 295.504px; width: 128.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i leieforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 342.281px; width: 242.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 019 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 650 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 342.055px; width: 163.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.75px; top: 342.281px; width: 242.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 310 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 274 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 678 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 362.936px; width: 150.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.84375px; top: 370px; width: 237.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 128 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9395px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 014 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.094px; top: 370px; width: 228.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 031 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 376.623px; width: 103.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.3594px; top: 398px; width: 228.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 397.779px; width: 210.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang ved fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.094px; top: 398px; width: 228.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.502px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 421.812px; width: 243.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -19 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 819</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -17 383</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 421.592px; width: 111.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av hovedstol </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501.422px; top: 421.812px; width: 243.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -16 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 819</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -18 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 445.625px; width: 238.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -18</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 790</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 445.389px; width: 92.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av renter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.75px; top: 445.625px; width: 238.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 757</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -18</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 048</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.84375px; top: 469.438px; width: 237.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 790 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 469.201px; width: 197.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 469.438px; width: 237.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 048 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.64062px; top: 493.516px; width: 239.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 587 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 702 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 493.289px; width: 163.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.75px; top: 493.516px; width: 239.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 383 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 463 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 897</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 514.17px; width: 150.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.84375px; top: 521.25px; width: 237.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 101 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 935 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 166 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 521.25px; width: 237.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 321 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 935 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.574px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 257 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 527.857px; width: 103.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 549.25px; width: 243.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 002</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 516</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -18 300</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 549.014px; width: 111.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av hovedstol </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501.422px; top: 549.25px; width: 243.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -17 863</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5918px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 516</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -19 565</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.625px; top: 573.047px; width: 238.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -34</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 882</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 572.826px; width: 92.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av renter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.75px; top: 573.047px; width: 238.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 766</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.1895px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -34</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 063</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.84375px; top: 596.859px; width: 237.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 179 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 263 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 882 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 596.639px; width: 197.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 596.859px; width: 237.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 263 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.2616px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 063 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 620.938px; width: 242.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.8125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 345 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 46 567 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.328px; top: 620.711px; width: 163.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.75px; top: 620.938px; width: 242.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 842 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.4315px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.4141px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 588 </span></span></span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 husleieavtaler er ca. 4,8 %. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 leie av maskiner og utstyr <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er ca. 5,2 % og for kj\u00f8ret\u00f8y er ca. 5,2 %. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For husleieavtaler bruker vi leietakers marginale l\u00e5nerente, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mens for maskiner og kj\u00f8ret\u00f8y er det benyttet den implisitte <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">renten i leieavtalen.</span><span style=\"display:inherit;clear:left;\">Indeksjustering av husleiekostnader er hensyntatt i beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av forpliktelsen basert p\u00e5 det som fremg\u00e5r av avtalen.</span><span style=\"display:inherit;clear:left;\">Leieavtalene inneholder ikke restriksjoner p\u00e5 konsernets utbytte-</span><span style=\"display:inherit;clear:left;\">pol<span class=\"_ _1\"></span>it<span class=\"_ _1\"></span>ikk<span class=\"_ _1\"></span> eller finansieringsmuligheter. Konsernet har ikke vesentlige<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">restverdigarantier knyttet til sine leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:171.013671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 24.4375px; top: 0.0019531px; width: 674.127px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 546.188px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.67188px; top: 34.6523px; width: 107.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 615.672px; top: 34.6523px; width: 107.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 28.1191px; width: 280.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre leiekostnader innregnet i resultatet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 71.75px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 223 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 71.5293px; width: 248.314px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Felleskostnader leide lokaler (variable kostnader)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.656px; top: 71.75px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 223 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 92.4668px; width: 240.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader knyttet til kortsiktige leieavtaler  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.5312px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 842 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.25px; top: 99.5312px; width: 109.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 106.154px; width: 221.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(inkludert kortsiktige leieavtaler av lav verdi)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 124.654px; width: 241.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader knyttet til eiendeler av lav verdi  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 131.719px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 578 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.656px; top: 131.719px; width: 118.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 416 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 138.326px; width: 171.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(ekskl. kortsiktige leieavtaler over)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.766px; width: 117.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 495 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 643 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 148.75px; top: 159.539px; width: 260.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leiekostnader inkludert i andre driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.656px; top: 159.766px; width: 117.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 704 </span></span></span><span style=\"display:inherit;clear:left;\">I tillegg til leieforpliktelsene over er konsernet bundet til \u00e5 betale variable leiebetalinger for noen av sine leieavtaler<span class=\"_ _0\"></span>. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Felleskostnader<span class=\"_ _0\"></span>, kortsiktige leieavtaler og avtaler med lav verdi kostnadsf\u00f8res over perioden det gjelder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Opsjoner om \u00e5 forlenge en leieavtale</span><span style=\"display:inherit;clear:left;\">Konsernets leieavtaler av bygninger har leieperioder opptil 10 \u00e5r<span class=\"_ _0\"></span>. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Flere av avtalene inneholder en rettighet til forlengelse som kan ut\u00f8ves  </span><span style=\"display:inherit;clear:left;\">i l\u00f8pet av avtalens siste periode. V<span class=\"_ _0\"></span>ed inng\u00e5else av en avtale vurderer </span><span style=\"display:inherit;clear:left;\">konsernet om rettigheten til forlengelse med rimelig sikkerhet vil ut\u00f8ves. </span><span style=\"display:inherit;clear:left;\">Konsernets potensielle fremtidige leiebetalinger som ikke er inkludert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i leieforpliktelsene knyttet til forlengelsesopsjoner er 10,8 millioner </span><span style=\"display:inherit;clear:left;\">kroner per 31. desember 2025.</span><span style=\"display:inherit;clear:left;\">Kj\u00f8psopsjoner</span><span style=\"display:inherit;clear:left;\">Konsernet leier maskiner og utstyr og kj\u00f8ret\u00f8y med en leieperiode </span><span style=\"display:inherit;clear:left;\">mellom 3 og 5 \u00e5r<span class=\"_ _0\"></span>. Ingen av disse leiekontraktene inkluderer en opsjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5 kj\u00f8pe eiendelene ved endt leieperiode. </span><span style=\"display:inherit;clear:left;\">Anvendte praktiske l\u00f8sninger</span><span style=\"display:inherit;clear:left;\">Konsernet leier ogs\u00e5 PC-er<span class=\"_ _0\"></span>, IT<span class=\"_ _0\"></span>-utstyr og maskiner med avtalevilk\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra 1 til 3 \u00e5r<span class=\"_ _0\"></span>. Konsernet har besluttet \u00e5 ikke innregne leieavtaler der <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">den underliggende eiendelen har lav verdi eller har kortsiktig varighet, </span><span style=\"display:inherit;clear:left;\">herunder 12 m\u00e5neder<span class=\"_ _0\"></span>. Konsernet innregner dermed ikke leieforpliktelser </span><span style=\"display:inherit;clear:left;\">og bruksretteiendeler for noen av disse leieavtalene. I stedet kostnads-</span><span style=\"display:inherit;clear:left;\">f\u00f8res leiebetalingene n\u00e5r de inntreffer<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__155": {
   "value": "<span style=\"display:inherit;clear:left;\">Leieavtaler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontrollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning </span><span style=\"display:inherit;clear:left;\">for leieavtaler knyttet til kontorlokaler<span class=\"_ _0\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksrett eiendel og rentekostnad </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bankens IT<span class=\"_ _0\"></span>-avtaler </span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p </span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8rt<span class=\"_ _0\"></span>. Leieavtalene som faller inn under disse unntakene innregnes </span><span style=\"display:inherit;clear:left;\">l\u00f8pende som andre driftskostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som </span><span style=\"display:inherit;clear:left;\">fast leie justert for indeksreguleringer i leiekontraktene. Eventuelle </span><span style=\"display:inherit;clear:left;\">opsjoner i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler </span><span style=\"display:inherit;clear:left;\">f\u00f8r endelig kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med </span><span style=\"display:inherit;clear:left;\">mindre det er rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. </span><span style=\"display:inherit;clear:left;\">Felleskostnader og andre variable leiebetalinger vil ikke bli innregnet </span><span style=\"display:inherit;clear:left;\">i leieforpliktelsen for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietaker </span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, </span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler </span><span style=\"display:inherit;clear:left;\">som er n\u00f8dvendige for en eiendel av lignende verdi som </span><span style=\"display:inherit;clear:left;\">bruks <span class=\"_ _43\"></span>retteien<span class=\"_ _2\"></span>delen. Renten hensyntar b\u00e5de risikofri rente,<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">kredittrisiko og leiespesifikt p\u00e5slag, herunder sikkerhet/pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i leieavtalen. Renten vil tilpasses den faktiske leiekontraktens </span><span style=\"display:inherit;clear:left;\">varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">gjenv\u00e6rende leiebetalingene diskontert med marginal l\u00e5nerente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tidspunktet for f\u00f8rstegangsanvendelse, samt innregnet </span><span style=\"display:inherit;clear:left;\">tilh\u00f8rende bruksrettighet til et bel\u00f8p som reflekterer verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av eiendelen som om standarden var gjeldende fra tidspunkt </span><span style=\"display:inherit;clear:left;\">for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">heter leieavtaler\u00bb, mens leieforpliktelsene presenteres som </span><span style=\"display:inherit;clear:left;\">\u00abLeieforpliktelser\u00bb. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en ned <span class=\"_ _3b\"></span>skrivnings-</span><span style=\"display:inherit;clear:left;\">tes<span class=\"_ _0\"></span>t i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det. </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og annen fast eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y<span class=\"_ _0\"></span>. Konsernets </span><span style=\"display:inherit;clear:left;\">bruksretteiendeler er kategorisert og presentert i tabellen under:</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__158": {
   "value": "<span style=\"display:inherit;clear:left;\">Gjeld til kredittinstitusjoner</span><span style=\"display:inherit;clear:left;position:relative;height:143.466796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 52.2188px; top: 0.0019531px; width: 614.068px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 486.127px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.234px; top: 21.6035px; width: 177.322px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 714.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.211px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 74.5625px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 295</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.234px; top: 74.3262px; width: 288.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og innskudd fra kredittinstitusjoner uten avtalt l\u00f8petid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.812px; top: 74.5625px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61 897</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 295</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 125.031px; top: 93.6875px; width: 33.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.234px; top: 93.4668px; width: 22.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KFS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 681.219px; top: 93.6875px; width: 33.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 125.031px; top: 112.828px; width: 33.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.234px; top: 112.592px; width: 247.184px; white-space: pre; word-spacing: 0px; letter-spacing: -0.057px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner med avtalt l\u00f8petid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 681.219px; top: 112.828px; width: 33.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.7656px; top: 132.219px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.234px; top: 131.992px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.844px; top: 132.219px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61 897</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span></span><span style=\"display:inherit;clear:left;\">Spesifisert per valuta</span><span style=\"display:inherit;clear:left;position:relative;height:69.142578125px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.234375px; width: 145.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.703px; top: 0.0136718px; width: 24.6973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556.531px; top: 0.234375px; width: 145.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.48438px; top: 19.375px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 992 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.703px; top: 19.1387px; width: 24.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EUR</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.531px; top: 19.375px; width: 33.4746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 992 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.9844px; top: 38.5px; width: 124.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 505 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.703px; top: 38.2793px; width: 33.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 578.172px; top: 38.5px; width: 124.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 505 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.10938px; top: 57.9062px; width: 144.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 597 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.703px; top: 57.6797px; width: 158.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.812px; top: 57.9062px; width: 144.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 897 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 695 </span></span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 var obligasjoner og sertifikater verdsatt til 3.888 millioner </span><span style=\"display:inherit;clear:left;\">kroner i morbanken stillet som sikkerhet for l\u00e5neramme p\u00e5 inntil 3.568 </span><span style=\"display:inherit;clear:left;\">millioner kroner i Norges Bank. Per 31.12.2024 var obligasjoner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sertifikater verdsatt til 3.291 millioner kroner i morbanken stillet som </span><span style=\"display:inherit;clear:left;\">sikkerhet for l\u00e5neramme p\u00e5 inntil 3.129 millioner kroner i Norges Bank</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromBanksExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__159": {
   "value": "<span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;position:relative;height:133.216796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 50.7344px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.84375px; top: 43.1523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 548.734px; top: 43.1523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 212px; top: 36.6191px; width: 134.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.1875px; width: 160.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 292 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 845 737</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 78.9512px; width: 197.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder uten avtalt l\u00f8petid </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 544.828px; top: 79.1875px; width: 160.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 517 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 065 930</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.875px; top: 100.453px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 574 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 489 206</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 100.217px; width: 193.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder med avtalt l\u00f8petid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 548.734px; top: 100.453px; width: 160.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 574 397 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 489 206 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.59375px; top: 121.969px; width: 159.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 866 872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 121.742px; width: 108.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum innskudd kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 546.141px; top: 121.969px; width: 159.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 091 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 555 137</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:309.208984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.84375px; top: 6.54297px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 548.734px; top: 6.54297px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 212px; top: 0.0097656px; width: 269.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kundeinnskudd fordelt p\u00e5 kundegrupper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 42.5781px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">294 237</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 42.3418px; width: 91.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 42.5781px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">294 237</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.2031px; top: 63.8438px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 893</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 63.6074px; width: 77.2852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.156px; top: 63.8438px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 893</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 85.0938px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">625 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">430 898</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 84.873px; width: 150.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 85.0938px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">625 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">430 898</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 106.359px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">209 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">518 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 106.123px; width: 37.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 106.359px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">209 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">518 240</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 127.609px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">438 204</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 127.389px; width: 70.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje og energi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 127.609px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">438 204</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 148.875px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">317 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">286 824</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 148.654px; width: 57.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 148.875px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">317 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">286 824</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 170.141px; width: 144.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">201 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 536</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 169.904px; width: 122.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 170.141px; width: 144.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">201 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 536</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.875px; top: 191.391px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">144 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">371 758</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 191.17px; width: 101.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 560.188px; top: 191.391px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">144 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">371 758</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.875px; top: 212.656px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 306 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 948 722</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 212.42px; width: 156.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 551.969px; top: 212.656px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 306 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 164 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.875px; top: 233.922px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 185 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 100 730</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 233.686px; width: 69.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 551.969px; top: 233.922px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 186 796</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 105 598</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 28.9531px; top: 255.172px; width: 133.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 430</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 085</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 254.951px; width: 103.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 572.312px; top: 255.172px; width: 133.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 430</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 085</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.438px; width: 160.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 277 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 666 817</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 276.201px; width: 70.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 544.828px; top: 276.438px; width: 160.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 501 561</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 666 817</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.59375px; top: 297.969px; width: 159.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 866 872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 297.742px; width: 108.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum innskudd kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 546.141px; top: 297.969px; width: 159.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 091 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 555 137</span></span></span><span style=\"display:inherit;clear:left;\">For innskudd fra kunder uten avtalt l\u00f8petid var gjennomsnittlig rente 2,98 % </span><span style=\"display:inherit;clear:left;\">for 2025 og 2,78 % for 2024.  For innskudd fra kunder med avtalt l\u00f8petid </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r gjennomsnittlig rente 4,32 % for 2025 og 4,68 % for 2024. Gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sn<span class=\"_ _0\"></span>ittl<span class=\"_ _0\"></span>ig rente p\u00e5 innskudd er beregnet p\u00e5 grunnlag av gjennomsnittlig </span><span style=\"display:inherit;clear:left;\">saldo i \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med avtalt l\u00f8petid best\u00e5r av fastrenteinnskudd, </span><span style=\"display:inherit;clear:left;\">depositumskonti, BSU, skattetrekkskonti og andre konti med uttaks-</span><span style=\"display:inherit;clear:left;\">begrensning.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__160": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _3\"></span>erdipapirgjeld</span><span style=\"display:inherit;clear:left;position:relative;height:146.23046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 50.7344px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.84375px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 548.734px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 212px; top: 28.1191px; width: 100.406px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.6875px; width: 160.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 815 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 70.4512px; width: 260.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, justert for renter og over-/underkurs</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 551.969px; top: 70.6875px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 090 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 531 529</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 91.7168px; width: 162.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, egenbeholdning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.59375px; top: 113.469px; width: 159.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 815 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7636px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 113.242px; width: 99.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 551.969px; top: 113.469px; width: 153.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 090 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.8221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 531 529</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.2031px; top: 134.469px; width: 140.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.2108px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,84 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212px; top: 134.232px; width: 183.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig rente obligasjonsl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 565.109px; top: 134.469px; width: 140.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,49 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.2108px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,48 %</span></span></span><span style=\"display:inherit;clear:left;\">Endring i verdipapirgjeld</span><span style=\"display:inherit;clear:left;position:relative;height:108.396484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.121094px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 617.969px; top: 0.121094px; width: 35.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 0.121094px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 56.3965px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 13.0273px; width: 263.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 13.0273px; width: 47.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 13.0273px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 49.8887px; width: 160.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 50.125px; width: 479.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 058 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 540 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 718 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 73.2793px; width: 118.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 297.203px; top: 73.5px; width: 458.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.41px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 379</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.9297px; width: 99.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 97.1562px; width: 478.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 371.9px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 815 379</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:113.39453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.0117187px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 617.969px; top: 0.0117187px; width: 35.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 0.0117187px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 8.63477px; width: 56.3965px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 12.918px; width: 263.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 12.918px; width: 47.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.918px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 54.8887px; width: 160.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 55.1094px; width: 479.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 415 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 457 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 058 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.2637px; width: 118.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 297.203px; top: 78.5px; width: 458.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.293px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 960</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.93px; width: 99.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 277.781px; top: 102.156px; width: 478.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 371.9px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:106.525390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 513.609px; top: 0.0039062px; width: 71.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 16.2773px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 16.2773px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 247.25px; top: 29.168px; width: 416.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdijusteringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.7167px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 29.168px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 71.1387px; width: 130.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 71.375px; width: 519.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 088 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 651 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 688 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.2873px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.902px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 815 379 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 94.5293px; width: 134.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 245.875px; top: 94.75px; width: 513.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 531 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -473 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.6739px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.482px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 090 317 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:102.119140625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 513.609px; top: 0.0039062px; width: 71.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.109px; top: 16.9648px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 16.9648px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 245.875px; top: 29.8711px; width: 416.297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.3379px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.1016px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdijusteringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.9259px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fusjon</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 29.8711px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.748px; width: 130.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.422px; top: 66.9688px; width: 519.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 435 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 235 448 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5136px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 316 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 399 929 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.6602px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 088 918 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 90.123px; width: 134.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 245.875px; top: 90.3594px; width: 513.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 781 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.004px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -659 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8634px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 751 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.883px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 399 929 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 531 529 </span></span></span><span style=\"display:inherit;clear:left;\">Obligasjoner</span><span style=\"display:inherit;clear:left;position:relative;height:273.93359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 335.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.1699px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.0371px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.3887px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872971</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 35.625px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.02.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.7949px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010917172</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 56.0312px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12.06.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.2168px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012658048</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 76.4375px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">05.10.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.623px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012622721</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 96.8438px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27.08.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.029px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012816174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 117.266px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.03.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.436px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012816182</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 137.672px; width: 127.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.09.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.842px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013091850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 158.078px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">350 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">07.12.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.264px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013354704</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 178.484px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">01.10.2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.67px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013507228</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 198.891px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17.03.2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.076px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013607036</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 219.312px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">500 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">03.07.2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 246.945px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 194.484px; top: 255.047px; width: 47.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 060 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 262.695px; width: 95.4492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av morbank</span></span></span><span style=\"display:inherit;clear:left;\">Obligasjonsl\u00e5nene regnskapsf\u00f8res til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det benyttes sikringsbokf\u00f8ring p\u00e5 bankens fastrente <span class=\"_ _3b\"></span>obligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:354.19921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 335.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av kredittforetak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.8164px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.3887px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013210476</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.453px; top: 35.625px; width: 142.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">07.02.2030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.7949px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012699042</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.078px; top: 56.0312px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21.10.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.2168px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010753320</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.078px; top: 76.4375px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">345 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.03.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.623px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010834070</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.078px; top: 96.8438px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10.10.2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.029px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010849847</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.078px; top: 117.266px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19.06.2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.436px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010868706</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.078px; top: 137.672px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20.05.2030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.842px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010952872</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.078px; top: 158.078px; width: 133.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">563 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.05.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.264px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012422908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.453px; top: 178.484px; width: 142.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 250 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26.04.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.67px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012810482</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.453px; top: 198.891px; width: 142.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">03.04.2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.076px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013132993</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.453px; top: 219.312px; width: 142.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">05.03.2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.482px; width: 80.4785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013683144</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.453px; top: 239.719px; width: 142.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14.1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1.2030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 267.352px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.484px; top: 275.453px; width: 53.2852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 658 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 283.102px; width: 117.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av kredittforetak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 327.211px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.484px; top: 335.312px; width: 53.2852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 718 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.961px; width: 25.2891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">totalt</span></span></span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse for obligasjoner utstedt av kredittforetaket (OMF)</span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse er beregnet iht finansforetaksloven \u00a7 1<span class=\"_ _0\"></span>1-1<span class=\"_ _0\"></span>1  krav til stadig bel\u00f8psmessig balanse. </span><span style=\"display:inherit;clear:left;\">Loven krever at sikkerhetsmassens verdi til enhver tid minimum overstiger 105 % av verdien av obligasjonene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med fortrinnsrett til dekning i sikkerhetsmassen.</span><span style=\"display:inherit;clear:left;position:relative;height:351.66015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 463.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bel\u00f8psmessig balanse - brutto utstedte obligasjoner med fortrinnsrett</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 599.516px; top: 6.54297px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.2949px; width: 129.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominell verdi netto OMF</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.172px; top: 63.5156px; width: 167.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 658 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 525 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.5449px; width: 76.0488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenbeholding</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.07px; width: 253.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum OMF i sikkerhetsmassen inkl. egenbeholdning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.438px; top: 106.297px; width: 165.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 658 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 525 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.6406px; top: 148.154px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff2; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.436px; width: 79.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.172px; top: 148.562px; width: 167.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 865 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 102 268 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.592px; width: 71.5957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankinnskudd</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 169.812px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 199 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 200 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.842px; width: 88.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Likvide eiendeler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.453px; top: 191.078px; width: 152.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 426 550 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 391 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 212.383px; width: 136.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdi sikkerhetsmasse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.438px; top: 212.594px; width: 165.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 491 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0917px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 693 268 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.898px; width: 163.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overpantsettelse for ratingform\u00e5l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 255.125px; width: 144.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.469px; top: 275.771px; width: 3.79102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: ff1; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.748px; width: 206.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overpantsettelse for regulatoriske form\u00e5l</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 276.375px; width: 144.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 318.404px; width: 201.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Krav for opprettholdelse av rating (AAA)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 318.641px; width: 146.578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 339.67px; width: 219.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulatorisk minstekrav til overpantsettelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 339.891px; width: 146.578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105,0 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> <span class=\"_\"> </span> <span class=\"_ _39\"></span>Utl\u00e5n til kunder: Brutto utl\u00e5n fratrukket utl\u00e5n som ikke kvalifiserer til den tellende sikkerhetsmassen. Dette inkluderer blant annet engasjementer  </span></span><span style=\"display:inherit;clear:left;\">i mislighold samt deler av l\u00e5n med bel\u00e5ningsgrad (L<span class=\"_ _0\"></span>TV) over 80 %. </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> <span class=\"_\"> </span>I den regulatoriske beregningen inng\u00e5r beholdning av egne OMF som finansielle forpliktelser<span class=\"_ _0\"></span>, og disse tillegges ingen verdi i likviditetsreserven.</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__162-1": {
   "value": "<span style=\"display:inherit;clear:left;\">A<span class=\"_ _0\"></span>vsetning andre forpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:145.982421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.8906px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.891px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 28.1191px; width: 191.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.1094px; top: 70.6875px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 70.4512px; width: 105.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 70.6875px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.1094px; top: 91.9375px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 91.7168px; width: 260.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 91.9375px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 223</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 112.982px; width: 92.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.9062px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 140</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 134.508px; width: 166.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.344px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 343</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 060</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av </span><span style=\"display:inherit;clear:left;\">taps <span class=\"_ _43\"></span>avsetninger iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen. <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se note 1<span class=\"_ _0\"></span>1. </span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ls3\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-</span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__161": {
   "value": "<span style=\"display:inherit;clear:left;\">A<span class=\"_ _0\"></span>vsetning andre forpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:145.982421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.8906px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.891px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 28.1191px; width: 191.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.1094px; top: 70.6875px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 70.4512px; width: 105.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 70.6875px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.1094px; top: 91.9375px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 91.7168px; width: 260.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.469px; top: 91.9375px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 223</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 112.982px; width: 92.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.9062px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 140</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 134.508px; width: 166.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.344px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 343</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 060</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av </span><span style=\"display:inherit;clear:left;\">taps <span class=\"_ _43\"></span>avsetninger iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen. <span class=\"_ _1\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se note 1<span class=\"_ _0\"></span>1. </span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ls3\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-</span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__165": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.982421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.8906px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.891px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 28.1191px; width: 80.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.75px; top: 70.6875px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 70.4668px; width: 69.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankremisser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.656px; top: 70.6875px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 91.9531px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 089</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 91.7324px; width: 78.5449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Interimskontoer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 91.9531px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 089</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 113.219px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 814</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 235</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 112.982px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 113.219px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 349</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 253</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.9062px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 560</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 921</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 134.508px; width: 82.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.344px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61 096</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 939</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__164": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.982421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.8906px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.891px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 28.1191px; width: 80.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.75px; top: 70.6875px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 70.4668px; width: 69.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankremisser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.656px; top: 70.6875px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 91.9531px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 089</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 91.7324px; width: 78.5449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Interimskontoer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 91.9531px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 089</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 113.219px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 814</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 235</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 112.982px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 113.219px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 349</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 253</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.9062px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 560</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 921</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 134.508px; width: 82.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.344px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61 096</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 939</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__163": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.982421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.8906px; top: 0.0019531px; width: 608.221px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.891px; top: 34.6523px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 28.1191px; width: 80.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.75px; top: 70.6875px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 70.4668px; width: 69.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankremisser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.656px; top: 70.6875px; width: 124.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 91.9531px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 089</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 91.7324px; width: 78.5449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Interimskontoer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 91.9531px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 089</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.3594px; top: 113.219px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 814</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 235</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 112.982px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 562.312px; top: 113.219px; width: 139.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 349</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.7733px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 253</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.9062px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 560</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 921</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.156px; top: 134.508px; width: 82.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.344px; top: 134.734px; width: 139.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61 096</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 939</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__166": {
   "value": "<span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:100.427734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 128.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 599.516px; top: 11.293px; width: 157.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.0489px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.1855px; width: 181.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital, nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.969px; top: 46.4062px; width: 145.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">470 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.4355px; width: 115.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 623.094px; top: 67.6719px; width: 133.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.9609px; width: 127.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.062px; top: 89.1875px; width: 144.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.5585px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span></span><span style=\"display:inherit;clear:left;\">Endring i ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:107.36328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.0117187px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 0.0117187px; width: 36.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 617.969px; top: 0.0117187px; width: 35.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 0.0117187px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 3.47852px; width: 128.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 12.9023px; width: 156.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 12.9023px; width: 33.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 12.9023px; width: 47.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.9023px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.8574px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 49.0938px; width: 464.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.624px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">470 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.248px; width: 118.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 72.4688px; width: 452.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.17px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-121</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.3926px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 788</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.8984px; width: 127.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 96.125px; width: 463.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 788</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:107.36328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.0117187px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 0.0117187px; width: 36.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 617.969px; top: 0.0117187px; width: 35.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 0.0117187px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 2.49414px; width: 128.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 12.918px; width: 156.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.75px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.75px; top: 12.918px; width: 33.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 12.918px; width: 47.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 12.918px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.8574px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 49.0938px; width: 464.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">320 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.34px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">470 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.248px; width: 118.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 72.4844px; width: 452.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.8984px; width: 127.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.344px; top: 96.125px; width: 463.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.906px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:83.134765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 0.0039062px; width: 71.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 16.2773px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 16.2773px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 19.3223px; width: 128.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 29.168px; width: 370.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 29.168px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 71.1387px; width: 107.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.703px; top: 71.375px; width: 470.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 472 909 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.383px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 472 788 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:77.744140625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 0.0039062px; width: 71.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 15.9805px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 15.9805px; width: 41.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 20.8848px; width: 128.01px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.797px; top: 28.8867px; width: 370.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.2304px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 28.8867px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.748px; width: 104.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.703px; top: 65.9844px; width: 470.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.8554px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.934px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 472 909 </span></span></span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5n, tidsbegrenset</span><span style=\"display:inherit;clear:left;position:relative;height:107.00390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 756.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptaks\u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.477px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betingelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.496px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Forfall</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Calldato</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.3281px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 31.4824px; width: 417.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.279px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,20 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 31.7188px; width: 267.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.12.2032</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">01.09.2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">220 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 52.748px; width: 417.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.279px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,28 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 52.9844px; width: 266.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1.2033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23.08.2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.0137px; width: 417.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.279px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 1,90 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 74.2344px; width: 267.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.05.2034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23.05.2029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.6446px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.5391px; width: 161.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 95.7656px; width: 38.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span></span></span><span style=\"display:inherit;clear:left;\">Konsernet har i tillegg utstedt to fondsobligasjoner til nominell verdi 100 </span><span style=\"display:inherit;clear:left;\">MNOK (ISIN NO0012928771) og 100 MNOK (ISIN NO0013251<span class=\"_ _0\"></span>199).  </span><span style=\"display:inherit;clear:left;\">Rentebetingelser p\u00e5 l\u00e5nene er hhv<span class=\"_ _0\"></span>. 3 mnd NIBOR + 4,15 % og 3 mnd </span><span style=\"display:inherit;clear:left;\">NIBOR +3,05 %. L\u00e5nene er regnskapsmessig behandlet som hybrid-</span><span style=\"display:inherit;clear:left;\">kapital og inng\u00e5r i konsernets egenkapital og renteutgifter p\u00e5 hybrid-</span><span style=\"display:inherit;clear:left;\">kapital f\u00f8res over egenkapitalen. </span><span style=\"display:inherit;clear:left;\">Det er i 2025 p\u00e5l\u00f8pt 16,4 millioner kroner i renter p\u00e5 hybridkapital <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">(13,5 millioner kroner for tilsvarende periode i 2024).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__170-1": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtektsfestet egenkapitalbeviskapital NOK 250 289 410 fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 25.028.941 egenkapitalbevis, med p\u00e5lydende 10 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Forstanderskapet 31.mars 2025 ga styret i banken fullmakt til \u00e5 kj\u00f8pe </span><span style=\"display:inherit;clear:left;\">egne egenkapitalbevis for samlet p\u00e5lydende inntil 25,029 millioner kroner<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">svarende til 10 % av egenkapitalbeviskapitalen. Hvert egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">kan kj\u00f8pes til kurser mellom 1 og 200 kroner<span class=\"_ _0\"></span>. Fullmakten er gyldig frem  </span><span style=\"display:inherit;clear:left;\">til og med ordin\u00e6rt forstanderskapsm\u00f8te i 2026, dog ikke lengre enn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">18 m\u00e5neder fra tidspunktet fullmakten er gitt. Per 31.12.2025 eier </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank 2.021.449 egne egenkapitalbevis som tilsvarer  </span><span style=\"display:inherit;clear:left;\">ca. 8,1 % av totalt antall utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut gaver til allmennyttige form\u00e5l. Det er per 31.12.2025 avsatt 1<span class=\"_ _0\"></span>19,5 </span><span style=\"display:inherit;clear:left;\">millioner kroner til kundeutbytte. For 2024 ble det utbetalt 1<span class=\"_ _0\"></span>10,0 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte (utbetalt i 2025).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__171": {
   "value": "<span style=\"display:inherit;clear:left;\">Det er foresl\u00e5tt utbetaling av utbytte p\u00e5 1<span class=\"_ _0\"></span>1,70 kr per egenkapitalbevis <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for 2025, tilsvarende ca. 93 % av konsernets fortjeneste per egen<span class=\"_ _0\"></span>kapital<span class=\"_ _2\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevis. For 2024 ble det utbetalt et utbytte p\u00e5 9,50 kr per egenkapitalbevis.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__173-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Forstanderskapet 31.mars 2025 ga styret i banken fullmakt til \u00e5 kj\u00f8pe </span><span style=\"display:inherit;clear:left;\">egne egenkapitalbevis for samlet p\u00e5lydende inntil 25,029 millioner kroner<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">svarende til 10 % av egenkapitalbeviskapitalen. Hvert egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">kan kj\u00f8pes til kurser mellom 1 og 200 kroner<span class=\"_ _0\"></span>. Fullmakten er gyldig frem  </span><span style=\"display:inherit;clear:left;\">til og med ordin\u00e6rt forstanderskapsm\u00f8te i 2026, dog ikke lengre enn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">18 m\u00e5neder fra tidspunktet fullmakten er gitt. Per 31.12.2025 eier </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank 2.021.449 egne egenkapitalbevis som tilsvarer  </span><span style=\"display:inherit;clear:left;\">ca. 8,1 % av totalt antall utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:168.66796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 183.82px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 578.844px; top: 11.7617px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 13.8867px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.748px; width: 188.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 51.9688px; width: 166.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 289</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.998px; width: 114.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.172px; top: 73.2344px; width: 164.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 815</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 94.2637px; width: 155.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 94.4844px; width: 161.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.529px; width: 115.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 115.75px; width: 176.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 178 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 178 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.779px; width: 136.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 585.547px; top: 137.016px; width: 170.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-127 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-134 726</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.67px; width: 75.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 156.891px; width: 166.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">596 415</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 162</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:530.794921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 376.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 16.4492px; width: 240.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.3418px; width: 146.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 S\u00f8r-Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ASA</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 51.5625px; width: 175.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,92</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.5918px; width: 102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 72.8281px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,25</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 93.8574px; width: 198.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland Sparebank (egenbeholdning)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 94.0938px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 021 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,08</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.123px; width: 102.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken Norge</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 115.344px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 778 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,10</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.373px; width: 143.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Egenkapitalbevis </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 136.609px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 704 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,81</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.639px; width: 51.9492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Straen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 157.875px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,99</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.904px; width: 87.2695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 179.125px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,54</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.154px; width: 68.6895px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alue AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 200.391px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 221.42px; width: 110.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NORDEA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> BANK  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ABP</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 221.641px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">614 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,45</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.686px; width: 221.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 242.906px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">414 408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,66</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.936px; width: 73.4941px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 264.172px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,27</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 285.201px; width: 85.9453px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Menne </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 285.422px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">295 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 306.451px; width: 101.15px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 306.688px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,74</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 327.717px; width: 85.1543px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">irna </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Holding AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 327.953px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,62</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.982px; width: 92.8945px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Falnes AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 349.203px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">143 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,57</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 370.232px; width: 55.1191px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 370.469px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,53</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 391.498px; width: 142.336px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Investering AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 391.719px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">125 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 412.764px; width: 89.1035px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 412.984px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,44</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 434.014px; width: 48.1406px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B\u00f8ma AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 434.25px; width: 161.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">99 848</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,40</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.279px; width: 85.9512px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sober </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Kapital AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 455.5px; width: 161.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">87 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,35</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 476.805px; width: 75.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 477.031px; width: 180.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 548 599</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66,12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 497.795px; width: 62.0742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 498.031px; width: 175.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 480 342</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33,88</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 519.32px; width: 115.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 519.547px; width: 183.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 028 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtekstfestet eierandelskapital i Rogaland Sparebank er NOK 250 289 </span><span style=\"display:inherit;clear:left;\">410 fordelt p\u00e5 25 028 941 egenkapitalbevis, hvert p\u00e5lydende 10 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 var det registrert 3 452 egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette </span><span style=\"display:inherit;clear:left;\">tidspunktet 66,12 % av egenkapitalbeviskapitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otale egenkapitalbevis p\u00e5 25 028 941 per 31.12.2025 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.021.449 egne egenkapitalbevis.  P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__175": {
   "value": "<span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut gaver til allmennyttige form\u00e5l. Det er per 31.12.2025 avsatt 1<span class=\"_ _0\"></span>19,5 </span><span style=\"display:inherit;clear:left;\">millioner kroner til kundeutbytte. For 2024 ble det utbetalt 1<span class=\"_ _0\"></span>10,0 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte (utbetalt i 2025).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__169": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapital</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av eg<span class=\"_ _0\"></span>en-</span><span style=\"display:inherit;clear:left;\">kap<span class=\"_ _0\"></span>ital<span class=\"_ _2\"></span>bev<span class=\"_ _0\"></span>iskap<span class=\"_ _0\"></span>ital<span class=\"_ _2\"></span>, overkurs, annen innskutt egenkapital og utjevnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>nd.  Utjevningsfondet er akkumulert overskudd som kan benyttes </span><span style=\"display:inherit;clear:left;\">til fremtidig kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon </span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner </span><span style=\"display:inherit;clear:left;\">med egne egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt </span><span style=\"display:inherit;clear:left;\">egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/kunde-</span><span style=\"display:inherit;clear:left;\">utb<span class=\"_ _0\"></span>ytte<span class=\"_ _2\"></span>, fond for urealiserte gevinster<span class=\"_ _0\"></span>, fond for vurderingsforskjeller<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">annen egenkapital og minoritetsinteresser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Annen egenkapital </span><span style=\"display:inherit;clear:left;\">inkluderer avsatt utbytte.    </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og </span><span style=\"display:inherit;clear:left;\">grunnfondskapitalen i samme forhold som deres respektive </span><span style=\"display:inherit;clear:left;\">andel av bankens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, </span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor </span><span style=\"display:inherit;clear:left;\">det ikke utbetales utbytte, og investor har heller ikke senere krav </span><span style=\"display:inherit;clear:left;\">p\u00e5 renter som ikke er utbetalt, dvs. rentene akkumuleres ikke. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjoner tilfredsstiller ikke definisjonen av finansiell </span><span style=\"display:inherit;clear:left;\">forpliktelse i henhold til IAS 32 og klassifiseres f\u00f8lgelig som </span><span style=\"display:inherit;clear:left;\">egenkapital/hybridkapital i bankens balanse. Fondsobligasjonene </span><span style=\"display:inherit;clear:left;\">er evigvarende og banken har en ensidig rett til ikke \u00e5 betale </span><span style=\"display:inherit;clear:left;\">renter til investorene under gitte vilk\u00e5r<span class=\"_ _0\"></span>. Renter presenteres </span><span style=\"display:inherit;clear:left;\">dermed ikke som en rentekostnad i resultatet, men som en </span><span style=\"display:inherit;clear:left;\">reduksjon i annen egenkapital. Se for\u00f8vrig <span class=\"ls3\">note 40</span> for mer </span><span style=\"display:inherit;clear:left;\">informasjon vedr\u00f8rende konsernets fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__168": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapital</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av eg<span class=\"_ _0\"></span>en-</span><span style=\"display:inherit;clear:left;\">kap<span class=\"_ _0\"></span>ital<span class=\"_ _2\"></span>bev<span class=\"_ _0\"></span>iskap<span class=\"_ _0\"></span>ital<span class=\"_ _2\"></span>, overkurs, annen innskutt egenkapital og utjevnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>nd.  Utjevningsfondet er akkumulert overskudd som kan benyttes </span><span style=\"display:inherit;clear:left;\">til fremtidig kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon </span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner </span><span style=\"display:inherit;clear:left;\">med egne egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt </span><span style=\"display:inherit;clear:left;\">egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/kunde-</span><span style=\"display:inherit;clear:left;\">utb<span class=\"_ _0\"></span>ytte<span class=\"_ _2\"></span>, fond for urealiserte gevinster<span class=\"_ _0\"></span>, fond for vurderingsforskjeller<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">annen egenkapital og minoritetsinteresser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Annen egenkapital </span><span style=\"display:inherit;clear:left;\">inkluderer avsatt utbytte.    </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og </span><span style=\"display:inherit;clear:left;\">grunnfondskapitalen i samme forhold som deres respektive </span><span style=\"display:inherit;clear:left;\">andel av bankens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, </span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor </span><span style=\"display:inherit;clear:left;\">det ikke utbetales utbytte, og investor har heller ikke senere krav </span><span style=\"display:inherit;clear:left;\">p\u00e5 renter som ikke er utbetalt, dvs. rentene akkumuleres ikke. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjoner tilfredsstiller ikke definisjonen av finansiell </span><span style=\"display:inherit;clear:left;\">forpliktelse i henhold til IAS 32 og klassifiseres f\u00f8lgelig som </span><span style=\"display:inherit;clear:left;\">egenkapital/hybridkapital i bankens balanse. Fondsobligasjonene </span><span style=\"display:inherit;clear:left;\">er evigvarende og banken har en ensidig rett til ikke \u00e5 betale </span><span style=\"display:inherit;clear:left;\">renter til investorene under gitte vilk\u00e5r<span class=\"_ _0\"></span>. Renter presenteres </span><span style=\"display:inherit;clear:left;\">dermed ikke som en rentekostnad i resultatet, men som en </span><span style=\"display:inherit;clear:left;\">reduksjon i annen egenkapital. Se for\u00f8vrig <span class=\"ls3\">note 40</span> for mer </span><span style=\"display:inherit;clear:left;\">informasjon vedr\u00f8rende konsernets fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__177": {
   "value": "<span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__176": {
   "value": "<span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__179": {
   "value": "<span style=\"display:inherit;clear:left;\">Hendelser etter balansedagen </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapet anses som godkjent for offentliggj\u00f8ring n\u00e5r styret har </span><span style=\"display:inherit;clear:left;\">behandlet regnskapet. Forstanderskap og regulerende myndigheter </span><span style=\"display:inherit;clear:left;\">vil etter dette kunne nekte \u00e5 godkjenne regnskapet, men ikke forandre </span><span style=\"display:inherit;clear:left;\">det. Hendelser frem til regnskapet anses godkjent for offentliggj\u00f8ring </span><span style=\"display:inherit;clear:left;\">og som vedr\u00f8rer forhold som allerede var kjent p\u00e5 balansedagen, </span><span style=\"display:inherit;clear:left;\">vil inng\u00e5 i informasjonsgrunnlaget for fastsettelsen av regnskaps-</span><span style=\"display:inherit;clear:left;\">estimater og s\u00e5ledes reflekteres fullt ut i regnskapet. Hendelser </span><span style=\"display:inherit;clear:left;\">som vedr\u00f8rer forhold som oppst\u00e5r etter balansedagen, vil bli </span><span style=\"display:inherit;clear:left;\">opplyst om dersom de er vesentlige. Regnskapet er avlagt etter </span><span style=\"display:inherit;clear:left;\">en forutsetning om fortsatt drift. Denne forutsetningen var etter </span><span style=\"display:inherit;clear:left;\">styrets oppfatning til stedet p\u00e5 det tidspunkt regnskapet ble </span><span style=\"display:inherit;clear:left;\">godkjent for fremleggelse.</span><span style=\"display:inherit;clear:left;\">Det har ikke inntr\u00e5dt hendelser etter balansedagen som er av vesentlig </span><span style=\"display:inherit;clear:left;\">betydning for det avlagte \u00e5rsregnskapet per 31.12.2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__182": {
   "value": "<span style=\"display:inherit;clear:left;\">Fortjeneste per egenkapitalbevis  </span><span style=\"display:inherit;clear:left;\">og beregning av egenkapitalbevisbr\u00f8k</span><span style=\"display:inherit;clear:left;position:relative;height:477.513671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 41.7031px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20.0469px; top: 34.8691px; width: 702.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 217.594px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5781px; top: 70.1406px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 69.9199px; width: 200.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.219px; top: 70.1406px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5781px; top: 90.9844px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 90.748px; width: 245.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utvannet fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.219px; top: 90.9844px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 322.578px; top: 132.455px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff1; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 132.543px; width: 143.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnlag for beregningen </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.484px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 457 595 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 153.248px; width: 95.0156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.75px; top: 153.484px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 481 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 456 486 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.67188px; top: 174.312px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 539 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 174.092px; width: 249.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapitaleierens andel av resultat etter skatt  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.5px; top: 174.312px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 539 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.156px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 463 124 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 444 057 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 194.92px; width: 262.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat etter skatt for kontrollerende eierinteresser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.75px; top: 195.156px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 465 620 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 442 947 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 236.828px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 236.592px; width: 129.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalsbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.828px; top: 236.828px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.625px; top: 257.656px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">286 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">276 714</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 257.42px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat henf\u00f8rbart til egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.953px; top: 257.656px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">288 534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">276 022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 278.484px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 278.264px; width: 214.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 278.484px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 346.953px; top: 335.939px; width: 3.21094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.7717px; font-family: ff1; -webkit-text-stroke: 0.0865755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20.0469px; top: 335.434px; width: 326.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 615.672px; top: 335.434px; width: 107.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 361.828px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 361.607px; width: 96.9375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 1.1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 361.828px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 382.656px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 044</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 382.436px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 31.03</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 382.656px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 044</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 403.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 055</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 403.264px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 30.06</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 403.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 055</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 424.328px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 939</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 424.107px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 30.09</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 424.328px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 939</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 445.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 444.936px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 445.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.82812px; top: 466.266px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 466.039px; width: 289.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gj.sn antall utest\u00e5ende egenkapitalbevis i perioden (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 466.266px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> Banken har fra 2025 endret definisjonen/grunnlaget for beregningen av fortjeneste per Ekbevis ved \u00e5 trekke ut hybridkapitaleierens andel av \u00e5rsresultatet  </span></span><span style=\"display:inherit;clear:left;\">og benyttet gjennomsnittlig antall utest\u00e5ende Ekbevis i beregningen. Sammenlignbare tall for 2024 er endret tilsvarende.</span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> Antall utest\u00e5ende egenkapitalbevis er redusert for bankens beholdning av egne egenkapitalbevis.</span></span><span style=\"display:inherit;clear:left;position:relative;height:280.822265625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 544.23px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0.0738606px; margin-left: 0px; font-size: 14.7721px; font-family: ff2; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregning av egenkapitalbevisbr\u00f8k</span><span style=\"word-spacing: 0px; letter-spacing: 0.0738606px; display: inline-block; margin-left: 0px; width: 168.76px; font-size: 14.7721px; font-family: ff2; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.045px; font-family: ff1; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5027px; font-size: 10.045px; font-family: ff1; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5605px; width: 119.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 417.266px; top: 39.7812px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 289 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.3887px; width: 114.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 420.469px; top: 60.6094px; width: 125.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 815</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.2168px; width: 46.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 81.4531px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 178 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 178 466 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.061px; width: 136.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.828px; top: 102.281px; width: 131.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -134 726</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.889px; width: 75.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 417.266px; top: 123.125px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 596 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 595 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.803px; width: 168.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> = Kapital egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 143.953px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 877 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 868 376 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.389px; width: 98.8477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 185.625px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 090 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 089 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 206.232px; width: 191.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gavefond (ekskl. avsatt kundeutbytte)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423.016px; top: 206.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 279 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 574 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 227.131px; width: 113.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B = Grunnfondskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 227.297px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 152 350 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 129 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 269.207px; width: 159.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff8; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff8; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / (A + B) = Egenkapitalbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.158px; top: 268.865px; width: 120.282px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.962px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,3 %</span></span></span><span style=\"display:inherit;clear:left;\">Overskuddet tilordnes eierene etter eierbr\u00f8k f\u00f8r resultatdisponering. </span><span style=\"display:inherit;clear:left;\">Beregning av fortjeneste per egenkapitalbevis er basert p\u00e5 egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevisprosenten per 31.12.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__181": {
   "value": "<span style=\"display:inherit;clear:left;\">Fortjeneste per egenkapitalbevis  </span><span style=\"display:inherit;clear:left;\">og beregning av egenkapitalbevisbr\u00f8k</span><span style=\"display:inherit;clear:left;position:relative;height:477.513671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 41.7031px; top: 0.0019531px; width: 659.244px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: ff2; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20.0469px; top: 34.8691px; width: 702.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 217.594px; font-size: 15px; font-family: ff2; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5781px; top: 70.1406px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 69.9199px; width: 200.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.219px; top: 70.1406px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.5781px; top: 90.9844px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 90.748px; width: 245.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utvannet fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.219px; top: 90.9844px; width: 112.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.633px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12,7 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 322.578px; top: 132.455px; width: 3.69727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: ff1; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 132.543px; width: 143.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnlag for beregningen </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.484px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 457 595 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 153.248px; width: 95.0156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.75px; top: 153.484px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 481 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 456 486 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.67188px; top: 174.312px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 539 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 174.092px; width: 249.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapitaleierens andel av resultat etter skatt  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.5px; top: 174.312px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 539 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.156px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 463 124 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 444 057 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 194.92px; width: 262.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat etter skatt for kontrollerende eierinteresser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.75px; top: 195.156px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 465 620 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 442 947 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 236.828px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 236.592px; width: 129.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalsbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.828px; top: 236.828px; width: 119.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.625px; top: 257.656px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">286 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">276 714</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 257.42px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat henf\u00f8rbart til egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.953px; top: 257.656px; width: 124.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">288 534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">276 022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 278.484px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 278.264px; width: 214.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 278.484px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 346.953px; top: 335.939px; width: 3.21094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.7717px; font-family: ff1; -webkit-text-stroke: 0.0865755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20.0469px; top: 335.434px; width: 326.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.9239px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 615.672px; top: 335.434px; width: 107.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.1094px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 361.828px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 361.607px; width: 96.9375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 1.1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 361.828px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 382.656px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 044</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 382.436px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 31.03</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 382.656px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 044</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 403.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 055</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 403.264px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 30.06</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 403.5px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 055</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 424.328px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 939</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 424.107px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 30.09</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 424.328px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 939</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.79688px; top: 445.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 444.936px; width: 109.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 445.172px; width: 118.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.3105px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.82812px; top: 466.266px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 178.484px; top: 466.039px; width: 289.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gj.sn antall utest\u00e5ende egenkapitalbevis i perioden (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.984px; top: 466.266px; width: 117.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 984</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.1659px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 799</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff2\"> Banken har fra 2025 endret definisjonen/grunnlaget for beregningen av fortjeneste per Ekbevis ved \u00e5 trekke ut hybridkapitaleierens andel av \u00e5rsresultatet  </span></span><span style=\"display:inherit;clear:left;\">og benyttet gjennomsnittlig antall utest\u00e5ende Ekbevis i beregningen. Sammenlignbare tall for 2024 er endret tilsvarende.</span><span style=\"display:inherit;clear:left;\">2<span class=\"ff2\"> Antall utest\u00e5ende egenkapitalbevis er redusert for bankens beholdning av egne egenkapitalbevis.</span></span><span style=\"display:inherit;clear:left;position:relative;height:280.822265625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 544.23px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0.0738606px; margin-left: 0px; font-size: 14.7721px; font-family: ff2; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregning av egenkapitalbevisbr\u00f8k</span><span style=\"word-spacing: 0px; letter-spacing: 0.0738606px; display: inline-block; margin-left: 0px; width: 168.76px; font-size: 14.7721px; font-family: ff2; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.045px; font-family: ff1; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5027px; font-size: 10.045px; font-family: ff1; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5605px; width: 119.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 417.266px; top: 39.7812px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 289 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.3887px; width: 114.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 420.469px; top: 60.6094px; width: 125.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -20 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 815</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.2168px; width: 46.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 81.4531px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 178 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 178 466 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.061px; width: 136.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.828px; top: 102.281px; width: 131.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -134 726</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.889px; width: 75.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 417.266px; top: 123.125px; width: 130.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 596 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.1643px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 595 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.803px; width: 168.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> = Kapital egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 143.953px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 877 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 868 376 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.389px; width: 98.8477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 185.625px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 090 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 089 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 206.232px; width: 191.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gavefond (ekskl. avsatt kundeutbytte)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423.016px; top: 206.453px; width: 124.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 279 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 574 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 227.131px; width: 113.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff6; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B = Grunnfondskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.375px; top: 227.297px; width: 139.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 152 350 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.3047px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 129 903 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 269.207px; width: 159.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff8; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.40932px; width: 0px; font-size: 10.35px; font-family: ff8; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / (A + B) = Egenkapitalbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.158px; top: 268.865px; width: 120.282px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.962px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,3 %</span></span></span><span style=\"display:inherit;clear:left;\">Overskuddet tilordnes eierene etter eierbr\u00f8k f\u00f8r resultatdisponering. </span><span style=\"display:inherit;clear:left;\">Beregning av fortjeneste per egenkapitalbevis er basert p\u00e5 egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevisprosenten per 31.12.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f0__s7__6__183": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:168.66796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 183.82px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 578.844px; top: 11.7617px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 704.922px; top: 13.8867px; width: 51.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.748px; width: 188.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 51.9688px; width: 166.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 289</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.998px; width: 114.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.172px; top: 73.2344px; width: 164.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7324px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 815</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 94.2637px; width: 155.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 94.4844px; width: 161.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.242px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.529px; width: 115.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 115.75px; width: 176.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 178 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0252px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 178 466</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.779px; width: 136.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 585.547px; top: 137.016px; width: 170.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-127 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.258px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-134 726</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.67px; width: 75.3926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 156.891px; width: 166.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">596 415</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.8145px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 162</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:530.794921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 376.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: ff2; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2025</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.094px; top: 16.4492px; width: 240.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3165px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.3418px; width: 146.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 S\u00f8r-Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ASA</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 51.5625px; width: 175.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,92</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.5918px; width: 102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 72.8281px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,25</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 93.8574px; width: 198.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland Sparebank (egenbeholdning)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 94.0938px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 021 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,08</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.123px; width: 102.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken Norge</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 115.344px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 778 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,10</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.373px; width: 143.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Egenkapitalbevis </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 136.609px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 704 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,81</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.639px; width: 51.9492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Straen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 157.875px; width: 176.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,99</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.904px; width: 87.2695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 179.125px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,54</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.154px; width: 68.6895px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alue AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 200.391px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 221.42px; width: 110.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NORDEA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> BANK  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ABP</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 221.641px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">614 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,45</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.686px; width: 221.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 242.906px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">414 408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,66</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.936px; width: 73.4941px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 264.172px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,27</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 285.201px; width: 85.9453px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Menne </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 285.422px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">295 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 306.451px; width: 101.15px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 306.688px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,74</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 327.717px; width: 85.1543px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">irna </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.04297px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Holding AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 327.953px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,62</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.982px; width: 92.8945px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Falnes AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 349.203px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">143 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,57</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 370.232px; width: 55.1191px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 370.469px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,53</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 391.498px; width: 142.336px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Investering AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 391.719px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">125 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 412.764px; width: 89.1035px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 412.984px; width: 167.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,44</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 434.014px; width: 48.1406px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B\u00f8ma AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 434.25px; width: 161.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">99 848</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,40</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.279px; width: 85.9512px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sober </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Kapital AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 455.5px; width: 161.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">87 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,35</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 476.805px; width: 75.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 477.031px; width: 180.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 548 599</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66,12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 497.795px; width: 62.0742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff2; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.172px; top: 498.031px; width: 175.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 480 342</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.867px; font-size: 10.95px; font-family: ff2; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33,88</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 519.32px; width: 115.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ff1; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.234px; top: 519.547px; width: 183.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 028 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7873px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtekstfestet eierandelskapital i Rogaland Sparebank er NOK 250 289 </span><span style=\"display:inherit;clear:left;\">410 fordelt p\u00e5 25 028 941 egenkapitalbevis, hvert p\u00e5lydende 10 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2025 var det registrert 3 452 egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette </span><span style=\"display:inherit;clear:left;\">tidspunktet 66,12 % av egenkapitalbeviskapitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otale egenkapitalbevis p\u00e5 25 028 941 per 31.12.2025 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.021.449 egne egenkapitalbevis.  P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  }
 }
}