{
 "documentInfo": {
  "documentType": "https://xbrl.org/2021/xbrl-json",
  "features": {
   "xbrl:canonicalValues": true
  },
  "namespaces": {
   "ROG": "http://rogalandsparebank.no/2024-12-31",
   "ifrs-full": "https://xbrl.ifrs.org/taxonomy/2022-03-24/ifrs-full",
   "iso4217": "http://www.xbrl.org/2003/iso4217",
   "scheme": "http://standards.iso.org/iso/17442",
   "xbrl": "https://xbrl.org/2021",
   "xbrli": "http://www.xbrl.org/2003/instance"
  },
  "taxonomy": [
   "http://rogalandsparebank.no/2024-12-31/549300G2EWXR3BRFKQ37-2024-12-31.xsd"
  ]
 },
 "facts": {
  "f0__s7__6__6": {
   "value": "Rogaland Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__7": {
   "value": "Banken tilbyr et bredt spekter av bank- og investe-ringsprodukter til person- og n\u00e6ringslivsmarkedet",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__9": {
   "value": "Sammensl\u00e5ingen av Sandnes Sparebank og Hjelmeland Sparebank ble gjennomf\u00f8rt 1. august 2024 med regnskaps-messig virkning fra samme dato. Sandnes Sparebank  var overtakende bank og endret samtidig foretaksnavn  til Rogaland Sparebank. Fusjonen er behandlet etter oppkj\u00f8psmetoden i samsvar med IFRS 3.",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfChangeInNameOfReportingEntityOrOtherMeansOfIdentificationFromEndOfPrecedingReportingPeriod",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__8": {
   "value": "Rogaland Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__10": {
   "value": "<span style=\"display:inherit;clear:left;\">Styret anser bankens soliditets- og likviditetsniv\u00e5 som </span><span style=\"display:inherit;clear:left;\">tilfredsstillende. I samsvar med regnskapsloven \u00a7 2-2, </span><span style=\"display:inherit;clear:left;\">8. <span class=\"_ _3e\"></span>ledd bekreftes det at forutsetningene for fortsatt drift er</span><span style=\"display:inherit;clear:left;\">til st<span class=\"_ _1\"></span>ed<span class=\"_ _0\"></span>e, og dette er lagt til grunn ved avleggingen av regn<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">skapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__11": {
   "value": "<span style=\"display:inherit;clear:left;\">Organisering, ansatte og milj\u00f8</span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig antall \u00e5rsverk fast ansatte for konsernet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024 var 166. Konsernet hadde ved \u00e5rsskiftet 181 \u00e5rsverk, </span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 27 \u00e5rsverk fra desember 2023. <span class=\"_ _0\"></span>Aktiv-selskapene </span><span style=\"display:inherit;clear:left;\">hadde ved \u00e5rsskiftet 32 \u00e5rsverk. Banken isolert hadde <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved \u00e5rsskiftet 149 \u00e5rsverk. </span><span style=\"display:inherit;clear:left;\">Banken har som et av sine strategiske fokusomr\u00e5der \u00e5 utvikle </span><span style=\"display:inherit;clear:left;\">kompetente, engasjerte og prestasjonsorienterte medarbeidere. </span><span style=\"display:inherit;clear:left;\">For \u00e5 n\u00e5 disse m\u00e5lene har banken lagt til rette for \u00e5 utvikle </span><span style=\"display:inherit;clear:left;\">en kultur som fremmer prestasjoner og som utnytter ressurser </span><span style=\"display:inherit;clear:left;\">optimalt. En effektiv m\u00e5te \u00e5 bygge en god prestasjonskultur </span><span style=\"display:inherit;clear:left;\">p\u00e5 har v\u00e6rt \u00e5 tydeliggj\u00f8re hva den enkelte enhet skal bidra </span><span style=\"display:inherit;clear:left;\">med for \u00e5 n\u00e5 m\u00e5lene, f\u00f8lge dette opp via synliggj\u00f8ring og </span><span style=\"display:inherit;clear:left;\">deling av resultater - og ved \u00e5 verdsette og fremheve gode </span><span style=\"display:inherit;clear:left;\">prestasjoner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittsalderen er 43 \u00e5r og median alder p\u00e5 ansatte <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken er 42 \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har fokus p\u00e5 mangfold og likestilling. Dette arbeidet </span><span style=\"display:inherit;clear:left;\">inng\u00e5r ogs\u00e5 som en viktig del i bankens forpliktelser knyttet </span><span style=\"display:inherit;clear:left;\">til b\u00e6rekraft og b\u00e6rekraftsrapportering. </span><span style=\"display:inherit;clear:left;\">Vi har m\u00e5l om kj\u00f8nnsn\u00f8ytrale rekrutteringsprosesser med </span><span style=\"display:inherit;clear:left;\">vekt p\u00e5 en balansert andel kvinnelige ledere, vi har likel\u00f8nn<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sperspektiv i \u00e5rlige l\u00f8nnsforhandlinger og vi har likel\u00f8nn </span><span style=\"display:inherit;clear:left;\">som en definert m\u00e5lsetting. </span><span style=\"display:inherit;clear:left;\">Bankens \u00f8verste ledergruppe er representert med en kvinne-</span><span style=\"display:inherit;clear:left;\">and<span class=\"_ _1\"></span>el p\u00e5 2 av 6, og banken har kvinnelig administrerende<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">direkt\u00f8r per 31.12.2024. I januar 2025 overtok mannlig </span><span style=\"display:inherit;clear:left;\">admini<span class=\"_ _1\"></span>strere<span class=\"_ _1\"></span>nde di<span class=\"_ _0\"></span>rekt\u00f8r<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Av mellomledere med personal-</span><span style=\"display:inherit;clear:left;\">ansvar i banken er 10 av 23 kvinner<span class=\"_ _0\"></span>. I bankens styre er <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">4 medlemmer kvinner og 4 menn. Kvinnelige mellomledere <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken tjener samlet sett 88 % i forhold til de mannlige </span><span style=\"display:inherit;clear:left;\">lederne. For \u00f8vrige ansatte i banken tjener kvinner 85 % <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av sine mannlige kolleger<span class=\"_ _0\"></span>. Bankens beregning er justert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for stillingsbr\u00f8k, men ulikheter i stillingsniv\u00e5, ansiennitet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og andre forhold er ikke tatt med. Banken har er en overvekt </span><span style=\"display:inherit;clear:left;\">av kvinner i de lavere l\u00f8nnede stillingsniv\u00e5ene. </span><span style=\"display:inherit;clear:left;\">Det er et grunnleggende prinsipp i bankens personalpolitikk </span><span style=\"display:inherit;clear:left;\">at kvinner og menn skal ha like muligheter for \u00e5 kvalifisere seg </span><span style=\"display:inherit;clear:left;\">til alle typer oppgaver<span class=\"_ _0\"></span>, og at karrieremulighetene skal v\u00e6re </span><span style=\"display:inherit;clear:left;\">de samme. Videre skal alle ha like muligheter uavhengig av </span><span style=\"display:inherit;clear:left;\">etnisitet, nasjonal opprinnelse, avstamning, hudfarge, spr\u00e5k, </span><span style=\"display:inherit;clear:left;\">religion, livssyn eller funksjonsevne. <span class=\"_ _0\"></span>Arbeidsmilj\u00f8unders\u00f8kelser </span><span style=\"display:inherit;clear:left;\">i banken viser at de ansatte er godt forn\u00f8yde med arbeids-</span><span style=\"display:inherit;clear:left;\">plassen sin og at arbeidsmilj\u00f8et er godt. L\u00f8nn reflekterer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i st\u00f8rst mulig grad markedsl\u00f8nn og den enkeltes kvalifika<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner og ansvar<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har omtrent samme kj\u00f8nnsbalanse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ulike stillingskategorier som i 2023. P\u00e5 mellomlederniv\u00e5 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er kj\u00f8nnsbalansen p\u00e5 43,5% kvinner<span class=\"_ _0\"></span>. Det er imidlertid ett </span><span style=\"display:inherit;clear:left;\">omr\u00e5de som skiller seg ut i forhold til 2023 og det er p\u00e5 </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rniv\u00e5. Her har banken n\u00e5 kun 33,3% kvinner<span class=\"_ _0\"></span>. Samlet </span><span style=\"display:inherit;clear:left;\">sett er banken tilfreds med rammene som er p\u00e5 plass for et </span><span style=\"display:inherit;clear:left;\">mer inkluderende arbeidsmilj\u00f8. Banken har ogs\u00e5 tilpasset seg </span><span style=\"display:inherit;clear:left;\">nye krav i likestillings- og diskrimineringsloven og of<span class=\"_ _0\"></span>fentl<span class=\"_ _1\"></span>ig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">gj\u00f8r status for dette arbeidet i en egen rapport (ARP-rapport) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med aktivitets- og redegj\u00f8relsesplikten som publiseres </span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens hjemmesider<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Bankens r\u00e5dgivere p\u00e5 privatmarkedet er autoriserte etter </span><span style=\"display:inherit;clear:left;\">autorisasjonsordningene for finansielle r\u00e5dgivere (AFR), </span><span style=\"display:inherit;clear:left;\">skadeforsikring, personforsikring og kreditt. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har et h\u00f8yt kompetent r\u00e5dgiverkorps </span><span style=\"display:inherit;clear:left;\">b\u00e5de i personmarkedet og bedriftsmarkedet som ivaretar </span><span style=\"display:inherit;clear:left;\">gode kundeopplevelser og kvalitet i kundeprosessene. </span><span style=\"display:inherit;clear:left;\">Banken forurenser lite det ytre milj\u00f8et. Det har ikke forekommet </span><span style=\"display:inherit;clear:left;\">eller blitt rapportert alvorlige hendelser eller ulykker i l\u00f8pet </span><span style=\"display:inherit;clear:left;\">av \u00e5ret. </span><span style=\"display:inherit;clear:left;\">Sykefrav\u00e6ret i banken var p\u00e5 gjennomsnittlig 4,0 % i 2024, </span><span style=\"display:inherit;clear:left;\">som er 0,3 % poeng h\u00f8yere enn det var i 2023. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har sammen med de andre selskapene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA-alliansen tegnet forsikring for styrets medlemmer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og daglig leder for deres mulige ansvar overfor foretaket <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og tredjepersoner<span class=\"_ _0\"></span>. Forsikringsdekningen for styreansvar <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er 300 millioner kroner per skade og samlet per \u00e5r<span class=\"_ _0\"></span>, mens </span><span style=\"display:inherit;clear:left;\">forsikringsdekningen for profesjonsansvars- og kriminalitets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">forsikringen er 400 millioner kroner per skade og samlet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per \u00e5r<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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   "decimals": -3,
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f0__s1__4__5": {
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  },
  "f0__s1__3__11": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f0__s1__3__13": {
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    "concept": "ifrs-full:MiscellaneousOtherOperatingIncome",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__29": {
   "value": "157829000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__29": {
   "value": "127281000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__30": {
   "value": "85885000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:GiftsAndCustomerDividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__30": {
   "value": "71883000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ROG:GiftsAndCustomerDividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__31": {
   "value": "8333000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsToAcquireOrRedeemEntitysShares",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__31": {
   "value": "-5874000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsToAcquireOrRedeemEntitysShares",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__32": {
   "value": "19384000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__32": {
   "value": "15574000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__33": {
   "value": "820488000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__33": {
   "value": "584467000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__34": {
   "value": "393530000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__34": {
   "value": "-18951000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__37": {
   "value": "127694000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__37": {
   "value": "-39640000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__38": {
   "value": "462554000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__38": {
   "value": "502195000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__3__39": {
   "value": "590248000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s4__4__39": {
   "value": "462554000.0",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f0__s7__6__19-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Rogaland Sparebank er utarbeidet i samsvar </span><span style=\"display:inherit;clear:left;\">med International Financial Reporting Standards (IFRS) som er godkjent </span><span style=\"display:inherit;clear:left;\">av EU. Det samme gjelder morbankens regnskap. Regnskapene er avlagt </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 IFRS-standarder og fortolkninger obligatoriske for \u00e5rsregnskap </span><span style=\"display:inherit;clear:left;\">som avlegges per 31.12.2024. Videre er kravene til tilleggsinformasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i gjeldende lover og forskrifter for banker ivaretatt.</span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _0\"></span>. Regnskapet er presentert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _0\"></span>, og alle tall er vist i hele tusen, med mindre annet er </span><span style=\"display:inherit;clear:left;\">spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">Erkl\u00e6ring i henhold til verdipapirhandellovens \u00a7 5-5</span><span style=\"display:inherit;clear:left;\">Vi bekrefter at \u00e5rsregnskapet for perioden 1. januar til 31. desember 2024 etter v\u00e5r beste overbevisning</span><span style=\"display:inherit;clear:left;\">er utarbeidet i samsvar med IFRS og at opplysningene i regnskapet gir et rettvisende bilde av foretakets</span><span style=\"display:inherit;clear:left;\">og konsernets eiendeler<span class=\"_ _0\"></span>, gjeld, finansielle stilling og resultat som helhet, og at opplysningene i \u00e5rsberetningen</span><span style=\"display:inherit;clear:left;\">gir en rettvisende oversikt over utviklingen, resultatet og stillingen til foretaket og konsernet, sammen med</span><span style=\"display:inherit;clear:left;\">en beskrivelse av de mest sentrale risiko- og usikkerhetsfaktorer foretakene st\u00e5r ovenfor<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__18": {
   "value": "<span style=\"display:inherit;clear:left;\">Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Rogaland Sparebank er utarbeidet i samsvar </span><span style=\"display:inherit;clear:left;\">med International Financial Reporting Standards (IFRS) som er godkjent </span><span style=\"display:inherit;clear:left;\">av EU. Det samme gjelder morbankens regnskap. Regnskapene er avlagt </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 IFRS-standarder og fortolkninger obligatoriske for \u00e5rsregnskap </span><span style=\"display:inherit;clear:left;\">som avlegges per 31.12.2024. Videre er kravene til tilleggsinformasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i gjeldende lover og forskrifter for banker ivaretatt.</span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _0\"></span>. Regnskapet er presentert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _0\"></span>, og alle tall er vist i hele tusen, med mindre annet er </span><span style=\"display:inherit;clear:left;\">spesifikt angitt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__20": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets <span><span style=\"display:inherit;clear:left;\">datterselskaper </span></span></span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ls76\">note 29</span>. Et foretak vurderes \u00e5 v\u00e6re kontrollert av konsernet n\u00e5r </span><span style=\"display:inherit;clear:left;\">konsernet er eksponert for eller har rettigheter til variabel avkastning fra </span><span style=\"display:inherit;clear:left;\">sitt engasjement i vedkommende foretak, og har mulighet til \u00e5 p\u00e5virke denne<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">avkastningen gjennom sin makt over foretaket. Konsernet kontrollerer </span><span style=\"display:inherit;clear:left;\">derfor et foretak som det er investert i, dersom og bare dersom, konsernet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>har makt over foretaket.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>er eksponert for eller har rettigheter til variabel avkastning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i foretaket.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>har mulighet til \u00e5 bruke sin makt over foretaket, til \u00e5 p\u00e5virke <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">sin avkastning.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _1\"></span>urderingene gj\u00f8res for hver investering.</span><span style=\"display:inherit;clear:left;\">Konsernet foretar en revurdering om det kontrollerer eller ikke kontrol<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lerer et foretak n\u00e5r fakta og omstendigheter indikerer at det foreligger </span><span style=\"display:inherit;clear:left;\">endringer i et eller flere av kontrollelementene.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>r og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Rogaland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har kontroll direkte eller indirekte, eierinteresser eller andre forhold. </span><span style=\"display:inherit;clear:left;\">Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinteressene i et annet </span><span style=\"display:inherit;clear:left;\">selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overtakelse av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anskaffede eiendeler og forpliktelser<span class=\"_ _0\"></span>, blir innregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontrollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>ransaksjonskostnader<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell differanse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen av </span><span style=\"display:inherit;clear:left;\">kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, og netto </span><span style=\"display:inherit;clear:left;\">virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _0\"></span>. Dersom </span><span style=\"display:inherit;clear:left;\">differansen er negativ blir den resultatf\u00f8rt over ordin\u00e6rt resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__21": {
   "value": "<span style=\"display:inherit;clear:left;\">datterselskaper </span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ls76\">note 29</span>. Et foretak vurderes \u00e5 v\u00e6re kontrollert av konsernet n\u00e5r </span><span style=\"display:inherit;clear:left;\">konsernet er eksponert for eller har rettigheter til variabel avkastning fra </span><span style=\"display:inherit;clear:left;\">sitt engasjement i vedkommende foretak, og har mulighet til \u00e5 p\u00e5virke denne<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">avkastningen gjennom sin makt over foretaket. Konsernet kontrollerer </span><span style=\"display:inherit;clear:left;\">derfor et foretak som det er investert i, dersom og bare dersom, konsernet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>har makt over foretaket.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>er eksponert for eller har rettigheter til variabel avkastning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i foretaket.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>har mulighet til \u00e5 bruke sin makt over foretaket, til \u00e5 p\u00e5virke <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">sin avkastning.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _1\"></span>urderingene gj\u00f8res for hver investering.</span><span style=\"display:inherit;clear:left;\">Konsernet foretar en revurdering om det kontrollerer eller ikke kontrol<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lerer et foretak n\u00e5r fakta og omstendigheter indikerer at det foreligger </span><span style=\"display:inherit;clear:left;\">endringer i et eller flere av kontrollelementene.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>r og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Rogaland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har kontroll direkte eller indirekte, eierinteresser eller andre forhold. </span><span style=\"display:inherit;clear:left;\">Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinteressene i et annet </span><span style=\"display:inherit;clear:left;\">selskap utgj\u00f8r mer enn 50 %.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__22": {
   "value": "<span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overtakelse av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anskaffede eiendeler og forpliktelser<span class=\"_ _0\"></span>, blir innregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontrollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>ransaksjonskostnader<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell differanse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen av </span><span style=\"display:inherit;clear:left;\">kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, og netto </span><span style=\"display:inherit;clear:left;\">virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _0\"></span>. Dersom </span><span style=\"display:inherit;clear:left;\">differansen er negativ blir den resultatf\u00f8rt over ordin\u00e6rt resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__23": {
   "value": "<span style=\"display:inherit;clear:left;\">Presentasjonsvaluta og transaksjoner i utenlandsk valuta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _0\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. V<span class=\"_ _0\"></span>alutatap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _0\"></span>, samt p\u00e5 omregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__13": {
   "value": "Rogaland Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__14": {
   "value": "egenkapitalbevisbank",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__15": {
   "value": "Sandnes Kommune",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__16": {
   "value": "R\u00e5dhusgata 3, 4306 Sandnes",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__17-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Rogaland Sparebank er utarbeidet i samsvar </span><span style=\"display:inherit;clear:left;\">med International Financial Reporting Standards (IFRS) som er godkjent </span><span style=\"display:inherit;clear:left;\">av EU. Det samme gjelder morbankens regnskap. Regnskapene er avlagt </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 IFRS-standarder og fortolkninger obligatoriske for \u00e5rsregnskap </span><span style=\"display:inherit;clear:left;\">som avlegges per 31.12.2024. Videre er kravene til tilleggsinformasjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i gjeldende lover og forskrifter for banker ivaretatt.</span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _0\"></span>. Regnskapet er presentert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _0\"></span>, og alle tall er vist i hele tusen, med mindre annet er </span><span style=\"display:inherit;clear:left;\">spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets <span><span style=\"display:inherit;clear:left;\">datterselskaper </span></span></span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ls76\">note 29</span>. Et foretak vurderes \u00e5 v\u00e6re kontrollert av konsernet n\u00e5r </span><span style=\"display:inherit;clear:left;\">konsernet er eksponert for eller har rettigheter til variabel avkastning fra </span><span style=\"display:inherit;clear:left;\">sitt engasjement i vedkommende foretak, og har mulighet til \u00e5 p\u00e5virke denne<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">avkastningen gjennom sin makt over foretaket. Konsernet kontrollerer </span><span style=\"display:inherit;clear:left;\">derfor et foretak som det er investert i, dersom og bare dersom, konsernet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>har makt over foretaket.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>er eksponert for eller har rettigheter til variabel avkastning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra sitt engasjement i foretaket.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>har mulighet til \u00e5 bruke sin makt over foretaket, til \u00e5 p\u00e5virke <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">sin avkastning.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _1\"></span>urderingene gj\u00f8res for hver investering.</span><span style=\"display:inherit;clear:left;\">Konsernet foretar en revurdering om det kontrollerer eller ikke kontrol<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lerer et foretak n\u00e5r fakta og omstendigheter indikerer at det foreligger </span><span style=\"display:inherit;clear:left;\">endringer i et eller flere av kontrollelementene.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>tere<span class=\"_ _0\"></span>sse<span class=\"_ _0\"></span>r og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Rogaland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har kontroll direkte eller indirekte, eierinteresser eller andre forhold. </span><span style=\"display:inherit;clear:left;\">Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinteressene i et annet </span><span style=\"display:inherit;clear:left;\">selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed overtakelse av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anskaffede eiendeler og forpliktelser<span class=\"_ _0\"></span>, blir innregnet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontrollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>ransaksjonskostnader<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell differanse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen av </span><span style=\"display:inherit;clear:left;\">kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, og netto </span><span style=\"display:inherit;clear:left;\">virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _0\"></span>. Dersom </span><span style=\"display:inherit;clear:left;\">differansen er negativ blir den resultatf\u00f8rt over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta og transaksjoner i utenlandsk valuta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _0\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. V<span class=\"_ _0\"></span>alutatap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _0\"></span>, samt p\u00e5 omregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Regnskapsprinsipper</span></span> </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>esentlige regnskapsprinsipper er oppsummert i listen nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Regnskaps <span class=\"_ _45\"></span>prinsipper vedr\u00f8rende finansielle instrumenter beskrives </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">nedenfor<span class=\"_ _0\"></span>, \u00f8vrige regnskapsprinsipper er inkorporert i de enkelte notene.</span></span> </span><span style=\"display:inherit;clear:left;\">Endring av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Nye standarder og fortolkninger som er tatt i bruk  </span><span style=\"display:inherit;clear:left;\">fra og med regnskaps\u00e5ret 2024</span><span style=\"display:inherit;clear:left;\">Det er ingen nye standarder eller fortolkninger som er tatt i bruk fra og med </span><span style=\"display:inherit;clear:left;\">regnskaps\u00e5ret 2024 som anses \u00e5 ha en vesentlig p\u00e5virkning p\u00e5 konsernets </span><span style=\"display:inherit;clear:left;\">regnskap. <span class=\"_ _0\"></span>Anvendte regnskapsprinsipper er konsistente med prinsippene </span><span style=\"display:inherit;clear:left;\">anvendt i \u00e5rsrapporten for 2023.</span><span style=\"display:inherit;clear:left;position:relative;height:286.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 190.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlige regnskapsprinsipper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 6.54297px; width: 408.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Note</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 308.279px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeldene IFRS/IAS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.7578px; width: 672.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter (eiendeler og forpliktelser)</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Beskrives nedenfor</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 232.365px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9, IFRS 7</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.8672px; width: 315.434px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 273.768px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10. </span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: -3.4695px; width: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.344px; top: 66.8672px; width: 188.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 630.109px; top: 66.8672px; width: 70.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 7, IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 83.4844px; width: 12.3633px; white-space: pre; word-spacing: 0.5625px; letter-spacing: -0.5625px; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.5625px; letter-spacing: -0.5625px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.344px; top: 83.3672px; width: 112.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.461px; width: 638.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 153.996px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17.</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 8.22656px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 206.42px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 125.727px; width: 642.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 181.201px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 15</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.992px; width: 648.797px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 249.393px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 254.953px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 19</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 168.242px; width: 656.543px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 274.389px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 280.641px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 12</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 189.508px; width: 653.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Investeringer i datterseslskaper og tilknyttede foretak</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Eierinteresser i datterselskaper og tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 10, IAS 28</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 210.773px; width: 674.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill og andre immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.7129px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IAS 38, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 296.209px; top: 232.023px; width: 323.941px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 234.176px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.023px; width: 296.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arige driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 209.391px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.15px; top: 232.023px; width: 70.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 16, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.289px; width: 658.072px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 244.664px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 250.6px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 16</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.555px; width: 357.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital og utstedte fondsobligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.7129px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span></span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtatte standarder og fortolkninger med fremtidig </span><span style=\"display:inherit;clear:left;\">ikrafttredelsestidspunkt</span><span style=\"display:inherit;clear:left;\">IFRS 18 - Presentasjon og noteopplysninger i finansregnskap</span><span style=\"display:inherit;clear:left;\">Denne nye standarden vil erstatte IAS 1 Presentasjon av finansregnskap </span><span style=\"display:inherit;clear:left;\">og setter krav til presentasjon og noteopplysninger i finansregnskapet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg gjennomf\u00f8res enkelte mindre endringer i andre relaterte standarder </span><span style=\"display:inherit;clear:left;\">som blant annet IAS 7. Form\u00e5let med endringene er \u00e5 \u00f8ke sa<span class=\"_ _0\"></span>mmen<span class=\"_ _0\"></span>lig<span class=\"_ _0\"></span>n<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">barheten og bedre kommunikasjonen i \u00e5rsregnskapet. I resultatoppstillingen </span><span style=\"display:inherit;clear:left;\">m\u00e5 inntekter og kostnader klassifiseres i en av fem adskilte kategorier: </span><span style=\"display:inherit;clear:left;\">drift, investering, finansiering, skatt og avviklet virksomhet. De tre f\u00f8rste </span><span style=\"display:inherit;clear:left;\">representerer nye kategorier sammenlignet med IAS 1. Videre innf\u00f8res det </span><span style=\"display:inherit;clear:left;\">ogs\u00e5 krav om nye delsummer for driftsresultat og resultat f\u00f8r finansiering </span><span style=\"display:inherit;clear:left;\">og inntektsskatt, i tillegg til eksisterende totalsum for resultat. Resultatet </span><span style=\"display:inherit;clear:left;\">og totalresultatet vil ikke bli p\u00e5virket. </span><span style=\"display:inherit;clear:left;\">Ledelsesdefinerte resultatm\u00e5l er et nytt begrep, og er definert som en </span><span style=\"display:inherit;clear:left;\">delsum av inntekter og kostnader som benyttes i offentlig kommunikasjon </span><span style=\"display:inherit;clear:left;\">utenfor finansregnskapet, som reflekterer ledelsens resultatperspektiv for </span><span style=\"display:inherit;clear:left;\">regnskapsenheten som helhet, og som ikke er definert eller spesifisert <span class=\"_ _0\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i IFRS. V\u00e5r forel\u00f8pige vurdering er at Rogaland Sparebank ikke vil ha </span><span style=\"display:inherit;clear:left;\">ledelsesdefinerte resultatm\u00e5l. </span><span style=\"display:inherit;clear:left;\">Standarden vil tre i kraft for perioder som begynner 1. januar 2027 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller senere. Banken planlegger ikke \u00e5 implementere standarden <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 et tidlig tidspunkt. </span><span style=\"display:inherit;clear:left;\">\u00c5rlige forbedringsprosjekter</span><span style=\"display:inherit;clear:left;\">IASB har i forbindelse med \u00e5rlige forbedringsprosjekter gjort mindre </span><span style=\"display:inherit;clear:left;\">endringer i flere standarder<span class=\"_ _0\"></span>. Endringene er vurdert til \u00e5 ikke ha vesentlig </span><span style=\"display:inherit;clear:left;\">betydning for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anskaffelsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Finansielle instrumenter vurdert til amortisert kost (AC).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI).</span></span> </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Andre finansielle forpliktelser m\u00e5lt til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed fastsettelse av m\u00e5lekategori skiller IFRS 9 mellom ordin\u00e6re gjelds-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>stru<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. Med </span><span style=\"display:inherit;clear:left;\">ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der avkastning </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _0\"></span>, kredittrisiko og andre </span><span style=\"display:inherit;clear:left;\">relevante risikoer som f\u00f8lger av ordin\u00e6re gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring i resultatet, </span><span style=\"display:inherit;clear:left;\">men derivater som er utpekt som sikringsinstrumenter skal regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med </span><span style=\"display:inherit;clear:left;\">form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _45\"></span>endringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _1\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindre innregningen  </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold. Konsernet har begrenset omfang av forpliktelser bestemt </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8rt til virkelig verdi og effekten for konsernet anses derfor </span><span style=\"display:inherit;clear:left;\">uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8re <span class=\"_ _45\"></span>merkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest  </span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _0\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et prissettings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">byr<span class=\"_ _0\"></span>\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt marked </span><span style=\"display:inherit;clear:left;\">verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _0\"></span>, som til dels er gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av profesjonelle byr\u00e5er<span class=\"_ _0\"></span>.  <span class=\"_ _0\"></span>Alle endringer i virkelig verdi innregnes direkte <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet med mindre eiendelen er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi med verdiendring over utvidet resultat </span><span style=\"display:inherit;clear:left;\">(FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med flytende rente til \u00e5 samsvare </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes til </span><span style=\"display:inherit;clear:left;\">amortisert kost og inntektene/kostnadene beregnes etter effektiv rentes </span><span style=\"display:inherit;clear:left;\">metode. Den effektive renten fastsettes ved diskontering av kontrakts<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. <span class=\"_ _0\"></span>Amortisert kost er </span><span style=\"display:inherit;clear:left;\">n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den effektive renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring blir </span><span style=\"display:inherit;clear:left;\">sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien p\u00e5 sikrings-</span><span style=\"display:inherit;clear:left;\">ob<span class=\"_ _0\"></span>jekt<span class=\"_ _0\"></span>et blir justert for verdiendringen knyttet til sikret risiko. Endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. P\u00e5 denne m\u00e5ten </span><span style=\"display:inherit;clear:left;\">blir regnskapspresentasjonen for disse instrumentene i samsvar med </span><span style=\"display:inherit;clear:left;\">konsernets rentestyring og reelle \u00f8konomiske utvikling. Dersom sikr<span class=\"_ _0\"></span>ings-</span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>hold<span class=\"_ _1\"></span>et avbrytes eller tilstrekkelig sikringsef<span class=\"_ _0\"></span>fektivitet ikke kan verifiseres, </span><span style=\"display:inherit;clear:left;\">amortiseres verdiendring tilknyttet sikringsobjektet over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Ul\u00e5n og fordringer - se tabell p\u00e5 forrige side</span></span><span class=\"fc7 ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS og </span><span style=\"display:inherit;clear:left;\">EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da disse anses som strategiske </span><span style=\"display:inherit;clear:left;\">investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l for </span><span style=\"display:inherit;clear:left;\">likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virkelig verdi med verdi<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med flytende rente m\u00e5les til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av effektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, det <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">vil si det tidspunkt banken blir part i instrumentenes kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8res som rentekostnader<span class=\"_ _0\"></span>. Eventuell kj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">prem<span class=\"_ _0\"></span>ie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatregnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">Segmenter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som brukes for utarbeidelse av segment-</span><span style=\"display:inherit;clear:left;\">informasjon er de samme som benyttes for konsernregnskapet </span><span style=\"display:inherit;clear:left;\">for\u00f8vrig.  Konsernet fordeler ikke skatt eller ikke-gjentagende </span><span style=\"display:inherit;clear:left;\">gevinster og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer </span><span style=\"display:inherit;clear:left;\">selskapsinterne transaksjoner etter prinsippet om armlengdes </span><span style=\"display:inherit;clear:left;\">avstand. Fundingkostnader er fordelt i henhold til kapitalbehov <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for henholdsvis PM og BM. Netto provisjonsinntekter er fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">etter salgsvolum og felleskostnader etter en fordelingsn\u00f8kler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kostnader<span class=\"_ _0\"></span>. Konsernet har kun virksomhet i Norge.</span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter; Personmarked (PM), Bedrift<span class=\"_ _1\"></span>s<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">marked (BM) og Eiendom. PM og BM er bankvirksomhet fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 to hovedkundegrupper<span class=\"_ _0\"></span>. Her inng\u00e5r ogs\u00e5 generell investerings-</span><span style=\"display:inherit;clear:left;\">r\u00e5dgivning for bankens kunder<span class=\"_ _0\"></span>. Eiendomssegmentet har </span><span style=\"display:inherit;clear:left;\">eien <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span>doms <span class=\"_ _45\"></span>megling som virksomhet. Segmentet best\u00e5r av datter<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">selskapene <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS og Ryfylke </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Eiendomsmegling AS.</span></span> </span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs55 ls3 ws2\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:447.12109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 722.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.391px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.1855px; width: 132.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 35.4062px; width: 439.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 418 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 300 900 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 979 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.1699px; width: 125.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 626.25px; top: 55.3906px; width: 126.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (146)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (146)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.1543px; width: 94.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 308.766px; top: 75.375px; width: 433.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">418 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 900</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(146)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.1387px; width: 116.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 95.3594px; width: 426.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 41 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (5 295)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.123px; width: 90.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 115.344px; width: 435.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (5 869)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.76px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 277</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 135.107px; width: 95.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 135.328px; width: 131.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 155.092px; width: 116.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 155.312px; width: 424.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 135 898 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 239</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.076px; width: 83.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 175.297px; width: 434.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 120 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">224 503</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 110.266px; top: 195.4px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.061px; width: 102.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.656px; top: 195.281px; width: 430.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (574)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 971</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 215.045px; width: 118.816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 215.266px; width: 430.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 077 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.42px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 235.029px; width: 73.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 235.25px; width: 429.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 207 306 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 214 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">559 095</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 255.014px; width: 189.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 255.234px; width: 430.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.83px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.633px; width: 129.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.656px; top: 275.484px; width: 428.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 199 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 198 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.967px; width: 97.8047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 315.188px; width: 447.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 931 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 080 752</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.463px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.951px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.25px; top: 335.172px; width: 224.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">39 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 651 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 690 363</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 355.57px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.906px; top: 355.422px; width: 437.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 931 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 080 752</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 651 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.904px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 395.125px; width: 442.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 287 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 468 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.408px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 578 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 414.889px; width: 90.1934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.25px; top: 415.109px; width: 222.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 072 219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 088 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 435.508px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.906px; top: 435.359px; width: 437.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 287 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 468 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 650 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 423 800</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>Andre driftskostnader inkluderer andel direkte fusjonskostnader allokert til segmentene. I 2024 er belastet 25,2 millioner kroner  </span></span><span style=\"display:inherit;clear:left;\">for PM og 8,8 millioner kroner for BM segmentet. Inntektsf\u00f8rt badwill er presentert som ufordelt inntekt.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1  </span><span style=\"display:inherit;clear:left;\">og <span class=\"_ _0\"></span>2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 mislig <span class=\"_ _45\"></span>holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6% for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i steg <span class=\"_ _3e\"></span>til<span class=\"_ _0\"></span>h\u00f8ri<span class=\"_ _1\"></span>ghe<span class=\"_ _0\"></span>t gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag<span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-</span><span style=\"display:inherit;clear:left;\">avsetni<span class=\"_ _1\"></span>ngene, men heller gir et mer korrekt stabilt inntrykk av risiko-</span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i PD, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 17,8 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem </span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut  </span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det mulig </span><span style=\"display:inherit;clear:left;\">for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene. Banken </span><span style=\"display:inherit;clear:left;\">beregner i tillegg til et forventet scenario, et oppside- og et nedsidescenario, </span><span style=\"display:inherit;clear:left;\">som vekter henholdsvis 10 % og 20 % mens hovedscenariet vektes 70 <span class=\"ls3\">%.</span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.806640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 0.0039062px; width: 21.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.531px; top: 0.0039062px; width: 22.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.8594px; top: 12.9102px; width: 40.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.9102px; width: 43.4355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 12.9102px; width: 27.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.9102px; width: 55.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 25.8164px; width: 26.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.969px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8164px; width: 34.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.531px; top: 25.8164px; width: 33.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 25.8164px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.5px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.641px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.797px; top: 38.707px; width: 37.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.484px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 38.707px; width: 19.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.469px; top: 38.707px; width: 39.5742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.734px; top: 38.707px; width: 122.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.8887px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 66.125px; width: 617.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.2793px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 89.5156px; width: 618.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.67px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 112.891px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.061px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 136.281px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk <span class=\"_ _0\"></span>Analyse og NAV<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Prognosene for variablene som ligger til grunn i modellen er oppdatert </span><span style=\"display:inherit;clear:left;\">og tatt i bruk i fjerde kvartal. V<span class=\"_ _0\"></span>ariablene er hovedsakelig hentet fra SSB. </span><span style=\"display:inherit;clear:left;\">Prognoser for boligprisutviklingen p\u00e5virker modellens forventning til frem <span class=\"_ _3e\"></span>tiden </span><span style=\"display:inherit;clear:left;\">n\u00e5r det gjelder tap gitt mislighold, da man forventer lavere tap ved h\u00f8yere </span><span style=\"display:inherit;clear:left;\">boligpriser<span class=\"_ _0\"></span>. Boligmarkedet er for tiden sterkt, og i de nye prognosene er </span><span style=\"display:inherit;clear:left;\">boligpriser justert opp, b\u00e5de lokalt og for Norge. Dette bidrar derfor til </span><span style=\"display:inherit;clear:left;\">bedre forventninger til fremtiden, og dermed lavere tapsavset<span class=\"_ _0\"></span>ninger<span class=\"_ _0\"></span>. \u00d8<span class=\"_ _0\"></span>kte </span><span style=\"display:inherit;clear:left;\">oljeinvesteringer bidrar ogs\u00e5 positivt. P\u00e5 motsatt side er arbeidsledighets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">tall<span class=\"_ _0\"></span>ene for Norge og pengemarkedsrenten justert opp, noe som trekker </span><span style=\"display:inherit;clear:left;\">tapsavsetningene opp. T<span class=\"_ _2\"></span>otalt medf\u00f8rer endringer i prognoser lavere </span><span style=\"display:inherit;clear:left;\">tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Banken har ogs\u00e5 gjort en liten justering i hvordan makrofaktor blir beregnet, </span><span style=\"display:inherit;clear:left;\">hvor man har endret hvordan de siste tre historiske \u00e5rene blir vektet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i modellen. Dette er gjort for \u00e5 redusere svingningene fra \u00e5r til \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Endringen bidrar til en svak \u00f8kning i tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I sum f\u00f8rer begge endringene i modellen til noe lavere tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger  </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 sektor </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen inklusiv </span><span style=\"display:inherit;clear:left;\">p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _3e\"></span>endring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _45\"></span>kredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3f\"></span>ap p\u00e5 utl\u00e5n / garantier og misligholdte / </span><span style=\"display:inherit;clear:left;\">tapsutsatte engasjementer</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 9 skal tapsavsetninger baseres p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger gjelder </span><span style=\"display:inherit;clear:left;\">for finansielle eiendeler som m\u00e5les til amortisert kost eller til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendringer over utvidet resultat. Dette inkluderer ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultatet, samt fordringer p\u00e5 leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Avsetningen for forventet tap i den generelle modellen avhenger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av om kredittrisikoen har \u00f8kt betydelig siden f\u00f8rste gangs balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring. Kredittforverring vurderes ut fra endringer i misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed f\u00f8rste gangs balansef\u00f8ring, og dersom kredittrisikoen ikke har </span><span style=\"display:inherit;clear:left;\">\u00f8kt vesentlig etter dette tidspunkt, innregnes tap som 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. Dette refererer til tap som er forventet \u00e5 oppst\u00e5 over </span><span style=\"display:inherit;clear:left;\">instrumentets levetid, men som kan knyttes til misligholdshendelser </span><span style=\"display:inherit;clear:left;\">som inntreffer i l\u00f8pet av de f\u00f8rste 12 m\u00e5nedene. Hvis kredittrisikoen </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig etter f\u00f8rste gangs innregning, beregnes avsetningen </span><span style=\"display:inherit;clear:left;\">som forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. <span class=\"_ _0\"></span>Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en </span><span style=\"display:inherit;clear:left;\">taps <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span>kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 2: </span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er </span><span style=\"display:inherit;clear:left;\">inn <span class=\"_ _45\"></span>truffet kredittap p\u00e5 balansedato. For disse eiendelene blir det </span><span style=\"display:inherit;clear:left;\">beregnet en avsetning lik forventet tap over levetiden. I denne gruppen </span><span style=\"display:inherit;clear:left;\">inng\u00e5r kontoer med vesentlig grad av kredittforverring, men som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato tilh\u00f8rer kunder hvor det ikke foreligger en objektiv </span><span style=\"display:inherit;clear:left;\">tapshendelse. N\u00e5r det gjelder avgrensning mot steg 1, definerer </span><span style=\"display:inherit;clear:left;\">banken vesentlig grad av kredittforverring ved \u00e5 ta utgangspunkt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvorvidt et engasjements beregnede misligholdssannsynlighet (PD) </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig eller at det er gitt betalingslettelser<span class=\"_ _0\"></span>. For ytterligere </span><span style=\"display:inherit;clear:left;\">beskrivelse av tapsmodell henvises det til note 8.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 3: </span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato. For disse eiendelene foretar banken en individuell </span><span style=\"display:inherit;clear:left;\">tapsavsetning. P\u00e5 hver balansedag vurderes det om det eksisterer </span><span style=\"display:inherit;clear:left;\">objektive bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdifallet m\u00e5 v\u00e6re et resultat av en eller flere hendelser </span><span style=\"display:inherit;clear:left;\">inntruffet etter f\u00f8rstegangs balansef\u00f8ring (en tapshendelse) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og resultatet av tapshendelsen (eller hendelsene) m\u00e5 i tillegg </span><span style=\"display:inherit;clear:left;\">kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike hendelser er vesentlige </span><span style=\"display:inherit;clear:left;\">finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalingsmislighold eller andre </span><span style=\"display:inherit;clear:left;\">kontraktsbrudd. Dersom det foreligger objektive bevis p\u00e5 at en </span><span style=\"display:inherit;clear:left;\">verdireduksjon har inntruffet, beregnes st\u00f8rrelsen p\u00e5 tapet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som </span><span style=\"display:inherit;clear:left;\">forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte </span><span style=\"display:inherit;clear:left;\">fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets opprinnelige </span><span style=\"display:inherit;clear:left;\">effektive rentesats. Periodens endringer i vurdert verdi for utl\u00e5n </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res under \u00abnedskrivninger og <span><span style=\"display:inherit;clear:left;\">tap p\u00e5 utl\u00e5n og garantier\u00bb.</span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er be<span class=\"_ _0\"></span>tali<span class=\"_ _0\"></span>ngs<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mis<span class=\"_ _0\"></span>ligh<span class=\"_ _1\"></span>old<span class=\"_ _0\"></span> eller mislighold p\u00e5 grunn av manuell misligholdsmerking<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i steg 3.Betalingsmislighold er definert som vesentlig </span><span style=\"display:inherit;clear:left;\">overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r </span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _3e\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span><span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer </span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer som </span><span style=\"display:inherit;clear:left;\">behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Transaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Pensjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _0\"></span>. Pensjons-</span><span style=\"display:inherit;clear:left;\">ordningene er i hovedsak finansiert gjennom innbetalinger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forsikringsselskaper<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innskuddspensjon for nyansatte. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med omleggingen gikk ogs\u00e5 en del personer ansatt  </span><span style=\"display:inherit;clear:left;\">f\u00f8r 1.1.07 over fra ytelsesordningen til den nye innskuddsordningen. </span><span style=\"display:inherit;clear:left;\">I slutten av 2013 gikk resterende ansatte over til innskuddsordning. </span><span style=\"display:inherit;clear:left;\">De ber\u00f8rte f\u00e5r en l\u00f8pende kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">En innskuddsplan er en pensjonsordning hvor konsernet betaler </span><span style=\"display:inherit;clear:left;\">faste bidrag til en juridisk enhet som investerer midlene p\u00e5 vegne </span><span style=\"display:inherit;clear:left;\">av medlemmene i ordningen. Innskuddene regnskapsf\u00f8res som </span><span style=\"display:inherit;clear:left;\">l\u00f8nnskostnader n\u00e5r de forfaller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _1\"></span>vtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle <span class=\"_ _0\"></span>AFP-ordningen ble vedtatt avviklet i februar 2010. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Som erstatning for den gamle <span class=\"_ _0\"></span>AFP-ordningen er det etablert en ny </span><span style=\"display:inherit;clear:left;\">AFP-ordning som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen.</span><span style=\"display:inherit;clear:left;\">Den nye <span class=\"_ _0\"></span>AFP-ordningen er en ytelsesbasert flerforetakspensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ordning, og finansieres gjennom premier som fastsettes som en </span><span style=\"display:inherit;clear:left;\">prosent av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig m\u00e5ling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og allokering av forpliktelse og midler i ordningen. Regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig blir ordningen s\u00e5ledes behandlet som en innskuddsbasert </span><span style=\"display:inherit;clear:left;\">pensjonsordning hvor premiebetalinger kostnadsf\u00f8res l\u00f8pende, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og ingen avsetninger foretas i regnskapet. Det ble ikke betalt premie </span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">i den nye ordningen f\u00f8r i 201<span class=\"_ _0\"></span>1, og da var premien fastsatt til 1,4 % </span><span style=\"display:inherit;clear:left;\">av samlede utbetalinger mellom 1 G og 7,1 G til bedriftens </span><span style=\"display:inherit;clear:left;\">arbeidstakere. For 2024 er satsen 2,7%.</span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en </span><span style=\"display:inherit;clear:left;\">pensjons <span class=\"_ _45\"></span>utbetaling som en ansatt vil motta ved pensjonering. </span><span style=\"display:inherit;clear:left;\">Pensjons <span class=\"_ _45\"></span>utbetalingen er normalt avhengig av en eller flere </span><span style=\"display:inherit;clear:left;\">faktorer slik som alder<span class=\"_ _0\"></span>, antall \u00e5r i selskapet og l\u00f8nn. Den balanse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>rt<span class=\"_ _0\"></span>e forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av </span><span style=\"display:inherit;clear:left;\">pensjonsmidlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en </span><span style=\"display:inherit;clear:left;\">uavhengig aktuar ved bruk av en line\u00e6r opptjeningsmetode.  </span><span style=\"display:inherit;clear:left;\">Diskonteringsrenten er en beregnet markedsrente p\u00e5 obligasjoner </span><span style=\"display:inherit;clear:left;\">med fortrinnsrett (OMF). <span class=\"_ _0\"></span>Andre parametere, som eksempelvis </span><span style=\"display:inherit;clear:left;\">l\u00f8nnsreguleringer<span class=\"_ _0\"></span>, inflasjon og pensjons\u00f8kninger<span class=\"_ _0\"></span>, fastsettes <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resultat (OCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sosiale kostnader og best\u00e5r av periodens pensjonsopp-</span><span style=\"display:inherit;clear:left;\">tjening, rentekostnad p\u00e5 den beregnede pensjonsforpliktelsen </span><span style=\"display:inherit;clear:left;\">samt periodisert arbeidsgiveravgift. Pensjonskostnaden er </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 forutsetninger fastsatt ved periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Morbanken har to driftspensjoner for to tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rer<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pensjonsforpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _0\"></span>. F\u00f8lgende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske og aktuarmessige forutsetninger er lagt til grunn:</span><span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _4\"></span>er <span class=\"_ _4\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.24 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25% skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"fff ls78\"> <span class=\"_\"> </span> <span class=\"_ _45\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om </span><span style=\"display:inherit;clear:left;\">maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _3e\"></span>Bankens \u201dholdt til forfall\u201d portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper</span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Tilknyttet foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. T<span class=\"_ _0\"></span>ilknyttet foretak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig innflytelse, men ikke kontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig innflytelse n\u00e5r banken har en </span><span style=\"display:inherit;clear:left;\">eierandel p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res </span><span style=\"display:inherit;clear:left;\">at dette ikke er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">fra det tidspunkt betydelig innflytelse etableres og til det opph\u00f8rer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Investeringen f\u00f8rstegangsinnregnes til anskaffelseskost og justeres </span><span style=\"display:inherit;clear:left;\">deretter for endringen i bankens andel av nettoeiendelene til det </span><span style=\"display:inherit;clear:left;\">tilknyttede foretaket. T<span class=\"_ _0\"></span>ilknyttede foretak regnskapsf\u00f8res etter </span><span style=\"display:inherit;clear:left;\">egenkapitalmetoden b\u00e5de i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anskaffelseskost </span><span style=\"display:inherit;clear:left;\">redusert for nedskrivninger i samsvar med IAS 36. Behovet for </span><span style=\"display:inherit;clear:left;\">nedskrivninger vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige </span><span style=\"display:inherit;clear:left;\">langsiktige eiendeler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span><span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span><span style=\"display:inherit;clear:left;\">Leieavtaler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontrollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning </span><span style=\"display:inherit;clear:left;\">for leieavtaler knyttet til kontorlokaler<span class=\"_ _0\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksrett eiendel og rentekostnad </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bankens IT<span class=\"_ _0\"></span>-avtaler </span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p </span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balanse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8rt<span class=\"_ _0\"></span>. Leieavtalene som faller inn under disse unntakene innregnes </span><span style=\"display:inherit;clear:left;\">l\u00f8pende som andre driftskostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som </span><span style=\"display:inherit;clear:left;\">fast leie justert for indeksreguleringer i leiekontraktene. Eventuelle </span><span style=\"display:inherit;clear:left;\">opsjoner i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklau<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">suler f\u00f8r endelig kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">med mindre det er rimelig sikkert at opsjon ut\u00f8ves eller klausul </span><span style=\"display:inherit;clear:left;\">benyttes. Felleskostnader og andre variable leiebetalinger vil ikke </span><span style=\"display:inherit;clear:left;\">bli innregnet i leieforpliktelsen for husleiekontraktene og f\u00f8res som </span><span style=\"display:inherit;clear:left;\">driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietaker </span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, </span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler </span><span style=\"display:inherit;clear:left;\">som er n\u00f8dvendige for en eiendel av lignende verdi som bruks-</span><span style=\"display:inherit;clear:left;\">r<span class=\"_ _1\"></span>e<span class=\"_ _1\"></span>t<span class=\"_ _0\"></span>te<span class=\"_ _1\"></span>i<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>d<span class=\"_ _0\"></span>el<span class=\"_ _1\"></span>e<span class=\"_ _0\"></span>n. Renten hensyntar b\u00e5de risikofri rente, kredittrisiko </span><span style=\"display:inherit;clear:left;\">og leiespesifikt p\u00e5slag, herunder sikkerhet/pant i leieavtalen. </span><span style=\"display:inherit;clear:left;\">Renten vil tilpasses den faktiske leiekontraktens varighet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">gjenv\u00e6rende leiebetalingene diskontert med marginal l\u00e5nerente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tidspunktet for f\u00f8rstegangsanvendelse, samt innregnet </span><span style=\"display:inherit;clear:left;\">tilh<span class=\"_ _0\"></span>\u00f8rende bruksrettighet til et bel\u00f8p som reflekterer verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av eiendelen som om standarden var gjeldende fra tidspunkt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">heter leieavtaler\u00bb, mens leieforpliktelsene presenteres som </span><span style=\"display:inherit;clear:left;\">\u00abLeieforpliktelser\u00bb. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en neds-</span><span style=\"display:inherit;clear:left;\">krivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det. </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og annen fast eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y<span class=\"_ _0\"></span>. Konsernets </span><span style=\"display:inherit;clear:left;\">bruksretteiendeler er kategorisert og presentert i tabellen under:</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av eg<span class=\"_ _0\"></span>en-</span><span style=\"display:inherit;clear:left;\">kap<span class=\"_ _0\"></span>ital<span class=\"_ _1\"></span>bev<span class=\"_ _0\"></span>iska<span class=\"_ _1\"></span>pit<span class=\"_ _0\"></span>al, overkurs, annen innskutt egenkapital og utjevnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>nd.  Utjevningsfondet er akkumulert overskudd som kan benyttes </span><span style=\"display:inherit;clear:left;\">til fremtidig kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon </span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner </span><span style=\"display:inherit;clear:left;\">med egne egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt </span><span style=\"display:inherit;clear:left;\">egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/kunde-</span><span style=\"display:inherit;clear:left;\">utb<span class=\"_ _0\"></span>ytte<span class=\"_ _1\"></span>, fond for urealiserte gevinster<span class=\"_ _0\"></span>, fond for vurderingsforskjeller<span class=\"_ _0\"></span>,<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">annen egenkapital og minoritetsinteresser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Annen egenkapital </span><span style=\"display:inherit;clear:left;\">inkluderer avsatt utbytte.    </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og </span><span style=\"display:inherit;clear:left;\">grunnfonds <span class=\"_ _45\"></span>kapitalen i samme forhold som deres respektive </span><span style=\"display:inherit;clear:left;\">andel av bankens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, </span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor </span><span style=\"display:inherit;clear:left;\">det ikke utbetales utbytte, og investor har heller ikke senere krav </span><span style=\"display:inherit;clear:left;\">p\u00e5 renter som ikke er utbetalt, dvs. rentene akkumuleres ikke. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjoner tilfredsstiller ikke definisjonen av finansiell </span><span style=\"display:inherit;clear:left;\">forpliktelse i henhold til IAS 32 og klassifiseres f\u00f8lgelig som </span><span style=\"display:inherit;clear:left;\">egenkapital/hybridkapital i bankens balanse. Fondsobligasjonene </span><span style=\"display:inherit;clear:left;\">er evigvarende og banken har en ensidig rett til ikke \u00e5 betale </span><span style=\"display:inherit;clear:left;\">renter til investorene under gitte vilk\u00e5r<span class=\"_ _0\"></span>. Renter presenteres </span><span style=\"display:inherit;clear:left;\">dermed ikke som en rentekostnad i resultatet, men som en </span><span style=\"display:inherit;clear:left;\">reduksjon i annen egenkapital. Se for\u00f8vrig note 40 for mer </span><span style=\"display:inherit;clear:left;\">informasjon vedr\u00f8rende konsernets fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__12": {
   "value": "<span style=\"display:inherit;clear:left;\">Generell informasjon</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank er en egenkapitalbevisbank notert p\u00e5 Oslo B\u00f8rs. </span><span style=\"display:inherit;clear:left;\">Banken har hovedkontor i Sandnes Kommune, med bes\u00f8ksadresse </span><span style=\"display:inherit;clear:left;\">R\u00e5dhusgata 3, 4306 Sandnes.</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet og morbankregnskapet for 2024 ble godkjent <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av styret 1<span class=\"_ _0\"></span>1. mars 2025, og av forstanderskapet den 31. mars 2025.</span><span style=\"display:inherit;clear:left;\">Presentasjonsvalutaen er norske kroner (NOK), som ogs\u00e5 er funksjonell </span><span style=\"display:inherit;clear:left;\">valuta i alle enhetene i konsernet. <span class=\"_ _0\"></span>Alle bel\u00f8p er angitt i tusen kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med mindre noe annet er angitt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__24-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>esentlige regnskapsprinsipper er oppsummert i listen nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Regnskaps <span class=\"_ _45\"></span>prinsipper vedr\u00f8rende finansielle instrumenter beskrives </span><span style=\"display:inherit;clear:left;\">nedenfor<span class=\"_ _0\"></span>, \u00f8vrige regnskapsprinsipper er inkorporert i de enkelte notene.</span><span style=\"display:inherit;clear:left;\">Endring av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Nye standarder og fortolkninger som er tatt i bruk  </span><span style=\"display:inherit;clear:left;\">fra og med regnskaps\u00e5ret 2024</span><span style=\"display:inherit;clear:left;\">Det er ingen nye standarder eller fortolkninger som er tatt i bruk fra og med </span><span style=\"display:inherit;clear:left;\">regnskaps\u00e5ret 2024 som anses \u00e5 ha en vesentlig p\u00e5virkning p\u00e5 konsernets </span><span style=\"display:inherit;clear:left;\">regnskap. <span class=\"_ _0\"></span>Anvendte regnskapsprinsipper er konsistente med prinsippene </span><span style=\"display:inherit;clear:left;\">anvendt i \u00e5rsrapporten for 2023.</span><span style=\"display:inherit;clear:left;position:relative;height:286.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 190.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlige regnskapsprinsipper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 6.54297px; width: 408.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Note</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 308.279px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeldene IFRS/IAS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.7578px; width: 672.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter (eiendeler og forpliktelser)</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Beskrives nedenfor</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 232.365px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9, IFRS 7</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.8672px; width: 315.434px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 273.768px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10. </span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: -3.4695px; width: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.344px; top: 66.8672px; width: 188.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 630.109px; top: 66.8672px; width: 70.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 7, IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 83.4844px; width: 12.3633px; white-space: pre; word-spacing: 0.5625px; letter-spacing: -0.5625px; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.5625px; letter-spacing: -0.5625px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.344px; top: 83.3672px; width: 112.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.461px; width: 638.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 153.996px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17.</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 8.22656px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 206.42px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 125.727px; width: 642.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 181.201px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 15</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.992px; width: 648.797px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 249.393px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 254.953px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 19</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 168.242px; width: 656.543px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 274.389px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 280.641px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 12</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 189.508px; width: 653.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Investeringer i datterseslskaper og tilknyttede foretak</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Eierinteresser i datterselskaper og tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 10, IAS 28</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 210.773px; width: 674.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill og andre immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.7129px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IAS 38, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 296.209px; top: 232.023px; width: 323.941px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 234.176px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.023px; width: 296.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arige driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 209.391px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.15px; top: 232.023px; width: 70.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 16, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.289px; width: 658.072px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 244.664px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 250.6px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 16</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.555px; width: 357.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital og utstedte fondsobligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.7129px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span></span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__28-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Finansielle instrumenter vurdert til amortisert kost (AC).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI).</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring i resultatet, </span><span style=\"display:inherit;clear:left;\">men derivater som er utpekt som sikringsinstrumenter skal regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med </span><span style=\"display:inherit;clear:left;\">form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _45\"></span>endringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _1\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Ul\u00e5n og fordringer - se tabell p\u00e5 forrige side</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS og </span><span style=\"display:inherit;clear:left;\">EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da disse anses som strategiske </span><span style=\"display:inherit;clear:left;\">investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l for </span><span style=\"display:inherit;clear:left;\">likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens </span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger  </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 sektor </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen inklusiv </span><span style=\"display:inherit;clear:left;\">p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _3e\"></span>endring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _45\"></span>kredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"fff ls78\"> <span class=\"_\"> </span> <span class=\"_ _45\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om </span><span style=\"display:inherit;clear:left;\">maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _3e\"></span>Bankens \u201dholdt til forfall\u201d portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__29-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Andre finansielle forpliktelser m\u00e5lt til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed fastsettelse av m\u00e5lekategori skiller IFRS 9 mellom ordin\u00e6re gjelds-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>stru<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. Med </span><span style=\"display:inherit;clear:left;\">ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der avkastning </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _0\"></span>, kredittrisiko og andre </span><span style=\"display:inherit;clear:left;\">relevante risikoer som f\u00f8lger av ordin\u00e6re gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindre innregningen  </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold. Konsernet har begrenset omfang av forpliktelser bestemt </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8rt til virkelig verdi og effekten for konsernet anses derfor </span><span style=\"display:inherit;clear:left;\">uvesentlig.</span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virkelig verdi med verdi<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med flytende rente m\u00e5les til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av effektiv rentes metode.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__27": {
   "value": "<span style=\"display:inherit;clear:left;position:relative;height:286.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 190.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlige regnskapsprinsipper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 6.54297px; width: 408.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Note</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 308.279px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeldene IFRS/IAS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.7578px; width: 672.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter (eiendeler og forpliktelser)</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Beskrives nedenfor</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 232.365px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9, IFRS 7</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.8672px; width: 315.434px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 273.768px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10. </span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: -3.4695px; width: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.344px; top: 66.8672px; width: 188.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og nedskrivninger fordelt p\u00e5 sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 630.109px; top: 66.8672px; width: 70.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 7, IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 83.4844px; width: 12.3633px; white-space: pre; word-spacing: 0.5625px; letter-spacing: -0.5625px; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.5625px; letter-spacing: -0.5625px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 324.344px; top: 83.3672px; width: 112.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.461px; width: 638.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 153.996px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17.</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 8.22656px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 206.42px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 9</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 125.727px; width: 642.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og -kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 181.201px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 15</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.992px; width: 648.797px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 249.393px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Pensjoner</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 254.953px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 19</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 168.242px; width: 656.543px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 274.389px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Skatt</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 280.641px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 12</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 189.508px; width: 653.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Investeringer i datterseslskaper og tilknyttede foretak</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Eierinteresser i datterselskaper og tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IFRS 10, IAS 28</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 210.773px; width: 674.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill og andre immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.7129px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IAS 38, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 296.209px; top: 232.023px; width: 323.941px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 234.176px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.023px; width: 296.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arige driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 209.391px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.15px; top: 232.023px; width: 70.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IAS 16, IAS 36</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.289px; width: 658.072px; white-space: pre; word-spacing: -0.05625px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 244.664px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.19728px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Leieavtaler</span><span style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 250.6px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IFRS 16</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.555px; width: 357.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital og utstedte fondsobligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41.</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.7129px; font-size: 10.95px; font-family: ffe; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.05625px; letter-spacing: 0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span></span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtatte standarder og fortolkninger med fremtidig </span><span style=\"display:inherit;clear:left;\">ikrafttredelsestidspunkt</span><span style=\"display:inherit;clear:left;\">IFRS 18 - Presentasjon og noteopplysninger i finansregnskap</span><span style=\"display:inherit;clear:left;\">Denne nye standarden vil erstatte IAS 1 Presentasjon av finansregnskap </span><span style=\"display:inherit;clear:left;\">og setter krav til presentasjon og noteopplysninger i finansregnskapet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg gjennomf\u00f8res enkelte mindre endringer i andre relaterte standarder </span><span style=\"display:inherit;clear:left;\">som blant annet IAS 7. Form\u00e5let med endringene er \u00e5 \u00f8ke sa<span class=\"_ _0\"></span>mmen<span class=\"_ _0\"></span>lig<span class=\"_ _0\"></span>n<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">barheten og bedre kommunikasjonen i \u00e5rsregnskapet. I resultatoppstillingen </span><span style=\"display:inherit;clear:left;\">m\u00e5 inntekter og kostnader klassifiseres i en av fem adskilte kategorier: </span><span style=\"display:inherit;clear:left;\">drift, investering, finansiering, skatt og avviklet virksomhet. De tre f\u00f8rste </span><span style=\"display:inherit;clear:left;\">representerer nye kategorier sammenlignet med IAS 1. Videre innf\u00f8res det </span><span style=\"display:inherit;clear:left;\">ogs\u00e5 krav om nye delsummer for driftsresultat og resultat f\u00f8r finansiering </span><span style=\"display:inherit;clear:left;\">og inntektsskatt, i tillegg til eksisterende totalsum for resultat. Resultatet </span><span style=\"display:inherit;clear:left;\">og totalresultatet vil ikke bli p\u00e5virket. </span><span style=\"display:inherit;clear:left;\">Ledelsesdefinerte resultatm\u00e5l er et nytt begrep, og er definert som en </span><span style=\"display:inherit;clear:left;\">delsum av inntekter og kostnader som benyttes i offentlig kommunikasjon </span><span style=\"display:inherit;clear:left;\">utenfor finansregnskapet, som reflekterer ledelsens resultatperspektiv for </span><span style=\"display:inherit;clear:left;\">regnskapsenheten som helhet, og som ikke er definert eller spesifisert <span class=\"_ _0\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i IFRS. V\u00e5r forel\u00f8pige vurdering er at Rogaland Sparebank ikke vil ha </span><span style=\"display:inherit;clear:left;\">ledelsesdefinerte resultatm\u00e5l. </span><span style=\"display:inherit;clear:left;\">Standarden vil tre i kraft for perioder som begynner 1. januar 2027 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller senere. Banken planlegger ikke \u00e5 implementere standarden <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 et tidlig tidspunkt. </span><span style=\"display:inherit;clear:left;\">\u00c5rlige forbedringsprosjekter</span><span style=\"display:inherit;clear:left;\">IASB har i forbindelse med \u00e5rlige forbedringsprosjekter gjort mindre </span><span style=\"display:inherit;clear:left;\">endringer i flere standarder<span class=\"_ _0\"></span>. Endringene er vurdert til \u00e5 ikke ha vesentlig </span><span style=\"display:inherit;clear:left;\">betydning for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anskaffelsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Finansielle instrumenter vurdert til amortisert kost (AC).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle instrumenter vurdert til virkelig verdi med verdiendring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI).</span></span> </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Andre finansielle forpliktelser m\u00e5lt til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed fastsettelse av m\u00e5lekategori skiller IFRS 9 mellom ordin\u00e6re gjelds-</span><span style=\"display:inherit;clear:left;\">in<span class=\"_ _0\"></span>stru<span class=\"_ _0\"></span>men<span class=\"_ _0\"></span>ter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. Med </span><span style=\"display:inherit;clear:left;\">ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der avkastning </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _0\"></span>, kredittrisiko og andre </span><span style=\"display:inherit;clear:left;\">relevante risikoer som f\u00f8lger av ordin\u00e6re gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring i resultatet, </span><span style=\"display:inherit;clear:left;\">men derivater som er utpekt som sikringsinstrumenter skal regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med </span><span style=\"display:inherit;clear:left;\">form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _45\"></span>endringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _1\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindre innregningen  </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold. Konsernet har begrenset omfang av forpliktelser bestemt </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8rt til virkelig verdi og effekten for konsernet anses derfor </span><span style=\"display:inherit;clear:left;\">uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8re <span class=\"_ _45\"></span>merkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest  </span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _0\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et prissettings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">byr<span class=\"_ _0\"></span>\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt marked </span><span style=\"display:inherit;clear:left;\">verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _0\"></span>, som til dels er gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av profesjonelle byr\u00e5er<span class=\"_ _0\"></span>.  <span class=\"_ _0\"></span>Alle endringer i virkelig verdi innregnes direkte <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet med mindre eiendelen er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi med verdiendring over utvidet resultat </span><span style=\"display:inherit;clear:left;\">(FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med flytende rente til \u00e5 samsvare </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes til </span><span style=\"display:inherit;clear:left;\">amortisert kost og inntektene/kostnadene beregnes etter effektiv rentes </span><span style=\"display:inherit;clear:left;\">metode. Den effektive renten fastsettes ved diskontering av kontrakts<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. <span class=\"_ _0\"></span>Amortisert kost er </span><span style=\"display:inherit;clear:left;\">n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den effektive renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring blir </span><span style=\"display:inherit;clear:left;\">sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien p\u00e5 sikrings-</span><span style=\"display:inherit;clear:left;\">ob<span class=\"_ _0\"></span>jekt<span class=\"_ _0\"></span>et blir justert for verdiendringen knyttet til sikret risiko. Endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. P\u00e5 denne m\u00e5ten </span><span style=\"display:inherit;clear:left;\">blir regnskapspresentasjonen for disse instrumentene i samsvar med </span><span style=\"display:inherit;clear:left;\">konsernets rentestyring og reelle \u00f8konomiske utvikling. Dersom sikr<span class=\"_ _0\"></span>ings-</span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>hold<span class=\"_ _1\"></span>et avbrytes eller tilstrekkelig sikringsef<span class=\"_ _0\"></span>fektivitet ikke kan verifiseres, </span><span style=\"display:inherit;clear:left;\">amortiseres verdiendring tilknyttet sikringsobjektet over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Ul\u00e5n og fordringer - se tabell p\u00e5 forrige side</span></span><span class=\"fc7 ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS og </span><span style=\"display:inherit;clear:left;\">EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da disse anses som strategiske </span><span style=\"display:inherit;clear:left;\">investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l for </span><span style=\"display:inherit;clear:left;\">likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virkelig verdi med verdi<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med flytende rente m\u00e5les til amortisert kost. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av effektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, det <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">vil si det tidspunkt banken blir part i instrumentenes kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8res som rentekostnader<span class=\"_ _0\"></span>. Eventuell kj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">prem<span class=\"_ _0\"></span>ie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatregnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__31": {
   "value": "<span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring i resultatet, </span><span style=\"display:inherit;clear:left;\">men derivater som er utpekt som sikringsinstrumenter skal regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__32": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter form\u00e5let </span><span style=\"display:inherit;clear:left;\">med investeringen. Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med </span><span style=\"display:inherit;clear:left;\">form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i form av renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _45\"></span>endringer over utvidet resultat (FVOCI), med renteinntekt, valuta-</span><span style=\"display:inherit;clear:left;\">omregni<span class=\"_ _1\"></span>ngsef<span class=\"_ _0\"></span>fekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan </span><span style=\"display:inherit;clear:left;\">utpekes til m\u00e5ling til virkelig verdi med verdiendringer over resultatet </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__36-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8re <span class=\"_ _45\"></span>merkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest  </span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__35-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8re <span class=\"_ _45\"></span>merkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6re \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> ikke skal dominere verdiendringene til sikringsinstrumentet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) effektivitetstest  </span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring blir </span><span style=\"display:inherit;clear:left;\">sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien p\u00e5 sikrings-</span><span style=\"display:inherit;clear:left;\">ob<span class=\"_ _0\"></span>jekt<span class=\"_ _0\"></span>et blir justert for verdiendringen knyttet til sikret risiko. Endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. P\u00e5 denne m\u00e5ten </span><span style=\"display:inherit;clear:left;\">blir regnskapspresentasjonen for disse instrumentene i samsvar med </span><span style=\"display:inherit;clear:left;\">konsernets rentestyring og reelle \u00f8konomiske utvikling. Dersom sikr<span class=\"_ _0\"></span>ings-</span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>hold<span class=\"_ _1\"></span>et avbrytes eller tilstrekkelig sikringsef<span class=\"_ _0\"></span>fektivitet ikke kan verifiseres, </span><span style=\"display:inherit;clear:left;\">amortiseres verdiendring tilknyttet sikringsobjektet over gjenv\u00e6rende l\u00f8petid.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__37-1": {
   "value": "<span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _0\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et prissettings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">byr<span class=\"_ _0\"></span>\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt marked </span><span style=\"display:inherit;clear:left;\">verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _0\"></span>, som til dels er gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">av profesjonelle byr\u00e5er<span class=\"_ _0\"></span>.  <span class=\"_ _0\"></span>Alle endringer i virkelig verdi innregnes direkte <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet med mindre eiendelen er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi med verdiendring over utvidet resultat </span><span style=\"display:inherit;clear:left;\">(FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med flytende rente til \u00e5 samsvare </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes til </span><span style=\"display:inherit;clear:left;\">amortisert kost og inntektene/kostnadene beregnes etter effektiv rentes </span><span style=\"display:inherit;clear:left;\">metode. Den effektive renten fastsettes ved diskontering av kontrakts<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. <span class=\"_ _0\"></span>Amortisert kost er </span><span style=\"display:inherit;clear:left;\">n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den effektive renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringseffektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _0\"></span>ed virkelig verdisikring blir </span><span style=\"display:inherit;clear:left;\">sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien p\u00e5 sikrings-</span><span style=\"display:inherit;clear:left;\">ob<span class=\"_ _0\"></span>jekt<span class=\"_ _0\"></span>et blir justert for verdiendringen knyttet til sikret risiko. Endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. P\u00e5 denne m\u00e5ten </span><span style=\"display:inherit;clear:left;\">blir regnskapspresentasjonen for disse instrumentene i samsvar med </span><span style=\"display:inherit;clear:left;\">konsernets rentestyring og reelle \u00f8konomiske utvikling. Dersom sikr<span class=\"_ _0\"></span>ings-</span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>hold<span class=\"_ _1\"></span>et avbrytes eller tilstrekkelig sikringsef<span class=\"_ _0\"></span>fektivitet ikke kan verifiseres, </span><span style=\"display:inherit;clear:left;\">amortiseres verdiendring tilknyttet sikringsobjektet over gjenv\u00e6rende l\u00f8petid.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__45-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS og </span><span style=\"display:inherit;clear:left;\">EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da disse anses som strategiske </span><span style=\"display:inherit;clear:left;\">investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l for </span><span style=\"display:inherit;clear:left;\">likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens </span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__44-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL), med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS og </span><span style=\"display:inherit;clear:left;\">EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da disse anses som strategiske </span><span style=\"display:inherit;clear:left;\">investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l for </span><span style=\"display:inherit;clear:left;\">likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens </span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"fff ls78\"> <span class=\"_\"> </span> <span class=\"_ _45\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om </span><span style=\"display:inherit;clear:left;\">maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _3e\"></span>Bankens \u201dholdt til forfall\u201d portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHeldtomaturityInvestmentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__50-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, det <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">vil si det tidspunkt banken blir part i instrumentenes kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8res som rentekostnader<span class=\"_ _0\"></span>. Eventuell kj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">prem<span class=\"_ _0\"></span>ie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatregnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__52": {
   "value": "<span style=\"display:inherit;clear:left;\">Kritiske estimater og vurderinger vedr\u00f8rende</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">bruk av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Kritiske estimater</span><span style=\"display:inherit;clear:left;\">Utarbeidelse av regnskap i overensstemmelse med generelt aksepterte </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipper krever at ledelsen i en del tilfeller tar forutsetninger </span><span style=\"display:inherit;clear:left;\">og m\u00e5 anvende estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _0\"></span>. Estimater <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og skj\u00f8nnsmessige vurderinger evalueres l\u00f8pende, og er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">historiske erfaringer og forutsetninger om fremtidige hendelser som </span><span style=\"display:inherit;clear:left;\">anses sannsynlige p\u00e5 balansetidspunktet.  Det er knyttet usikkerhet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til de forutsetninger og forventninger som ligger til grunn for anvendte </span><span style=\"display:inherit;clear:left;\">estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _0\"></span>. Faktiske resultater kan avvike </span><span style=\"display:inherit;clear:left;\">fra estimatene og forutsetningene.</span><span style=\"display:inherit;clear:left;\">Nedskrivning p\u00e5 utl\u00e5n og garantier </span><span style=\"display:inherit;clear:left;\">For individuelt vurderte utl\u00e5n og for grupper av utl\u00e5n som er identifisert </span><span style=\"display:inherit;clear:left;\">som usikre, foretas det en beregning for \u00e5 fastsl\u00e5 en verdi p\u00e5 utl\u00e5net eller </span><span style=\"display:inherit;clear:left;\">p\u00e5 grupper av utl\u00e5n. Beregningen forutsetter at det benyttes st\u00f8rrelser som </span><span style=\"display:inherit;clear:left;\">er basert p\u00e5 vurderinger<span class=\"_ _0\"></span>, og disse p\u00e5virker godheten i den beregnede </span><span style=\"display:inherit;clear:left;\">verdi. Nedskrivningsvurderinger gjennomf\u00f8res hvert kvartal.</span><span style=\"display:inherit;clear:left;\">Steg 3 nedskrivninger (individuelle nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Dersom det foreligger objektive bevis p\u00e5 at en verdireduksjon har inn <span class=\"_ _3e\"></span>truffet </span><span style=\"display:inherit;clear:left;\">for utl\u00e5n vurdert til amortisert kost beregnes tapet som forskjellen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontantstr\u00f8mmer </span><span style=\"display:inherit;clear:left;\">diskontert med utl\u00e5nets opprinnelige effektive rentesats. Estimering av </span><span style=\"display:inherit;clear:left;\">fremtidig kontantstr\u00f8m gj\u00f8res p\u00e5 grunnlag av erfaringsdata og skj\u00f8nn </span><span style=\"display:inherit;clear:left;\">relatert til sannsynlige utfall for blant annet markedsutvikling og konkrete </span><span style=\"display:inherit;clear:left;\">forhold for det enkelte engasjement, herunder erfaringsdata for debitors </span><span style=\"display:inherit;clear:left;\">evne til \u00e5 h\u00e5ndtere en presset \u00f8konomisk situasjon. V<span class=\"_ _0\"></span>ed verdivurderingen </span><span style=\"display:inherit;clear:left;\">av nedskrivning p\u00e5 utl\u00e5n hefter det usikkerhet ved identifiseringen av utl\u00e5n </span><span style=\"display:inherit;clear:left;\">som skal nedskrives, estimering av tidspunkt og bel\u00f8p for fremtidige </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, samt verdivurdering av sikkerheter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Steg 1 og 2 nedskrivninger (statistiske nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Engasjementer som ikke er individuelt nedskrevet inng\u00e5r i beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av statistiske nedskrivninger (IFRS 9 nedskrivninger) p\u00e5 utl\u00e5n og garantier<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Nedskrivning beregnes p\u00e5 grunnlag av utviklingen i kundenes risiko-</span><span style=\"display:inherit;clear:left;\">klassifisering (som beskrevet i <span class=\"ls3\">note 8</span>), tapserfaring for de respektive </span><span style=\"display:inherit;clear:left;\">kundegrupper (PD og LGD), samt konjunktur- og markedsutvikling </span><span style=\"display:inherit;clear:left;\">(makroforhold). Se ytterligere beskrivelser i <span class=\"ls3\">note 8.</span></span><span style=\"display:inherit;clear:left;\">Den statistiske modellen for beregning av \u201dExpected credit losses\u201d (ECL) </span><span style=\"display:inherit;clear:left;\">p\u00e5 engasjementene bygger p\u00e5 flere kritiske forutsetninger<span class=\"_ _0\"></span>, herunder </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet, tap ved mislighold, forventet levetid p\u00e5 engasje-</span><span style=\"display:inherit;clear:left;\">me<span class=\"_ _0\"></span>nten<span class=\"_ _0\"></span>e og makroutvikling. P\u00e5 grunn av betydelig estimatusikkerhet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er det krav til \u00e5 vise sensitivitetsanalyser gitt endring i ulike parametere, </span><span style=\"display:inherit;clear:left;\">dette fremg\u00e5r av note 1<span class=\"_ _0\"></span>1.</span><span style=\"display:inherit;clear:left;\">Virkelig verdi for finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle instrumenter som ikke handles i et aktivt </span><span style=\"display:inherit;clear:left;\">marked, fastsettes ved \u00e5 bruke ulike verdsettelsesteknikker<span class=\"_ _0\"></span>. I disse </span><span style=\"display:inherit;clear:left;\">vurderingene s\u00f8ker konsernet i st\u00f8rst mulig grad \u00e5 basere seg p\u00e5 </span><span style=\"display:inherit;clear:left;\">markedsforholdene p\u00e5 balansedagen. Dersom det ikke er observer-</span><span style=\"display:inherit;clear:left;\">bare<span class=\"_ _4\"></span> markedsdata gj\u00f8res antagelser om hvordan markedet vil prise </span><span style=\"display:inherit;clear:left;\">instrumentet, for eksempel basert p\u00e5 prising av tilsvarende instrumenter<span class=\"_ _0\"></span>. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I verdsettelsene kreves det utstrakt bruk av skj\u00f8nn, blant annet ved </span><span style=\"display:inherit;clear:left;\">vurdering av kredittrisiko, likviditetsrisiko og volatilitet. En endring i en </span><span style=\"display:inherit;clear:left;\">eller flere av disse faktorene kan p\u00e5virke fastsatt verdi for instrumentet. </span><span style=\"display:inherit;clear:left;\">Virkelig verdi for finansielle instrumenter fremg\u00e5r av <span class=\"ls3\">note 26. </span></span><span style=\"display:inherit;clear:left;\">Fastrenteutl\u00e5n:</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS skal verdsettelsen v\u00e6re basert p\u00e5 en vurdering av hva </span><span style=\"display:inherit;clear:left;\">en ekstern investor ville lagt til grunn ved investering i tilsvarende utl\u00e5n. </span><span style=\"display:inherit;clear:left;\">Det eksisterer ikke et velfungerende marked for kj\u00f8p og salg av fastrente-</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _45\"></span>l\u00e5n mellom markedsakt\u00f8rer<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>erdien av fastrenteutl\u00e5nene estimeres ved </span><span style=\"display:inherit;clear:left;\">\u00e5 diskontere kontantstr\u00f8mmene med en risikojustert diskonteringsfaktor </span><span style=\"display:inherit;clear:left;\">som skal hensynta markedsakt\u00f8renes preferanser<span class=\"_ _0\"></span>. Diskonteringsfaktoren </span><span style=\"display:inherit;clear:left;\">beregnes basert p\u00e5 en observerbar swaprente tillagt et marginkrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed estimering av marginkravet tas det hensyn til observerbare markeds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">rent<span class=\"_ _0\"></span>er p\u00e5 tilsvarende utl\u00e5n. Marginkravet til markedsakt\u00f8rene er ikke </span><span style=\"display:inherit;clear:left;\">direkte observer <span class=\"_ _45\"></span>bart og m\u00e5 estimeres basert p\u00e5 differansen mellom <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de observerbare markedsrentene og swaprenten over en tidsperiode. </span><span style=\"display:inherit;clear:left;\">Da marginkravet ikke er direkte observerbart er det knyttet usikkerhet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til beregning av virkelig verdi for fastrenteutl\u00e5n.</span><span style=\"display:inherit;clear:left;\">Bruk av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Kundeutbytte</span><span style=\"display:inherit;clear:left;\">Det er bankens forstanderskap som hvert \u00e5r tar stilling til om og hvor mye </span><span style=\"display:inherit;clear:left;\">som skal deles ut i kundeutbytte. V<span class=\"_ _0\"></span>edtak ble gjort i bankens forst<span class=\"_ _1\"></span>ande<span class=\"_ _0\"></span>r-</span><span style=\"display:inherit;clear:left;\">skapsm\u00f8te 10. april 2024, og banken utbetalte i 2024 totalt 76,5 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte til bankens l\u00e5ne- og innskuddskunder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Kundene vil motta et bel\u00f8p basert p\u00e5 bankens \u00e5rlige overskudd <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og hvor mye kunden selv har i innskudd og l\u00e5n i banken.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Utbytte gis til privatpersoner og bedrifter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i l\u00e5n i banken.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Samskyldnere (personer med felles l\u00e5n) kan f\u00e5 kundeutbytte <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for inntil 4 mill. kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i innskudd <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span> <span class=\"_ _45\"></span>Kundeutbyttet gjelder fra f\u00f8rste krone og opp til 2 mill. kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span> <span class=\"_ _45\"></span>Opptjening av kundeutbytte baseres p\u00e5 daglig saldo.</span><span style=\"display:inherit;clear:left;\">Finansdepartementet har gitt tillatelse til \u00e5 benytte grunnfondskapital <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kundeutbytte. Utdelingen av kundeutbytte er regulert av Finansfore<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">taksloven \u00a710-17 fjerde ledd, som klassifiserer kundeutbytte som en </span><span style=\"display:inherit;clear:left;\">disponering av \u00e5rsresultatet. Denne klassifiseringen har banken lagt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til grunn regnskapsmessig, og har s\u00e5ledes behandlet utbetalingen som </span><span style=\"display:inherit;clear:left;\">en egenkapitaltransaksjon. Utbetalingen av kundeutbytte gav et skatte-</span><span style=\"display:inherit;clear:left;\">fra<span class=\"_ _0\"></span>drag<span class=\"_ _1\"></span> p\u00e5 19,1 millioner kroner for inntekts\u00e5ret 2024. Skattefradraget </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res som en reduksjon av skattekostnad for 2024. Det presiseres <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at det er knyttet noe usikkerhet rundt fordelingen av skattefradraget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra kundeutbyttet mellom de ulike eierklassene. </span><span style=\"display:inherit;clear:left;\">I november 2024 publiserte Sparebankutvalget en utredning der det </span><span style=\"display:inherit;clear:left;\">foresl\u00e5s \u00e5 fjerne sparebankers adgang til \u00e5 betale ut kundeutbytte. </span><span style=\"display:inherit;clear:left;\">Forslaget har skapt mye debatt i bankbransjen og det er forventet at <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en f\u00e5r en endelig avklaring rundt kundeutbytteadgang i l\u00f8pet av 2025.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__53-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Som f\u00f8lge av fusjonen med Hjelmeland Sparebank ble Ryfylke Eiendoms-</span><span style=\"display:inherit;clear:left;\">m<span class=\"_ _0\"></span>eg<span class=\"_ _0\"></span>li<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span> <span class=\"_ _0\"></span>AS datterselskap av Rogaland Sparebank. Selskapet driver med </span><span style=\"display:inherit;clear:left;\">eiendomsmegling med prim\u00e6rt markedsomr\u00e5de i Ryfylke. Selskapet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er en del av <span class=\"_ _0\"></span>Aktiv-kjeden og selskapet sysselsetter ca. 5 \u00e5rverk. Banken ei<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">100 % av selskapet per 31.12.24. Banken kj\u00f8pte ut minoritets <span class=\"_ _3e\"></span>aksjon\u00e6rene </span><span style=\"display:inherit;clear:left;\">(30 %) i 4.kvartal 2024 for en samlet kj\u00f8pesum p\u00e5 1,2 millioner kroner<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">hvorav 0,9 millioner kroner ble identifsert som goodwill (ref note 31).</span><span style=\"display:inherit;clear:left;\">For mer informasjon knyttet til fusjonen med Hjelmeland, henvises <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ls3\">note 47</span> og <span class=\"ls3\">48.</span></span><span style=\"display:inherit;clear:left;\">Det foreligger ellers ingen vesentlige endringer i konsernstruktur <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.desember 2024.</span><span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:151.115234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 21.6035px; width: 127.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 928 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 895 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 75.0605px; width: 92.0918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 96.3262px; width: 74.6895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 450.094px; top: 117.779px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 117.701px; width: 225.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 051 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 139.492px; width: 87.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 621 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3. For mer info se note 47.</span><span style=\"display:inherit;clear:left;\">Fusjon</span><span style=\"display:inherit;clear:left;\">Fusjon med Hjelmeland Sparebank 1.august 2024</span><span style=\"display:inherit;clear:left;\">Sammensl\u00e5ingen av Sandnes Sparebank og Hjelmeland Sparebank <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ble gjennomf\u00f8rt 1. august 2024 med regnskapsmessig virkning fra</span><span style=\"display:inherit;clear:left;\">samme dato. Fusjonen er behandlet etter oppkj\u00f8psmetoden i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 3. </span><span style=\"display:inherit;clear:left;\">Bakgrunn for sammensl\u00e5ingen er at styrene i bankene kom til at de </span><span style=\"display:inherit;clear:left;\">interesser deres banker skal ivareta vil v\u00e6re best tjent med at virksom-</span><span style=\"display:inherit;clear:left;\">heten i bankene sl\u00e5s sammen. Sammensl\u00e5ingen skjer ved at sp<span class=\"_ _0\"></span>are<span class=\"_ _0\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bankvirksomheten i Hjelmeland Sparebank overf\u00f8res til Sandnes Spare<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ba<span class=\"_ _0\"></span>nk. Den sammensl\u00e5tte banken videref\u00f8res under navnet Rogaland<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Sparebank. Rogaland Sparebank har ambisjoner om vekst og om \u00e5 bli </span><span style=\"display:inherit;clear:left;\">den ledende lokale sparebanken i Rogaland. Den sammensl\u00e5tte banken </span><span style=\"display:inherit;clear:left;\">har m\u00e5l om bedre l\u00f8nnsomhet enn det bankene klarer \u00e5 oppn\u00e5 hver for </span><span style=\"display:inherit;clear:left;\">seg, og i tillegg vil en l\u00f8nnsom bank gi mer tilbake til eierne og til lokal-</span><span style=\"display:inherit;clear:left;\">sa<span class=\"_ _0\"></span>mfun<span class=\"_ _0\"></span>net<span class=\"_ _0\"></span> i form av kundeutbytte og gaver til samfunnsnyttige form\u00e5l.</span><span style=\"display:inherit;clear:left;\">7. desember 2023 vedtok styrene i bankene fusjonsplan mellom Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank og Hjelmeland Sparebank, og fusjonsplanen ble endelig vedtatt </span><span style=\"display:inherit;clear:left;\">i bankenes forstanderskap 15.januar 2024. Finanstilsynet ga 14. juni 2024 </span><span style=\"display:inherit;clear:left;\">de n\u00f8dvendige tillatelser til fusjonen. Fusjonen ble vedtatt gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">fra 1.august 2024. </span><span style=\"display:inherit;clear:left;\">I den endelige fusjonsplanen ble bytteforholdet satt til 90,0 % til Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank og 10,0 % til Hjelmeland Sparebank V<span class=\"_ _0\"></span>ederlaget for overtakelse </span><span style=\"display:inherit;clear:left;\">av virksomhet i Hjelmeland Sparebank skal ytes i form av egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">i den sammensl\u00e5tte banken, som utstedes til eksisterende egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">beviseiere i Hjelmeland Sparebank. I forbindelse med Sammensl\u00e5ingen </span><span style=\"display:inherit;clear:left;\">skal grunnfondskapitalen i Hjelmeland Sparebank sl\u00e5s sammen med </span><span style=\"display:inherit;clear:left;\">grunnfondskapitalen i Sandnes Sparebank.</span><span style=\"display:inherit;clear:left;\">I forbindelse med sammensl\u00e5ingen er egenkapitalbeviskapitalen forh\u00f8yet </span><span style=\"display:inherit;clear:left;\">med 20,1 millioner kroner ved utstedelse av 2.014.039 nye egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevis til tidligere egenkapitalbeviseiere i Hjelmeland Sparebank. Dette </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at ett egenkapitalbevis i Hjelmeland Sparebank byttes med </span><span style=\"display:inherit;clear:left;\">1,80195 egenkapitalbevis i Rogaland Sparebank.</span><span style=\"display:inherit;clear:left;\">Disse egenkapitalbevisene utstedes med p\u00e5lydende 10 nok per egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">be<span class=\"_ _0\"></span>vis<span class=\"_ _0\"></span> og til tegningskurs 104,91 nok per egenkapitalbevis, som tilsvarer </span><span style=\"display:inherit;clear:left;\">siste beregnede bokf\u00f8rt verdi per egenkapitalbevis. Etter utstedelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av nye egenkapitalbevis vil total egenkapitalbeviskapital utgj\u00f8re </span><span style=\"display:inherit;clear:left;\">250.289.410 nok fordelt p\u00e5 25.028.941 egenkapitalbevis p\u00e5lydende <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">10 nok per egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Virkelig verdi av de 2.014.039 egenkapitalbevisene som er utstedt som </span><span style=\"display:inherit;clear:left;\">vederlag til egenkapitalbeviseierne i Hjelmeland Sparebank er 101,22 </span><span style=\"display:inherit;clear:left;\">nok per egenkapitalbevis, som tilsvarer siste omsetningskurs 1. august </span><span style=\"display:inherit;clear:left;\">2024 i egenkapitalbeviset til Rogaland Sparebank. Differansen mellom </span><span style=\"display:inherit;clear:left;\">virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland </span><span style=\"display:inherit;clear:left;\">Sparebank f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til oppkj\u00f8psanalysen, utgj\u00f8r en negativ goodwill (badwill). </span><span style=\"display:inherit;clear:left;\">Badwill inntektsf\u00f8res p\u00e5 dag 1 i samsvar med regnskapsreglene IFRS </span><span style=\"display:inherit;clear:left;\">3.32 og 3.34. Badwill oppst\u00e5r som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene overstiger verdien av fusjonsvederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i transaksjonen. </span><span style=\"display:inherit;clear:left;\">I tabellen nedenfor vises vederlaget, virkelig verdi av eiendeler og gjeld </span><span style=\"display:inherit;clear:left;\">fra Hjelmeland Sparebank samt beregning av badwill pr<span class=\"_ _0\"></span>. <span class=\"_ _2\"></span>1. august 2024 </span><span style=\"display:inherit;clear:left;\">(gjennomf\u00f8ringstidspunktet). </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ederlag <span class=\"fs4 ls5 ws45\">(NOKm)</span></span><span style=\"display:inherit;clear:left;position:relative;height:117.740234375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 741.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall nye egenkapitalbevis (#)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 455.01px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.045px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2 014 039</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 21.2754px; width: 740.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi / b\u00f8rskurs per 01.08.24 (NOK)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 395.325px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">101,2</span></span><span class=\"pp-font-color-override-8\" style=\"position: absolute; display: inline-block; left: 0px; top: 42.7188px; width: 242.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.05px; font-family: ffe; -webkit-text-stroke: 0.15075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonsvederlag til eierne i Hjelmeland Sparebank (NOKm)</span></span><span class=\"pp-font-color-override-7\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 42.6367px; width: 181.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">C = (A*B)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.352px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 204 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.791px; width: 736.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierbr\u00f8k (Eierandelskapital / total egenkapital)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.106px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">D</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.008px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">54,5 %</span></span><span class=\"pp-font-color-override-8\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.5px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.05px; font-family: ffe; -webkit-text-stroke: 0.15075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.05px; font-family: ffe; -webkit-text-stroke: 0.15075px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt fusjonsvederlag</span></span><span class=\"pp-font-color-override-7\" style=\"position: absolute; display: inline-block; left: 574.016px; top: 106.418px; width: 179.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">E = (C / D)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 374</span></span></span><span style=\"display:inherit;clear:left;\">Virkelig verdi av identifiserbare eiendeler og forpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:609.109375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 460.75px; top: 0.0117187px; width: 73.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 0.0117187px; width: 50.9883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mer/mindre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 687.562px; top: 0.0117187px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-9\" style=\"position: absolute; display: inline-block; left: 0px; top: 13.8379px; width: 27.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.45px; font-family: fff; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOKm</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 12.918px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.07.24</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.547px; top: 12.918px; width: 28.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 12.918px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.08.24</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.0098px; width: 69.9258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kunderelasjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.2598px; width: 738.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 383.543px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.205px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 87.5254px; width: 740.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer p\u00e5 kredittinsit.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.002px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">292 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.791px; width: 733.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer kunder amort. kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 346.957px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 552 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(1)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 551 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.041px; width: 735.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteb\u00e6rende verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 402.517px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">273 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.307px; width: 736.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, andeler og andre EK-instr.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 374.965px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 172.572px; width: 134.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.822px; width: 745.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arige driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 457.189px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.2832px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 215.088px; width: 745.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.406px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 236.449px; width: 734.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 448.999px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 350 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 278.869px; width: 741.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00e5n fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.315px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 300.119px; width: 740.121px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.58px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.891px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 309 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 321.385px; width: 735.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse av v</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.p.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 375.517px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">402 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.65px; width: 746.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 479.04px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.205px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 363.9px; width: 742.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forpliktelser ved skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 439.384px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.0272px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2772px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 385.166px; width: 744.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 455.801px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 406.416px; width: 744.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 439.384px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.205px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 427.793px; width: 739.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 469.98px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 862 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.0272px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 867 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 470.197px; width: 748.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 473.959px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.205px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 512.84px; width: 724.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto identifiserbare eiendeler (A)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 363.164px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.0977px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">448 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 555.355px; width: 736.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonsvederlag (B)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 635.396px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">374 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 597.871px; width: 724.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ goodwill (inkl. ansattbase) (B-A)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.367px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(74)</span></span></span></span><span style=\"display:inherit;clear:left;\">Negativ goodwill inntektsf\u00f8res over ordin\u00e6rt resultat (Andre driftsinntekter) og disponeres til respektive eierklasser <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til eierbr\u00f8k p\u00e5 fusjonstidspunktet. </span><span style=\"display:inherit;clear:left;\">Brutto balansef\u00f8rt verdi av overdratte engasjementer (fordringer) fra fusjonen samt estimerte tapsavsetninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">knyttet til engasjementene fremkommer i migreringstabell i <span class=\"fsd ls3\">note 1<span class=\"_ _0\"></span>1<span class=\"fsc\">.</span></span></span><span style=\"display:inherit;clear:left;\">Kapitalsammensetting og eierbr\u00f8k ved sammensl\u00e5ing</span><span style=\"display:inherit;clear:left;position:relative;height:304.845703125px;\"><span class=\"pp-font-color-override-10\" style=\"position: absolute; display: inline-block; left: 225.344px; top: 0.0078125px; width: 392.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ffe; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F\u00f8r fusjon 31.07.24</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.2108px; font-size: 9.75px; font-family: ffe; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kapitaljusteringer OT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 9.75px; font-family: ffe; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi av vederlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 416.578px; top: 27.2617px; width: 244.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 715.969px; top: 38.9336px; width: 39.1582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal EK </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 743px; top: 51.8398px; width: 14.4375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">f\u00f8r </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 216.844px; top: 64.7305px; width: 36.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sandnes </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 64.7305px; width: 50.1152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hjelmeland </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 388.609px; top: 64.7305px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 465.578px; top: 64.7305px; width: 29.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Udisp. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 547.891px; top: 64.7305px; width: 42.2168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye EKB </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.641px; top: 64.7305px; width: 54.6562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnfonds- </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 687.562px; top: 64.7305px; width: 58.3301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppkj\u00f8ps-ana-</span></span><span class=\"pp-font-color-override-9\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.5566px; width: 27.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.45px; font-family: fff; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOKm</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 238.203px; top: 77.6367px; width: 20.3848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(OT)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 308.766px; top: 77.6367px; width: 21.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(OD)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 77.6367px; width: 29.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EK OT</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 465.578px; top: 77.6367px; width: 29.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EK OT</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 77.6367px; width: 56.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8rt verdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 630.109px; top: 77.6367px; width: 27.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 736.109px; top: 77.6367px; width: 16.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">lyse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.025px; width: 739.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.897px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.7548px; letter-spacing: -0.7548px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.54883px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.7548px; letter-spacing: -0.7548px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.54883px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.7548px; letter-spacing: -0.7548px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.54883px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 230 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.764px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.885px; width: 743.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.166px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 311.238px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.744px; width: 745.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.928px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 191 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.736px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 178 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 168.604px; width: 742.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.537px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -124 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.582px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -124 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 305.836px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -124 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 186.463px; width: 744.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.82px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 236.906px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 204.322px; width: 734.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnfondskapital inkl. gavefond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 917 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 198 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 917 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 310 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 222.182px; width: 484.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen egenkapital (inkl. FUG)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -596 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 240.152px; width: 723.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital (ex hybrid)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.76px; width: 735.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierbr\u00f8k %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 176.865px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 133.898px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 293.604px; width: 730.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnfondsandel %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.484px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37,3 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:296.205078125px;\"><span class=\"pp-font-color-override-10\" style=\"position: absolute; display: inline-block; left: 230.359px; top: 0.0078125px; width: 67.1602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.75px; font-family: ffe; -webkit-text-stroke: 0.14625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppkj\u00f8psanalyse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 27.2617px; width: 266.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.891px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 195.219px; top: 43.1992px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 267.859px; top: 43.1992px; width: 59.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 224.297px; top: 56.0898px; width: 34.8574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av EKB </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 269.375px; top: 56.0898px; width: 53.7949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">overtatte nto </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 56.0898px; width: 55.2129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Reallokering </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.359px; top: 56.0898px; width: 40.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-9\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.916px; width: 27.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.45px; font-family: fff; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOKm</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 222.484px; top: 68.9961px; width: 33.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og GFK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 287px; top: 68.9961px; width: 125.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fusjonert </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 449.312px; top: 68.9961px; width: 58.3301px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">udisponert </span><span style=\"word-spacing: -2.8356px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 2.55469px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EK  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 68.9961px; width: 30.0117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endelig</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.385px; width: 601.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.764px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.397px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.244px; width: 601.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.652px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.98px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -20 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.104px; width: 605.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 355.465px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.223px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 178 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.963px; width: 600.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.322px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -124 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.438px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -124 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 177.822px; width: 601.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.736px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 46 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 953 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 579 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.666px; width: 593.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnfondskapital inkl. gavefond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.6602px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -223 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 213.525px; width: 601.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen egenkapital (inkl. FUG)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.268px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 596 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 231.496px; width: 585.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital (ex hybrid)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.223px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 571 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 267.104px; width: 597.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierbr\u00f8k %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 176.865px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.408px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62,7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 284.963px; width: 592.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnfondsandel %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.408px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37,3 %</span></span></span><span style=\"display:inherit;clear:left;\">Noter:</span><span style=\"display:inherit;clear:left;\">1)<span class=\"fff\"> <span class=\"_ _199\"> </span>Sandnes Sparebanks (morbank) bokf\u00f8rte egenkapital per 31.juli 2024.  <span class=\"_ _22\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _1eb\"> </span> <span class=\"_ _51\"> </span> </span></span><span style=\"display:inherit;clear:left;\">2)<span class=\"fff\">  <span class=\"_ _40\"></span> <span class=\"_ _52\"></span>Udisponert annen egenkapital i Sandnes Sparebank inkluderer blant annet fond for urealiserte gevinster og fond for vurderingsforskjeller samt annen egenkapital (opptjent, udisponert resultat).  </span></span><span style=\"display:inherit;clear:left;\">Det gj\u00f8res en teoretisk allokering av udisponert egenkapital til hhv<span class=\"_ _0\"></span>. eierandelskapital og grunnfondskapital basert p\u00e5 eierbr\u00f8ken i Sandnes Sparebank f\u00f8r gjennomf\u00f8ring. Den teoretiske allokeringen  </span><span style=\"display:inherit;clear:left;\">er tilbakef\u00f8rt i endelig \u00e5pningsbalanse basert p\u00e5 endelig eierbr\u00f8k i sammensl\u00e5tt bank.</span><span style=\"display:inherit;clear:left;\">3)<span class=\"fff ls9e ws2\">  <span class=\"_ _4\"></span> <span class=\"_ _52\"></span>Som vederlag for de mottatte eiendelene og forpliktelsene utstedes nye egenkapitalbevis til egenkapitalbeviseierne i Hjelmeland Sparebank. Utstedelse av nye egenkapitalbevis innregnes <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">ved i) \u00f8kning i egenkapitalbevis beregnet som p\u00e5lydende verdi av egenkapitalbevis multiplisert med antall nye egenkapitalbevis som utstedes og ii) \u00f8kning i overkursfond beregnet som differansen  </span><span style=\"display:inherit;clear:left;\">mellom p\u00e5lydende verdi og tegningskurs p\u00e5 nye bevis multiplisert med antall nye egenkapitalbevis som utstedes.  </span><span style=\"display:inherit;clear:left;\">4)<span class=\"fff\">  <span class=\"_ _40\"></span> <span class=\"_ _52\"></span>Grunnfondskapitalen forh\u00f8yes til bokf\u00f8rt verdi, det vil si bokf\u00f8rt verdi av vederlag til egenkapitalbeviseierne dividert med eierbr\u00f8k i overdragende bank f\u00f8r fusjon multiplisert med grunnfondsandelen </span></span><span style=\"display:inherit;clear:left;\">(forholdsmessig andel av totalt vederlag).</span><span style=\"display:inherit;clear:left;\">5)<span class=\"fff\">  <span class=\"_ _40\"></span> <span class=\"_ _52\"></span>Virkelig verdi av egenkapitalbevisene som gis i vederlag og grunnfondskapitalen i transaksjonen er lavere enn bokf\u00f8rte verdi p\u00e5 gjennomf\u00f8ringstidpunktet. Dekning av slike mindreverdier er ikke  </span></span><span style=\"display:inherit;clear:left;\">direkte regulert i Finansforetakloven. Banken har ingen kompensasjonsfond og f\u00f8ring mot overkurs er vurdert til \u00e5 falle utenfor Finansforetakslovens bestemmelser om hva overkurs kan benyttes til. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Banken har s\u00e5ledes tatt en forholdsmessig fordeling av mindreverdiene for begge kapitalklasser til hhv<span class=\"_ _0\"></span>. utjevningsfondet og sparebanksfondet etter respektiv eierbr\u00f8k p\u00e5 gjennomf\u00f8ringstidpunktet.</span><span style=\"display:inherit;clear:left;\">6)<span class=\"fff ls3 ws2\">  <span class=\"_ _40\"></span> <span class=\"_ _52\"></span>I henhold til IFRS 3 skal alle eiendeler og forpliktelser innregnes til virkelig verdi p\u00e5 Gjennomf\u00f8ringsdatoen. jf oppkj\u00f8psanalyse ovenfor<span class=\"_ _1\"></span>. Negativ goodwill inntektsf\u00f8res p\u00e5 dag 1 og disponeres  </span></span><span style=\"display:inherit;clear:left;\">respektivt til utjevningsfondet og sparebanksfondet etter eierbr\u00f8k i sammensl\u00e5tt bank p\u00e5 gjennomf\u00f8ringsdatoen.  </span><span style=\"display:inherit;clear:left;\">7)<span class=\"fff\">  <span class=\"_ _40\"></span> <span class=\"_ _52\"></span>Som beskrevet i punkt 2, tilbakef\u00f8res den teoretiske allokeringen av udisponert egenkapital til eierbr\u00f8ken i sammensl\u00e5tt bank. T<span class=\"_ _0\"></span>ilbakef\u00f8ringen er n\u00f8dvendig for \u00e5 h\u00e5ndtere disse egenkapitalpostene  </span></span><span style=\"display:inherit;clear:left;\">korrekt <span class=\"_ _1ec\"></span>fra <span class=\"_ _1ec\"></span>et <span class=\"_ _1ec\"></span>regnskapsmessig <span class=\"_ _1ec\"></span>perspektiv<span class=\"_ _0\"></span>. <span class=\"_ _196\"></span>         .</span><span style=\"display:inherit;clear:left;\">Proforma resultater fra \u00e5rsregnskapene</span><span style=\"display:inherit;clear:left;\">Proformaresultat for \u00e5rene er sum av \u00e5rsregnskapene til Sandnes Sparebank </span><span style=\"display:inherit;clear:left;\">og Hjelmeland Sparebank. For 2024 er proformatallene for Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank slik det ville v\u00e6rt om fusjonen hadde v\u00e6rt gjennomf\u00f8rt fra </span><span style=\"display:inherit;clear:left;\">01.januar 2024 (resultater opptjent for hele rapporteringsperioden). </span><span style=\"display:inherit;clear:left;\">Proforma tall er kun satt opp for sammenligningsgrunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og det er kun utarbeidet p\u00e5 konsolidert niv\u00e5.</span><span style=\"display:inherit;clear:left;\">Proforma resultatregnskap, konsern</span><span style=\"display:inherit;clear:left;position:relative;height:416px;\"><span class=\"pp-font-color-override-9\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 726.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.45px; font-family: fff; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bel\u00f8p i tusen kr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 305.109px; font-size: 9.45px; font-family: fff; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5ret 2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5ret 2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5ret 2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5ret 2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5ret 2020</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9785px; width: 719.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.494px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 022 385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 659 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 660</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 043</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 57.2598px; width: 730.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter m\u00e5lt til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 221.678px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">283 506</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">229 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 122</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 276</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.5566px; width: 727.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.473px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 542 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 208 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">536 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">227 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">343 218</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 93.9492px; width: 723.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.125px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">763 267</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">681 339</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">550 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">503 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">514 101</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.119px; width: 731.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.66px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">121 897</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 479</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 997</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.4px; width: 731.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.432px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-13 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-14 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-13 385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 530</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.682px; width: 717.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.441px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">72 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 778</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 731</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.963px; width: 725.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.072px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 992</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-13 226</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 742</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.244px; width: 735.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.363px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 595</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 584</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 229</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 509</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 203.652px; width: 718.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 255.697px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">274 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">180 617</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">190 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">164 965</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 221.822px; width: 727.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.779px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">241 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">235 405</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">212 006</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 489</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 240.104px; width: 730.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.125px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">201 595</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181 108</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155 721</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">156 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">121 157</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 258.385px; width: 732.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger/nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.953px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 176</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 324</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 217</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 270</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.777px; width: 721.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.641px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">461 543</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">435 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">384 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">363 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">315 915</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.059px; width: 704.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat av drift f\u00f8r nedskrivninger og skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.404px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">576 559</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">434 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">346 513</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">330 260</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">363 151</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 313.229px; width: 722.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger og tap p\u00e5 utl\u00e5n og garantier </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.072px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 706</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-28 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 642</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 331.637px; width: 719.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat av drift f\u00f8r skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.664px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">555 096</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">415 351</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">321 415</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">358 816</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">336 509</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 349.807px; width: 733.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 320.725px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 946</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 109</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">54 781</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 368.199px; width: 717.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat av drift etter skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.42px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">473 148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">346 019</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">272 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">305 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">281 728</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 386.369px; width: 723.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter og kostnader (etter skatt)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.711px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 423</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">259 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 371</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 404.762px; width: 728.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.477px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-7\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">454 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">456 442</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">352 755</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">285 099</span></span></span></span><span style=\"display:inherit;clear:left;\">Proforma n\u00f8kkeltall</span><span style=\"display:inherit;clear:left;position:relative;height:252.951171875px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 0.0117187px; width: 365.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2020</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.7441px; width: 727.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentenetto i % av gj.sn. forvaltningskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 193.037px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,97 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,62 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,55 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,66 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 58.0254px; width: 733.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnadsprosent</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 308.279px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.3066px; width: 731.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalavkastning e.skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 250.6px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,7 %</span></span><span class=\"pp-font-color-override-11\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.395px; width: 199.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0.111px; margin-left: 0px; font-size: 11.1px; font-family: ffe; -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansetall fra kvartalsregnskapene </span><span class=\"pp-font-color-override-11\" style=\"word-spacing: -0.102px; letter-spacing: 0.102px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(mill.kr)</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.01px; width: 735.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder (netto)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.135px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 31 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 140 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 707 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.291px; width: 734.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder inkl. EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Boligkreditt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 189.498px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 599 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 981 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 450 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 168.572px; width: 733.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.154px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 577 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 009 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 965 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 186.869px; width: 731.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskuddsdekning eks. EBK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 257.935px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 205.15px; width: 734.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskuddsdekning inkl. EBK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.504px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 223.432px; width: 735.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forvaltningskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.633px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 39 702 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 844 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 447 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 241.713px; width: 728.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt egenkapital, eks. hybridkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.994px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 366 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 223</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__58": {
   "value": "Norge",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__57": {
   "value": "Norge",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__56": {
   "value": "<span style=\"display:inherit;clear:left;\">Segmenter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som brukes for utarbeidelse av segment-</span><span style=\"display:inherit;clear:left;\">informasjon er de samme som benyttes for konsernregnskapet </span><span style=\"display:inherit;clear:left;\">for\u00f8vrig.  Konsernet fordeler ikke skatt eller ikke-gjentagende </span><span style=\"display:inherit;clear:left;\">gevinster og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer </span><span style=\"display:inherit;clear:left;\">selskapsinterne transaksjoner etter prinsippet om armlengdes </span><span style=\"display:inherit;clear:left;\">avstand. Fundingkostnader er fordelt i henhold til kapitalbehov <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for henholdsvis PM og BM. Netto provisjonsinntekter er fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">etter salgsvolum og felleskostnader etter en fordelingsn\u00f8kler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kostnader<span class=\"_ _0\"></span>. Konsernet har kun virksomhet i Norge.</span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter; Personmarked (PM), Bedrift<span class=\"_ _1\"></span>s<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">marked (BM) og Eiendom. PM og BM er bankvirksomhet fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 to hovedkundegrupper<span class=\"_ _0\"></span>. Her inng\u00e5r ogs\u00e5 generell investerings-</span><span style=\"display:inherit;clear:left;\">r\u00e5dgivning for bankens kunder<span class=\"_ _0\"></span>. Eiendomssegmentet har </span><span style=\"display:inherit;clear:left;\">eien <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span>doms <span class=\"_ _45\"></span>megling som virksomhet. Segmentet best\u00e5r av datter<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">selskapene <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS og Ryfylke </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Eiendomsmegling AS.</span></span> </span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs55 ls3 ws2\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:447.12109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 722.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.391px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.1855px; width: 132.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 35.4062px; width: 439.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 418 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 300 900 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 979 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.1699px; width: 125.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 626.25px; top: 55.3906px; width: 126.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (146)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (146)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.1543px; width: 94.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 308.766px; top: 75.375px; width: 433.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">418 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 900</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(146)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 833</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.1387px; width: 116.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 95.3594px; width: 426.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 41 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (5 295)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.123px; width: 90.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 115.344px; width: 435.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (5 869)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.76px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 277</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 135.107px; width: 95.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 135.328px; width: 131.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 047</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 155.092px; width: 116.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 155.312px; width: 424.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 135 898 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 239</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.076px; width: 83.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 175.297px; width: 434.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 120 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">224 503</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 110.266px; top: 195.4px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.061px; width: 102.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.656px; top: 195.281px; width: 430.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (574)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 971</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 215.045px; width: 118.816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 215.266px; width: 430.559px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 077 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.42px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 235.029px; width: 73.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 235.25px; width: 429.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 207 306 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 214 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">559 095</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 255.014px; width: 189.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 255.234px; width: 430.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.83px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.633px; width: 129.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.656px; top: 275.484px; width: 428.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 199 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 198 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.967px; width: 97.8047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 315.188px; width: 447.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 931 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 080 752</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.463px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.951px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.25px; top: 335.172px; width: 224.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">39 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 651 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 690 363</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 355.57px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.906px; top: 355.422px; width: 437.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 931 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 080 752</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 651 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.904px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 395.125px; width: 442.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 287 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 468 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.408px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 578 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 414.889px; width: 90.1934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.25px; top: 415.109px; width: 222.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 072 219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 088 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 435.508px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.906px; top: 435.359px; width: 437.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 287 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 468 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 650 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 423 800</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>Andre driftskostnader inkluderer andel direkte fusjonskostnader allokert til segmentene. I 2024 er belastet 25,2 millioner kroner  </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">for PM og 8,8 millioner kroner for BM segmentet. Inntektsf\u00f8rt badwill er presentert som ufordelt inntekt.</span></span>  <span class=\"_ _4b\"> </span> <span class=\"_ _51\"> </span></span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs55 ls3 ws2\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:426.79296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 722.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.391px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 44.998px; width: 132.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 45.2344px; width: 439.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 329 564 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 615 399 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5137px; width: 125.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.578px; top: 63.7344px; width: 121.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 82.0137px; width: 94.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 308.766px; top: 82.2344px; width: 432.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">329 564</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">285 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.713px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 100.514px; width: 116.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 100.75px; width: 427.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 609)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 119.014px; width: 90.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 119.25px; width: 435.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (1 727)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.76px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 648 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 921</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.529px; width: 95.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 137.75px; width: 126px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 051</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.029px; width: 116.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 156.25px; width: 424.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159 563</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 174.529px; width: 83.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 174.766px; width: 434.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 451 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 264</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.029px; width: 99.6973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 193.266px; width: 426.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 95 463 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (531)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 251</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 211.545px; width: 118.816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 211.766px; width: 430.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.42px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 192</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 230.045px; width: 73.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 230.266px; width: 430.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 143 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 201 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 381)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">406 423</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 248.545px; width: 189.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 248.781px; width: 434.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 847 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (750)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.16px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (462)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 634 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 267.586px; width: 129.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 307.656px; top: 267.438px; width: 430.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 131 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 202 578 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 381)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">395 789</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.842px; width: 97.8047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 304.062px; width: 446.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 836 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 554 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.42px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 322.342px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.25px; top: 322.578px; width: 224.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 999 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 024 204</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 341.383px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 295.906px; top: 341.234px; width: 437.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 836 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 554 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 999 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 377.639px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 377.859px; width: 436.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 043 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 791 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.408px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 726 697</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 396.139px; width: 90.1934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 519.25px; top: 396.375px; width: 222.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 213 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 227 861</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 415.18px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 300.625px; top: 415.031px; width: 431.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 043 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 791 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 939 951</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 790 244</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__55": {
   "value": "<span style=\"display:inherit;clear:left;\">Segmenter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som brukes for utarbeidelse av segment-</span><span style=\"display:inherit;clear:left;\">informasjon er de samme som benyttes for konsernregnskapet </span><span style=\"display:inherit;clear:left;\">for\u00f8vrig.  Konsernet fordeler ikke skatt eller ikke-gjentagende </span><span style=\"display:inherit;clear:left;\">gevinster og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer </span><span style=\"display:inherit;clear:left;\">selskapsinterne transaksjoner etter prinsippet om armlengdes </span><span style=\"display:inherit;clear:left;\">avstand. Fundingkostnader er fordelt i henhold til kapitalbehov <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for henholdsvis PM og BM. Netto provisjonsinntekter er fordelt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">etter salgsvolum og felleskostnader etter en fordelingsn\u00f8kler <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kostnader<span class=\"_ _0\"></span>. Konsernet har kun virksomhet i Norge.</span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter; Personmarked (PM), Bedrift<span class=\"_ _1\"></span>s<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">marked (BM) og Eiendom. PM og BM er bankvirksomhet fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 to hovedkundegrupper<span class=\"_ _0\"></span>. Her inng\u00e5r ogs\u00e5 generell investerings-</span><span style=\"display:inherit;clear:left;\">r\u00e5dgivning for bankens kunder<span class=\"_ _0\"></span>. Eiendomssegmentet har </span><span style=\"display:inherit;clear:left;\">eien <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span>doms <span class=\"_ _45\"></span>megling som virksomhet. Segmentet best\u00e5r av datter<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">selskapene <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS og Ryfylke </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling AS.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__59": {
   "value": "<span style=\"display:inherit;clear:left;\">Kapitalstyring og kapitaldekning </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank benytter standardmetoden for kredittrisiko og </span><span style=\"display:inherit;clear:left;\">basis <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span> <span class=\"_ _45\"></span>metoden for operasjonell risiko. Per 31.desember 2024 er kravet <span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">til bevaringsbuffer 2,5 %, systemrisikobuf<span class=\"_ _1\"></span>fer 4,5 % og motsyklisk kapital-</span><span style=\"display:inherit;clear:left;\">bu<span class=\"_ _0\"></span>ffe<span class=\"_ _0\"></span>r 2,5 %. Disse kravene er i tillegg til kravet om ren kjernekapital <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 4,5 %, slik at samlet minstekrav til ren kjernekapital er 14,0 %. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg har Finanstilsynet fastsatt et pilar 2-krav for Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">p\u00e5 2,3 %, hvorav 56,25 % av det fastsatte pilar 2-kravet m\u00e5 dekkes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med ren kjernekapital.  </span><span style=\"display:inherit;clear:left;\">Regulatorisk minstekrav til ren kjernekapital, inklusive pilar 2-kravet, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er dermed 15,3 %. </span><span style=\"display:inherit;clear:left;\">Konsernets m\u00e5l om ren kjernekapitaldekning er p\u00e5 minimum 16,8 %  </span><span style=\"display:inherit;clear:left;\">per 31.12.24, som inkluderer fastsatt kapitalkravsmargin p\u00e5 1,5 % <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av gjeldene risikovektet beregningsgrunnlag.</span><span style=\"display:inherit;clear:left;\">Den vedtatte kapitaliseringspolicyen skal bidra til at konsernet har en </span><span style=\"display:inherit;clear:left;\">st\u00f8rrelse p\u00e5 egenkapitalen som medf\u00f8rer en effektiv egenkapitalbruk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til virksomhetens omfang og risikoprofil. Banken skal ha en </span><span style=\"display:inherit;clear:left;\">egenkapital som gj\u00f8r at den kan oppn\u00e5 en konkurransedyktig egen-</span><span style=\"display:inherit;clear:left;\">kapitalavkastning, samt konkurransedyktige vilk\u00e5r i de ulike kreditt-</span><span style=\"display:inherit;clear:left;\">markedene. Hensynet til tilstrekkelig likviditetstilgang skal dominere </span><span style=\"display:inherit;clear:left;\">m\u00e5let om konkurransedyktig egenkapitalavkastning. Egenkapitalen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">skal ogs\u00e5 sikre at konsernet har tilstrekkelig kapitalbuffer til \u00e5 st\u00e5 imot </span><span style=\"display:inherit;clear:left;\">perioder med negativt resultat. </span><span style=\"display:inherit;clear:left;\">Konsernet forvalter kapitalen med tanke p\u00e5 svingninger i \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">forhold. Dette inneb\u00e6rer at banken gjennomf\u00f8rer jevnlige balanse-</span><span style=\"display:inherit;clear:left;\">styringsm\u00f8ter hvor kapitalsituasjonen gjennomg\u00e5s. Her blir ferske </span><span style=\"display:inherit;clear:left;\">volumtall og prognoser vurdert i forhold til utviklingen i ber<span class=\"_ _0\"></span>egni<span class=\"_ _1\"></span>ngs<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">grunnlaget og hvordan banken ligger an i forhold til kapitalm\u00e5lsetningene. <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg blir det gitt en status p\u00e5 de tiltak som er besluttet gjennomf\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og eventuelle behov for nye tiltak.  </span><span style=\"display:inherit;clear:left;\">Konsernets forvaltningskapital var 39,7 (34,4) milliarder kroner ved </span><span style=\"display:inherit;clear:left;\">utgangen av 2024. Dette tilsvarer en \u00f8kning p\u00e5 15,4 % sammenlignet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med utgangen av 2023 og skyldes prim\u00e6rt fusjon og utl\u00e5nsvekst <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i perioden. Fusjonen \u00f8kte konsernets forvaltningskapital med 3,3 </span><span style=\"display:inherit;clear:left;\">milliarder kroner isolert sett.   </span><span style=\"display:inherit;clear:left;\">Konsolidert beregningsgrunnlag har \u00f8kt fra 17,4 milliarder kroner per </span><span style=\"display:inherit;clear:left;\">31.12.2023 til 20,8 milliarder kroner per 31.12.2024, hvorav fusjonen </span><span style=\"display:inherit;clear:left;\">med Hjelmeland Sparebank utgjorde en \u00f8kning i beregningsgrunnlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ca. 2,0 milliarder kroner<span class=\"_ _0\"></span>. Ren kjernekapital har i samme periode <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00f8kt fra 3,1 milliarder kroner per 31.12.2023 til 3,6 milliarder kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.2024, som prim\u00e6rt utgj\u00f8r ren kjernekapital tilf\u00f8rt ved fusjon  </span><span style=\"display:inherit;clear:left;\">og tilbakeholdt overskudd. </span><span style=\"display:inherit;clear:left;\">Konsernet har per 31.12.2024 en ren kjernekapitaldekning (inklusiv </span><span style=\"display:inherit;clear:left;\">innkonsolidert andel i samarbeidende gruppe) p\u00e5 17,1 %, sammenlignet </span><span style=\"display:inherit;clear:left;\">med 17,8 % per 31.12.2023. Reduksjonen i ren kjernekapitaldekning </span><span style=\"display:inherit;clear:left;\">skyldes prim\u00e6rt utl\u00e5nsvekst innev\u00e6rende \u00e5r<span class=\"_ _0\"></span>, samt innkonsolidering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av bankens investering i Brage Finans per 31.12.2024. </span><span style=\"display:inherit;clear:left;\">Uvektet kjernekapital (Leverage ratio) for konsernet utgjorde 8,6 % per </span><span style=\"display:inherit;clear:left;\">31.12.24, sammenlignet med 9,0% per 31.12.23. Uvektet kjernekapital </span><span style=\"display:inherit;clear:left;\">er betydlig over myndighetenes minstekrav p\u00e5 5 %.</span><span style=\"display:inherit;clear:left;\">Innf\u00f8ring nytt kapitaldekningsregelverk/CRR3 </span><span style=\"display:inherit;clear:left;\">Innf\u00f8ringen av nytt kapitaldekningsregelverk (CRR3) vil gi en betydelig </span><span style=\"display:inherit;clear:left;\">kapitallettelse for banken. Det er forventet at nytt regelverk blir implemen-</span><span style=\"display:inherit;clear:left;\">tert i 2025. De best sikrede boligl\u00e5nene, med bel\u00e5ningsgrad under 55%, </span><span style=\"display:inherit;clear:left;\">vil vektes lavere enn i dag. Samtidig vil og pant i n\u00e6ringseiendom vektes </span><span style=\"display:inherit;clear:left;\">ulikt etter bel\u00e5ningsgrad, mot tidligere \u00e5 ha hatt en fast vekt. Det betyr  </span><span style=\"display:inherit;clear:left;\">at <span class=\"_ _4\"></span>for godt sikrede l\u00e5n med pant i n\u00e6ringseiendom vil banken f\u00e5 kapital-</span><span style=\"display:inherit;clear:left;\">le<span class=\"_ _0\"></span>ttel<span class=\"_ _0\"></span>ser<span class=\"_ _0\"></span>, mens for de l\u00e5n med h\u00f8yest bel\u00e5ningsgrad blir kapitalkravet </span><span style=\"display:inherit;clear:left;\">\u00f8kt. Det vil og komme endringer i andre deler av bankens portef\u00f8lje, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og for landbrukskunder vil kapitalkravet g\u00e5 marginalt opp igjen da reglene </span><span style=\"display:inherit;clear:left;\">som ble innf\u00f8rt i fjor med kapitalvekt p\u00e5 50% l\u00f8ftes opp til 60%. T<span class=\"_ _3f\"></span>otal-</span><span style=\"display:inherit;clear:left;\">ef<span class=\"_ _0\"></span>fekten for banken er allikevel positiv<span class=\"_ _2\"></span>. Og banken forventer at endringene<span class=\"_ _4\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i beregningsgrunnlag for kredittrisiko, medf\u00f8rer en forventet \u00f8kning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av ren kjernekapital p\u00e5 ca. 2,6 prosentpoeng.</span><span style=\"display:inherit;clear:left;\">Rapportering kapital for eierforetak i samarbeidende gruppe  </span><span style=\"display:inherit;clear:left;\">pr 31.12.2024:</span><span style=\"display:inherit;clear:left;\">Foretak som deltar i samarbeidende gruppe skal foreta forholdsmessig </span><span style=\"display:inherit;clear:left;\">konsolidering av eierandeler i finansforetak som forest\u00e5r den virksomhet </span><span style=\"display:inherit;clear:left;\">som samarbeidet omfatter<span class=\"_ _0\"></span>, jf. Finansforetaksloven \u00a7 17-13 (2) og utfyllende </span><span style=\"display:inherit;clear:left;\">bestemmelser i CRR/CRD-forskriftens \u00a7 16 (3) og \u00a732 (4). </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank deltar i samarbeidende gruppe med EIKA<span class=\"_ _0\"></span> Gruppen </span><span style=\"display:inherit;clear:left;\">AS hvor banken eier 9,4 % av aksjene per 31.12.2024, hvorav bankens </span><span style=\"display:inherit;clear:left;\">eierandel \u00f8kte fra 8,4% til 9,4% som f\u00f8lge av fusjonen med Hjelmeland </span><span style=\"display:inherit;clear:left;\">Sparebank. I tillegg eier banken 0,64 % av aksjene i EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _1\"></span>AS </span><span style=\"display:inherit;clear:left;\">(tilf\u00f8rt ved fusjonen). Bankens eierandel i Brage Finans <span class=\"_ _0\"></span>AS (4,0%) er ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">omfattet av konsolideringskravene. F\u00f8lgelig innkonsolideres forholdsvise </span><span style=\"display:inherit;clear:left;\">andeler i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS, Eika Boligkreditt AS og Brage Finans<span class=\"_ _1\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i konsolidert kapitaldekning. </span><span style=\"display:inherit;clear:left;\">Banken har frem til 4.kvartal 2024, i likhet med resten av sta<span class=\"_ _0\"></span>ndar<span class=\"_ _1\"></span>dme<span class=\"_ _0\"></span>tode-</span><span style=\"display:inherit;clear:left;\">bank<span class=\"_ _0\"></span>ene i EIKA, praktisert \u00e5 ta eierandeler i selskaper som forholdsmessig </span><span style=\"display:inherit;clear:left;\">konsolideres inn til fradrag i ren kjernekapital for morbanken. Dette prinsippet </span><span style=\"display:inherit;clear:left;\">har banken n\u00e5 endret, slik at rapportering per 31.12.2024 n\u00e5 samsvarer </span><span style=\"display:inherit;clear:left;\">med unntaksregelen i beregningsforskriftens \u00a7 18 bokstav c. Dette med <span class=\"_ _3e\"></span>f\u00f8rer </span><span style=\"display:inherit;clear:left;\">videre at man faller under terskelverdier p\u00e5 10% for fradrag, og betyr at </span><span style=\"display:inherit;clear:left;\">man f\u00e5r \u00f8kt kapitaldekning i alle kapitalklasser for morbanken. Prinsipp<span class=\"_ _1\"></span>-</span><span style=\"display:inherit;clear:left;\">endring<span class=\"_ _1\"></span>en medf\u00f8rer ingen endring for den konsoliderte kapitaldekningen. </span><span style=\"display:inherit;clear:left;\">Sammenligningstall er ikke omarbeidet som f\u00f8lge av prinsippendringen. </span><span style=\"display:inherit;clear:left;position:relative;height:202.81640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 183.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forholdsmessig konsolidering</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 6.54297px; width: 168.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.4336px; width: 106.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSV</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 54.4512px; width: 80.6953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 54.6719px; width: 171.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 551 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 106 728 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.1855px; width: 62.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 70.4062px; width: 171.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 782 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 215 568 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.9043px; width: 78.8086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig kapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 86.1406px; width: 171.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 289 297 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 547 502 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.404px; width: 92.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregningsgrunnlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 570.797px; top: 114.625px; width: 175.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 794 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 410 039 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.605px; width: 92.1152px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KAPIT</span><span style=\"word-spacing: -0.204px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ALDEKNING</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 158.623px; width: 117.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 158.844px; width: 155.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17,8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 174.357px; width: 98.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 174.578px; width: 155.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.076px; width: 70.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 190.312px; width: 155.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,4 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:957.068359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 43.6406px; top: 0.0019531px; width: 639.275px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 520.676px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 37.6211px; width: 706.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 438.176px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 83.2969px; width: 111.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSV</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 106.109px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 105.889px; width: 109.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 106.109px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 126.953px; width: 124.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 815</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 126.717px; width: 154.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenbeholdning egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.234px; top: 126.953px; width: 124.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 815</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 147.781px; width: 132.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 089 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">895 350</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 147.561px; width: 87.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 147.781px; width: 132.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 089 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">895 350</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 168.625px; width: 132.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 971 451</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 106</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 168.389px; width: 81.9668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 168.625px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 081 686</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 835 933</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 189.453px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">218 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">157 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 189.217px; width: 63.4102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsatt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 189.453px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">218 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">157 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 210.281px; width: 125.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 165</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 210.061px; width: 91.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsatt kundeutbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.625px; top: 210.281px; width: 125.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 165</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 231.125px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 618 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 452 330</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 230.889px; width: 171.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital (eksklusiv hybridkapital)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 231.125px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 729 010</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 176 157</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 251.953px; width: 124.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-66 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-62 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 251.732px; width: 305.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i ikke vesentlige eierandeler i finansiell sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.234px; top: 251.953px; width: 123.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-66 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-507 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 272.797px; width: 129.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-133 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 702</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 272.561px; width: 282.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i vesentlige eierandeler i finansiell sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 293.625px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 787</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 293.404px; width: 193.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag forsiktighetsbasert verdiansettelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 293.625px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 017</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 314.453px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 910</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 221</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 314.232px; width: 158.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fradrag etter s\u00e6rskilt vedtak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 335.297px; width: 20.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-366</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 335.061px; width: 290.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag manglende dekning misligholdte eksponeringer (MLC)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 335.297px; width: 20.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-366</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 356.125px; width: 128.801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-218 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-157 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 355.904px; width: 115.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for avsatt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 356.125px; width: 128.801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-218 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-157 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.3594px; top: 376.969px; width: 128.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-77 165</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 376.732px; width: 143.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for avsatt kundeutbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 376.969px; width: 128.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-77 165</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 397.797px; width: 129.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-532 350</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 045</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 397.576px; width: 242.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for goodwill og andre immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.234px; top: 397.797px; width: 124.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-38 924</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 418.641px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 551 167</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 106 728</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 418.404px; width: 100.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 418.641px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 285 100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 418 079</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 439.469px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231 480</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 439.232px; width: 153.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fondsobligasjon og hybridkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 439.469px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 460.297px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 782 647</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 215 568</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 460.076px; width: 83.2383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 460.297px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 485 100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 518 079</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 481.141px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">506 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">331 934</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 480.904px; width: 192.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital (eks. p\u00e5l\u00f8pte renter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 481.141px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 501.748px; width: 305.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i ikke vesentlige eierandeler i finansiell sektor</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 522.812px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 289 297</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 547 502</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 522.576px; width: 78.8086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig kapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 522.812px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 955 100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 838 079</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 575.672px; width: 128.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOVEKTET KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 598.264px; width: 149.385px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsrisiko \u2013 standardmetode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.328px; width: 137.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 008 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 029 650</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 619.092px; width: 141.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittrisiko \u2013 standardmetode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.484px; top: 619.328px; width: 137.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 452 633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 290 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 640.156px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 739 485</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 343 134</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 639.936px; width: 87.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Operasjonell risiko</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 640.156px; width: 132.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 454 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 104</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.75px; top: 661px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 035</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 531</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 660.764px; width: 154.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ille</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ggsberegning faste kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.75px; top: 681.828px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 410</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 681.607px; width: 51.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Cva-tillegg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.094px; top: 681.828px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 702.672px; width: 137.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 794 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 410 039</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 702.436px; width: 92.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregningsgrunnlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.484px; top: 702.672px; width: 137.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 919 799</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 420 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 723.766px; width: 110.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20,6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 723.914px; width: 63.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.562px; top: 723.766px; width: 110.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,8</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 744.594px; width: 110.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 744.742px; width: 89.6484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapitaldekning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.562px; top: 744.594px; width: 110.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23,4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 765.438px; width: 110.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17,8</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 765.586px; width: 73.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.562px; top: 765.438px; width: 110.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22,0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19,5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 818.031px; width: 71.748px; white-space: pre; word-spacing: -0.213px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BUFFERKRA</span><span style=\"word-spacing: -0.213px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 840.859px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">519 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">435 251</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 840.623px; width: 116.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bevaringsbuffer (2,50 %)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 840.859px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">372 995</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">310 521</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 861.688px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">519 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">435 251</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 861.467px; width: 121.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Motsyklisk buffer (2,50%)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 861.688px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">372 995</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">310 521</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 882.516px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">935 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">783 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 882.295px; width: 127.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Systemrisikobuffer (4,50%)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 882.516px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">671 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">558 937</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 903.359px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 975 439</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 653 954</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 903.123px; width: 148.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum buffere til ren kjernekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 903.359px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 417 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 179 978</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 924.188px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">935 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">783 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 923.967px; width: 174.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Minimumskrav til ren kjerne (4,50 %)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 924.188px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">671 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">558 937</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 945.297px; width: 124.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">639 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">669 322</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 945.445px; width: 275.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgjengelig ren kjernekapital utover minimumskrav og bufferkrav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591.531px; top: 945.297px; width: 132.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 196 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">679 163</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:596.208984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.0469px; top: 0.0019531px; width: 639.275px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 520.676px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 5.23438px; top: 37.5273px; width: 706.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 438.176px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 82.1562px; width: 234.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0.213px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> SPESIFIKASJON </span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0.213px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V BEREGNINGSGRUNNLAG</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 105.383px; width: 77.5898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Standardmetoden </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 125.576px; width: 71.5371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Markedsrisiko </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.9062px; top: 167.484px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 167.248px; width: 107.912px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stater og sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1562px; top: 188.312px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 109</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 138</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 188.076px; width: 264.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lokale og regionale myndigheter og offentlig eide foretak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 699.734px; top: 188.312px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 673</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1562px; top: 209.141px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 831</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 512</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 208.92px; width: 62.6777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Institusjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.375px; top: 209.141px; width: 127.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 235 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">462 814</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.8594px; top: 229.984px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">919 034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">512 666</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 229.748px; width: 37.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretak </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.375px; top: 229.984px; width: 127.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 527 350 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">475 905</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 250.812px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 181 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 410 152</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 250.592px; width: 66.1465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Massemarked </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 587.172px; top: 250.812px; width: 134.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 521 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 151 162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.40625px; top: 271.656px; width: 137.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 609 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 241 306</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 271.42px; width: 210.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Engasjementer med pantesikkerhet i eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 587.172px; top: 271.656px; width: 134.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 931 692 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 149 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.8594px; top: 292.484px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">614 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">393 087</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 292.248px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfallte engasjement </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.375px; top: 292.484px; width: 127.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 577 522 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">381 532</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.438px; top: 313.432px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.8594px; top: 313.312px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">367 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">326 727</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 313.092px; width: 109.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8yrisiko-engasjement </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.375px; top: 313.312px; width: 127.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 367 473 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">326 727</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.8594px; top: 334.156px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">260 145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">239 758</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 333.92px; width: 141.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjoner med fortrinnsrett </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.375px; top: 334.156px; width: 127.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 229 480 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">187 755</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1562px; top: 354.984px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">79 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46 122</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 354.764px; width: 116.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andeler i verdipapirfond </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.641px; top: 354.984px; width: 122.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 53 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 712</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.8594px; top: 375.828px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">740 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">623 033</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 375.592px; width: 104.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalposisjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 587.172px; top: 375.828px; width: 134.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 910 675 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 007 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.8594px; top: 396.656px; width: 124.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 147</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 396.436px; width: 34.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.641px; top: 396.656px; width: 122.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 98 605 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 699</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 417.5px; width: 141.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 008 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 029 650 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 417.264px; width: 61.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittrisiko </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.406px; top: 417.5px; width: 142.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 452 633 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 290 012 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.23438px; top: 459.156px; width: 137.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 739 485 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 343 134 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 458.936px; width: 86.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Operasjonell risko </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 587.172px; top: 459.156px; width: 137.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 454 536 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 104 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.5625px; top: 500.828px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 27 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 531 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 500.607px; width: 154.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ille</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ggsberegning faste kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1562px; top: 542.5px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 410</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 542.279px; width: 59.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">CV</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A-tillegg </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.5px; top: 542.5px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 584.438px; width: 140.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 794 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 410 039 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.734px; top: 584.586px; width: 103.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum beregningsgrunnlag</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.703px; top: 584.438px; width: 140.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 919 799 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 420 826 </span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> H\u00f8yrisiko engasjementer</span><span style=\"display:inherit;clear:left;\">Overordnet har banken h\u00f8yrisiko markert de engasjementer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som prim\u00e6rt er knyttet til;</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Eiendomsutviklingsprosjekter som ikke har l\u00f8pende inntekter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til selvstendig rentebetjening i utviklingsfasen.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Eiendomsutviklingsprosjekter som er avhengig av et fremtidig </span><span style=\"display:inherit;clear:left;\">utbyggingsprosjekt f\u00f8r det er rimelig \u00e5 anta at nedkvittering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av hovedstol kan finne sted i sin helhet. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Eiendomsutviklingsprosjekter hvor banken har finansiert oppf\u00f8ring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av boliger uten tilstrekkelig forh\u00e5ndssalg (typisk prosjekt best\u00e5ende <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av en eller maksimalt et par boliger). <span class=\"_ _0\"></span>Alle st\u00f8rre byggeprosjekter </span><span style=\"display:inherit;clear:left;\">krever tilfredsstillende forh\u00e5ndssalg. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span> <span class=\"_ _3e\"></span>Andre former for spekulativ eiendomsfinansiering. </span><span style=\"display:inherit;clear:left;\">Bankens tolkning av h\u00f8yrisikoengasjementer er i henhold til de </span><span style=\"display:inherit;clear:left;\">prinsipper som er fastsatt i oppdatert rundskriv fra Finanstilsynet.</span><span style=\"display:inherit;clear:left;\">Likviditetsforpliktelse EBK</span><span style=\"display:inherit;clear:left;\">I henhold til ny avtale om kj\u00f8p av OMF mellom banken og Eika Bolig-</span><span style=\"display:inherit;clear:left;\">kred<span class=\"_ _0\"></span>itt <span class=\"_ _0\"></span>AS, har banken p\u00e5tatt seg en likviditetsforpliktelse overfor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Eika Boligkreditt <span class=\"_ _0\"></span>AS. Per 31.12.2024 er denne forpliktelsen p\u00e5 inntil </span><span style=\"display:inherit;clear:left;\">1<span class=\"_ _0\"></span>16,4 millioner kroner<span class=\"_ _0\"></span>. I morbankens kapitaldekning har bankens netto </span><span style=\"display:inherit;clear:left;\">likviditetsforpliktelse 50 % konverteringsfaktor som igjen vektes som </span><span style=\"display:inherit;clear:left;\">OMF med 10 % risikovekt.<span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I morbankens beregningsgrunnlag for kapitaldekning inng\u00e5r dermed </span><span style=\"display:inherit;clear:left;\">forpliktelsen med 1<span class=\"_ _0\"></span>16,4 millioner kroner<span class=\"_ _0\"></span>. Likviditetsforpliktelsen elimineres <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i konsolidert kapitaldekning i og med at EBK forholdsmessig innkonsoli<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">deres.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__60": {
   "value": "<span style=\"display:inherit;clear:left;\">Risikostyring</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank er gjennom sin forretningsut\u00f8velse eksponert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for ulike typer risiko. Dermed er det sentralt i konsernets forretningsmodell </span><span style=\"display:inherit;clear:left;\">\u00e5 styre risikoene en er eksponert mot p\u00e5 en helhetlig m\u00e5te. Risiko represen<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">te<span class=\"_ _0\"></span>re<span class=\"_ _0\"></span>r ikke bare potensielle kostnader<span class=\"_ _0\"></span>, men byr og p\u00e5 muligheter<span class=\"_ _0\"></span>. Dermed </span><span style=\"display:inherit;clear:left;\">m\u00e5 og risikoen vurderes, m\u00e5les og ikke minst prises riktig hvor det er mulig. </span><span style=\"display:inherit;clear:left;\">Risiko p\u00e5virker alt banken foretar seg, og s\u00e5ledes er en kritisk faktor <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i risikostyringen at banken har en risikokultur som bygger opp under <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de m\u00e5l og planer som ligger for \u00f8nskede risikom\u00e5l. Risikostyringen starter </span><span style=\"display:inherit;clear:left;\">med den enkelte ansatte, og de vurderingene som blir gjort i f\u00f8rste- <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og andrelinje i banken. Felles retningslinjer og styringsm\u00e5l sikrer </span><span style=\"display:inherit;clear:left;\">enhetlig og felles forst\u00e5else og vurderingsgrunnlag for risiko. </span><span style=\"display:inherit;clear:left;\">F\u00f8lgende prinsipper gjelder for konsernets risikostyring:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Risiko tas innenfor en definert risikoappetitt.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Hver risiko som tas m\u00e5 v\u00e6re godkjent innenfor risikostyrings-</span></span><span style=\"display:inherit;clear:left;\">rammeverket. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Risiko m\u00e5 kompenseres tilstrekkelig over tid.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Risiko overv\u00e5kes og styres kontinuerlig.</span></span><span style=\"display:inherit;clear:left;\">Organisering og fullmaktsstruktur</span><span style=\"display:inherit;clear:left;\">Styret</span><span style=\"display:inherit;clear:left;\">Styret har ansvar for \u00e5 fastsette konsernets risikoprofil. I tillegg fastsetter </span><span style=\"display:inherit;clear:left;\">styret de overordnede rammer og fullmakter innen de ulike risikoomr\u00e5dene. </span><span style=\"display:inherit;clear:left;\">Retningslinjer for risikostyring i konsernet, samt alle vesentlige aspekter </span><span style=\"display:inherit;clear:left;\">ved risikostyringsmodellene og beslutningsprosessene er styrets ansvar<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Videre skal styret p\u00e5se at banken har tilstrekkelig kapital ut fra risiko-</span><span style=\"display:inherit;clear:left;\">toleran<span class=\"_ _1\"></span>se og virksomhet og i forhold til regulatoriske krav<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Risikoutvalg</span><span style=\"display:inherit;clear:left;\">Risikoutvalget, er et underutvalg av styret, og har som form\u00e5l \u00e5 p\u00e5se <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at styring og kontroll av risiko er av tilfredsstillende h\u00f8y kvalitet. Dette </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer blant annet at risikoutvalget skal f\u00f8lge opp konsernets implemen<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">te<span class=\"_ _0\"></span>rin<span class=\"_ _0\"></span>g av risikostrategi, gi styret r\u00e5d omkring eksisterende risikostrategi </span><span style=\"display:inherit;clear:left;\">og risikotoleranse, samt forberede styrebehandling av risikoomr\u00e5det.</span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r<span class=\"_ _0\"></span>, leder for risikostyring og ledergruppen </span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r har det daglige ansvaret for risikostyring, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">et ansvar som operativt er delegert til Leder for risikostyring. Leder for </span><span style=\"display:inherit;clear:left;\">risikostyring rapporterer uavhengig til administrerende direkt\u00f8r og styret </span><span style=\"display:inherit;clear:left;\">og har konsernansvaret p\u00e5 tvers av avdelinger for styring av all kreditt-, </span><span style=\"display:inherit;clear:left;\">markeds-, likviditets- og operasjonell risiko. I tillegg er leder for risiko-</span><span style=\"display:inherit;clear:left;\">styring<span class=\"_ _1\"></span> ansvarlig for overv\u00e5king, analyse og rapportering av risiko. </span><span style=\"display:inherit;clear:left;\">Det er leder for risikostyring som har ansvar for utvikling av konsernets </span><span style=\"display:inherit;clear:left;\">strategi for helhetlig risikostyring, strategiene for kredittrisiko- og policy<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">finansiell risiko, likviditetsrisiko og operasjonell risiko. I tillegg har banken </span><span style=\"display:inherit;clear:left;\">egne ansvarlige for utvalgte risikoomr\u00e5der<span class=\"_ _0\"></span>. Dette gjelder blant annet en </span><span style=\"display:inherit;clear:left;\">egen b\u00e6rekraftsansvarlig som har ansvar for koordinering av arbeidet </span><span style=\"display:inherit;clear:left;\">med ESG relatert risiko. Det er et eget personvernombud som koordinerer </span><span style=\"display:inherit;clear:left;\">og overv\u00e5ker personvernrelaterte tema. Og det er en egen avdeling og </span><span style=\"display:inherit;clear:left;\">leder for <span class=\"_ _0\"></span>AHV<span class=\"_ _0\"></span>.  Etterlevelse av interne og eksterne retningslinjer og f\u00f8ringer </span><span style=\"display:inherit;clear:left;\">kontrolleres av egen complianceansvarlig, som rapporterer direkte til </span><span style=\"display:inherit;clear:left;\">bankens styre. </span><span style=\"display:inherit;clear:left;\">I forhold til den daglige risikostyringen skal den enkelte leder i konsernet </span><span style=\"display:inherit;clear:left;\">s\u00f8rge for \u00e5 ha kunnskap om vesentlig risiko, av alle typer<span class=\"_ _0\"></span>, innenfor eget </span><span style=\"display:inherit;clear:left;\">ansvarsomr\u00e5de. Dermed er m\u00e5let at denne kan forvaltes p\u00e5 en \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">og administrativt forsvarlig m\u00e5te. <span class=\"_ _0\"></span>Administrerende direkt\u00f8r har gitt n\u00e6rmere </span><span style=\"display:inherit;clear:left;\">retningslinjer for gjennomf\u00f8ringen av overordnet kredittpolitikk og kreditt-</span><span style=\"display:inherit;clear:left;\">st<span class=\"_ _0\"></span>rat<span class=\"_ _0\"></span>eg<span class=\"_ _1\"></span>ie<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>. Hvert enkelt forretningsomr\u00e5de styrer sine egne kredittpro<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sesser etter gitte retningslinjer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rapportering skjer p\u00e5 avdelingsniv\u00e5 og danner grunnlaget for samlede </span><span style=\"display:inherit;clear:left;\">rapporter for forretningsomr\u00e5der og st\u00f8tteomr\u00e5der som inng\u00e5r i adminis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">trer<span class=\"_ _0\"></span>ende direkt\u00f8rs rapportering til styret.</span><span style=\"display:inherit;clear:left;\">Revisjon</span><span style=\"display:inherit;clear:left;\">B\u00e5de ekstern- og intern revisjon er to viktige elementer innen risikostyring. </span><span style=\"display:inherit;clear:left;\">Uavhengig og effektiv revisjon bidrar til hensiktsmessig internkontroll <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og p\u00e5litelighet i den finansielle rapporteringen.</span><span style=\"display:inherit;clear:left;\">Bankens internrevisor er KPMG, mens eksternrevisor er Deloitte. </span><span style=\"display:inherit;clear:left;\">Intern <span class=\"_ _3e\"></span>r<span class=\"_ _0\"></span>evi<span class=\"_ _0\"></span>sjo<span class=\"_ _0\"></span>n har instruks fra styret, og det er ogs\u00e5 styret som god <span class=\"_ _3e\"></span>kjenner </span><span style=\"display:inherit;clear:left;\">revisjonens \u00e5rlige planer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Risikostyring og kapitalplanlegging</span><span style=\"display:inherit;clear:left;\">En sentral del i bankens risikostyring er konsernets interne vurdering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av kapitalbehov (ICAAP \u2013 Internal Capital <span class=\"_ _0\"></span>Adequacy <span class=\"_ _0\"></span>Assessment Process).<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">I denne prosessen foretas det vurderinger av alle vesentlige risikoer </span><span style=\"display:inherit;clear:left;\">banken er eksponert mot med tilh\u00f8rende vurdering av internt kapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">behov for de ulike risikoene.</span><span style=\"display:inherit;clear:left;\">Styret gjennomg\u00e5r i forbindelse med ICAAP konsernets viktigste risiko-</span><span style=\"display:inherit;clear:left;\">om<span class=\"_ _0\"></span>r\u00e5de<span class=\"_ _0\"></span>r og intern kontroll. Gjennomgangen tar sikte p\u00e5 \u00e5 f\u00e5 dokumentert </span><span style=\"display:inherit;clear:left;\">kvaliteten p\u00e5 arbeidet innen de vesentligste risikoomr\u00e5dene. Gje<span class=\"_ _0\"></span>nnom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">gangen skal sikre at endringer i risikobildet identifiseres slik at n\u00f8dvendige </span><span style=\"display:inherit;clear:left;\">forbedringstiltak kan iverksettes.</span><span style=\"display:inherit;clear:left;\">Risikokategorier</span><span style=\"display:inherit;clear:left;\">Hovedrisikokategoriene for Rogaland Sparebank-konsernet er:</span><span style=\"display:inherit;clear:left;\">Kredittrisiko</span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r fra alle transaksjoner hvor faktiske, avtalte eller mulige </span><span style=\"display:inherit;clear:left;\">krav overfor motparter<span class=\"_ _0\"></span>, l\u00e5ntakere, utstedere eller andre debitorer finnes. </span><span style=\"display:inherit;clear:left;\">Risikoen ligger i manglende evne eller vilje til tilbakebetaling fra bankens </span><span style=\"display:inherit;clear:left;\">l\u00e5ntakere, kombinert med manglende sikkerhet for bankens engasjement. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko representerer bankens st\u00f8rste risiko, og er og den risikoen </span><span style=\"display:inherit;clear:left;\">som setter st\u00f8rst krav til bankens kapital. </span><span style=\"display:inherit;clear:left;\">Banken styrer kredittrisikoen prim\u00e6rt gjennom kredittstrategi- og policyen. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko som oppst\u00e5r gjennom konsernets finansiering- og plasserings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">akt<span class=\"_ _0\"></span>ivit<span class=\"_ _1\"></span>et styres i tillegg i bankens finansstrategi.<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 8-<span class=\"ls42 ws32\">11<span class=\"_ _40\"></span></span><span class=\"ls55\"> for en vurdering av kredittrisiko.</span></span></span><span style=\"display:inherit;clear:left;\">Markedsrisiko</span><span style=\"display:inherit;clear:left;\">Markedsrisiko er muligheten for uheldig markedsverdiutvikling p\u00e5 handels- </span><span style=\"display:inherit;clear:left;\">eller investeringsposisjonene til banken. Markedsrisiko kan oppst\u00e5 fra </span><span style=\"display:inherit;clear:left;\">endringer i renteniv\u00e5er<span class=\"_ _0\"></span>, kredittspreader og valutakurser<span class=\"_ _0\"></span>. Styret har fastsatt<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">m\u00e5lsetninger for markedsrisiko i bankens finansstrategi, og denne f\u00f8lgens </span><span style=\"display:inherit;clear:left;\">opp l\u00f8pende av bankens treasuryavdeling og rapporteres til styret.  </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 12-15<span class=\"ls55\"> for en vurdering av markedsrisiko.</span></span></span><span style=\"display:inherit;clear:left;\">Likviditets- og oppgj\u00f8rsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er tap som f\u00f8lge av at banken ikke klarer \u00e5 innfri alle </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res til ekstra </span><span style=\"display:inherit;clear:left;\">kostnader<span class=\"_ _0\"></span>. I dette inng\u00e5r og evnen til \u00e5 finansiere bankens utl\u00e5nsvekst. </span><span style=\"display:inherit;clear:left;\">Bankens m\u00e5lsetning for likviditetsrisiko er \u00e5 sikre at konsernet kan </span><span style=\"display:inherit;clear:left;\">oppfylle betalingsforpliktelser og kan styre likviditets- og finansierings-</span><span style=\"display:inherit;clear:left;\">risiko innen bankens risikoappetitt. Dette er konkretisert gjennom <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">satte rammer for ulike m\u00e5leparametere i likviditetsstrategien. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 16<span class=\"ls55\"> for en vurdering av likviditetsrisiko.</span></span></span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko er risiko for at eksisterende, betingete- eller mulige </span><span style=\"display:inherit;clear:left;\">frem <span class=\"_ _3e\"></span> <span class=\"_ _45\"></span>tidige positive eksponeringer ikke blir oppfylt av bankens motparter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko betyr risiko for tap som f\u00f8lge av feil- eller utilstrekkelige </span><span style=\"display:inherit;clear:left;\">interne prosesser<span class=\"_ _0\"></span>, systemer<span class=\"_ _0\"></span>, menneskelige feil eller tap som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">eksterne hendelser utenfor bankens kontroll, inklusivt juridisk risiko.</span><span style=\"display:inherit;clear:left;\">Det er knyttet operasjonell risiko til bankens IT<span class=\"_ _0\"></span>-systemer<span class=\"_ _0\"></span>, hvilket i stor grad<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">utf\u00f8res av eksterne tjenesteleverand\u00f8rer i henhold til skriftlige kontrakter<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Med unntak av kjernebankl\u00f8sning er Eika bankens hovedleverand\u00f8rer </span><span style=\"display:inherit;clear:left;\">av teknologitjenester<span class=\"_ _0\"></span>. God styring og kontroll med IT<span class=\"_ _0\"></span>-systemene b\u00e5de <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i banken og hos tjenesteleverand\u00f8rene er av vesentlig betydning for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 sikre n\u00f8yaktig, fullstendig og p\u00e5litelig finansielle rapportering. Banken </span><span style=\"display:inherit;clear:left;\">har etablert en overordnet styringsmodell og internkontrollaktiviteter </span><span style=\"display:inherit;clear:left;\">knyttet til IT<span class=\"_ _0\"></span>-systemene. Sentrale systemer er standardiserte, og erfarings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mes<span class=\"_ _0\"></span>sig har det v\u00e6rt f\u00e5 operasjonelle feil knyttet til IT<span class=\"_ _0\"></span>-systemene. </span><span style=\"display:inherit;clear:left;\">Et viktig element i forbindelse med operasjonell risiko er oppf\u00f8lging <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av u\u00f8nskede hendelser<span class=\"_ _0\"></span>. Banken har etablert verkt\u00f8y for rapportering, </span><span style=\"display:inherit;clear:left;\">klassifisering og oppf\u00f8lging av u\u00f8nskede hendelser<span class=\"_ _0\"></span>. P\u00e5 denne m\u00e5ten  </span><span style=\"display:inherit;clear:left;\">kan interne prosesser justeres slik at sannsynlighet for gjentakelse </span><span style=\"display:inherit;clear:left;\">reduseres.</span><span style=\"display:inherit;clear:left;\">ESG risiko</span><span style=\"display:inherit;clear:left;\">ESG-risiko, som inkluderer milj\u00f8, samfunnsansvar og selskapsstyring, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er en viktig del av bankens risikovurderinger<span class=\"_ _0\"></span>. Blant disse er ogs\u00e5 klima-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span>, som omfatter faren for \u00f8kt kredittrisiko og \u00f8konomiske tap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunn av klimaendringer<span class=\"_ _0\"></span>. Banken gjennomf\u00f8rer en \u00e5rlig vurdering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av risiko, der ESG og klimarisiko er sentrale elementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Det er spesielt i bedriftsmarkedet at banken identifiserer klimarisiko, </span><span style=\"display:inherit;clear:left;\">b\u00e5de i form av fysisk risiko og overgangsrisiko ved overgangen til et </span><span style=\"display:inherit;clear:left;\">lavutslippssamfunn. Derfor er vurderinger av b\u00e6rekraft og klimarisiko </span><span style=\"display:inherit;clear:left;\">innarbeidet i bankens kredittprosess. Siden banken har lite direkte </span><span style=\"display:inherit;clear:left;\">eksponering mot olje- og gassindustrien, regnes n\u00e6ringseiendom, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">bygg og anlegg, samt landbruk som sektorer med h\u00f8yest klimarisiko  </span><span style=\"display:inherit;clear:left;\">i bankens portef\u00f8lje. Samtidig representerer disse sektorene store </span><span style=\"display:inherit;clear:left;\">muligheter for positiv p\u00e5virkning. Dette er grunnen til at banken har </span><span style=\"display:inherit;clear:left;\">startet utvikling av gr\u00f8nne produkter<span class=\"_ _0\"></span>, spesielt rettet mot de nevnte </span><span style=\"display:inherit;clear:left;\">bransjene, og tilbyr gr\u00f8nt landbruksl\u00e5n, gr\u00f8nt n\u00e6ringsl\u00e5n og gr\u00f8nt </span><span style=\"display:inherit;clear:left;\">boligl\u00e5n. Se ogs\u00e5 kapittelet om b\u00e6rekraft og samfunnsansvar <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for mer informasjon.</span><span style=\"display:inherit;clear:left;\">Annen risiko</span><span style=\"display:inherit;clear:left;\">Annen risiko inkluderer strategisk risiko, eierrisiko og risiko i omgivelsene. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko er risiko for tap p\u00e5 grunn av at inntjeningen blir lavere enn </span><span style=\"display:inherit;clear:left;\">forventet, men at dette ikke er kompensert gjennom lavere kostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko kan oppst\u00e5 fra endringer i konkurransebildet, regulatoriske </span><span style=\"display:inherit;clear:left;\">endringer eller ineffektiv posisjonering i forhold til makromilj\u00f8et som p\u00e5 <span class=\"_ _45\"></span>virker<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">driften v\u00e5r<span class=\"_ _0\"></span>. Strategisk risiko kan ogs\u00e5 oppst\u00e5 hvis man ikke evner \u00e5 leve </span><span style=\"display:inherit;clear:left;\">opp til m\u00e5lsatte strategier og/eller ikke klarer \u00e5 effektivt gj\u00f8re grep for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 justere avkastning lavere enn m\u00e5lsatt. Eierrisiko er risiko som oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av \u00e5 v\u00e6re eier i et selskap, for eksempel gjennom drift eller </span><span style=\"display:inherit;clear:left;\">risiko for at ny kapital m\u00e5 tilf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__61": {
   "value": "<span style=\"display:inherit;clear:left;\">Kredittrisiko </span><span style=\"display:inherit;clear:left;\">Kredittrisiko er risikoen for tap dersom bankens kunder ikke oppfyller </span><span style=\"display:inherit;clear:left;\">sine forpliktelser overfor konsernet. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r i hovedsak i bankens utl\u00e5nsportef\u00f8lje, men det <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 slik risiko i konsernets beholdning av obligasjoner<span class=\"_ _0\"></span>, sertifikater <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og finansielle derivater<span class=\"_ _0\"></span>. Kredittrisiko er konsernets st\u00f8rste risiko og best\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hovedsak av netto utl\u00e5n til kunder<span class=\"_ _0\"></span>, kontanter og fordringer p\u00e5 </span><span style=\"display:inherit;clear:left;\">sentralbanker samt finansielle instrumenter<span class=\"_ _0\"></span>. Kredittrisiko for utl\u00e5n, </span><span style=\"display:inherit;clear:left;\">garantier og trekkfasiliteter er viktigst b\u00e5de ut fra volum og risikoniv\u00e5 </span><span style=\"display:inherit;clear:left;\">generelt. Denne risikoen omtales s\u00e5ledes detaljert nedenfor<span class=\"_ _0\"></span>. Det er </span><span style=\"display:inherit;clear:left;\">begrenset kredittrisiko i forbindelse med \u00f8vrig eksponering.</span><span style=\"display:inherit;clear:left;position:relative;height:304.787109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 43.6406px; top: 0.0019531px; width: 639.275px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 520.676px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 37.5273px; width: 680.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maksimum eksponering til kredittrisiko</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 202.506px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 72.9219px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 72.7012px; width: 186.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 72.9219px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 92.9062px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 92.6855px; width: 203.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 92.9062px; width: 124.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 828</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.891px; width: 137.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 112.67px; width: 155.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.484px; top: 112.891px; width: 137.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 173 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 275 784</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 132.875px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 132.654px; width: 149.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 132.875px; width: 132.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 717 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 230</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 152.859px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 688 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 481 357</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 152.639px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 152.859px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 291 647</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.75px; top: 172.844px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 172.623px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 172.844px; width: 124.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">126 858</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 208</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.75px; top: 192.828px; width: 120.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 986</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 192.607px; width: 73.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 192.828px; width: 123.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">867 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.75px; top: 212.812px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 048</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 212.592px; width: 227.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forskuddsbetalte kostnader og opptjente inntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.094px; top: 212.812px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 048</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.96875px; top: 233.062px; width: 136.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 416 566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 459 221</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 233.211px; width: 181.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum kredittrisikoeksponering balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.484px; top: 233.062px; width: 136.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 782 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 927 239</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.4531px; top: 252.781px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">298 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 252.561px; width: 89.8711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 252.781px; width: 124.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">298 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.9375px; top: 272.766px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 142 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 816 532</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 272.545px; width: 188.297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter og l\u00e5netilsagn</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.453px; top: 272.766px; width: 132.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 100 781</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 416</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.96875px; top: 293.016px; width: 136.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41 858 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 543 416</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 293.164px; width: 124.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal kredittrisikoeksponering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.484px; top: 293.016px; width: 136.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 182 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 855 319</span></span></span><span style=\"display:inherit;clear:left;\">M\u00e5ling av kredittrisiko for utl\u00e5nsportef\u00f8ljen</span><span style=\"display:inherit;clear:left;\">Misligholdssannsynlighet</span><span style=\"display:inherit;clear:left;\">Konsernet bruker samme modeller for \u00e5 estimere misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">som resten av Eika bankene. Dette er scorekort som er utviklet p\u00e5 hele </span><span style=\"display:inherit;clear:left;\">Eika portef\u00f8ljen, inkludert Rogaland Sparebank sine kunder<span class=\"_ _0\"></span>. Med den store </span><span style=\"display:inherit;clear:left;\">poolen av data som ligger til grunn for utviklingen er det lettere \u00e5 lage </span><span style=\"display:inherit;clear:left;\">treffsikre modeller<span class=\"_ _0\"></span>, og ikke minst validere og vedlikeholde disse. </span><span style=\"display:inherit;clear:left;\">B\u00e5de PM og BM kunder scores m\u00e5nedlig i ulike kredittmodeller<span class=\"_ _0\"></span>. Modellene </span><span style=\"display:inherit;clear:left;\">varierer utfra hvor mye og hva slags informasjon som er tilgjengelig p\u00e5 den </span><span style=\"display:inherit;clear:left;\">enkelte kunde. Det betyr at for nye kunder s\u00e5 tar modellene utgangspunkt </span><span style=\"display:inherit;clear:left;\">i offentlig tilgjengelig informasjon, mens for eksisterende kunder benyttes </span><span style=\"display:inherit;clear:left;\">ogs\u00e5 intern adferdshistorikk i banken. Den offentlige tilgjengelige </span><span style=\"display:inherit;clear:left;\">informasjonen er fra eksternt kredittinformasjonsbyr\u00e5. Scorekort for helt </span><span style=\"display:inherit;clear:left;\">nye kunder<span class=\"_ _0\"></span>, uten intern historikk, er og basert p\u00e5 data fra og metodikk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til eksternt kredittinformasjonsbyr\u00e5. Etter hvert som banken f\u00e5r mer intern </span><span style=\"display:inherit;clear:left;\">informasjon om kundene vektes mer og mer intern data inn i modellene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i l\u00f8pet av inntil 4 trinn hvor man til slutt har hovedsakelig intern data. </span><span style=\"display:inherit;clear:left;\">Modellene beregner en score som kan kalkuleres om til en misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet og s\u00e5 tilordnes en risikoklasse. Banken benytter i dag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en oppdeling fra 1 til 12, hvor 1 er best og 1<span class=\"_ _0\"></span>1 og 12 er kunder som er  </span><span style=\"display:inherit;clear:left;\">i mislighold eller har engasjement med individuell nedskrivning.</span><span style=\"display:inherit;clear:left;\">Modellene testes \u00e5rlig, b\u00e5de av Eika og av banken selv<span class=\"_ _0\"></span>. Eika sin validering </span><span style=\"display:inherit;clear:left;\">er basert p\u00e5 data fra alle Eika bankene, mens bankens egen validering </span><span style=\"display:inherit;clear:left;\">tester kun mot bankens kunder og bankens erfarte mislighold. Begge </span><span style=\"display:inherit;clear:left;\">testene viser at modellene som helhet differensierer bra mellom kunder </span><span style=\"display:inherit;clear:left;\">som misligholder og kunder som ikke misligholder<span class=\"_ _0\"></span>. Og b\u00e5de for BM <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og PM ligger estimert niv\u00e5 p\u00e5 misligholdet noe over faktisk mislighold <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">men innenfor forventet avviksomr\u00e5de. </span><span style=\"display:inherit;clear:left;\">De ulike risikoklassene og tilh\u00f8rende \u00f8vre grense for misligholdssannsynlighet fremkommer av tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:159.416015625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 217.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.701px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.219px; top: 0.0039062px; width: 217.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.701px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.4375px; top: 36.123px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.125px; top: 36.123px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.4375px; top: 58.2324px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.125px; top: 58.2324px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.4375px; top: 80.3418px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.125px; top: 80.3418px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.4375px; top: 102.451px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,75 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423px; top: 102.451px; width: 200.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.4px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99,99 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.4375px; top: 124.561px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.531px; top: 124.561px; width: 215.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 og 12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.897px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 26.4375px; top: 146.67px; width: 195.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,00 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av henholdsvis BM og PM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) kan sees i figuren under<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">som viser at det er en god konsentrasjon av engasjement i de lavere risikoklassene:</span><span style=\"display:inherit;clear:left;position:relative;height:262.740234375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.594px; top: 0.0058593px; width: 57.6504px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 241.641px; top: 3.38672px; width: 150.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOKLASSE PER 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.594px; top: 20.209px; width: 62.7305px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.75px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.8594px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 38.2031px; top: 65.1484px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">41,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.9688px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.0781px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 118.188px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 89.75px; top: 121.492px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 157.969px; top: 134.258px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.297px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.406px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 258.25px; top: 168.695px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.516px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 109.156px; top: 174.648px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 207.125px; top: 182.305px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 138.562px; top: 185.695px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 310.375px; top: 190.383px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.625px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 359.922px; top: 195.055px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 60.7188px; top: 203.977px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 190.594px; top: 206.32px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 411.578px; top: 202.82px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 512.078px; top: 203.883px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 241.641px; top: 208.977px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 291px; top: 210.898px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 461.359px; top: 209.93px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 491.234px; top: 211.852px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 5.85938px; top: 213.734px; width: 15.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 339.719px; top: 216.945px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 389.312px; top: 217.695px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 613.375px; top: 217.383px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,8 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 441.172px; top: 220.992px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,4 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 563.328px; top: 220.133px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 538.953px; top: 224.602px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 588.062px; top: 224.93px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 5.85938px; top: 232.844px; width: 15.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 57.9375px; top: 248.871px; width: 499.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-4\" style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; width: 84.6739px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: -64.299px; width: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-4\" style=\"word-spacing: 0.5643px; letter-spacing: -0.5643px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span></span></span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av mislighold</span><span style=\"display:inherit;clear:left;\">Bankens definisjon p\u00e5 mislighold er i tr\u00e5d med retnings <span class=\"_ _45\"></span>linjene fra </span><span style=\"display:inherit;clear:left;\">European Banking <span class=\"_ _0\"></span>Authority<span class=\"_ _0\"></span>, hvor mislighold anses inntruffet om ett <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av f\u00f8lgende kriterier er oppfylt:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Kunden har et overtrekk som b\u00e5de overstiger en relativ- og absolutt </span></span><span style=\"display:inherit;clear:left;\">grense i mer enn 90 sammenhengende dager<span class=\"_ _0\"></span>. For b\u00e5de PM- og </span><span style=\"display:inherit;clear:left;\">BM-kunder er den relative grensen lik 1% av kundens samlede </span><span style=\"display:inherit;clear:left;\">eksponeringer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _9d\"> </span>- For PM-kunder er den absolutte grensen lik 1.000 kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _9d\"> </span>- For BM-kunder er den absolutte grensen lik 2.000 kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\"> <span class=\"_ _45\"></span>Det er vurdert som sannsynlig at kunden ikke vil kunne innfri <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">sine kredittforpliktelser overfor banken (unlikely to pay \u2013 UTP).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Kunden er smittet av en annen kunde som er i mislighold i henhold <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">til de to f\u00f8rste kriteriene nevnt over<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I tillegg har misligholdte kunder en karensperiode som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt  </span><span style=\"display:inherit;clear:left;\">i orden. Karensperioden er tre m\u00e5neder etter friskmelding med unntak </span><span style=\"display:inherit;clear:left;\">av engasjementer med forbearance-markering hvor tilh\u00f8rende karens-</span><span style=\"display:inherit;clear:left;\">periode<span class=\"_ _1\"></span> er tolv m\u00e5neder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikkerheter som kan v\u00e6re pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _0\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _0\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurdering av sikkerhetenes verdi p\u00e5 BM legges til </span><span style=\"display:inherit;clear:left;\">grunn en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktorer for ulike sikkerhetstyper<span class=\"_ _0\"></span>. Sikkerhet p\u00e5 BM er i hoved <span class=\"_ _3e\"></span>sak </span><span style=\"display:inherit;clear:left;\">eiendom og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktor 80 % og n\u00e6ringseiendom 20%. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er treffsikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet i de </span><span style=\"display:inherit;clear:left;\">statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re i omr\u00e5der </span><span style=\"display:inherit;clear:left;\">med lav omsetningshastighet og dermed likviditet i boligportef\u00f8ljen og </span><span style=\"display:inherit;clear:left;\">derigjennom mindre sikre estimater<span class=\"_ _0\"></span>. Banken monitorerer l\u00f8pende andel </span><span style=\"display:inherit;clear:left;\">utl\u00e5n til boliger i omr\u00e5der hvor boligmarkedet er d\u00e5rlig. T<span class=\"_ _0\"></span>il dette brukes </span><span style=\"display:inherit;clear:left;\">Eiendomsverdi sin omr\u00e5descore, som gir en score fra 0 til 20 basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 prisniv\u00e5 og antall omsetninger i et omr\u00e5de. Bankens andel av boligl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med score under 10 er mindre enn 3,9% og mindre enn 0,7% </span><span style=\"display:inherit;clear:left;\">av engasjementene er i omr\u00e5der med score under 4. Engasjementene </span><span style=\"display:inherit;clear:left;\">klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _0\"></span>, basert p\u00e5 bel\u00e5ningsgrad </span><span style=\"display:inherit;clear:left;\">for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _0\"></span>. For hver sikkerhets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">klasse er det s\u00e5 beregnet en verdi for forventet tap gitt mislighold (LGD). </span><span style=\"display:inherit;clear:left;\">Disse er forskjellig for PM og BM, og kan sees i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:191.564453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 129.719px; top: 0.0117187px; width: 65.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 528.766px; top: 0.0117187px; width: 70.7754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 32.1602px; width: 260.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7969px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399px; top: 32.1602px; width: 257.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 68.2793px; width: 256.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 68.2793px; width: 257.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.6px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 90.3887px; width: 256.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 90.3887px; width: 257.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.285px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.6px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 112.498px; width: 255.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 112.498px; width: 256.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 134.607px; width: 254.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.285px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 134.607px; width: 257.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 156.717px; width: 258.129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.441px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 156.717px; width: 257.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 178.826px; width: 255.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 178.826px; width: 259.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.291px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulike sikkerhetsklassene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2024 som f\u00f8lgende;</span><span style=\"display:inherit;clear:left;position:relative;height:284.677734375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 0.0058593px; width: 57.6504px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 190.188px; top: 3.38672px; width: 250.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 20.209px; width: 62.7305px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.3281px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 59.9375px; top: 63.7793px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.7969px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.266px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 162.188px; top: 116.936px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 92.8594px; top: 134.467px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.75px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 195.359px; top: 156.373px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 183.219px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 600.984px; top: 188.717px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 295.922px; top: 195.061px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 263.438px; top: 202.404px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 399.422px; top: 206.123px; width: 17.6367px; white-space: pre; word-spacing: -0.260091px; letter-spacing: -0.740258px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: -0.260091px; letter-spacing: -0.740258px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.703px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 501.812px; top: 229.936px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 470.812px; top: 240.561px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 367.688px; top: 243.967px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 571.594px; top: 243.967px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 254.172px; width: 15.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 83.8281px; top: 270.809px; width: 410.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 596px; top: 267.902px; width: 6.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>otal risiko</span><span style=\"display:inherit;clear:left;\">Det forventede tapet for hvert engasjement beregnes p\u00e5 grunnlag av </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet og tapsgrad gitt mislighold. T<span class=\"_ _0\"></span>re risikogrupper </span><span style=\"display:inherit;clear:left;\">er definert for ikke nedskrevne/misligholdte engasjementer p\u00e5 grunnlag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av forventet tap. T<span class=\"_ _2\"></span>abellen er lik for PM og BM.</span><span style=\"display:inherit;clear:left;position:relative;height:100.939453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 146.406px; top: 0.269531px; width: 54.9727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 0.0117187px; width: 56.6309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 13.1758px; width: 53.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 146.406px; top: 13.1758px; width: 50.2852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedre grense</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 269.375px; top: 12.918px; width: 47.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8vre grense</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.0156px; top: 48.2324px; width: 178.975px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.965px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 48.4688px; width: 31.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.0156px; top: 68.2168px; width: 177.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.293px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 68.4375px; width: 31.0137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.0156px; top: 88.2012px; width: 178.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 88.4219px; width: 41.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100,00 %</span></span></span><span style=\"display:inherit;clear:left;\">Risikoklassifiseringen har betydning for oppf\u00f8lgingsniv\u00e5et til kunden, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og inng\u00e5r som et kriterium ved kredittvurdering og kredittbeslutning. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg til risikoklassifisering kommer skj\u00f8nnsmessige forhold som </span><span style=\"display:inherit;clear:left;\">ledelse, marked, l\u00e5nehistorikk, l\u00f8nnsomhet med mer<span class=\"_ _0\"></span>. Utover bruk <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av scoring-modeller har konsernet retningslinjer for hvordan sammen-</span><span style=\"display:inherit;clear:left;\">setningen av de ulike portef\u00f8ljene skal v\u00e6re.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1  </span><span style=\"display:inherit;clear:left;\">og <span class=\"_ _0\"></span>2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 mislig <span class=\"_ _45\"></span>holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6% for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i steg <span class=\"_ _3e\"></span>til<span class=\"_ _0\"></span>h\u00f8ri<span class=\"_ _1\"></span>ghe<span class=\"_ _0\"></span>t gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag<span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-</span><span style=\"display:inherit;clear:left;\">avsetni<span class=\"_ _1\"></span>ngene, men heller gir et mer korrekt stabilt inntrykk av risiko-</span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i PD, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 17,8 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem </span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut  </span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det mulig </span><span style=\"display:inherit;clear:left;\">for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene. Banken </span><span style=\"display:inherit;clear:left;\">beregner i tillegg til et forventet scenario, et oppside- og et nedsidescenario, </span><span style=\"display:inherit;clear:left;\">som vekter henholdsvis 10 % og 20 % mens hovedscenariet vektes 70 <span class=\"ls3\">%.</span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.806640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 0.0039062px; width: 21.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.531px; top: 0.0039062px; width: 22.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.8594px; top: 12.9102px; width: 40.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.9102px; width: 43.4355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 12.9102px; width: 27.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.9102px; width: 55.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 25.8164px; width: 26.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.969px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8164px; width: 34.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.531px; top: 25.8164px; width: 33.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 25.8164px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.5px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.641px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.797px; top: 38.707px; width: 37.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.484px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 38.707px; width: 19.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.469px; top: 38.707px; width: 39.5742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.734px; top: 38.707px; width: 122.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.8887px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 66.125px; width: 617.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.2793px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 89.5156px; width: 618.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.67px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 112.891px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.061px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 136.281px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk <span class=\"_ _0\"></span>Analyse og NAV<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Prognosene for variablene som ligger til grunn i modellen er oppdatert </span><span style=\"display:inherit;clear:left;\">og tatt i bruk i fjerde kvartal. V<span class=\"_ _0\"></span>ariablene er hovedsakelig hentet fra SSB. </span><span style=\"display:inherit;clear:left;\">Prognoser for boligprisutviklingen p\u00e5virker modellens forventning til frem <span class=\"_ _3e\"></span>tiden </span><span style=\"display:inherit;clear:left;\">n\u00e5r det gjelder tap gitt mislighold, da man forventer lavere tap ved h\u00f8yere </span><span style=\"display:inherit;clear:left;\">boligpriser<span class=\"_ _0\"></span>. Boligmarkedet er for tiden sterkt, og i de nye prognosene er </span><span style=\"display:inherit;clear:left;\">boligpriser justert opp, b\u00e5de lokalt og for Norge. Dette bidrar derfor til </span><span style=\"display:inherit;clear:left;\">bedre forventninger til fremtiden, og dermed lavere tapsavset<span class=\"_ _0\"></span>ninger<span class=\"_ _0\"></span>. \u00d8<span class=\"_ _0\"></span>kte </span><span style=\"display:inherit;clear:left;\">oljeinvesteringer bidrar ogs\u00e5 positivt. P\u00e5 motsatt side er arbeidsledighets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">tall<span class=\"_ _0\"></span>ene for Norge og pengemarkedsrenten justert opp, noe som trekker </span><span style=\"display:inherit;clear:left;\">tapsavsetningene opp. T<span class=\"_ _2\"></span>otalt medf\u00f8rer endringer i prognoser lavere </span><span style=\"display:inherit;clear:left;\">tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Banken har ogs\u00e5 gjort en liten justering i hvordan makrofaktor blir beregnet, </span><span style=\"display:inherit;clear:left;\">hvor man har endret hvordan de siste tre historiske \u00e5rene blir vektet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i modellen. Dette er gjort for \u00e5 redusere svingningene fra \u00e5r til \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Endringen bidrar til en svak \u00f8kning i tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I sum f\u00f8rer begge endringene i modellen til noe lavere tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">L\u00e5n med betalingslettelser</span><span style=\"display:inherit;clear:left;\">Andelen l\u00e5n med betalingslettelser har gjennom \u00e5ret holdt seg p\u00e5 et relativt </span><span style=\"display:inherit;clear:left;\">lavt niv\u00e5 for banken. Etter en periode med \u00f8kt ettersp\u00f8rsel etter avdrags<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fri<span class=\"_ _0\"></span>het har trenden snudd og andelen avdragsfrihet i privatmarkedet har </span><span style=\"display:inherit;clear:left;\">falt jevnt gjennom \u00e5ret. I bedriftsmarkedet har andel utl\u00e5n med avdrags-</span><span style=\"display:inherit;clear:left;\">frihet \u00f8kt noe, men her er variasjonen stor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Generelt sett er avdragsfrihet den formen for betalingslettelser som banken </span><span style=\"display:inherit;clear:left;\">tilbyr<span class=\"_ _0\"></span>. Men ikke all avdragsfrihet blir klassifisert som betalingslettelse. </span><span style=\"display:inherit;clear:left;\">Flertallet av kundene som har avdragsfrihet, er i stand til \u00e5 betjene gjelden </span><span style=\"display:inherit;clear:left;\">sin, men har en s\u00e5 lav bel\u00e5ningsgrad at det ikke er n\u00f8dvendig \u00e5 merke som </span><span style=\"display:inherit;clear:left;\">betalingslettelse. I tillegg er det noen som innvilges midlertidig avdrags-</span><span style=\"display:inherit;clear:left;\">frihet opptil seks m\u00e5neder som heller ikke merkes som betalingslettelse.<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">Det har ikke v\u00e6rt noen endringer i retningslinjene for merking i l\u00f8pet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otalt sett er det per \u00e5rsslutt 141 kunder som er merket med betalings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lettelser<span class=\"_ _0\"></span>, en reduksjon fra 161 \u00e5ret f\u00f8r<span class=\"_ _0\"></span>. Og total sett utgj\u00f8r dette n\u00e5 609 </span><span style=\"display:inherit;clear:left;\">millioner kroner \u2013 en nedgang p\u00e5 66 millioner kroner<span class=\"_ _0\"></span>. Hovedvekten <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av disse er l\u00e5n som ligger i steg 2, som indikerer at banken forventer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at l\u00e5nene vil bli betjent som normalt etter hvert, mens en mindre andel </span><span style=\"display:inherit;clear:left;\">ansees \u00e5 v\u00e6re s\u00e5 kreditt <span class=\"_ _3e\"></span>forringet at det er foretatt individuelle ned <span class=\"_ _45\"></span>skriv<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ninger og engasjementet er flyttet til steg 3.</span><span style=\"display:inherit;clear:left;\">Fordeling av andeler l\u00e5n med betalingslettelser p\u00e5 de ulike stegene:</span><span style=\"display:inherit;clear:left;position:relative;height:101.861328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 79.7812px; top: 0.0117187px; width: 240.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2020</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.0918px; width: 152.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197.453px; top: 38.3281px; width: 128.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.6074px; width: 150.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.219px; top: 63.8438px; width: 133.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.123px; width: 150.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.219px; top: 89.3594px; width: 134.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span></span></span><span style=\"display:inherit;clear:left;\">Eksponering (EAD)</span><span style=\"display:inherit;clear:left;\">EAD for avtaler i steg 1 best\u00e5r av utest\u00e5ende fordring eller forpliktelse </span><span style=\"display:inherit;clear:left;\">justert for kontantstr\u00f8mmer de neste 12 m\u00e5nedene og for avtaler i steg 2 </span><span style=\"display:inherit;clear:left;\">de neddiskonterte kontantstr\u00f8mmene for den forventede levetiden til </span><span style=\"display:inherit;clear:left;\">avtalen. For garantier er EAD lik den utest\u00e5ende forpliktelse p\u00e5 rapporte<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ring<span class=\"_ _0\"></span>sdatoen<span class=\"_ _0\"></span> multiplisert med en konverteringsfaktor p\u00e5 mellom 0,2 og <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">1 avhengig av type garanti. Ubenyttede kreditter har EAD lik utest\u00e5ende </span><span style=\"display:inherit;clear:left;\">ubenyttet kreditt p\u00e5 rapporteringstidspunktet.</span><span style=\"display:inherit;clear:left;\">Sum n\u00e6ringslivsengasjement fordelt p\u00e5 risikogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:182.61328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 77.1035px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 138.484px; top: 17.9023px; width: 555.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 45.8008px; width: 56.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 119.328px; top: 45.543px; width: 586.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 73.4043px; width: 17.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 73.6406px; width: 610.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 358 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 358 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">239 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">239 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">616 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">616 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 214 733</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 214 733</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6933px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">78,5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.6387px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 97.875px; width: 613.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 086 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 086 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 205 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 205 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.873px; width: 19.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 122.109px; width: 608.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">449 067</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">449 067</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">516 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">516 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.123px; width: 75.9668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 146.344px; width: 613.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">252 334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 177</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 177</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 170.992px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 170.844px; width: 609.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 146 181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 146 181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">747 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">747 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 192 288</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 192 288</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.8066px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:183.45703125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 77.1035px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 138.484px; top: 18.7461px; width: 555.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.3711px; width: 694.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.248px; width: 17.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 74.4688px; width: 610.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 012 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 012 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">553 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">553 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 772 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 772 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6933px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.4824px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 98.7031px; width: 613.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 005 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 005 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 037</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 037</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 142 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 142 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.717px; width: 19.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 122.953px; width: 608.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">429 642</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 642</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 563</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 563</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 455</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 455</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.951px; width: 78.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 147.188px; width: 614.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.836px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 171.688px; width: 609.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 578 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 578 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">664 447</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">664 447</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 507 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 507 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.8066px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Sum privatmarkedsengasjement fordelt p\u00e5 risikogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:183.44140625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 77.1035px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 138.484px; top: 18.7305px; width: 555.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.3711px; width: 694.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.2324px; width: 17.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 74.4688px; width: 609.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 657 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 635 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 340 766</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 377 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 000 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 015 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.4668px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 98.7031px; width: 616.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">659 673</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">809 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.326px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 636</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">669 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">824 060</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.717px; width: 19.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 122.938px; width: 616.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">197 274</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 738</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.326px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">207 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.951px; width: 75.9668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 147.172px; width: 618.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.82px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 108.266px; top: 171.672px; width: 613.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 847 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 982 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 441</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 441</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 353 059</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 395 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 202 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2988px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 380 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.8066px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:183.45703125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 77.1035px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 138.484px; top: 18.7461px; width: 555.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.3711px; width: 694.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.248px; width: 17.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 74.4688px; width: 610.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 734 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 589 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">988 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 142 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 724 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 733 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94,8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.4824px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 98.7188px; width: 616.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">699 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">843 077</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.326px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">706 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">852 034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.717px; width: 19.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 122.953px; width: 618.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">130 895</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.951px; width: 78.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 121.984px; top: 147.188px; width: 613.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">244 967</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 967</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.836px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.438px; top: 171.688px; width: 609.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 810 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 812 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">995 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 152 085</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 810 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 967 953</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.2852px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Andel av eksponering fordelt per risikogruppe og steg</span><span style=\"display:inherit;clear:left;position:relative;height:124.10546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 0.0117187px; width: 54.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 27.9102px; width: 17.5957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 27.6523px; width: 311.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 27.6523px; width: 18.7031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.5039px; width: 62.2441px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.418px; width: 71.5371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.2385px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 53.1699px; width: 5.70117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 53.4062px; width: 462.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">87 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.84px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 72.7324px; width: 5.70117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 72.9688px; width: 457.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.928px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 92.2949px; width: 5.70117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 92.5156px; width: 457.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.928px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 112.492px; width: 22.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 112.344px; width: 461.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:124.12109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 0.0117187px; width: 54.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 27.6523px; width: 584.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.926px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.441px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.5195px; width: 62.2441px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.4336px; width: 71.5371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.2385px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 53.1855px; width: 5.70117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 53.4062px; width: 462.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.84px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 72.748px; width: 5.70117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 72.9688px; width: 457.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.928px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.797px; top: 92.2949px; width: 5.70117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 92.5312px; width: 457.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.928px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 112.508px; width: 22.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 112.359px; width: 461.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.514px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko er n\u00e5r betydelige konsentrasjoner av risiko kommer </span><span style=\"display:inherit;clear:left;\">fra at man har eksponering mot debitorer eller verdipapirer med liknende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske egenskaper eller som er involvert i sammenliknbare aktiviteter </span><span style=\"display:inherit;clear:left;\">der disse likhetene kan gj\u00f8re at de samtidig f\u00e5r problemer med \u00e5 holde </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelsene sine eller at verdiene svinger i takt slik at hvis <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en f\u00e5r problemer vil mange f\u00e5 problemer pga. likheten. </span><span style=\"display:inherit;clear:left;\">For \u00e5 vurdere og styre konsentrasjonsrisiko vurderer konsernet grad <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av skjevfordeling av utl\u00e5nsportef\u00f8ljen ut fra f\u00f8lgende forhold:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Store enkeltkunder</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Enkelte bransjer (n\u00e6ringsgrupper med spesifikke utfordringer <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller sykliske n\u00e6ringer).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Geografiske omr\u00e5der<span class=\"_ _1\"></span>.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Sikkerhet med samme risikoegenskaper (f.eks. avhengig <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">av eiendomspriser).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls76\">Motparter i interbankoperasjoner eller handel med finansielle derivater.</span></span><span style=\"display:inherit;clear:left;\">Konsernet benytter samme metode som Finanstilsynet for beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av konsentrasjonsrisiko for individuell- og bransje risiko. Banken har en </span><span style=\"display:inherit;clear:left;\">konsentrasjon omkring engasjement til finansiering av eiendomsinveste-</span><span style=\"display:inherit;clear:left;\">ringer<span class=\"_ _0\"></span>. Konsentrasjonen har blitt redusert de siste \u00e5rene og banken <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har fokus p\u00e5 \u00e5 f\u00f8lge opp denne konsentrasjonsrisikoen.</span><span style=\"display:inherit;clear:left;\">I tillegg vurderer banken konsentrasjonsrisiko knyttet til store enkeltenga<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sje<span class=\"_ _0\"></span>ment<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. Banken definerer store engasjementer som engasjementer </span><span style=\"display:inherit;clear:left;\">som overstiger 10 % av bankens kjernekapital. Per utgangen av 2024 </span><span style=\"display:inherit;clear:left;\">var det ingen utl\u00e5nsengasjement som ble regnet som stort i henhold <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til definisjonen. I tillegg har banken satt et m\u00e5l p\u00e5 at maksimalt 1/3 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av bankens bedriftsl\u00e5nsportef\u00f8lje skal v\u00e6re til engasjement over 150 </span><span style=\"display:inherit;clear:left;\">millioner kroner<span class=\"_ _0\"></span>. Denne andelen utgjorde 15,9% per \u00e5rsslutt, og var fordelt </span><span style=\"display:inherit;clear:left;\">p\u00e5 8 engasjement. T<span class=\"_ _0\"></span>il sammenligning var andelen 19,5% i 2023, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og ogs\u00e5 da fordelt p\u00e5 8 engasjement.  </span><span style=\"display:inherit;clear:left;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>abellen viser forfalte bel\u00f8p p\u00e5 utl\u00e5n og overtrekk p\u00e5 kreditt fordelt p\u00e5 antall dager etter forfall. </span><span style=\"display:inherit;clear:left;\">Aldersfordeling 1-30 dager er ikke justert for forsinkelse i betalingsformidlingen og st\u00f8rrelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forfalte bel\u00f8p vil derfor kunne variere per rapporteringstidspunkt.</span><span style=\"display:inherit;clear:left;\">31.12.2024</span><span style=\"display:inherit;clear:left;position:relative;height:178.083984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 79.4219px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 581.938px; top: 0.0019531px; width: 61.6113px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.4688px; top: 35.4023px; width: 676.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7969px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.0625px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.78125px; top: 72.5px; width: 208.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 091</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.25px; top: 72.2793px; width: 51.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-30 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 72.5px; width: 208.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 578</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.78125px; top: 95.8906px; width: 213.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 307</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.25px; top: 95.6699px; width: 57.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31-60 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 95.8906px; width: 213.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 129</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.78125px; top: 119.281px; width: 211.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 984</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.25px; top: 119.045px; width: 57.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61-90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 119.281px; width: 211.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">58 878</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.672px; width: 215.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 615</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.25px; top: 142.436px; width: 68.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Over 90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501.625px; top: 142.672px; width: 215.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 615</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.312px; width: 213.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">335 665</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 998</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.25px; top: 166.461px; width: 21.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 501.625px; top: 166.312px; width: 213.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">333 868</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 201</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:203.70703125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 77.1035px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 108.266px; top: 25.1895px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 25.1895px; width: 61.6113px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 52.3125px; top: 60.6055px; width: 676.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.6094px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7969px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.0625px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.625px; top: 98.1406px; width: 209.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 798</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 764</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 97.9043px; width: 51.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-30 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 98.1406px; width: 209.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 575</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 541</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.625px; top: 121.516px; width: 211.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">56 820</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 121.295px; width: 57.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31-60 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 121.516px; width: 211.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">56 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 321</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.625px; top: 144.906px; width: 211.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 265</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 144.67px; width: 57.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">61-90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 144.906px; width: 211.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 265</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 28.8438px; top: 168.297px; width: 215.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 168.061px; width: 68.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Over 90 dager </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 168.297px; width: 215.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 28.8438px; top: 191.938px; width: 213.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">336 589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 888</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">498 476</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 318.094px; top: 192.086px; width: 21.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 191.938px; width: 213.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">331 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 888</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">492 978</span></span></span><span style=\"display:inherit;clear:left;\">Banken har per 31.12.24 ingen engasjementer som er misligholdt over 90 dager eller UTP markert, hvor det ikke er foretatt tapsavsetninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunn av god sikkerhetsdekning. Disse engasjementene er individuelt vurdert i steg 3.</span><span style=\"display:inherit;clear:left;\">ESG</span><span style=\"display:inherit;clear:left;\">Banken gjennomf\u00f8rer vurdering av ESG-forhold generelt og klima-</span><span style=\"display:inherit;clear:left;\">ris<span class=\"_ _4\"></span>ik<span class=\"_ _4\"></span>o spesielt ved kredittinnvilgelse i bedriftsmarked. Alle motparter blir <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forbindelse med kredittvurdering ogs\u00e5 gitt en ESG kategori. Denne </span><span style=\"display:inherit;clear:left;\">baserer seg p\u00e5 en enkel scoringsmodell utviklet i samarbeid i Eika alliansen. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otalt er cirka 72% av bankens BM portef\u00f8lje scoret i denne modellen </span><span style=\"display:inherit;clear:left;\">noe som er en \u00f8kning p\u00e5 17 prosentpoeng fra sist \u00e5r<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Av de som er </span><span style=\"display:inherit;clear:left;\">klassifisert til n\u00e5 er ingen engasjement kategorisert som h\u00f8y b\u00e6rekrafts-</span><span style=\"display:inherit;clear:left;\">risiko, og det er en overvekt (60%) som kategoriseres som lav<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Denne scoren g\u00e5r ikke direkte inn i bankens ECL<span class=\"_ _1\"></span> modell, men flagges <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hver enkelt kredittsak p\u00e5 lik linje med kredittscoren. Den er s\u00e5ledes </span><span style=\"display:inherit;clear:left;\">med og kan p\u00e5virke bankens beslutning. </span><span style=\"display:inherit;clear:left;\">Obligasjoner og sertifikater</span><span style=\"display:inherit;clear:left;\">For \u00e5 styre kredittrisikoen i forbindelse med investeringer i obligasjoner </span><span style=\"display:inherit;clear:left;\">og sertifikater har konsernet retningslinjer for kvaliteten p\u00e5 investeringene </span><span style=\"display:inherit;clear:left;\">som gjennomf\u00f8res, i tillegg til krav om bransjesammensetning og krav <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forfallsstruktur<span class=\"_ _0\"></span>. Investeringer i obligasjoner og sertifikater foretas <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i all hovedsak som likviditetsplasseringer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater</span><span style=\"display:inherit;clear:left;\">Derivater brukes i all hovedsak til styring av konsernets rente- og val<span class=\"_ _0\"></span>uta-</span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _0\"></span>siko<span class=\"_ _0\"></span> i form av rentebytte- og valutabytteavtaler der en fremtidig valutakurs </span><span style=\"display:inherit;clear:left;\">eller en fremtidig rente avtales p\u00e5 inng\u00e5elsestidspunktene for derivatene </span><span style=\"display:inherit;clear:left;\">slik at banken ikke har risiko for svingning av disse i derivatets l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Konsernets motpartseksponering m\u00e5les som en kombinasjon av markeds<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">verd<span class=\"_ _0\"></span>i p\u00e5 inng\u00e5tte kontrakter og hovedstol. </span><span style=\"display:inherit;clear:left;\">Oppf\u00f8lging av risikorammer og risikobegrensende tiltak</span><span style=\"display:inherit;clear:left;\">Konsernet har etablert eksponeringsrammer innenfor ulike segmenter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i de ulike portef\u00f8ljene. Utnyttelse av disse rammene rapporteres jevnlig </span><span style=\"display:inherit;clear:left;\">til styret og konsernets ledergruppe. Individuelle engasjementer f\u00f8lges </span><span style=\"display:inherit;clear:left;\">opp av de ulike kredittmilj\u00f8ene i konsernet.</span><span style=\"display:inherit;clear:left;\">Informasjon om overtatt portef\u00f8lje (tilf\u00f8rt ved fusjon)</span><span style=\"display:inherit;clear:left;\">Portef\u00f8ljen banken fikk gjennom fusjonen med Hjelmeland Sparebank </span><span style=\"display:inherit;clear:left;\">bestod i stor grad av PM kunder med boligl\u00e5n i Ryfylke samt Stavanger-</span><span style=\"display:inherit;clear:left;\">regionen, samt en mindre BM portef\u00f8lje best\u00e5ende av en overvekt </span><span style=\"display:inherit;clear:left;\">landbrukskunder<span class=\"_ _0\"></span>. P\u00e5 grunn av den h\u00f8ye andelen landbrukskunder </span><span style=\"display:inherit;clear:left;\">fremst\u00e5r andelen BM l\u00e5n i den overtatte portef\u00f8ljen i lavrisikokategoriene </span><span style=\"display:inherit;clear:left;\">h\u00f8yere enn i den eksisterende portef\u00f8ljen, som vist i grafen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:262.740234375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.594px; top: 0.0058593px; width: 57.6504px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 145.703px; top: 3.37109px; width: 331.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOKLASSE OVERT</span><span style=\"word-spacing: 0px; letter-spacing: 0.306px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0.306px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT PORTEF\u00d8LJE VED FUSJONSTIDSPUNKT</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 566.594px; top: 20.1934px; width: 62.7305px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 38.2031px; top: 39.2109px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.7344px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.8438px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.9531px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.0625px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 118.172px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 57.9375px; top: 124.461px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 89.75px; top: 128.508px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.281px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 109.156px; top: 137.648px; width: 22.9395px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.391px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.516px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.625px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 138.562px; top: 194.617px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,7 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 210.031px; top: 194.195px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,9 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 259.828px; top: 202.273px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 410.469px; top: 202.273px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,7 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 310.375px; top: 207.805px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 359.922px; top: 208.227px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 461.359px; top: 208.68px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 512.078px; top: 209.93px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 5.85938px; top: 213.734px; width: 15.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 190.594px; top: 212.055px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 241.641px; top: 210.773px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 291px; top: 215.461px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,1 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 339.719px; top: 216.727px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,7 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 563.328px; top: 216.305px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 613.375px; top: 216.305px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,3 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 160.188px; top: 220.133px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 389.312px; top: 219.711px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 441.172px; top: 222.289px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,7 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 491.234px; top: 220.586px; width: 18.6621px; white-space: pre; word-spacing: -1.2825px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 588.062px; top: 221.836px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,2 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 538.953px; top: 223.992px; width: 19.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: fff; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,6 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 5.85938px; top: 232.844px; width: 15.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 57.9375px; top: 248.871px; width: 499.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-4\" style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; width: 84.6739px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: -64.299px; width: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"></span><span class=\"pp-font-color-override-4\" style=\"word-spacing: 0.5643px; letter-spacing: -0.5643px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span></span></span></span></span><span style=\"display:inherit;clear:left;\">Grafen viser og at den overtatte portef\u00f8ljen ikke skiller seg vesentlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra totalportef\u00f8ljen i Rogaland Sparebank p\u00e5 overtakelsestidspunktet. </span><span style=\"display:inherit;clear:left;\">Siden den overtatte portef\u00f8ljen kommer fra en annen Eika bank, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">har h\u00e5ndtering av risikoklassifisering, IFRS9 modeller og andre verkt\u00f8y <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for risikoh\u00e5ndtering i stor grad v\u00e6rt tilsvarende som \u00f8vrig portef\u00f8lje. </span><span style=\"display:inherit;clear:left;\">Selv om kundene f\u00e5r en ny misligholdssannsynlighet som PD initiell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ved overtakelsen, som benyttes for kalkulering av st\u00f8rre endringer i risiko </span><span style=\"display:inherit;clear:left;\">for \u00e5 migrere kontoer mellom steg 1 og steg 2 i tapsavsetningsmodellen, </span><span style=\"display:inherit;clear:left;\">beholdt banken \u00f8vrig informasjon om de ulike kontoene som brukes <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tapsavsetningsmodellen, som medf\u00f8rte at en del kunder ble f\u00f8rt direkte <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i steg 2 og steg 3. T<span class=\"_ _0\"></span>il tross for at kundene i overtatt portef\u00f8lje fikk ny initiell </span><span style=\"display:inherit;clear:left;\">PD p\u00e5 overtakelsestidspunktet har andelen som ved utgangen av \u00e5ret har </span><span style=\"display:inherit;clear:left;\">migrert til steg 2 holdt tritt med resten av portef\u00f8ljen, med 7,6% i steg 2 </span><span style=\"display:inherit;clear:left;\">for den overtatte portef\u00f8ljen. Banken vurderer derfor ikke at den overtatte </span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen har bidratt til verken \u00e5 \u00f8ke eller redusere den totale </span><span style=\"display:inherit;clear:left;\">kredittrisikoen i portef\u00f8ljen..</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__62": {
   "value": "<span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikkerheter som kan v\u00e6re pant <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _0\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _0\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurdering av sikkerhetenes verdi p\u00e5 BM legges til </span><span style=\"display:inherit;clear:left;\">grunn en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktorer for ulike sikkerhetstyper<span class=\"_ _0\"></span>. Sikkerhet p\u00e5 BM er i hoved <span class=\"_ _3e\"></span>sak </span><span style=\"display:inherit;clear:left;\">eiendom og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard </span><span style=\"display:inherit;clear:left;\">reduksjonsfaktor 80 % og n\u00e6ringseiendom 20%. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er treffsikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet i de </span><span style=\"display:inherit;clear:left;\">statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re i omr\u00e5der </span><span style=\"display:inherit;clear:left;\">med lav omsetningshastighet og dermed likviditet i boligportef\u00f8ljen og </span><span style=\"display:inherit;clear:left;\">derigjennom mindre sikre estimater<span class=\"_ _0\"></span>. Banken monitorerer l\u00f8pende andel </span><span style=\"display:inherit;clear:left;\">utl\u00e5n til boliger i omr\u00e5der hvor boligmarkedet er d\u00e5rlig. T<span class=\"_ _0\"></span>il dette brukes </span><span style=\"display:inherit;clear:left;\">Eiendomsverdi sin omr\u00e5descore, som gir en score fra 0 til 20 basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 prisniv\u00e5 og antall omsetninger i et omr\u00e5de. Bankens andel av boligl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med score under 10 er mindre enn 3,9% og mindre enn 0,7% </span><span style=\"display:inherit;clear:left;\">av engasjementene er i omr\u00e5der med score under 4. Engasjementene </span><span style=\"display:inherit;clear:left;\">klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _0\"></span>, basert p\u00e5 bel\u00e5ningsgrad </span><span style=\"display:inherit;clear:left;\">for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _0\"></span>. For hver sikkerhets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">klasse er det s\u00e5 beregnet en verdi for forventet tap gitt mislighold (LGD). </span><span style=\"display:inherit;clear:left;\">Disse er forskjellig for PM og BM, og kan sees i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:191.564453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 129.719px; top: 0.0117187px; width: 65.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 528.766px; top: 0.0117187px; width: 70.7754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 32.1602px; width: 260.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.7969px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399px; top: 32.1602px; width: 257.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">LGD</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 68.2793px; width: 256.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 68.2793px; width: 257.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.6px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 90.3887px; width: 256.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 90.3887px; width: 257.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.285px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.6px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 112.498px; width: 255.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 112.498px; width: 256.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 134.607px; width: 254.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.285px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 134.607px; width: 257.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 156.717px; width: 258.129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.441px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 156.717px; width: 257.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5312px; top: 178.826px; width: 255.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 436.078px; top: 178.826px; width: 259.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.291px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulike sikkerhetsklassene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2024 som f\u00f8lgende;</span><span style=\"display:inherit;clear:left;position:relative;height:284.677734375px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 0.0058593px; width: 57.6504px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 190.188px; top: 3.38672px; width: 250.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 20.209px; width: 62.7305px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: fff; -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 41.3281px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 59.9375px; top: 63.7793px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.7969px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.266px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 162.188px; top: 116.936px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 92.8594px; top: 134.467px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.75px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 195.359px; top: 156.373px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 183.219px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 600.984px; top: 188.717px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 295.922px; top: 195.061px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 263.438px; top: 202.404px; width: 19.8223px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 399.422px; top: 206.123px; width: 17.6367px; white-space: pre; word-spacing: -0.260091px; letter-spacing: -0.740258px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: -0.260091px; letter-spacing: -0.740258px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.703px; width: 20.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 501.812px; top: 229.936px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 470.812px; top: 240.561px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 367.688px; top: 243.967px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 571.594px; top: 243.967px; width: 14.8242px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: fff; -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-3\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 254.172px; width: 15.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: fff; -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 83.8281px; top: 270.809px; width: 410.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span class=\"pp-font-color-override-4\" style=\"position: absolute; display: inline-block; left: 596px; top: 267.902px; width: 6.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: fff; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__65-1": {
   "value": "<span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1  </span><span style=\"display:inherit;clear:left;\">og <span class=\"_ _0\"></span>2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 mislig <span class=\"_ _45\"></span>holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6% for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i steg <span class=\"_ _3e\"></span>til<span class=\"_ _0\"></span>h\u00f8ri<span class=\"_ _1\"></span>ghe<span class=\"_ _0\"></span>t gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag<span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-</span><span style=\"display:inherit;clear:left;\">avsetni<span class=\"_ _1\"></span>ngene, men heller gir et mer korrekt stabilt inntrykk av risiko-</span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i PD, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 17,8 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem </span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut  </span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det mulig </span><span style=\"display:inherit;clear:left;\">for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene. Banken </span><span style=\"display:inherit;clear:left;\">beregner i tillegg til et forventet scenario, et oppside- og et nedsidescenario, </span><span style=\"display:inherit;clear:left;\">som vekter henholdsvis 10 % og 20 % mens hovedscenariet vektes 70 <span class=\"ls3\">%.</span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.806640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 0.0039062px; width: 21.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.531px; top: 0.0039062px; width: 22.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.8594px; top: 12.9102px; width: 40.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.9102px; width: 43.4355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 12.9102px; width: 27.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.9102px; width: 55.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 25.8164px; width: 26.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.969px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8164px; width: 34.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.531px; top: 25.8164px; width: 33.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 25.8164px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.5px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.641px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.797px; top: 38.707px; width: 37.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.484px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 38.707px; width: 19.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.469px; top: 38.707px; width: 39.5742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.734px; top: 38.707px; width: 122.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.8887px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 66.125px; width: 617.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.2793px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 89.5156px; width: 618.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.67px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 112.891px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.061px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 136.281px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk <span class=\"_ _0\"></span>Analyse og NAV<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Prognosene for variablene som ligger til grunn i modellen er oppdatert </span><span style=\"display:inherit;clear:left;\">og tatt i bruk i fjerde kvartal. V<span class=\"_ _0\"></span>ariablene er hovedsakelig hentet fra SSB. </span><span style=\"display:inherit;clear:left;\">Prognoser for boligprisutviklingen p\u00e5virker modellens forventning til frem <span class=\"_ _3e\"></span>tiden </span><span style=\"display:inherit;clear:left;\">n\u00e5r det gjelder tap gitt mislighold, da man forventer lavere tap ved h\u00f8yere </span><span style=\"display:inherit;clear:left;\">boligpriser<span class=\"_ _0\"></span>. Boligmarkedet er for tiden sterkt, og i de nye prognosene er </span><span style=\"display:inherit;clear:left;\">boligpriser justert opp, b\u00e5de lokalt og for Norge. Dette bidrar derfor til </span><span style=\"display:inherit;clear:left;\">bedre forventninger til fremtiden, og dermed lavere tapsavset<span class=\"_ _0\"></span>ninger<span class=\"_ _0\"></span>. \u00d8<span class=\"_ _0\"></span>kte </span><span style=\"display:inherit;clear:left;\">oljeinvesteringer bidrar ogs\u00e5 positivt. P\u00e5 motsatt side er arbeidsledighets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">tall<span class=\"_ _0\"></span>ene for Norge og pengemarkedsrenten justert opp, noe som trekker </span><span style=\"display:inherit;clear:left;\">tapsavsetningene opp. T<span class=\"_ _2\"></span>otalt medf\u00f8rer endringer i prognoser lavere </span><span style=\"display:inherit;clear:left;\">tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Banken har ogs\u00e5 gjort en liten justering i hvordan makrofaktor blir beregnet, </span><span style=\"display:inherit;clear:left;\">hvor man har endret hvordan de siste tre historiske \u00e5rene blir vektet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i modellen. Dette er gjort for \u00e5 redusere svingningene fra \u00e5r til \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Endringen bidrar til en svak \u00f8kning i tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I sum f\u00f8rer begge endringene i modellen til noe lavere tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3f\"></span>ap p\u00e5 utl\u00e5n / garantier og misligholdte / </span><span style=\"display:inherit;clear:left;\">tapsutsatte engasjementer</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 9 skal tapsavsetninger baseres p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger gjelder </span><span style=\"display:inherit;clear:left;\">for finansielle eiendeler som m\u00e5les til amortisert kost eller til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendringer over utvidet resultat. Dette inkluderer ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultatet, samt fordringer p\u00e5 leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Avsetningen for forventet tap i den generelle modellen avhenger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av om kredittrisikoen har \u00f8kt betydelig siden f\u00f8rste gangs balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring. Kredittforverring vurderes ut fra endringer i misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed f\u00f8rste gangs balansef\u00f8ring, og dersom kredittrisikoen ikke har </span><span style=\"display:inherit;clear:left;\">\u00f8kt vesentlig etter dette tidspunkt, innregnes tap som 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. Dette refererer til tap som er forventet \u00e5 oppst\u00e5 over </span><span style=\"display:inherit;clear:left;\">instrumentets levetid, men som kan knyttes til misligholdshendelser </span><span style=\"display:inherit;clear:left;\">som inntreffer i l\u00f8pet av de f\u00f8rste 12 m\u00e5nedene. Hvis kredittrisikoen </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig etter f\u00f8rste gangs innregning, beregnes avsetningen </span><span style=\"display:inherit;clear:left;\">som forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. <span class=\"_ _0\"></span>Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en </span><span style=\"display:inherit;clear:left;\">taps <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span>kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 2: </span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er </span><span style=\"display:inherit;clear:left;\">inn <span class=\"_ _45\"></span>truffet kredittap p\u00e5 balansedato. For disse eiendelene blir det </span><span style=\"display:inherit;clear:left;\">beregnet en avsetning lik forventet tap over levetiden. I denne gruppen </span><span style=\"display:inherit;clear:left;\">inng\u00e5r kontoer med vesentlig grad av kredittforverring, men som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato tilh\u00f8rer kunder hvor det ikke foreligger en objektiv </span><span style=\"display:inherit;clear:left;\">tapshendelse. N\u00e5r det gjelder avgrensning mot steg 1, definerer </span><span style=\"display:inherit;clear:left;\">banken vesentlig grad av kredittforverring ved \u00e5 ta utgangspunkt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvorvidt et engasjements beregnede misligholdssannsynlighet (PD) </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig eller at det er gitt betalingslettelser<span class=\"_ _0\"></span>. For ytterligere </span><span style=\"display:inherit;clear:left;\">beskrivelse av tapsmodell henvises det til note 8.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 3: </span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato. For disse eiendelene foretar banken en individuell </span><span style=\"display:inherit;clear:left;\">tapsavsetning. P\u00e5 hver balansedag vurderes det om det eksisterer </span><span style=\"display:inherit;clear:left;\">objektive bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdifallet m\u00e5 v\u00e6re et resultat av en eller flere hendelser </span><span style=\"display:inherit;clear:left;\">inntruffet etter f\u00f8rstegangs balansef\u00f8ring (en tapshendelse) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og resultatet av tapshendelsen (eller hendelsene) m\u00e5 i tillegg </span><span style=\"display:inherit;clear:left;\">kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike hendelser er vesentlige </span><span style=\"display:inherit;clear:left;\">finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalingsmislighold eller andre </span><span style=\"display:inherit;clear:left;\">kontraktsbrudd. Dersom det foreligger objektive bevis p\u00e5 at en </span><span style=\"display:inherit;clear:left;\">verdireduksjon har inntruffet, beregnes st\u00f8rrelsen p\u00e5 tapet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som </span><span style=\"display:inherit;clear:left;\">forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte </span><span style=\"display:inherit;clear:left;\">fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets opprinnelige </span><span style=\"display:inherit;clear:left;\">effektive rentesats. Periodens endringer i vurdert verdi for utl\u00e5n </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res under \u00abnedskrivninger og <span><span style=\"display:inherit;clear:left;\">tap p\u00e5 utl\u00e5n og garantier\u00bb.</span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er be<span class=\"_ _0\"></span>tali<span class=\"_ _0\"></span>ngs<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mis<span class=\"_ _0\"></span>ligh<span class=\"_ _1\"></span>old<span class=\"_ _0\"></span> eller mislighold p\u00e5 grunn av manuell misligholdsmerking<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i steg 3.Betalingsmislighold er definert som vesentlig </span><span style=\"display:inherit;clear:left;\">overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r </span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _3e\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__64-1": {
   "value": "<span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1  </span><span style=\"display:inherit;clear:left;\">og <span class=\"_ _0\"></span>2 i henhold til IFRS 9. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed vesentlig \u00f8kning i kredittrisiko skal l\u00e5net settes i steg 2 og det beregnes<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning  </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 mislig <span class=\"_ _45\"></span>holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,6 prosentpoeng. </span><span style=\"display:inherit;clear:left;\">Samtidig m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at engasjementet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med betalings-</span><span style=\"display:inherit;clear:left;\">lettelse eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i over 30 dager p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,6% for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket for <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. <span class=\"_ _0\"></span>Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en konto flyttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i steg <span class=\"_ _3e\"></span>til<span class=\"_ _0\"></span>h\u00f8ri<span class=\"_ _1\"></span>ghe<span class=\"_ _0\"></span>t gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag<span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-</span><span style=\"display:inherit;clear:left;\">avsetni<span class=\"_ _1\"></span>ngene, men heller gir et mer korrekt stabilt inntrykk av risiko-</span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte effekten p\u00e5 bankens ECL<span class=\"_ _0\"></span> om alle endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i PD, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 17,8 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Banken anvender <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">da en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem </span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">5 \u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut  </span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank justerer s\u00e5 tapsavsetningen med forventet utvikling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i ulike makrovariabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">bruker i hovedsak eksterne kilder hvor det b\u00e5de finnes historikk, men <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og estimater fremover i tid. Dermed er det mulig for banken \u00e5 estimere </span><span style=\"display:inherit;clear:left;\">fremtidige effekter<span class=\"_ _0\"></span>. Banken har ved hjelp av regresjonsanalyse funnet </span><span style=\"display:inherit;clear:left;\">sammenheng og forklaringskraft mellom ulike kombinasjoner av variabler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed \u00e5 bruke estimater p\u00e5 fremtidig utvikling i disse variablene er det mulig </span><span style=\"display:inherit;clear:left;\">for banken \u00e5 estimere effekt p\u00e5 tap for de kommende \u00e5rene. Banken </span><span style=\"display:inherit;clear:left;\">beregner i tillegg til et forventet scenario, et oppside- og et nedsidescenario, </span><span style=\"display:inherit;clear:left;\">som vekter henholdsvis 10 % og 20 % mens hovedscenariet vektes 70 <span class=\"ls3\">%.</span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:148.806640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 123.562px; top: 0.0039062px; width: 21.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 667.531px; top: 0.0039062px; width: 22.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 94.8594px; top: 12.9102px; width: 40.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 327.391px; top: 12.9102px; width: 43.4355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 12.9102px; width: 27.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 12.9102px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 12.9102px; width: 55.4941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 25.8164px; width: 26.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 183.969px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 25.8164px; width: 31.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 25.8164px; width: 34.0781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.531px; top: 25.8164px; width: 33.5273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 25.8164px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 25.8164px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 77.5px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 192.641px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 251.797px; top: 38.707px; width: 37.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 316.484px; top: 38.707px; width: 57.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 38.707px; width: 19.7812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 38.707px; width: 24.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.469px; top: 38.707px; width: 39.5742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.734px; top: 38.707px; width: 122.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.8887px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 66.125px; width: 617.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.2793px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 89.5156px; width: 618.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.67px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 112.891px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.061px; width: 22.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 115.953px; top: 136.281px; width: 618.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk <span class=\"_ _0\"></span>Analyse og NAV<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">Prognosene for variablene som ligger til grunn i modellen er oppdatert </span><span style=\"display:inherit;clear:left;\">og tatt i bruk i fjerde kvartal. V<span class=\"_ _0\"></span>ariablene er hovedsakelig hentet fra SSB. </span><span style=\"display:inherit;clear:left;\">Prognoser for boligprisutviklingen p\u00e5virker modellens forventning til frem <span class=\"_ _3e\"></span>tiden </span><span style=\"display:inherit;clear:left;\">n\u00e5r det gjelder tap gitt mislighold, da man forventer lavere tap ved h\u00f8yere </span><span style=\"display:inherit;clear:left;\">boligpriser<span class=\"_ _0\"></span>. Boligmarkedet er for tiden sterkt, og i de nye prognosene er </span><span style=\"display:inherit;clear:left;\">boligpriser justert opp, b\u00e5de lokalt og for Norge. Dette bidrar derfor til </span><span style=\"display:inherit;clear:left;\">bedre forventninger til fremtiden, og dermed lavere tapsavset<span class=\"_ _0\"></span>ninger<span class=\"_ _0\"></span>. \u00d8<span class=\"_ _0\"></span>kte </span><span style=\"display:inherit;clear:left;\">oljeinvesteringer bidrar ogs\u00e5 positivt. P\u00e5 motsatt side er arbeidsledighets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">tall<span class=\"_ _0\"></span>ene for Norge og pengemarkedsrenten justert opp, noe som trekker </span><span style=\"display:inherit;clear:left;\">tapsavsetningene opp. T<span class=\"_ _2\"></span>otalt medf\u00f8rer endringer i prognoser lavere </span><span style=\"display:inherit;clear:left;\">tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Banken har ogs\u00e5 gjort en liten justering i hvordan makrofaktor blir beregnet, </span><span style=\"display:inherit;clear:left;\">hvor man har endret hvordan de siste tre historiske \u00e5rene blir vektet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i modellen. Dette er gjort for \u00e5 redusere svingningene fra \u00e5r til \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Endringen bidrar til en svak \u00f8kning i tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I sum f\u00f8rer begge endringene i modellen til noe lavere tapsavsetninger<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3f\"></span>ap p\u00e5 utl\u00e5n / garantier og misligholdte / </span><span style=\"display:inherit;clear:left;\">tapsutsatte engasjementer</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 9 skal tapsavsetninger baseres p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger gjelder </span><span style=\"display:inherit;clear:left;\">for finansielle eiendeler som m\u00e5les til amortisert kost eller til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendringer over utvidet resultat. Dette inkluderer ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultatet, samt fordringer p\u00e5 leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Avsetningen for forventet tap i den generelle modellen avhenger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av om kredittrisikoen har \u00f8kt betydelig siden f\u00f8rste gangs balanse-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring. Kredittforverring vurderes ut fra endringer i misligholds-</span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed f\u00f8rste gangs balansef\u00f8ring, og dersom kredittrisikoen ikke har </span><span style=\"display:inherit;clear:left;\">\u00f8kt vesentlig etter dette tidspunkt, innregnes tap som 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. Dette refererer til tap som er forventet \u00e5 oppst\u00e5 over </span><span style=\"display:inherit;clear:left;\">instrumentets levetid, men som kan knyttes til misligholdshendelser </span><span style=\"display:inherit;clear:left;\">som inntreffer i l\u00f8pet av de f\u00f8rste 12 m\u00e5nedene. Hvis kredittrisikoen </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig etter f\u00f8rste gangs innregning, beregnes avsetningen </span><span style=\"display:inherit;clear:left;\">som forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. <span class=\"_ _0\"></span>Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en </span><span style=\"display:inherit;clear:left;\">taps <span class=\"_ _45\"></span> <span class=\"_ _3e\"></span>kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 2: </span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er </span><span style=\"display:inherit;clear:left;\">inn <span class=\"_ _45\"></span>truffet kredittap p\u00e5 balansedato. For disse eiendelene blir det </span><span style=\"display:inherit;clear:left;\">beregnet en avsetning lik forventet tap over levetiden. I denne gruppen </span><span style=\"display:inherit;clear:left;\">inng\u00e5r kontoer med vesentlig grad av kredittforverring, men som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato tilh\u00f8rer kunder hvor det ikke foreligger en objektiv </span><span style=\"display:inherit;clear:left;\">tapshendelse. N\u00e5r det gjelder avgrensning mot steg 1, definerer </span><span style=\"display:inherit;clear:left;\">banken vesentlig grad av kredittforverring ved \u00e5 ta utgangspunkt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i hvorvidt et engasjements beregnede misligholdssannsynlighet (PD) </span><span style=\"display:inherit;clear:left;\">har \u00f8kt vesentlig eller at det er gitt betalingslettelser<span class=\"_ _0\"></span>. For ytterligere </span><span style=\"display:inherit;clear:left;\">beskrivelse av tapsmodell henvises det til note 8.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _16a\"> </span>STEG 3: </span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedato. For disse eiendelene foretar banken en individuell </span><span style=\"display:inherit;clear:left;\">tapsavsetning. P\u00e5 hver balansedag vurderes det om det eksisterer </span><span style=\"display:inherit;clear:left;\">objektive bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>erdifallet m\u00e5 v\u00e6re et resultat av en eller flere hendelser </span><span style=\"display:inherit;clear:left;\">inntruffet etter f\u00f8rstegangs balansef\u00f8ring (en tapshendelse) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og resultatet av tapshendelsen (eller hendelsene) m\u00e5 i tillegg </span><span style=\"display:inherit;clear:left;\">kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike hendelser er vesentlige </span><span style=\"display:inherit;clear:left;\">finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalingsmislighold eller andre </span><span style=\"display:inherit;clear:left;\">kontraktsbrudd. Dersom det foreligger objektive bevis p\u00e5 at en </span><span style=\"display:inherit;clear:left;\">verdireduksjon har inntruffet, beregnes st\u00f8rrelsen p\u00e5 tapet. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som </span><span style=\"display:inherit;clear:left;\">forskjellen mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte </span><span style=\"display:inherit;clear:left;\">fremtidige kontantstr\u00f8mmer diskontert med utl\u00e5nets opprinnelige </span><span style=\"display:inherit;clear:left;\">effektive rentesats. Periodens endringer i vurdert verdi for utl\u00e5n </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res under \u00abnedskrivninger og <span><span style=\"display:inherit;clear:left;\">tap p\u00e5 utl\u00e5n og garantier\u00bb.</span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er be<span class=\"_ _0\"></span>tali<span class=\"_ _0\"></span>ngs<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mis<span class=\"_ _0\"></span>ligh<span class=\"_ _1\"></span>old<span class=\"_ _0\"></span> eller mislighold p\u00e5 grunn av manuell misligholdsmerking<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i steg 3.Betalingsmislighold er definert som vesentlig </span><span style=\"display:inherit;clear:left;\">overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r </span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _3e\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__66-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Engasjement fordelt p\u00e5 kunde- </span><span style=\"display:inherit;clear:left;\">grupper og geografisk </span><span style=\"display:inherit;clear:left;\">Fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:355.41796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 287px; top: 0.0117187px; width: 422.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.4px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.25391px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.203px; top: 27.6523px; width: 487.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.7793px; width: 82.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 67.0156px; width: 496.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 207 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 632</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.0449px; width: 69.6445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 458.812px; top: 88.2812px; width: 293.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.311px; width: 136.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 109.531px; width: 483.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 169</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 605</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.561px; width: 35.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 130.797px; width: 485.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 220</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 692</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 976</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 151.826px; width: 51.7324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 152.047px; width: 484.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">121 651</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 541</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 173.092px; width: 113.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 173.312px; width: 486.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 894</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 194.342px; width: 92.9004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 255.641px; top: 194.578px; width: 480.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 956</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 302</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 618</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 215.607px; width: 146.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 215.828px; width: 484.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">478 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">142 383</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 831</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 236.857px; width: 65.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 237.094px; width: 493.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 91</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 474 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 483</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 241</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 258.123px; width: 94.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 258.359px; width: 307.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 279.389px; width: 65.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.328px; top: 279.609px; width: 495.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 988 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 393 757</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 244 236</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 301.289px; width: 112.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 235.75px; top: 301.141px; width: 492.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 145 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818 773</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 321.904px; width: 65.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 247.25px; top: 322.141px; width: 491.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 995</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-96 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 063</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 241</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.805px; width: 108.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum netto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 235.75px; top: 343.656px; width: 492.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 142 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 816 532</span></span></span><span style=\"display:inherit;clear:left;\">Geografisk fordeling</span><span style=\"display:inherit;clear:left;position:relative;height:164.08984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 287px; top: 0.0117187px; width: 422.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.4px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.25391px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.203px; top: 27.6523px; width: 487.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.7949px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.328px; top: 67.0156px; width: 493.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 778 226</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 044 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">256 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">221 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 941 080</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 575 805</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.0449px; width: 67.7461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oslo/Akershus</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 88.2812px; width: 492.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 148 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 851 538</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 895</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.311px; width: 58.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fylker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 109.547px; width: 492.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 162 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 549 983</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 755</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 842</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 130.576px; width: 39.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utlandet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 255.641px; top: 130.797px; width: 489.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 414</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 253.4px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 955</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 152.477px; width: 112.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 235.75px; top: 152.328px; width: 492.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 145 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818 773</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:173.646484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 32.9219px; top: 0.0019531px; width: 624.393px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 505.793px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 37.1992px; width: 134.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 561.641px; top: 37.1992px; width: 134.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.047px; top: 30.666px; width: 57.3105px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 76.5625px; width: 123.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 533</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 229.047px; top: 76.3418px; width: 83.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsgarantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.438px; top: 76.5625px; width: 123.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 533</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 97.8281px; width: 124.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 229.047px; top: 97.5918px; width: 85.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsgarantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 572.359px; top: 97.8281px; width: 124.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.4844px; top: 119.094px; width: 120.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 806</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 229.047px; top: 118.857px; width: 71.8242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 579.625px; top: 119.094px; width: 120.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 806</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.4844px; top: 140.344px; width: 120.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 609</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 643</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 229.047px; top: 140.123px; width: 111.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ubenyttet garantiramme</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 579.625px; top: 140.344px; width: 120.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 609</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 643</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 161.875px; width: 124.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 229.047px; top: 162.023px; width: 58.3359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.438px; top: 161.875px; width: 124.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span></span></span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger  </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 sektor </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen inklusiv </span><span style=\"display:inherit;clear:left;\">p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _3e\"></span>endring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _45\"></span>kredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:266.33984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 0.0117187px; width: 98.5312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 71.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 32.1133px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 321.891px; top: 39.4648px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 56.3438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 729.891px; top: 39.4648px; width: 25.2012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.547px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 52.3711px; width: 271.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 82.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 81.9219px; width: 429.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 207 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 073 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 195 814</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 139.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 98.7188px; width: 422.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 335</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">792 554</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 38.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 115.531px; width: 425.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-868</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 54.5801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 132.328px; width: 423.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 429</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">329 325</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 116.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 314.906px; top: 149.125px; width: 427.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-36</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.424px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 765</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 95.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 165.938px; width: 424.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 658</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 149.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 182.734px; width: 423.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">478 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">474 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">473 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 68.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 428.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 91</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 546 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 304</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 640</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 013</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 900 657</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 97.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 216.344px; width: 430.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-95</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.457px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 432</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 72.4219px; top: 233.26px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.92px; width: 65.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 298.297px; top: 233.156px; width: 432.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 988 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 860 543</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 506</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 938 020</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 255.357px; width: 3.01758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ffe; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.727px; width: 205.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.609px; top: 254.578px; width: 431.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 494 870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-25 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-64 873</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 011 839</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:266.33984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 0.0117187px; width: 98.5312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 71.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 33.2383px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 321.891px; top: 39.4648px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 56.3438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 729.891px; top: 39.4648px; width: 25.2012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.547px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 52.3711px; width: 271.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 82.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 81.9219px; width: 426.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">813 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 494</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 139.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 98.7188px; width: 422.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 387</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 38.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 115.531px; width: 426.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 724</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 54.5801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 132.328px; width: 424.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 015</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 116.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 149.125px; width: 423.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 95.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 165.938px; width: 424.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 892</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 149.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 182.734px; width: 423.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 995</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 68.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 429.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 474 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 105 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 031</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 459 485</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 97.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 216.344px; width: 426.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 856</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 72.4219px; top: 233.26px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.92px; width: 65.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 298.297px; top: 233.156px; width: 432.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 314 129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 224</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 255.357px; width: 3.01758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ffe; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.727px; width: 205.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.609px; top: 254.578px; width: 431.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 156 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken avdeling/segment kunden er knyttet til.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>T<span class=\"_ _0\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter (off balance eksponering).</span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:379.482421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 105.594px; top: 0.0097656px; width: 51.3516px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 603.828px; top: 0.0097656px; width: 55.5176px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 226.734px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 725.219px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 213.516px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 55.252px; width: 138.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.297px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.2812px; top: 69.1211px; width: 147.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.656px; top: 69.1211px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 68.752px; width: 380.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.359px; top: 69.1211px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 106.289px; width: 134.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.016px; width: 235.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 153 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 685 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.36915px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 262 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.297px; top: 114.016px; width: 228.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 947 208 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 884 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.54103px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 255 881 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 122.039px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 137.92px; width: 62.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 155.156px; width: 105.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -771 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 771 908 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 154.92px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 155.156px; width: 103.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -571 256 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 571 256 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 172.156px; width: 171.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -153 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.7989px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 153 374 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 171.936px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 172.156px; width: 167.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -153 374 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 153 374 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.4531px; top: 189.172px; width: 102.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 898 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6933px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -898 054 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 188.936px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.312px; top: 189.172px; width: 100.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 635 962 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -635 962 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.7031px; top: 206.172px; width: 101.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -75 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 926 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 205.951px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.031px; top: 206.172px; width: 99.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -75 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 926 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 92.4375px; top: 223.188px; width: 92.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 222.951px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594px; top: 223.188px; width: 90.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.3438px; top: 240.188px; width: 163.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -13 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 239.967px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 524.422px; top: 240.188px; width: 158.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -13 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 274.203px; width: 237.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 651 260 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6933px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -122 099 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 529 160 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 273.982px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.625px; top: 274.203px; width: 230.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -175 341 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 943 939 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 290.889px; width: 181.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 297.953px; width: 227.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -832 550 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 025 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.20705px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 055 344 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 297.953px; width: 222.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -393 481 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -93 878 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.8613px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 025 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -598 383 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 304.561px; width: 156.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 321.373px; width: 158.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 328.438px; width: 232.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 584 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.2852px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 874 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.188px; top: 328.438px; width: 226.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 584 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.0117px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 874 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 335.045px; width: 63.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 352.117px; width: 139.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.67188px; top: 359.844px; width: 234.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 29 543 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 484 453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 583 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.20705px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 611 071 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.297px; top: 359.844px; width: 228.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 182 661 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 709 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 583 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.54103px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 476 065 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 352.203px; top: 368.498px; width: 3.01758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ffe; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 367.867px; width: 64.9512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2024 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>T<span class=\"_ _0\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder og fordringer  </span></span><span style=\"display:inherit;clear:left;\">mot kredittinstitusjoner<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:400.732421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 82.1094px; top: 0.0097656px; width: 88.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 579.484px; top: 0.0097656px; width: 92.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 221.031px; top: 64.5742px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 719.516px; top: 64.5742px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 207.812px; top: 77.4648px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 76.502px; width: 138.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.594px; top: 77.4648px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.5781px; top: 90.3711px; width: 147.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 223.953px; top: 90.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 90.002px; width: 380.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 722.656px; top: 90.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 127.539px; width: 153.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 135.266px; width: 231.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.922px; top: 135.266px; width: 224.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 143.289px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 159.17px; width: 62.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 176.406px; width: 105.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 176.186px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.875px; top: 176.406px; width: 103.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3438px; top: 193.422px; width: 167.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -96 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 409 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 193.186px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 515.094px; top: 193.422px; width: 162.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -96 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 409 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.75px; top: 210.422px; width: 102.434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 390 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.6933px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -390 289 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 210.201px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 210.422px; width: 100.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 390 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -390 289 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.1094px; top: 227.438px; width: 96.2227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 227.201px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.875px; top: 227.438px; width: 94.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 244.217px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.5781px; top: 261.453px; width: 158.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 261.217px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 523.828px; top: 261.453px; width: 154.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.75px; top: 295.469px; width: 229.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 656 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 539 621 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 295.232px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 295.469px; width: 223.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 656 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2988px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 539 621 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 312.139px; width: 181.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 319.203px; width: 229.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -268 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -34 943 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -319 182 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.875px; top: 319.203px; width: 223.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -268 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -34 943 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 517 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -319 182 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 325.826px; width: 156.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 342.623px; width: 158.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.75px; top: 349.688px; width: 226.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 004 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 306 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 349.688px; width: 219.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 004 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 306 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 356.311px; width: 63.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 373.367px; width: 157.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 381.094px; width: 231.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 706 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 689 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 252 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 648 691 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.922px; top: 381.094px; width: 224.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 706 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 689 999 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 252 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 648 691 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 389.117px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2024</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:416.044921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 87.8125px; top: 0.0097656px; width: 583.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 405.06px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 226.734px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 725.219px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 213.516px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 55.2363px; width: 138.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.297px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.2812px; top: 69.1055px; width: 147.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.656px; top: 69.1055px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 68.7363px; width: 380.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.359px; top: 69.1055px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 107.133px; width: 152.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 235.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 107 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 727 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.36915px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 108 571 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.625px; top: 114.859px; width: 224.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 900 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 926 806 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 101 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 122.883px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 141.311px; width: 62.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 161.953px; width: 105.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -460 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 460 253 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 161.717px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 161.953px; width: 103.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -259 601 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 259 601 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0469px; top: 182.359px; width: 167.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 965 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 182.139px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.797px; top: 182.359px; width: 162.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -56 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 965 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.4531px; top: 202.766px; width: 102.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 507 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -507 766 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 202.545px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.312px; top: 202.766px; width: 100.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 245 674 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -245 674 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.7031px; top: 223.188px; width: 100.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 222.951px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 585.188px; top: 223.188px; width: 98.3848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 92.4375px; top: 243.594px; width: 92.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 243.357px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594px; top: 243.594px; width: 90.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.3438px; top: 264px; width: 163.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 249 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 249 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 263.764px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 524.422px; top: 264px; width: 158.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 249 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 249 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 304.812px; width: 238.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 283 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 278 882 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 304.592px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.312px; top: 304.812px; width: 224.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 751 829 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -58 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 693 661 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 324.045px; width: 184.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 331.109px; width: 228.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 361 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -30 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -742 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 331.109px; width: 222.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -172 291 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 408 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -285 157 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 337.732px; width: 156.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 356.232px; width: 158.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 363.297px; width: 232.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 978 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 447 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.8066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 627 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.188px; top: 363.297px; width: 226.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 978 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 447 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.95509px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 627 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 369.904px; width: 63.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 388.68px; width: 156.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 396.406px; width: 235.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 761 027 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 764 864 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 331 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.36915px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 856 962 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.625px; top: 396.406px; width: 224.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 400 477 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 990 408 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 331 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 721 956 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 404.43px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2024</span></span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:387.685546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 105.594px; top: 0.0097656px; width: 548.842px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 441.971px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 226.734px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 725.219px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 213.516px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 55.2363px; width: 138.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.297px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.2812px; top: 69.1055px; width: 147.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.656px; top: 69.1055px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 68.7363px; width: 380.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.359px; top: 69.1055px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 107.133px; width: 134.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 235.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 048 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 574 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.20705px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 880 278 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.297px; top: 114.859px; width: 228.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 276 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 428 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.54103px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 963 517 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 122.883px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 141.529px; width: 62.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 162.594px; width: 105.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -847 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 847 594 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 162.357px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 162.594px; width: 103.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -615 534 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 615 534 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0469px; top: 183.422px; width: 167.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 470 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 183.201px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.797px; top: 183.422px; width: 162.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 470 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.4531px; top: 204.25px; width: 102.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 994 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -994 434 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 204.029px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.312px; top: 204.25px; width: 100.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 620 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -620 641 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 76.7188px; top: 225.094px; width: 105.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 958 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 224.857px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 578.344px; top: 225.094px; width: 103.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 958 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 92.4375px; top: 245.922px; width: 92.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 245.701px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594px; top: 245.922px; width: 90.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.2812px; top: 266.766px; width: 158.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 266.529px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.531px; top: 266.766px; width: 154.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 308.438px; width: 236.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 149 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -542 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.1054px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 607 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 308.201px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.312px; top: 308.438px; width: 223.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 851 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -457 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 394 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 327.873px; width: 181.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.67188px; top: 334.938px; width: 236.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 095 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.79884px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 224 766 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 334.938px; width: 222.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 333 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -101 746 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 341.545px; width: 159.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 360.32px; width: 139.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 368.047px; width: 235.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 153 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 685 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.36915px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 262 626 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.297px; top: 368.047px; width: 228.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 947 208 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 884 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.54103px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 255 881 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 352.203px; top: 376.701px; width: 3.01758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ffe; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 376.07px; width: 64.9512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>T<span class=\"_ _0\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder og fordringer  </span></span><span style=\"display:inherit;clear:left;\">mot kredittinstitusjoner<span class=\"_ _0\"></span>. T<span class=\"_ _0\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer<span class=\"_ _0\"></span>. <span class=\"_ _15\"> </span> <span class=\"_ _51\"> </span> <span class=\"_ _51\"> </span> </span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:348.998046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 82.1094px; top: 0.0097656px; width: 88.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 579.484px; top: 0.0097656px; width: 92.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 221.031px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 719.516px; top: 43.3086px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 207.812px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 55.2363px; width: 138.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.594px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.5781px; top: 69.1055px; width: 147.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 223.953px; top: 69.1055px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 68.7363px; width: 380.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 722.656px; top: 69.1055px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 107.133px; width: 153.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 230.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.922px; top: 114.859px; width: 224.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 122.883px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 141.732px; width: 62.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 163.234px; width: 105.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 430 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 162.998px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.875px; top: 163.234px; width: 103.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 430 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.6094px; top: 184.484px; width: 161.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.0272px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 052 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 184.264px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.094px; top: 184.484px; width: 157.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 052 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.75px; top: 205.75px; width: 102.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -429 728 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 205.514px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 205.75px; width: 100.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -429 728 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77px; top: 227px; width: 101.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 740 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 226.779px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 578.328px; top: 227px; width: 99.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 740 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.75px; top: 269.531px; width: 229.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 887 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -294 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 592 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 269.295px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.609px; top: 269.531px; width: 223.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 887 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -294 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 592 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 289.186px; width: 181.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.6406px; top: 296.25px; width: 221.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 997 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.719px; top: 296.25px; width: 215.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 997 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 302.857px; width: 159.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 321.633px; width: 157.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 329.359px; width: 231.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.922px; top: 329.359px; width: 224.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 274.172px; top: 337.383px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:391.513671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 87.8125px; top: 0.0097656px; width: 87.1465px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.188px; top: 0.0097656px; width: 91.3125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 226.734px; top: 43.3242px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 725.219px; top: 43.3242px; width: 26.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 213.516px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 55.252px; width: 138.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.297px; top: 56.2148px; width: 36.5156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.2812px; top: 69.1211px; width: 147.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 229.656px; top: 69.1211px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 68.752px; width: 381.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2772px; font-size: 10.5px; font-family: fff; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.359px; top: 69.1211px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 107.133px; width: 152.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.859px; width: 234.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 838 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 300 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.36915px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 309 342 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.625px; top: 114.859px; width: 223.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 067 584 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 154 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.95509px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 392 581 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 122.883px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 141.748px; width: 62.6543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 163.234px; width: 105.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 471 164 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 162.998px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 163.234px; width: 103.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -239 104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 239 104 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0469px; top: 184.5px; width: 167.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 418 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 184.264px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 520.797px; top: 184.5px; width: 162.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 418 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.4531px; top: 205.75px; width: 102.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 564 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -564 706 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 205.529px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 518.312px; top: 205.75px; width: 100.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 190 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -190 913 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.7031px; top: 227.016px; width: 101.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 218 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 226.779px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 584.031px; top: 227.016px; width: 99.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 218 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 92.4375px; top: 248.266px; width: 92.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 248.045px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594px; top: 248.266px; width: 90.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.2812px; top: 269.531px; width: 158.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 269.311px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.531px; top: 269.531px; width: 154.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 312.047px; width: 236.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 175 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 908 917 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 311.826px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 514.578px; top: 312.047px; width: 226.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -123 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -180 749 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.1054px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -304 087 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 331.701px; width: 181.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8594px; top: 338.781px; width: 229.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -932 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -173 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.79884px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 109 688 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 524.422px; top: 338.781px; width: 215.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 72 482 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -55 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 332 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 345.389px; width: 156.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 364.148px; width: 156.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 371.875px; width: 235.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 107 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 727 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 6.36915px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 108 571 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.625px; top: 371.875px; width: 224.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 900 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 926 806 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.6699px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 101 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.875px; top: 379.898px; width: 62.3672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement migrere </span><span style=\"display:inherit;clear:left;\">til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsatte engasjement, </span><span style=\"display:inherit;clear:left;\">det vil i all vesentlighet si engasjement med individuell nedskrivning. Steg 2 </span><span style=\"display:inherit;clear:left;\">er for engasjement med vesentlig \u00f8kning i risiko fra innvilgelse. Banken har </span><span style=\"display:inherit;clear:left;\">tidligere brukt fem indikatorer for dette, men har etter endring av kjerne<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ban<span class=\"_ _0\"></span>klev<span class=\"_ _1\"></span>era<span class=\"_ _0\"></span>nd\u00f8r<span class=\"_ _1\"></span> endret til tre. Oversikt over \u00e5rsaker og hvilke som har </span><span style=\"display:inherit;clear:left;\">p\u00e5virket endringer mellom steg 1 og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:205.40234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 235.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 720.762px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.477px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5918px; width: 106.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 65.8125px; width: 330.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 97.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig \u00f8kning PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 87.0781px; width: 335.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 108.328px; width: 334.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 78.1054px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">22 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.373px; width: 146.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 117.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Manglende data p\u00e5 kunde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.889px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 172.109px; width: 232.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.789px; width: 23.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 193.641px; width: 241.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble flyttet fra steg 1 til steg 2 kun p\u00e5 grunn av den korresponderende faktoren <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">isolert sett, mens \u00abAndel totalt\u00bb viser hvor mange prosent av migrasjonen som den korresponderende faktoren var med enten alene, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller flere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _1\"></span>ilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer fra steg 2 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til steg 1 (tilfriskning i perioden);</span><span style=\"display:inherit;clear:left;position:relative;height:205.40234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 235.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 720.762px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.477px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5762px; width: 193.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lengre</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 65.8125px; width: 331.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 168.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 87.0781px; width: 117.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 116.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig reduksjon i PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 108.328px; width: 335.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.357px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 129.594px; width: 331.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 89.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F\u00e5tt data p\u00e5 kunden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 150.844px; width: 117.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.889px; width: 134.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 172.109px; width: 232.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.789px; width: 23.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 193.641px; width: 241.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2024 er det totalt 400 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 351 engasjement som migrerte. Dette er en positiv utvikling fra 2023, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">hvor tilsvarende tall var henholdsvis 526 og 350.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__69-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Utl\u00e5n og nedskrivninger  </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 sektor </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Alle utl\u00e5n til og fordringer p\u00e5 kunder presenteres i balansen inklusiv </span><span style=\"display:inherit;clear:left;\">p\u00e5l\u00f8pte renter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med flytende rente verdivurderes til amortisert kost etter effektiv </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendring over ordin\u00e6rt resultat da banken benytter Fair-V<span class=\"_ _0\"></span>alue </span><span style=\"display:inherit;clear:left;\">Option (FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene er f\u00f8rt i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 </span><span style=\"display:inherit;clear:left;\">finansielle instrumenter\u201d. Renterisikoen i fastrenteutl\u00e5nene styres </span><span style=\"display:inherit;clear:left;\">med rentebytteavtaler som bokf\u00f8res til virkelig verdi. Det er konsernets </span><span style=\"display:inherit;clear:left;\">oppfatning at vurdering av fastrenteutl\u00e5n til virkelig verdi gir mer </span><span style=\"display:inherit;clear:left;\">relevant informasjon om verdiene i balansen. Renter fra rent<span class=\"_ _0\"></span>e-</span><span style=\"display:inherit;clear:left;\">by<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>av<span class=\"_ _1\"></span>ta<span class=\"_ _0\"></span>len<span class=\"_ _0\"></span>e er f\u00f8rt i resultatregnskapet i posten \u00abRenteinntekter </span><span style=\"display:inherit;clear:left;\">m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re/selge til boligkredittselskap <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er i morbankens regnskap klassifisert til virkelig verdi med </span><span style=\"display:inherit;clear:left;\">verdi <span class=\"_ _3e\"></span>endring over utvidet resultat (FVOCI), da forretningsmodellen </span><span style=\"display:inherit;clear:left;\">tilsier at morbank har til hensikt \u00e5 inndrive kontraktsfestede </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _0\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene til </span><span style=\"display:inherit;clear:left;\">bolig <span class=\"_ _45\"></span>kredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til </span><span style=\"display:inherit;clear:left;\">amortisert kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:266.33984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 0.0117187px; width: 98.5312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 71.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 32.1133px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 321.891px; top: 39.4648px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 56.3438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 729.891px; top: 39.4648px; width: 25.2012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.547px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 52.3711px; width: 271.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 82.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 81.9219px; width: 429.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 207 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 073 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 195 814</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 139.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 98.7188px; width: 422.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">820 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 192</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 335</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">792 554</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 38.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 115.531px; width: 425.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-868</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 54.5801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 132.328px; width: 423.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 347</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 429</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">329 325</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 116.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 314.906px; top: 149.125px; width: 427.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-36</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.424px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 765</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 95.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 165.938px; width: 424.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 658</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 149.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 182.734px; width: 423.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">478 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">474 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">473 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 68.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 428.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 91</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 546 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 304</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 640</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 013</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 900 657</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 97.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 216.344px; width: 430.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-95</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.457px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 432</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 72.4219px; top: 233.26px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.92px; width: 65.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 298.297px; top: 233.156px; width: 432.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 988 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 860 543</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-33 506</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 938 020</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 255.357px; width: 3.01758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ffe; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.727px; width: 205.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.609px; top: 254.578px; width: 431.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 124 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 494 870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-25 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-64 873</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 011 839</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:266.33984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 0.0117187px; width: 98.5312px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 529.094px; top: 12.9023px; width: 71.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 33.2383px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 321.891px; top: 39.4648px; width: 28.3477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 376.719px; top: 39.4648px; width: 56.3438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 729.891px; top: 39.4648px; width: 25.2012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.547px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 52.3711px; width: 271.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 52.3711px; width: 20.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.6855px; width: 82.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 81.9219px; width: 426.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">813 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.445px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 494</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.498px; width: 139.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 98.7188px; width: 422.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 387</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.295px; width: 38.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 115.531px; width: 426.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 724</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.107px; width: 54.5801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 132.328px; width: 424.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 015</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.904px; width: 116.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 149.125px; width: 423.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.701px; width: 95.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 165.938px; width: 424.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.363px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 892</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.514px; width: 149.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 182.734px; width: 423.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 995</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 199.311px; width: 68.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 199.547px; width: 429.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 474 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 105 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 031</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 459 485</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 216.123px; width: 97.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 216.344px; width: 426.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 856</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 72.4219px; top: 233.26px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.92px; width: 65.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 298.297px; top: 233.156px; width: 432.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 314 129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 224</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 255.357px; width: 3.01758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.03405px; font-family: ffe; -webkit-text-stroke: 0.0905108px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.727px; width: 205.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 299.609px; top: 254.578px; width: 431.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 156 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken avdeling/segment kunden er knyttet til.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>T<span class=\"_ _0\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter (off balance eksponering).</span></span><span style=\"display:inherit;clear:left;\">tap p\u00e5 utl\u00e5n og garantier\u00bb.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er be<span class=\"_ _0\"></span>tali<span class=\"_ _0\"></span>ngs<span class=\"_ _1\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mis<span class=\"_ _0\"></span>ligh<span class=\"_ _1\"></span>old<span class=\"_ _0\"></span> eller mislighold p\u00e5 grunn av manuell misligholdsmerking<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i steg 3.Betalingsmislighold er definert som vesentlig </span><span style=\"display:inherit;clear:left;\">overtrekk med mer enn 90 dagers varighet. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg </span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _0\"></span>. Hendelser som inng\u00e5r </span><span style=\"display:inherit;clear:left;\">i denne kategorien er tapsavsetninger p\u00e5 kunden, konkurs/</span><span style=\"display:inherit;clear:left;\">gjelds <span class=\"_ _3e\"></span>ordning, eller andre indikasjoner p\u00e5 at det kan v\u00e6re betydelig </span><span style=\"display:inherit;clear:left;\">tvil om kunden vil oppfylle sine forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre </span><span style=\"display:inherit;clear:left;\">engasjementer som ikke er i betalingsmislighold, men hvor </span><span style=\"display:inherit;clear:left;\">kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig at banken </span><span style=\"display:inherit;clear:left;\">vil bli p\u00e5f\u00f8rt tap, klassifiseres som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at kundene blir kategorisert som misligholdt en periode etter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at misligholdet er bragt i orden. Karenstid er 3 m\u00e5neder eller <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder avhengig av underliggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatering av tap og fraregning</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, </span><span style=\"display:inherit;clear:left;\">ved at utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, </span><span style=\"display:inherit;clear:left;\">eller for \u00f8vrig ved at konsernet har gitt avkall p\u00e5 hele eller deler </span><span style=\"display:inherit;clear:left;\">av engasjementet, eller at engasjementet vurderes som tapt av </span><span style=\"display:inherit;clear:left;\">konsernet. Banken fraregner engasjementet i balansen n\u00e5r det </span><span style=\"display:inherit;clear:left;\">konstateres tapt. Konstaterte tap som er dekket ved tidligere </span><span style=\"display:inherit;clear:left;\">foretatte avsetninger f\u00f8res mot avsetningene. Konstaterte tap </span><span style=\"display:inherit;clear:left;\">uten dekning i avsetningene samt over- eller underdekning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til tidligere avsetninger resultatf\u00f8res.</span><span style=\"display:inherit;clear:left;position:relative;height:201.662109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 20.4062px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 34.8691px; width: 234.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.935px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 247.467px; top: 30.3691px; width: 441.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: -1.9314px; width: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier </span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 184.166px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.1875px; top: 69.7188px; width: 110.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 344</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 686</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 69.498px; width: 204.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger trinn 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.281px; top: 69.7188px; width: 110.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-2 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.1875px; top: 89.7031px; width: 109.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 231</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 541</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 89.4824px; width: 204.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger trinn 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.281px; top: 89.7031px; width: 109.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 091</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 109.688px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 368</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 109.467px; width: 204.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger trinn 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.203px; top: 109.688px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 368</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.04688px; top: 129.672px; width: 111.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 129.451px; width: 221.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstateringer mot tidligere steg 3 nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.203px; top: 129.672px; width: 111.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.6406px; top: 149.656px; width: 98.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 126</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 149.436px; width: 223.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstateringer uten tidligere steg 3 nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.578px; top: 149.656px; width: 98.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 126</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 425.016px; top: 169.76px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.1875px; top: 169.641px; width: 110.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 962</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 169.42px; width: 159.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inng\u00e5tt p\u00e5 tidligere konstaterte tap </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.281px; top: 169.641px; width: 110.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 962</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.04688px; top: 189.891px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 190.039px; width: 103.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.203px; top: 189.891px; width: 110.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23 458</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 899</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>Konsernet har per 31.12.24 totalt utest\u00e5ende bel\u00f8p p\u00e5 69 millioner kroner som er konstatert / fraregnet i balansen som er sendt videre til inkassoselskaper<span class=\"_ _0\"></span>. <span class=\"_ _4\"></span> </span></span><span style=\"display:inherit;clear:left;\">Tilsvarende utest\u00e5ende bel\u00f8p var 74 millioner kroner per 31.12.23.  Eventuelle tilbakebetalinger fra inkassoselskapene regnskapsf\u00f8res som redusert tapskostnad  </span><span style=\"display:inherit;clear:left;\">under linjen \u201dinng\u00e5tt p\u00e5 tidligere konstaterte tap\u201d.</span><span style=\"display:inherit;clear:left;position:relative;height:567.974609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 89.2656px; top: 0.0019531px; width: 571.242px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 452.644px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 39.6523px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 72px; top: 39.6523px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.766px; top: 39.6523px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 39.6523px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 521.453px; top: 39.6523px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.922px; top: 39.6523px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.938px; top: 39.6523px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.016px; top: 39.6523px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 52.5586px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 52.5586px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.656px; top: 52.5586px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 184.25px; top: 52.5586px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 514.203px; top: 52.5586px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 52.5586px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.297px; top: 52.5586px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.734px; top: 52.5586px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 56.9316px; width: 166.975px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 65.4648px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.75px; top: 65.4648px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.766px; top: 65.4648px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 65.4648px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 537.453px; top: 65.4648px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 601.719px; top: 65.4648px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.984px; top: 65.4648px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 65.4648px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 101.562px; width: 213.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 098 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 101.711px; width: 131.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.344px; top: 101.562px; width: 213.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 721 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 683 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 133.592px; width: 114.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 153.375px; width: 218.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 963 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 028 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 153.154px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.719px; top: 153.375px; width: 217.986px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 216 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 172.938px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -754 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 942 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 189 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 172.717px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 527.797px; top: 172.938px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -754 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 942 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 189 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.0938px; top: 192.5px; width: 206.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 612 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 416 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 804 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 192.264px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 192.5px; width: 206.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 562 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 227 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 212.062px; width: 154.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 339 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 211.826px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 581.5px; top: 212.062px; width: 154.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 339 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 231.609px; width: 148.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 231.389px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 231.609px; width: 148.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 251.172px; width: 200.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 331 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 250.951px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 537.453px; top: 251.172px; width: 200.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 331 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 296 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.53125px; top: 290.297px; width: 219.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 764 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 641 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 290.061px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.344px; top: 290.297px; width: 219.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 247 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 187 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 309.859px; width: 217.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 833 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 920 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 753 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 309.623px; width: 166.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.719px; top: 309.859px; width: 217.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 429 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 824 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 253 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 328.654px; width: 165.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 335.719px; width: 214.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 980 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 517.719px; top: 335.719px; width: 214.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 057 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 342.342px; width: 158.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 360.842px; width: 160.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0.057px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 367.906px; width: 209.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 714 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 003 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 157 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 875 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 521.453px; top: 367.906px; width: 209.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 714 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 003 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 157 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 875 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 374.514px; width: 64.3711px; white-space: pre; word-spacing: 0px; letter-spacing: 0.057px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 125.734px; top: 393.781px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 393.545px; width: 69.3047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.672px; top: 393.781px; width: 98.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 250 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 413.107px; width: 80.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 413.344px; width: 210.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.98px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 433.156px; width: 213.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 207 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 433.305px; width: 131.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.344px; top: 433.156px; width: 213.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 306 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 521 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 65 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.1211px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 516 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 471.264px; width: 195.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordinger  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 484.936px; width: 101.297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 504.203px; width: 40.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 995 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 503.967px; width: 191.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.469px; top: 504.203px; width: 41.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 108 384 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 522.998px; width: 172.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 530.078px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 212 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 530.078px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 132 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 536.686px; width: 183.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 556.203px; width: 39.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 207 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 556.352px; width: 131.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 703.219px; top: 556.203px; width: 39.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 516 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:421.841796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 70.25px; top: 0.0097656px; width: 88.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.891px; top: 0.0097656px; width: 92.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 72px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.766px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.922px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.938px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.016px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.656px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 184.25px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.297px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.734px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 60.5723px; width: 192.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.75px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.766px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 601.719px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.984px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 108.75px; width: 213.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 108.898px; width: 150.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 108.75px; width: 201.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 140.889px; width: 114.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 159.625px; width: 218.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 592 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 159.389px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 159.625px; width: 205.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 046 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 592 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 19.2031px; top: 178.125px; width: 206.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -42 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 177.889px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 545.719px; top: 178.125px; width: 193.6px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -42 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.0938px; top: 196.625px; width: 206.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 255 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 343 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 089 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 196.404px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.719px; top: 196.625px; width: 193.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 255 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 343 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 089 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 215.141px; width: 148.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 55 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 214.904px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 215.141px; width: 148.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 55 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 233.404px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.3594px; top: 252.141px; width: 198.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.691px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -86 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -78 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 251.92px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 555.984px; top: 252.141px; width: 185.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -86 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -78 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 290.203px; width: 213.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 731 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 524 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 289.982px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 290.203px; width: 201.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 731 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 524 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 308.703px; width: 218.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 457 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 547 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 308.482px; width: 166.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 308.703px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 457 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 547 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 326.982px; width: 165.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 334.047px; width: 214.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 334.047px; width: 202.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 340.67px; width: 158.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 359.17px; width: 158.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 366.234px; width: 211.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 260 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 598 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 277 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 366.234px; width: 198.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 260 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 598 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 277 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 372.842px; width: 63.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.625px; top: 391.578px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 618 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 618 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 391.357px; width: 69.3047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 646.219px; top: 391.578px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 618 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 618 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 410.078px; width: 213.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 088 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 262 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 410.227px; width: 150.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 410.078px; width: 201.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 088 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 262 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:440.341796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 70.25px; top: 0.0097656px; width: 87.1465px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.891px; top: 0.0097656px; width: 91.3125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 72px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.766px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.922px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.938px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.016px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.656px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 184.25px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.297px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.734px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 60.5723px; width: 190.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.75px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.766px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 601.719px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.984px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.96875px; top: 108.75px; width: 208.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 846 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 141 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 108.898px; width: 149.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 108.75px; width: 196.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 863 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 453 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 140.889px; width: 114.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 159.625px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 944 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 435 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 159.389px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 159.625px; width: 197.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 178.125px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 354 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 177.889px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 178.125px; width: 197.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 354 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.0938px; top: 196.625px; width: 206.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 357 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 073 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 716 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 196.404px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.719px; top: 196.625px; width: 193.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 138 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 215.125px; width: 146.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -978 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 605 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 214.904px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 215.125px; width: 146.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -978 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 605 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 233.641px; width: 148.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 233.404px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 233.641px; width: 148.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 252.141px; width: 200.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 251.92px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 252.141px; width: 188.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 290.203px; width: 214.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 289.982px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 290.203px; width: 202.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 209 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 663 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 308.703px; width: 218.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 742 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 464 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 205 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 308.482px; width: 166.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 308.703px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 367 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 706 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 326.982px; width: 165.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 334.047px; width: 209.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 659 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 334.047px; width: 196.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -569 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -675 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 340.67px; width: 158.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 359.17px; width: 158.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kj\u00f8pte utl\u00e5n, som f\u00f8lge av fusjon  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.0938px; top: 366.234px; width: 204.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 295 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 598 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.719px; top: 366.234px; width: 190.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 295 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 598 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 372.842px; width: 63.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">pr 01.08.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.625px; top: 391.578px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 632 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 632 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 391.357px; width: 69.3047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 646.219px; top: 391.578px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 632 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 632 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 409.857px; width: 80.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.719px; top: 410.078px; width: 197.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.996px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.96875px; top: 428.578px; width: 208.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 696 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 945 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 428.727px; width: 149.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 428.578px; width: 196.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 524 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 46 254 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:607.654296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 89.2656px; top: 0.0097656px; width: 570.1px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 463.23px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 43.3242px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 72px; top: 43.3242px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.766px; top: 43.3242px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3242px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 43.3242px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.922px; top: 43.3242px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.938px; top: 43.3242px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.016px; top: 43.3242px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.656px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 184.25px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.297px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.734px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 60.5879px; width: 164.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1211px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.75px; top: 69.1211px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.766px; top: 69.1211px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1211px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1211px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 601.719px; top: 69.1211px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.984px; top: 69.1211px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 69.1211px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 108.75px; width: 213.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 585 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 108.898px; width: 131.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 108.75px; width: 201.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 142.279px; width: 114.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 163.766px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -841 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 010 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 169 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 163.529px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 163.766px; width: 197.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 202 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 414 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 185.016px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -515 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 420 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 184.795px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 185.016px; width: 197.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -515 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 420 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 206.281px; width: 214.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 764 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 206.061px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 206.281px; width: 201.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 815 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 227.547px; width: 154.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 396 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 227.311px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 581.5px; top: 227.547px; width: 154.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 396 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 80.7344px; top: 248.797px; width: 143.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 248.576px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.562px; top: 248.797px; width: 143.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 270.062px; width: 202.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>-</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 269.826px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 270.062px; width: 189.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>-</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.53125px; top: 304.078px; width: 219.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 448 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 461 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 303.842px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 528.969px; top: 304.078px; width: 206.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 748 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 81</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 325.344px; width: 217.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 662 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 248 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -21 910 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 325.107px; width: 166.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 325.344px; width: 204.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 330 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.79884px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -19 969 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 344.982px; width: 165.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 352.062px; width: 207.322px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 352.062px; width: 194.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 061 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 358.67px; width: 158.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.625px; top: 391.531px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 391.311px; width: 69.3047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 646.219px; top: 391.531px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 412.561px; width: 178.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilbakef\u00f8ring av tidligere nedskrivning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 433.826px; width: 80.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 434.062px; width: 201.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.58px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 455.578px; width: 213.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 098 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 455.727px; width: 131.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 455.578px; width: 201.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 23 721 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 683 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 499.264px; width: 199.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 512.951px; width: 98.4492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.719px; top: 536.109px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 96 424 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 535.873px; width: 191.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 707.359px; top: 536.109px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 91 804 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 558.795px; width: 169.354px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 565.875px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 674 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 565.875px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 607 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 572.482px; width: 183.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.219px; top: 595.891px; width: 39.9258px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 098 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 596.039px; width: 131.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 708.891px; top: 595.891px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 95 410 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:381.451171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 70.25px; top: 0.0097656px; width: 88.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.891px; top: 0.0097656px; width: 92.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 72px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.766px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.922px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.938px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.016px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.656px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 184.25px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.297px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.734px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 60.5723px; width: 192.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.75px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.766px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 601.719px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.984px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 108.75px; width: 213.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 108.898px; width: 150.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 108.75px; width: 201.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 141.42px; width: 114.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 161.203px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -635 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 955 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 160.967px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 161.203px; width: 197.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -635 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 955 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 180.766px; width: 211.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.189px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 180.529px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 180.766px; width: 198.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 200.328px; width: 214.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 284 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 200.092px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 200.328px; width: 201.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 284 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 219.875px; width: 154.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 680 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 555 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 219.654px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 581.5px; top: 219.875px; width: 154.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 680 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 555 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.53125px; top: 259px; width: 220.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 401 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 258.764px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 528.969px; top: 259px; width: 207.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 401 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 278.562px; width: 217.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 152 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 278.326px; width: 166.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 278.562px; width: 204.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 152 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 297.357px; width: 165.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 304.422px; width: 198.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 657 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 304.422px; width: 185.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 657 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 311.045px; width: 158.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 131.625px; top: 349.859px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 349.623px; width: 69.3047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 646.219px; top: 349.859px; width: 94.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.78125px; top: 369.688px; width: 213.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 369.836px; width: 150.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 369.688px; width: 201.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:440.123046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 70.25px; top: 0.0097656px; width: 87.1465px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.891px; top: 0.0097656px; width: 91.3125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 72px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.766px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 200.328px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 585.922px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.938px; top: 43.3086px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.016px; top: 43.3086px; width: 27.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 68.6406px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 133.656px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 184.25px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 526.406px; top: 56.2148px; width: 35.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582.859px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 647.297px; top: 56.2148px; width: 31.1836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.734px; top: 56.2148px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 60.5723px; width: 190.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 86.75px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.766px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.062px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 601.719px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.984px; top: 69.1055px; width: 12.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.922px; top: 69.1055px; width: 26.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.96875px; top: 108.75px; width: 208.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 108.898px; width: 149.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 108.75px; width: 196.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 708 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3105px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 875 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 677 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 141.42px; width: 114.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 161.203px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 215 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 160.967px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 161.203px; width: 197.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -153 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 460 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 180.766px; width: 210.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 631 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 180.529px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 180.766px; width: 197.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 631 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.0938px; top: 200.312px; width: 206.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 213 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 480 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 200.092px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.719px; top: 200.312px; width: 193.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 532 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.0938px; top: 219.875px; width: 146.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 312 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 841 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 219.654px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 591px; top: 219.875px; width: 146.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 312 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 841 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 80.7344px; top: 239.438px; width: 143.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 239.217px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.562px; top: 239.438px; width: 143.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.1094px; top: 259px; width: 202.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>-</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 258.764px; width: 150.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.359px; top: 259px; width: 189.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.8241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>-</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.625px; top: 298.109px; width: 214.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 130 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 060 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 297.889px; width: 171.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang nye engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 298.109px; width: 202.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 409 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 317.672px; width: 218.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 968 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 758 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 317.451px; width: 166.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 530.75px; top: 317.672px; width: 205.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 636 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 817 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 336.482px; width: 165.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.2344px; top: 343.547px; width: 206.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 244 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 742 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 551.766px; top: 343.547px; width: 183.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 522 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 350.154px; width: 158.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 140.5px; top: 388.984px; width: 86.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 388.748px; width: 69.3047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konstaterte tap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 654.781px; top: 388.984px; width: 86.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 408.311px; width: 80.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 408.531px; width: 201.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.58px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.96875px; top: 428.359px; width: 208.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 846 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 141 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.609px; top: 428.508px; width: 149.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 535.141px; top: 428.359px; width: 194.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 863 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 453</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement migrere </span><span style=\"display:inherit;clear:left;\">til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsatte engasjement, </span><span style=\"display:inherit;clear:left;\">det vil i all vesentlighet si engasjement med individuell nedskrivning. Steg 2 </span><span style=\"display:inherit;clear:left;\">er for engasjement med vesentlig \u00f8kning i risiko fra innvilgelse. Banken har </span><span style=\"display:inherit;clear:left;\">tidligere brukt fem indikatorer for dette, men har etter endring av kjerne<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ban<span class=\"_ _0\"></span>klev<span class=\"_ _1\"></span>era<span class=\"_ _0\"></span>nd\u00f8r<span class=\"_ _1\"></span> endret til tre. Oversikt over \u00e5rsaker og hvilke som har </span><span style=\"display:inherit;clear:left;\">p\u00e5virket endringer mellom steg 1 og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:205.40234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 235.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 720.762px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.477px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5918px; width: 106.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 65.8125px; width: 330.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 97.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig \u00f8kning PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 87.0781px; width: 335.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 106.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 108.328px; width: 334.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 78.1054px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">22 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.373px; width: 146.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 117.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Manglende data p\u00e5 kunde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.889px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 172.109px; width: 232.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.789px; width: 23.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 193.641px; width: 241.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble flyttet fra steg 1 til steg 2 kun p\u00e5 grunn av den korresponderende faktoren <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">isolert sett, mens \u00abAndel totalt\u00bb viser hvor mange prosent av migrasjonen som den korresponderende faktoren var med enten alene, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller flere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _1\"></span>ilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer fra steg 2 <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til steg 1 (tilfriskning i perioden);</span><span style=\"display:inherit;clear:left;position:relative;height:205.40234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 447.859px; top: 0.0117187px; width: 235.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 25.4941px; width: 720.762px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 319.477px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Andel </span><span style=\"word-spacing: -0.3663px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">totalt </span></span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5762px; width: 193.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lengre</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 65.8125px; width: 331.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.8418px; width: 168.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 87.0781px; width: 117.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.107px; width: 116.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esentlig reduksjon i PD </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 108.328px; width: 335.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.0352px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.357px; width: 155.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 129.594px; width: 331.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 89.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F\u00e5tt data p\u00e5 kunden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 150.844px; width: 117.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 171.889px; width: 134.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 172.109px; width: 232.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.982px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 193.789px; width: 23.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 193.641px; width: 241.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.656px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2024 er det totalt 400 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 351 engasjement som migrerte. Dette er en positiv utvikling fra 2023, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">hvor tilsvarende tall var henholdsvis 526 og 350.</span><span style=\"display:inherit;clear:left;\">Sensitivitetsanalyser</span><span style=\"display:inherit;clear:left;\">Nedskrivningsmodellen for beregning av ECL<span class=\"_ _1\"></span> p\u00e5 engasjementene bygger </span><span style=\"display:inherit;clear:left;\">p\u00e5 flere kritiske forutsetninger<span class=\"_ _0\"></span>, herunder blant annet mi<span class=\"_ _1\"></span>sl<span class=\"_ _0\"></span>igh<span class=\"_ _0\"></span>ol<span class=\"_ _1\"></span>ds<span class=\"_ _0\"></span>san<span class=\"_ _0\"></span>nsy<span class=\"_ _0\"></span>n<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">lighet, tap ved mislighold og generell makroutvikling. Modellen og tapsesti<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ma<span class=\"_ _0\"></span>ten<span class=\"_ _0\"></span>e er s\u00e5ledes s\u00e5rbare for endringer i forutsetningene som er satt.</span><span style=\"display:inherit;clear:left;\">Banken har i l\u00f8pet av fjerde kvartal gjort en liten justering i hvordan makro<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>k<span class=\"_ _0\"></span>to<span class=\"_ _1\"></span>r<span class=\"_ _0\"></span> blir beregnet, hvor man har endret vektingen av hvordan de siste </span><span style=\"display:inherit;clear:left;\">tre historiske \u00e5rene blir vektet i modellen. Denne endringen er beregnet </span><span style=\"display:inherit;clear:left;\">til \u00e5 \u00f8ke tapsavsetningene noe, og skal redusere svingningene fra \u00e5r til \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I tillegg til endringen i beregningsmetodikken er ogs\u00e5 prognosene for </span><span style=\"display:inherit;clear:left;\">variablene som ligger til grunn i modellen oppdatert og tatt i bruk i fjerde </span><span style=\"display:inherit;clear:left;\">kvartal (se <span class=\"ls3\">note 8</span>). Disse variablene er hovedsakelig hentet fra SSB. </span><span style=\"display:inherit;clear:left;\">Prognoser for boligprisutviklingen p\u00e5virker modellens forventning til </span><span style=\"display:inherit;clear:left;\">fremtiden n\u00e5r det gjelder tap gitt mislighold da man forventer lavere tap </span><span style=\"display:inherit;clear:left;\">ved h\u00f8yere boligpriser<span class=\"_ _0\"></span>. Boligmarkedet er for tiden sterkt, og i de nye </span><span style=\"display:inherit;clear:left;\">prognosene er boligpriser justert opp, b\u00e5de lokalt og for Norge. Dette </span><span style=\"display:inherit;clear:left;\">bidrar til derfor til bedre forventninger til fremtiden, og dermed lavere </span><span style=\"display:inherit;clear:left;\">tapsavsetninger<span class=\"_ _0\"></span>. \u00d8kte oljeinvesteringer bidrar ogs\u00e5 positivt. P\u00e5 motsatt </span><span style=\"display:inherit;clear:left;\">side er arbeidsledighetstallene for Norge og pengemarkedsrenten justert </span><span style=\"display:inherit;clear:left;\">opp, noe som trekker tapsavsetningene opp.</span><span style=\"display:inherit;clear:left;\">For \u00e5 forst\u00e5 bedre hvordan portef\u00f8ljen kan ventes \u00e5 utvikle seg ved </span><span style=\"display:inherit;clear:left;\">endringer i ulike makro\u00f8konomiske scenarier<span class=\"_ _0\"></span>, har banken valgt \u00e5 foreta </span><span style=\"display:inherit;clear:left;\">sensitivitetsanalyser p\u00e5 avsetningene i steg 1 og 2, som er de mod<span class=\"_ _0\"></span>ell-</span><span style=\"display:inherit;clear:left;\">baserte avsetningene. Banken har sett p\u00e5 f\u00f8lgende faktorer og scenarier;</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Fremtiden blir som i dag (uendret forventning).</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Fremtiden blir som i det negative makro\u00f8konomiske scenariet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Fremtiden blir som i det positive makro\u00f8konomiske scenariet.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Misligholdssannsynlighet (PD) opp 10 %. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Misligholdssannsynlighet (PD) ned 10 %. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Boligprisene faller 20%.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Boligprisene faller 30%.</span><span style=\"display:inherit;clear:left;\">I de to justeringene av misligholdssannsynlighet antas det at misligholds-</span><span style=\"display:inherit;clear:left;\">sannsyn<span class=\"_ _1\"></span>lighete<span class=\"_ _1\"></span>n for alle kunder unntatt de som er i mislighold, \u00f8ker </span><span style=\"display:inherit;clear:left;\">henholdsvis minker 10%. </span><span style=\"display:inherit;clear:left;\">Forventningene til fremtiden som er benyttet reflekterer en forventning </span><span style=\"display:inherit;clear:left;\">om \u00f8kt mislighold og tap. I scenariet om at \u00abFremtiden blir som i dag\u00bb <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er forventningen = 1. Selv om dette i teorien er et n\u00f8ytralt scenario, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er det samtidig et relativt positivt scenario i og med at situasjonen i dag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for de fleste banker er at man har historisk lave tap og misligholdstall, </span><span style=\"display:inherit;clear:left;\">noe som og reflekteres i f\u00e5 antall konkurser blant bedrifter og relativt </span><span style=\"display:inherit;clear:left;\">lave inkassotall for privatpersoner<span class=\"_ _0\"></span>. Det er s\u00e5ledes mer optimistisk enn </span><span style=\"display:inherit;clear:left;\">hva som er bankens hovedforventning. Mens i det negative scenariet </span><span style=\"display:inherit;clear:left;\">vektes det negative scenariet fullt ut i beregningen av fremtiden. </span><span style=\"display:inherit;clear:left;\">Effektene m\u00e5les hele tiden opp mot hovedforventningen. </span><span style=\"display:inherit;clear:left;\">De to siste scenariene g\u00e5r p\u00e5 endring i boligprisene. Her testes forventet </span><span style=\"display:inherit;clear:left;\">tap mot henholdsvis 20 og 30 prosent prisfall.</span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen for tap i steg 1 og 2 er som f\u00f8lger<span class=\"_ _0\"></span>, fordelt p\u00e5 konsern samt segmentene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">personmarked (PM) og bedriftsmarked (BM);</span><span style=\"display:inherit;clear:left;position:relative;height:239.689453125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 418.125px; top: 0.0117187px; width: 134.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer sentrale forutsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 26.6133px; width: 34.3535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uendret </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 335.109px; top: 26.6133px; width: 36.5566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 414.797px; top: 26.6133px; width: 32.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positivt </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 512.859px; top: 26.6133px; width: 14.8008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 26.6133px; width: 14.8008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 652.688px; top: 26.6133px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.422px; top: 26.6133px; width: 25.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 243.188px; top: 39.5195px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forventning </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 344.453px; top: 39.5195px; width: 27.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 39.5195px; width: 27.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 479.125px; top: 39.5195px; width: 41.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 556.469px; top: 39.5195px; width: 41.1738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 652.688px; top: 39.5195px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 728.422px; top: 39.5195px; width: 25.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.8691px; width: 122.561px; white-space: pre; word-spacing: 0.075px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konse</span><span style=\"word-spacing: 0.075px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rn 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 52.4102px; width: 49.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til fremtiden</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 333.438px; top: 52.4102px; width: 32.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 410.531px; top: 52.4102px; width: 32.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 52.4102px; width: 20.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 582px; top: 52.4102px; width: 20.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 637.156px; top: 52.4102px; width: 37.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 20 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 714.219px; top: 52.4102px; width: 37.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 30 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 82.6855px; width: 165.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 82.9062px; width: 471.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-44,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.498px; width: 164.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 101.734px; width: 470.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-48,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">190,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.639px; width: 186.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 120.859px; width: 470.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-6,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-45,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,3 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.182px; width: 122.561px; white-space: pre; word-spacing: 0.075px; letter-spacing: 0px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konse</span><span style=\"word-spacing: 0.075px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rn 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 188.998px; width: 165.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 189.234px; width: 478.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-28,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,3 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.826px; width: 164.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265.125px; top: 208.047px; width: 471.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73,4 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 226.951px; width: 186.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 227.188px; width: 477.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-53,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24,7 %</span></span></span><span style=\"display:inherit;clear:left;\">Misligholdte og tapsutsatte engasjement (steg 3)</span><span style=\"display:inherit;clear:left;\">Sum av misligholdte engasjement over 90 dager og \u00f8vrige tapsutsatte engasjementer i steg 3;</span><span style=\"display:inherit;clear:left;position:relative;height:449.001953125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 426.234px; top: 0.0117187px; width: 251.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 8.48828px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 27.6367px; width: 359.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.3457px; width: 198.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.1185px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement f\u00f8r individuelle </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.0957px; width: 135.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (brutto):</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.357px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 101.594px; width: 367.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.623px; width: 151.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 122.844px; width: 367.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 484</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 861</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 144.523px; width: 263.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer f\u00f8r individuelle tapsnedskrivninger (brutto)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 367.031px; top: 144.375px; width: 365.912px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">332 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">255 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 675</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 711</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 186.236px; width: 171.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Individuelle tapsnedskrivninger p\u00e5:</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.779px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 208.016px; width: 363.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 796</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 746</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 542</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 229.045px; width: 151.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 229.281px; width: 363.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 819</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 375</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 465</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 250.945px; width: 186.229px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum individuelle tapsnedskrivninger (steg 3)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 250.797px; width: 363.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 178</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 836</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 292.658px; width: 209.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.1185px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement etter individuelle </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 308.408px; width: 131.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0.1185px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (netto):</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 329.951px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 330.188px; width: 367.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 866</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">227 553</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">165 871</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">225 308</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 351.217px; width: 151.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 351.453px; width: 367.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">136 571</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158 286</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">294 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">72 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154 396</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 373.117px; width: 265.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer etter individuelle tapsnedskrivninger (netto)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 367.031px; top: 372.969px; width: 365.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">299 258</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">223 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">522 410</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379 704</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 414.998px; width: 250.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad misligholdte engasjementer over 90 dg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 380.281px; top: 415.219px; width: 362.561px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 436.264px; width: 222.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad \u00f8vrige tapsutsatte engasjementer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 386.797px; top: 436.484px; width: 359.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__79-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Renterisiko</span><span style=\"display:inherit;clear:left;\">Renterisiko er risikoen for tap som oppst\u00e5r ved endringer i renteniv\u00e5et. </span><span style=\"display:inherit;clear:left;\">Risikoen oppst\u00e5r hovedsakelig fra fastrenteutl\u00e5n og finansiering med </span><span style=\"display:inherit;clear:left;\">fastrente. </span><span style=\"display:inherit;clear:left;\">Banken har tatt i bruk nye verkt\u00f8y for m\u00e5ling av renterisiko i l\u00f8pet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av 2024, tilpasset nye krav<span class=\"_ _0\"></span>. Renterisiko m\u00e5les derfor basert p\u00e5 seks </span><span style=\"display:inherit;clear:left;\">forskjellig scenarier:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Parallellforskyvning opp</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Parallellforskyvning ned</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Brattere (korte renter ned, lange renter opp)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Flatere (korte renter opp, lange renter ned)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Korte renter opp</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span>Korte renter ned</span><span style=\"display:inherit;clear:left;\">Risikoen m\u00e5les som det scenariet som til enhver tid gir h\u00f8yest tap. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For \u00e5 tilpasse til den nye metoden, og st\u00f8rre portef\u00f8lje som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">fusjon har styret justert opp rammen for renterisiko fra 21 til 30 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed \u00e5rsslutt var det korte renter opp som gav st\u00f8rst utslag <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med 23,6 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">I tillegg m\u00e5les ogs\u00e5 effekten av parallellskift opp og ned i rente <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 rentenetto. </span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ls3\">note 15</span> vedr\u00f8rende bankens bruk av derivater for sikring <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av sin renteeksponering.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>idspunkt frem til avtalt endring av rentebetingelser</span><span style=\"display:inherit;clear:left;position:relative;height:413.25390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 628.031px; top: 1.05859px; width: 48.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 94.0371px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 13.9648px; width: 327.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.734px; top: 13.9648px; width: 118.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.9199px; width: 186.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 49.1562px; width: 478.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 68.4824px; width: 203.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 68.7031px; width: 478.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.0449px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.875px; top: 88.2656px; width: 447.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 378 801</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">185 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">975 817</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">463 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 107.592px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 107.828px; width: 463.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">643 501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 560 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">207 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">277 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.404px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 688 444</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.154px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 127.391px; width: 461.414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">489 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 181 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-78 870</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-381 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.717px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.578px; top: 146.938px; width: 113.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 318 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 318 464</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.914px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 166.766px; width: 462.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 731 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 120 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">82 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 318 464</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 205.389px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 205.625px; width: 473.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 224.951px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 225.188px; width: 464.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 639 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 244.514px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 244.734px; width: 466.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 085 675</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 917 790</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">399 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 386 372</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 264.076px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 264.297px; width: 468.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 066 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 862 991</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-348 848</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 180 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-271 052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.512px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 283.623px; width: 52.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 642.578px; top: 283.859px; width: 106.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">307 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307 827</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.186px; width: 61.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.453px; top: 303.422px; width: 403.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.473px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 322.748px; width: 54.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.453px; top: 322.969px; width: 397.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.929px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 078 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 278 401</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.945px; width: 105.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 342.797px; width: 462.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 457 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 093 051</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">522 742</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">213 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 386 228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 702 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 361.857px; width: 194.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 362.094px; width: 467.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 149 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 708 854</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-478 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 140 797</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 067 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 302</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 381.42px; width: 113.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 266.688px; top: 381.656px; width: 465.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-576 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-681 631</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 062 896</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.451px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-35 302</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 401.633px; width: 88.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 401.484px; width: 397.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 726 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 027 223</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-208 549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-77 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 258</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 067 764</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:413.23828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 628.031px; top: 1.05859px; width: 48.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 94.0371px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 13.9648px; width: 327.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 621.734px; top: 13.9648px; width: 118.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.9199px; width: 186.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 49.1406px; width: 478.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 68.4824px; width: 203.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 68.7031px; width: 478.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.882px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.0293px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 329.766px; top: 88.2656px; width: 404.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 033 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">610 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 107.592px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 107.828px; width: 468.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">566 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 447 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.16px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 481 357</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.154px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 266.688px; top: 127.391px; width: 465.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-529 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 320 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-209 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">229 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.717px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 642.578px; top: 146.938px; width: 106.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">982 859</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.914px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 271.156px; top: 166.766px; width: 454.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">498 736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 802 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-62 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 307 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 205.389px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 205.625px; width: 473.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 224.951px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 225.172px; width: 458.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 047 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 244.514px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 244.734px; width: 466.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 246 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 503 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 922</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 185 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">599 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 264.061px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 266.688px; top: 264.297px; width: 463.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-272 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 257 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 274 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.3125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-830 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-762 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 530</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 283.623px; width: 52.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 642.578px; top: 283.859px; width: 106.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.186px; width: 61.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.453px; top: 303.422px; width: 403.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.473px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 322.748px; width: 54.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.453px; top: 322.969px; width: 397.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.929px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 524 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 624 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 342.945px; width: 105.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 262.781px; top: 342.797px; width: 461.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 071 196</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 230 864</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 652</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 364 191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.8398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-162 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 825 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 361.857px; width: 194.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 362.094px; width: 468.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 315 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 508 142</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 212 985</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">503</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 843 076</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 096</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 381.42px; width: 113.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 266.688px; top: 381.656px; width: 464.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-257 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 936 982</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 064 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 060 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.451px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 096</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 401.617px; width: 88.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 401.469px; width: 397.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-4 572 459</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 571 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148 297</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 558</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 843 076</span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _2\"></span>alutarisiko </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>alutarisiko er risikoen for tap som oppst\u00e5r ved endringer i valutakursene, </span><span style=\"display:inherit;clear:left;\">og bankens nettoverdier m\u00e5lt i norske kroner synker som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">endringene. Styret har fastsatt rammer som definerer risikotoleransen </span><span style=\"display:inherit;clear:left;\">relatert til valutaeksponering. Maksimal tillatt valutaeksponering er <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">2 millioner kroner per valuta og maksimal aggregert brutto valuta-</span><span style=\"display:inherit;clear:left;\">eksponering er 6 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rammene gjelder utelukkende for kunderelatert transaksjonsformidling. </span><span style=\"display:inherit;clear:left;\">Banken har ikke rammer for egenhandel i valuta. Det er ogs\u00e5 utarbeidet </span><span style=\"display:inherit;clear:left;\">retningslinjer omkring hvilke valutaer banken kan v\u00e6re eksponert mot. </span><span style=\"display:inherit;clear:left;\">Det er ikke utarbeidet sensitivitetsanalyser for valutarisiko i forhold til </span><span style=\"display:inherit;clear:left;\">endring i valutakurs da denne effekten er liten p\u00e5 grunn av bankens <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">lave netto valutaeksponering.</span><span style=\"display:inherit;clear:left;\">For \u00e5 sikre konsernets valuta utl\u00e5n/innl\u00e5n brukes valutaterminer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og valutabytteavtaler<span class=\"_ _0\"></span>. Siden det er en \u00f8kt kredittrisiko som f\u00f8lge <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av valutakurssvingninger for kunder med l\u00e5n i utenlandsk valuta, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">brukes sperrede innskudd som ekstra sikkerhet. Og dersom utviklingen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i valutakursene medf\u00f8rer at kundens l\u00e5n m\u00e5lt i NOK overstiger et <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forh\u00e5nd definert avvik fra hovedstol, blir kunden bedt om \u00e5 etablere </span><span style=\"display:inherit;clear:left;\">ekstra sikkerhet. <span class=\"_ _0\"></span>Alternativt blir hele engasjementet konvertert til NOK <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">n\u00e5r den avtalte grensen brytes.</span><span style=\"display:inherit;clear:left;\">B\u00e5de eiendeler<span class=\"_ _0\"></span>, gjeld og valutasikringer i utenlandsk valuta er verdi-</span><span style=\"display:inherit;clear:left;\">vurdert til dagskurs per 31.12.</span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs55 ls3\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:456.87109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 0.0117187px; width: 48.9902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 13.1758px; width: 66.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaposisjoner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 210.016px; top: 12.918px; width: 526.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3418px; width: 159.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 61.0293px; width: 31.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.7637px; width: 129.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.734px; top: 81.9844px; width: 525.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">423</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.717px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 104.953px; width: 254.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">10 063</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.2404px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 960</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 339</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.686px; width: 115.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 127.906px; width: 425.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">354 383</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152 145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 733</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.639px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.328px; top: 150.875px; width: 62.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 174.242px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 174.094px; width: 523.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">513 394</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 422</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 200</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.529px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 221.359px; top: 219.75px; width: 416.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">505</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 383.543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">505</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.482px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.734px; top: 242.719px; width: 532.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 562</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.217px; width: 126.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.889px; width: 69.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 297.623px; width: 52.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 320.592px; width: 61.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.545px; width: 54.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.148px; width: 105.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 367px; width: 531.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">49 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 562</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 214</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 387.248px; width: 117.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 394.312px; width: 526.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">464 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 178</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-327</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 832</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 365</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 198</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 400.92px; width: 75.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 421.654px; width: 61.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutasikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 421.891px; width: 536.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-457 956</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-150 272</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 343</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-100 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-67 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-133 751</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 445.258px; width: 104.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 213.078px; top: 445.109px; width: 522.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">564</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-327</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 227</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs55 ls3\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:456.85546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 0.0117187px; width: 48.9902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 13.1602px; width: 66.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaposisjoner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 210.016px; top: 12.9023px; width: 526.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5801px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3418px; width: 159.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 61.0137px; width: 31.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.748px; width: 129.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.734px; top: 81.9844px; width: 526.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">55 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">339</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 346</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.717px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 104.938px; width: 254.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 21</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.2404px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 226</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 922</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 063</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.67px; width: 115.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 127.906px; width: 425.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">370 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 812</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 454</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 150.623px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 234.328px; top: 150.859px; width: 62.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 174.227px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 174.078px; width: 523.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">545 307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2051px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 516</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 346</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.514px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 221.359px; top: 219.734px; width: 528.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">349</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 211.699px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.025px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.467px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.734px; top: 242.703px; width: 534.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 054</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.201px; width: 126.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.889px; width: 69.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 297.623px; width: 52.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 320.576px; width: 61.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 343.545px; width: 54.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.148px; width: 105.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 206.734px; top: 367px; width: 531.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.1719px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 170</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.189px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 387.232px; width: 117.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 200.969px; top: 394.297px; width: 525.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">494 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 439</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 334</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 400.92px; width: 75.6328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 421.639px; width: 61.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutasikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 421.875px; width: 536.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-494 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-186 843</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-108 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-65 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-90</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 445.242px; width: 104.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 218.188px; top: 445.094px; width: 517.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 244</span></span></span><span style=\"display:inherit;clear:left;\">Kursrisiko </span><span style=\"display:inherit;clear:left;\">Kursrisiko p\u00e5 verdipapirer er risikoen for tap som oppst\u00e5r ved endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i verdien p\u00e5 obligasjoner<span class=\"_ _0\"></span>, sertifikater og egenkapitalpapirer som konsernet </span><span style=\"display:inherit;clear:left;\">har investert i. Banken har etablert rammer for investeringer<span class=\"_ _0\"></span>. Rammene </span><span style=\"display:inherit;clear:left;\">for investeringer i verdipapirer utover likviditetsplassering er begrenset <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til maksimalt 250 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otal eksponering per utsteder beregnes ut fra Finanstilsynets modell <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for markedsrisiko og best\u00e5r av spreadendring per risikoklasse multiplisert </span><span style=\"display:inherit;clear:left;\">med l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Rammene for investeringer settes i konsernets finansstrategi, som <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er gjenstand for \u00e5rlig gjennomgang og godkjenning i bankens styre.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__83-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko.  V<span class=\"_ _0\"></span>aluta- og renterelaterte instrumenter </span><span style=\"display:inherit;clear:left;\">benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bankens utl\u00e5n til kunder </span><span style=\"display:inherit;clear:left;\">og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Alle rentebytteavtaler er i norske<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta. </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets </span><span style=\"display:inherit;clear:left;\">risikostyringsstrategi, en entydig identifikasjon av sikringsobjekt og </span><span style=\"display:inherit;clear:left;\">sikringsinstrument, en entydig beskrivelse av den sikrede risikoen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en beskrivelse av hvorfor sikringen er forventet \u00e5 v\u00e6re effektiv og en </span><span style=\"display:inherit;clear:left;\">beskrivelse av n\u00e5r og hvordan konsernet skal dokumentere at sikringen </span><span style=\"display:inherit;clear:left;\">har v\u00e6rt effektiv i regnskapsperioden og forventes \u00e5 v\u00e6re ef<span class=\"_ _1\"></span>fektiv i neste </span><span style=\"display:inherit;clear:left;\">regnskapsperiode.  Konsernet har definert den sikrede risikoen som </span><span style=\"display:inherit;clear:left;\">verdiendringer knyttet til NIBOR-komponenten av innl\u00e5nene. Si<span class=\"_ _0\"></span>kri<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">effektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rstegangs klassifise<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ring<span class=\"_ _0\"></span> og ved hver regnskapsavslutning. Ved virkelig verdisikring blir </span><span style=\"display:inherit;clear:left;\">sikrings <span class=\"_ _3e\"></span>instrumentet regnskapsf\u00f8rt til virkelig verdi, og verdien p\u00e5 sikrings-</span><span style=\"display:inherit;clear:left;\">ob<span class=\"_ _0\"></span>jek<span class=\"_ _0\"></span>tet<span class=\"_ _0\"></span> blir justert for verdiendringen knyttet til sikret risiko. Endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt som ineffektivitet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i sik<span class=\"_ _0\"></span>ring<span class=\"_ _1\"></span>sfo<span class=\"_ _0\"></span>hold<span class=\"_ _1\"></span>et. P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse </span><span style=\"display:inherit;clear:left;\">instrumentene i samsvar med konsernets rentestyring og reelle \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">utvikling. Eventuell ineffektivitet i bankens sikringsforhold kan oppst\u00e5 p\u00e5 </span><span style=\"display:inherit;clear:left;\">grunn av virkelig verdijusteringer av det flytende benet i sikringsinstrumentet. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 19<span class=\"ls55\"> for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 ytterligere opplysninger om </span></span></span><span style=\"display:inherit;clear:left;\">bankens sikringsbokf\u00f8ring nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha mot </span><span style=\"display:inherit;clear:left;\">hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>. Banken skal benytte solide og etablerte motparter med en </span><span style=\"display:inherit;clear:left;\">minimumsrating p\u00e5 <span class=\"_ _0\"></span>A<span class=\"_ _0\"></span> fra et anerkjent ratingbyr\u00e5. Det skal etableres CSA </span><span style=\"display:inherit;clear:left;\">(Credit Support <span class=\"_ _0\"></span>Annex) med alle motparter for \u00e5 sikre lavest mulig netto </span><span style=\"display:inherit;clear:left;\">eksponering ved en eventuell konkurs fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA<span class=\"_ _0\"></span> avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikke oppfyller</span><span style=\"display:inherit;clear:left;\">kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt benytter ogs\u00e5 ISDA<span class=\"_ _0\"></span> avtaler mot </span><span style=\"display:inherit;clear:left;\">motparter i forbindelse med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank </span><span style=\"display:inherit;clear:left;\">sikrer avtalene motregningsrett dersom motpartene misligholder sine </span><span style=\"display:inherit;clear:left;\">forpliktelser og det er ogs\u00e5 inng\u00e5tt CSA<span class=\"_ _0\"></span> tillegg i ISDA<span class=\"_ _0\"></span> avtalene med <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de finansielle motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.806640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 231.406px; top: 0.449219px; width: 475.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.203px; top: 27.0117px; width: 43.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 27.0117px; width: 28.3359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 437.234px; top: 27.0117px; width: 32.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 520.531px; top: 27.0117px; width: 43.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 27.0117px; width: 28.3359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 27.0117px; width: 32.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 383.484px; top: 40.1621px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 469.828px; top: 40.1621px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.578px; top: 40.1621px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.688px; top: 39.9023px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 682.219px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 39.9023px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 67.3125px; top: 70.7441px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.3887px; width: 60.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 70.625px; width: 491.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 245 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 932 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 057</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.5293px; width: 60.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 89.7656px; width: 489.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">197 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">593</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">474</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.67px; width: 152.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.795px; width: 148.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.57px; width: 104.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 147.422px; width: 491.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 442 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 507</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 139 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 530</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.4px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 166.061px; width: 160.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 166.297px; width: 495.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span></span></span><span style=\"display:inherit;clear:left;\">1  Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"fff ls78\"> <span class=\"_\"> </span> <span class=\"_ _45\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om </span><span style=\"display:inherit;clear:left;\">maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _3e\"></span>Bankens \u201dholdt til forfall\u201d portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;position:relative;height:363.51171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9023px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 38.9023px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 32.3691px; width: 166.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.96875px; top: 74.6094px; width: 123.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 099 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 74.3887px; width: 201.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 74.6094px; width: 123.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 702 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 95.6387px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 117.406px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 099 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 117.555px; width: 202.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.625px; top: 117.406px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 702 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.96875px; top: 138.391px; width: 124.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 062 137</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">903 460</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 138.24px; width: 208.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 138.391px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">949 061</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">789 355</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 180.922px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 180.686px; width: 207.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 180.922px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.3594px; top: 202.438px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 202.586px; width: 208.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 202.438px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 244.953px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 688 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 481 357</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 245.102px; width: 133.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.625px; top: 244.953px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 291 647</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 287.219px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,77 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 286.982px; width: 283.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 287.219px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,67 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,62 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.6406px; top: 308.469px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,33</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 308.248px; width: 315.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.641px; top: 308.469px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,27</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,42</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 329.734px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,48 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 329.498px; width: 290.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 329.734px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,48 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.6406px; top: 351px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 350.764px; width: 321.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.641px; top: 351px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer </span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:289.18359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.078px; top: 0.0117187px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0117187px; width: 57.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.36914px; width: 91.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.9023px; width: 28.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.266px; top: 12.9023px; width: 177.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.9023px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 76.4004px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brage </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Finans AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 47.5469px; width: 420.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">995610760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 467 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4512px; width: 75.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 66.6875px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 560</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 69.1875px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 85.8125px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 834</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 158.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 104.953px; width: 421.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 880</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 157.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittforeningen for Sparebanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 124.094px; width: 425.15px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">986918930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.512px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 178.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kvinesdal Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 143.219px; width: 424.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937894805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.512px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.123px; width: 135.668px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 162.359px; width: 423.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">144</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 183.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 181.484px; width: 421.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 954 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 035</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.389px; width: 71.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 738.234px; top: 200.625px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 220.164px; width: 177.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 220.016px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.654px; width: 86.5312px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 238.891px; width: 423.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 617</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.795px; width: 82.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt B</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 258.031px; width: 421.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,56 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 764</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 277.57px; width: 80.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 277.422px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">379 920</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:231.79296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.078px; top: 0.0117187px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0117187px; width: 57.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.38477px; width: 91.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.918px; width: 28.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.266px; top: 12.918px; width: 177.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.918px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 75.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 47.5625px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,42 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4668px; width: 69.1875px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 66.6875px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 351</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,19 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 158.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 85.8281px; width: 421.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 135.668px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 104.953px; width: 423.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 183.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 124.094px; width: 421.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 392 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,78 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 449</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 71.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 744.328px; top: 143.234px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.773px; width: 177.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 162.625px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">136 524</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 86.5312px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 181.5px; width: 423.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.404px; width: 82.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt B</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 200.625px; width: 421.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">283 51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,44 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 220.18px; width: 80.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 220.031px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">175 236</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet. For netto verdiendring av investeringene, se <span class=\"ls3\">note 19. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otal kostpris for aksjene utgj\u00f8r 263,9 (72,4) millioner kroner. Kostpris for </span><span style=\"display:inherit;clear:left;\">rentefondene utgj\u00f8r 48,4 (35,6) millioner kroner<span class=\"_ _0\"></span>. Banken har ikke vesentlig </span><span style=\"display:inherit;clear:left;\">innflytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS <span class=\"_ _0\"></span>AS gjennom EIKA<span class=\"_ _0\"></span> VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer som felles holdingsselskap for EIKA<span class=\"_ _0\"></span> bankene. <span class=\"_ _0\"></span>Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept <span class=\"_ _0\"></span>AS og Vipps <span class=\"_ _0\"></span>AS tilbake i 2018. </span><span style=\"display:inherit;clear:left;\">28.oktober 2024 kj\u00f8pte Rogaland Sparebank 4 % av aksjene i Brage</span><span style=\"display:inherit;clear:left;\">Finans <span class=\"_ _0\"></span>AS, og er dermed tredje st\u00f8rste eieren i selskapet. Brage Finans <span class=\"_ _0\"></span>AS<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">er landets tredje st\u00f8rste akt\u00f8r innen leasing. Banken har i tillegg til \u00e5 bli</span><span style=\"display:inherit;clear:left;\">deleier i Brage Finans <span class=\"_ _0\"></span>AS inng\u00e5tt en distribusjonsavtale av leasing-pro<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">duktene til bedriftsmarkedet. Rogaland Sparebank g\u00e5r inn i styret i Brage</span><span style=\"display:inherit;clear:left;\">Finans med \u00e9n representant. Samlet kj\u00f8pesum for aksjene utgjorde</span><span style=\"display:inherit;clear:left;\">171 millioner kroner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__82": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle derivater  </span><span style=\"display:inherit;clear:left;\">og sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko.  V<span class=\"_ _0\"></span>aluta- og renterelaterte instrumenter </span><span style=\"display:inherit;clear:left;\">benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bankens utl\u00e5n til kunder </span><span style=\"display:inherit;clear:left;\">og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enkelte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Alle rentebytteavtaler er i norske<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta. </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets </span><span style=\"display:inherit;clear:left;\">risikostyringsstrategi, en entydig identifikasjon av sikringsobjekt og </span><span style=\"display:inherit;clear:left;\">sikringsinstrument, en entydig beskrivelse av den sikrede risikoen, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">en beskrivelse av hvorfor sikringen er forventet \u00e5 v\u00e6re effektiv og en </span><span style=\"display:inherit;clear:left;\">beskrivelse av n\u00e5r og hvordan konsernet skal dokumentere at sikringen </span><span style=\"display:inherit;clear:left;\">har v\u00e6rt effektiv i regnskapsperioden og forventes \u00e5 v\u00e6re ef<span class=\"_ _1\"></span>fektiv i neste </span><span style=\"display:inherit;clear:left;\">regnskapsperiode.  Konsernet har definert den sikrede risikoen som </span><span style=\"display:inherit;clear:left;\">verdiendringer knyttet til NIBOR-komponenten av innl\u00e5nene. Si<span class=\"_ _0\"></span>kri<span class=\"_ _0\"></span>ngs<span class=\"_ _0\"></span>-</span><span style=\"display:inherit;clear:left;\">effektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rstegangs klassifise<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ring<span class=\"_ _0\"></span> og ved hver regnskapsavslutning. Ved virkelig verdisikring blir </span><span style=\"display:inherit;clear:left;\">sikrings <span class=\"_ _3e\"></span>instrumentet regnskapsf\u00f8rt til virkelig verdi, og verdien p\u00e5 sikrings-</span><span style=\"display:inherit;clear:left;\">ob<span class=\"_ _0\"></span>jek<span class=\"_ _0\"></span>tet<span class=\"_ _0\"></span> blir justert for verdiendringen knyttet til sikret risiko. Endringer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt som ineffektivitet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i sik<span class=\"_ _0\"></span>ring<span class=\"_ _1\"></span>sfo<span class=\"_ _0\"></span>hold<span class=\"_ _1\"></span>et. P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse </span><span style=\"display:inherit;clear:left;\">instrumentene i samsvar med konsernets rentestyring og reelle \u00f8konomiske </span><span style=\"display:inherit;clear:left;\">utvikling. Eventuell ineffektivitet i bankens sikringsforhold kan oppst\u00e5 p\u00e5 </span><span style=\"display:inherit;clear:left;\">grunn av virkelig verdijusteringer av det flytende benet i sikringsinstrumentet. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ls3 ws2\">note 19<span class=\"ls55\"> for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 ytterligere opplysninger om </span></span></span><span style=\"display:inherit;clear:left;\">bankens sikringsbokf\u00f8ring nedenfor<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha mot </span><span style=\"display:inherit;clear:left;\">hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>. Banken skal benytte solide og etablerte motparter med en </span><span style=\"display:inherit;clear:left;\">minimumsrating p\u00e5 <span class=\"_ _0\"></span>A<span class=\"_ _0\"></span> fra et anerkjent ratingbyr\u00e5. Det skal etableres CSA </span><span style=\"display:inherit;clear:left;\">(Credit Support <span class=\"_ _0\"></span>Annex) med alle motparter for \u00e5 sikre lavest mulig netto </span><span style=\"display:inherit;clear:left;\">eksponering ved en eventuell konkurs fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA<span class=\"_ _0\"></span> avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikke oppfyller</span><span style=\"display:inherit;clear:left;\">kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt benytter ogs\u00e5 ISDA<span class=\"_ _0\"></span> avtaler mot </span><span style=\"display:inherit;clear:left;\">motparter i forbindelse med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank </span><span style=\"display:inherit;clear:left;\">sikrer avtalene motregningsrett dersom motpartene misligholder sine </span><span style=\"display:inherit;clear:left;\">forpliktelser og det er ogs\u00e5 inng\u00e5tt CSA<span class=\"_ _0\"></span> tillegg i ISDA<span class=\"_ _0\"></span> avtalene med <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">de finansielle motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.806640625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 231.406px; top: 0.449219px; width: 475.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 238.203px; top: 27.0117px; width: 43.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 27.0117px; width: 28.3359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 437.234px; top: 27.0117px; width: 32.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 520.531px; top: 27.0117px; width: 43.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 27.0117px; width: 28.3359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 27.0117px; width: 32.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 383.484px; top: 40.1621px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 469.828px; top: 40.1621px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.578px; top: 40.1621px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.688px; top: 39.9023px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 682.219px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 39.9023px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 311.5px; top: 39.9023px; width: 60.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 67.3125px; top: 70.7441px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.3887px; width: 60.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 70.625px; width: 491.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 245 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 932 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 057</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.5293px; width: 60.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alutaavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 89.7656px; width: 489.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">197 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">593</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">474</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 108.67px; width: 152.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.795px; width: 148.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 147.57px; width: 104.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 241.453px; top: 147.422px; width: 491.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 442 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 507</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 139 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 530</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 166.4px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.67188px; top: 166.061px; width: 160.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 166.297px; width: 495.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span></span></span><span style=\"display:inherit;clear:left;\">1  Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om bankens sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Banken benytter virkelig verdisikring, hvor verdipapirutstedelsene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">inng\u00e5r i et sikringsforhold med individuelt tilpassede sikringsderivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">I alle bankens sikringsforhold per 31.12.2024 har sikringsobjektet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sikringsinstrumentet samme hovedstol samt lik durasjon og kupong </span><span style=\"display:inherit;clear:left;\">p\u00e5 det faste benet (1:1 sikring). Den faste renten byttes til flytende rente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tre m\u00e5neders basis. </span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs55 ls3\">31.12.2024</span></span><span style=\"display:inherit;clear:left;position:relative;height:358.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 234.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 16.7617px; width: 170.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 21.918px; width: 82.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 172.938px; top: 34.8086px; width: 66.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 690.281px; top: 34.8086px; width: 58.6348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.9727px; width: 59.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 189.359px; top: 47.7148px; width: 50.4082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 47.7148px; width: 64.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 691.438px; top: 47.7148px; width: 56.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.8789px; width: 42.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 60.6211px; width: 43.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 323.156px; top: 60.6211px; width: 140.285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.422px; top: 60.6211px; width: 41.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 60.6211px; width: 52.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.0293px; width: 57.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 95.2656px; width: 273.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.244px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.25px; top: 95.0293px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 721.641px; top: 95.2656px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(2 615)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 114.805px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.422px; top: 114.656px; width: 545.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 195.363px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 242.285px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(2 615)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.088px; width: 207.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 419.344px; top: 162.184px; width: 78.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 162.184px; width: 82.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 175.074px; width: 46.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 175.074px; width: 81.5508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 690.281px; top: 175.074px; width: 58.6348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 172.938px; top: 187.98px; width: 66.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 187.98px; width: 75.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 187.98px; width: 90.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 187.98px; width: 64.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 691.438px; top: 187.98px; width: 56.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 201.131px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.045px; top: 200.871px; width: 2.54883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.129px; width: 78.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 162.516px; top: 200.871px; width: 69.9492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 200.871px; width: 32.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 200.871px; width: 86.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.422px; top: 200.871px; width: 41.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 200.871px; width: 52.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.779px; width: 157.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 255.748px; width: 104.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld i NOK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 255.984px; width: 270.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 060 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (123 492) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.25px; top: 255.748px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 729.891px; top: 255.984px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 316</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.539px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.422px; top: 275.391px; width: 541.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 060 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(123 492)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.867px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 316</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.666px; width: 259.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 346.961px; width: 330.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 728.422px; top: 346.812px; width: 25.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (299)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs55 ls3\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:380.888671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 234.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 305.5px; top: 16.7461px; width: 170.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 21.9023px; width: 82.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 172.938px; top: 34.8086px; width: 66.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 690.281px; top: 34.8086px; width: 58.6348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.957px; width: 59.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 189.359px; top: 47.6992px; width: 50.4082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 47.6992px; width: 64.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 691.438px; top: 47.6992px; width: 56.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 60.8633px; width: 42.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 60.6055px; width: 43.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 323.156px; top: 60.6055px; width: 140.285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.422px; top: 60.6055px; width: 41.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 60.6055px; width: 52.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.1387px; width: 57.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 97.375px; width: 270.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.25px; top: 97.1387px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 723.344px; top: 97.375px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 168</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.18px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.422px; top: 121.031px; width: 542.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.049px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 168</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.822px; width: 207.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 419.344px; top: 170.668px; width: 78.7148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 170.668px; width: 82.6992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 312.938px; top: 183.574px; width: 46.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 183.574px; width: 81.5508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 690.281px; top: 183.574px; width: 58.6348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 172.938px; top: 196.465px; width: 66.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 196.465px; width: 75.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 196.465px; width: 90.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 196.465px; width: 64.5938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 691.438px; top: 196.465px; width: 56.0684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 365.656px; top: 209.631px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.045px; top: 209.371px; width: 2.54883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 209.629px; width: 78.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 162.516px; top: 209.371px; width: 69.9492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 209.371px; width: 32.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 209.371px; width: 86.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 613.422px; top: 209.371px; width: 41.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 696.188px; top: 209.371px; width: 52.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 243.404px; width: 157.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 264.873px; width: 104.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld i NOK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 265.109px; width: 270.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 705 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 662 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.8574px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (121 176) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.25px; top: 264.873px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 715.969px; top: 265.109px; width: 37.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(23 217)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 288.914px; width: 18.9785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 199.422px; top: 288.766px; width: 540.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 705 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 662 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0293px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(121 176)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 236.906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(23 217)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 331.65px; width: 259.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 369.273px; width: 330.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 369.125px; width: 33.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (1 049)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__84": {
   "value": "<span style=\"display:inherit;clear:left;\">Likviditetsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er risikoen for tap som f\u00f8lge av at banken ikke klarer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 innfri alle betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til ekstra kostnader<span class=\"_ _0\"></span>, eller at banken ikke klarer \u00e5 finansiere planlagt </span><span style=\"display:inherit;clear:left;\">utl\u00e5nsvekst.</span><span style=\"display:inherit;clear:left;\">Bankens styre har fastsatt rammer som likviditetsrisikoen m\u00e5les <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og styres mot. Det er etablert rammer innen f\u00f8lgende omr\u00e5der:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Liquidity Coverage Ratio </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Net Stable Funding Ratio</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Likviditetsrammer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Stresstest</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Fremmedfinansiering </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Konsentrasjonsrisiko </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Innskudd (m\u00e5lsetning omkring innskuddsdekning)</span></span><span style=\"display:inherit;clear:left;\">Liquidity Coverage Ratio (LCR)</span><span style=\"display:inherit;clear:left;\">LCR adresserer viktigheten av \u00e5 ha en beholdning av likvide eiendeler </span><span style=\"display:inherit;clear:left;\">av h\u00f8y kvalitet for \u00e5 overleve en likviditetsutgang i en stressperiode <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 30 dager<span class=\"_ _0\"></span>. Konsernets m\u00e5lsetting til LCR er satt til minimum 1<span class=\"_ _0\"></span>10 % <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for alle valutaer samlet. Det vil si at banken skal ha umiddelbart likvide </span><span style=\"display:inherit;clear:left;\">midler som m\u00f8ter og overg\u00e5r den nevnte stressete likviditetsutgangen.</span><span style=\"display:inherit;clear:left;\">Net Stable Funding Ratio (NSFR)</span><span style=\"display:inherit;clear:left;\">NSFR tar for seg viktigheten av \u00e5 ha stabile langsiktige fundingkilder </span><span style=\"display:inherit;clear:left;\">over ett \u00e5r<span class=\"_ _0\"></span>. Konsernet har en m\u00e5lsetning om \u00e5 til enhver tid ha en NSFR </span><span style=\"display:inherit;clear:left;\">p\u00e5 over 105 %.</span><span style=\"display:inherit;clear:left;\">Likviditetsrammer</span><span style=\"display:inherit;clear:left;\">Banken har definerte likviditetsrammer for minimum beholdning av </span><span style=\"display:inherit;clear:left;\">likviditet hvis man tar hensyn til forfall av fremmedfinansiering samt </span><span style=\"display:inherit;clear:left;\">kjente inn- og utbetalinger<span class=\"_ _0\"></span>. Likvider skal minimum utgj\u00f8re forfall av </span><span style=\"display:inherit;clear:left;\">fremmedfinansiering samt kjente inn- og utbetalinger innenfor 3 m\u00e5neder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Strategisk likviditet skal minimum utgj\u00f8re forfall av fremmedfinansiering </span><span style=\"display:inherit;clear:left;\">samt kjente inn- og utbetalinger innenfor 6 m\u00e5neder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Stresstest</span><span style=\"display:inherit;clear:left;\">Det utf\u00f8res stresstester som viser konsernets behov for likviditetsreserve </span><span style=\"display:inherit;clear:left;\">med utgangspunkt i fremtidsscenarioer knyttet til lavkonjunktur<span class=\"_ _0\"></span>. Konsernet </span><span style=\"display:inherit;clear:left;\">har definert rammer for hvor lang tid konsernet skal kunne driftes uten </span><span style=\"display:inherit;clear:left;\">tilf\u00f8rsel av kapital gitt definerte stressituasjoner<span class=\"_ _0\"></span>, og med en definert </span><span style=\"display:inherit;clear:left;\">minimumsbeholdning av likviditet.</span><span style=\"display:inherit;clear:left;\">Likviditet stresses ut fra tre typer kriser<span class=\"_ _0\"></span>, med ulike scenarier:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Bankkrise (utfordrende og meget utfordrende scenario)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Markedskrise (utfordrende og meget utfordrende scenario)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Kombinert krise (Ekstremt scenario)</span></span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering og konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering via ulike innl\u00e5nsinstrumenter i kapitalmarkedet </span><span style=\"display:inherit;clear:left;\">benyttes som et supplement til innskuddsfinansiering. Banken har som </span><span style=\"display:inherit;clear:left;\">styringsm\u00e5l \u00e5 holde en balansert forfallsstruktur p\u00e5 sin innl\u00e5nsportef\u00f8lje </span><span style=\"display:inherit;clear:left;\">fra kapitalmarkedet. Forfall p\u00e5 innl\u00e5n varieres, og banken refinansierer </span><span style=\"display:inherit;clear:left;\">disse i god tid f\u00f8r forfall for \u00e5 redusere likviditetsrisikoen.</span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisikoen styres ogs\u00e5 gjennom spredning av innl\u00e5nene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ulike markeder<span class=\"_ _0\"></span>, innl\u00e5nskilder<span class=\"_ _0\"></span>, instrumenter og l\u00f8petider.</span><span style=\"display:inherit;clear:left;\">Innskudd</span><span style=\"display:inherit;clear:left;\">For \u00e5 v\u00e6re mindre avhengig av fremmedfinansiering er det satt m\u00e5ltall </span><span style=\"display:inherit;clear:left;\">for innskuddsdekning i Rogaland Sparebank konsernet p\u00e5 50 %. Samtidig </span><span style=\"display:inherit;clear:left;\">er det fastsatt rammer for omfang av store innskudd, for dette form\u00e5l </span><span style=\"display:inherit;clear:left;\">definert som innskudd over 50 millioner kroner<span class=\"_ _0\"></span>, for \u00e5 redusere likviditets<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">risikoen.</span><span style=\"display:inherit;clear:left;\">Andre forhold</span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko, som oppst\u00e5r blant annet i forbindelse med betalings-</span><span style=\"display:inherit;clear:left;\">formidling som et resultat av at ikke alle transaksjoner skjer i samtid og <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i forbindelse med derivathandler<span class=\"_ _0\"></span>, medf\u00f8rer ogs\u00e5 motpartsrisiko. Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank har gjennom International Swap Dealer <span class=\"_ _0\"></span>Association (ISDA) </span><span style=\"display:inherit;clear:left;\">avtaler med sine st\u00f8rste motparter i derivathandler<span class=\"_ _0\"></span>. Slike avtaler gir </span><span style=\"display:inherit;clear:left;\">reduksjon av oppgj\u00f8rsrisikoen i forbindelse med derivathandler<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det er utarbeidet egen likviditetsstrategi som styret behandler minimum </span><span style=\"display:inherit;clear:left;\">\u00e5rlig etter oppdateringer foresl\u00e5tt av leder for risikostyring og leder for </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _1\"></span>reasury<span class=\"_ _0\"></span>. I likviditetsstrategien fastsettes rammer som tar hensyn til </span><span style=\"display:inherit;clear:left;\">fremtidig likviditetsbehov<span class=\"_ _0\"></span>. Etterlevelse av rammer overv\u00e5kes i risikorap<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">porter og rapporteres minst kvartalsvis til bankens styre og risikoutvalg.</span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en egen beredskapsplan som skal sikre konkret </span><span style=\"display:inherit;clear:left;\">handling i eventuelle likviditetskriser<span class=\"_ _0\"></span>. Beredskapsplanen er godkjent av </span><span style=\"display:inherit;clear:left;\">bankens styre. Likviditetskrise inneb\u00e6rer at banken kommer i en situasjon </span><span style=\"display:inherit;clear:left;\">hvor det ikke er tilgjengelig likviditet for \u00e5 m\u00f8te bankens l\u00f8pende forplik<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">te<span class=\"_ _0\"></span>lser<span class=\"_ _0\"></span> eller tilfredsstillende likviditet for \u00e5 gjennomf\u00f8re beta<span class=\"_ _0\"></span>lings<span class=\"_ _0\"></span>trans<span class=\"_ _0\"></span>ak<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner for sine kunder<span class=\"_ _0\"></span>. Beredskapsplanen skal blant annet sikre informa<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sjo<span class=\"_ _0\"></span>nsfl<span class=\"_ _1\"></span>yt til bankens ledergruppe og styre, samt gi klare ansvarsomr\u00e5der<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">til de enkelte omr\u00e5dene i banken. Informasjonsflyt og plassering av ansvar </span><span style=\"display:inherit;clear:left;\">skal hjelpe banken til \u00e5 ta beslutninger for \u00e5 fors\u00f8ke \u00e5 erstatte tapte </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer p\u00e5 et korrekt og tilstrekkelig informasjonsgrunnlag.</span><span style=\"display:inherit;clear:left;\">Likviditetsstyringsprosess</span><span style=\"display:inherit;clear:left;\">Ansvaret for konsernets daglige likviditetsstyring er lagt i treasuryavdelingen. </span><span style=\"display:inherit;clear:left;\">Avdelingen f\u00f8lger daglig opp konsernets kontantstr\u00f8m for \u00e5 p\u00e5se at daglige </span><span style=\"display:inherit;clear:left;\">utbetalinger kan gjennomf\u00f8res. En slik oppf\u00f8lging inkluderer tett dialog </span><span style=\"display:inherit;clear:left;\">med bankens kredittavdelinger<span class=\"_ _0\"></span>, samt daglig kontakt med innl\u00e5nsmarkedet.</span><span style=\"display:inherit;clear:left;\">Som et ledd i likviditetsstyringen forvalter ogs\u00e5 treasuryavdelingen bankens </span><span style=\"display:inherit;clear:left;\">portef\u00f8lje av strategisk likviditet. Inkludert i denne portef\u00f8ljen er likvide </span><span style=\"display:inherit;clear:left;\">verdipapirer som raskt kan tas i bruk som likviditet ved eventuelle uventede </span><span style=\"display:inherit;clear:left;\">negative hendelser som p\u00e5virker bankens kontantstr\u00f8m.</span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">Restl\u00f8petid p\u00e5 hovedposter</span><span style=\"display:inherit;clear:left;position:relative;height:187.46484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 0.0117187px; width: 43.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 2.67578px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 12.9023px; width: 327.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 12.9023px; width: 100.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.2168px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 47.4531px; width: 473.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5137px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 255.641px; top: 65.7344px; width: 478.617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 604 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 270 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">453 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 865</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 334 944</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7949px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 350.578px; top: 84.0156px; width: 380.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">57 462</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 986 017</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 945 287</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 100 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.076px; width: 52.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 642.578px; top: 102.297px; width: 106.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">307 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307 827</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.357px; width: 61.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 493.062px; top: 120.594px; width: 254.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.65px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.639px; width: 161.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 138.875px; width: 458.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 213</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">362 350</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.92px; width: 157.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 157.156px; width: 457.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">66 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 491</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">198 647</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.852px; width: 70.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 175.703px; width: 465.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 789 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 475 995</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 656 900</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 805 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 133 505</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 169 150</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:187.46484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 0.0117187px; width: 43.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 2.67578px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 252.922px; top: 12.9023px; width: 327.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 12.9023px; width: 100.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.2324px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 47.4531px; width: 473.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.969px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.5137px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 255.641px; top: 65.7344px; width: 478.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 722 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 449 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">380 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7949px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 344.453px; top: 84.0156px; width: 387.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 301 657</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 348 550</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">599 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.076px; width: 52.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 642.578px; top: 102.297px; width: 106.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 120.357px; width: 61.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 493.062px; top: 120.594px; width: 254.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.65px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.639px; width: 161.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 138.875px; width: 458.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">57 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 510</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 535</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.92px; width: 157.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 157.156px; width: 457.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 414</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">225 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 480</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">555 726</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.852px; width: 70.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 257.109px; top: 175.703px; width: 465.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 864 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 792 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 899 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 084 493</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">663 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9238px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 605 975</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>Kontantstr\u00f8mmer knyttet til forpliktelser med avtalt l\u00f8petid er basert p\u00e5 nominelle kontraktsst\u00f8rrelser inklusiv estimerte rentebetalinger frem til forfall.  </span></span><span style=\"display:inherit;clear:left;\">Utbetalinger inkluderer ikke ubenyttede trekkrettigheter og l\u00e5netilsagn.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__91-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:672.099609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 35.5312px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 21.6035px; width: 121.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 87.8906px; width: 263.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 107.438px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 107.217px; width: 207.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 107.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.859px; width: 126.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 865 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 467 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 127.623px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.266px; top: 127.859px; width: 124.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 048 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 148.266px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 768 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 148.029px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 148.266px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 168.672px; width: 104.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (45)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 168.436px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 622.297px; top: 168.672px; width: 103.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 189.344px; width: 124.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 919 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 514 154 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 189.492px; width: 206.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 189.344px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 140 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 235.859px; width: 213.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 255.406px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 255.186px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 255.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 275.828px; width: 118.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 162 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 733</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 275.592px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.266px; top: 275.828px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 296.234px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 569 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 523 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 295.998px; width: 308.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 296.234px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">58 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 316.641px; width: 103.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 442 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 316.404px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.703px; top: 316.641px; width: 98.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">296</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">275 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">215 573</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 337.461px; width: 169.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">246 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 195 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 729 727</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 378.289px; width: 79.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 386 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 424.656px; width: 92.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 443.014px; width: 241.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 654 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 573 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 456.701px; width: 137.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 484 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 997 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 476.154px; width: 321.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 500 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 496.561px; width: 281.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 516.967px; width: 324.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 803 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 599 518 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 537.389px; width: 285.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 158 254 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 452.141px; top: 558.135px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 565 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 803 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 557.795px; width: 245.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 578.201px; width: 194.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 483 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 647 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 598.607px; width: 98.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 127.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 476 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 159 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 619.664px; width: 82.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 619.516px; width: 119.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 797 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">718 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 660.477px; width: 83.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">589 654</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer </span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer som </span><span style=\"display:inherit;clear:left;\">behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Transaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:315.880859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 24.1406px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 21.6191px; width: 154.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 16.2812px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 74.2344px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 082</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 73.998px; width: 77.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiprovisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.344px; top: 74.2344px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 082</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 93.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 93.1387px; width: 165.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirformidling og forvaltning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.344px; top: 93.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 112.5px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 470</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 112.279px; width: 91.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsformidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 112.5px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 440</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 131.641px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 131.404px; width: 47.4902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forsikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 131.641px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 150.766px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 150.545px; width: 66.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre gebyrer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 150.766px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 863</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 094</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 169.906px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">80 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 169.67px; width: 225.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 169.906px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">92 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.09375px; top: 189.031px; width: 114.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 619</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 188.811px; width: 232.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.172px; top: 189.031px; width: 114.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 619</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.78125px; top: 208.438px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 057</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 208.586px; width: 229.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 208.438px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 246.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 844</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 246.201px; width: 77.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 265.578px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 689</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 265.342px; width: 203.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.78125px; top: 284.969px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 533</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 285.117px; width: 195.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 304.109px; width: 115.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 304.258px; width: 131.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 304.109px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span></span><span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:151.115234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 21.6035px; width: 127.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 928 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 895 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 75.0605px; width: 92.0918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 96.3262px; width: 74.6895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 450.094px; top: 117.779px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 117.701px; width: 225.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 051 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 139.492px; width: 87.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 621 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3. For mer info se note 47.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__90": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:672.099609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 35.5312px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 21.6035px; width: 121.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 87.8906px; width: 263.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 107.438px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 107.217px; width: 207.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 107.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.859px; width: 126.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 865 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 467 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 127.623px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.266px; top: 127.859px; width: 124.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 048 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 148.266px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 768 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 148.029px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 148.266px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 168.672px; width: 104.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (45)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 168.436px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 622.297px; top: 168.672px; width: 103.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 189.344px; width: 124.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 919 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 514 154 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 189.492px; width: 206.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 189.344px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 140 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 235.859px; width: 213.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 255.406px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 255.186px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 255.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 275.828px; width: 118.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 162 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 733</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 275.592px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.266px; top: 275.828px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 296.234px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 569 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 523 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 295.998px; width: 308.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 296.234px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">58 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 316.641px; width: 103.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 442 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 316.404px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.703px; top: 316.641px; width: 98.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">296</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">275 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">215 573</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 337.461px; width: 169.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">246 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 195 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 729 727</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 378.289px; width: 79.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 386 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 424.656px; width: 92.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 443.014px; width: 241.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 654 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 573 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 456.701px; width: 137.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 484 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 997 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 476.154px; width: 321.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 500 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 496.561px; width: 281.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 516.967px; width: 324.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 803 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 599 518 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 537.389px; width: 285.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 158 254 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 452.141px; top: 558.135px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 565 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 803 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 557.795px; width: 245.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 578.201px; width: 194.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 483 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 647 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 598.607px; width: 98.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 127.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 476 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 159 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 619.664px; width: 82.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 619.516px; width: 119.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 797 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">718 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 660.477px; width: 83.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">589 654</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__89": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:672.099609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 35.5312px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 21.6035px; width: 121.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 87.8906px; width: 263.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 107.438px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 107.217px; width: 207.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 107.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.859px; width: 126.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 865 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 467 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 127.623px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.266px; top: 127.859px; width: 124.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 048 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 148.266px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 768 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 148.029px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 148.266px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 168.672px; width: 104.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (45)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 168.436px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 622.297px; top: 168.672px; width: 103.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 189.344px; width: 124.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 919 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 514 154 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 189.492px; width: 206.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 189.344px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 140 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 235.859px; width: 213.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 255.406px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 255.186px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 255.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 275.828px; width: 118.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 162 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 733</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 275.592px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.266px; top: 275.828px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 296.234px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 569 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 523 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 295.998px; width: 308.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 296.234px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">58 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 316.641px; width: 103.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 442 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 316.404px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.703px; top: 316.641px; width: 98.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">296</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">275 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">215 573</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 337.461px; width: 169.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">246 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 195 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 729 727</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 378.289px; width: 79.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 386 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 424.656px; width: 92.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 443.014px; width: 241.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 654 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 573 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 456.701px; width: 137.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 484 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 997 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 476.154px; width: 321.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 500 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 496.561px; width: 281.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 516.967px; width: 324.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 803 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 599 518 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 537.389px; width: 285.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 158 254 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 452.141px; top: 558.135px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 565 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 803 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 557.795px; width: 245.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 578.201px; width: 194.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 483 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 647 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 598.607px; width: 98.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 127.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 476 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 159 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 619.664px; width: 82.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 619.516px; width: 119.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 797 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">718 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 660.477px; width: 83.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">589 654</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__88": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;position:relative;height:672.099609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 35.5312px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 21.6035px; width: 121.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 87.8906px; width: 263.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 107.438px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 107.217px; width: 207.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 107.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 379</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.859px; width: 126.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 865 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 467 079 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 127.623px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.266px; top: 127.859px; width: 124.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 048 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.125px; top: 148.266px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 768 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 148.029px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 148.266px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">26 133</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 168.672px; width: 104.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (45)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 168.436px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 622.297px; top: 168.672px; width: 103.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (41)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 189.344px; width: 124.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 919 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 514 154 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 189.492px; width: 206.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 189.344px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 140 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 235.859px; width: 213.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.189px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 255.406px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 54 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 255.186px; width: 153.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 255.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 275.828px; width: 118.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 162 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 733</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 275.592px; width: 139.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.266px; top: 275.828px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 296.234px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 569 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 523 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 295.998px; width: 308.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.328px; top: 296.234px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">58 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 316.641px; width: 103.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 442 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 316.404px; width: 94.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.703px; top: 316.641px; width: 98.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">296</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">275 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">215 573</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 337.461px; width: 169.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 337.312px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">246 624</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.85938px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 195 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 729 727</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 378.289px; width: 79.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.656px; top: 378.141px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 386 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 424.656px; width: 92.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 443.014px; width: 241.336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 450.094px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 654 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 573 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 456.701px; width: 137.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 484 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 997 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 476.154px; width: 321.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 476.391px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 500 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 496.561px; width: 281.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 496.797px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 516.967px; width: 324.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 517.203px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.3125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 803 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 599 518 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 537.389px; width: 285.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 537.609px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 158 254 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 452.141px; top: 558.135px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.4844px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 565 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 803 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 557.795px; width: 245.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 558.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 639 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 578.201px; width: 194.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 578.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 483 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 647 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 598.607px; width: 98.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 614.406px; top: 598.844px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 619.516px; width: 127.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 476 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 159 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 619.664px; width: 82.4766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 619.516px; width: 119.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 797 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">718 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 184.828px; top: 660.477px; width: 83.0391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.594px; top: 660.328px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">589 654</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__87": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__86-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnskapet ved bruk </span><span style=\"display:inherit;clear:left;\">av effektiv rentes metode. Den ef<span class=\"_ _1\"></span>fektive renten fastsettes ved diskon<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">teri<span class=\"_ _0\"></span>ng av kontraktsfestede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring av nominelle renter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med tillegg av amortisering av etableringsgebyr<span class=\"_ _0\"></span>. Dersom et utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), inntekts <span class=\"_ _3e\"></span>f\u00f8res </span><span style=\"display:inherit;clear:left;\">renteinntekter som effektiv rente, beregnet p\u00e5 nedskrevne </span><span style=\"display:inherit;clear:left;\">for<span class=\"_ _0\"></span>vent<span class=\"_ _1\"></span>ede<span class=\"_ _0\"></span> kontantstr\u00f8mmer. Gebyrer knyttet til renteb\u00e6rende </span><span style=\"display:inherit;clear:left;\">ins<span class=\"_ _4\"></span>tr<span class=\"_ _4\"></span>ume<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> inng\u00e5r i beregningen av effektiv rente og resultat<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>res<span class=\"_ _0\"></span> t<span class=\"_ _1\"></span>il<span class=\"_ _0\"></span>sva<span class=\"_ _0\"></span>re<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>e. For renteb\u00e6rende instrumenter til amortisert </span><span style=\"display:inherit;clear:left;\">kost so<span class=\"_ _4\"></span>m ikke <span class=\"_ _4\"></span>inng\u00e5r i sikringsrelasjoner<span class=\"_ _0\"></span>, amortiseres over-/</span><span style=\"display:inherit;clear:left;\">underkurs som renteinntekt over l\u00f8petiden p\u00e5 kontrakten.</span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer </span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer som </span><span style=\"display:inherit;clear:left;\">behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Transaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__97": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer </span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer som </span><span style=\"display:inherit;clear:left;\">behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Transaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:315.880859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 24.1406px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 21.6191px; width: 154.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 16.2812px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 74.2344px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 082</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 73.998px; width: 77.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiprovisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.344px; top: 74.2344px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 082</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 93.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 93.1387px; width: 165.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirformidling og forvaltning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.344px; top: 93.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 112.5px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 470</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 112.279px; width: 91.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsformidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 112.5px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 440</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 131.641px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 131.404px; width: 47.4902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forsikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 131.641px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 150.766px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 150.545px; width: 66.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre gebyrer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 150.766px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 863</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 094</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 169.906px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">80 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 169.67px; width: 225.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 169.906px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">92 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.09375px; top: 189.031px; width: 114.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 619</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 188.811px; width: 232.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.172px; top: 189.031px; width: 114.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 619</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.78125px; top: 208.438px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 057</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 208.586px; width: 229.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 208.438px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 246.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 844</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 246.201px; width: 77.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 265.578px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 689</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 265.342px; width: 203.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.78125px; top: 284.969px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 533</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 285.117px; width: 195.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 304.109px; width: 115.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 304.258px; width: 131.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 304.109px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__95": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer </span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer som </span><span style=\"display:inherit;clear:left;\">behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Transaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:315.880859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 24.1406px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 21.6191px; width: 154.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 16.2812px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 74.2344px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 082</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 73.998px; width: 77.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantiprovisjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.344px; top: 74.2344px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 082</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 93.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 93.1387px; width: 165.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirformidling og forvaltning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.344px; top: 93.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 112.5px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 470</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 112.279px; width: 91.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalingsformidling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 112.5px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 440</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 131.641px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 131.404px; width: 47.4902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forsikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 131.641px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.2188px; top: 150.766px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 947</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 150.545px; width: 66.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre gebyrer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 150.766px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 863</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 094</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 169.906px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">80 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 169.67px; width: 225.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 169.906px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">92 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.09375px; top: 189.031px; width: 114.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 619</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 188.811px; width: 232.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.172px; top: 189.031px; width: 114.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 619</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.78125px; top: 208.438px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 057</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 208.586px; width: 229.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 208.438px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 246.438px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 844</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 246.201px; width: 77.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.73438px; top: 265.578px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 689</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 265.342px; width: 203.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.78125px; top: 284.969px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 533</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 285.117px; width: 195.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 304.109px; width: 115.564px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 590</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 173.438px; top: 304.258px; width: 131.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.938px; top: 304.109px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__94": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">inntekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke </span><span style=\"display:inherit;clear:left;\">genererer balanseposter i bankens eller konsernets regnskap, </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res n\u00e5r transaksjonen sluttf\u00f8res. Inntekter fra kunde-</span><span style=\"display:inherit;clear:left;\">kontrakter behandles i samsvar med IFRS 15. Inntektene innregnes </span><span style=\"display:inherit;clear:left;\">til det bel\u00f8p som reflekterer vederlaget som virksomheten forventer </span><span style=\"display:inherit;clear:left;\">i bytte mot \u00e5 overf\u00f8re en vare eller en tjeneste til en kunde. T<span class=\"_ _0\"></span>idspunkt </span><span style=\"display:inherit;clear:left;\">for inntektsf\u00f8ring skjer n\u00e5r en kunde oppn\u00e5r kontroll over en vare </span><span style=\"display:inherit;clear:left;\">eller tjeneste, og videre har anledning til direkte \u00e5 nyttiggj\u00f8re seg </span><span style=\"display:inherit;clear:left;\">av denne. Konsernet har f\u00f8lgende inntektsstr\u00f8mmer som </span><span style=\"display:inherit;clear:left;\">behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Transaksjonsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Produktgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">\u00c5rsgebyrer</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Provisjon salg av forsikring, sparing, fond og kredittkort.</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55 ws47\">Meglerprovisjon</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Gebyrer opptjent via tredjepart (interbank, VISA).</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">Andre gebyrer i henhold til prisliste.</span></span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder </span><span style=\"display:inherit;clear:left;\">vesentlige elementer av separate leveringsforpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__100": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle instrumenter <span class=\"_ _196\"></span> </span><span style=\"display:inherit;clear:left;\">og utbytte/inntekt av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.912109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 25.5625px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 21.6035px; width: 269.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 78.3711px; width: 279.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.51562px; top: 97.6094px; width: 116.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 97.3887px; width: 230.385px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 97.6094px; width: 116.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 119.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 116.514px; width: 125.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 116.75px; width: 119.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 135.875px; width: 115.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 497 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 135.654px; width: 191.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.578px; top: 135.875px; width: 107.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -242 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.51562px; top: 155.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 154.779px; width: 121.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 155.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 174.156px; width: 103.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 486 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 173.92px; width: 173.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.703px; top: 174.156px; width: 103.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 193.547px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 193.695px; width: 253.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.359px; top: 193.547px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 233.574px; width: 152.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 252.812px; width: 114.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 615 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 168 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 252.576px; width: 230.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 252.812px; width: 115.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 271.938px; width: 111.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 316 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -23 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 271.717px; width: 199.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 271.938px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -10 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 341.188px; top: 291.045px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 291.344px; width: 101.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 049</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 291.992px; width: 138.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.469px; top: 291.344px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 329.246px; width: 187.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556px; top: 348.451px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 348.484px; width: 33.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 348.357px; width: 348.193px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.703px; top: 348.484px; width: 21.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.8125px; top: 367.875px; width: 27.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 623</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 368.023px; width: 169.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.469px; top: 367.875px; width: 15.9727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">353</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 406.141px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 152</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 406.289px; width: 186.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.359px; top: 406.141px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se note 15.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _e3\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.974609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 21.6035px; width: 225.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 78.3711px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 97.3887px; width: 184.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 97.6094px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 85 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 116.514px; width: 197.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 116.75px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.6875px; top: 136.141px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 323</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 136.289px; width: 79.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.109px; top: 136.141px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">122 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 176.168px; width: 221.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 195.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 195.186px; width: 219.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 195.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 214.311px; width: 187.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 233.938px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 234.086px; width: 200.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 233.938px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.6875px; top: 272.203px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 272.352px; width: 246.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.109px; top: 272.203px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">127 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__99": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle instrumenter <span class=\"_ _196\"></span> </span><span style=\"display:inherit;clear:left;\">og utbytte/inntekt av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.912109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 25.5625px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 21.6035px; width: 269.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 78.3711px; width: 279.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.51562px; top: 97.6094px; width: 116.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 97.3887px; width: 230.385px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 97.6094px; width: 116.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 119.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 116.514px; width: 125.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 116.75px; width: 119.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 135.875px; width: 115.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 497 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 135.654px; width: 191.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.578px; top: 135.875px; width: 107.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -242 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.51562px; top: 155.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 154.779px; width: 121.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 155.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 174.156px; width: 103.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 486 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 173.92px; width: 173.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.703px; top: 174.156px; width: 103.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 193.547px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 193.695px; width: 253.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.359px; top: 193.547px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 233.574px; width: 152.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 252.812px; width: 114.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 615 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 168 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 252.576px; width: 230.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 252.812px; width: 115.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 271.938px; width: 111.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 316 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -23 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 271.717px; width: 199.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 271.938px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -10 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 341.188px; top: 291.045px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 291.344px; width: 101.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 049</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 291.992px; width: 138.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.469px; top: 291.344px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 329.246px; width: 187.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556px; top: 348.451px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 348.484px; width: 33.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 348.357px; width: 348.193px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.703px; top: 348.484px; width: 21.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.8125px; top: 367.875px; width: 27.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 623</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 368.023px; width: 169.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.469px; top: 367.875px; width: 15.9727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">353</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 406.141px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 152</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 406.289px; width: 186.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.359px; top: 406.141px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se note 15.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _e3\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.974609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 21.6035px; width: 225.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 78.3711px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 97.3887px; width: 184.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 97.6094px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 85 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 116.514px; width: 197.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 116.75px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.6875px; top: 136.141px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 323</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 136.289px; width: 79.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.109px; top: 136.141px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">122 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 176.168px; width: 221.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 195.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 195.186px; width: 219.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 195.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 214.311px; width: 187.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 233.938px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 234.086px; width: 200.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 233.938px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.6875px; top: 272.203px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 272.352px; width: 246.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.109px; top: 272.203px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">127 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__98": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle instrumenter <span class=\"_ _196\"></span> </span><span style=\"display:inherit;clear:left;\">og utbytte/inntekt av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.912109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 25.5625px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 21.6035px; width: 269.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 78.3711px; width: 279.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.51562px; top: 97.6094px; width: 116.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 97.3887px; width: 230.385px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 97.6094px; width: 116.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 119.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 116.514px; width: 125.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 116.75px; width: 119.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 135.875px; width: 115.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 497 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 135.654px; width: 191.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.578px; top: 135.875px; width: 107.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -242 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.51562px; top: 155.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 154.779px; width: 121.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 155.016px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 174.156px; width: 103.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 486 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 173.92px; width: 173.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.703px; top: 174.156px; width: 103.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 193.547px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 201</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 193.695px; width: 253.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.359px; top: 193.547px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 233.574px; width: 152.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 252.812px; width: 114.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 615 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 168 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 252.576px; width: 230.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.594px; top: 252.812px; width: 115.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 8.34375px; top: 271.938px; width: 111.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 316 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -23 217 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 271.717px; width: 199.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 271.938px; width: 120.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -10 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 341.188px; top: 291.045px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7031px; top: 291.344px; width: 101.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 049</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 291.992px; width: 138.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.469px; top: 291.344px; width: 98.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.8438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 329.246px; width: 187.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556px; top: 348.451px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 348.484px; width: 33.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 623 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 348.357px; width: 348.193px; white-space: pre; word-spacing: 0px; letter-spacing: -0.114px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.114px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.703px; top: 348.484px; width: 21.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 353 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.8125px; top: 367.875px; width: 27.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-3 623</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 368.023px; width: 169.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.469px; top: 367.875px; width: 15.9727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">353</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.20312px; top: 406.141px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 152</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 174.859px; top: 406.289px; width: 186.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.359px; top: 406.141px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se note 15.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _e3\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.974609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 21.6035px; width: 225.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 43.8398px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 78.3711px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 97.3887px; width: 184.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 97.6094px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 85 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.75px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 116.514px; width: 197.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 116.75px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.6875px; top: 136.141px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 323</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 136.289px; width: 79.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.109px; top: 136.141px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">122 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 176.168px; width: 221.191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 195.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 195.186px; width: 219.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 195.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 214.311px; width: 187.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 233.938px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 234.086px; width: 200.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 233.938px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.6875px; top: 272.203px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 769</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 171.344px; top: 272.352px; width: 246.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 593.109px; top: 272.203px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">127 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__103": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:151.115234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 21.6035px; width: 127.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 928 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 895 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 75.0605px; width: 92.0918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 96.3262px; width: 74.6895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 450.094px; top: 117.779px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 117.701px; width: 225.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 051 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 139.492px; width: 87.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 621 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3. For mer info se note 47.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__101": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftsinntekter </span><span style=\"display:inherit;clear:left;position:relative;height:151.115234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 21.6035px; width: 127.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 928 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 895 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 75.0605px; width: 92.0918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utleie fast eiendom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 75.2969px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.82812px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 96.3262px; width: 74.6895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre inntekter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.922px; top: 96.5469px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 450.094px; top: 117.779px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 117.701px; width: 225.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innteksf\u00f8rt badwill fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 117.812px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 784 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 047 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 051 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 139.492px; width: 87.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 139.344px; width: 116.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 77 621 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _52\"></span>I forbindelse med fusjonen med Hjelmeland Sparebank i august 2024 utgjorde differansen mellom virkelig verdi av vederlaget til egenkapitalbeviseierne i Hjelmeland Sparebank  </span></span><span style=\"display:inherit;clear:left;\">f\u00f8r sammensl\u00e5ingen og deres andel av netto egenkapital i henhold til oppkj\u00f8psanalysen, en negativ goodwill (badwill). Badwill oppstod som f\u00f8lge av at netto verdi av de identifiserte </span><span style=\"display:inherit;clear:left;\">eiendelene og forpliktelsene oversteg verdien av fusjonsvederlaget i transaksjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene i IFRS 3. For mer info se note 47.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__109": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:470.005859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2188px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 21.6035px; width: 94.4355px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 169 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 75.0605px; width: 26.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 717 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265px; top: 96.5137px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 96.4355px; width: 44.9473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 117.576px; width: 82.9277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 224 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 204 264 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 139.492px; width: 78.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 160.107px; width: 182.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 181.561px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 181.594px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 989 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 181.467px; width: 34.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 181.594px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 351 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 373px; top: 202.826px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 202.844px; width: 112.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 479 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 202.732px; width: 145.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 202.844px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 514 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.641px; top: 224.076px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 892 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 834 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 223.998px; width: 60.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 65 853 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 996 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 245.139px; width: 142.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 734 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 266.625px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 922 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 266.404px; width: 153.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 266.625px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 287.891px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 287.654px; width: 85.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 287.891px; width: 105.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 392.938px; top: 309.123px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 309.029px; width: 164.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 330.186px; width: 64.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 370 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 351.436px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 787 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 172 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 146 251 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 373.336px; width: 111.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 161 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 394.188px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 393.967px; width: 67.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 394.188px; width: 116.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 415.719px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 415.867px; width: 119.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 415.719px; width: 115.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 414 977 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 368 707 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 458.383px; width: 86.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 363 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\">  Se spesifisering av pensjonskostnad nedenfor</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\">   <span class=\"_ _52\"></span>I henhold til IFRS 16 presenteres  bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _4\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"fff\">   <span class=\"_ _52\"></span>IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Prosjektet ble avsluttet i 2023. </span><span style=\"display:inherit;clear:left;\">4<span class=\"fff\">   <span class=\"_ _52\"></span>Fusjonskostnader inkluderer kostnader til teknisk IT konvertering, herunder integrasjonskostnader IT systemer<span class=\"_ _0\"></span>, alliansebistand og r\u00e5dgivning knyttet til fusjonen med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">Utover direkte fusjonskostnader p\u00e5 34,0 millioner kroner er det ogs\u00e5 p\u00e5l\u00f8pt ca 10,6 millioner kroner i ikke-gjentakende kostnader forbundet med fusjonen, herunder juridiske kostnader<span class=\"_ _0\"></span>, <span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">rebranding/markedsf\u00f8ringskostnader samt \u00f8vrige integrasjonskostnader<span class=\"_ _0\"></span>. Av totale fusjonsrelaterte kostnader p\u00e5 44,6 millioner kroner utgj\u00f8r fakturerte kostnader 19,9 millioner kroner  </span><span style=\"display:inherit;clear:left;\">mens 24,7 millioner kroner er f\u00f8rt som kostnadsavsetning knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r i henhold til reglene om tapsbringende kontrakter i IAS 37.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.076.460 kroner </span><span style=\"display:inherit;clear:left;\">(1.552.202 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 298.840 kroner (314.421 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.689.259 kroner </span><span style=\"display:inherit;clear:left;\">(1.153.594 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 268.724 kroner (217.645 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.349609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.609px; top: 20.541px; width: 4.37109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: fff; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.973px; top: 20.1035px; width: 3.82617px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 20.1035px; width: 201.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5742px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.64062px; top: 73.9062px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 735</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 73.6855px; width: 134.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.844px; top: 73.9062px; width: 111.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.2812px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 92.1855px; width: 173.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.219px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 110.686px; width: 174.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 129.727px; width: 89.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.94921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.85938px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 20.1191px; width: 140.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 73.7012px; width: 108.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 92.2012px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 110.701px; width: 139.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 129.201px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__108": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:470.005859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2188px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 21.6035px; width: 94.4355px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 169 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 75.0605px; width: 26.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 717 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265px; top: 96.5137px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 96.4355px; width: 44.9473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 117.576px; width: 82.9277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 224 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 204 264 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 139.492px; width: 78.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 160.107px; width: 182.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 181.561px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 181.594px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 989 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 181.467px; width: 34.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 181.594px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 351 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 373px; top: 202.826px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 202.844px; width: 112.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 479 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 202.732px; width: 145.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 202.844px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 514 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.641px; top: 224.076px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 892 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 834 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 223.998px; width: 60.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 65 853 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 996 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 245.139px; width: 142.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 734 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 266.625px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 922 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 266.404px; width: 153.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 266.625px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 287.891px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 287.654px; width: 85.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 287.891px; width: 105.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 392.938px; top: 309.123px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 309.029px; width: 164.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 330.186px; width: 64.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 370 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 351.436px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 787 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 172 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 146 251 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 373.336px; width: 111.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 161 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 394.188px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 393.967px; width: 67.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 394.188px; width: 116.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 415.719px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 415.867px; width: 119.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 415.719px; width: 115.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 414 977 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 368 707 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 458.383px; width: 86.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 363 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\">  Se spesifisering av pensjonskostnad nedenfor</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\">   <span class=\"_ _52\"></span>I henhold til IFRS 16 presenteres  bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _4\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"fff\">   <span class=\"_ _52\"></span>IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Prosjektet ble avsluttet i 2023. </span><span style=\"display:inherit;clear:left;\">4<span class=\"fff\">   <span class=\"_ _52\"></span>Fusjonskostnader inkluderer kostnader til teknisk IT konvertering, herunder integrasjonskostnader IT systemer<span class=\"_ _0\"></span>, alliansebistand og r\u00e5dgivning knyttet til fusjonen med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">Utover direkte fusjonskostnader p\u00e5 34,0 millioner kroner er det ogs\u00e5 p\u00e5l\u00f8pt ca 10,6 millioner kroner i ikke-gjentakende kostnader forbundet med fusjonen, herunder juridiske kostnader<span class=\"_ _0\"></span>, <span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">rebranding/markedsf\u00f8ringskostnader samt \u00f8vrige integrasjonskostnader<span class=\"_ _0\"></span>. Av totale fusjonsrelaterte kostnader p\u00e5 44,6 millioner kroner utgj\u00f8r fakturerte kostnader 19,9 millioner kroner  </span><span style=\"display:inherit;clear:left;\">mens 24,7 millioner kroner er f\u00f8rt som kostnadsavsetning knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r i henhold til reglene om tapsbringende kontrakter i IAS 37.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.076.460 kroner </span><span style=\"display:inherit;clear:left;\">(1.552.202 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 298.840 kroner (314.421 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.689.259 kroner </span><span style=\"display:inherit;clear:left;\">(1.153.594 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 268.724 kroner (217.645 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.349609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.609px; top: 20.541px; width: 4.37109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: fff; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.973px; top: 20.1035px; width: 3.82617px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 20.1035px; width: 201.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5742px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.64062px; top: 73.9062px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 735</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 73.6855px; width: 134.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.844px; top: 73.9062px; width: 111.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.2812px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 92.1855px; width: 173.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.219px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 110.686px; width: 174.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 129.727px; width: 89.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.94921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.85938px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 20.1191px; width: 140.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 73.7012px; width: 108.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 92.2012px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 110.701px; width: 139.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 129.201px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__107": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:470.005859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2188px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 21.6035px; width: 94.4355px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 169 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 75.0605px; width: 26.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 717 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265px; top: 96.5137px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 96.4355px; width: 44.9473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 117.576px; width: 82.9277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 224 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 204 264 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 139.492px; width: 78.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 160.107px; width: 182.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 181.561px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 181.594px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 989 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 181.467px; width: 34.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 181.594px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 351 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 373px; top: 202.826px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 202.844px; width: 112.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 479 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 202.732px; width: 145.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 202.844px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 514 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.641px; top: 224.076px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 892 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 834 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 223.998px; width: 60.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 65 853 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 996 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 245.139px; width: 142.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 734 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 266.625px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 922 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 266.404px; width: 153.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 266.625px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 287.891px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 287.654px; width: 85.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 287.891px; width: 105.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 392.938px; top: 309.123px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 309.029px; width: 164.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 330.186px; width: 64.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 370 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 351.436px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 787 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 172 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 146 251 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 373.336px; width: 111.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 161 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 394.188px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 393.967px; width: 67.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 394.188px; width: 116.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 415.719px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 415.867px; width: 119.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 415.719px; width: 115.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 414 977 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 368 707 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 458.383px; width: 86.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 363 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\">  Se spesifisering av pensjonskostnad nedenfor</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\">   <span class=\"_ _52\"></span>I henhold til IFRS 16 presenteres  bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _4\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"fff\">   <span class=\"_ _52\"></span>IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Prosjektet ble avsluttet i 2023. </span><span style=\"display:inherit;clear:left;\">4<span class=\"fff\">   <span class=\"_ _52\"></span>Fusjonskostnader inkluderer kostnader til teknisk IT konvertering, herunder integrasjonskostnader IT systemer<span class=\"_ _0\"></span>, alliansebistand og r\u00e5dgivning knyttet til fusjonen med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">Utover direkte fusjonskostnader p\u00e5 34,0 millioner kroner er det ogs\u00e5 p\u00e5l\u00f8pt ca 10,6 millioner kroner i ikke-gjentakende kostnader forbundet med fusjonen, herunder juridiske kostnader<span class=\"_ _0\"></span>, <span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">rebranding/markedsf\u00f8ringskostnader samt \u00f8vrige integrasjonskostnader<span class=\"_ _0\"></span>. Av totale fusjonsrelaterte kostnader p\u00e5 44,6 millioner kroner utgj\u00f8r fakturerte kostnader 19,9 millioner kroner  </span><span style=\"display:inherit;clear:left;\">mens 24,7 millioner kroner er f\u00f8rt som kostnadsavsetning knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r i henhold til reglene om tapsbringende kontrakter i IAS 37.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.076.460 kroner </span><span style=\"display:inherit;clear:left;\">(1.552.202 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 298.840 kroner (314.421 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.689.259 kroner </span><span style=\"display:inherit;clear:left;\">(1.153.594 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 268.724 kroner (217.645 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.349609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.609px; top: 20.541px; width: 4.37109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: fff; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.973px; top: 20.1035px; width: 3.82617px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 20.1035px; width: 201.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5742px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.64062px; top: 73.9062px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 735</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 73.6855px; width: 134.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.844px; top: 73.9062px; width: 111.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.2812px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 92.1855px; width: 173.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.219px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 110.686px; width: 174.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 129.727px; width: 89.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.94921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.85938px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 20.1191px; width: 140.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 73.7012px; width: 108.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 92.2012px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 110.701px; width: 139.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 129.201px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__106": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:470.005859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2188px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 21.6035px; width: 94.4355px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 169 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 75.0605px; width: 26.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 717 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265px; top: 96.5137px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 96.4355px; width: 44.9473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 117.576px; width: 82.9277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 224 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 204 264 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 139.492px; width: 78.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 160.107px; width: 182.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 181.561px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 181.594px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 989 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 181.467px; width: 34.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 181.594px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 351 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 373px; top: 202.826px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 202.844px; width: 112.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 479 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 202.732px; width: 145.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 202.844px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 514 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.641px; top: 224.076px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 892 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 834 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 223.998px; width: 60.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 65 853 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 996 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 245.139px; width: 142.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 734 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 266.625px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 922 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 266.404px; width: 153.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 266.625px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 287.891px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 287.654px; width: 85.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 287.891px; width: 105.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 392.938px; top: 309.123px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 309.029px; width: 164.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 330.186px; width: 64.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 370 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 351.436px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 787 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 172 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 146 251 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 373.336px; width: 111.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 161 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 394.188px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 393.967px; width: 67.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 394.188px; width: 116.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 415.719px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 415.867px; width: 119.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 415.719px; width: 115.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 414 977 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 368 707 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 458.383px; width: 86.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 363 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\">  Se spesifisering av pensjonskostnad nedenfor</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\">   <span class=\"_ _52\"></span>I henhold til IFRS 16 presenteres  bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _4\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"fff\">   <span class=\"_ _52\"></span>IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Prosjektet ble avsluttet i 2023. </span><span style=\"display:inherit;clear:left;\">4<span class=\"fff\">   <span class=\"_ _52\"></span>Fusjonskostnader inkluderer kostnader til teknisk IT konvertering, herunder integrasjonskostnader IT systemer<span class=\"_ _0\"></span>, alliansebistand og r\u00e5dgivning knyttet til fusjonen med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">Utover direkte fusjonskostnader p\u00e5 34,0 millioner kroner er det ogs\u00e5 p\u00e5l\u00f8pt ca 10,6 millioner kroner i ikke-gjentakende kostnader forbundet med fusjonen, herunder juridiske kostnader<span class=\"_ _0\"></span>, <span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">rebranding/markedsf\u00f8ringskostnader samt \u00f8vrige integrasjonskostnader<span class=\"_ _0\"></span>. Av totale fusjonsrelaterte kostnader p\u00e5 44,6 millioner kroner utgj\u00f8r fakturerte kostnader 19,9 millioner kroner  </span><span style=\"display:inherit;clear:left;\">mens 24,7 millioner kroner er f\u00f8rt som kostnadsavsetning knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r i henhold til reglene om tapsbringende kontrakter i IAS 37.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.076.460 kroner </span><span style=\"display:inherit;clear:left;\">(1.552.202 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 298.840 kroner (314.421 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.689.259 kroner </span><span style=\"display:inherit;clear:left;\">(1.153.594 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 268.724 kroner (217.645 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.349609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.609px; top: 20.541px; width: 4.37109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: fff; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.973px; top: 20.1035px; width: 3.82617px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 20.1035px; width: 201.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5742px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.64062px; top: 73.9062px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 735</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 73.6855px; width: 134.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.844px; top: 73.9062px; width: 111.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.2812px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 92.1855px; width: 173.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.219px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 110.686px; width: 174.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 129.727px; width: 89.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.94921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.85938px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 20.1191px; width: 140.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 73.7012px; width: 108.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 92.2012px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 110.701px; width: 139.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 129.201px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__105": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:470.005859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 29.2188px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 21.6035px; width: 94.4355px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 169 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 915 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 75.0605px; width: 26.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 75.2969px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 717 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 265px; top: 96.5137px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 96.4355px; width: 44.9473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 96.5469px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 38 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 328 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 117.576px; width: 82.9277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sosiale kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 117.812px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 37 415 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 224 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 204 264 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 139.492px; width: 78.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 139.344px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 035 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 160.107px; width: 182.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 160.328px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 251.25px; top: 181.561px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 181.594px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 989 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 181.467px; width: 34.8164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 181.594px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 139 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 351 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 373px; top: 202.826px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 202.844px; width: 112.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 479 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 202.732px; width: 145.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 202.844px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 514 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 279.641px; top: 224.076px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 67 892 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 834 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 223.998px; width: 60.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 224.109px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 65 853 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 996 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 245.139px; width: 142.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 245.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 734 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 266.625px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 922 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 266.404px; width: 153.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 266.625px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 61</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 287.891px; width: 104.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 287.654px; width: 85.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsulenthonorar </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 617.359px; top: 287.891px; width: 105.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 392.938px; top: 309.123px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 309.029px; width: 164.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fusjonskostnader (IT konvertering) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 309.156px; width: 35.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 990 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 330.186px; width: 64.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Formuesskatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.094px; top: 330.406px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 450 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 370 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 326 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 351.436px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 351.672px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 097 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 787 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 172 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 146 251 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 373.336px; width: 111.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 373.188px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 161 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 394.188px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 393.967px; width: 67.8398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 394.188px; width: 116.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 415.719px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 503 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 192 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 415.867px; width: 119.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">v- og nedskrivninger totalt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.25px; top: 415.719px; width: 115.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.32812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 414 977 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 368 707 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 212.594px; top: 458.383px; width: 86.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum driftskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.812px; top: 458.234px; width: 120.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 363 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\">  Se spesifisering av pensjonskostnad nedenfor</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\">   <span class=\"_ _52\"></span>I henhold til IFRS 16 presenteres  bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader <span class=\"_ _4\"></span> </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere informasjon i note 33.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"fff\">   <span class=\"_ _52\"></span>IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Prosjektet ble avsluttet i 2023. </span><span style=\"display:inherit;clear:left;\">4<span class=\"fff\">   <span class=\"_ _52\"></span>Fusjonskostnader inkluderer kostnader til teknisk IT konvertering, herunder integrasjonskostnader IT systemer<span class=\"_ _0\"></span>, alliansebistand og r\u00e5dgivning knyttet til fusjonen med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">Utover direkte fusjonskostnader p\u00e5 34,0 millioner kroner er det ogs\u00e5 p\u00e5l\u00f8pt ca 10,6 millioner kroner i ikke-gjentakende kostnader forbundet med fusjonen, herunder juridiske kostnader<span class=\"_ _0\"></span>, <span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">rebranding/markedsf\u00f8ringskostnader samt \u00f8vrige integrasjonskostnader<span class=\"_ _0\"></span>. Av totale fusjonsrelaterte kostnader p\u00e5 44,6 millioner kroner utgj\u00f8r fakturerte kostnader 19,9 millioner kroner  </span><span style=\"display:inherit;clear:left;\">mens 24,7 millioner kroner er f\u00f8rt som kostnadsavsetning knyttet til teknisk integrasjonskostnad mot systemleverand\u00f8r i henhold til reglene om tapsbringende kontrakter i IAS 37.  </span><span style=\"display:inherit;clear:left;\">Gjeldsforpliktelsen er regnskapsf\u00f8rt under regnskapslinjen \u201dP\u00e5l\u00f8pte kostnader og mottatte ikke opptjente inntekter\u201d.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.076.460 kroner </span><span style=\"display:inherit;clear:left;\">(1.552.202 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 298.840 kroner (314.421 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.689.259 kroner </span><span style=\"display:inherit;clear:left;\">(1.153.594 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 268.724 kroner (217.645 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.349609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 22.0469px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.609px; top: 20.541px; width: 4.37109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.745px; font-family: fff; -webkit-text-stroke: 0.131175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.973px; top: 20.1035px; width: 3.82617px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 20.1035px; width: 201.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 14.1875px; top: 39.5742px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.64062px; top: 73.9062px; width: 111.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 735</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 73.6855px; width: 134.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 597.844px; top: 73.9062px; width: 111.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.2812px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 92.1855px; width: 173.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader ytelsespensjon iht. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.219px; top: 92.4062px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.125px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 110.686px; width: 174.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 604.25px; top: 110.922px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 021 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 205.422px; top: 129.727px; width: 89.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum pensjonskostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.078px; top: 129.578px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:141.94921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.85938px; top: 0.0019531px; width: 654.152px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 535.553px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 20.1191px; width: 140.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 693.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.699px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 73.7012px; width: 108.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 73.9219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">181</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 92.2012px; width: 110.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 92.4219px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 110.701px; width: 139.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 110.938px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">166</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 129.201px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.031px; top: 129.438px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__110": {
   "value": "<span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 2.076.460 kroner </span><span style=\"display:inherit;clear:left;\">(1.552.202 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 298.840 kroner (314.421 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.689.259 kroner </span><span style=\"display:inherit;clear:left;\">(1.153.594 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 268.724 kroner (217.645 kroner) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024. I tillegg er det p\u00e5l\u00f8pt honorar knyttet til arbeid med fusjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 494.568 kroner i 2024.  </span><span style=\"display:inherit;clear:left;\">Alle bel\u00f8p er inklusiv mva.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__112": {
   "value": "<span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis </span><span style=\"display:inherit;clear:left;\">lederen er ansatt i l\u00f8pet av \u00e5ret.:</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:262.525390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 1.05859px; width: 47.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 152.537px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 13.9648px; width: 30.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.422px; top: 13.9648px; width: 27.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 13.9648px; width: 42.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.516px; top: 26.8555px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 26.8555px; width: 32.8711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 26.8555px; width: 24.9375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.578px; top: 26.8555px; width: 15.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 26.8555px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0059px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 39.7617px; width: 23.7891px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 39.7617px; width: 29.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.656px; top: 39.7617px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.734px; top: 40.0059px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 39.7617px; width: 21.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.188px; top: 39.7617px; width: 25.7754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.609px; top: 39.7617px; width: 41.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.8887px; width: 269.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Trine Karin Stangeland </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.125px; width: 389.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 694 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.7793px; width: 105.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO)/ </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 98.7793px; width: 70.0488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 98.8438px; width: 389.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 848 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 921 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 976 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.451px; width: 113.314px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Adm.direkt\u00f8r konstituert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.342px; width: 240.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 132.562px; width: 390.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.875px; top: 152.529px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 152.436px; width: 102.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O. Fure Sch\u00f8pp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.17px; width: 116.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 159.406px; width: 241.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 166.123px; width: 57.6211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 29.02.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.998px; width: 238.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 186.234px; width: 390.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 430 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.264px; width: 221.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kunde og marked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 207.484px; width: 390.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 414 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 383 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 226.469px; top: 228.717px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 228.529px; width: 55.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-direkt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 228.639px; width: 50.3262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 232.844px; top: 228.639px; width: 60.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> t.o.m. 31.07.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 228.75px; width: 388.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 013 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 249.779px; width: 300.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r strategi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.057px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rn Tjensvold f.o.m. 01.08.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 250.016px; width: 387.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 050 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:219.212890625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 1.07422px; width: 47.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 152.537px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 13.9648px; width: 30.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.422px; top: 13.9648px; width: 27.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 13.9648px; width: 42.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.516px; top: 26.8711px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 26.8711px; width: 32.8711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 26.8711px; width: 24.9375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.578px; top: 26.8711px; width: 15.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 26.8711px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0215px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 39.7773px; width: 23.7891px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 39.7773px; width: 29.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.656px; top: 39.7773px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.734px; top: 40.0215px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 39.7773px; width: 21.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.188px; top: 39.7773px; width: 25.7754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.609px; top: 39.7773px; width: 41.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.9043px; width: 266.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Trine Karin Stangeland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.1406px; width: 389.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 423 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 209 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 100.17px; width: 228.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 100.391px; width: 390.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 579 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.436px; width: 240.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 121.656px; width: 390.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>6</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 4 741 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.875px; top: 142.889px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.686px; width: 116.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 142.795px; width: 102.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O. Fure Sch\u00f8pp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 142.922px; width: 388.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 747 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 163.951px; width: 239.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 164.172px; width: 391.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 204 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 970 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.201px; width: 221.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 185.438px; width: 391.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 773 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 484 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 206.467px; width: 217.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.451px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 206.703px; width: 388.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 66 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 959 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 871 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display: inline-block;\"> Eier antall</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__111-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Godtgj\u00f8relser</span><span style=\"display:inherit;clear:left;\">Krav til godtgj\u00f8relse er regulert i Finansforetaksloven Kapittel 15 \u00a7\u00a7 15-1 </span><span style=\"display:inherit;clear:left;\">til 15-6. </span><span style=\"display:inherit;clear:left;\">Bestemmelsene ivaretar EUs kapitalkravs- direktivs (CRD IV) bestem<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">melser om gode godtgj\u00f8relsesordninger for \u00e5 redusere overdreven </span><span style=\"display:inherit;clear:left;\">risikotaking og fremme en sunn og effektiv risikoh\u00e5ndtering i finansielle </span><span style=\"display:inherit;clear:left;\">foretak. </span><span style=\"display:inherit;clear:left;\">Med bakgrunn i dette regelverket etablerte banken et eget godtgj\u00f8relses- </span><span style=\"display:inherit;clear:left;\">utvalg 15. desember 2010. Utvalget best\u00e5r av 4 styremedlemmer<span class=\"_ _0\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">1 er ansattrepresentant. </span><span style=\"display:inherit;clear:left;\">Bestemmelsene p\u00e5legger styret et direkte ansvar for \u00e5 s\u00f8rge for at: </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Banken utformer en godtgj\u00f8relsesordning for alle bankens ansatte </span></span><span style=\"display:inherit;clear:left;\">som er egnet til \u00e5 fremme form\u00e5let med forskriften, og at bankens  </span><span style=\"display:inherit;clear:left;\">l\u00f8nns- og bonussystemer praktiseres i henhold til denne godtgj\u00f8relses<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ordningen. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Godtgj\u00f8relsesordningen er i samsvar med bankens overordnede <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">m\u00e5l, risikotoleranse og langsiktige interesser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls77 ws2\">Godtgj\u00f8relsesordningen inneholder s\u00e6rskilte regler for ledende ansatte, </span></span><span style=\"display:inherit;clear:left;\">tillitsvalgte og ansatte med oppgaver innen internkontroll og risiko-</span><span style=\"display:inherit;clear:left;\">styring<span class=\"_ _1\"></span>. Styret skal ogs\u00e5 s\u00f8rge for at sammensetningen av fast og </span><span style=\"display:inherit;clear:left;\">variabel l\u00f8nn for slike ansatte er balansert, og at minst halvparten av  </span><span style=\"display:inherit;clear:left;\">eventuelle bonusutbetalinger skjer i form av egen-kapitalbevis dersom </span><span style=\"display:inherit;clear:left;\">bonus overstiger 12,5 % av grunnl\u00f8nn. Bonusutbetalinger i form av  </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis kan ikke disponeres fritt av den enkelte tidligere enn </span><span style=\"display:inherit;clear:left;\">jevnt fordelt over en periode p\u00e5 minst tre \u00e5r<span class=\"_ _0\"></span>. Grunnlaget for variabel  </span><span style=\"display:inherit;clear:left;\">godtgj\u00f8relse skal v\u00e6re en periode p\u00e5 minst to \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls11 ws2\">Banken har et godtgj\u00f8relsesutvalg som er ansvarlig for saksforberedelse </span></span><span style=\"display:inherit;clear:left;\">i alle saker om godtgj\u00f8relsesordningen som skal avgj\u00f8res av styret. </span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en kompensasjonspolicy<span class=\"_ _0\"></span>. Gjennom 2024 er det </span><span style=\"display:inherit;clear:left;\">ikke foretatt vesentlige endringer i bankens kompensasjonspolicy<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Form\u00e5let med Rogaland Sparebank sin kompensa <span class=\"_ _45\"></span>sjonspolicy er \u00e5 trekke </span><span style=\"display:inherit;clear:left;\">til seg medarbeidere med den kompetansen banken trenger<span class=\"_ _0\"></span>, videreutvikle </span><span style=\"display:inherit;clear:left;\">og beholde n\u00f8kkelkompetanse, samt motivere til langsiktighet og kontinu<span class=\"ws2\">-</span></span><span style=\"display:inherit;clear:left;\">erlig utvikling for \u00e5 n\u00e5 bankens sine forretningsmessige m\u00e5l.</span><span style=\"display:inherit;clear:left;\">Kompensasjonen kan best\u00e5 av f\u00f8lgende elementer: </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"ffe fc2 ws8a\"> Fast <span class=\"_ _199\"> </span>grunnl\u00f8nn</span><span class=\"fc2 ls55\">. Det er bankens siktem\u00e5l \u00e5 tilby markedsl\u00f8nn. <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">Fast grunnl\u00f8nn justeres p\u00e5 denne bakgrunn \u00e5rlig basert p\u00e5 resultat- </span><span style=\"display:inherit;clear:left;\">oppn\u00e5else innen den enkelte leders arbeids- og ansvarsomr\u00e5de. </span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r fastsetter endring i grunnl\u00f8nn for medlem<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">mene i bankens ledergruppe. Godtgj\u00f8relsesutvalget innstiller </span><span style=\"display:inherit;clear:left;\">administrerende direkt\u00f8rs l\u00f8nn, og denne vedtas av styret.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"ffe fc2\">Naturalytelser<span class=\"fff ls55\"> som omfatter telefon/mobiltelefon, avis/tidsskrift, </span></span></span><span style=\"display:inherit;clear:left;\">hjemmekontorordning og unntaksvis bilordning. For \u00f8vrig ytes l\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og banktjenester til egne betingelser etter samme regelverk som </span><span style=\"display:inherit;clear:left;\">\u00f8vrige ansatte. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"ffe fc2\">Bonuser<span class=\"fff ls55\">. Bankens ansatte inng\u00e5r i bankens til enhver tid gjeldende </span></span></span><span style=\"display:inherit;clear:left;\">bonusordning. <span class=\"_ _0\"></span>Alle faste ansatte i morbanken er omfattet av en  </span><span style=\"display:inherit;clear:left;\">konsernbonusmodell. Beregningen er basert p\u00e5 faktisk egenkapital-</span><span style=\"display:inherit;clear:left;\">avkastning og kundetilfredshet. Modellen gav en utbetaling p\u00e5 7,5 % </span><span style=\"display:inherit;clear:left;\">av grunnl\u00f8nn for alle ansatte for opptjenings\u00e5ret 2023 med utbetaling  </span><span style=\"display:inherit;clear:left;\">i 2024. Styret har anledning til \u00e5 avkorte bonusen dersom spesielle  </span><span style=\"display:inherit;clear:left;\">hensyn tilsier dette. Utover dette har ogs\u00e5 r\u00e5dgivere med direkte </span><span style=\"display:inherit;clear:left;\">salgsansvar mulighet for bonus basert p\u00e5 egne KPI-er<span class=\"_ _0\"></span>, med et tak <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 NOK 55 000 per ansatt per \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Ansatte i banken har mulighet for \u00e5 kj\u00f8pe rabatterte EK-bevis <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">i Sandnes Sparebank en gang i \u00e5ret. EK-bevisene kj\u00f8pes med en </span><span style=\"display:inherit;clear:left;\">rabatt p\u00e5 33 %, med sparebel\u00f8p p\u00e5 inntil 7,5 % av fast grunnl\u00f8nn <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">eller inntil 5000,- pr m\u00e5ned. Kj\u00f8p medf\u00f8rer ett \u00e5rs opptjeningstid <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og deretter ett \u00e5rs bindingstid, totalt to \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"ffe fc2 ws8a\"> Pensjonsordning</span><span class=\"fc2 ls55\">; Ledende ansatte har innskuddsbasert pensjon <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">for inntekt opp til 12G etter de til enhver tid gjeldende ordninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for bankens ansatte. Pensjonsalder for bankens ansatte er 70 \u00e5r<span class=\"_ _0\"></span>, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med mulighet for <span class=\"_ _0\"></span>AFP-ordning fra 62 \u00e5r etter de til enhver tid </span><span style=\"display:inherit;clear:left;\">gjeldende ordninger i finanssektoren.</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis </span><span style=\"display:inherit;clear:left;\">lederen er ansatt i l\u00f8pet av \u00e5ret.:</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:262.525390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 1.05859px; width: 47.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 152.537px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 13.9648px; width: 30.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.422px; top: 13.9648px; width: 27.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 13.9648px; width: 42.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.516px; top: 26.8555px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 26.8555px; width: 32.8711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 26.8555px; width: 24.9375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.578px; top: 26.8555px; width: 15.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 26.8555px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0059px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 39.7617px; width: 23.7891px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 39.7617px; width: 29.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.656px; top: 39.7617px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.734px; top: 40.0059px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 39.7617px; width: 21.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.188px; top: 39.7617px; width: 25.7754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.609px; top: 39.7617px; width: 41.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.8887px; width: 269.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Trine Karin Stangeland </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.125px; width: 389.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 694 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 628 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 98.7793px; width: 105.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO)/ </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 98.7793px; width: 70.0488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 98.8438px; width: 389.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 848 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 158 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 921 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 976 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.451px; width: 113.314px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Adm.direkt\u00f8r konstituert</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 132.342px; width: 240.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 132.562px; width: 390.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.875px; top: 152.529px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 152.436px; width: 102.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O. Fure Sch\u00f8pp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.17px; width: 116.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 159.406px; width: 241.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 166.123px; width: 57.6211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">t.o.m. 29.02.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.998px; width: 238.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 186.234px; width: 390.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 430 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.264px; width: 221.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kunde og marked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.133px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 207.484px; width: 390.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.465px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 414 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 383 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 226.469px; top: 228.717px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 228.529px; width: 55.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-direkt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 228.639px; width: 50.3262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 232.844px; top: 228.639px; width: 60.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> t.o.m. 31.07.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 228.75px; width: 388.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 013 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 249.779px; width: 300.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r strategi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0.057px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rn Tjensvold f.o.m. 01.08.</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 250.016px; width: 387.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 753 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 050 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:219.212890625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 1.07422px; width: 47.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 152.537px; white-space: pre; word-spacing: -0.22035px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 13.9648px; width: 30.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 13.9648px; width: 29.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 654.422px; top: 13.9648px; width: 27.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 709.234px; top: 13.9648px; width: 42.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 428.516px; top: 26.8711px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 26.8711px; width: 32.8711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 26.8711px; width: 24.9375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 665.578px; top: 26.8711px; width: 15.5684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 26.8711px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 455.203px; top: 40.0215px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 39.7773px; width: 23.7891px; white-space: pre; word-spacing: -2.8356px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 39.7773px; width: 29.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 650.656px; top: 39.7773px; width: 25.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 678.734px; top: 40.0215px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 39.7773px; width: 21.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 425.188px; top: 39.7773px; width: 25.7754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 712.609px; top: 39.7773px; width: 41.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.9043px; width: 266.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Trine Karin Stangeland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 79.1406px; width: 389.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 423 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 209 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 100.17px; width: 228.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 100.391px; width: 390.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 579 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.436px; width: 240.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 121.656px; width: 390.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>6</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span>111</span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.8103px; letter-spacing: -0.8103px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.73633px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 4 741 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.875px; top: 142.889px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>3</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.686px; width: 116.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 169.938px; top: 142.795px; width: 102.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O. Fure Sch\u00f8pp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 142.922px; width: 388.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 747 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 163.951px; width: 239.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 164.172px; width: 391.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 204 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 970 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 185.201px; width: 221.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 185.438px; width: 391.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.887px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 773 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 484 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 206.467px; width: 217.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.451px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 353.484px; top: 206.703px; width: 388.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 66 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 959 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 871 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;position:relative;height:290.236328125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 670.031px; top: 0.0117187px; width: 49.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall</span><span style=\"display: inline-block;\">  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 364.375px; top: 12.918px; width: 195.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Honorarer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n per 31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 639.75px; top: 12.918px; width: 96.5508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapitalbevis 31.12 </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 24.3926px; width: 42.082px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styret</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 355.734px; top: 42.6836px; width: 387.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 86.0605px; width: 162.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styreleder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Harald Espedal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 86.2812px; width: 388.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.205px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 168.812px; top: 105.389px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 105.186px; width: 46.5176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nestleder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 105.295px; width: 62.9883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Frode Svaboe</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 105.422px; width: 389.766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 279 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.457px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 213.078px; top: 124.514px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.326px; width: 60.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 124.436px; width: 106.354px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sven Christian Ulvatne</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 219.531px; top: 124.436px; width: 60.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> t.o.m. 31.07.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 357.922px; top: 124.547px; width: 393.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.197px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 300 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.451px; width: 152.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bj\u00f8rg T</span><span style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omlin</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 143.688px; width: 83.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.592px; width: 205.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Astrid Rebekka Norheim</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 162.812px; width: 390.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 827 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 250.016px; top: 181.92px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.717px; width: 60.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 181.826px; width: 134.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenche Dr\u00f8nen Christenssen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 181.953px; width: 390.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.955px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.857px; width: 235.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8yvind Lundbakk f.o.m. 01.08.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.438px; top: 201.078px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 76 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 162.516px; top: 220.186px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 168.812px; top: 220.107px; width: 3.16992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">/</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.998px; width: 60.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 220.107px; width: 59.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingunn Ruud</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 220.219px; width: 383.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 657 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 756 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 215 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 180.703px; top: 239.326px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.123px; width: 60.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 239.232px; width: 74.6895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Joakim De Haas</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 187.781px; top: 239.232px; width: 60.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> t.o.m. 30.04.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.438px; top: 239.359px; width: 382.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 781 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 464 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 144.375px; top: 258.451px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 258.264px; width: 60.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 258.373px; width: 43.1484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">om Risa</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 151.984px; top: 258.373px; width: 66.4805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 01.05 - 31.07.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.438px; top: 258.484px; width: 311.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 46 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.701px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 222.484px; top: 277.592px; width: 5.41992px; white-space: pre; word-spacing: 0.306949px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.01562px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 277.389px; width: 60.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 97.1094px; top: 277.498px; width: 113.227px; white-space: pre; word-spacing: -0.2052px; letter-spacing: -0.171px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8ystein Berg\u00f8y Tungland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 228.344px; top: 277.498px; width: 58.7051px; white-space: pre; word-spacing: 0px; letter-spacing: -0.171px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> f.o.m. 01.08.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 362.438px; top: 277.625px; width: 312.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 970 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.484px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 419 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:522.23046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 120.24px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forstanderskapet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 266.688px; top: 16.4492px; width: 65.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 687.562px; top: 16.4492px; width: 65.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 50.2793px; width: 138.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8rjan Gjerde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 267.859px; top: 50.5px; width: 66.6387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 49.2168px; width: 166.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Hanne Brit Nordb\u00f8</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 49.4375px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 639.75px; top: 68.5449px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.4043px; width: 159.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jan </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Erik Anfinsen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 69.6406px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 68.3418px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 68.4512px; width: 127.236px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lisbeth Lindsay Nordhagen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 68.5781px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.5449px; width: 147.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Svein Anfinsen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 88.7656px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 87.4824px; width: 184.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eli Halvorsen Norheim</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 87.7031px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 107.67px; width: 181.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jo </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Michael Asbj\u00f8rnsen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 107.906px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 106.607px; width: 145.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Magnar Oanes</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 106.844px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 126.811px; width: 161.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garmann Auklend</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 127.031px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 125.748px; width: 138.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Arne Oftedal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 125.984px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.781px; top: 145.076px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 145.951px; width: 160.43px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Per \u00d8yvind Berge</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 146.172px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 144.889px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 144.998px; width: 84.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Elisabeth Rosbach</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 145.109px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 162.516px; top: 165.279px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 164.014px; width: 121.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">om Risa</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 164.25px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 165.076px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.3906px; top: 165.186px; width: 75.6504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anders Bj\u00f8rndal</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 165.312px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 183.342px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 184.217px; width: 162.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Solveig Borgersen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 184.438px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 183.154px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 183.264px; width: 92.8535px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mona Aadn\u00f8y </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Riska</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 183.375px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 203.342px; width: 161.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Morten Borgli</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 203.578px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 202.279px; width: 172.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sveinung Skj\u00f8restad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 202.516px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.953px; top: 221.607px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 222.482px; width: 148.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bj\u00f8rn B\u00e6rheim</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 222.703px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 221.42px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 221.529px; width: 88.7051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inger-Lise Slagstad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 221.641px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 241.607px; width: 147.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Oddvar Dalane</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 241.844px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 240.545px; width: 170.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Guttorm Stangeland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 240.781px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 153.25px; top: 260.951px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 259.686px; width: 148.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Elisabeth Stene</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 259.906px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.748px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.3906px; top: 260.857px; width: 68.3613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anne Lise Elle</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 260.969px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 279.889px; width: 149.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger-Lise Erga</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 280.109px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 278.826px; width: 135.012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bodil Sunde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 279.047px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 299.014px; width: 172.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Olav Kristian Falnes</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 299.25px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 297.951px; width: 140.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Martin Sunde</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 298.188px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 153.25px; top: 318.342px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 317.092px; width: 133.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ine Svanes</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 317.312px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 318.154px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.3906px; top: 318.264px; width: 70.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Thor Erik Gilje</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 326.203px; top: 318.375px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.279px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Dag Halvorsen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 337.516px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 336.217px; width: 158.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Reidar S\u00f8ndervik</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 336.453px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 192.641px; top: 356.607px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 355.357px; width: 174.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Siv Merethe Tuftedal</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 747.703px; top: 355.578px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 356.42px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.3906px; top: 356.529px; width: 103.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristine Nebdal Haver</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 356.641px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 232.844px; top: 375.748px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 374.482px; width: 147.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: -0.2052px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olav T\u00f8rressen</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 374.719px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 375.545px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.3906px; top: 375.654px; width: 137.426px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erese Albuquerque </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Helleland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 375.781px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 394.686px; width: 131.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Hetland</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 394.906px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 393.623px; width: 164.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5sta V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">aaland V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">een</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 393.844px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.016px; top: 412.951px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 413.811px; width: 165.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ragnhild Hildonen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 414.047px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 412.748px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 412.857px; width: 65.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kenneth V\u00e5ge</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 412.984px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 144.375px; top: 433.154px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 431.889px; width: 163.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Johan Wigerstrand</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 432.125px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 432.951px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 81.3906px; top: 433.061px; width: 62.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nj\u00e5l Kollbotn</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 433.188px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 452.092px; width: 162.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gunn Jane H\u00e5land</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 452.312px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 451.029px; width: 143.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rond Wikst\u00f8l</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 451.25px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 471.217px; width: 194.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Cecilia Lindb\u00e5ge Karlsen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 471.453px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 470.154px; width: 178.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger Lomeland Wold</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 470.391px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 490.357px; width: 146.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bente L\u00f8yning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 490.578px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 489.295px; width: 127.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ove Wold</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 489.516px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 508.623px; width: 5.45508px; white-space: pre; word-spacing: 0.341055px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.04492px; display: inline-block;\"> </span>1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 509.482px; width: 143.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Geir Mikalsen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 509.719px; width: 56.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 508.42px; width: 37.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 508.529px; width: 85.6465px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jan </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Inge Aarreberg</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 701.812px; top: 508.656px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff ws8f\"> Ansattrepresentant </span></span><span style=\"display:inherit;clear:left;\">4<span class=\"fff ls88\"> <span class=\"_ _199\"> </span>Rentesubsidiering ansattel\u00e5n; Rentesats p\u00e5 l\u00e5n <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">For egenkapitalbeviseierne som er listet ovenfor<span class=\"_ _0\"></span>, er ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">til ansatte er den til hver tid gjeldene normrente minus </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis eiet av ektefelle, mindre\u00e5rige barn eller </span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_ _199\"> </span>Inkludert \u00e5rlig honorar p\u00e5 NOK 15 000, NOK 10 000,  </span></span><span style=\"display:inherit;clear:left;\">0,75%. L\u00e5n til styremedlemmer og medlemmer  </span><span style=\"display:inherit;clear:left;\">selskap hvor vedkommende har bestemmende innflytelse </span><span style=\"display:inherit;clear:left;\">NOK 10 000 og NOK 10 000 for revisjon - og risikoutvalg.</span><span style=\"display:inherit;clear:left;\">av forstanderskapet er gitt p\u00e5 ordin\u00e6re vilk\u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">som nevnt i aksjelovens \u00a7 1-3 nr 2 medregnet.</span><span style=\"display:inherit;clear:left;\">3<span class=\"fff\"> <span class=\"_ _199\"> </span>I 2012 endret banken pensjonsordningen for ledende </span></span><span style=\"display:inherit;clear:left;\">ansatte. Banken gikk fra en pensjonsordning for l\u00f8nn  </span><span style=\"display:inherit;clear:left;\">over 12 G til en direkte l\u00f8nnskompensasjon. Bel\u00f8pene  </span><span style=\"display:inherit;clear:left;\">i kolonnen l\u00f8nnskompensasjon best\u00e5r av m\u00e5nedlige </span><span style=\"display:inherit;clear:left;\">utbetalinger for 2024.</span><span style=\"display:inherit;clear:left;\">Pensjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _0\"></span>. Pensjons-</span><span style=\"display:inherit;clear:left;\">ordningene er i hovedsak finansiert gjennom innbetalinger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forsikringsselskaper<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innskuddspensjon for nyansatte. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med omleggingen gikk ogs\u00e5 en del personer ansatt  </span><span style=\"display:inherit;clear:left;\">f\u00f8r 1.1.07 over fra ytelsesordningen til den nye innskuddsordningen. </span><span style=\"display:inherit;clear:left;\">I slutten av 2013 gikk resterende ansatte over til innskuddsordning. </span><span style=\"display:inherit;clear:left;\">De ber\u00f8rte f\u00e5r en l\u00f8pende kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">En innskuddsplan er en pensjonsordning hvor konsernet betaler </span><span style=\"display:inherit;clear:left;\">faste bidrag til en juridisk enhet som investerer midlene p\u00e5 vegne </span><span style=\"display:inherit;clear:left;\">av medlemmene i ordningen. Innskuddene regnskapsf\u00f8res som </span><span style=\"display:inherit;clear:left;\">l\u00f8nnskostnader n\u00e5r de forfaller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _1\"></span>vtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle <span class=\"_ _0\"></span>AFP-ordningen ble vedtatt avviklet i februar 2010. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Som erstatning for den gamle <span class=\"_ _0\"></span>AFP-ordningen er det etablert en ny </span><span style=\"display:inherit;clear:left;\">AFP-ordning som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen.</span><span style=\"display:inherit;clear:left;\">Den nye <span class=\"_ _0\"></span>AFP-ordningen er en ytelsesbasert flerforetakspensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ordning, og finansieres gjennom premier som fastsettes som en </span><span style=\"display:inherit;clear:left;\">prosent av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig m\u00e5ling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og allokering av forpliktelse og midler i ordningen. Regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig blir ordningen s\u00e5ledes behandlet som en innskuddsbasert </span><span style=\"display:inherit;clear:left;\">pensjonsordning hvor premiebetalinger kostnadsf\u00f8res l\u00f8pende, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og ingen avsetninger foretas i regnskapet. Det ble ikke betalt premie </span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">i den nye ordningen f\u00f8r i 201<span class=\"_ _0\"></span>1, og da var premien fastsatt til 1,4 % </span><span style=\"display:inherit;clear:left;\">av samlede utbetalinger mellom 1 G og 7,1 G til bedriftens </span><span style=\"display:inherit;clear:left;\">arbeidstakere. For 2024 er satsen 2,7%.</span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en </span><span style=\"display:inherit;clear:left;\">pensjons <span class=\"_ _45\"></span>utbetaling som en ansatt vil motta ved pensjonering. </span><span style=\"display:inherit;clear:left;\">Pensjons <span class=\"_ _45\"></span>utbetalingen er normalt avhengig av en eller flere </span><span style=\"display:inherit;clear:left;\">faktorer slik som alder<span class=\"_ _0\"></span>, antall \u00e5r i selskapet og l\u00f8nn. Den balanse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>rt<span class=\"_ _0\"></span>e forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av </span><span style=\"display:inherit;clear:left;\">pensjonsmidlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en </span><span style=\"display:inherit;clear:left;\">uavhengig aktuar ved bruk av en line\u00e6r opptjeningsmetode.  </span><span style=\"display:inherit;clear:left;\">Diskonteringsrenten er en beregnet markedsrente p\u00e5 obligasjoner </span><span style=\"display:inherit;clear:left;\">med fortrinnsrett (OMF). <span class=\"_ _0\"></span>Andre parametere, som eksempelvis </span><span style=\"display:inherit;clear:left;\">l\u00f8nnsreguleringer<span class=\"_ _0\"></span>, inflasjon og pensjons\u00f8kninger<span class=\"_ _0\"></span>, fastsettes <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resultat (OCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sosiale kostnader og best\u00e5r av periodens pensjonsopp-</span><span style=\"display:inherit;clear:left;\">tjening, rentekostnad p\u00e5 den beregnede pensjonsforpliktelsen </span><span style=\"display:inherit;clear:left;\">samt periodisert arbeidsgiveravgift. Pensjonskostnaden er </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 forutsetninger fastsatt ved periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Morbanken har to driftspensjoner for to tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rer<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pensjonsforpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _0\"></span>. F\u00f8lgende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske og aktuarmessige forutsetninger er lagt til grunn:</span><span style=\"display:inherit;clear:left;position:relative;height:213.78515625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 88.541px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forutsetninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 17.793px; width: 133.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 53.6074px; width: 86.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Diskonteringsrente</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 53.8281px; width: 142.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,90 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,10 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.8574px; width: 119.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rlig forventet l\u00f8nnsvekst</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 75.0938px; width: 142.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.123px; width: 58.8633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">G-regulering</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 96.3594px; width: 142.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,75 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,25 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.389px; width: 141.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulering av l\u00f8pende pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 117.609px; width: 142.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.639px; width: 80.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">D\u00f8delighetstabell</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 138.875px; width: 156.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">K2013BE</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.5605px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">K2013BE</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.904px; width: 47.4902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AFP-uttak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 160.141px; width: 142.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.17px; width: 201.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet frivillig avgang f\u00f8r pensjonsalder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 181.391px; width: 142.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.7832px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.045px; width: 65.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uf\u00f8rhetstabell</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 626.25px; top: 201.281px; width: 130.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KU</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KU</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:176.740234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.85938px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 20.1035px; width: 232.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonskostnader ytelsesplaner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.6523px; width: 693.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 457.935px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.2324px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 79.0156px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 78.7949px; width: 166.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">N\u00e5verdi av \u00e5rets pensjonsopptjening</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 79.0156px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 100.281px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 100.045px; width: 205.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnad av p\u00e5l\u00f8pt pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 100.281px; width: 129.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.5332px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.09375px; top: 121.547px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 121.311px; width: 112.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 121.547px; width: 129.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.5332px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 141.201px; width: 86.0859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.9375px; top: 164.969px; width: 99.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 191.234px; top: 165.117px; width: 107.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale pensjonskostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 569.984px; top: 164.969px; width: 129.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.2596px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span></span><span style=\"display:inherit;clear:left;\">Kostnader knyttet til innskuddsordninger utgj\u00f8r henholdsvis 13,3 millioner </span><span style=\"display:inherit;clear:left;\">kroner for konsern og 1<span class=\"_ _0\"></span>1,3 millioner kroner for morbank for 2024. T<span class=\"_ _0\"></span>ilsvarende </span><span style=\"display:inherit;clear:left;\">for 2023 var 1<span class=\"_ _0\"></span>1,7 millioner kroner for konsern kr 10,3 millioner kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for morbank. </span><span style=\"display:inherit;clear:left;\">Kostnader til den nye <span class=\"_ _0\"></span>AFP-ordningen, som er behandlet som en inns<span class=\"_ _0\"></span>kudds<span class=\"_ _0\"></span><span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ba<span class=\"_ _0\"></span>sert<span class=\"_ _0\"></span> pensjonsordning, utgj\u00f8r 2,3 millioner kroner for konsern og morbank </span><span style=\"display:inherit;clear:left;\">for 2024 og 2,1 millioner kroner for 2023.</span><span style=\"display:inherit;clear:left;\">Netto pensjonsforpliktelse</span><span style=\"display:inherit;clear:left;position:relative;height:164.99609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 0.0117187px; width: 308.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 26.3301px; width: 63.9082px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 281.266px; top: 31.9023px; width: 450.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.2656px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.7012px; width: 134.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente pensjonsrettigheter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 67.9375px; width: 373.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.4px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 88.9668px; width: 70.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 110.217px; width: 135.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregnet pensjonsforpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 110.453px; width: 373.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.4px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 131.482px; width: 180.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 153.383px; width: 108.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonsforpliktelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 153.234px; width: 373.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.804px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span></span><span style=\"display:inherit;clear:left;\">Konsernets forsikrede ordninger er underfinansierte. Netto pensjons-</span><span style=\"display:inherit;clear:left;\">forpliktelse er f\u00f8rt opp som langsiktig gjeld i balansen.</span><span style=\"display:inherit;clear:left;\">Aktuarielle gevinster og tap f\u00f8res mot andre inntekter og kostnader (<span class=\"_ _0\"></span>OCI) </span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r<span class=\"_ _0\"></span>. Dette medf\u00f8rte for 2024 en total inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">over andre inntekter og kostnader (OCI) p\u00e5 0,0 millioner kroner etter skatt </span><span style=\"display:inherit;clear:left;\">for konsern og morbank. T<span class=\"_ _0\"></span>ilsvarende tall for 2023 var en inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">p\u00e5 0,1 millioner kroner etter skatt for konsern og morbank.</span><span style=\"display:inherit;clear:left;position:relative;height:204.224609375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 46.1875px; top: 0.0019531px; width: 620.139px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 501.54px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 21.6035px; width: 248.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming brutto pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.6523px; width: 706.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.418px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5312px; top: 74.8438px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 74.6074px; width: 84.4863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inng\u00e5ende balanse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.406px; top: 74.8438px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.6719px; top: 94.3906px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 94.1699px; width: 76.2832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets opptjening</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.406px; top: 94.3906px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">324</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 33.6719px; top: 113.953px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 113.732px; width: 85.7637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets rentekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.406px; top: 113.953px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">231</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.75px; top: 133.516px; width: 124.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-490</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 133.279px; width: 118.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbetaling til pensjonister</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.188px; top: 133.516px; width: 124.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-490</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5312px; top: 153.078px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 648</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 152.842px; width: 171.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsforpliktelse tilf\u00f8rt ved fusjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.406px; top: 153.078px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 648</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 35.1562px; top: 172.641px; width: 118.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 172.404px; width: 235.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Estimatavvik f\u00f8rt over andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.703px; top: 172.641px; width: 118.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5312px; top: 192.453px; width: 127.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 217.047px; top: 192.602px; width: 73.2656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utg\u00e5ende balanse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.406px; top: 192.453px; width: 127.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 234</span></span></span><span style=\"display:inherit;clear:left;\">Historisk utvikling  (Konsern/Morbank)</span><span style=\"display:inherit;clear:left;\">Konsern<span class=\"_ _39\"> </span><span class=\"fs1d ls3 ws2\">31.12.2024<span class=\"_ _75\"> </span>31.12.2023<span class=\"_ _75\"> </span>31.12.2022<span class=\"_ _75\"> </span>31.12.2021<span class=\"_ _75\"> </span>31.12.2020</span></span><span style=\"display:inherit;clear:left;\">Brutto pensjonsforpliktelser</span><span style=\"display:inherit;clear:left;\">8 927<span class=\"_ _76\"> </span>7 233<span class=\"_ _1d\"> </span>7 634<span class=\"_ _1d\"> </span>8 025<span class=\"_ _1d\"> </span>8 005</span><span style=\"display:inherit;clear:left;\">Brutto pensjonsmidler</span><span style=\"display:inherit;clear:left;\">Arbeidsgiveravgift av netto forpliktelse</span><span style=\"display:inherit;clear:left;\">Netto balansef\u00f8rte pensjonsforpliktelser</span><span style=\"display:inherit;clear:left;\">8 927<span class=\"_ _55\"> </span>7 233<span class=\"_ _55\"> </span>7 634<span class=\"_ _55\"> </span>8 025<span class=\"_ _55\"> </span>8 005</span><span style=\"display:inherit;clear:left;\">Gjenv\u00e6rende netto pensjonsforpliktelse per 31.12.2024 er relatert til driftspensjon for to tidligere administrerende direkt\u00f8rer<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__114": {
   "value": "<span style=\"display:inherit;clear:left;\">Pensjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _0\"></span>. Pensjons-</span><span style=\"display:inherit;clear:left;\">ordningene er i hovedsak finansiert gjennom innbetalinger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til forsikringsselskaper<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innskuddspensjon for nyansatte. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med omleggingen gikk ogs\u00e5 en del personer ansatt  </span><span style=\"display:inherit;clear:left;\">f\u00f8r 1.1.07 over fra ytelsesordningen til den nye innskuddsordningen. </span><span style=\"display:inherit;clear:left;\">I slutten av 2013 gikk resterende ansatte over til innskuddsordning. </span><span style=\"display:inherit;clear:left;\">De ber\u00f8rte f\u00e5r en l\u00f8pende kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">En innskuddsplan er en pensjonsordning hvor konsernet betaler </span><span style=\"display:inherit;clear:left;\">faste bidrag til en juridisk enhet som investerer midlene p\u00e5 vegne </span><span style=\"display:inherit;clear:left;\">av medlemmene i ordningen. Innskuddene regnskapsf\u00f8res som </span><span style=\"display:inherit;clear:left;\">l\u00f8nnskostnader n\u00e5r de forfaller<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _1\"></span>vtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle <span class=\"_ _0\"></span>AFP-ordningen ble vedtatt avviklet i februar 2010. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Som erstatning for den gamle <span class=\"_ _0\"></span>AFP-ordningen er det etablert en ny </span><span style=\"display:inherit;clear:left;\">AFP-ordning som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen.</span><span style=\"display:inherit;clear:left;\">Den nye <span class=\"_ _0\"></span>AFP-ordningen er en ytelsesbasert flerforetakspensjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ordning, og finansieres gjennom premier som fastsettes som en </span><span style=\"display:inherit;clear:left;\">prosent av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig m\u00e5ling <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og allokering av forpliktelse og midler i ordningen. Regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig blir ordningen s\u00e5ledes behandlet som en innskuddsbasert </span><span style=\"display:inherit;clear:left;\">pensjonsordning hvor premiebetalinger kostnadsf\u00f8res l\u00f8pende, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og ingen avsetninger foretas i regnskapet. Det ble ikke betalt premie </span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">i den nye ordningen f\u00f8r i 201<span class=\"_ _0\"></span>1, og da var premien fastsatt til 1,4 % </span><span style=\"display:inherit;clear:left;\">av samlede utbetalinger mellom 1 G og 7,1 G til bedriftens </span><span style=\"display:inherit;clear:left;\">arbeidstakere. For 2024 er satsen 2,7%.</span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en </span><span style=\"display:inherit;clear:left;\">pensjons <span class=\"_ _45\"></span>utbetaling som en ansatt vil motta ved pensjonering. </span><span style=\"display:inherit;clear:left;\">Pensjons <span class=\"_ _45\"></span>utbetalingen er normalt avhengig av en eller flere </span><span style=\"display:inherit;clear:left;\">faktorer slik som alder<span class=\"_ _0\"></span>, antall \u00e5r i selskapet og l\u00f8nn. Den balanse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8<span class=\"_ _0\"></span>rt<span class=\"_ _0\"></span>e forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av </span><span style=\"display:inherit;clear:left;\">pensjonsmidlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en </span><span style=\"display:inherit;clear:left;\">uavhengig aktuar ved bruk av en line\u00e6r opptjeningsmetode.  </span><span style=\"display:inherit;clear:left;\">Diskonteringsrenten er en beregnet markedsrente p\u00e5 obligasjoner </span><span style=\"display:inherit;clear:left;\">med fortrinnsrett (OMF). <span class=\"_ _0\"></span>Andre parametere, som eksempelvis </span><span style=\"display:inherit;clear:left;\">l\u00f8nnsreguleringer<span class=\"_ _0\"></span>, inflasjon og pensjons\u00f8kninger<span class=\"_ _0\"></span>, fastsettes <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resultat (OCI) <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i den perioden de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sosiale kostnader og best\u00e5r av periodens pensjonsopp-</span><span style=\"display:inherit;clear:left;\">tjening, rentekostnad p\u00e5 den beregnede pensjonsforpliktelsen </span><span style=\"display:inherit;clear:left;\">samt periodisert arbeidsgiveravgift. Pensjonskostnaden er </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 forutsetninger fastsatt ved periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Morbanken har to driftspensjoner for to tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rer<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av pensjonsforpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _0\"></span>. F\u00f8lgende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske og aktuarmessige forutsetninger er lagt til grunn:</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__121": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _4\"></span>er <span class=\"_ _4\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.24 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25% skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:521.646484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.3594px; top: 46.8008px; width: 153.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 182.227px; top: 46.4258px; width: 530.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.92px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 75.8086px; width: 62.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 92.7188px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 209</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 92.4824px; width: 89.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 92.7188px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.6406px; top: 109.516px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 109.295px; width: 172.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 109.516px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 126.215px; width: 51.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 143.125px; width: 114.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 061)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 142.889px; width: 150.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 143.125px; width: 105.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(866)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 159.938px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(4 504)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 159.701px; width: 207.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatteeffekt av endring i MF f\u00f8rt rett mot EK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 159.922px; width: 28.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 176.719px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 176.867px; width: 124.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 176.719px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.3594px; top: 212.941px; width: 153.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 182.227px; top: 212.566px; width: 528.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 242.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">535 359</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">395 789</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 242.154px; width: 248.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skattekostnad (ekskl. inntektsf\u00f8rt badwill)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 242.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">436 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 331.859px; top: 259.264px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 259.297px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 259.17px; width: 131.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 259.297px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 131</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 276.203px; width: 118.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(55 270)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(44 125)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 275.982px; width: 103.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Permanente forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.094px; top: 276.203px; width: 118.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(55 280)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(44 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 293.016px; width: 106.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(180)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">489</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 292.779px; width: 203.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i Ikke balansef\u00f8rt utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.6406px; top: 309.812px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 309.576px; width: 144.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 309.812px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 326.609px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 326.758px; width: 124.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 326.609px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 342.875px; width: 105.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 342.639px; width: 83.6602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Effektiv skattesats</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 342.875px; width: 105.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.629px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 379.254px; width: 522.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMNING </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 409.062px; width: 113.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(9 370)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(16 089)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 408.842px; width: 196.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 409.062px; width: 113.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(8 198)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(15 215)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 425.875px; width: 114.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 061)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 425.639px; width: 121.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 425.875px; width: 105.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(866)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 44.875px; top: 442.672px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 442.436px; width: 169.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.562px; top: 442.672px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 459.484px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 616)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 459.248px; width: 201.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innfusjonert utsatt skattefordel i inntekts\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 459.469px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 616)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.9844px; top: 476.281px; width: 94.7285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(13)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 476.045px; width: 59.1855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 493.078px; width: 12.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 492.857px; width: 115.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">For lite avsatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.953px; top: 493.078px; width: 97.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(5)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 509.875px; width: 119.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(12 000)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(9 370)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 510.023px; width: 176.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel (-) / utsatt skatt (+)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 509.875px; width: 119.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(10 680)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(8 198)</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % skattesats. </span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:411.927734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.957px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 43.582px; width: 527.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.465px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 83.2031px; width: 115.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(3 997)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">736</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 82.9824px; width: 104.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anlegg og driftsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 83.2031px; width: 117.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (4 047) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">679</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 104.469px; width: 118.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(12 458)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 841)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 104.232px; width: 124.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.016px; top: 104.469px; width: 120.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 953) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 575)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 125.734px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 125.498px; width: 78.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.531px; top: 125.719px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 724 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 146.984px; width: 106.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(234)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(283)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 146.764px; width: 96.8672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gevinst og tapskonto</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 146.984px; width: 106.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(234)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(277)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7344px; top: 168.25px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 168.014px; width: 48.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 168.25px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 189.5px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 189.279px; width: 36.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 189.5px; width: 109.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 232 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 210.766px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 210.529px; width: 127.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 210.766px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 887 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 232.031px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 231.795px; width: 110.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 232.031px; width: 109.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 253.297px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 253</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 253.061px; width: 65.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 274.812px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 532</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 274.961px; width: 95.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 274.812px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.941px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 348.566px; width: 530.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 325.031px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7344px; top: 376.5px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 376.279px; width: 110.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 400.156px; width: 99.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 400.305px; width: 66.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfatter fremf\u00f8rbart underskudd i datterselskapene <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">og Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS. Per 31.12.24 utgj\u00f8r dette 1,7 millioner kroner (2,2 millioner kroner per 31.12.23).</span><span style=\"display:inherit;clear:left;\">Formueskatten for 2024 er kostnadsf\u00f8rt med 4,5 millioner kroner (3,8 millioner kroner i 2023) og klassifisert </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__120": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _4\"></span>er <span class=\"_ _4\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.24 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25% skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:521.646484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.3594px; top: 46.8008px; width: 153.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 182.227px; top: 46.4258px; width: 530.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.92px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 75.8086px; width: 62.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 92.7188px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 209</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 92.4824px; width: 89.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 92.7188px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.6406px; top: 109.516px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 109.295px; width: 172.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 109.516px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 126.215px; width: 51.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 143.125px; width: 114.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 061)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 142.889px; width: 150.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 143.125px; width: 105.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(866)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 159.938px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(4 504)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 159.701px; width: 207.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatteeffekt av endring i MF f\u00f8rt rett mot EK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 159.922px; width: 28.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 176.719px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 176.867px; width: 124.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 176.719px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.3594px; top: 212.941px; width: 153.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 182.227px; top: 212.566px; width: 528.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 242.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">535 359</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">395 789</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 242.154px; width: 248.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skattekostnad (ekskl. inntektsf\u00f8rt badwill)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 242.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">436 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 331.859px; top: 259.264px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 259.297px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 259.17px; width: 131.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 259.297px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 131</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 276.203px; width: 118.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(55 270)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(44 125)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 275.982px; width: 103.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Permanente forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.094px; top: 276.203px; width: 118.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(55 280)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(44 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 293.016px; width: 106.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(180)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">489</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 292.779px; width: 203.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i Ikke balansef\u00f8rt utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.6406px; top: 309.812px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 309.576px; width: 144.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 309.812px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 326.609px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 326.758px; width: 124.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 326.609px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 342.875px; width: 105.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 342.639px; width: 83.6602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Effektiv skattesats</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 342.875px; width: 105.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.629px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 379.254px; width: 522.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMNING </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 409.062px; width: 113.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(9 370)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(16 089)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 408.842px; width: 196.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 409.062px; width: 113.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(8 198)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(15 215)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 425.875px; width: 114.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 061)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 425.639px; width: 121.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 425.875px; width: 105.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(866)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 44.875px; top: 442.672px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 442.436px; width: 169.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.562px; top: 442.672px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 459.484px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 616)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 459.248px; width: 201.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innfusjonert utsatt skattefordel i inntekts\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 459.469px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 616)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.9844px; top: 476.281px; width: 94.7285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(13)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 476.045px; width: 59.1855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 493.078px; width: 12.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 492.857px; width: 115.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">For lite avsatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.953px; top: 493.078px; width: 97.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(5)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 509.875px; width: 119.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(12 000)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(9 370)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 510.023px; width: 176.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel (-) / utsatt skatt (+)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 509.875px; width: 119.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(10 680)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(8 198)</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % skattesats. </span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:411.927734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.957px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 43.582px; width: 527.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.465px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 83.2031px; width: 115.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(3 997)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">736</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 82.9824px; width: 104.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anlegg og driftsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 83.2031px; width: 117.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (4 047) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">679</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 104.469px; width: 118.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(12 458)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 841)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 104.232px; width: 124.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.016px; top: 104.469px; width: 120.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 953) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 575)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 125.734px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 125.498px; width: 78.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.531px; top: 125.719px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 724 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 146.984px; width: 106.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(234)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(283)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 146.764px; width: 96.8672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gevinst og tapskonto</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 146.984px; width: 106.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(234)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(277)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7344px; top: 168.25px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 168.014px; width: 48.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 168.25px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 189.5px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 189.279px; width: 36.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 189.5px; width: 109.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 232 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 210.766px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 210.529px; width: 127.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 210.766px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 887 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 232.031px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 231.795px; width: 110.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 232.031px; width: 109.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 253.297px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 253</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 253.061px; width: 65.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 274.812px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 532</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 274.961px; width: 95.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 274.812px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.941px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 348.566px; width: 530.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 325.031px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7344px; top: 376.5px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 376.279px; width: 110.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 400.156px; width: 99.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 400.305px; width: 66.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfatter fremf\u00f8rbart underskudd i datterselskapene <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">og Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS. Per 31.12.24 utgj\u00f8r dette 1,7 millioner kroner (2,2 millioner kroner per 31.12.23).</span><span style=\"display:inherit;clear:left;\">Formueskatten for 2024 er kostnadsf\u00f8rt med 4,5 millioner kroner (3,8 millioner kroner i 2023) og klassifisert </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__119": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _4\"></span>er <span class=\"_ _4\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.24 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25% skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:521.646484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.3594px; top: 46.8008px; width: 153.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 182.227px; top: 46.4258px; width: 530.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.92px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 75.8086px; width: 62.9766px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 92.7188px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 209</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 92.4824px; width: 89.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 92.7188px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.6406px; top: 109.516px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 109.295px; width: 172.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 109.516px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 126.215px; width: 51.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 143.125px; width: 114.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 061)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 142.889px; width: 150.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 143.125px; width: 105.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(866)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 159.938px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(4 504)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 159.701px; width: 207.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatteeffekt av endring i MF f\u00f8rt rett mot EK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 159.922px; width: 28.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(4 504</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 176.719px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 176.867px; width: 124.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 176.719px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 28.3594px; top: 212.941px; width: 153.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 182.227px; top: 212.566px; width: 528.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.8045px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 242.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">535 359</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">395 789</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 242.154px; width: 248.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skattekostnad (ekskl. inntektsf\u00f8rt badwill)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 242.375px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">436 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 331.859px; top: 259.264px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 259.297px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">133 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 259.17px; width: 131.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 259.297px; width: 117.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 131</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 452</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 276.203px; width: 118.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(55 270)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(44 125)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 275.982px; width: 103.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Permanente forskjeller</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 605.094px; top: 276.203px; width: 118.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(55 280)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(44 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 293.016px; width: 106.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(180)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">489</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 292.779px; width: 203.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring i Ikke balansef\u00f8rt utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 31.6406px; top: 309.812px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 309.576px; width: 144.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 309.812px; width: 102.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(30)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 326.609px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 899</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 326.758px; width: 124.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 326.609px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 821</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 342.875px; width: 105.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 342.639px; width: 83.6602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Effektiv skattesats</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 342.875px; width: 105.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 379.629px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 379.254px; width: 522.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VSTEMNING </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 409.062px; width: 113.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(9 370)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(16 089)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 408.842px; width: 196.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 409.062px; width: 113.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(8 198)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(15 215)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 425.875px; width: 114.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 061)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 425.639px; width: 121.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 425.875px; width: 105.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(866)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 44.875px; top: 442.672px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 442.436px; width: 169.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 640.562px; top: 442.672px; width: 89.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 459.484px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 616)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 459.248px; width: 201.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innfusjonert utsatt skattefordel i inntekts\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 459.469px; width: 31.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(1 616)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 38.9844px; top: 476.281px; width: 94.7285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(13)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 476.045px; width: 59.1855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre poster</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 493.078px; width: 12.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 492.857px; width: 115.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">For lite avsatt tidligere \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 633.953px; top: 493.078px; width: 97.2188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(5)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 509.875px; width: 119.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(12 000)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(9 370)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 510.023px; width: 176.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel (-) / utsatt skatt (+)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 509.875px; width: 119.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(10 680)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(8 198)</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % skattesats. </span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:411.927734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.957px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 43.582px; width: 527.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.465px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 83.2031px; width: 115.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(3 997)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">736</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 82.9824px; width: 104.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anlegg og driftsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 83.2031px; width: 117.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (4 047) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">679</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 10.8438px; top: 104.469px; width: 118.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(12 458)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 841)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 104.232px; width: 124.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.016px; top: 104.469px; width: 120.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 953) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 575)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 125.734px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 125.498px; width: 78.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.531px; top: 125.719px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 724 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 25.9531px; top: 146.984px; width: 106.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(234)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(283)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 146.764px; width: 96.8672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gevinst og tapskonto</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 621.516px; top: 146.984px; width: 106.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(234)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(277)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7344px; top: 168.25px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 168.014px; width: 48.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fordringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 168.25px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">268</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 189.5px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 189.279px; width: 36.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 189.5px; width: 109.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 232 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 210.766px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 210.529px; width: 127.57px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 210.766px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 887 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 232.031px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 231.795px; width: 110.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.375px; top: 232.031px; width: 109.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 253.297px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 253</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 253.061px; width: 65.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 274.812px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 532</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 274.961px; width: 95.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skattefordel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.297px; top: 274.812px; width: 111.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.941px; width: 176.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 176.66px; top: 348.566px; width: 530.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 325.031px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7344px; top: 376.5px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 376.279px; width: 110.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.5781px; top: 400.156px; width: 99.1055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">162</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 400.305px; width: 66.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfatter fremf\u00f8rbart underskudd i datterselskapene <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">og Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS. Per 31.12.24 utgj\u00f8r dette 1,7 millioner kroner (2,2 millioner kroner per 31.12.23).</span><span style=\"display:inherit;clear:left;\">Formueskatten for 2024 er kostnadsf\u00f8rt med 4,5 millioner kroner (3,8 millioner kroner i 2023) og klassifisert </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__118": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _4\"></span>er <span class=\"_ _4\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.24 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25% skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__117": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets </span><span style=\"display:inherit;clear:left;\">skattepliktige resultat. Utsatt skatt regnskapsf\u00f8res etter gjeldsmetoden </span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 12. Det beregnes forpliktelse eller eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 midlertidige forskjeller<span class=\"_ _0\"></span>, som er differansen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det beregnes imidlertid ikke forpliktelse eller eiendel ved utsatt skatt </span><span style=\"display:inherit;clear:left;\">p\u00e5 goodwill som ikke gir skattemessige fradrag, og heller ikke p\u00e5 </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsinnregnede poster som verken p\u00e5virker regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messig eller skattepliktig resultat. Det beregnes en eiendel ved </span><span style=\"display:inherit;clear:left;\">utsatt skatt p\u00e5 fremf\u00f8rbare skattemessige underskudd. Utsatt </span><span style=\"display:inherit;clear:left;\">skattefordel blir balansef\u00f8rt i den utstrekning det er sannsynlig <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">at den vil kunne benyttes mot fremtidig skattepliktig inntekt. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>ed beregning av utsatt skatt benyttes skattesatser og skatte-</span><span style=\"display:inherit;clear:left;\">regl<span class=\"_ _4\"></span>er <span class=\"_ _4\"></span>som gjelder p\u00e5 balansedagen eller som med overveiende </span><span style=\"display:inherit;clear:left;\">sannsynlighet blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.24 p\u00e5 22 %, </span><span style=\"display:inherit;clear:left;\">skattesatsen er uendret siste \u00e5r<span class=\"_ _0\"></span>. Det er gjort unntak for finans<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>reta<span class=\"_ _0\"></span>k som dermed videref\u00f8res p\u00e5 2016-niv\u00e5 (25% skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt </span><span style=\"display:inherit;clear:left;\">som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital),<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som skatte-</span><span style=\"display:inherit;clear:left;\">kost<span class=\"_ _0\"></span>nad i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette </span><span style=\"display:inherit;clear:left;\">gjelder blant annet for utbetalinger av kundeutbytte og utbetalinger </span><span style=\"display:inherit;clear:left;\">av rente p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__122-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">F\u00f8lgende tabeller presenterer klassifisering av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">og forpliktelser pr<span class=\"_ _0\"></span>. balansedato ihht IFRS 9. <span class=\"_ _195\"> </span> <span class=\"_ _d4\"> </span> </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av klassifisering av finansielle instrumenter <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">se <span class=\"ls3 ws2\">note 2.</span></span><span style=\"display:inherit;clear:left;position:relative;height:483.37109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 0.0117187px; width: 20.4082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 12.918px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 332.109px; top: 12.918px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 476.469px; top: 12.918px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.016px; top: 12.918px; width: 24.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 12.918px; width: 45.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 22.1133px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.422px; top: 25.8242px; width: 46.4648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 25.8242px; width: 53.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 333.438px; top: 25.8242px; width: 53.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 25.8242px; width: 36.5449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 481.344px; top: 25.8242px; width: 51.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 25.8242px; width: 33.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 25.8242px; width: 52.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 38.9746px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 230.359px; top: 38.7148px; width: 19.5469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 287px; top: 38.7148px; width: 33.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 355.734px; top: 38.7148px; width: 33.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 38.7148px; width: 40.2129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 474.578px; top: 38.7148px; width: 56.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 570.797px; top: 38.7148px; width: 32.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 626.25px; top: 38.7148px; width: 118.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.9219px; width: 53.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 81.4668px; width: 114.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 88.5469px; width: 542.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 482 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 482 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.1543px; width: 74.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 111.951px; width: 106.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 119.031px; width: 542.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 803 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 125.639px; width: 99.7031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 79.2031px; top: 142.775px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.436px; width: 75.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 197px; top: 142.672px; width: 51.3668px; white-space: pre; word-spacing: 0px; letter-spacing: -0.0520125px; margin-left: 0px; font-size: 10.4025px; font-family: fff; -webkit-text-stroke: 0.156037px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 32 381 875 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 343.047px; top: 142.672px; width: 404.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 629 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 301.342px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 839 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.248px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 159.469px; width: 535.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 588 917 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 099 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.185px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 688 444 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 176.045px; width: 30.3867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 176.281px; width: 470.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 379 920 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 388.039px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 920 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 192.857px; width: 149.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 193.078px; width: 176.133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 209.654px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 287px; top: 209.891px; width: 465.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 93 206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 394.125px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 206 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 226.451px; width: 88.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 226.688px; width: 103.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 523 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 243.264px; width: 162.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 250.328px; width: 253.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 766 857 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.363px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 766 857 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 256.936px; width: 128.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 273.748px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.391px; top: 273.969px; width: 109.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 120 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 335 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 290.914px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 290.766px; width: 529.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 561 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 572 654 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 629 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 766 857 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.5859px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 136 858 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.2773px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 39 702 201 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 320.109px; width: 76.4531px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.764px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 214.625px; top: 334.984px; width: 537.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 90 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.406px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 90 695 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 350.498px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 350.719px; width: 53.632px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.731px; font-family: fff; -webkit-text-stroke: 0.160965px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 294 475 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 343.047px; top: 350.719px; width: 404.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 040 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 334 944 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 364.639px; width: 126.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 195.219px; top: 371.703px; width: 51.9902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.4025px; font-family: fff; -webkit-text-stroke: 0.156037px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 028 763 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 416.578px; top: 371.703px; width: 332.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 060 155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228.246px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 088 918 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 378.311px; width: 69.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 392.451px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 287px; top: 392.688px; width: 460.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.6602px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 361 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.049px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 507 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 408.186px; width: 84.1934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 408.422px; width: 103.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 75 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.92px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 424.141px; width: 542.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 472 909 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 472 909 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 439.654px; width: 56.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.391px; top: 439.875px; width: 109.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 218 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 525 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.389px; width: 54.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 219.531px; top: 455.609px; width: 528.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 927 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 140 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 471.758px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 471.609px; width: 534.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 892 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 146 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 040 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 167 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 302 615 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 423 800 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span><span class=\"fff\">  <span class=\"_ _52\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikke av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;position:relative;height:467.93359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 664.156px; top: 0.0117187px; width: 20.4082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 259.359px; top: 12.918px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 332.109px; top: 12.918px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 476.469px; top: 12.918px; width: 59.1562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.016px; top: 12.918px; width: 24.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 635.547px; top: 12.918px; width: 45.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 22.0977px; width: 133.781px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15.9px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 199.422px; top: 25.8086px; width: 46.4648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 261.062px; top: 25.8086px; width: 53.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 333.438px; top: 25.8086px; width: 53.2266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 427.438px; top: 25.8086px; width: 36.5449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 481.344px; top: 25.8086px; width: 51.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 25.8086px; width: 33.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 624.641px; top: 25.8086px; width: 52.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 608.5px; top: 38.959px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 230.359px; top: 38.7148px; width: 19.5469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 287px; top: 38.7148px; width: 33.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 355.734px; top: 38.7148px; width: 33.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 421.328px; top: 38.7148px; width: 40.2129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 474.578px; top: 38.7148px; width: 56.9062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 570.797px; top: 38.7148px; width: 32.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 626.25px; top: 38.7148px; width: 118.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.0469px; width: 53.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 87.9512px; width: 114.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 95.0156px; width: 542.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 887 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 101.639px; width: 77.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.889px; width: 153.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 122.953px; width: 542.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 106 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 667 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 129.561px; width: 56.3496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 144.561px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 144.781px; width: 53.632px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.731px; font-family: fff; -webkit-text-stroke: 0.160965px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 059 792 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 343.047px; top: 144.781px; width: 404.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 390 842 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.295px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 160.516px; width: 535.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 580 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 900 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.185px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 481 357 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 176.014px; width: 30.3867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 176.25px; width: 470.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 175 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 388.039px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 191.748px; width: 149.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 191.984px; width: 176.133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 207.482px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 287px; top: 207.719px; width: 461.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.451px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.929px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 97 434 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 223.217px; width: 88.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 223.453px; width: 103.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 048 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.217px; width: 162.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 245.281px; width: 253.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.363px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 251.889px; width: 128.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 266.889px; width: 76.2539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 267.109px; width: 103.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 92 813 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 813 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 283.258px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 283.109px; width: 526.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 29 103 069 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 169 927 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 103 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 415 046 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 315.172px; width: 76.4531px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 329.811px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 214.625px; top: 330.047px; width: 537.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.406px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 92.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 345.766px; width: 548.953px; white-space: pre; word-spacing: 0px; letter-spacing: -0.1095px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 823 189 </span><span style=\"word-spacing: 0px; letter-spacing: -0.1095px; display: inline-block; margin-left: 0px; width: 99.2344px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 562 382 </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 361.279px; width: 71.1621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 361.5px; width: 548.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 732 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.859px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 703 399 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228.246px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 435 958 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 377.014px; width: 93.3574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 287px; top: 377.234px; width: 460.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.988px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.049px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 530 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 392.748px; width: 84.1934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 648.094px; top: 392.969px; width: 103.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 991 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 408.467px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 408.703px; width: 542.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.32px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 424.201px; width: 56.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 641.391px; top: 424.438px; width: 109.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 253 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 253 233 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 439.936px; width: 54.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 219.531px; top: 440.172px; width: 528.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 674 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.211px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.373px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 908 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 456.32px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.906px; top: 456.172px; width: 534.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 932 663 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.4688px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 799 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.295px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 297 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.7558px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 790 244 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_\"> </span><span class=\"fff\">  <span class=\"_ _52\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikke av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1<span class=\"fff ls78\"> <span class=\"_\"> </span> <span class=\"_ _45\"></span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">er klassifisert til virkelig verdi over resultatet iht. til den forret<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ningsmodellen som styrer forvaltningen av likviditetsportef\u00f8ljen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IFRS 9. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om </span><span style=\"display:inherit;clear:left;\">maksimal fortjeneste.  </span><span style=\"display:inherit;clear:left;\">2<span class=\"fff\"> <span class=\"_\"> </span> <span class=\"_ _3e\"></span>Bankens \u201dholdt til forfall\u201d portef\u00f8lje er klassifisert til amortisert </span></span><span style=\"display:inherit;clear:left;\">kost da forretningsmodellen er at banken skal holde disse </span><span style=\"display:inherit;clear:left;\">papirene til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;position:relative;height:363.51171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9023px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 38.9023px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 32.3691px; width: 166.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.96875px; top: 74.6094px; width: 123.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 099 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 74.3887px; width: 201.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.234px; top: 74.6094px; width: 123.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 702 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 95.6387px; width: 138.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 117.406px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 099 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 117.555px; width: 202.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.625px; top: 117.406px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 702 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.96875px; top: 138.391px; width: 124.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 062 137</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">903 460</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 138.24px; width: 208.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 138.391px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">949 061</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">789 355</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 180.922px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 180.686px; width: 207.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 180.922px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.3594px; top: 202.438px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 202.586px; width: 208.646px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 202.438px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.82812px; top: 244.953px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 688 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 481 357</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 245.102px; width: 133.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 599.625px; top: 244.953px; width: 122.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 291 647</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 287.219px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,77 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 286.982px; width: 283.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 287.219px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,67 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,62 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.6406px; top: 308.469px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,33</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,37</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 308.248px; width: 315.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.641px; top: 308.469px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,27</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,42</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 329.734px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,48 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 329.498px; width: 290.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.141px; top: 329.734px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,48 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.6406px; top: 351px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 350.764px; width: 321.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 625.641px; top: 351px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,96</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer </span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:289.18359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.078px; top: 0.0117187px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0117187px; width: 57.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.36914px; width: 91.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.9023px; width: 28.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.266px; top: 12.9023px; width: 177.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.9023px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 76.4004px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brage </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Finans AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 47.5469px; width: 420.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">995610760</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 467 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3946px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4512px; width: 75.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 66.6875px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 837</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 560</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 69.1875px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 85.8125px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 834</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 158.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 104.953px; width: 421.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">68 880</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 157.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kredittforeningen for Sparebanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 124.094px; width: 425.15px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">986918930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.512px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">948</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 178.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kvinesdal Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 143.219px; width: 424.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937894805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.512px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.123px; width: 135.668px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 162.359px; width: 423.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">144</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 183.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 181.484px; width: 421.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 954 679</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 035</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.389px; width: 71.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 738.234px; top: 200.625px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 220.164px; width: 177.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 220.016px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 540</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.654px; width: 86.5312px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 238.891px; width: 423.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 617</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.795px; width: 82.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt B</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 258.031px; width: 421.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,56 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 764</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 277.57px; width: 80.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 277.422px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">379 920</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:231.79296875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 473.078px; top: 0.0117187px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0117187px; width: 57.5098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 6.38477px; width: 91.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 340.156px; top: 12.918px; width: 28.4707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 432.266px; top: 12.918px; width: 177.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer/andeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eierandel</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.918px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 47.3262px; width: 75.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomskreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 47.5625px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979391285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,42 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 187</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.4668px; width: 69.1875px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">VBB AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 66.6875px; width: 421.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">921859708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 351</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,19 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.5918px; width: 158.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">J\u00e6ren Sparebank Egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 85.8281px; width: 421.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">937895976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">210 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,26 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.732px; width: 135.668px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordic </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Group AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 104.953px; width: 423.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">926789759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 653</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 123.857px; width: 183.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VN Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (antall aksjer i milliarder)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 124.094px; width: 421.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">821083052</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 392 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,78 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 449</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 142.998px; width: 71.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige unoterte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 744.328px; top: 143.234px; width: 10.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.773px; width: 177.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 162.625px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">136 524</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 181.264px; width: 86.5312px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">DNB </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Obligasjon A</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 181.5px; width: 423.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">979480520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 393</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.404px; width: 82.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holberg Kreditt B</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 319.516px; top: 200.625px; width: 421.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">997642589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">283 51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.4688px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,44 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 319</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 220.18px; width: 80.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum aksjer og fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 220.031px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">175 236</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet. For netto verdiendring av investeringene, se <span class=\"ls3\">note 19. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otal kostpris for aksjene utgj\u00f8r 263,9 (72,4) millioner kroner. Kostpris for </span><span style=\"display:inherit;clear:left;\">rentefondene utgj\u00f8r 48,4 (35,6) millioner kroner<span class=\"_ _0\"></span>. Banken har ikke vesentlig </span><span style=\"display:inherit;clear:left;\">innflytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS <span class=\"_ _0\"></span>AS gjennom EIKA<span class=\"_ _0\"></span> VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer som felles holdingsselskap for EIKA<span class=\"_ _0\"></span> bankene. <span class=\"_ _0\"></span>Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept <span class=\"_ _0\"></span>AS og Vipps <span class=\"_ _0\"></span>AS tilbake i 2018. </span><span style=\"display:inherit;clear:left;\">28.oktober 2024 kj\u00f8pte Rogaland Sparebank 4 % av aksjene i Brage</span><span style=\"display:inherit;clear:left;\">Finans <span class=\"_ _0\"></span>AS, og er dermed tredje st\u00f8rste eieren i selskapet. Brage Finans <span class=\"_ _0\"></span>AS<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">er landets tredje st\u00f8rste akt\u00f8r innen leasing. Banken har i tillegg til \u00e5 bli</span><span style=\"display:inherit;clear:left;\">deleier i Brage Finans <span class=\"_ _0\"></span>AS inng\u00e5tt en distribusjonsavtale av leasing-pro<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">duktene til bedriftsmarkedet. Rogaland Sparebank g\u00e5r inn i styret i Brage</span><span style=\"display:inherit;clear:left;\">Finans med \u00e9n representant. Samlet kj\u00f8pesum for aksjene utgjorde</span><span style=\"display:inherit;clear:left;\">171 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter med verdiendring </span><span style=\"display:inherit;clear:left;\">over utvidet resultat</span><span style=\"display:inherit;clear:left;position:relative;height:161.443359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.8906px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 13.1035px; width: 184.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 34.1035px; width: 206.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdiendring over utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.8398px; width: 680.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.906px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 80.2969px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">39 274</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 80.0762px; width: 197.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Boligkreditt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (org. nr. 885621252)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 80.2969px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">39 274</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.6562px; top: 105.812px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">727 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 105.576px; width: 182.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Gruppen </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS (org. nr. 979319568)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556.125px; top: 105.812px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">727 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 134.07px; width: 200.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle instrumenter med verdiendring  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.6562px; top: 141.797px; width: 136.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.594px; top: 141.797px; width: 136.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 149.82px; width: 110.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet resultat (OCI)</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er som hovedregel under IFRS 9 vurdert til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendring over resultat (FVTPL), med unntak av bankens </span><span style=\"display:inherit;clear:left;\">investering i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS som er klassifisert som finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter med verdiendring over utvidet resultat (FVOCI) da denne </span><span style=\"display:inherit;clear:left;\">anses som en strategisk investering for banken. For aksjer som </span><span style=\"display:inherit;clear:left;\">klassifiseres til virkelig verdi med verdiendring over ordin\u00e6rt resultat </span><span style=\"display:inherit;clear:left;\">henvises det til <span class=\"ls3\">note 30.</span></span><span style=\"display:inherit;clear:left;\">Basert p\u00e5 oppdatert selskapsverdsettelse av aksjene i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">er investeringen priset til kr<span class=\"_ _0\"></span>. 299 per aksje per 31.12.2024, ned fra kr<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">306 per aksje per 31.12.2023. V<span class=\"_ _0\"></span>erdien av aksjene i EIKA<span class=\"_ _0\"></span> Gruppen AS <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er dermed nedjustert med ca 14 milloner kroner i 2024 og verdiendringen </span><span style=\"display:inherit;clear:left;\">er f\u00f8rt over utvidet resultat.  I 2023 var verdiendringen positiv med <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">100,6 millioner kroner - grunnet Fremtind transaksjon.  </span><span style=\"display:inherit;clear:left;\">Banken eier totalt 2.433.384 aksjer i selskapet som utgj\u00f8r 9,4% av totale </span><span style=\"display:inherit;clear:left;\">utest\u00e5ende aksjer i EIKA<span class=\"_ _0\"></span> Gruppen <span class=\"_ _0\"></span>AS. T<span class=\"_ _0\"></span>otal kostpris for aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">382,4 millioner kroner per 31.12.24, sammenlignet med 309,9 millioner </span><span style=\"display:inherit;clear:left;\">kroner fra 31.12.23. \u00d8kningen i beholdning skyldes tilf\u00f8rsel av aksjer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i fusjonen med Hjelmeland Sparebank. </span><span style=\"display:inherit;clear:left;\">Utbetalt utbytte fra Eika Gruppen utgjorde 28,4 millioner kroner i 2024, </span><span style=\"display:inherit;clear:left;\">sammenlignet med 44,8 millioner kroner i 2023. Mottatt utbytte er </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8rt over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">I tillegg eier banken 9.618.306 (0,64 %) av aksjene i EIKA<span class=\"_ _0\"></span> Boligkreditt </span><span style=\"display:inherit;clear:left;\">AS (tilf\u00f8rt ved fusjonen). Kostpris for aksjene er 39,8 millioner kroner<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">mot bokf\u00f8rt verdi 39,3 millioner kroner per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__124": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>irkelig verdi p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:321.26171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.297px; top: 0.0117187px; width: 274.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.713px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.0039px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.547px; top: 31.9023px; width: 387.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.7344px; width: 53.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.7793px; width: 186.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 86px; width: 367.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.904px; width: 203.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 105.141px; width: 367.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.045px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 124.266px; width: 376.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.17px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 143.406px; width: 367.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">586 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.961px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 162.812px; width: 376.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 558 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 098 357</span></span><span class=\"pp-font-color-override-5\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.297px; width: 76.4531px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 213.342px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 378.141px; top: 213.562px; width: 364.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.467px; width: 144.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 232.703px; width: 376.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 79.2031px; top: 251.947px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 251.607px; width: 74.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 251.828px; width: 376.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 996 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 318 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 270.732px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 270.969px; width: 367.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">478 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 289.873px; width: 54.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 384.641px; top: 290.094px; width: 360.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 309.648px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 309.5px; width: 376.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 866 065</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 520 693</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virkelig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og innskudd med flytende rente. Utl\u00e5n og innskudd med flytende rente <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">blir justert ved renteendringer i markedet samt ved endring av kredittrisiko. </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig verdi p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"fff\"> \u2013 <span class=\"_ _16a\"></span> <span class=\"_ _45\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"fff\"> \u2013 <span class=\"_ _16a\"></span> <span class=\"_ _45\"></span>Noterte priser i et aktivt marked for lignende eiendeler <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor </span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata </span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"fff\"> \u2013 <span class=\"_ _16a\"></span> <span class=\"_ _45\"></span>V<span class=\"_ _0\"></span>erdsettelsesteknikker som i hovedsak ikke er basert <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata.</span><span style=\"display:inherit;clear:left;position:relative;height:365.396484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6035px; width: 167.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3398px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2305px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2305px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.752px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.107px; width: 80.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.641px; top: 103.344px; width: 145.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629 964</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.248px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.578px; top: 122.469px; width: 251.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 099 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.893px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 099 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.373px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.922px; top: 141.609px; width: 337.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 880</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379 920</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.514px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 160.75px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 179.654px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.779px; width: 281.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 217.92px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 218.141px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.695px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 404.953px; top: 237.547px; width: 334.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 880</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 246 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 969 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.377px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 100.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.578px; top: 295.953px; width: 251.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 040 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.893px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 040 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.857px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 315.094px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 146</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 333.998px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 334.219px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 353.773px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 353.625px; width: 250.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 168 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.223px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 168 976</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:346.271484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 177.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5469px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3555px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2461px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7676px; width: 184.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.123px; width: 195.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 103.359px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.264px; width: 209.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 122.484px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.389px; width: 77.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 141.625px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.529px; width: 130.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 160.75px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 180.305px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 180.156px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 561 040</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.986px; width: 199.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.342px; width: 132.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 238.562px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.467px; width: 98.1152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 257.703px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 84.75px; top: 276.811px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.717px; width: 79.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 276.828px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 102.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 295.969px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.873px; width: 59.0859px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 315.109px; width: 234.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.648px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 334.5px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 952 209</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:391.833984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 164.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3398px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2461px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 80.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 106.562px; width: 150.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.797px; top: 127.609px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 900 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 900 634 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.451px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 148.672px; width: 341.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 254 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 542 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 169.734px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 056 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.561px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.859px; top: 190.781px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 211.607px; width: 281.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.67px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 232.891px; width: 142.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.086px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 253.938px; width: 337.254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 050 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 067 500 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 173 263 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.221px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 100.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 316.891px; width: 249.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.98px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.717px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 337.953px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 358.779px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 359.016px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 95 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 613 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 380.211px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 380.062px; width: 247.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 856 724 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.889px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 856 724 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:370.771484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 174.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3398px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2461px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 184.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 192.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 106.562px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 209.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 127.609px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.436px; width: 77.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 148.672px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 130.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 169.719px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.914px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 190.766px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.049px; width: 199.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.498px; width: 132.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 253.734px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.561px; width: 98.1152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 274.781px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 84.75px; top: 295.947px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.607px; width: 79.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 295.844px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 102.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 316.891px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.26562px; top: 337.717px; width: 56.4551px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 337.953px; width: 234.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 359.148px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 359px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:234.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 0.808594px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 0.808594px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 230.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 13.6992px; width: 78.4219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6992px; width: 57.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 20.9375px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2023 til 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 26.6055px; width: 63.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 26.6055px; width: 52.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 39.7559px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 39.5117px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 39.5117px; width: 39.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 39.5117px; width: 140.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2012px; width: 107.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 388.609px; top: 75.4375px; width: 350.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.2637px; width: 173.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 96.5px; width: 349.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.891px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(1 939)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(16 054)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.326px; width: 212.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.453px; top: 117.547px; width: 246.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(14 415)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 415)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.373px; width: 186.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilf\u00f8rt ved fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 138.609px; width: 340.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 53 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 059</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.436px; width: 76.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse / kj\u00f8p</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 159.656px; width: 346.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">503 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 213</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 180.482px; width: 89.8887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 180.719px; width: 354.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(243 293)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(7 229)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.855px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(250 522)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.545px; width: 92.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.547px; top: 201.766px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 557</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 222.961px; width: 97.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 222.812px; width: 349.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span></span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff ls94\"> Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen AS og EIKA<span class=\"_ _0\"></span> Boligkreditt AS som er klassifisert </span><span style=\"display:inherit;clear:left;\">som finansielle instrumenter med verdiendring over utvidet resultat (FVOCI) da disse anses <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:213.513671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 0.792969px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 0.792969px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 230.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 13.6992px; width: 78.4219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6992px; width: 57.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 20.9375px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 26.5898px; width: 63.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 26.5898px; width: 52.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 39.4961px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 39.4961px; width: 39.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 39.4961px; width: 140.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2012px; width: 107.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 388.609px; top: 75.4219px; width: 350.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.2637px; width: 173.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 404.953px; top: 96.4844px; width: 341.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.311px; width: 212.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 117.547px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.373px; width: 47.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 138.594px; width: 350.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.322px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.42px; width: 89.8887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 159.656px; width: 351.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.201px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 180.482px; width: 92.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.547px; top: 180.703px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.898px; width: 97.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 201.75px; width: 349.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er beregnet for de finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens likviditetsportef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og sertifikater </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetnings-</span><span style=\"display:inherit;clear:left;\">kurs p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig </span><span style=\"display:inherit;clear:left;\">verdi av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til boligkredittselskap er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til boligkredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig verdi p\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5nene antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med flytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA<span class=\"_ _0\"></span> V<span class=\"_ _0\"></span>aluation Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _0\"></span>. I kategorien inng\u00e5r rente-</span><span style=\"display:inherit;clear:left;\">swa<span class=\"_ _0\"></span>pper<span class=\"_ _0\"></span>, valutaswapper og terminkontrakter der observerbare markeds-</span><span style=\"display:inherit;clear:left;\">verdier<span class=\"_ _1\"></span> er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _1\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontantstr\u00f8m </span><span style=\"display:inherit;clear:left;\">for l\u00e5nene neddiskontert med effektiv rente. Ef<span class=\"_ _1\"></span>fektiv rente er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _0\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 5,6 millioner kroner<span class=\"_ _0\"></span>. Snitt durasjon </span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3,5 \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med utgangs<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">pu<span class=\"_ _0\"></span>nkt<span class=\"_ _0\"></span> i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med effektiv </span><span style=\"display:inherit;clear:left;\">rente justert for markedsvilk\u00e5r for tilsvarende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) </span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>. En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene. For mer informasjon knyttet til verdsettelsen av aksjene </span><span style=\"display:inherit;clear:left;\">henvises det til <span class=\"ls3\">note 34.</span></span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _1\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _0\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__123": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>irkelig verdi p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:321.26171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 406.297px; top: 0.0117187px; width: 274.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.713px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.0039px; width: 58.0078px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: fff; -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 328.547px; top: 31.9023px; width: 387.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.7792px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.7344px; width: 53.6367px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.7793px; width: 186.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 86px; width: 367.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.904px; width: 203.514px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 105.141px; width: 367.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.045px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 124.266px; width: 376.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 143.17px; width: 124.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 143.406px; width: 367.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">586 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 162.961px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 162.812px; width: 376.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 558 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 098 357</span></span><span class=\"pp-font-color-override-5\" style=\"position: absolute; display: inline-block; left: 0px; top: 195.297px; width: 76.4531px; white-space: pre; word-spacing: -0.189px; letter-spacing: 0.189px; margin-left: 0px; font-size: 9.45px; font-family: ffe; -webkit-text-stroke: 0.14175px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 213.342px; width: 126.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 378.141px; top: 213.562px; width: 364.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.4491px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.467px; width: 144.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 232.703px; width: 376.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 79.2031px; top: 251.947px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 251.607px; width: 74.0098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 356.875px; top: 251.828px; width: 376.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 996 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 318 507</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 270.732px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 372.562px; top: 270.969px; width: 367.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">478 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.7168px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 289.873px; width: 54.8613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 384.641px; top: 290.094px; width: 360.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.1795px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.9531px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.758px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 309.648px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 359.25px; top: 309.5px; width: 376.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 866 065</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 520 693</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virkelig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og innskudd med flytende rente. Utl\u00e5n og innskudd med flytende rente <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">blir justert ved renteendringer i markedet samt ved endring av kredittrisiko. </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig verdi p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for konsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"fff\"> \u2013 <span class=\"_ _16a\"></span> <span class=\"_ _45\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"fff\"> \u2013 <span class=\"_ _16a\"></span> <span class=\"_ _45\"></span>Noterte priser i et aktivt marked for lignende eiendeler <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor </span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata </span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"fff\"> \u2013 <span class=\"_ _16a\"></span> <span class=\"_ _45\"></span>V<span class=\"_ _0\"></span>erdsettelsesteknikker som i hovedsak ikke er basert <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata.</span><span style=\"display:inherit;clear:left;position:relative;height:365.396484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6035px; width: 167.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3398px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2305px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2305px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.752px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.107px; width: 80.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 601.641px; top: 103.344px; width: 145.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629 964</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.248px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.578px; top: 122.469px; width: 251.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 099 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.893px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 099 528</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.373px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 403.922px; top: 141.609px; width: 337.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 880</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379 920</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.514px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 160.75px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">93 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 206</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 179.654px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.779px; width: 281.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 217.92px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 218.141px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 237.695px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 404.953px; top: 237.547px; width: 334.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 880</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 246 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 969 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.377px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 100.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 494.578px; top: 295.953px; width: 251.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 040 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.893px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 040 469</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.857px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 315.094px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 146</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 333.998px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 334.219px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 361</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 353.773px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 496.156px; top: 353.625px; width: 250.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 168 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.223px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 168 976</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:346.271484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 177.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5469px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3555px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2461px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 83.7676px; width: 184.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.123px; width: 195.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 103.359px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">482 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">482 445</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 122.264px; width: 209.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 122.484px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">107 803</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 141.389px; width: 77.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 141.625px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 381 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 381 875</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 160.529px; width: 130.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 160.75px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">588 917</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">588 917</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 180.305px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 180.156px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 561 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 561 040</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 218.986px; width: 199.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 238.342px; width: 132.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 238.562px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 695</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 257.467px; width: 98.1152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 257.703px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 294 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 294 475</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 84.75px; top: 276.811px; width: 3.41016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.8211px; font-family: fff; -webkit-text-stroke: 0.102316px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.717px; width: 79.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 276.828px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.732px; width: 102.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 295.969px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 314.873px; width: 59.0859px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 315.109px; width: 234.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 212</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 334.648px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 334.5px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 952 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 952 209</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:391.833984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 164.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3398px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2461px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 80.7129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 106.562px; width: 150.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 133.242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 491.797px; top: 127.609px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 900 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 900 634 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.451px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 148.672px; width: 341.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 254 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 542 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.7909px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 169.734px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 056 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.561px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 512.859px; top: 190.781px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 211.607px; width: 281.367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.67px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Aksjer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 232.891px; width: 142.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 254.086px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 253.938px; width: 337.254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 050 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 067 500 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 173 263 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.221px; width: 265.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 100.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 316.891px; width: 249.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.98px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 337.717px; width: 101.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 337.953px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 358.779px; width: 191.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 359.016px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 95 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 613 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 380.211px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.219px; top: 380.062px; width: 247.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 856 724 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.889px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 856 724 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:370.771484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 694.328px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 17.6191px; width: 174.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.5312px; width: 235.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 711.484px; top: 36.3398px; width: 41.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 407.672px; top: 49.2461px; width: 234.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.9022px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 49.2461px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 84.8926px; width: 184.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 106.326px; width: 192.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 106.562px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.389px; width: 209.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 127.609px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.436px; width: 77.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 148.672px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.498px; width: 130.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 169.719px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 190.914px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 190.766px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 232.049px; width: 199.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.85px; font-family: fff; -webkit-text-stroke: 0.17775px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 253.498px; width: 132.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 253.734px; width: 239.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 274.561px; width: 98.1152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 274.781px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 84.75px; top: 295.947px; width: 3.32227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.6462px; font-family: fff; -webkit-text-stroke: 0.099693px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 295.607px; width: 79.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 295.844px; width: 256.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 316.67px; width: 102.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 316.891px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.26562px; top: 337.717px; width: 56.4551px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 337.953px; width: 234.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 359.148px; width: 72.1406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 490.562px; top: 359px; width: 255.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.428px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> <span class=\"_\"> </span>V<span class=\"_ _0\"></span>erdipapirgjeld inkluderer fastrenteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:234.576171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 0.808594px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 0.808594px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 230.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 13.6992px; width: 78.4219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6992px; width: 57.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 20.9375px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2023 til 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 26.6055px; width: 63.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 26.6055px; width: 52.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 540.547px; top: 39.7559px; width: 2.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ffe; -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 39.5117px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 39.5117px; width: 39.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 39.5117px; width: 140.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2012px; width: 107.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 388.609px; top: 75.4375px; width: 350.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.2637px; width: 173.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 96.5px; width: 349.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(14 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.891px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(1 939)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(16 054)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.326px; width: 212.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 503.453px; top: 117.547px; width: 246.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(14 415)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.82px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(14 415)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.373px; width: 186.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilf\u00f8rt ved fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 402.031px; top: 138.609px; width: 340.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 53 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">19 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.6935px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 059</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.436px; width: 76.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse / kj\u00f8p</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 159.656px; width: 346.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">503 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 213</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 180.482px; width: 89.8887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 180.719px; width: 354.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(243 293)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.2733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(7 229)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.855px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(250 522)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.545px; width: 92.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.547px; top: 201.766px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 557</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 222.961px; width: 97.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 222.812px; width: 349.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 629 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">766 857</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">257 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 654 338</span></span></span><span style=\"display:inherit;clear:left;\">2<span class=\"fff ls94\"> Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investeringer i EIKA<span class=\"_ _0\"></span> Gruppen AS og EIKA<span class=\"_ _0\"></span> Boligkreditt AS som er klassifisert </span><span style=\"display:inherit;clear:left;\">som finansielle instrumenter med verdiendring over utvidet resultat (FVOCI) da disse anses <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som strategiske investeringer for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:213.513671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 500.719px; top: 0.792969px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 0.792969px; width: 40.5234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 230.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 456.812px; top: 13.6992px; width: 78.4219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6992px; width: 57.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-6\" style=\"position: absolute; display: inline-block; left: 0px; top: 20.9375px; width: 127.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 471.188px; top: 26.5898px; width: 63.4277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 26.5898px; width: 52.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 412.438px; top: 39.4961px; width: 22.6523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 506.891px; top: 39.4961px; width: 39.9316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 39.4961px; width: 140.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 75.2012px; width: 107.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 388.609px; top: 75.4219px; width: 350.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.2637px; width: 173.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 404.953px; top: 96.4844px; width: 341.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.863px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.311px; width: 212.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 504.906px; top: 117.547px; width: 244.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 138.373px; width: 47.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 398.156px; top: 138.594px; width: 350.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.322px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 159.42px; width: 89.8887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 394.438px; top: 159.656px; width: 351.316px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.201px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 180.482px; width: 92.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.547px; top: 180.703px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 201.898px; width: 97.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 390.766px; top: 201.75px; width: 349.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er beregnet for de finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens likviditetsportef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og sertifikater </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetnings-</span><span style=\"display:inherit;clear:left;\">kurs p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig </span><span style=\"display:inherit;clear:left;\">verdi av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til boligkredittselskap er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til boligkredittselskap. I konsernregnskapet blir l\u00e5nene vurdert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig verdi p\u00e5 </span><span style=\"display:inherit;clear:left;\">l\u00e5nene antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med flytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA<span class=\"_ _0\"></span> V<span class=\"_ _0\"></span>aluation Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _0\"></span>. I kategorien inng\u00e5r rente-</span><span style=\"display:inherit;clear:left;\">swa<span class=\"_ _0\"></span>pper<span class=\"_ _0\"></span>, valutaswapper og terminkontrakter der observerbare markeds-</span><span style=\"display:inherit;clear:left;\">verdier<span class=\"_ _1\"></span> er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _1\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontantstr\u00f8m </span><span style=\"display:inherit;clear:left;\">for l\u00e5nene neddiskontert med effektiv rente. Ef<span class=\"_ _1\"></span>fektiv rente er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _0\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 5,6 millioner kroner<span class=\"_ _0\"></span>. Snitt durasjon </span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3,5 \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med utgangs<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">pu<span class=\"_ _0\"></span>nkt<span class=\"_ _0\"></span> i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med effektiv </span><span style=\"display:inherit;clear:left;\">rente justert for markedsvilk\u00e5r for tilsvarende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) </span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>. En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene. For mer informasjon knyttet til verdsettelsen av aksjene </span><span style=\"display:inherit;clear:left;\">henvises det til <span class=\"ls3\">note 34.</span></span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med effektiv rente. Ef<span class=\"_ _1\"></span>fektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _0\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__125": {
   "value": "<span style=\"display:inherit;clear:left;\">Utl\u00e5n til og fordringer </span><span style=\"display:inherit;clear:left;\">p\u00e5 kredittinstitusjoner</span><span style=\"display:inherit;clear:left;position:relative;height:129.177734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 38.9023px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 38.9023px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 32.3691px; width: 275.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.9375px; top: 74.6094px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">103 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 74.3887px; width: 247.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer uten avtalt l\u00f8petid eller oppsigelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 74.6094px; width: 116.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">102 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">13</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5781px; top: 95.875px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 95.6543px; width: 247.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer med avtalt l\u00f8petid eller oppsigelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.703px; top: 95.875px; width: 24.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 500</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 13.3594px; top: 117.406px; width: 115.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">107 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 117.555px; width: 204.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 117.406px; width: 115.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 828</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__135": {
   "value": "<span style=\"display:inherit;clear:left;\">Minoritetsinteresser i konsernet</span><span style=\"display:inherit;clear:left;\">I 2015 kj\u00f8pte konsernet 100 % av aksjene i <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren </span><span style=\"display:inherit;clear:left;\">og selskapet ble i det p\u00e5f\u00f8lgende fusjonert med datterselskapet Sandnes </span><span style=\"display:inherit;clear:left;\">Eiendom. Etter fusjonen solgte konsernet 40 % av aksjene i selskapet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til J\u00e6ren Sparebank. Selskapets form\u00e5l er \u00e5 drive eiendomsmegling.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__136-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Utbytte mellom konsernselskaper</span><span style=\"display:inherit;clear:left;\">For 2024 ble det utbetalt utbytte fra datterselskaper til morbanken </span><span style=\"display:inherit;clear:left;\">p\u00e5 85,0 millioner kroner<span class=\"_ _0\"></span>. For 2023 ble det utbetalt utbytte p\u00e5 totalt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">50,6 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>ransaksjoner med n\u00e6rst\u00e5ende parter</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ransaksjoner mellom mor og datterselskap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _1\"></span>ransaksjoner mellom mor og datterselskap er prim\u00e6rt kun relatert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til ordin\u00e6re banktjenester<span class=\"_ _0\"></span>. Tjenestene er gitt til forretningsmessige vilk\u00e5r </span><span style=\"display:inherit;clear:left;\">og er eliminert i konsernregnskapet. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt (tidligere SSB Boligkreditt)</span><span style=\"display:inherit;clear:left;\">I oktober 2008 besluttet Stortinget \u00e5 iverksette en ordning der staten <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og banken bytter statskasseveksler mot obligasjoner med fortrinnsrett, </span><span style=\"display:inherit;clear:left;\">OMF<span class=\"_ _2\"></span>. For \u00e5 kunne benytte denne ordningen etablerte banken i februar </span><span style=\"display:inherit;clear:left;\">2009 et eget kredittforetak, kalt SSB Boligkreditt (n\u00e5 Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt <span class=\"_ _0\"></span>AS). Rogaland Sparebank Boligkreditt <span class=\"_ _0\"></span>AS er et heleid selskap<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">som forvalter boligl\u00e5n som er finansiert ved utstedelse av obligasjoner med </span><span style=\"display:inherit;clear:left;\">fortrinnsrett. Morbanken selger utl\u00e5n til selskapet som igjen finansierer </span><span style=\"display:inherit;clear:left;\">seg gjennom utstedelse av obligasjoner med fortrinnsrett. I tillegg har </span><span style=\"display:inherit;clear:left;\">datterselskapet b\u00e5de innskudd og gjeld mot morselskapet som </span><span style=\"display:inherit;clear:left;\">renteberegnes etter armlengdes prinsipper<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Det er i perioden frem til 31.12.2024 overf\u00f8rt 15,1 (14,0) milliarder kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i utl\u00e5n. Sikkerhetsmassen utgj\u00f8r totalt 15,7 (14,8) milliarder kroner<span class=\"_ _0\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">13,6 (1<span class=\"_ _0\"></span>1,7) milliarder kroner er finansiert ved utstedelse av OMF-er<span class=\"_ _0\"></span>, og </span><span style=\"display:inherit;clear:left;\">0,9 (2,1) milliarder kroner er finansiert med kortsiktig kreditt. Per 31.12.2024 </span><span style=\"display:inherit;clear:left;\">har Rogaland Sparebank Boligkreditt 0,2 (0,2) milliarder kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i bankinnskudd i morbank.   </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank Boligkreditt betaler forvaltningshonorar for overf\u00f8rte </span><span style=\"display:inherit;clear:left;\">l\u00e5n samt betaling for kj\u00f8p av administrative tjenester fra morbanken. </span><span style=\"display:inherit;clear:left;\">Forvaltningshonorar er belastet Rogaland Sparebank Boligkreditt med </span><span style=\"display:inherit;clear:left;\">12,4 millioner kroner for 2024, sammenlignet med 12,1 millioner kroner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i tilsvarende periode i 2023. Morbank har i 2024 belastet renter/kreditt-</span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>visj<span class=\"_ _1\"></span>one<span class=\"_ _0\"></span>r p\u00e5 kortsiktig kreditt med 37,7 millioner kroner<span class=\"_ _0\"></span>, sammenlignet </span><span style=\"display:inherit;clear:left;\">med 66,0 millioner kroner i 2023. I tillegg har morbanken betalt totalt </span><span style=\"display:inherit;clear:left;\">15,3 millioner kroner i innskuddsrenter til Rogaland Sparebank Boligkreditt, </span><span style=\"display:inherit;clear:left;\">sammenlignet med 1<span class=\"_ _0\"></span>1,0 millioner kroner i 2023.</span><span style=\"display:inherit;clear:left;\">Det er i 2024 utbetalt et tilleggsutbytte til morbank p\u00e5 85,0 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>, i 2023 var utbyttebel\u00f8pet 50,0 millioner kroner<span class=\"_ _0\"></span>.     </span><span style=\"display:inherit;clear:left;\">Forholdet mellom morbanken og Rogaland Sparebank Boligkreditt </span><span style=\"display:inherit;clear:left;\">Overtakelse av boligl\u00e5n med gjenkj\u00f8p</span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har avtale om overf\u00f8ring av utl\u00e5n med h\u00f8y sikkerhet </span><span style=\"display:inherit;clear:left;\">og pant i eiendom til Rogaland Sparebank Boligkreditt <span class=\"_ _0\"></span>AS. I henhold til </span><span style=\"display:inherit;clear:left;\">inng\u00e5tt forvaltningsavtale forest\u00e5r banken forvalting av utl\u00e5nene og opprett<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">h<span class=\"_ _1\"></span>o<span class=\"_ _1\"></span>l<span class=\"_ _1\"></span>d<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span> kundekontakten. Banken mottar et vederlag for de plikter som </span><span style=\"display:inherit;clear:left;\">f\u00f8lger med forvaltningen av l\u00e5nene. Banken har vurdert de regnskaps<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messige implikasjonene dithen at det vesentligste av risiko og fordeler </span><span style=\"display:inherit;clear:left;\">ved eierskap knyttet til de solgte utl\u00e5nene er overf\u00f8rt. Dette inneb\u00e6rer </span><span style=\"display:inherit;clear:left;\">full fraregning i bankens balanse. Det foreligger ingen plikt til \u00e5 kj\u00f8pe </span><span style=\"display:inherit;clear:left;\">tilbake l\u00e5n og i tilfelle krise skal Rogaland Sparebank Boligkreditt og </span><span style=\"display:inherit;clear:left;\">sikkerhetsmassen st\u00e5 p\u00e5 egne ben, noe ogs\u00e5 ratingen av foretakets </span><span style=\"display:inherit;clear:left;\">obligasjoner hensyntar med hensyn til overpantsettelseskravet p\u00e5 6 % </span><span style=\"display:inherit;clear:left;\">og myndighetskravet p\u00e5 5 %. Risiko p\u00e5 overf\u00f8rte l\u00e5n overf\u00f8res til Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank Boligkreditt, som p\u00e5 selvstendig grunnlag har alle l\u00e5n fullt </span><span style=\"display:inherit;clear:left;\">innregnet i beregningsgrunnlaget som inng\u00e5r i den regulatoriske </span><span style=\"display:inherit;clear:left;\">kapitalkravsberegningen.</span><span style=\"display:inherit;clear:left;\">Mottatt vederlag for l\u00e5n som er overf\u00f8rt til Rogaland Sparebank Boligkreditt </span><span style=\"display:inherit;clear:left;\">tilsvarer bokf\u00f8rt verdi og vurderes \u00e5 samsvare med l\u00e5nenes virkelige verdi </span><span style=\"display:inherit;clear:left;\">p\u00e5 overf\u00f8ringstidspunktet. Banken innregner alle rettigheter og plikter som </span><span style=\"display:inherit;clear:left;\">skapes eller beholdes ved overf\u00f8ringen separat som eiendeler eller </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Morbanken er hovedbank/oppgj\u00f8rsbank for Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt og alle betalinger gj\u00f8res via Rogaland Sparebank Boligkreditts </span><span style=\"display:inherit;clear:left;\">konti i Rogaland Sparebank. N\u00e5r boligkredittselskapet kj\u00f8per boligl\u00e5n <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra morbanken s\u00e5 avregnes kj\u00f8pet mot boligkredittens sin oppgj\u00f8rskonto </span><span style=\"display:inherit;clear:left;\">i Rogaland Sparebank. Dersom Rogaland Sparebank Boligkreditt ikke </span><span style=\"display:inherit;clear:left;\">har kontanter<span class=\"_ _0\"></span>, det vil si i de tilfeller hvor Rogaland Sparebank Boligkreditt </span><span style=\"display:inherit;clear:left;\">kj\u00f8per l\u00e5n f\u00f8r det utstedes ny OMF<span class=\"_ _2\"></span>, s\u00e5 vil banken midlertidig finansiere </span><span style=\"display:inherit;clear:left;\">boligl\u00e5nskj\u00f8pet med usikret finansiering. </span><span style=\"display:inherit;clear:left;\">I henhold til avtale mellom morbanken og Rogaland Sparebank Boligkreditt </span><span style=\"display:inherit;clear:left;\">er morbanken forpliktet til \u00e5 overf\u00f8re sikkerhet til Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt som tilsvarer et eventuelt krav til etterfylling av sikkerhet </span><span style=\"display:inherit;clear:left;\">(overpantsettelse) som f\u00f8lge av negativ verdiutvikling i boligl\u00e5nsporte-</span><span style=\"display:inherit;clear:left;\">f\u00f8ljens bel\u00e5ningsgrad.</span><span style=\"display:inherit;clear:left;\">Avtalen g\u00e5r i korte trekk ut p\u00e5 f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _af\"> </span><span class=\"fc2 ls55\">L\u00e5n verdsettes f\u00f8r overf\u00f8ring. </span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">N\u00e5r et l\u00e5n overf\u00f8res i fra banken til Rogaland Sparebank Boligkreditt </span></span><span style=\"display:inherit;clear:left;\">sendes det notifikasjonsbrev til kunden. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">V<span class=\"_ _0\"></span>ed refinansiering tilbakef\u00f8res l\u00e5n til banken for s\u00e5 \u00e5 sjekkes <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ny om de kvalifiserer til overf\u00f8ring til Rogaland Sparebank </span><span style=\"display:inherit;clear:left;\">Boligkreditt. </span><span style=\"display:inherit;clear:left;\">\u00d8vrige datterselskaper</span><span style=\"display:inherit;clear:left;\">Banken har per 31.12.2024 samlede utl\u00e5n og kreditter til Ryfylke Eien<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">do<span class=\"_ _0\"></span>msme<span class=\"_ _0\"></span>gli<span class=\"_ _0\"></span>ng <span class=\"_ _0\"></span>AS p\u00e5 9,4 millioner kroner<span class=\"_ _0\"></span>. L\u00e5nene er gitt p\u00e5 forretnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">messige vilk\u00e5r og l\u00e5nene er eliminert i konsernregnskapet  Utover dette </span><span style=\"display:inherit;clear:left;\">er det ingen vesentlige transaksjoner mellom banken og \u00f8vrige datter-</span><span style=\"display:inherit;clear:left;\">selskaper<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Forholdet mellom morbanken og Eika Boligkreditt (EBK)</span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av fusjonen har Rogaland Sparebank overtatt distribusjons<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">avtalen med EIKA<span class=\"_ _0\"></span> Boligkreditt <span class=\"_ _0\"></span>AS og opptrer som agent. Rogaland </span><span style=\"display:inherit;clear:left;\">Sparebank har en portef\u00f8lje ved utgangen av 2024 p\u00e5 587,5 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>. T<span class=\"_ _2\"></span>otalt garantiansvar er p\u00e5 5,9 millioner kroner<span class=\"_ _1\"></span>. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank har i henhold til avtale med EBK forpliktet seg <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5 ha f\u00f8lgende garantiforpliktelser: </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ls55 ws2\">Saksgaranti for hele l\u00e5nebel\u00f8pet fra bankens anmodning <span class=\"ls3\"> </span></span></span><span style=\"display:inherit;clear:left;\">om utbetaling til rettsvern er oppn\u00e5dd. </span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _14a\"></span><span class=\"fc2 ws2\">T<span class=\"_ _2\"></span>apsgaranti begrenset til 1,0 % av utl\u00e5nsportef\u00f8ljen i EBK i en l\u00f8pende </span></span><span style=\"display:inherit;clear:left;\">12 m\u00e5neders periode, minimum 5,0 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Rogaland Sparebank kan formidle l\u00e5n mellom EBK og bankens kunder<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har etter fusjon ikke formidlet/overf\u00f8rt l\u00e5n (utover minimums-</span><span style=\"display:inherit;clear:left;\">tilf\u00f8rsel) til EBK da banken prim\u00e6rt benytter eget boligkredittforetak </span><span style=\"display:inherit;clear:left;\">(Rogaland Sparebank Boligkreditt). </span><span style=\"display:inherit;clear:left;\">For eksisterende portef\u00f8lje har banken likevel p\u00e5tatt seg en garantifor<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">pliktelse som nevnt over og mottar formidlingsprovisjon knyttet til disse </span><span style=\"display:inherit;clear:left;\">l\u00e5nene. Garantien Rogaland Sparebank har avgitt til EBK er gitt i forbindelse </span><span style=\"display:inherit;clear:left;\">med boligl\u00e5n som er innenfor regelverket for obligasjoner med fortrinnsrett, </span><span style=\"display:inherit;clear:left;\">og vil medf\u00f8re utbetaling fra banken i de tilfeller der l\u00e5nebel\u00f8pet ikke kan </span><span style=\"display:inherit;clear:left;\">dekkes hos den enkelte kunde. I og med at garantien er gitt for en rekke </span><span style=\"display:inherit;clear:left;\">godt sikrede l\u00e5n anser Rogaland Sparebank risikoen knyttet til garantien </span><span style=\"display:inherit;clear:left;\">som lav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Som en av eierbankene i EBK er ogs\u00e5 banken forpliktet til \u00e5 tilf\u00f8re kapital </span><span style=\"display:inherit;clear:left;\">i EBK, i den grad det er n\u00f8dvendig for \u00e5 opprettholde selskapets kapitalm\u00e5l. </span><span style=\"display:inherit;clear:left;\">Kapitalm\u00e5l kan endres etter anbefaling eller p\u00e5legg fra Finanstilsynet. </span><span style=\"display:inherit;clear:left;\">Eierbankenes ansvar for tilf\u00f8rsel av kapital er proratarisk, og fordeles <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i henhold til den enkelte eierbanks andel av EBK sin utl\u00e5nsportef\u00f8lje <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 emisjonstidspunktet. Den enkelte eierbanks forpliktelse kan \u00f8kes inntil </span><span style=\"display:inherit;clear:left;\">to ganger deres opprinnelige pro rata andel dersom det er eierbanker </span><span style=\"display:inherit;clear:left;\">som misligholder forpliktelsene om innbetaling av kapital.  </span><span style=\"display:inherit;clear:left;position:relative;height:151.443359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 32.9375px; top: 0.0019531px; width: 641.396px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 522.795px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.391px; top: 25.8691px; width: 100.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og garantier</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 16.4219px; top: 39.5898px; width: 693.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 462.405px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.742px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.6406px; top: 75.625px; width: 119.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 973</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.391px; top: 75.3887px; width: 240.223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier til styret inklusiv n\u00e6rst\u00e5ende</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.297px; top: 75.625px; width: 119.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.1835px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 973</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.15625px; top: 96.8906px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 921</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.391px; top: 96.6543px; width: 184.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier forstanderskapet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 587.688px; top: 96.8906px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.2248px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 921</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 118.141px; width: 129.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">579 633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">507 332</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.391px; top: 117.92px; width: 244.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlet l\u00e5n (inkludert trekk p\u00e5 kassekreditt) til ansatte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.031px; top: 118.141px; width: 129.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">549 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">471 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.42188px; top: 139.672px; width: 128.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">650 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">570 225</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.391px; top: 139.82px; width: 191.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum l\u00e5n og garantier til ansatte og tillitsvalgte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 583.031px; top: 139.672px; width: 128.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">620 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.4491px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534 568</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__134": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i datterselskap</span><span style=\"display:inherit;clear:left;position:relative;height:232.87109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.953px; top: 0.0117187px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0273437px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 114.594px; top: 13.1602px; width: 37.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 41.6309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 41.6133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 26.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.047px; top: 12.918px; width: 20.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9336px; width: 20.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 26.0664px; width: 53.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Datterselskap</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 114.594px; top: 26.0664px; width: 182.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.031px; top: 25.8086px; width: 27.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.516px; top: 25.8086px; width: 17.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 25.8086px; width: 24.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 560.109px; top: 25.8086px; width: 69.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.8613px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8242px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 25.8398px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5762px; width: 78.1875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendoms-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 104.807px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">megling </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">J\u00e6ren AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.807px; top: 77.248px; width: 602.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">934 001 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jernbanegata 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.4199px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bryne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.9804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 465 472</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 0,01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 99.1543px; width: 88.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ryfylke Eiendoms-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.842px; width: 110.648px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">megling AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.1346px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 110.648px; top: 112.842px; width: 547.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">987 031 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3281px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.3125px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">J\u00f8rpeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">120</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 200</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.732px; width: 97.4824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland Sparebank </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.42px; width: 111.604px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Boligkreditt AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.3594px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 111.604px; top: 148.42px; width: 594.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">993 153 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 427 600</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 276 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 182.436px; width: 113.537px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leirfivel AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 113.537px; top: 182.436px; width: 608.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">920 538 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.9239px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 221.258px; width: 120.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi datterselskaper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 221.109px; width: 141.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">877 545</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">877 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.9844px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__133": {
   "value": "<span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper</span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Tilknyttet foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. T<span class=\"_ _0\"></span>ilknyttet foretak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig innflytelse, men ikke kontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig innflytelse n\u00e5r banken har en </span><span style=\"display:inherit;clear:left;\">eierandel p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res </span><span style=\"display:inherit;clear:left;\">at dette ikke er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">fra det tidspunkt betydelig innflytelse etableres og til det opph\u00f8rer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Investeringen f\u00f8rstegangsinnregnes til anskaffelseskost og justeres </span><span style=\"display:inherit;clear:left;\">deretter for endringen i bankens andel av nettoeiendelene til det </span><span style=\"display:inherit;clear:left;\">tilknyttede foretaket. T<span class=\"_ _0\"></span>ilknyttede foretak regnskapsf\u00f8res etter </span><span style=\"display:inherit;clear:left;\">egenkapitalmetoden b\u00e5de i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anskaffelseskost </span><span style=\"display:inherit;clear:left;\">redusert for nedskrivninger i samsvar med IAS 36. Behovet for </span><span style=\"display:inherit;clear:left;\">nedskrivninger vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige </span><span style=\"display:inherit;clear:left;\">langsiktige eiendeler<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__132": {
   "value": "<span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper</span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Tilknyttet foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. T<span class=\"_ _0\"></span>ilknyttet foretak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig innflytelse, men ikke kontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig innflytelse n\u00e5r banken har en </span><span style=\"display:inherit;clear:left;\">eierandel p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res </span><span style=\"display:inherit;clear:left;\">at dette ikke er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">fra det tidspunkt betydelig innflytelse etableres og til det opph\u00f8rer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Investeringen f\u00f8rstegangsinnregnes til anskaffelseskost og justeres </span><span style=\"display:inherit;clear:left;\">deretter for endringen i bankens andel av nettoeiendelene til det </span><span style=\"display:inherit;clear:left;\">tilknyttede foretaket. T<span class=\"_ _0\"></span>ilknyttede foretak regnskapsf\u00f8res etter </span><span style=\"display:inherit;clear:left;\">egenkapitalmetoden b\u00e5de i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anskaffelseskost </span><span style=\"display:inherit;clear:left;\">redusert for nedskrivninger i samsvar med IAS 36. Behovet for </span><span style=\"display:inherit;clear:left;\">nedskrivninger vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige </span><span style=\"display:inherit;clear:left;\">langsiktige eiendeler<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__138": {
   "value": "<span style=\"display:inherit;clear:left;position:relative;height:133.693359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.4336px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 43.4336px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 36.9004px; width: 256.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 79.1406px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 986 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 78.9043px; width: 73.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 79.1406px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 521 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 100.17px; width: 225.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende Rogland Sparebank Boligkreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 100.406px; width: 117.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">866 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 078 134 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 121.922px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 986</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 122.07px; width: 85.0488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 121.922px; width: 114.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">867 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__137": {
   "value": "<span style=\"display:inherit;clear:left;position:relative;height:133.693359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 37.5px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.4336px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 594.969px; top: 43.4336px; width: 125.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 36.9004px; width: 256.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.0938px; top: 79.1406px; width: 113.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.252px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 986 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 78.9043px; width: 73.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 627.672px; top: 79.1406px; width: 101.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 521 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 100.17px; width: 225.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende Rogland Sparebank Boligkreditt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.234px; top: 100.406px; width: 117.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">866 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 078 134 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.1406px; top: 121.922px; width: 111.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 986</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 186.797px; top: 122.07px; width: 85.0488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 121.922px; width: 114.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">867 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.5px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__140-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:127.69921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.953px; top: 0.0117187px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0117187px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 13.1602px; width: 45.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 114.594px; top: 13.1602px; width: 37.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 41.6309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 41.6133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 26.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.047px; top: 12.9023px; width: 20.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9023px; width: 20.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 26.0664px; width: 36.8262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 114.594px; top: 26.0664px; width: 182.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.031px; top: 25.8086px; width: 27.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.516px; top: 25.8086px; width: 17.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 25.8086px; width: 24.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 560.109px; top: 25.8086px; width: 69.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.8613px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8086px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 25.8086px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5762px; width: 84.1816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver Regn-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 104.648px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">skapsservice AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.648px; top: 77.248px; width: 596.596px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 855</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.086px; width: 271.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:146.01171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 0.0117187px; width: 50.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.74414px; width: 275.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 12.9023px; width: 199.283px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 194.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 48.9375px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 107.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 91.4688px; width: 145.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 88.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 112.719px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.398px; width: 147.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 134.25px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:146.01171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 0.0117187px; width: 50.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.75977px; width: 275.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 12.918px; width: 199.283px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 194.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 48.9531px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9824px; width: 107.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.248px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 91.4688px; width: 148.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (4 950) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0216px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (4 950) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 88.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 112.734px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.398px; width: 147.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 134.25px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:435.57421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 0.0117187px; width: 50.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 5.60352px; width: 160.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 12.9023px; width: 199.283px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 153.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 48.9375px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 645 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 645 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 97.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 70.2031px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 549 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 67.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 91.4531px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 228 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 228 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.133px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 112.984px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 422 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 422 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 133.748px; width: 160.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 133.984px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 537 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.607px; width: 112.354px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.467px; width: 54.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 175.703px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 886 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 886 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 197.383px; width: 105.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 197.234px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 422 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 422 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.248px; width: 67.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 239.484px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 004 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 004 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.514px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.422px; top: 260.734px; width: 142.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (521) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(521) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 281.764px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 282px; width: 153.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (47 819) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (47 819) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.029px; width: 67.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.984px; top: 303.266px; width: 134.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 388 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 388 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 324.295px; width: 70.8926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.984px; top: 324.516px; width: 136.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (15) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (15) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 63.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 345.781px; width: 148.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 097) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0216px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 097) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.461px; width: 94.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 367.312px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 940 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 940 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 408.211px; width: 170.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.25px; top: 415.938px; width: 140.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.961px; width: 117.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Rogaland Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice <span class=\"_ _0\"></span>AS er et lokalt Sandnes-selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _0\"></span>. <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Selskapet har 36 ansatte per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__139": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:127.69921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 662.953px; top: 0.0117187px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 720.109px; top: 0.0117187px; width: 34.0078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 13.1602px; width: 45.2754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 114.594px; top: 13.1602px; width: 37.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9023px; width: 41.6309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 408.891px; top: 12.9023px; width: 41.6133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 499.188px; top: 12.9023px; width: 27.7793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 553.297px; top: 12.9023px; width: 26.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 675.047px; top: 12.9023px; width: 20.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 733.031px; top: 12.9023px; width: 20.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 26.0664px; width: 36.8262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 114.594px; top: 26.0664px; width: 182.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.9551px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 367.031px; top: 25.8086px; width: 27.7441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 435.516px; top: 25.8086px; width: 17.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 497.828px; top: 25.8086px; width: 24.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 560.109px; top: 25.8086px; width: 69.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.8613px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 658.969px; top: 25.8086px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.24</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 25.8086px; width: 35.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 63.5762px; width: 84.1816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver Regn-</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 77.248px; width: 104.648px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">skapsservice AS</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 104.648px; top: 77.248px; width: 596.596px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.4746px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.2441px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.5371px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 828</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 855</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 116.086px; width: 271.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__141": {
   "value": "<span style=\"display:inherit;clear:left;\">T<span class=\"_ _0\"></span>ilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:146.01171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 0.0117187px; width: 50.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.74414px; width: 275.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 12.9023px; width: 199.283px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 194.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 48.9375px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 107.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 91.4688px; width: 145.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.6895px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 88.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 112.719px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 419 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.398px; width: 147.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 134.25px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 828 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:146.01171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 0.0117187px; width: 50.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 4.75977px; width: 275.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span class=\"pp-font-color-override-1\" style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 12.918px; width: 199.283px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 194.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens begynnelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 48.9531px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9824px; width: 107.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.248px; width: 34.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 91.4688px; width: 148.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (4 950) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0216px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (4 950) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 112.498px; width: 88.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 112.734px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 134.398px; width: 147.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdi i balansen ved periodens slutt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 134.25px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:435.57421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 0.0117187px; width: 50.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 5.60352px; width: 160.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 535.734px; top: 12.9023px; width: 199.283px; white-space: pre; word-spacing: -0.3774px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: -0.3774px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.8886px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.7168px; width: 153.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 48.9375px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 645 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 645 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 69.9668px; width: 97.8105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 70.2031px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 549 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 549 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 91.2324px; width: 67.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 91.4531px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 228 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 228 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 113.133px; width: 59.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 112.984px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 422 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 422 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 133.748px; width: 160.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 133.984px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 537 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 154.607px; width: 112.354px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 175.467px; width: 54.4336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 175.703px; width: 141.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 886 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 886 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 197.383px; width: 105.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 197.234px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 422 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 422 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.248px; width: 67.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 239.484px; width: 146.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 004 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.2812px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 004 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 260.514px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 613.422px; top: 260.734px; width: 142.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (521) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.367px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(521) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 281.764px; width: 102.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 282px; width: 153.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (47 819) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (47 819) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.029px; width: 67.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.984px; top: 303.266px; width: 134.438px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 388 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 388 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 324.295px; width: 70.8926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.984px; top: 324.516px; width: 136.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (15) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.9335px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (15) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 345.545px; width: 63.9434px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 603.75px; top: 345.781px; width: 148.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 097) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0216px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 097) </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 367.461px; width: 94.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 606.016px; top: 367.312px; width: 145.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 940 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2832px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 940 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 408.211px; width: 170.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.25px; top: 415.938px; width: 140.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 445 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 445 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 423.961px; width: 117.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Rogaland Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice <span class=\"_ _0\"></span>AS er et lokalt Sandnes-selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _0\"></span>. <span class=\"_ _4\"></span><span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Selskapet har 36 ansatte per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__151": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span></span>  </span><span style=\"display:inherit;clear:left;position:relative;height:460.69921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 66.1562px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 190.734px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.828px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 153.109px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 655.203px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 167.906px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501.391px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 669.375px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 58.9316px; width: 136.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 108.719px; width: 194.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 108.867px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.844px; top: 108.719px; width: 94.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 128.201px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 148.186px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 168.17px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 118.312px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 188.154px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.578px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 208.641px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 208.789px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 228.359px; width: 190.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 228.123px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 228.359px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.7812px; top: 248.344px; width: 177.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 248.107px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 248.344px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 268.594px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 268.742px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.8906px; top: 288.312px; width: 189.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 288.076px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 308.061px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 328.045px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 348.029px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 368.5px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 368.648px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 388.219px; width: 193.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.424px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 387.998px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 388.219px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.3125px; top: 408.203px; width: 176.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 407.982px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 408.203px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 428.453px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 428.602px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 98.4375px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 447.951px; width: 77.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.469px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:139.052734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 74.9688px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 205.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 36.6191px; width: 127.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.3594px; top: 80.25px; width: 190.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 553</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 80.0137px; width: 141.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.0156px; top: 103.641px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 103.404px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ryfylke Eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 127.281px; width: 192.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 127.43px; width: 58.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__150": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span></span>  </span><span style=\"display:inherit;clear:left;position:relative;height:460.69921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 66.1562px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 190.734px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.828px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 153.109px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 655.203px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 167.906px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501.391px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 669.375px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 58.9316px; width: 136.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 108.719px; width: 194.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 108.867px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.844px; top: 108.719px; width: 94.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 128.201px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 148.186px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 168.17px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 118.312px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 188.154px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.578px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 208.641px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 208.789px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 228.359px; width: 190.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 228.123px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 228.359px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.7812px; top: 248.344px; width: 177.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 248.107px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 248.344px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 268.594px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 268.742px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.8906px; top: 288.312px; width: 189.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 288.076px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 308.061px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 328.045px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 348.029px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 368.5px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 368.648px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 388.219px; width: 193.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.424px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 387.998px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 388.219px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.3125px; top: 408.203px; width: 176.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 407.982px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 408.203px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 428.453px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 428.602px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 98.4375px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 447.951px; width: 77.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.469px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:139.052734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 74.9688px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 205.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 36.6191px; width: 127.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.3594px; top: 80.25px; width: 190.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 553</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 80.0137px; width: 141.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.0156px; top: 103.641px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 103.404px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ryfylke Eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 127.281px; width: 192.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 127.43px; width: 58.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__149": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span></span>  </span><span style=\"display:inherit;clear:left;position:relative;height:460.69921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 66.1562px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 190.734px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.828px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 153.109px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 655.203px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 167.906px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501.391px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 669.375px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 58.9316px; width: 136.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 108.719px; width: 194.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 108.867px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.844px; top: 108.719px; width: 94.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 128.201px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 148.186px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 168.17px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 118.312px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 188.154px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.578px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 208.641px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 208.789px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 228.359px; width: 190.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 228.123px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 228.359px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.7812px; top: 248.344px; width: 177.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 248.107px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 248.344px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 268.594px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 268.742px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.8906px; top: 288.312px; width: 189.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 288.076px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 308.061px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 328.045px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 348.029px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 368.5px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 368.648px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 388.219px; width: 193.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.424px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 387.998px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 388.219px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.3125px; top: 408.203px; width: 176.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 407.982px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 408.203px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 428.453px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 428.602px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 98.4375px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 447.951px; width: 77.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.469px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:139.052734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 74.9688px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 205.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 36.6191px; width: 127.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.3594px; top: 80.25px; width: 190.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 553</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 80.0137px; width: 141.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.0156px; top: 103.641px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 103.404px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ryfylke Eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 127.281px; width: 192.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 127.43px; width: 58.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__148": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span></span>  </span><span style=\"display:inherit;clear:left;position:relative;height:460.69921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 66.1562px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 190.734px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 692.828px; top: 39.668px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 153.109px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 655.203px; top: 52.5586px; width: 54.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 167.906px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 501.391px; top: 65.4648px; width: 115.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 669.375px; top: 65.4648px; width: 37.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 58.9316px; width: 136.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 108.719px; width: 194.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 108.867px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 620.844px; top: 108.719px; width: 94.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 128.201px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 148.186px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 168.17px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 118.312px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 188.154px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.578px; top: 188.391px; width: 94.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 208.641px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 208.789px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 228.359px; width: 190.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 228.123px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 228.359px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.7812px; top: 248.344px; width: 177.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 248.107px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 248.344px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 268.594px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 268.742px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.8906px; top: 288.312px; width: 189.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 901 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 901 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 288.076px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 308.061px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 328.045px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 348.029px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 368.5px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 368.648px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 388.219px; width: 193.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.424px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">193 644</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 387.998px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 388.219px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.3125px; top: 408.203px; width: 176.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 190</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 407.982px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588px; top: 408.203px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.5469px; top: 428.453px; width: 196.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.508px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 454 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 428.602px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 98.4375px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 263.391px; top: 447.951px; width: 77.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 600.469px; top: 448.172px; width: 25.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:139.052734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 74.9688px; top: 0.0019531px; width: 56.9883px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 43.1523px; width: 205.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 36.6191px; width: 127.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.3594px; top: 80.25px; width: 190.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 553</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.4571px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 80.0137px; width: 141.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 34.0156px; top: 103.641px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">901</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 103.404px; width: 122.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ryfylke Eiendomsmegling</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.3594px; top: 127.281px; width: 192.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 272.203px; top: 127.43px; width: 58.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum goodwill</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__147": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__146": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som differansen mellom summen </span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontrollerende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og </span><span style=\"display:inherit;clear:left;\">forplik<span class=\"_ _4\"></span>telser. Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt </span><span style=\"display:inherit;clear:left;\">som immaterielle eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immateri-</span><span style=\"display:inherit;clear:left;\">elle eiendeler i konsernets balanse er allokert til vurderingsenheter </span><span style=\"display:inherit;clear:left;\">med henblikk p\u00e5 hvilke virksomheter som nyter godt av den kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">eiendelen. V<span class=\"_ _0\"></span>alg av vurderingsenhet er gjort ut fra hensyn til hvor </span><span style=\"display:inherit;clear:left;\">det er mulig \u00e5 identifisere og skille ut kontantstr\u00f8mmer knyttet til </span><span style=\"display:inherit;clear:left;\">virksomheten. Goodwill testes \u00e5rlig for nedskrivning og bokf\u00f8res <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _0\"></span>. V<span class=\"_ _0\"></span>ed vurderingen<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes historiske resultater samt godkjente budsjetter og ledelsens </span><span style=\"display:inherit;clear:left;\">prognoser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastningskravet er basert p\u00e5 en vurdering av hva som </span><span style=\"display:inherit;clear:left;\">er markedets avkastningskrav til den type virksomhet som inng\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i vurderingsenheten, og reflekterer s\u00e5ledes risikoen i virksomheten.</span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er relatert til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling J\u00e6ren og </span><span style=\"display:inherit;clear:left;\">Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS (eiendomssegment). Goodwill relatert </span><span style=\"display:inherit;clear:left;\">til <span class=\"_ _0\"></span>Aktiv Eiendomsmegling oppstod prim\u00e6rt som f\u00f8lge av en fusjon </span><span style=\"display:inherit;clear:left;\">tilbake i 2015, mens goodwill relatert til Ryfylke Eien<span class=\"_ _0\"></span>domsmeg<span class=\"_ _0\"></span>ling <span class=\"_ _0\"></span>AS </span><span style=\"display:inherit;clear:left;\">oppstod som f\u00f8lge av utkj\u00f8p av minorit<span class=\"_ _1\"></span>etsaksj<span class=\"_ _1\"></span>on\u00e6rer innev\u00e6rende <span class=\"_ _4\"></span>\u00e5r<span class=\"_ _0\"></span>.<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">Neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>sti<span class=\"_ _4\"></span>ng a<span class=\"_ _4\"></span>v balansef\u00f8rte<span class=\"_ _1\"></span> verdier foretas ved en neddis<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">ko<span class=\"_ _0\"></span>nt<span class=\"_ _0\"></span>er<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span> av f<span class=\"_ _0\"></span>orv<span class=\"_ _1\"></span>en<span class=\"_ _0\"></span>tet f<span class=\"_ _0\"></span>rem<span class=\"_ _0\"></span>tidi<span class=\"_ _0\"></span>g kontantstr\u00f8m <span class=\"_ _4\"></span>fra virksomheten. </span><span style=\"display:inherit;clear:left;\">Ko<span class=\"_ _4\"></span>nt<span class=\"_ _4\"></span>an<span class=\"_ _4\"></span>ts<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>r\u00f8<span class=\"_ _4\"></span>mm<span class=\"_ _4\"></span>en<span class=\"_ _4\"></span>e <span class=\"_ _4\"></span>er<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>ba<span class=\"_ _4\"></span>se<span class=\"_ _4\"></span>rt<span class=\"_ _4\"></span> p\u00e5 godkjente budsjetter og ledelsens<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">pro<span class=\"_ _0\"></span>gnos<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>B\u00e5de<span class=\"_ _1\"></span> bu<span class=\"_ _0\"></span>dsje<span class=\"_ _1\"></span>tte<span class=\"_ _0\"></span>r og prognoser er beheftet med stor grad </span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>us<span class=\"_ _4\"></span>i<span class=\"_ _4\"></span>kk<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>rh<span class=\"_ _4\"></span>e<span class=\"_ _4\"></span>t<span class=\"_ _4\"></span>. <span class=\"_ _4\"></span>D<span class=\"_ _4\"></span>er<span class=\"_ _4\"></span>s<span class=\"_ _4\"></span>om<span class=\"_ _4\"></span> <span class=\"_ _4\"></span>de faktiske \u00f8konomiske forhold avviker fra </span><span style=\"display:inherit;clear:left;\">de<span class=\"_ _0\"></span> fo<span class=\"_ _0\"></span>ru<span class=\"_ _1\"></span>ts<span class=\"_ _0\"></span>etn<span class=\"_ _0\"></span>ing<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>e <span class=\"_ _0\"></span>som<span class=\"_ _0\"></span> er lagt til grunn i budsjetter og planer vil </span><span style=\"display:inherit;clear:left;\">ned<span class=\"_ _4\"></span>sk<span class=\"_ _4\"></span>riv<span class=\"_ _4\"></span>ni<span class=\"_ _4\"></span>ng<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>st<span class=\"_ _4\"></span>ene<span class=\"_ _4\"></span> kunne gi et annet resultat. Videre avhenger </span><span style=\"display:inherit;clear:left;\">neds<span class=\"_ _4\"></span>kri<span class=\"_ _4\"></span>vnin<span class=\"_ _4\"></span>gste<span class=\"_ _4\"></span>ste<span class=\"_ _4\"></span>ne <span class=\"_ _4\"></span>av det benyttede avkastningskrav<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Avkastnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">k<span class=\"_ _0\"></span>r<span class=\"_ _0\"></span>av<span class=\"_ _0\"></span>e<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span> e<span class=\"_ _0\"></span>r <span class=\"_ _0\"></span>sk<span class=\"_ _0\"></span>j\u00f8<span class=\"_ _0\"></span>nn<span class=\"_ _0\"></span>sme<span class=\"_ _0\"></span>ss<span class=\"_ _0\"></span>ig fastsatt p\u00e5 grunnlag av tilgjengelig<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">info<span class=\"_ _4\"></span>rma<span class=\"_ _4\"></span>sjon<span class=\"_ _4\"></span> p\u00e5 <span class=\"_ _4\"></span>balansedagen. Nedskrivningstest gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res \u00e5rlig, og gir ikke grunnlag for nedskrivning for 2024. </span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank i august </span><span style=\"display:inherit;clear:left;\">2024 utgjorde differansen mellom virkelig verdi av vederlaget <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til egenkapitalbeviseierne i Hjelmeland Sparebank f\u00f8r sammen<span class=\"ls3 ws2\">-</span></span><span style=\"display:inherit;clear:left;\">sl\u00e5ingen og deres andel av netto egenkapital i henhold til </span><span style=\"display:inherit;clear:left;\">oppkj\u00f8ps <span class=\"_ _3e\"></span>analysen, en negativ goodwill (badwill). Badwill oppstod </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av at netto verdi av de identifiserte eiendelene og </span><span style=\"display:inherit;clear:left;\">forpliktelsene oversteg verdien av fusjonsvederlaget i tran<span class=\"_ _1\"></span>sak-</span><span style=\"display:inherit;clear:left;\">sjonen. Badwill er inntektsf\u00f8rt over ordin\u00e6rt resultat etter reglene </span><span style=\"display:inherit;clear:left;\">i IFRS 3. For mer info se note 47.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__156": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span><span style=\"display:inherit;clear:left;position:relative;height:527.65234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 81.2812px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 205.859px; top: 39.6523px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 707.953px; top: 39.6523px; width: 20.9941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 11.3906px; top: 52.5586px; width: 42.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 83.2812px; top: 52.5586px; width: 53.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 186.094px; top: 52.5586px; width: 37.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 513.562px; top: 52.5586px; width: 42.8145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 583.797px; top: 52.5586px; width: 53.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 687.234px; top: 52.5586px; width: 37.0898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.4492px; width: 47.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 101.141px; top: 65.4492px; width: 35.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 197.312px; top: 65.4492px; width: 26.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 502.109px; top: 65.4492px; width: 47.8359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 603.125px; top: 65.4492px; width: 35.1094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 698.688px; top: 65.4492px; width: 26.6191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 58.916px; width: 90.1289px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7656px; top: 110.609px; width: 191.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 360</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 110.758px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 110.609px; width: 191.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 134.156px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.84px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 032 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 133.936px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 537.531px; top: 134.156px; width: 187.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 809 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.764px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">809</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 157.748px; width: 56.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 181.561px; width: 70.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 205.594px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.84px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 160 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 205.357px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 537.531px; top: 205.594px; width: 187.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.764px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7656px; top: 229.672px; width: 191.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 229.82px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 229.672px; width: 191.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 253.219px; width: 201.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">101 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 885</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 252.982px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 253.219px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">96 191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.84px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 091</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 23.9844px; top: 277.031px; width: 195.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">98 465</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.137px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 651</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 276.795px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 277.031px; width: 197.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">93 373</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.84px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 273</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7656px; top: 301.109px; width: 191.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 301.258px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 301.109px; width: 191.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.431px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 324.641px; width: 194.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.582px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 154</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 324.42px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 537.531px; top: 324.641px; width: 189.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 982 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 348.232px; width: 92.3613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser/nedskr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 106.578px; top: 372.266px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 545 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 372.045px; width: 85.3066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang ved fusjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.562px; top: 372.266px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 24 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 27.6719px; top: 396.078px; width: 194.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 431 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 650 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 395.857px; width: 64.9922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 529.484px; top: 396.078px; width: 194.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 573 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7656px; top: 420.156px; width: 186.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.0841px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 282</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 420.305px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 420.156px; width: 187.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 227</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 443.703px; width: 198.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">103 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 545</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 584</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 443.467px; width: 132.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 443.703px; width: 192.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 173</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 073</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.3125px; top: 467.516px; width: 199.816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">431</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 301</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 467.279px; width: 142.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 526.312px; top: 467.516px; width: 195.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">94 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 846</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.7656px; top: 491.594px; width: 187.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 282</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 491.742px; width: 120.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 533.125px; top: 491.594px; width: 187.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.4707px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 227</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 29.6719px; top: 515.141px; width: 107.912px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.516px; top: 514.904px; width: 77.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utnyttbar levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 531.484px; top: 515.141px; width: 107.912px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8886px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;\">Aktiverte investeringer knyttet til leide lokaler avskrives over resterende </span><span style=\"display:inherit;clear:left;\">leieperiode.  </span><span style=\"display:inherit;clear:left;\">Fast eiendom tilf\u00f8rt ved fusjon inkluderer merverdier identifisert i oppkj\u00f8ps-</span><span style=\"display:inherit;clear:left;\">a<span class=\"_ _1\"></span>n<span class=\"_ _1\"></span>a<span class=\"_ _1\"></span>l<span class=\"_ _0\"></span>ys<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>, byggene er dermed innregnet til virkelig verdi p\u00e5 fusjonstids<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">punktet. For mer informasjon henvises det til fusjonsnote i <span class=\"ls3\">note 47.  </span></span><span style=\"display:inherit;clear:left;\">For morbanken gjelder dette to forretningsbygg p\u00e5 Hjelmeland. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For konsernet gjelder dette forretningsbyggene p\u00e5 Hjelmeland, <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og et forretningbygg p\u00e5 J\u00f8repeland eid via Ryfylke Eiendomsmegling <span class=\"_ _0\"></span>AS. </span><span style=\"display:inherit;clear:left;\">Utnyttbar levetid for eiendommene er satt til 20 \u00e5r<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__155": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__154": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__153": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>arige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8re. Bygninger  </span><span style=\"display:inherit;clear:left;\">og driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anskaffelseskost fratrukket<span class=\"_ _1\"></span> </span><span style=\"display:inherit;clear:left;\">akkumulerte avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer </span><span style=\"display:inherit;clear:left;\">alle direkte henf\u00f8rbare kostnader knyttet til kj\u00f8pet av eiendelen. </span><span style=\"display:inherit;clear:left;\">Det er benyttet line\u00e6re avskrivninger for \u00e5 allokere kostpris </span><span style=\"display:inherit;clear:left;\">fratrukket eventuell restverdi over eiendelenes estimerte levetid. </span><span style=\"display:inherit;clear:left;\">Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, er gjenstand for en </span><span style=\"display:inherit;clear:left;\">nedskrivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__159": {
   "value": "<span style=\"display:inherit;clear:left;\">Leieavtaler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontrollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning </span><span style=\"display:inherit;clear:left;\">for leieavtaler knyttet til kontorlokaler<span class=\"_ _0\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksrett eiendel og rentekostnad </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bankens IT<span class=\"_ _0\"></span>-avtaler </span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p </span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balanse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8rt<span class=\"_ _0\"></span>. Leieavtalene som faller inn under disse unntakene innregnes </span><span style=\"display:inherit;clear:left;\">l\u00f8pende som andre driftskostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som </span><span style=\"display:inherit;clear:left;\">fast leie justert for indeksreguleringer i leiekontraktene. Eventuelle </span><span style=\"display:inherit;clear:left;\">opsjoner i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklau<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">suler f\u00f8r endelig kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">med mindre det er rimelig sikkert at opsjon ut\u00f8ves eller klausul </span><span style=\"display:inherit;clear:left;\">benyttes. Felleskostnader og andre variable leiebetalinger vil ikke </span><span style=\"display:inherit;clear:left;\">bli innregnet i leieforpliktelsen for husleiekontraktene og f\u00f8res som </span><span style=\"display:inherit;clear:left;\">driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietaker </span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, </span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler </span><span style=\"display:inherit;clear:left;\">som er n\u00f8dvendige for en eiendel av lignende verdi som bruks-</span><span style=\"display:inherit;clear:left;\">r<span class=\"_ _1\"></span>e<span class=\"_ _1\"></span>t<span class=\"_ _0\"></span>te<span class=\"_ _1\"></span>i<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>d<span class=\"_ _0\"></span>el<span class=\"_ _1\"></span>e<span class=\"_ _0\"></span>n. Renten hensyntar b\u00e5de risikofri rente, kredittrisiko </span><span style=\"display:inherit;clear:left;\">og leiespesifikt p\u00e5slag, herunder sikkerhet/pant i leieavtalen. </span><span style=\"display:inherit;clear:left;\">Renten vil tilpasses den faktiske leiekontraktens varighet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">gjenv\u00e6rende leiebetalingene diskontert med marginal l\u00e5nerente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tidspunktet for f\u00f8rstegangsanvendelse, samt innregnet </span><span style=\"display:inherit;clear:left;\">tilh<span class=\"_ _0\"></span>\u00f8rende bruksrettighet til et bel\u00f8p som reflekterer verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av eiendelen som om standarden var gjeldende fra tidspunkt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">heter leieavtaler\u00bb, mens leieforpliktelsene presenteres som </span><span style=\"display:inherit;clear:left;\">\u00abLeieforpliktelser\u00bb. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en neds-</span><span style=\"display:inherit;clear:left;\">krivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det. </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og annen fast eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y<span class=\"_ _0\"></span>. Konsernets </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">bruksretteiendeler er kategorisert og presentert i tabellen under:</span></span> </span><span style=\"display:inherit;clear:left;\">Bruksretteiendeler</span><span style=\"display:inherit;clear:left;position:relative;height:686.35546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 100.625px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 134.25px; top: 47.543px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 569.812px; top: 47.543px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 15.9688px; top: 60.4336px; width: 86.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 136.734px; top: 60.4336px; width: 96.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 494.578px; top: 60.4336px; width: 43.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 569.812px; top: 60.4336px; width: 163.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 53.9004px; width: 112.137px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksretteiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 104.062px; width: 234.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 121 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 715 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 103.949px; width: 131.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.703px; top: 104.062px; width: 233.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">12 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.8223px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 943 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.7344px; top: 125.312px; width: 162.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 125.092px; width: 136.236px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang av bruksrett eiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 582.219px; top: 125.312px; width: 162.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 144.967px; width: 175.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.7344px; top: 152.031px; width: 230.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.607px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 515.344px; top: 152.031px; width: 230.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.607px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 158.654px; width: 17.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.70312px; top: 179.031px; width: 233.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 127 760 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.666px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 184 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 179.18px; width: 119.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 505.219px; top: 179.031px; width: 233.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 122 721 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 217.668px; width: 162.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.64062px; top: 225.656px; width: 229.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 346 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.391px; top: 225.656px; width: 229.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 46 522 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 401 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 233.418px; width: 51.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.64062px; top: 253.406px; width: 230.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 026 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 561 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 253.186px; width: 113.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.391px; top: 253.406px; width: 230.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 018 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 273.184px; width: 165.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 281.438px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 907 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.375px; top: 281.438px; width: 229.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 076 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 288.934px; width: 51.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 326.711px; width: 163.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 334.438px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 277 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.375px; top: 334.438px; width: 229.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 070 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 302 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 342.461px; width: 46.5645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 361.547px; width: 234.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 127 760 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 184 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 361.434px; width: 131.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.703px; top: 361.547px; width: 233.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0781px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 122 721 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 12.7344px; top: 382.812px; width: 224.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 188 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 382.576px; width: 133.389px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang av bruksretteiendeler</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 515.344px; top: 382.812px; width: 224.883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 969 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 665 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.2031px; top: 404.062px; width: 223.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 365 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.736px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 365 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 403.842px; width: 85.3066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang ved fusjon</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 522.828px; top: 404.062px; width: 223.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 365 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.736px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 365 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 423.717px; width: 175.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.10938px; top: 430.781px; width: 232.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 667)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.715px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 993)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 506.656px; top: 430.781px; width: 233.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 993)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.383px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.4435px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 667)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 437.404px; width: 17.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00e5ret</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.70312px; top: 457.781px; width: 232.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 134 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 124 379 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 457.93px; width: 119.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 505.219px; top: 457.781px; width: 232.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">17 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.2383px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 084 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 496.418px; width: 162.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.64062px; top: 504.406px; width: 229.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 907 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.391px; top: 504.406px; width: 229.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 076 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 419 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 512.168px; width: 51.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.64062px; top: 532.156px; width: 229.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 983 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 076 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 531.936px; width: 113.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger i perioden</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 508.391px; top: 532.156px; width: 229.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 780 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 853 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 552.07px; width: 150.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 559.797px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 78 983 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.375px; top: 559.797px; width: 229.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 74 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 79 272 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 567.82px; width: 46.5645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 585.555px; width: 163.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.89062px; top: 593.281px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 107 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 396 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.375px; top: 593.281px; width: 228.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 43 464 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 81</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 601.305px; width: 46.5645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 640.045px; width: 185.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Laveste av gjenst\u00e5ende leieperiode eller </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 82.2031px; top: 647.125px; width: 155.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-10 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.375px; top: 647.125px; width: 161.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-10 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 653.732px; width: 84.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8konomisk levetid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 77.1094px; top: 673.844px; width: 161.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 281.531px; top: 673.607px; width: 94.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivningsmetode</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 510.375px; top: 673.844px; width: 161.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span></span></span><span style=\"display:inherit;clear:left;\">Leieforpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:656.521484375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 101.922px; top: 0.0019531px; width: 556.359px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 437.76px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 135.547px; top: 39.6523px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 39.9102px; width: 121.195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Udiskonterte leieforpliktelser  </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 571.109px; top: 39.6523px; width: 38.5078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 17.2656px; top: 52.5586px; width: 86.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 138.031px; top: 52.5586px; width: 96.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.7715px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 52.5586px; width: 240.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og forfall av betalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.98px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 571.109px; top: 52.5586px; width: 163.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.758px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.9375px; top: 89.3281px; width: 229.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 495 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 214 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 814 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 89.2148px; width: 73.1074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mindre enn 1 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.688px; top: 89.3281px; width: 229.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 959 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 468 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 214 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 640 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.9375px; top: 113.125px; width: 229.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 744 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 304 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 112.904px; width: 26.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-2 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.688px; top: 113.125px; width: 229.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 205 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 258 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 7.9375px; top: 136.938px; width: 229.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 222 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 818 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 136.717px; width: 26.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2-3 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 509.688px; top: 136.938px; width: 229.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 222 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 120 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.3301px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 160 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.0312px; top: 160.75px; width: 228.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.451px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 567 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 160.529px; width: 26.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-4 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.641px; top: 160.75px; width: 228.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 567 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 180 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.0312px; top: 184.562px; width: 228.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 152 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 184.342px; width: 26.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4-5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.641px; top: 184.562px; width: 228.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 212 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 208.154px; width: 58.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mer enn 5 \u00e5r</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 229.57px; width: 150.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale udiskonterte leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.1875px; top: 237.297px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 69 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 597 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 655 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 511.672px; top: 237.297px; width: 229.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 63 313 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 597 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 449 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 245.32px; width: 46.5645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 295.879px; width: 109.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i leieforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.1875px; top: 342.281px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 309 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 342.43px; width: 142.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2022</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 511.672px; top: 342.281px; width: 229.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 82 914 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 295 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 362.936px; width: 138.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.0312px; top: 370px; width: 227.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.641px; top: 370px; width: 227.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.674px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 828 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 376.623px; width: 94.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 398px; width: 236.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (15 498)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (96)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 275)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (14 127)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 397.779px; width: 102.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av hovedstol </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.625px; top: 398px; width: 236.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (13 074)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 275)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (96)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (14 444)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.40625px; top: 421.812px; width: 232.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 712)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (9)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (173)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 531)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 421.592px; width: 84.4922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av renter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.953px; top: 421.812px; width: 232.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 544)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (173)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (9)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 725)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.375px; top: 445.625px; width: 225.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 71</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.8045px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 530 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 445.389px; width: 183.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.641px; top: 445.625px; width: 226.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.1875px; top: 469.703px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 019 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 650 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 469.852px; width: 142.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 511.672px; top: 469.703px; width: 229.816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 73 310 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 274 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.373px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 678 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 490.357px; width: 138.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.0312px; top: 497.438px; width: 224.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 128 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 014 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 524.125px; top: 497.438px; width: 216.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 031 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 504.045px; width: 94.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 22.5px; top: 525.438px; width: 223.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.736px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 525.201px; width: 192.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ilgang ved fusjon Hjelmeland Sparebank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 524.125px; top: 525.438px; width: 223.518px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.736px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 421 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 549.25px; width: 235.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (19 352)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (151)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 819)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (17 383)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 549.014px; width: 102.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av hovedstol </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 502.625px; top: 549.25px; width: 235.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (16 265)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 819)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (151)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.3398px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18 234)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 6.40625px; top: 573.047px; width: 231.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 081)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (273)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 790)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 572.826px; width: 84.4922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betaling av renter </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 507.953px; top: 573.047px; width: 231.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (2 757)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (273)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 048)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 14.0312px; top: 596.859px; width: 226.447px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.4062px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 790 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 596.639px; width: 183.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 516.641px; top: 596.859px; width: 226.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.3241px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.3554px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 048 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 620.451px; width: 105.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Omregningsdifferanser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 9.1875px; top: 644.75px; width: 228.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 65 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.5312px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 587 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 926 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 702 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 282.828px; top: 644.898px; width: 142.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 511.672px; top: 644.75px; width: 229.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 58 383 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 463 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.7598px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 896 </span></span></span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 husleieavtaler er ca. 4,2 %. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 leie av maskiner og utstyr <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">er ca. 4,8 % og for kj\u00f8ret\u00f8y er ca. 4,8 %.</span><span style=\"display:inherit;clear:left;\">For husleieavtaler bruker vi leietakers marginale l\u00e5nerente, mens for </span><span style=\"display:inherit;clear:left;\">maskiner og kj\u00f8ret\u00f8y er det benyttet den implisitte renten i leieavtalen.</span><span style=\"display:inherit;clear:left;\">Indeksjustering av husleiekostnader er hensyntatt i beregningen <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av forpliktelsen basert p\u00e5 det som fremg\u00e5r av avtalen.</span><span style=\"display:inherit;clear:left;\">Leieavtalene inneholder ikke restriksjoner p\u00e5 konsernets utbyttepolitikk </span><span style=\"display:inherit;clear:left;\">eller finansieringsmuligheter<span class=\"_ _0\"></span>. Konsernet har ikke vesentlige restverdi-</span><span style=\"display:inherit;clear:left;\">garantier knyttet til sine leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:171.537109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 24.4531px; top: 0.0019531px; width: 664.787px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 546.188px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 7.17188px; top: 34.6523px; width: 102.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 615.984px; top: 34.6523px; width: 102.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 28.1191px; width: 255.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre leiekostnader innregnet i resultatet </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 71.75px; width: 109.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 223</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 71.5293px; width: 243.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Felleskostnader leide lokaler (variable leiebetalinger)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.422px; top: 71.75px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 223</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 92.4668px; width: 274.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader i perioden knyttet til kortsiktige leieavtaler  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.5625px; top: 99.5312px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 989</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.391px; top: 99.5312px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">351</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 106.154px; width: 207.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(inkludert kortsiktige leieavtaler av lav verdi)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 124.654px; width: 273.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader i perioden knyttet til eiendeler av lav verdi  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 2.5625px; top: 131.719px; width: 107.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 676</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">479</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 619.391px; top: 131.719px; width: 99.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 138.326px; width: 180.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(ekskludert kortsiktige leieavtaler over)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 3.65625px; top: 159.766px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 814</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 427</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 149.531px; top: 159.914px; width: 219.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leiekostnader inkludert i andre driftskostnader</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 611.422px; top: 159.766px; width: 106.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.2188px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 726</span></span></span><span style=\"display:inherit;clear:left;\">I tillegg til leieforpliktelsene over er konsernet bundet til \u00e5 betale variable leiebetalinger for noen av sine leieavtaler<span class=\"_ _0\"></span>. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">Felleskostnader<span class=\"_ _0\"></span>, kortsiktige leieavtaler og avtaler med lav verdi kostnadsf\u00f8res over perioden det gjelder<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Opsjoner om \u00e5 forlenge en leieavtale</span><span style=\"display:inherit;clear:left;\">Konsernets leieavtaler av bygninger har leieperioder opptil 10 \u00e5r<span class=\"_ _0\"></span>. Flere  </span><span style=\"display:inherit;clear:left;\">av avtalene inneholder en rettighet til forlengelse som kan ut\u00f8ves i l\u00f8pet </span><span style=\"display:inherit;clear:left;\">av avtalens siste periode. V<span class=\"_ _0\"></span>ed inng\u00e5else av en avtale vurderer konsernet </span><span style=\"display:inherit;clear:left;\">om rettigheten til forlengelse med rimelig sikkerhet vil ut\u00f8ves. Konsernets </span><span style=\"display:inherit;clear:left;\">potensielle fremtidige leiebetalinger som ikke er inkludert i leieforpliktelsene </span><span style=\"display:inherit;clear:left;\">knyttet til forlengelsesopsjoner er 8,8 millioner kroner per <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">31. desember 2024.</span><span style=\"display:inherit;clear:left;\">Kj\u00f8psopsjoner</span><span style=\"display:inherit;clear:left;\">Konsernet leier maskiner og utstyr og kj\u00f8ret\u00f8y med en leieperiode </span><span style=\"display:inherit;clear:left;\">mellom 3 og 5 \u00e5r<span class=\"_ _0\"></span>. Ingen av disse leiekontraktene inkluderer en opsjon <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5 kj\u00f8pe eiendelene ved endt leieperiode. </span><span style=\"display:inherit;clear:left;\">Anvendte praktiske l\u00f8sninger</span><span style=\"display:inherit;clear:left;\">Konsernet leier ogs\u00e5 PC-er<span class=\"_ _0\"></span>, IT<span class=\"_ _0\"></span>-utstyr og maskiner med avtalevilk\u00e5r <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">fra 1 til 3 \u00e5r<span class=\"_ _0\"></span>. Konsernet har besluttet \u00e5 ikke innregne leieavtaler der den </span><span style=\"display:inherit;clear:left;\">underliggende eiendelen har lav verdi eller har kortsiktig varighet, herunder </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder<span class=\"_ _0\"></span>. Konsernet innregner dermed ikke leieforpliktelser og bruks-</span><span style=\"display:inherit;clear:left;\">re<span class=\"_ _0\"></span>tte<span class=\"_ _0\"></span>ie<span class=\"_ _1\"></span>nd<span class=\"_ _0\"></span>ele<span class=\"_ _0\"></span>r for noen av disse leieavtalene. I stedet kostnadsf\u00f8res </span><span style=\"display:inherit;clear:left;\">leiebetalingene n\u00e5r de inntreffer<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__158": {
   "value": "<span style=\"display:inherit;clear:left;\">Leieavtaler</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontrollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning </span><span style=\"display:inherit;clear:left;\">for leieavtaler knyttet til kontorlokaler<span class=\"_ _0\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksrett eiendel og rentekostnad </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bankens IT<span class=\"_ _0\"></span>-avtaler </span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p </span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balanse<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8rt<span class=\"_ _0\"></span>. Leieavtalene som faller inn under disse unntakene innregnes </span><span style=\"display:inherit;clear:left;\">l\u00f8pende som andre driftskostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som </span><span style=\"display:inherit;clear:left;\">fast leie justert for indeksreguleringer i leiekontraktene. Eventuelle </span><span style=\"display:inherit;clear:left;\">opsjoner i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklau<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">suler f\u00f8r endelig kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">med mindre det er rimelig sikkert at opsjon ut\u00f8ves eller klausul </span><span style=\"display:inherit;clear:left;\">benyttes. Felleskostnader og andre variable leiebetalinger vil ikke </span><span style=\"display:inherit;clear:left;\">bli innregnet i leieforpliktelsen for husleiekontraktene og f\u00f8res som </span><span style=\"display:inherit;clear:left;\">driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietaker </span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, </span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler </span><span style=\"display:inherit;clear:left;\">som er n\u00f8dvendige for en eiendel av lignende verdi som bruks-</span><span style=\"display:inherit;clear:left;\">r<span class=\"_ _1\"></span>e<span class=\"_ _1\"></span>t<span class=\"_ _0\"></span>te<span class=\"_ _1\"></span>i<span class=\"_ _0\"></span>en<span class=\"_ _1\"></span>d<span class=\"_ _0\"></span>el<span class=\"_ _1\"></span>e<span class=\"_ _0\"></span>n. Renten hensyntar b\u00e5de risikofri rente, kredittrisiko </span><span style=\"display:inherit;clear:left;\">og leiespesifikt p\u00e5slag, herunder sikkerhet/pant i leieavtalen. </span><span style=\"display:inherit;clear:left;\">Renten vil tilpasses den faktiske leiekontraktens varighet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de </span><span style=\"display:inherit;clear:left;\">gjenv\u00e6rende leiebetalingene diskontert med marginal l\u00e5nerente </span><span style=\"display:inherit;clear:left;\">p\u00e5 tidspunktet for f\u00f8rstegangsanvendelse, samt innregnet </span><span style=\"display:inherit;clear:left;\">tilh<span class=\"_ _0\"></span>\u00f8rende bruksrettighet til et bel\u00f8p som reflekterer verdien <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av eiendelen som om standarden var gjeldende fra tidspunkt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettig<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">heter leieavtaler\u00bb, mens leieforpliktelsene presenteres som </span><span style=\"display:inherit;clear:left;\">\u00abLeieforpliktelser\u00bb. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en neds-</span><span style=\"display:inherit;clear:left;\">krivningstest i samsvar med IAS 36 n\u00e5r omstendighetene </span><span style=\"display:inherit;clear:left;\">indikerer det. </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og annen fast eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y<span class=\"_ _0\"></span>. Konsernets </span><span style=\"display:inherit;clear:left;\">bruksretteiendeler er kategorisert og presentert i tabellen under:</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__161": {
   "value": "<span style=\"display:inherit;clear:left;\">Gjeld til kredittinstitusjoner</span><span style=\"display:inherit;clear:left;position:relative;height:152.083984375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 52.75px; top: 0.0019531px; width: 604.729px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 486.127px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 207.906px; top: 21.6035px; width: 168.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.5898px; width: 693.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.315px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.4844px; top: 75.625px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 207.906px; top: 75.3887px; width: 266.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og innskudd fra kredittinstitusjoner uten avtalt l\u00f8petid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.438px; top: 75.625px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.4844px; top: 97.2031px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 207.906px; top: 95.2793px; width: 20.9121px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KFS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.438px; top: 97.2031px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.4844px; top: 118.781px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 207.906px; top: 118.561px; width: 229.945px; white-space: pre; word-spacing: 0px; letter-spacing: -0.057px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner med avtalt l\u00f8petid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 574.438px; top: 118.781px; width: 30.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 400</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.8438px; top: 140.312px; width: 132.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 207.906px; top: 140.461px; width: 136.816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 576.266px; top: 140.312px; width: 132.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">90 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span></span><span style=\"display:inherit;clear:left;\">Spesifisert per valuta</span><span style=\"display:inherit;clear:left;position:relative;height:76.697265625px;\"><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.234375px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 90 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 885 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.359px; top: 0.0136718px; width: 24.6914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOK</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 556.766px; top: 0.234375px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 90 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 885 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 127.312px; top: 21.5px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.359px; top: 21.2637px; width: 22.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EUR</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 684.781px; top: 21.5px; width: 16.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.7656px; top: 41.375px; width: 125.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 505 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 339 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.359px; top: 41.1543px; width: 31.6465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 573.453px; top: 41.375px; width: 125.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 505 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 339 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.09375px; top: 64.9375px; width: 136.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 90 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.359px; top: 65.0859px; width: 134.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 557.812px; top: 64.9375px; width: 136.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 90 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 var obligasjoner og sertifikater verdsatt til 3.291 millioner </span><span style=\"display:inherit;clear:left;\">kroner i morbanken stillet som sikkerhet for l\u00e5neramme p\u00e5 inntil 3.129 </span><span style=\"display:inherit;clear:left;\">millioner kroner i Norges Bank. Per 31.12.2023 var obligasjoner <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">og sertifikater verdsatt til 2.583 millioner kroner i morbanken stillet til </span><span style=\"display:inherit;clear:left;\">sikkerhet for l\u00e5neramme p\u00e5 inntil 2.304 millioner kroner i Norges Bank.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromBanksExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__162": {
   "value": "<span style=\"display:inherit;clear:left;\">Innskudd fra kunder </span><span style=\"display:inherit;clear:left;position:relative;height:133.740234375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 48.2344px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 2.34375px; top: 43.1523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 546.359px; top: 43.1523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 210.469px; top: 36.6191px; width: 123.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 79.1875px; width: 149.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 845 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 666 705</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 210.469px; top: 78.9512px; width: 180.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder uten avtalt l\u00f8petid </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 543.297px; top: 79.1875px; width: 150.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 065 930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 879 418</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 4.34375px; top: 100.453px; width: 145.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 489 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 895 677</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 210.469px; top: 100.217px; width: 177.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder med avtalt l\u00f8petid</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 546.359px; top: 100.453px; width: 150.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 489 206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 895 677 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 121.969px; width: 149.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 334 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 210.469px; top: 122.117px; width: 90.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum innskudd kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 544.469px; top: 121.969px; width: 149.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 555 137</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:309.732421875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.6875px; top: 6.54297px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 547.703px; top: 6.54297px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 0.0097656px; width: 246.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kundeinnskudd fordelt p\u00e5 kundegrupper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 42.5781px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">294 237</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 463</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 42.3418px; width: 82.9395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jord- og skogbruk</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 42.5781px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">294 237</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 463</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.4531px; top: 63.8438px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 893</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 779</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 63.6074px; width: 69.6445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 565.578px; top: 63.8438px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37 893</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 779</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 85.0938px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">430 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 84.873px; width: 136.74px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 85.0938px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">430 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 106.359px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">518 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 043</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 106.123px; width: 35.4551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 106.359px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">518 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 043</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 127.609px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">438 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538 690</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 127.389px; width: 64.9863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje og energi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 127.609px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">438 204</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538 690</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 148.875px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">286 824</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">352 501</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 148.654px; width: 51.7324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">arehandel</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 148.875px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">286 824</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">352 501</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 170.141px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">208 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 438</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 169.904px; width: 113.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 170.141px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">208 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 438</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 16.3438px; top: 191.391px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">371 758</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 997</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 191.17px; width: 92.9004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 559.812px; top: 191.391px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">371 758</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 997</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.6875px; top: 212.656px; width: 145.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 948 722</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 750 687</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 212.42px; width: 146.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.672px; top: 212.656px; width: 145.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 164 047</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 961 174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 5.6875px; top: 233.922px; width: 146.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 100 730</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">994 059</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 233.686px; width: 65.2031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.672px; top: 233.922px; width: 146.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 105 598</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">996 284</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.4531px; top: 255.172px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 085</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 066</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 254.951px; width: 94.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 565.578px; top: 255.172px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">32 085</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 066</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 276.438px; width: 150.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 666 817</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 361 427</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 276.201px; width: 62.6719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 544.641px; top: 276.438px; width: 150.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 666 817</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 361 427</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.34375px; top: 297.969px; width: 149.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 334 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 298.117px; width: 90.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum innskudd kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 545.812px; top: 297.969px; width: 149.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 555 137</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span></span><span style=\"display:inherit;clear:left;\">For innskudd fra kunder uten avtalt l\u00f8petid var gjennomsnittlig rente 2,78 % </span><span style=\"display:inherit;clear:left;\">for 2024 og 2,15 % for 2023.  For innskudd fra kunder med avtalt l\u00f8petid </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r gjennomsnittlig rente 4,68 % for 2024 og 3,81 % for 2023. Gjennom<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">sn<span class=\"_ _0\"></span>ittl<span class=\"_ _0\"></span>ig rente p\u00e5 innskudd er beregnet p\u00e5 grunnlag av gjennomsnittlig </span><span style=\"display:inherit;clear:left;\">saldo i \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med avtalt l\u00f8petid best\u00e5r av fastrenteinnskudd, </span><span style=\"display:inherit;clear:left;\">depositumskonti, BSU, skattetrekkskonti og andre konti med uttaks-</span><span style=\"display:inherit;clear:left;\">begrensning.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__163": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _2\"></span>erdipapirgjeld </span><span style=\"display:inherit;clear:left;position:relative;height:146.98046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 49.5781px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 3.6875px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 547.703px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 28.1191px; width: 95.0332px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.075px; letter-spacing: 0.075px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.6875px; width: 150.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 70.4512px; width: 237.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, justert for renter og over-/underkurs</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 550.672px; top: 70.6875px; width: 145.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 531 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 91.7168px; width: 146.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, egenbeholdning</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 1.34375px; top: 113.469px; width: 149.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 088 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.2207px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 113.617px; width: 84.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 551.781px; top: 113.469px; width: 143.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 531 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.7636px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 21.4531px; top: 134.469px; width: 134.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.2108px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,65 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 211.812px; top: 134.232px; width: 168.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjennomsnittlig rente obligasjonsl\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 565.578px; top: 134.469px; width: 134.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,48 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.2108px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,28 %</span></span></span><span style=\"display:inherit;clear:left;\">Endring i verdipapirgjeld</span><span style=\"display:inherit;clear:left;position:relative;height:108.919921875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.121094px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 0.121094px; width: 30.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 0.121094px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 51.3516px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 13.0273px; width: 244.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 13.0273px; width: 39.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 13.0273px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 49.8887px; width: 149.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 50.125px; width: 458.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 415 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 457 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 058 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 73.2793px; width: 108.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 298.297px; top: 73.5px; width: 449.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.258px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 960</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 918</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 97.3047px; width: 84.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.344px; top: 97.1562px; width: 467.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 371.9px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 088 918</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:113.91796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.0117187px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 0.0117187px; width: 30.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 0.0117187px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 8.63477px; width: 51.3516px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 12.918px; width: 244.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 12.918px; width: 39.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.918px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 54.8887px; width: 149.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 276.891px; top: 55.1094px; width: 458.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 582 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 550 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 717 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.74px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 415 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 78.2637px; width: 108.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 290.422px; top: 78.5px; width: 455.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(18 418)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.41px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 375</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 958</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 102.305px; width: 84.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 278.344px; top: 102.156px; width: 467.725px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 371.9px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:106.900390625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 512.859px; top: 0.0039062px; width: 62.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.219px; top: 15.9023px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 15.9023px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 245.891px; top: 28.793px; width: 372.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.8613px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fusjon</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 28.793px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.7637px; width: 119.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 71px; width: 490.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 435 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 235 448 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.5196px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 316 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 399 929 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.0879px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 088 918 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 94.1543px; width: 123.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 245.891px; top: 94.375px; width: 486.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 781 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -659 172 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.5429px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 751 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 399 929 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 531 529 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:102.494140625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 512.859px; top: 0.0039062px; width: 62.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 258.219px; top: 16.5898px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 16.5898px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 245.891px; top: 29.4961px; width: 375.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9179px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.6623px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.8613px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.6523px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 29.4961px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 66.373px; width: 119.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 239.688px; top: 66.5938px; width: 494.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 563 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.754px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 821 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 778 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.6366px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.066px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 435 958 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.748px; width: 123.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 245.891px; top: 89.9844px; width: 491.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 983 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.881px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -217 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.0216px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -560 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.0821px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.558px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 781 530 </span></span></span><span style=\"display:inherit;clear:left;\">Obligasjoner</span><span style=\"display:inherit;clear:left;position:relative;height:377.62109375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 304.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.6602px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.3887px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872385</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 35.625px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">737 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25.04.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.7949px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010892318</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 56.0312px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">09.09.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.2168px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872971</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 76.4375px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.02.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.623px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010917172</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 96.8438px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12.06.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.029px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012460080</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 117.266px; width: 118.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">04.03.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.436px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012658048</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 137.672px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">05.10.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.842px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012622721</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 158.078px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27.08.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.264px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012816166</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 178.484px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15.10.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.67px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012816174</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 198.891px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.03.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.076px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012816182</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.344px; top: 219.312px; width: 118.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.09.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.482px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013091850</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 239.719px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">350 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">07.12.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 259.904px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013354704</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 202.359px; top: 260.125px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">01.10.2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 288.133px; width: 123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 195.219px; top: 295.859px; width: 42.5859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 533 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.883px; width: 79.3184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av morbank</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.758px; width: 247.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5nene regnskapsf\u00f8res til amortisert kost. </span><span class=\"pp-font-color-override-2\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 365.258px; width: 294.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05625px; margin-left: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Det benyttes sikringsbokf\u00f8ring p\u00e5 bankens fastrente </span><span style=\"word-spacing: 0px; letter-spacing: 0.05625px; display: inline-block; margin-left: -3.4695px; width: 0px; font-size: 11.25px; font-family: fff; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">obligasjoner.</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:375.35546875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 301.652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av kredittforetak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.133px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.5762px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.1485px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 35.3887px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010886237</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 35.625px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.06.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 55.7949px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012748658</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 56.0312px; width: 123.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">450 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10.1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1.2025</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 76.2168px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013210476</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 76.4375px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">800 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">07.02.2030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.623px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012699042</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 96.8438px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21.10.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 117.029px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010753320</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 117.266px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">425 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.03.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 137.436px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010834070</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 137.672px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10.10.2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.842px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010849847</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 158.078px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19.06.2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.264px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010868706</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 201.922px; top: 178.484px; width: 123.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20.05.2030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 198.67px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010952872</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.141px; top: 198.891px; width: 131.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.05.2026</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 219.076px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012422908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.141px; top: 219.312px; width: 131.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 250 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26.04.2027</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 239.482px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012810482</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.141px; top: 239.719px; width: 131.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">03.04.2028</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 259.889px; width: 73.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013132993</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 193.141px; top: 260.125px; width: 131.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.748px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">05.03.2029</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 288.133px; width: 123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.172px; top: 295.859px; width: 47.9121px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 525 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 303.883px; width: 98.8477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av kredittforetak</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 347.992px; width: 123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 188.172px; top: 355.719px; width: 47.9121px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 058 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 363.742px; width: 21.2695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">totalt</span></span></span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse for obligasjoner utstedt av kredittforetaket (OMF)</span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse er beregnet iht finansforetaksloven \u00a7 1<span class=\"_ _0\"></span>1-1<span class=\"_ _0\"></span>1 krav til stadig bel\u00f8psmessig balanse.</span><span style=\"display:inherit;clear:left;\">Loven krever at sikkerhetsmassens verdi til enhver tid minimum overstiger 105 % av verdien av obligasjonene <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">med fortrinnsrett til dekning i sikkerhetsmassen.</span><span style=\"display:inherit;clear:left;position:relative;height:309.87890625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 418.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bel\u00f8psmessig balanse - brutto utstedte obligasjoner med fortrinnsrett</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 6.54297px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 85.1953px; width: 107.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi OMF</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 85.0469px; width: 153.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 525 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 625 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 127.061px; width: 72.1641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.953px; top: 127.297px; width: 154.934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 102 268 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 971 914 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 148.326px; width: 65.8477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankinnskudd</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 148.562px; width: 142.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 200 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 200 301 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 169.592px; width: 82.9043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Likvide eiendeler </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 607.312px; top: 169.812px; width: 142.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 391 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 604 000 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 191.492px; width: 112.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdi sikkerhetsmasse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.25px; top: 191.344px; width: 153.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 693 268 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.8281px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 776 215 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 234.008px; width: 68.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overpantsettelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.25px; top: 233.859px; width: 137.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">16,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.1602px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127,1 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 275.889px; width: 101.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Minstekrav ratingbyr\u00e5</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 276.109px; width: 139.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106,0 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 297.139px; width: 200.344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulatorisk minstekrav til overpantsettelse</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 609.5px; top: 297.375px; width: 139.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">105,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105,0 %</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__165-1": {
   "value": "<span style=\"display:inherit;clear:left;\">A<span class=\"_ _0\"></span>vsetning andre forpliktelser </span><span style=\"display:inherit;clear:left;position:relative;height:146.505859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.8906px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.016px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 28.1191px; width: 176.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5469px; top: 70.6875px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 70.4512px; width: 96.2285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 70.6875px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5469px; top: 91.9375px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 91.7168px; width: 234.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 91.9375px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 112.982px; width: 83.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.875px; top: 134.734px; width: 132.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 134.883px; width: 139.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.719px; top: 134.734px; width: 132.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 060</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 840</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av taps-</span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>nin<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>r iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen.<span class=\"_ _1\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se <span class=\"ls3\">note 1<span class=\"_ _0\"></span>1. </span></span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ls3\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-</span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__164": {
   "value": "<span style=\"display:inherit;clear:left;\">A<span class=\"_ _0\"></span>vsetning andre forpliktelser </span><span style=\"display:inherit;clear:left;position:relative;height:146.505859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.8906px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.016px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 28.1191px; width: 176.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5469px; top: 70.6875px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 70.4512px; width: 96.2285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsforpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 70.6875px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 24.5469px; top: 91.9375px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 212</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 91.7168px; width: 234.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.4985px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 568.594px; top: 91.9375px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 112.982px; width: 83.8652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre avsetninger</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.875px; top: 134.734px; width: 132.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 140</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 908</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 134.883px; width: 139.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.719px; top: 134.734px; width: 132.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 060</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.6054px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 840</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av taps-</span><span style=\"display:inherit;clear:left;\">av<span class=\"_ _0\"></span>set<span class=\"_ _0\"></span>nin<span class=\"_ _0\"></span>ge<span class=\"_ _1\"></span>r iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen.<span class=\"_ _1\"></span> <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se <span class=\"ls3\">note 1<span class=\"_ _0\"></span>1. </span></span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ls3\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-</span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__168": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld</span><span style=\"display:inherit;clear:left;position:relative;height:146.505859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.8906px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.016px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 28.1191px; width: 74.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7188px; top: 70.6875px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 70.4668px; width: 62.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankremisser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.594px; top: 70.6875px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 91.9531px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 91.7324px; width: 72.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Interimskontoer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 91.9531px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 113.219px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">70 004</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 112.982px; width: 56.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 113.219px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.875px; top: 134.734px; width: 131.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 134.883px; width: 69.5508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.719px; top: 134.734px; width: 131.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__167": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld</span><span style=\"display:inherit;clear:left;position:relative;height:146.505859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.8906px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.016px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 28.1191px; width: 74.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7188px; top: 70.6875px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 70.4668px; width: 62.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankremisser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.594px; top: 70.6875px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 91.9531px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 91.7324px; width: 72.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Interimskontoer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 91.9531px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 113.219px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">70 004</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 112.982px; width: 56.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 113.219px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.875px; top: 134.734px; width: 131.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 134.883px; width: 69.5508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.719px; top: 134.734px; width: 131.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__166": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld</span><span style=\"display:inherit;clear:left;position:relative;height:146.505859375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 45.8906px; top: 0.0019531px; width: 598.881px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 480.281px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 544.016px; top: 34.6523px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 28.1191px; width: 74.5605px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 32.7188px; top: 70.6875px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 70.4668px; width: 62.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankremisser</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 577.594px; top: 70.6875px; width: 120.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 91.9531px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 91.7324px; width: 72.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Interimskontoer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 91.9531px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 17.7656px; top: 113.219px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">43 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">70 004</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 112.982px; width: 56.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 561.891px; top: 113.219px; width: 133.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.9315px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 18.875px; top: 134.734px; width: 131.643px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.1562px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 567</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 208.125px; top: 134.883px; width: 69.5508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum annen gjeld</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 563.719px; top: 134.734px; width: 131.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">54 939</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__169": {
   "value": "<span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:100.951171875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 598.672px; top: 11.293px; width: 147.018px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.2596px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 46.1855px; width: 170.273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital, nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.781px; top: 46.4062px; width: 137.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 67.4355px; width: 105.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 623.25px; top: 67.6719px; width: 127.822px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 89.3359px; width: 107.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 612.25px; top: 89.1875px; width: 136.893px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">472 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.6815px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span></span><span style=\"display:inherit;clear:left;\">Endring i ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:107.88671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.0117187px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 0.0117187px; width: 33.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 0.0117187px; width: 30.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 0.0117187px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 3.47852px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 12.9023px; width: 142.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 12.9023px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 12.9023px; width: 39.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.9023px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.8574px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 49.0938px; width: 452.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">320 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.322px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">470 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.248px; width: 108.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 72.4688px; width: 445.236px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.533px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.0312px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 909</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.2734px; width: 107.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 96.125px; width: 456.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">472 909</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:107.88671875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 0.0117187px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 0.0117187px; width: 33.1348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 618.375px; top: 0.0117187px; width: 30.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 0.0117187px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 2.49414px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 12.918px; width: 142.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.6971px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 510.344px; top: 12.918px; width: 28.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 602.75px; top: 12.918px; width: 39.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 12.918px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 48.8574px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 49.0938px; width: 448.389px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">367 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7733px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.016px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.248px; width: 108.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 304.188px; top: 72.4844px; width: 444.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.982px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-406</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 007</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 96.2734px; width: 107.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 293.359px; top: 96.125px; width: 456.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.906px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:83.509765625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 0.0039062px; width: 62.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 15.9023px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 15.9023px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 18.9473px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 28.793px; width: 332.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdijusteringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 28.793px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 70.7637px; width: 100.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.172px; top: 71px; width: 454.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.3866px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.1543px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 902 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.98px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 472 909 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:78.119140625px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 530.469px; top: 0.0039062px; width: 62.0508px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ffe; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 292.109px; top: 15.6055px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 717.141px; top: 15.6055px; width: 34.5703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.80969px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 20.5098px; width: 118.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 280.172px; top: 28.5117px; width: 332.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.3438px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.8984px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdijusteringer</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 28.5117px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 65.373px; width: 97.793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 289.172px; top: 65.6094px; width: 455.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.7716px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -47 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.5685px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -406 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.98px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span></span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5n, tidsbegrenset</span><span style=\"display:inherit;clear:left;position:relative;height:107.52734375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 721.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptaks\u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.183px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betingelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.438px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Forfall</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Calldato</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.625px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nominell verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 31.4824px; width: 403.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.279px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,20%</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 31.7188px; width: 252.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.12.2032</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">01.09.2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">220 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 52.748px; width: 403.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.279px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,28%</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 52.9844px; width: 251.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1.2033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23.08.2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 74.0137px; width: 403.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.279px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 1,90%</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 489.312px; top: 74.2344px; width: 252.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">23.05.2034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23.05.2029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.3105px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 95.9141px; width: 137.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi ansvarlig l\u00e5n</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 718.312px; top: 95.7656px; width: 34.6055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">470 000</span></span></span><span style=\"display:inherit;clear:left;\">Konsernet har i tillegg utstedt to fondsobligasjoner til nominell verdi 100 </span><span style=\"display:inherit;clear:left;\">MNOK (ISIN NO0012928771) og 100 MNOK (ISIN NO0013251<span class=\"_ _0\"></span>199).  </span><span style=\"display:inherit;clear:left;\">Rente <span class=\"_ _45\"></span>betingelser p\u00e5 l\u00e5nene er hhv<span class=\"_ _0\"></span>. 3 mnd NIBOR + 4,15% og 3 mnd </span><span style=\"display:inherit;clear:left;\">NIBOR +3,05%. L\u00e5nene er regnskapsmessig behandlet som hybrid-</span><span style=\"display:inherit;clear:left;\">kapital og inng\u00e5r i konsernets egenkapital og renteutgifter p\u00e5 hybrid-</span><span style=\"display:inherit;clear:left;\">kapital f\u00f8res over egenkapitalen. </span><span style=\"display:inherit;clear:left;\">Det er i 2024 p\u00e5l\u00f8pt 13,5 millioner kroner i renter p\u00e5 hybridkapital <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">(9,4 millioner kroner for tilsvarende periode i 2023).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__172": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av eg<span class=\"_ _0\"></span>en-</span><span style=\"display:inherit;clear:left;\">kap<span class=\"_ _0\"></span>ital<span class=\"_ _1\"></span>bev<span class=\"_ _0\"></span>iska<span class=\"_ _1\"></span>pit<span class=\"_ _0\"></span>al, overkurs, annen innskutt egenkapital og utjevnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>nd.  Utjevningsfondet er akkumulert overskudd som kan benyttes </span><span style=\"display:inherit;clear:left;\">til fremtidig kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon </span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner </span><span style=\"display:inherit;clear:left;\">med egne egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt </span><span style=\"display:inherit;clear:left;\">egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/kunde-</span><span style=\"display:inherit;clear:left;\">utb<span class=\"_ _0\"></span>ytte<span class=\"_ _1\"></span>, fond for urealiserte gevinster<span class=\"_ _0\"></span>, fond for vurderingsforskjeller<span class=\"_ _0\"></span>,<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">annen egenkapital og minoritetsinteresser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Annen egenkapital </span><span style=\"display:inherit;clear:left;\">inkluderer avsatt utbytte.    </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og </span><span style=\"display:inherit;clear:left;\">grunnfonds <span class=\"_ _45\"></span>kapitalen i samme forhold som deres respektive </span><span style=\"display:inherit;clear:left;\">andel av bankens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, </span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor </span><span style=\"display:inherit;clear:left;\">det ikke utbetales utbytte, og investor har heller ikke senere krav </span><span style=\"display:inherit;clear:left;\">p\u00e5 renter som ikke er utbetalt, dvs. rentene akkumuleres ikke. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjoner tilfredsstiller ikke definisjonen av finansiell </span><span style=\"display:inherit;clear:left;\">forpliktelse i henhold til IAS 32 og klassifiseres f\u00f8lgelig som </span><span style=\"display:inherit;clear:left;\">egenkapital/hybridkapital i bankens balanse. Fondsobligasjonene </span><span style=\"display:inherit;clear:left;\">er evigvarende og banken har en ensidig rett til ikke \u00e5 betale </span><span style=\"display:inherit;clear:left;\">renter til investorene under gitte vilk\u00e5r<span class=\"_ _0\"></span>. Renter presenteres </span><span style=\"display:inherit;clear:left;\">dermed ikke som en rentekostnad i resultatet, men som en </span><span style=\"display:inherit;clear:left;\">reduksjon i annen egenkapital. Se for\u00f8vrig note 40 for mer </span><span style=\"display:inherit;clear:left;\">informasjon vedr\u00f8rende konsernets fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__171": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av eg<span class=\"_ _0\"></span>en-</span><span style=\"display:inherit;clear:left;\">kap<span class=\"_ _0\"></span>ital<span class=\"_ _1\"></span>bev<span class=\"_ _0\"></span>iska<span class=\"_ _1\"></span>pit<span class=\"_ _0\"></span>al, overkurs, annen innskutt egenkapital og utjevnings<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">fo<span class=\"_ _0\"></span>nd.  Utjevningsfondet er akkumulert overskudd som kan benyttes </span><span style=\"display:inherit;clear:left;\">til fremtidig kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon </span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">mot annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner </span><span style=\"display:inherit;clear:left;\">med egne egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt </span><span style=\"display:inherit;clear:left;\">egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/kunde-</span><span style=\"display:inherit;clear:left;\">utb<span class=\"_ _0\"></span>ytte<span class=\"_ _1\"></span>, fond for urealiserte gevinster<span class=\"_ _0\"></span>, fond for vurderingsforskjeller<span class=\"_ _0\"></span>,<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">annen egenkapital og minoritetsinteresser<span class=\"_ _0\"></span>. <span class=\"_ _0\"></span>Annen egenkapital </span><span style=\"display:inherit;clear:left;\">inkluderer avsatt utbytte.    </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og </span><span style=\"display:inherit;clear:left;\">grunnfonds <span class=\"_ _45\"></span>kapitalen i samme forhold som deres respektive </span><span style=\"display:inherit;clear:left;\">andel av bankens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, </span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor </span><span style=\"display:inherit;clear:left;\">det ikke utbetales utbytte, og investor har heller ikke senere krav </span><span style=\"display:inherit;clear:left;\">p\u00e5 renter som ikke er utbetalt, dvs. rentene akkumuleres ikke. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjoner tilfredsstiller ikke definisjonen av finansiell </span><span style=\"display:inherit;clear:left;\">forpliktelse i henhold til IAS 32 og klassifiseres f\u00f8lgelig som </span><span style=\"display:inherit;clear:left;\">egenkapital/hybridkapital i bankens balanse. Fondsobligasjonene </span><span style=\"display:inherit;clear:left;\">er evigvarende og banken har en ensidig rett til ikke \u00e5 betale </span><span style=\"display:inherit;clear:left;\">renter til investorene under gitte vilk\u00e5r<span class=\"_ _0\"></span>. Renter presenteres </span><span style=\"display:inherit;clear:left;\">dermed ikke som en rentekostnad i resultatet, men som en </span><span style=\"display:inherit;clear:left;\">reduksjon i annen egenkapital. Se for\u00f8vrig note 40 for mer </span><span style=\"display:inherit;clear:left;\">informasjon vedr\u00f8rende konsernets fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__173-1": {
   "value": "<span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank ble egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapitalen forh\u00f8yet med 20,1 millioner kroner ved utstedelse <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av <span class=\"_ _4\"></span>2.<span class=\"_ _4\"></span>014<span class=\"_ _4\"></span>.0<span class=\"_ _4\"></span>39<span class=\"_ _4\"></span> nye egenkapitalbevis til tidligere egenkapitalbeviseiere  </span><span style=\"display:inherit;clear:left;\">i Hjelmeland Sparebank. </span><span style=\"display:inherit;clear:left;\">Etter utstedelsen av nye egenkapitalbevis utgj\u00f8r total vedtektsfestet </span><span style=\"display:inherit;clear:left;\">egenkapitalbeviskapital NOK 250 289 410 fordelt p\u00e5 25.028.941 </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis, med p\u00e5lydende 10 kroner per egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Forstanderskapet 10.april 2024 ga styret i banken fullmakt til \u00e5 kj\u00f8pe egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis for samlet p\u00e5lydende inntil 23,015 millioner kroner<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">svarende til 10 % av egenkapitalbeviskapitalen (f\u00f8r fusjon). Hvert </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis kan kj\u00f8pes til kurser mellom 1 og 150 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Fullmakten er gyldig frem til og med ordin\u00e6rt forstanderskapsm\u00f8te <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025, dog ikke lengre enn 18 m\u00e5neder fra tidspunktet fullmakten er gitt. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 eier Rogaland Sparebank 2.081.542 egne egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevis som tilsvarer ca. 8,3 % av totalt antall utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut gaver til allmennyttige form\u00e5l. Det er per 31.12.2024 avsatt 1<span class=\"_ _0\"></span>10,5 </span><span style=\"display:inherit;clear:left;\">millioner kroner til kundeutbytte. For 2023 ble det utbetalt 76,5 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte (utbetalt i 2024).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__174": {
   "value": "<span style=\"display:inherit;clear:left;\">Det er foresl\u00e5tt utbetaling av utbytte p\u00e5 9,50 kr per egenkapitalbevis for </span><span style=\"display:inherit;clear:left;\">2024, tilsvarende 76,6 % av konsernets fortjeneste per egenkapitalbevis. </span><span style=\"display:inherit;clear:left;\">For 2023 ble det utbetalt et utbytte p\u00e5 7,50 kr per egenkapitalbevis.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__176-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Forstanderskapet 10.april 2024 ga styret i banken fullmakt til \u00e5 kj\u00f8pe egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis for samlet p\u00e5lydende inntil 23,015 millioner kroner<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">svarende til 10 % av egenkapitalbeviskapitalen (f\u00f8r fusjon). Hvert </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis kan kj\u00f8pes til kurser mellom 1 og 150 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Fullmakten er gyldig frem til og med ordin\u00e6rt forstanderskapsm\u00f8te <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">i 2025, dog ikke lengre enn 18 m\u00e5neder fra tidspunktet fullmakten er gitt. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 eier Rogaland Sparebank 2.081.542 egne egenkapital<span class=\"ls3\">-</span></span><span style=\"display:inherit;clear:left;\">bevis som tilsvarer ca. 8,3 % av totalt antall utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital  </span><span style=\"display:inherit;clear:left;\">og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:169.41796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 169.148px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 11.7617px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 13.8867px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.748px; width: 175.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 51.9688px; width: 158.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.998px; width: 102.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.953px; top: 73.2344px; width: 158.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 815</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 94.2637px; width: 107.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 94.4844px; width: 154.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.529px; width: 107.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 115.75px; width: 167.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 178 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.779px; width: 125.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 585.547px; top: 137.016px; width: 162.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-134 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 180</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.67px; width: 70.9102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 156.891px; width: 158.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">595 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 453</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:531.318359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 335.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 16.4492px; width: 219.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.3418px; width: 132.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 S\u00f8r-Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ASA</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 51.5625px; width: 168.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,92</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.5918px; width: 177.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland Sparebank (egenbeholdning)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 72.8281px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 081 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,32</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 93.8574px; width: 93.3809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 94.0938px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 883 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,52</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.123px; width: 81.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">est</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 115.344px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 778 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,10</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.373px; width: 51.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Clipper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 136.609px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,99</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.639px; width: 134.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Egenkapitalbevis </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 157.875px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 223 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,89</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.904px; width: 80.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 179.125px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,54</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.154px; width: 62.9473px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alue AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 200.391px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 221.42px; width: 81.4512px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordea </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Bank Abp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 221.641px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">625 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.686px; width: 198.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 242.906px; width: 160.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">359 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,44</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.936px; width: 66.8086px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 264.172px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,27</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 285.201px; width: 78.293px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Menne </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 285.422px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">295 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 306.451px; width: 128.285px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Investering AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 306.688px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 327.717px; width: 92.2207px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 327.953px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,74</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.982px; width: 87.7852px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hausta </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Investor AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 349.203px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">180 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,72</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 370.232px; width: 80.5723px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">irna </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Holding AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 370.469px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,62</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 391.498px; width: 85.2656px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Falnes AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 391.719px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,58</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 412.764px; width: 50.3379px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 412.984px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,53</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 434.014px; width: 82.7285px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 434.25px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">124 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.279px; width: 75.1172px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Elgar </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Kapital As</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 455.5px; width: 160.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,46</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 477.18px; width: 62.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 477.031px; width: 172.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 152 896</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64,54</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 497.795px; width: 56.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 498.031px; width: 168.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 876 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,46</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 519.695px; width: 97.7637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 519.547px; width: 174.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 028 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtekstfestet eierandelskapital i Rogaland Sparebank er NOK 250 289 410<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 25 028 941 egenkapitalbevis, hvert p\u00e5lydende 10 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 var det registrert 3 477egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette </span><span style=\"display:inherit;clear:left;\">tidspunktet 64,54 % av egenkapitalbeviskapitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otale egenkapitalbevis p\u00e5 25 028 941 per 31.12.2024 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.081.542 egne egenkapitalbevis. P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__178": {
   "value": "<span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">ut gaver til allmennyttige form\u00e5l. Det er per 31.12.2024 avsatt 1<span class=\"_ _0\"></span>10,5 </span><span style=\"display:inherit;clear:left;\">millioner kroner til kundeutbytte. For 2023 ble det utbetalt 76,5 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte (utbetalt i 2024).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__180": {
   "value": "<span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__179": {
   "value": "<span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__182": {
   "value": "<span style=\"display:inherit;clear:left;\">Hendelser etter balansedagen</span><span style=\"display:inherit;clear:left;\">REGNSKAPSPRINSIPPER</span><span style=\"display:inherit;clear:left;\">Regnskapet anses som godkjent for offentliggj\u00f8ring n\u00e5r styret har </span><span style=\"display:inherit;clear:left;\">behandlet regnskapet. Forstanderskap og regulerende myndigheter </span><span style=\"display:inherit;clear:left;\">vil etter dette kunne nekte \u00e5 godkjenne regnskapet, men ikke forandre </span><span style=\"display:inherit;clear:left;\">det. Hendelser frem til regnskapet anses godkjent for offentliggj\u00f8ring </span><span style=\"display:inherit;clear:left;\">og som vedr\u00f8rer forhold som allerede var kjent p\u00e5 balansedagen, </span><span style=\"display:inherit;clear:left;\">vil inng\u00e5 i informasjonsgrunnlaget for fastsettelsen av regnskaps-</span><span style=\"display:inherit;clear:left;\">estimater og s\u00e5ledes reflekteres fullt ut i regnskapet. Hendelser </span><span style=\"display:inherit;clear:left;\">som vedr\u00f8rer forhold som oppst\u00e5r etter balansedagen, vil bli </span><span style=\"display:inherit;clear:left;\">opplyst om dersom de er vesentlige. Regnskapet er avlagt etter </span><span style=\"display:inherit;clear:left;\">en forutsetning om fortsatt drift. Denne forutsetningen var etter </span><span style=\"display:inherit;clear:left;\">styrets oppfatning til stedet p\u00e5 det tidspunkt regnskapet ble </span><span style=\"display:inherit;clear:left;\">godkjent for fremleggelse.</span><span style=\"display:inherit;clear:left;\">A<span class=\"_ _1\"></span>vklaring i et st\u00f8rre tapsutsatt engasjement</span><span style=\"display:inherit;clear:left;\">Et enkelt bedriftsengasjement p\u00e5 97 millioner kroner er rapportert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">som tapsutsatt engasjement per 31.12.2024. Engasjementet er knyttet <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">opp mot et d\u00f8dsfall med medf\u00f8lgende konkurs som fant sted tett opp </span><span style=\"display:inherit;clear:left;\">mot rapporteringsdato. Engasjementet er gjort opp uten tap for banken  </span><span style=\"display:inherit;clear:left;\">i etterkant av rapporteringsdato.</span><span style=\"display:inherit;clear:left;\">Det har ellers ikke inntr\u00e5dt hendelser etter balansedagen som er <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">av vesentlig betydning for det avlagte \u00e5rsregnskapet per 31.12.2024.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__185": {
   "value": "<span style=\"display:inherit;clear:left;\">Fortjeneste per egenkapitalbevis  </span><span style=\"display:inherit;clear:left;\">og beregning av egenkapitalbevisbr\u00f8k</span><span style=\"display:inherit;clear:left;position:relative;height:295.48046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 53.3125px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 31.6562px; top: 34.8691px; width: 670.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 217.647px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.5938px; top: 70.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10,0 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 70.123px; width: 182.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 624.812px; top: 70.3594px; width: 107.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9,9 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.5938px; top: 91.6094px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10,0 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 91.3887px; width: 224.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utvannet fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 624.812px; top: 91.6094px; width: 107.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9,9 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 112.777px; width: 118.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnlag for beregningen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.5781px; top: 134.141px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 457 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 890 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 133.904px; width: 84.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 134.141px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 456 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 476 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.3906px; top: 155.391px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 155.17px; width: 116.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalsbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.438px; top: 155.391px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.2344px; top: 176.656px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">285 150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 683</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 176.42px; width: 201.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat henf\u00f8rbart til egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.531px; top: 176.656px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">284 459</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.3906px; top: 197.922px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 197.686px; width: 193.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.594px; top: 197.922px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 358.562px; top: 235.596px; width: 2.88281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.7717px; font-family: ffe; -webkit-text-stroke: 0.0865755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 31.6562px; top: 235.09px; width: 294.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 235.09px; width: 102.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 261.688px; width: 128.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 261.467px; width: 85.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 1.1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.656px; top: 261.688px; width: 128.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 282.953px; width: 128.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 282.732px; width: 96.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.828px; top: 282.953px; width: 128.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> Antall utest\u00e5ende egenkapitalbevis er redusert for bankens beholdning av egne egenkapitalbevis. </span></span><span style=\"display:inherit;clear:left;position:relative;height:285.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 512.051px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0.0738606px; margin-left: 0px; font-size: 14.7721px; font-family: fff; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregning av egenkapitalbevisbr\u00f8k</span><span style=\"word-spacing: 0px; letter-spacing: 0.0738606px; display: inline-block; margin-left: 0px; width: 168.76px; font-size: 14.7721px; font-family: fff; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.045px; font-family: ffe; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5027px; font-size: 10.045px; font-family: ffe; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.7637px; width: 109.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.297px; top: 40px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 149 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 61.0293px; width: 102.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 416.219px; top: 61.2656px; width: 121.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (20 815)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (20 030)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 82.2949px; width: 42.4102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 82.5156px; width: 129.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 178 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 313 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.545px; width: 125.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 409.922px; top: 103.781px; width: 126.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (134 726)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (127 180)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.811px; width: 70.9102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.297px; top: 125.031px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 595 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 453 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.146px; width: 154.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> = Kapital egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 146.297px; width: 128.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 868 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 605 706 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 188.592px; width: 87.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 188.812px; width: 129.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 089 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 895 350 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 209.842px; width: 174.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gavefond (ekskl. avsatt kundeutbytte)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423.734px; top: 210.078px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 574 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 231.178px; width: 105.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B = Grunnfondskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 231.344px; width: 129.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 129 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 920 512 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 273.873px; width: 159.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff12; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ff12; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / (A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ff12; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> + B) = Egenkapitalbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.093px; top: 273.397px; width: 114.081px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6736px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span></span></span><span style=\"display:inherit;clear:left;\">Antall utstedte egenkapitalbevis er 25 028 841 per 31.12.2024, hvorav </span><span style=\"display:inherit;clear:left;\">bankens egenbeholdning er 2.081.542 egenkapitalbevis per 31.12.2024. </span><span style=\"display:inherit;clear:left;\">Antall utest\u00e5ende egenkapitalbevis utgj\u00f8r f\u00f8lgelig 22.947.399 per </span><span style=\"display:inherit;clear:left;\">31.12.2024, sammenlignet med 21.01<span class=\"_ _0\"></span>1.952 per 31.12.2023. </span><span style=\"display:inherit;clear:left;\">Overskuddet tilordnes eierene etter tidsvektet eierbr\u00f8k gjennom \u00e5ret. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank gikk eierbr\u00f8ken </span><span style=\"display:inherit;clear:left;\">noe ned. Beregning av fortjeneste per egenkapitalbevis er basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 egenkapitalbevisprosenten per 31.12.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__184": {
   "value": "<span style=\"display:inherit;clear:left;\">Fortjeneste per egenkapitalbevis  </span><span style=\"display:inherit;clear:left;\">og beregning av egenkapitalbevisbr\u00f8k</span><span style=\"display:inherit;clear:left;position:relative;height:295.48046875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 53.3125px; top: 0.0019531px; width: 649.904px; white-space: pre; word-spacing: -0.08325px; letter-spacing: 0.08325px; margin-left: 0px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.08325px; letter-spacing: 0.08325px; display: inline-block; margin-left: 0px; width: 531.304px; font-size: 16.65px; font-family: fff; -webkit-text-stroke: 0.24975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 31.6562px; top: 34.8691px; width: 670.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0.075px; display: inline-block; margin-left: 0px; width: 217.647px; font-size: 15px; font-family: fff; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.5938px; top: 70.3594px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10,0 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 70.123px; width: 182.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 624.812px; top: 70.3594px; width: 107.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9,9 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 30.5938px; top: 91.6094px; width: 106.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.5096px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10,0 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 91.3887px; width: 224.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utvannet fortjeneste per egenkapitalbevis (NOK)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 624.812px; top: 91.6094px; width: 107.174px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12,4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.3926px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9,9 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 112.777px; width: 118.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ffe; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnlag for beregningen</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 11.5781px; top: 134.141px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 457 595 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 890 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 133.904px; width: 84.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat etter skatt</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 608.391px; top: 134.141px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 456 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 476 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.3906px; top: 155.391px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 155.17px; width: 116.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalsbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 615.438px; top: 155.391px; width: 112.91px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 15.2344px; top: 176.656px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">285 150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 683</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 176.42px; width: 201.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat henf\u00f8rbart til egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 610.531px; top: 176.656px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">284 459</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 20.3906px; top: 197.922px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 197.686px; width: 193.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis (tusen)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 616.594px; top: 197.922px; width: 111.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6386px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 358.562px; top: 235.596px; width: 2.88281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.7717px; font-family: ffe; -webkit-text-stroke: 0.0865755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 31.6562px; top: 235.09px; width: 294.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.883px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 9.9px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis </span></span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 627.562px; top: 235.09px; width: 102.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.2031px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 261.688px; width: 128.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 261.467px; width: 85.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 1.1</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 596.656px; top: 261.688px; width: 128.051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 282.953px; width: 128.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 190.094px; top: 282.732px; width: 96.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utest\u00e5ende per 31.12</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 594.828px; top: 282.953px; width: 128.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">22 947 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.8906px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 01</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1 952</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"fff\"> Antall utest\u00e5ende egenkapitalbevis er redusert for bankens beholdning av egne egenkapitalbevis. </span></span><span style=\"display:inherit;clear:left;position:relative;height:285.48828125px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0097656px; width: 512.051px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0.0738606px; margin-left: 0px; font-size: 14.7721px; font-family: fff; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregning av egenkapitalbevisbr\u00f8k</span><span style=\"word-spacing: 0px; letter-spacing: 0.0738606px; display: inline-block; margin-left: 0px; width: 168.76px; font-size: 14.7721px; font-family: fff; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span class=\"pp-font-color-override-1\" style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.045px; font-family: ffe; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5027px; font-size: 10.045px; font-family: ffe; -webkit-text-stroke: 0.221582px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 39.7637px; width: 109.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.297px; top: 40px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 250 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 149 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 61.0293px; width: 102.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 416.219px; top: 61.2656px; width: 121.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (20 815)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.3438px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (20 030)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 82.2949px; width: 42.4102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 82.5156px; width: 129.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 178 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 313 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 103.545px; width: 125.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 409.922px; top: 103.781px; width: 126.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (134 726)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.9043px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (127 180)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 124.811px; width: 70.9102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 418.297px; top: 125.031px; width: 121.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 595 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 453 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 146.146px; width: 154.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> = Kapital egenkapitalbeviseiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 146.297px; width: 128.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 868 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.334px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 605 706 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 188.592px; width: 87.0352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 188.812px; width: 129.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 089 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 895 350 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 209.842px; width: 174.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gavefond (ekskl. avsatt kundeutbytte)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 423.734px; top: 210.078px; width: 116.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 40 574 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.4804px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 162 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 231.178px; width: 105.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff14; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B = Grunnfondskapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 408.172px; top: 231.344px; width: 129.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 129 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.3634px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 920 512 </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 273.873px; width: 159.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ff12; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ff12; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> / (A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.37935px; width: 0px; font-size: 10.35px; font-family: ff12; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> + B) = Egenkapitalbevisprosent</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 426.093px; top: 273.397px; width: 114.081px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6736px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span></span></span><span style=\"display:inherit;clear:left;\">Antall utstedte egenkapitalbevis er 25 028 841 per 31.12.2024, hvorav </span><span style=\"display:inherit;clear:left;\">bankens egenbeholdning er 2.081.542 egenkapitalbevis per 31.12.2024. </span><span style=\"display:inherit;clear:left;\">Antall utest\u00e5ende egenkapitalbevis utgj\u00f8r f\u00f8lgelig 22.947.399 per </span><span style=\"display:inherit;clear:left;\">31.12.2024, sammenlignet med 21.01<span class=\"_ _0\"></span>1.952 per 31.12.2023. </span><span style=\"display:inherit;clear:left;\">Overskuddet tilordnes eierene etter tidsvektet eierbr\u00f8k gjennom \u00e5ret. <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">I forbindelse med fusjonen med Hjelmeland Sparebank gikk eierbr\u00f8ken </span><span style=\"display:inherit;clear:left;\">noe ned. Beregning av fortjeneste per egenkapitalbevis er basert <span class=\"ls3\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 egenkapitalbevisprosenten per 31.12.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "f0__s7__6__186": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital  </span><span style=\"display:inherit;clear:left;\">og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:169.41796875px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 169.148px; white-space: pre; word-spacing: -0.087px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 577.453px; top: 11.7617px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 705.109px; top: 13.8867px; width: 45.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.748px; width: 175.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 51.9688px; width: 158.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 289</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.998px; width: 102.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 592.953px; top: 73.2344px; width: 158.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 815</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.6562px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 94.2637px; width: 107.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 595.609px; top: 94.4844px; width: 154.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.9375px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.529px; width: 107.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 115.75px; width: 167.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 178 466</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.779px; width: 125.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 585.547px; top: 137.016px; width: 162.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-134 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.0645px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 180</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 156.67px; width: 70.9102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 156.891px; width: 158.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">595 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.6679px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 453</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:531.318359375px;\"><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 0px; top: 0.0019531px; width: 335.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0.087px; margin-left: 0px; font-size: 17.4px; font-family: fff; -webkit-text-stroke: 0.261px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2024</span></span><span class=\"pp-font-color-override-1\" style=\"position: absolute; display: inline-block; left: 516.031px; top: 16.4492px; width: 219.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.3221px; font-size: 10.2px; font-family: ffe; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 51.3418px; width: 132.029px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 S\u00f8r-Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ASA</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 51.5625px; width: 168.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,92</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 72.5918px; width: 177.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland Sparebank (egenbeholdning)</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 72.8281px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 081 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,32</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 93.8574px; width: 93.3809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 94.0938px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 883 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,52</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 115.123px; width: 81.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">est</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 115.344px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 778 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7,10</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 136.373px; width: 51.6035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Clipper</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 136.609px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,99</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 157.639px; width: 134.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> Egenkapitalbevis </span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 157.875px; width: 169.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 223 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,89</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 178.904px; width: 80.5723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 179.125px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,54</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 200.154px; width: 62.9473px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">alue AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 200.391px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 221.42px; width: 81.4512px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordea </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Bank Abp</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 221.641px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">625 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 242.686px; width: 198.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 242.906px; width: 160.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">359 31</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,44</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 263.936px; width: 66.8086px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 264.172px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,27</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 285.201px; width: 78.293px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Menne </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 285.422px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">295 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,18</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 306.451px; width: 128.285px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Investering AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 306.688px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">250 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 327.717px; width: 92.2207px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 327.953px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,74</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 348.982px; width: 87.7852px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hausta </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Investor AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 349.203px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">180 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,72</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 370.232px; width: 80.5723px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">irna </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.931642px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Holding AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 370.469px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,62</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 391.498px; width: 85.2656px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Falnes AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 391.719px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">145 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,58</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 412.764px; width: 50.3379px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 412.984px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,53</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 434.014px; width: 82.7285px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Invest AS</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 588.703px; top: 434.25px; width: 160.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">124 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 455.279px; width: 75.1172px; white-space: pre; word-spacing: -0.627px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Elgar </span><span style=\"word-spacing: -0.627px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Kapital As</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 589.859px; top: 455.5px; width: 160.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">15 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.254px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,46</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 477.18px; width: 62.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 477.031px; width: 172.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 152 896</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.711px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64,54</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 497.795px; width: 56.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: fff; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 580.25px; top: 498.031px; width: 168.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 876 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 99.8614px; font-size: 10.95px; font-family: fff; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,46</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 0px; top: 519.695px; width: 97.7637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.79488px; width: 0px; font-size: 10.35px; font-family: ffe; -webkit-text-stroke: 0.15525px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span></span><span class=\"pp-font-color-override-2\" style=\"position: absolute; display: inline-block; left: 575.359px; top: 519.547px; width: 174.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 028 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.6582px; font-size: 10.65px; font-family: ffe; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _0\"></span>edtekstfestet eierandelskapital i Rogaland Sparebank er NOK 250 289 410<span class=\"_ _4\"></span> </span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 25 028 941 egenkapitalbevis, hvert p\u00e5lydende 10 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2024 var det registrert 3 477egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette </span><span style=\"display:inherit;clear:left;\">tidspunktet 64,54 % av egenkapitalbeviskapitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _2\"></span>otale egenkapitalbevis p\u00e5 25 028 941 per 31.12.2024 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.081.542 egne egenkapitalbevis. P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  }
 }
}